Bank Holidays In Punjab 2020: List Of Punjab Bank Holidays

Punjab Bank Holidays 2020: This article contains the complied list of bank holidays in Punjab for the year 2020 and on which day these public or government holidays are falling. As decided by RBI in 2015, every second and fourth Saturday is declared as a public holiday for banks and their branches. Therefore banks will remain closed on the dates given below along with Sundays and every second & fourth Saturdays in Punjab state.

Click on the link to check RBI’s official page of bank holidays 2020

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RBI Bank Holidays 2020

List of Bank Holidays in Punjab

The table below is for the bank holidays for state Punjab for the financial year 2020. These holidays include both government and public holidays for Punjab. The compiled list of bank holidays of Punjab will provide you an idea for planning your bank visit to the bank.

Also read; Complete List of Bank Holidays in India

Bank Holidays in Punjab 2020

Date

Holiday

Day

January 2020

2 January

Guru Govind Singh Birthday

Thursday

26 January

Republic Day

Sunday

February 2020

21 February

Mahashivratri

Friday

March 2020

10 March

Holi

Tuesday

April 2020

1 April

Annual Closing of Banks

Wednesday

2 April

Ram Navami

Thursday

6 April

Mahavir Jayanti

Monday

10 April

Good Friday

Friday

May 2020

7 May

Buddha Purnima

Thursday

25 May

Eid-ul-Fitr

Monday

August 2020

1 August

Bakrid / Eid-al-Adha

Saturday 

12 August

Janmashtami

Tuesday

15 August

Independence Day

Saturday

October 2020

2 October

Gandhi Jayanti

Friday

November 2020

14 November

Diwali Amavasya

Saturday

30 November

Guru Nanak Jayanti 

Monday

December 2020

25 December

Christmas Day

Friday

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Classification of Holidays: 

The bank holidays in Punjab 2020 mentioned above have been classified as following:

1. Annual Bank Closing day

In Punjab, on 1st April the banks remain closed as the annual bank closing day as per the RBI announcement.

2. Holidays Under Negotiable Instruments Act, 1881

According to Holidays Under Negotiable Instruments Act 1881, if the day is a maturity day and it comes on the public holiday, then the preceding day will be counted as the due date. The dates 2 January, 26 January, 21 February, 10 March, 2 April, 6 April, 7 May, 12 August, 14 November, 30 November are declared as holidays under the Negotiable Instrument Act 1881.     

3. Holiday under Negotiable Instruments Act and Real-Time Gross Settlement Holiday

On these days, the service of RTGs is not applicable and the days falling under this act are 10 April, 25 May, 1 August, 15 August, 2 October, and 25 December. 

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