Friday, 13 September 2013

Not yet applied for the Aadhaar card? Do so soon. !

The new RBI governor has emphasised on using Aadhaar to build individual credit histories. Read on ....

Aadhaar card, with a 12-digit unique identification number is valid for life, and will serve as your proof of both identity and address, anywhere in India.
By using both demographic and biometric information (photograph, fingerprints and iris scan) to establish your identity, the card is meant to be fraud-proof.
So, it should come in handy for several transactions — from the simple ones such as booking travel tickets, to the not-so-simple, such as obtaining passports, opening bank accounts and getting telephone and gas connections.
ROUTE TO SUBSIDIES
1. More importantly, not having an Aadhaar card could pinch your pocket. The government is slowly but steadily rolling out the direct benefit transfer scheme across the country.
2. Under this, subsidy amounts on products and services provided by the government will be directly deposited into the bank accounts of those meant to get it – with the Aadhar number meant to serve as authentication of the intended beneficiary.
3. Direct transfer of subsidy on domestic gas cylinders has already started in some parts of the country. Under this, you have to pay the full market price for the cylinder (around Rs 930) and the government transfers the subsidy amount (Rs 550) directly to your bank account.
4. To get the subsidy, you are expected to link your Aadhar number to your bank account and domestic gas consumer number. At the moment, the government seems to be going back and forth on the prerequisite of linking the number to get the subsidy benefit. But this measure is likely to be implemented in right earnest once the dust settles.
5. There are proposals to make the use of the Aadhaar number compulsory in property transactions, for new entrants in the Employee Provident Fund scheme and to link the unique identification to the accounts of existing EPF members.
6. Your Aadhaar card should be useful in other ways too, if current suggestions are anything to go by. In his first speech as the new RBI Governor, Raghuram Rajan emphasised the use of Aadhaar in building individual credit histories.
7. What this means is that the borrowing and repayment records of individuals will be tracked and collated using the Aadhaar card. A good track record may help you get loans cheaper and quicker in the future, while a poor show will impede your chances.
The RBI governor also has plans to allow prepaid instruments issued by non-bank entities meet payment and remittance needs in rural areas. In this too, the card will play a key role.
HOW TO ENROL
The good news is that enrolling for it is free of cost, and rather simple. You need to go to any authorised centre with proof of identity and address, fill the enrolment form and provide the biometric information.
Even if you do not have the valid documents, it is possible to enrol with the help of introducers.
You can read the details of the enrolment process and search for the enrolment centres on the website of the Unique Identification Authority of India (http://uidai.gov.in/).
There is also a toll-free number 1800-300-1947 where you can get your doubts clarified. If you live in states where enrolment for the Aadhaar card is being handled by the National Population Register, look out for public announcements on the dates and venues of enrolment camps.


18 comments:

Neha Tyagi said...

Thanks For the Information. !

Anonymous said...

tks banker adda plz provide banking related questions

Anonymous said...

Rrb capsual plz.....

Anonymous said...

admin piz....banking qus for rrb

Anonymous said...

rrb capsule sir...

Anonymous said...

UPLOAD THE RRB CAPSULE SIR...

Anonymous said...

aadhar is not necessary.....neither it is required for direct cash transfer (Govt. Said it in Rajya Sabha)......it's not mandatory.....for ill effects of aadhar read the report of standing committee on UIDAI.

Anonymous said...

rrb ka capsul bank power se purchase karein 199/-

Anonymous said...

rrb capsule se acha pratiyogita darpan padh lo yar
link is http://emagazine.pdgroup.in/

Anonymous said...

, as the total marks is 200 this time, how much the cut-off is expected and what score should one need to be on a safe side as for the allotment process in ibps po 2013

Anonymous said...

see in sbi po exam cut off is 151 out of 250 and they selected 1:2,but ibps will select 1:3 so cut off will be around 120-125.and who will score 135+ they will definitely get a job

Anonymous said...

if you solve 100 question correct out of 200 then you will get around 130-135 marks easily

Shankar Morwal said...

friends read current gk here
http://www.examsbook.com/current-affairs-gk-september-1-10-2013/

ChetaN said...

In last year RRB exams, if u have done 170-180 and expecting 160+score but, highest marks allotted were 150.
hence people expecting 150 got 120-130 only.

Do ur best and maximum. U never know the ibps scoring or cutoff set.

All The Best!

ChetaN said...

tough paper == easy marking
eg. last year IBPS PO, people doing 100 ques got 150 marks
and
easy paper == tough marking
eg. last year rrb clerk, people doing 160+ correct got 120-130

TC

ChetaN said...

Admin:

I am from kanpur, UP

I tried for enrolling for it last year too but didnt got any enrollment centers, tried mailing them my query n got reply "whenever our camp will be available in your area only then you can enroll, at present no camp there."

Still on their website, no enrollment centers available for Uttar Pradesh.
http://appointments.uidai.gov.in/easearch.aspx

what should be done for UP residents ?

Nand Kishore said...

dont apply for ADHHAR card because it is fake, indian government make us fool. UID is not entitle to make UID card and also have not authority to collect Bio metric data without permission of magistrate. Parliament has not pass any resolution regarding. in Supreme Court UID case pending. They are all playing game against Bharat or Bharat's people. data collecting agencies French based company not Bhartiye company. this company share our bio metric data to World bank and CIA, FBI

Anonymous said...

hey gentleman......don't apply......it's a useless card...even if you possess also corruption will be there. So it's waste of time to stand in a queue and get that . Even centre told it is not mandatory.
Even one man cannot change the whole system.When rajan said it's mandatory ,the centre told it's not mandatory,despite centre pushed it. This is indian politics. Wasting Tax payer's money...The consultant is a french company and there is no guarantee that your biometric data will be safe all time. If you have passport that's enough

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