Kerala Bank Holidays 2020: This article is all about the Bank holidays in Kerala falling for the year 2020. As per RBI, every state has its own specific list of bank holidays which every bank and its branches have to follow throughout the year. Read out the complete article to learn about the bank holidays of Kerala and on which days it fall, as this would help you to make a plan for your bank visit.
List of Bank Holidays in Kerala
Check the below detailed list about the bank holidays in Kerala 2020. As per the authentication of RBI all the banks in Kerala remain closed on every 2nd & 4th Saturdays and every Sundays besides the holidays mentioned in the table. These dates could be changed or modified by RBI in case it finds it important.
|Bank Holidays in Kerala 2020|
|26 January||Republic Day||Sunday|
|1 April||Annual bank closing||Wednesday|
|10 April||Good Friday||Friday|
|14 April||Dr. Babasaheb Ambedkar Jayanti/ Bengali New Year’s Day/Tamil New Year’s Day/Bohag Bihu/Vishu||Tuesday|
|1 May||May Day (Labour Day)||Friday|
|15 August||Independence Day||Saturday|
|2 September||Pang-Lhabsol/Sree Narayana Guru Jayanthi||Wednesday|
|21 September||Sree Narayana Guru Samadhi Day||Monday|
|2 October||Gandhi Jayanti||Friday|
|24 October||Durga Puja/Dusshera||Saturday|
|26 October||Durga Puja (Vijayadashami)||Monday|
|29 October||Durga Puja/Milad-i-Sherif||Thursday|
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Classification of Bank Holidays
Holidays under Negotiable Instrument Act: As per RBI, the holidays on 26 January, 21 February, 1 May, 31 July, 31 August, 2 September, 21 September, 24 October, 26 October, 29 October, and 14 November comes under the Negotiable Instrument Act 1881 and any maturity that comes any of these holidays will be shifted to the next day.
Holidays under Negotiable Instrument Act and Real-Time Gross Settlement Holiday: RBI has listed 10 April, 14 April, 15 August, 2 October, and 25 December under this classification. On these days any RTGs are not applicable throughout the country in any of the bank or their branches.
Annual Bank Closing Day: As declared by RBI, 1st April of every year has been decided as the annual bank closing day and the bank does not open in this day.
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