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Banking Quiz for Bank exams and SBI Clerk

Banking Quiz for Bank exams and SBI Clerk |_2.1



1. Commercial banks influence money supply through ____?
(a)Printing of one rupee notes 
(b)Augmentation of savings and time deposits 
(c)Provision of high denomination notes 
(d)Creation of demand deposits 
(e)None of the above

2. An increase in bank rate, other things being equal, will result into ____?
(a)A decline in the cost of credit including greater and the demand for borrowing 
(b)An increase in the cost of credit discouraging demand for credit 
(c)No change in the cost of credit and the demand for borrowing 
(d)Cost of credit has no relationship with demand for borrowing 
(e)None of the above
3. Open market operations are mainly used as ______?
(a)A fiscal device which assists Government borrowing 
(b)A monetary measure to regulate quantity of money in circulation and the cash reserves of the commercial banks 
(c)A measure to counteract extreme trends in business    
(d)A measure to influence the balance of payments position 
(e)None of the above
4. What is Debt Equity Ratio?
(a)Ratio of long-term borrowing to tangible net worth 
(b)Ratio of current assets to own tangible net worth 
(c)Ratio of fixed assets to tangible net worth  
(d)None of the above 
5. Intangible assets are _____?
(a)Preliminary expenses 
(b)Patents, copyright, goodwill 
(c)Losses which cannot be reduced from share capital 
(d)All the above 
(e)None of the above
6. Liability-side of the balance-sheet comprises ______?
(a)Capital and reserve 
(b)Long-term liabilities 
(c)Current liabilities 
(d)All the above 
(e)None of the Above
7. Export Credit Packing Advance sanctioned to SSI exporters are covered under the credit guarantee scheme of ______?
(a)DICGC 
(b)ECGC  
(c)DRI 
(d)GIC  
(e)None of the above 
8. Treasury Bills are issued at _____?
(a)a discount  
(b)a premium  
(c)at face value 
(d)both a and b  
(e)None of the above
9. The word “BANK” is derived from _____?
(a)Italian word “banco” 
(b)Word “bancus” or “banque” which means bench 
(c)Work “back” from German meaning “joint stock fund
(d)All of these
(e)None of the above 
10. The term “MSME” used in banking parlance means _____?
(a)Mini, Small and Medium Enterprises  
(b)Micro, Small and Medium Enterprises 
(c)Mini scale Marketing Enterprises  
(d)Medium Scale Marketing Enterprises 
(e)None of the above 

Answers will be updated soon…….



Banking Quiz for Bank exams and SBI Clerk |_3.1
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Banking Quiz for Bank exams and SBI Clerk |_5.1

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