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Monday, 13 May 2013

What options do I have if I have less than 60% in graduation? - Explained

Dear Readers, as many of you are aware that there might be changes in the eligibility criteria (Max Age and Min % Marks in Graduation), over the past few months we have been flooded with a lot of queries from thousands of aspirants who fear the loss of job prospects arising from this 60% graduation criteria in the IBPS PO competitive examination which the IBPS conducts annually.

Although, IBPS PO III notification is not out yet and it is possible there it might come with same illegibility criteria as last year, but still we have tried to through light on other options available to candidates.

This article is aimed at addressing the concerns of those candidates who do not have the required percentage in their graduation. It may look like a big setback to such candidates, however, if one does not panic and think for the long term, one can still be a part of the government sector – Where there is a will, there is way.


(1) Job prospects in the Banking and Finance sector

Let us take an objective look at what options exist within the Banking and Finance sector itself.


S.no.
Examination
Frequency
Graduation Eligibility
Comments
1
SBI – PO
Once in 12-18 Months
Graduation Only

2
SBI Associates PO
Once in 12-18 Months
Graduation Only

3
SBI Clerk
Once in 12-18 Months
10+2 with 60% or Graduation

4
SBI Associates Clerk
Once in 12-18 Months
10+2 with 60% or Graduation

5
IBPS Clerk
Once in 12 Months
Graduation Only


6
IBPS – RRB – PO
Once in 12 Months
Graduation Only

5
IBPS – RRB-Clerk
Once in 12 Months
Graduation Only

7
IBPS Specialist Officer
Once in 12 Months
Graduation Only
Relevant Graduation degree required
8
LIC AAO
No specified frequency
Graduation Only

9
RBI Grade ‘A’ Officers
No Specified frequency
Graduation with 50% marks

10
National Insurance AO
Once in 12-18 Months
Graduation Only

11
Oriental Insurance AO
Once in 12-18 Months
Graduation Only

12
LIC ADO
Once in 12-18 months
Graduation Only


If you look carefully at the above table there are many options available to an aspirant who does not possess 60% in his/ her graduation. So one should not feel disheartened and one should keep trying with the options available to him/her.  


Q. I am keen on joining a Public Sector Bank only and nothing else, What can I do ?

  • For B.com, BA, BBA and other non technical graduates

(A) Prepare for IBPS Clerk Exam and RRB exam.

If you have done your graduation from a non-technical stream such as B.A, B.Com, BBA and other such streams and are extremely keen on joining the banking sector then you should ideally prepare for the IBPS Clerk examination which is usually held in December each year. 

(B) If Selected as Clerk, give internal examinations for promotion to Officer cadre

Banks also conduct internal examinations for clerical cadre for promotion to Officer Cadre, this is the route which you can take.  This may take a couple of years 

 (C) If you have a Post Graduate qualification in HR, Marketing and Finance then : - Prepare for the IBPS Specialist Officer examination which is usually held in March each year


  • For B.Tech, BCA and other Technical Graduates

(A) Take the route suggested above for Non-Technical Graduates

                                              OR

(B) Prepare for IBPS Specialist Officer Exam – 

B.Tech , M.Tech , BCA graduates can look forward to giving the IBPS Specialist Offcer examination which is usually held in March each year.

           
(2) Job Prospects in SSC for Central Government Jobs

For aspirants who are interested in other Government jobs such as Staff Selection Commission, there is good news that there is no percentage criteria in Graduation, the following table gives the list of exams conducted by SSC

S.no.
Examination
Frequency
Graduation Eligibility
Comments
1
SSC-Combined Graduate Level
Once a Year
Graduate in any discipline

2
SSC 10+2
Once a Year
12th pass or Graduate in any discipline

3
SSC – CAPFs
Once a Year
Graduate in any discipline

4
SSC- FCI
Once a Year
Graduate in any discipline

5
SSC- Multitasking
Once a Year
Matriculation

6
SSC- Prasar Bharti
Once a Year
Graduate in any discipline

7
SSC-Cabinet Secretariat
Once a Year
Graduate in any discipline

8
SSC- Junior Engineer
Once a Year
Engineering Graduates only


As you can see above there is no shortage of employment opportunities for jobs through SSC, So if you have less than 60% in graduation you can look forward to preparing for examinations conducted by SSC, these are also very coveted posts in the Central Government and come with a prestige tag attached to them.


Summary

Try to get into the banking sector via the Clerical/Specialist Route/RRB Route

  • If you do not have 60% in graduation, there is no need to feel hopeless and anxious or being insecure about your future,  there are still a lot of options before you and you can easily work towards achieving your goals. You should try to get into the banking sector via the IBPS Clerical route and work your way up through internal promotions to become a Probationary Officer. You might feel that you have been set back by  2 years  but in a long working career spanning 30 years it hardly matters !.


