Interview venue- Chandigarh; Panel- 1; 10 AM
It was my 1st interview of my entire life, which went in very cordial manner. I reached about 8:30 at LHO Chandigarh goes through their security check-up. Document verification started at about 9 AM, staff was very cordial and friendly. I was not having Xerox copy, they provided me facility of their Xerox machine, then I signed on every page which I submitted to them.
In my Group there were 10 members in total 4 Females and 6 Males
We all entered into the conference room and were asked to sit on our respective places, there were 2 members, they welcomed us and brief about GD and Prioritisation round, as such there were two GD and this time it was proper GD no separate times were provided.
GD topic :- Technology killing human imagination
Pannel members said that you guys can use any language Hindi, English or even any local language (Punjabi as my GD was in Chandigarh) but provided that it should not lead to any communication barrier.
We were given 5 minutes to jot down the points. GD was of 20 mins and in those 20 mins I got chance to speak 3 times, each one of us in the group was with good tone and it went well. At last I mentioned (said) explicitly that there should be diplomatic solution so our consensus was that technology is not killing human imagination but reducing I, we should accept the goods leaving the bad.
After that one paper was provided with 5 mins to mark the things on priority basis having 9 points and discussing on them one by one, that particular part went for 20 mins and then it was over.
It was lunch time after that and we were asked to leave for officers mess and served with delicious lunch.
After that interview began, interview panel was very friendly my turn came around 4:20 and it last for about 25 mins.
I entered the room. (The interview was bilingual in Hindi and in English)
Good evening Mam(1) , Good evening sirs(3) !
M1:- So Mr Ankush....have a seat
Me:- thank you sir
M1:- What is the meaning of your name ?
Me:- Sir to retard something or to restrict something.....kisi chiz ko rok lagana !
M3:- kis kis pe rok lgai bhai (everone laughing)
Me:- sir abi to nahi...in future don’t know....(hahaha...everyone )
M1:- you are civil engineer, very good scope then why you coming here ?
Me:- Sir I am not having that much of interest in Engineering
M1:- then why you pursued engineering ?
Me:- Sir after 12th I was not so well enough matured ...jisne jaise guide kiya us raste chal dia....but now I know what I want to be.....Main ek esi organisation main kaam karna chahta hun jhan mujhe customers ko serve karne ka mouka mile...to be very true sir mujhe white collar job karni hai..and apart from this I want to be part of national development as public sector banks play an essential role in nation’s development..... (don’t know whether they satisfied with it or not)
M1:- Your father is mechanic?
Me:- yes sir in state transport...posted in Shimla
M1:- Ok, so what is NABARD ?
Me:- explained the full form, manages RRB, RIDF and all then mentioned about RIDF about PSL failed target.
M1:- How they make use of this fund ?
Me:- mentioned(state govts ko loan deke) with an example...sir recently NABARD sanctioned loan of 26 crore to Punjab for solar power....in this manner I told them
M1:- Do you think reservation is justified ?
Me:- Quiet.....ummm sir what should I say on this.....with little laugh
M1:- No issues...present your view
Me:- Ok sir, Sir jab desh azad hua us time social disparity boht thi and it was only for 10 yeras but baad main political means ko fulfill karne k liye aaj tak alive hai...and now today it should be on the economic basis, jaise OBC main creamy and non-creamy ka system hai waisa hona chahie as sir...Bhagwan ne sabko ek jaisa dimaag de rakha hai ! According to me jinki income 6 lakh se kam hai sabhi eligible hone chahie irrespective of category !
M1:- subsidies honi chahie ya nahin ? (Should there be subsidies or not?)
Me: Sir subsidies should be rationalised and channelised so that it only reaches to needy ones....right now we are having DBT mechanism.
M1:- so you are saying there should be subsidies..?
Me:- Yes sir, but only to those who are extremely poor....kyuonki hum utne economicaaly viable nahin hain...aaj b garibi hai sir or hai ! jaise LPG pe subsidy, jo 50k earn kr raha hai per month (people earning 50k per month) he should not be eligible for that as 150-200 doesn’t matter, though even a single rupee matter but when availing services it does not matter for high earners.
M1:- IBPS Po k pattern main kya change chahte ho? (What changes do you want is IBPS PO Pattern?)
Me:- sir, IBPS is totally transparent no doubt but I am not satisfied with the pattern, there should be Descriptive in that so that computer proficiency could also be checked....there should be GD so that managerial skills could be checked and sir every year pattern is same. If 5 syllogism then every year 5 and so on with other topics....jaisa SBI ne change kiya waisa hona chahie(IBPS should adapt changes like SBI has done.), is year IBPS ne sectional timing introduce kari hai just like sbi... ese changes year by year hone chahie. (This year IBPS has introduced sectional timing and such changes should be adapted every year.)
M1:- you are 2015 pass out...what were you doing from last year?
Me:- Sir in order to support my family, I’ve been providing home tuitions. I am also having my own YouTube video channel. I used to make videos for those who are preparing for banking services examination then monetising them with google AdSense helps me to earn 60-80 dollars or 4-5 k in Indian currency.
M4:- 4-5 k dollars daily ?
Me:- No sir, in Indian currency monthly.
Me:- and sir apart from that I am making use associate marketing....jaise flipkart hai uske sath tie up karke they paying me 12 % on every product and explained about Quora and all....overall I am earning 8-10 k monthly by this
M1:- What is HDI ?
Me:- Explained about it....UNDP, told them about 2 factors out of 3..ranking 130 (sir I am not sure but I have read it somewhere)....M1 explained the rest that is 3rd factor
Then finally he passes on the baton to the M2 (Mam)
M2:- What is SHG ?
Me:- Explained about this and linked it to recent
She just asked me one question
M3:- what Govt. is doing for agriculture marketing ?
Me:- told them about E-NAM and explained it by linking to my family
M3:-Agriculture k liye kon kon si subsidies hai? (What subsidies are available for agriculture?)
Me:- sir on fertilizers , there is KCC...he interrupted
M3:- KCC is not subsidy
ME:- Oh sorry you are correct sir !
M3:- What is the difference between Himachal apples and Kashmir apples ? (as I am from Himachal)
here I made guesses only, but he was satisfied with my confidence
Me:- Sir exactly ni pta...but kashmir main sour apple milta hai (cultivated there , real fact) and sir himachal ka seb meetha hota hai , khatta seb ni ugta hmare yhan....size ka difference b hota hai
M3:- Best apples kis jagah k hote hain ?
Me:- Sir, Kinnaur ka sabse best hota hai !
M4 (rude guy from south India), his accent was not easy to understand
M4:- what is e-commerce ?
here I got bit confused as in 1st go mujhe samjah hi ni aaya what he was asking.....pardon sir pardon again...then finally got it what he was asking
Me:- told about e-commerce...here i started to mention about with respect to banking but he said no no no...only e commerce...then I came on track....explained it well
M4:- E-commerce websites ?
Me:- Flipkart. Amazon, Paytm, Ebay and many more
M4:- How they conduct business ?
Me:- Sir, just for a second imagine that I am a CEO of flipkart and person whoes name is X having gift shop....I will tie up with him...whatsoever order I will recieve... I ll ask him to fulfill on my behalf and then he will keep his share and transfer my share to me
Ok so over.....they did not say verbally but with gestures....
Ok thank you sir- to 1st M1 as baton was in his hand....at last I concluded with saying NAMASHKAR to all....
At last I don’t know what’ll happen, but I wish luck to all those appearing for SBI PO GD and Interview.