Wednesday, 6 April 2016

Banking Quiz for Bank exams

Dear Readers,

As all of you know that Bank recruited in thousands last year and they will repeat the same this  year. And Banking Exams always asks banking terminologies and banking history.So we are starting banking awareness quiz so that BA'ians can brace up before exam.


1. “Apiary” is :
A. export of pearls 
B. export of fish 
C. place where bees are reared for honey 
D. export of diamonds 

2. “Claused Bill of Lading” is one which indicates: 
A. no defects in packaging or condition of goods 
B. defective condition of package and goods 
C. no documents attached to it 
D. None of the above 

3. “Cost Overrun” means: 
A. Remaining constant in Project Cost
B. escalation in Project Cost 
C. decrease in Project Cost 
D. None of the above 

4. “Dark Block” is an area: 
A. where literacy rate is below 15 per cent
B. where people below the poverty line are more than 90 per cent
C. where underground source of water is not available
D. where more than 85 per cent exploitation has taken place on the available underground water

5.“Gearing” in accounting parlance refers to : 
A .Break Even Sales 
B.Current Ratio 
C.Debt/Equity 
D DSCR 

6.“Hedging” denotes: 
A.protecting against fluctuations/uncertainly risk in forex markets 
B.credit risk assessment in respect of advances 
C.speculative buying/selling of foreign currency 
D.None of these 

7.“Order Nisi” is:
A. an order to freeze or stop all transactions of the customer in his account
B. also a direction to the banker to explain why the funds in the customer’s account so freezed not be used for payment of the judgment debt
C. both A and B
D. None of these

8.“Pomology” is associated with : 
A.mushroom cultivation 
B.study of fruit crops 
C.fish farming 
D.vegetable production 

9.“Working Capital” means: 
A.Own Capital of the Proprietor 
B.Borrowed Capital 
C.All Assets minus All Liabilities 
D.Current Assets minus Current Liabilities 

10.“Working Capital Gap” means: 
A.excess of current assets over current liabilities other than bank borrowings
B.excess of current liabilities including WCTL 
C.excess of current assets over current liabilities 
D.none of the above 




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