Keep trying for other exams such as LIC, RBI, NIC etc.

  • These posts are also quite coveted posts like that of a Bank PO, so you can look forward to these examinations at least once a year. The course content and the structure of the examination is quite similar to that of Banking exams.

Look at other alternatives like SSC

  • The SSC examinations are  a boon for aspirants who will be deprived of an opportunity  due to this change in rule. One must look at these  seriously if one hopes to secure a prestigious government job.

78 comments:

puja said...

excellent admin

Anonymous said...

Bhai hum to phle se hi convert ho chuke h

Abhishek Bhatnagar said...

what about the pg candidate who have less marks in graduation level but have the 1st class in pg .. tell me admin

Anonymous said...

IN HOW MANY YEARS ONE CAN GET PROMOTION FROM CLECK TO OFFICER...KINDLY REPLY ME ADMIN SIR, DO U ANY IDEA ABOUT SYNDICATE BANK INTERNAL PROMOTION SYSTEM?

Anonymous said...

PO KA 60 PERCENT HONA CHAIYE...BEKAR BHEED HO RAHA HAI...PO BANOGE WITH FIRST CLASS CAREER..EK CLASS TOH HONA CHAIYE..SO 60 PERCENT GOOD ONE

Anonymous said...

Please koi IBPS ya govt ko petiotion likho ki IBPS po or officer job ke liye maximum age jo rakhe hain usko 28yrs se 30yrs kare. Kya abhi sab sector mein max age kam karte jaa rahe hain. This is so injustice. SC/ST candidates kitna age relaxation paa rahe hain. Humgeneral ke liye min 30yrs nahin rakhenge govt job ke liye.

Anonymous said...

bankers adda is the best and very informative site, keeping update of all the latest happenings..

Anonymous said...

Dear Admin,
Aap thoda post karnege ki kaunsa govt job apply kar sakte hain if a candidate is above 28yrs. Aaj kal percentage to dur ki baat max age kam kar rahe hain . Why the system is doing so unfair to us. SC/ST candidates are getting so much previlages. Hum general ke liye kya atleast 30yrs nahin rakhenge govt job ke liye. I am so harrassed. Last 1yr se try kar rahin hun bas ek do mark se cut-off nahin jaa raha aur preparation ke liye age bhi nahin he as I wll turn 28yrs on this month. Every other day they are changing their rules. Pehle toh IBPS po ke liye 30yrs tha. Ab kuch mahine se uska age limit kam kar diye. Phir BOB Manipal ka bhi yahi kiye. BOB Manipal ka toh 26yrs kar diye hain. Koi applicants ko kya ye najar nahin aa raha he. I want to say why they are playing with our lyf.
Admin ji, please hume help kijiye ab mein kaunsa job aplly kar sakti hun.

sandeep peddi said...

its really good job

Anonymous said...

BEKAR BHEED TO TUM JAISE LOGO NE LAGA RAKHI HAI.....JYADA SE JYADA TUNE KYA KIYA HOGA...YA TO B.TECH YA FIR KUCH AUR COURSE KIYA HOGA.....PRIVATE MAI JOB MIL NHI RHI HOGI TUJHE....AB SOCH RHA HOGA KI PO KA PAPER DETA HU....AGAR TERE KO BANK MAI HI JOB KARNI THI TO COURSE KYU KIYA..APNE BAAP KA PAISA BARBAAD KYU KIYA.....AGAR ITNA DUM HAI TO PLAIN GRADUCTION MAI LEKAR AA 60%....AUR AGAR JIS BANDE KE PLAIN GRADUCTION MAI 60% HOTE BHI HAI TO TERI TARAH BANK KI JOB NHI KR RHE HOTE HAI...WO P.HD KR RHE HOTE HAI...TERE PASS 60% KI KARIDI HUE DEGREE HAI NA TAB BOL RHA HAI....
BANKERSADDA & FRIENDS...AM I WRONG?...PLEASE SUPPORT ME....

Ajit Behera said...

agar bheed me compete karne ka ability nehi hai then bank ko kese manage karoge.
Below 60 percent walo se compete karne se daarte ho then inter-bank competition kese face karoge ?? PO ban kr bank me soone ka iraada hai kya ??

Ajit Behera said...
This comment has been removed by the author.
Ajit Behera said...

