Mizoram Bank Holidays 2021: The bank holidays for Mizoram state has been compiled in this article which do not include Sunday and 2nd/4th Saturdays holidays. As the banks will remain closed on 2nd & 4th Saturdays and all Sundays as declared by RBI in 2015. These holidays are observed by every bank of Mizoram and its branches. On these holidays online transactions, netbanking, or money withdrawal from ATMs will function properly. To check the RBI official list of bank holidays in India, click on the direct link provided below;
Bank Holidays in Mizoram 2021
All the holidays mentioned in the below table are as per the RBI official list of bank holidays and these could be changed or modified by RBI.
|23||Birthday of Netaji Subhas Chandra Bose|
|16||Saraswati Puja (Shree Panchami)/Basanta Panchami|
|1||To enable Banks to close their yearly accounts|
|14||Dr. Babasaheb Ambedkar Jayanti/Tamil New Year’s Day/Vishu/Biju Festival/Cheiraoba/Bohag Bihu|
|15||Himachal Day/Bengali New Year’s Day/Bohag Bihu/Sarhul|
|21||Shree Ram Navmi (Chaite Dashain)/Garia Puja|
|14||Bhagvan Shree Parshuram Jayanti/Ramjan-Eid (Eid-UI-Fitra)/Basava Jayanti/Akshaya Tritiya|
|17||U Tirot Sing Day/Kharchi Puja|
|21||Bakri Id (Id-Ul-Zuha) (Eid-UI-Adha)|
|2||Mahatma Gandhi Jayanti|
|12||Durga Puja (Maha Saptami)|
|13||Durga Puja (Maha Ashtami)|
|14||Durga Puja/Dussehra (Maha Navami)/Ayutha Pooja|
|15||Durga Puja/Dasara/Dusshera (Vijaya Dashmi)|
|20||Maharishi Valmiki’s Birthday/Lakshmi Puja/Id-E-Milad|
|4||Diwali Amavasya (Laxmi Pujan)/Deepavali/Kali Puja|
Also check; Complete List of Bank Holidays in India
Classification of Bank Holidays in Mizoram:
As per RBI guidelines, the above mentioned bank holidays could be classified into three categories of holidays which are described below along with the dates included in each category
Holidays Under Negotiable Instruments Act
According to Holidays Under Negotiable Instruments Act 1881, if the day is a maturity day and it comes on the public holiday, then the preceding day will be counted as the due date. 15 January, 26 January, 9 March, 10 March, 13 April, 15 April, 1 May, 20 August, 17 October, 24 October, 26 October, and 14 November are declared as holidays under the Negotiable Instrument Act 1881 in Mizoram state.
Holiday under Negotiable Instruments Act and Real-Time Gross Settlement Holiday
On these days, the service of RTGs will not applicable in all banks of Mizoram and the days falling under this act are 14 April, 25 May, 1 August, 15 August, 2 October, and 25 December.
Bank’s Closing of Accounts:
1 April is declared as the bank’s holiday as the Annual closing of banks and the banks remain closed on this day all over Mizoram state.