Best of Interview Experiences – 19th January 2015

Hello Readers..
Here are some Interview Experiences shared with us by our readers. You can have a look at them and prepare accordingly..!!


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Interview experience: 19 Jan – Syndicate bank learning centre, bangalore.
Panel I- 8.30am
Document verification done by 9.30am
, interview at 10am
1 Lady, 5 Gentlemen
Greetings to all of them in opening, was asked to take seat
M1: So Mayur, tell me about yourself and family in short within 2 minutes
me: Explained
M1: You are a BE and worked in IT. Why did you opt for banking as career?
me: While working I realized that my motivation was to serve in government sector and banking because I think banks are the building blocks of our economy. We help people stand on their feet, we help the business grow and also we help social causes.
M2: So you are from Belgaum, tell me something about your city
me: Belgaum is famous for kunda, it is also called sugar bowl of karnataka due to favorable conditions for sugarcane growth, also the suvarna soudha assembly is established recently, so that makes it the second capital of karnataka
M3: Tell me something about swachha bharat abhiyan
me: Explained
M3: If you are posted in some place , what role would you play as a banker?
me: Will provide loans for sanitation projects
M3: Good
M4: You have done engineering in communications, tell me what is GPS
me: Explained.
M4: What is GPRS
me: Explained
M4: Good
M4: Recently, there is decrease in global fuel prices, what is the reason?
me: Sir, this is in competition to USA and the aim for reduction is to make the production of Shale gas economically unviable.
Good. This is the main reasons, apart from that there are some other 
reasons too. It is also about demand and supply, can you think?
Sir, they have increased the supply and i think thats profitable to 
them as emerging economies are ever demanding in fossil fuels
M4:Actually the demand has decreased, due to other forms of energy in USA. So they want to supply more to encourage them to buy more by reduced prices.
me: Kept saying ok as he explained.
M5: What is banking?
me:Business of lending money and accepting deposits from the public. Primary motive is profit, but apart from that, social initiatives is also a major role
M5: what is profits?
me: Interests earned by the bank on loans , and also through government securities, treasury bills
M3: You have mentioned only about interests earned on money, but apart from that, is there any other activity which banks do?
Insurance is one sector where banks are pioneering, RBI has also been 
liberal to banks recently to increase insurance penetration.
M5: Good
Lady: What are the different types of deposits in bank?
me:Current account, savings account, FD, RD. Current Ac are for 
businessmen and entrepreneurs. Savings are general public. Banks don’t pay interest in Current account. In savings accounts, operating cost is not so high, so banks pay interest to depositors. FD are where we park money for a certain period and interest in given on maturity
M2: Do you know to read, write and speak kannada?
me:I can read and speak fluently, but not so fluent in writing. I can 
write a few letters. Even though my mother tongue is kannada, I have done my entire education in maharashtra so I am not so fluent at it.
M4: In form you have not mentioned hindi, are you not comfortable? If you are posted to northern states, how will you manage?
me: Sir ,In the form there was option for only 3 languages so i filled up english, marathi and kannada. But I am fluent in hindi, so I am comfortable anywhere
M1: You resigned 2 years back, so what were you doing till now?
me: I was preparing for various competitive exams.
M1: Like?
me: All bank exams, SSC, UPSC
M1: Is this your first interview or attended any other?
me: Attended SBI clerical.
M1: Results?
me: Not yet declared
M1: what was you score there?
me: Sir they didnt disclose
M1: What about scores in IBPS PO
me: Sir, that too is not disclosed
M4: Cut off is 80 right?
me: Yes sir.
They look at each other and say thats all, thank you
They offer me a mango bite and said dont be nervous, be comfortable. I accepted and said thanks
They wished all the best . I said thanks to all members once again and walk out of the room.
Hope this gives some input to you fellow candidates. Wish you all the best for your interviews

My interview was scheduled on 19th Jan 2015 @ Andhra Bank HO Hyderabad, under panel III with start time at 8:30
I reached the venue around 8:35 am, after completing the formal security 
check, i entered the seminar hall in the ground floor. Within 2 minutes my name was called out for verification, i have submitted all copies of my Graduation and then they have asked for semester wise photo copies of mark sheets, few of which were missing. i was shocked and no clue of what to do but they kept calm and guided me to get the copies from one of their xerox machines on other floors. After clearing the verification i was told to wait for the interview..
2-5 minutes of waiting went by with each second proceeding towards nervous break down and one of the bank employee adviced me to stay calm and cool as HR Team were also new and had no much experience in Interviews, then bell rang and i took a march into the interview hall……now the story starts
There were 5 male members and 1 female member in the panel all aged around 45-60 with smiles around their faces.
After Greeting and well wishes the interview started with Female (F) interviewer
F: Recently one cyclone Hudhud, hit one part of India…can you tell me what is meant by Hudhud?
Myself(M): Vizag is the place which was tormented by this Cyclone and Hudhud is the name of National Bird of some country, Hudhud has incurred huge losses to live stock etc etc.
F: Can you give me that Country name?
M: I Gently replied that i don’t have any idea, but it might be from Russia but not sure. (Ans is Israel)
M1: Seeing my details and discovering that i am already an employee at a private firm. He asked, ” Why Engineers like you want to get employed in banking sector”?
M: I supported by saying that Banking is a huge industry where we can utilize our knowledge in diverse operations of Banking in various levels starting all the way from clerical, PO, Asst. Manager, Manager and finally Governor. these days banks are not places where just transactions are made, it involves mutual handing of clients, rural and urban customers, complaints along with the operations which includes sustainability along with competition and moreover banks are conducting exams for specialist officers which indirectly means that engineers have a definite place in banking industry too.
M2: Why only engineering candidates, why not others?
M: Sir, Its not about Engineering at the end of the day knowledge, talent and wisdom is all that matters but when observed from competition point of view Engineers can use their domain knowledge and can be used as an additional advantage over non professional degrees…where i gave few examples to support myself.
M3: Recently India accomplished one grand achievement in space arena, what is it?
M: Sir, its MOM, ISRO has surpassed NASA’s expectations and is the only Organization which has higher success rate when compared with other countries space agencies. Till now MOM has collected lots of data which will be useful for research purposes and finding the life on………(M3 interrupted, What is the full from of MOM?)
Sir, Its Mars Orbiter Mission but with lacking confidence. (as i was confused where Mars will come first M or last M)
M4: MOM is also known by other name, do you have any idea?
M: Sir, is this official name or unofficial name?
M4: Unofficial but many are using it, it is a Sanskrit word.
M: Mission Mangalyaan, Sir.
M5: How many ATM’s are there in INDIA?
M: i said that i don’t know the exact number but might be 80,000+.
M5: There are around 1.6 Lakh ATM’s
M: Thank you, sir
M6: What happened buddy, Engineering students should ans this qtn!!
M: i just smiled.
M7: Total No. of Deputy Governors in RBI?
M: 4
M7: Who is the last appointed Deputy Governor?
M: R.Ghandhi (But later found that ans was different)
Thank you, you can leave smile emoticon
M: I thanked everyone and left. 
Let’s see what will happen, will happen!!
NOTE: Thanks to our readers who shared these valuable experiences with us.. We hope that these will help the candidates who have their Interviews in the coming days..!!