If truely you have the quality of a 60 percent then you should not fear competition.
BAHADUUR AUR TALENTED CANDIDATES COMPETITION SE DARTE NEHI HAI. AUR JO BINA COMPETE KIYE BANK MEE ANNAA CHAHTE HAI WOH KUTTE HOTE HAIN
those who fear competition should apply for the sweeper post in bank. there are less competitin for the sweeper post. Go and apply for that

Anonymous said...

please provide power capsule for UNITED INDIA INSURANCE COMPANY LIMITED ADMINISTRATIVE OFFICER

Anonymous said...

I m B.tech graduate wid 65%...mere ghusa aya ye phadke k ((bekar bheed ho raha hai)).. sale chutiye india govt sab ke liye hai...wo jo below 60% laya to kya hua...kya wo PO crack nhi kar sakta..job ke liye kai koi kuch b kar sakta he..jada mehnat kar sakta hai.din rat padh sakta hai..wo hi tere se hi sale pehle crack karega...tu apne padhai pe dhyan de..thk hai ..aur dum hai to 15lakh ke beech acha rank lake dikha...

sonika said...

hi admin,

i am 30 years old can u pls suggest ehich exam i'm eligible for.
u can mail e details at sonika.vashisht@gmail.com

Anonymous said...

dear ,
ba
nkersadda
did u give ur study marerial kit .means cd of ur classes specially test series and various other study materials if u can provide this by post .sir waiting for ur response.

Anonymous said...

sir,
i have done BBA m i eligible for so exam

Anonymous said...

Hi Admin
can BBA graduates apply for SO exam...

Anonymous said...

Dear Admin. How to prepare for BARODA MANIPAL EXAM.. help plz...

muneesh chauhan said...

good article

Anonymous said...

this is worng ki b-tech kiya hai to bank me kyu ja raha ..bhai kisi ne kuch bhi kiya ho us se tujhe kya lena dena hai be..wo exam hi kya jis me compition na ho...har ha ye galat hai ki kewal 60% wale hi bank po ke liye apply kare...sabhi ko mauka milna chahiye.tailent kisi % ka motaj nahihot hai wo kabhi bhi aa sakt hai....so jisme ho dam usi ko seat mile chahe wo 50% wala ho ya phir 50% walo........
thank you
urs frnd.....

Anonymous said...

apna business bachane keliye acha idea hai bankpowers ka....lage raho

Anonymous said...

thank u very much sir ..... for your valueble approch

Anonymous said...

if ibps age ko 28 se 30yrs nahi karega to court me jakar FIR KAR DENGE agar yehi karna tha to 1$2 po me kyon nahi kiya

Brijesh gupta said...

i will suggest that different criteria should be there for different stream like for BE/Btech, BCA, BBA 60%
for B.sc, B.comm 55%
and for BA 50%

i'm an engineering graduate and i know that it's very easy to score 60% in engineering and it's very hard to score 60% in BA.

Anonymous said...

kyon addmin se tera chhakar chalta hai kya ya koi aur hi bat hai addmin ke sath

Anonymous said...

and there should be "no written exam and interview, only form fill up process" for SC/ST candidate...wright mr.gupta....BC MC

Anonymous said...

i got 60.30 but with 2nd class acc to my university rule waha 65 par 1st hota hai kya mai eligible hu

sandeep mehra said...

I have scored 59.80 in ibps 2 po.. General quota. And the list is out till 62. I want to know what are the chances of the waiting list... Will there be any.. And if yes,what are my chances?
Plz rply soon. Thnx in advance.

Anonymous said...

sir, i scored 63.6 in general in in Ibps clerk in U.P....but the cutoff went 65.4 ... i am very dissapointed and confused also about further chances of mine.... plz sir throw some light on this matter
THANKS

abhineet said...

dekho bhailog hum logo ki aapas me laraii bilkul achhe nahi IBPS wale dekh ke kush hote honge ki cahlo ese bahane larwa diya sab ko aur IBPS ko samaghna chahiye ki baccho wali baat na kare talent cannot be judged on the parameter of 58% 60% aur 62% kya 58 lane wala gobar hai aur 62 lane wala brillant....

Anonymous said...

sahi hai abhineet

Anonymous said...

i am female and want to know which exams notifications will be coming in near future from SSC , for which i will be eligible.??? Please tell

Anonymous said...

sir i hv been selected for axis bank young banker program .does any body tell me is it worth it paying 3.3lakh for it. pls any body joined pls suggest.

Anonymous said...

koi to batao yaar kya BBA wala SO ka exam de sakta hai..........plz help me......

