IBPS PO: INTERVIEW EXPERIENCE 45


Name – Angel*h 
Place – Patna  

Was the 2nd person to be interviewed. First document verification.. dey were really good.. ache se sab papers arrange karwaye .. Biometric b ache se ho gya .. then was sent for the interview.. mere aage wali ka 12 mins chala.. Na jane kya kya pucha .. wo meko batayi KCC bass.

Pheww… Now my turn. excited… Bell rang entered the room .. Closed the door .. 
1 Ma’am + 4 Sirs (M1 + M2 + M3 + M4 ) all very helping & sweet
Greeted them all GM Ma’am GM to aal of you sir  they said aao beta betho .. i thanked & sat 
Now it started
M1 – What is your name 
Me – Angel*h
M1 – Qualification 
Me –MBA with major finance & minor mktng 
M1 + M2 – Acha to tum to bank ke liye hi ho .. bank me to yahi dono ka major role hai 
Me – Smiled & said yes sir 
M1 then intuuped by M2 —- Acha hum nhi puchenge tum btao kaise utilise kro gi apne skills ko 
Me – Sir Jaisa ki mera Finance major hai to bank ka bhi kaam yahi hai toh handle finance, savings, deposits, loans etc .. I will be a person jo ki easily in chijo ko smjh kr implement karungi … then will analyse the BS sheets of the customers who will come for taking credit.. 
M2 – or marketing me kaise krogi?
ME – I said Sir Customer ko better service dene ki koshish krungi … will organise campaigns canopy + banners direct selling etc 
Then M3 – Acha hum tumhe 2 business org ke BS dete hai AB batao how will you say which one is good
ME- Sir will check through ratio’s turnover their capital 
M2 + M3 – Acha kaise krogi example de kr btao kon kon se ration 
ME – Told All (Current ratio kitna % hona chahiye then acid test ratio then turn over then debt equity) Last me pucha sir koi b hai kya aap bta do jo reh gye
M1 – Acha ye batao – P/e ratio kya hota hai 
Me – thoda confuse ho gyi bhul gyi thi 😛 said sir ache se yaad nhi 
M1 – said no problem you answerd all well
M1 – Tell me do you know contingent liability
ME – I said yes sir
M1 – ok where is it mentioned on the balance sheet 
Me –on the foot note of balance sheet 
All said good 
M3 – acha apne kaha ki current ratio 2:1 is considerable if i give you two companies with one current ratio 2:1 & other 4:1 then which one will you choose & why 
Me- sir the one with ratio – 2:1 because sir current ratio liquidity btate hai or agar ek company apna hi fund proper use nhi kar rahi hai to humara kaise kregi … it cannot do justice with our money 
All said very good ( me on cloud nine ) 
Now , M1 said ok ye btao marketing ko how will you utilise 
Me –sir koi specific product vise btana hai ??
m2 – Haa btao jaise start up wali scheme nikali hai Jan Dhan yojna any one 
ME –Ok sir i will take example of Jan dhan Yojna as the objective is one account per house & it focus on Financial Inclusion so will have to target the Rural area the villages.. for that hume ja kr smjhana hoga , we organise nukkad natak , banking correspondents , canopy & also according to the foot fall hum branch me aaye customers ke through word of mouth publicity use kr sakte h 
Ok good dear
Then M1 Asked – Tell about present economic scenario yuan devaluation.
Me – explained all how it fell when it fell aug me 1400 points sensex ludka ( all said nice )
me or khus 😛
They asked acha india pe impact?
told 
To wo bole india ki economy kaisi hai
me –  told abhi stable ration hai BBB ka, 7.3 ka growth rate hai blab la 😛
Then M1 Said ok good wo jane bolne hi wale they hi M2 asked – will you be able to relocate shadi ke baad ,, your husband in Patna you at Goa
I said yes sir why not or ye baatein to shadi ke pehle fix hone wali cheeze h ..
ok what does your father do – told all 
Then ek panelist ne mere college ke baare me puchha ..he asked about the director. I told all they said than you angel*h
You may go now
Me- thank you to all
then wished them Good day, all said good day smiled
Madam kuch ni puchi 
& its done … Ab dekho Hasi hasi me number kitne dete hai wo log 😛 bas ache se number b de de 😛 
Lasted for approx 10 mins, or baki meko pta nhi time ni dekha 😛 _/_