Tuesday, 18 August 2015

Banking Pathway 2015 : GA Quiz

Dear Readers, 
We are providing you current affairs quiz. General Awareness which has immense importance, if you want to score maximum in minimum time. This section plays tremendous role in time management. So keep studying and keep rising!

1. Ultimate controller of Bank Deposits is?
1) RBI
2) Finance Secretary
3) Ministry of Finance
4) Controller of Deposits
5) SEBI

2. The Deposit Insurance Act came in to force in on 1st January.....
1) 1975
2) 1954
3) 1948
4) 1979
5) 1962

3. Around 2% revised rail passenger fares came into effect from 7 October, 2013 to implement FAC. FAC stands for............
1) Fuel Adjustment Component
2) Food Adjustment Component
3) Full Adjustment Component
4) Free Adjustment Component
5) Fuel Arrangement Component

4. Vayoshreshtha Samman to be given to....
1) NRI
2) Senior Citizens
3) Doctors
4) Purohiths
5) Children

5. Which among the following accounts fetch the highest rate of interest?
1) Savings deposit
2) Recurring deposit
3) Fixed deposit
4) Current account deposit
5) 1 & 4

6. Banks usually collect penal rate of interest on ....... for the pre mature withdrawal of fixed deposits?
1) Principal
2) Rate of interest
3) Minimum deposit amount
4) Maturity amount                      
5) All of above

7. Fixed deposits can have........
1) Nomination facility.
2) Nomination facility with the permission of Bank Chairman.
3) Nomination facility by taking special permission from bank.
4) Nomination facility on the day of closing.
5) Nomination facility with the permission of person who introduced him to open account.

8. As per the direction of RBI, the banks can pay rate of interest on Fixed deposits'?
1) At intervals shorter than quarterly intervals also.
2) Pay on quarterly basis alone.
3) On half yearly basis only.
4) As per the direction of government of India.
5) None

9. Idea of insuring deposits kept with banks received attention for the first time in the year 1948 after the banking crises in?
1) Maharashtra
2) Karnataka
3) AP
4) Bengal
5) Goa

10. Which committee first time in India supported the concept of Insuring Deposits?
1) Rural Banking Deposit Committee.
2) Urban Banking Enquiry Committee.
3) Rural Banking Enquiry Committee.
4) SBI Rural Banking Enquiry Committee.
5) None

11. After crash of the two banks, RBI seriously took the issue of insuring of deposits?
1) Palai Central Bank Ltd and Laxmi Bank Ltd
2) Laxmi Bank Ltd and General bank of India
3) Development Bank Corporation Limited and ICICI
4) Palai Central Bank Ltd and IDBI
5) None

12. Which of the following terms NOT used in banking/finance related matters?
1) Discount Rate
2) Letter of credit
3) Policy Rate
4) Exchange rate
5) Base rate

13. Who amongst the following is the chief of SEBI?
a) Milind Bhave
b) UK Sinha
c) Shashikath Verma
d) Shyamala Gopinath
e) None of these

14. Which of the following is a leading electronic-payment technology firm?
1) Visa
2) Max
3) BSE
4) Sensex
5) SWAP

15. Global Market means market of:
1) USA
2) China
3) OPEC members
4) European Union countries
5) All major countries and their alliances

Answers..

1) 1
2) 5 
3) 1 
4) 2 
5) 3 
6) 2 
7) 1 
8) 1 
9) 4 
10) 3 
11) 1
12. 3
13. 2
14. 1

15. 5

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