DEEPIKA said...

nhi so k liye mba essential h

Anonymous said...

bhai admin ....aap ne likha hai ke jo B.A YA B.COM hai wo prepare kre for clerk.....kya B.COM wale PO ka paer pass nahin kr skte hain....only B.TECH wale hi officer bnte hain....kya????? i did B.COM ....now i m bank of baroda po.........

Anonymous said...

"now i m bank of baroda" tu khud hi bank of baroda hai? english sikh lo bhai fir bolna aa kar

Anonymous said...

CANRA BANK SO MARKETING KA JO INTERVIEW LIYA THA 377 POST K LIYE USKA RESULT A GAYA HAI PAR UNOHNE 111 CANDIDATE KA RESULT WITHHOLD KAR LIYA HAI SIR...........MERI PROBLEM YE HAI KI JO ID IBPS 2012 MAI MAINE SO K LIYE USE KI WO MAI BHUL GAYA HU KINDLY SUGEST ME KI MUJHE MERI JOINING YA FINAL RESULT K BARE MAI KAISE PATA LAGE GA AUR WO DOCUMENT MAI UN TAK KAISE PAHUCHAU TAKI MERA RESULT DECLARE HO

Anonymous said...

agar grad mei 60% kare to atleast post graduation pass bhi qualification de de..

Anonymous said...

female qualification hoti hai??
behn likho padha kya hai tab admin kuch bta bhi payega

Anonymous said...

respectd sir and my frnd pls guide me mere sath 111 candidate ka canre bank ne result hold kiya due to document jabki unhone undertaking le thi ki joining se pehle aap ko jama karna ho ga ...........................ats that

Anonymous said...

no no dnt go..damn 5 saal tak fansa k rakh lete hai sale itna kaam karwate hai kya bataun..chod sakte nahi ho loan jo wapas dena hota hai..

Anonymous said...

sir when will R.B.I grade B exam be conducted?

Anonymous said...

Sirf sex se kaam chal jayega kya age and qualification bhi matter karti hai , visit ssc.nic.in or ur respective regional ssc website , take care

Anonymous said...

sahi keh rahe hu yaar ek tu general ka merit sabse high upper se age relaxation bhi nahi ,agar karna tha tu pahle po1 mai se hi karte
pehle tu ye tha ki ibps har 6 months mai karega exam ,1.4 year gap mai exam le ria hai

Anonymous said...

itna sab predict kiya ja rha hai IBPS abhi tak chup kyun hai use apni site par information deni chaiye regarding PO - 3.

Anonymous said...

u go there if u dnt have any option but if u have option eligible for govt exams then u must prepare for that thn dnt go there ...

Sumit Dua said...

There Must Be Option for IBPS PO 3
Graduation 60% or Post Graduation 50% Jisne Post Graduation Ki Hai Use To benefit mile agar Uske Graduation main 60% nahi hai.

Anonymous said...

I have one quary if Btech degree holder person join a bank as a cleark nd have 4 years exp in industry then after joing bank when he will elligible for internal promotion for it officer and managerial post

Anonymous said...

sir i am 2010 passout without any experiance and selected in axis bank young banker program .and given the intervier of lic ado results are not out or may be out , not selected god knws .sir pls suggest do i join axis bank .and give 3.3lakh
pls suggest sir or any experianced person who knows pls sir

Anonymous said...

Bhai itne hi talented ho to 60% kyu ni la paye?

Anonymous said...

I totally agree wid u abhineet bro... bt one thng dat v all need 2 digest is dat dese sort of restrictions r necessary coz dis is d only way 2 make ppl concentrate on their academics.

Jahnvi Agarwal said...

i agree wid everyone who thinks below 60 shud get a chance to prove demslves....

Vikas Sinha said...

No percentage criteria should not be there,its a competition and they should judge on the basis of performance in entrance exam,not on the basis of graduation marks or age.They should give chance for those who have age of 28 and less than 60% in graduation.

Vikas Sinha said...

I would like to tell positively for B.tech/BE student.its really good that you are preparing for bank PO,but i would suggest you that , once go for GATE exams,if you secure good rank ( even in top 300) then you can join NITIE (rank should be under 50) or IITs( 1 to 300) or NITs...and after this nothing will stop you...give your time for gate also it will help you and give you confidence.ALL THE BEST

Sachin said...

please someone tell me which latest books should be used for cracking these bank,lic,ssc,rbi or rrb exams.

Anonymous said...

Respected Sir,

IBPS PO 2013 ME AGE CALCULATE KAB SE HOGI 1 JAN 2013 OR 1 APRIL 2013 OR 1 JULY 2013

Anonymous said...

sir mai 4 saal se bank po ki preparation kar raha hu is saal mera po jum jaayega magar meri age 34 saal shuru hai yeh mera last chance tha magar norm change hone se mai abhi po 3 nahi de sakung now i m going to depression for that meri 4 char ki mehnat par pani fera jayega.SO PLZ DON'T CHANGE THE NORM..

