Was the 2nd person to be interviewed. First document verification.. dey were really good.. ache se sab papers arrange karwaye .. Biometric b ache se ho gya .. then was sent for the interview.. mere aage wali ka 12 mins chala.. Na jane kya kya pucha .. wo meko batayi KCC bass.
Name – Angel*h
Place – Patna
Pheww… Now my turn. excited… Bell rang entered the room .. Closed the door ..
1 Ma’am + 4 Sirs (M1 + M2 + M3 + M4 ) all very helping & sweet
Greeted them all GM Ma’am GM to aal of you sir they said aao beta betho .. i thanked & sat
Now it started
M1 – What is your name
Me – Angel*h
M1 – Qualification
Me –MBA with major finance & minor mktng
M1 + M2 – Acha to tum to bank ke liye hi ho .. bank me to yahi dono ka major role hai
Me – Smiled & said yes sir
M1 then intuuped by M2 —- Acha hum nhi puchenge tum btao kaise utilise kro gi apne skills ko
Me – Sir Jaisa ki mera Finance major hai to bank ka bhi kaam yahi hai toh handle finance, savings, deposits, loans etc .. I will be a person jo ki easily in chijo ko smjh kr implement karungi … then will analyse the BS sheets of the customers who will come for taking credit..
M2 – or marketing me kaise krogi?
ME – I said Sir Customer ko better service dene ki koshish krungi … will organise campaigns canopy + banners direct selling etc
Then M3 – Acha hum tumhe 2 business org ke BS dete hai AB batao how will you say which one is good
ME- Sir will check through ratio’s turnover their capital
M2 + M3 – Acha kaise krogi example de kr btao kon kon se ration
ME – Told All (Current ratio kitna % hona chahiye then acid test ratio then turn over then debt equity) Last me pucha sir koi b hai kya aap bta do jo reh gye
M1 – Acha ye batao – P/e ratio kya hota hai
Me – thoda confuse ho gyi bhul gyi thi 😛 said sir ache se yaad nhi
M1 – said no problem you answerd all well
M1 – Tell me do you know contingent liability
ME – I said yes sir
M1 – ok where is it mentioned on the balance sheet
Me –on the foot note of balance sheet
All said good
M3 – acha apne kaha ki current ratio 2:1 is considerable if i give you two companies with one current ratio 2:1 & other 4:1 then which one will you choose & why
Me- sir the one with ratio – 2:1 because sir current ratio liquidity btate hai or agar ek company apna hi fund proper use nhi kar rahi hai to humara kaise kregi … it cannot do justice with our money
All said very good ( me on cloud nine )
Now , M1 said ok ye btao marketing ko how will you utilise
Me –sir koi specific product vise btana hai ??
m2 – Haa btao jaise start up wali scheme nikali hai Jan Dhan yojna any one
ME –Ok sir i will take example of Jan dhan Yojna as the objective is one account per house & it focus on Financial Inclusion so will have to target the Rural area the villages.. for that hume ja kr smjhana hoga , we organise nukkad natak , banking correspondents , canopy & also according to the foot fall hum branch me aaye customers ke through word of mouth publicity use kr sakte h
Ok good dear
Then M1 Asked – Tell about present economic scenario yuan devaluation.
Me – explained all how it fell when it fell aug me 1400 points sensex ludka ( all said nice )
me or khus 😛
They asked acha india pe impact?
To wo bole india ki economy kaisi hai
me – told abhi stable ration hai BBB ka, 7.3 ka growth rate hai blab la 😛
Then M1 Said ok good wo jane bolne hi wale they hi M2 asked – will you be able to relocate shadi ke baad ,, your husband in Patna you at Goa
I said yes sir why not or ye baatein to shadi ke pehle fix hone wali cheeze h ..
ok what does your father do – told all
Then ek panelist ne mere college ke baare me puchha ..he asked about the director. I told all they said than you angel*h
You may go now
Me- thank you to all
then wished them Good day, all said good day smiled
Madam kuch ni puchi
& its done … Ab dekho Hasi hasi me number kitne dete hai wo log 😛 bas ache se number b de de 😛
Lasted for approx 10 mins, or baki meko pta nhi time ni dekha 😛 _/_