Friday, 19 August 2016

Reasoning For RBI/IBPS Exams



Q1. Statement: The government is committed to pursue subsidy reforms by efficient targeting of subsidies to the poor and needy while saving “scarce financial resources” for infrastructure and development needs. 
Which of the following can be inferred from the given information? (An inference is something that is not directly stated but can inferred from the given information). 
(a) Interest rates on retail loans will decline.  
(b) There will be a surge in the growth of infrastructure sector 
(c) There will be decline in governments sponsored welfare programmes
(d) Fiscal deficit target for the year 2015-16 will meet
(e) Only (b) and (d)

Q2. Statement: A fundamental faux in the admission process of elite Indian engineering colleges has resulted in 3,200 spots lying vacant at the end of the admission process.
Which of the following may be a probable reason for the seat lying vacant in the college? 
(a) A set of rules framed by the joint seat allocation authority 
(b) Seat once reserved, not allowed to be withdrawn by the candidates after the counseling 
(c) Students only looking for admission to top IITs 
(d) Less job opportunity in the market with courses offered by the premier institutes 
(e) Ragging by the seniors during the first year of the course 

Q3. Statement: The government is likely to put some money in your bank account every month by deducting a portion of the subsidy each family receives through various government welfare schemes and putting an equivalent amount of cash in the account of the beneficiary. 
Which of the following has been assumed in the above statement? (An assumption is something that is not directly stated but is supposed or taken for granted.) 
(a) Demand for goods and services will go up
(b) Subsidy pilferage will stop 
(c) There will be a decrease in corruption 
(d) Bank’s profit will increase 
(e) Banks account holders will maintain a minimum balance in their accounts

Q4. Statement: Through interest rate subvention scheme government of India will provide crop loan to farmers at just 4%.
Which of the following can be concluded from the above statement?
(a) Financial condition of farmers will improve 
(b) Repayment of loan will be done timely by the farmers
(c)Small and marginal farmers will be most benefited from this scheme 
(d) Farmers will have to pay less interest on their loan
(e) Only (a) and (b) 

Q5. Statement: The premier Indian Institutes of Technology (IITs) and National Institute of Technology (NIT) are a dream destination for most undergraduate students in the country but a survey conducted by a government agency has found that over 4400 students dropped out of IITs and NITs in the last three years.
Which of the following may be a probable reason for the dropout of the students?  
(a) Inability to cope with academic stress 
(b) No attention on study after cracking the entrance exam 
(c) No certainty of jobs after finishing the course 
(d) Allowing parents to stay with the students in the first year of the course 
(e) Only (a) and (b) 

Directions: In this question is given a statement followed by two inferences numbered I and II. (An inference is something that is not directly stated but can be inferred from given information.) You have to consider the statement and the inferences and then decide which of these can be drawn from the given statement and select appropriate answer.

Q6. Statement: New census data on the educational status of India show the biggest increase in the number of people pursuing engineering and technology diplomas or technical degrees equivalent to a graduate or postgraduate degree. 
Inferences: 
I. Education in India has been boosted up with the opening of new private and government colleges. 
II. India has over 30 lakh people with a teaching degree and over 15 lakh people with a medical degree.
(a) Only II is implicit 
(b) Only I is implicit 
(c) Either I and II are implicit 
(d) Both I and II are implicit 
(e) Neither I nor II is implicit 

Directions: The question consists of a statement and two conclusions numbered I and II given below it. (A conclusion is something which can be directly deduced from the given information in light of the given facts.)You have to decide which of the given conclusions logically follows from the given statement and select the appropriate answer. 

Q7. Statement: NTPC is under a lot of pressure to expand and deliver cheap power but faces a big challenge as its customers, the state-owned power distribution companies, are not buying electricity due to their poor financial health. 
Conclusions: 
I. Debt-laden discoms have been forcing power generating companies to run their units at less than full capacity.
II. NTPC should enter into distribution business and show existing discoms that power distribution is a profitable business.
(a) Only I can be concluded from the given information 
(b) Both I and II can be concluded from the given information 
(c)Neither I nor II can be conclude from the given information 
(d) Only II can be concluded from the given information 
(e) Either I or II can be concluded from the given information 

Q8. Statement: The government may raise the minimum wages in the country by as much as 25% and also make them binding on all states, a move aimed at improving the lifestyle of the poor and giving an indirect boost to the rural economy. 
Which of the following cannot be a possible effect of the above statement? 
(a) It will help the government cut expenditure on social sector programmes and generate demands in the economy 
(b) Workers will stick to a job and not switch over to differential wages 
(c)Unskilled workers will get motivated to move into semi-skilled and skilled category for a better lifestyle
(d) It will help boost the morale of the workers and reduce corruption 
(e) Only (a) and (b) 

Q9. Statement: Buying curved LED TV on EMI will now be easier online and that too without the need of credit card.
Which of the following substantiates the above statement?  
(a)  Payment companies are working on a model which will parse the online transaction history of the customers and provide credit loans to them at a click 
(b) EMI will be restricted to only white goods 
(c)People will be motivated to spend more on shopping and take loans for other purchases 
(d) It is a marketing strategy adopted by the online companies to make online customers addicted to online purchase 
(e) Only (a) and (b) 

Q10. Statement: The Indian Railways had tied up with Tata Consultancy Services to pilot a system to conduct its recruitment exams online, as the country’s largest employer looks to introduce transparency into its operations. 
Which of the following assumptions is implicit in the given information? (An assumption is something supposed or taken for granted). 
(a) Government jobs are the ambition of every youth in the country 
(b) Corruption is a major issue in railways recruitment 
(c)Online examination will reduce corruption and bring transparency
(d) Cheating in examinations will be wiped out
(e) All examinations for major recruitments in the country will be conducted online 













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