Friday, 12 August 2016

Banking and Financial Awareness for RBI/IBPS Exams



Q1. Who is the first Governor of RBI? 
(a) C.D.Deshmukh
(b) James Braid Taylor 
(c) Osborne Smith
(d) Raghuram Rajan

Q2. Scheduled Banks of India are those banks, which are? 
(a) Included in First Schedule of RBI Act, 1934 
(b) Not included in First Schedule of RBI Act, 1934 
(c) Included in Second Schedule of RBI Act, 1934
(d) Not included in Second Schedule of RBI Act, 1934 

Q3. Which is not an Associate Bank of SBI? 
(a) State Bank of Bikaner & Jaipur 
(b) State Bank of Travancore 
(c) State Bank of Mysore 
(d) State Bank of Rajasthan

Q4. Which of the following bank is not a private sector bank in India? 
(a) Federal Bank 
(b) Yes Bank 
(c) IndusInd Bank 
(d) UCO Bank

Q5. Which private sector bank is recently merged with Kotak Mahindra Bank (KMB)? 
(a) ING Vysya Bank 
(b) Karur Vysya Bank 
(c) Lakshmi Vilas Bank 
(d) Jammu and Kashmir Bank 

Q6. RBI recently proposed a new post in the rank of Deputy Governor (along with the 4 Deputy Governors). Which one is that post? 
(a) Chief Executive Officer (CEO) 
(b) Chief Operating Officer (COO)
(c) Chief Finance Officer (CFO) 
(d) CEO and Managing Director (CMD) 

Q7. Which one of the following rates is not decided by RBI? 
(a) Repo rate 
(b) Base rate
(c) Bank rate 
(d) Marginal Standing Facility (MSF) rate 

Q8. Which of the following bank is generally not considered as Commercial bank? 
(a) Public Sector Bank 
(b) Private Sector Bank 
(c) Development Bank
(d) Foreign Bank 

Q9. Which of the followings are Development Banks of India? 
(a) Industrial Finance Corporation of India (IFCI) 
(b) State Finance Corporations (SFCs) 
(c) Small Industries Development Bank of India (SIDBI)
(d) All of the above

Q10. Which bank are Public Sector Banks of India? 
(a) More than 50 % stake held by government
(b) 50 % stake held by government 
(c) Less than 50 % stake held by government 
(d) None of the above














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