Anonymous said...

if ur age is 34 how can you become po?are u ex service man or handicapped?28 year for general 31 for obc 33 for sc st.

Anonymous said...

HUMARA KEHNA HAI KI 2014 SE PO 4 KE LIYE YEH RULE SHURU KIJIYE KYOKI AB JAB HUMARI STUDY PURI HO CHUKI HAI MAGAR HUM NAYE RULE MAI NAHI BAITHATE HAI YEH RULE 2014 SE LAGU KARNA CHAHIYE KYOKI JO BACCHE NAYE RULE MAI APPLICABLE NAHI HAI TO UNKO 1 CHANCE DENA JARURI AUR IAS JAISI EXAM KO NO PERCENTILE HAI IS EXAM KO BHI NAHI RAKHNA CHAHIYE.SAHI KHILADI WOHI HOTA JO SAMANDAR MAI TAIRATA HAI.

Anonymous said...

are bhai old norm se sc category ko po ki age limit 35 yrs thi magar naye norm se 33 ho jayegi isiliye maine 34 likhi hai.

Anonymous said...

IBPS online registration started from today..

vikash kumar said...

ye khushi jo 60% wale show kar rahe ha wo khushi 60% hone ka nahi ha balki ye khushi 50-60% walo ke competition me nahi hone ka ha because competion to hami logo(50-60%) ke bich tha.

Anonymous said...

its v.wrng

Ashok Singh said...

bncd 60% throughout toh har kisi ki nai hoti yeh IBPS wale pagal ho gaye hain kya :( :( :( ek toh btech krke galti kr di aab galti sale naukri thk milti nai h aab Govt ka irada bnaya toh inn IBPS walo ne phaad di bhai mere 12th me 60 percent na hain aur 10th n btech me 75+ h :( :( :( :( :( mere toh L lag jaynge :(

Ajay said...

are yar koe ibps valo ko jake samjao
ye 60% vala systerm remove kre......
Please do sometjhing ADMIN....

Anonymous said...

i completed m.tech .am i eligible for bank exams

Anonymous said...

remove this system of 60% otherwise above 60 ya 60 % will not be allowed for rrb, clerk, nicl and other exams.. its unfair to common people!!

Anonymous said...

I m pursuing CA Final and pursuing my article ship . what are the baking option available for me .

Anonymous said...

Education ka status or level har jagah Alag hota hai. Paiso ki Taqat se 60% kya 80% bhi aa sakta hai. Bundelkhand University, Kanpur University or naa jaane kitni Universities hai jo paise ke liye marks badhaa sakti hai. Iss liye woh woh candidate Kaamchor, Makaar, haraami, MC, BC hai aur competete karne se darta hai. iss liye 60% & above walo ki vakalat kar raha hai. Agar ek baap ki Aulaad ho aur Mehnat per Bharosa karte ho toh Padhai karo aur Competete karo nahin toh Maa-Behen Ek karwao apni..... Saale Kameenay.....

Anonymous said...

Commerce Stream ya B.Com. walo k pass limited options hote hai such as Banking, Insurance, Accounting aur Yeh saale Haraam ke paiso se M.B.A. , M.C.A. , B.Tech/B.E. ya koi technical Degree Haasil karne wale, Mooh utha kar ghuse chale aate hai Banking field mein.... Agar kisi Baap mein dum ho toh kisi bhi Commerce Stream ke student ko Doctor ya Engineer bana kar dikhao ya GATE k exam appear hone mein help karke batao......Science Stream k candidate Commerce ki field mein Maa Chudane kyon aate hai.......Saale Bheed khud hai aur doosro ko Bheed batate hai..... HaraamKhor, MadarChod.......

Anonymous said...

ibps so ka cut-off bhi is bar po ki tarah neeche hi rahega

Neha Sharma said...

Guyz i have an Idea ....lets file a petition for increasing the age limits in most of the banking exam for general candidates. Reserved candidates r always relieved . unko koi tention he nhn hai .....General wale he kyun suffer karein hamesha....Graduation karte karte he 21-22 age ho jate hai ....uske itna tough competion to 28 saal tak ka criteria kahan tak sahee hai .

Amit Dixshit said...

age limit should be SAME for all 33 years for all...

Anonymous said...

achhi jankari di bankpower balon ne...thanks admin

Anonymous said...

Really helpfull , Thanks

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