IBPS PO: INTERVIEW EXPERIENCE 53


Edward Cullens, Lucknow 
B.Tech (IT) 
Venue: Hotel The Grand JBR, LKO 
Date: 27 JAN 16 
Time: 8.30am 
Panel: 3 
Reach venue at 8.45am. 
Document Verification: 9.20am- 9.30am 
Interview time: 10.10am to 10.15am (5 min approx.) 
4M, 1F. 

Entered in room, Greeted them “Good Mg Maam, Good mg sir”, they also greeted me, asked to take the seat. Then I said Thank U. 

M3: Tell me about yourself and Your Family Background? 
Me: Told
M3: Tell about ur brother and sisters too? 
Me: Told
F1: In which company ur sister works, on which profile. 
Me: Told
M4: After Getting 72% in B.Tech (IT), Did u not get placement? 
Me: Told.TCS just recruited 7 student. and I do not fulfilling criteria of Cognizant & Infosys (they need 70% through out.)
M3 and M4: After college U did not tried outside? 
Me: I tried in 2-3 companies in lko, but offering very less salary 5-6. thousands. But suddenly from there expression I realised that they want some different answer, so I told about Bond of 1 year as well as they want 50000 rupees as security. After this answer M2 was seemed satisfied ki paise to maangte hi hain. Then I told ki isleye maine socha ko bank ke liye hi try karte hain. 
M3: Did u applied in any other bank or RRB also? 
Me: Yes, in rrb i got 105, but cutoff was 109 something.
F1: OK. any other. 
Me. last year in po I cleared written but not get final selection. Also in clerk got Waiting list. 
Sab EK Saath: OK u got Waiting list in Clerk. 
Me: hmm. 
M3/M4: How much u attempt? 
Me: 130 
M4: And what about accuracy? 
Me: Expecting 95 or 90-95.
M4: Why U attempt 130, so much? 
Me: My english is weak so I attempted 25-30 but expecting 15 around.
M4: So sectional cutoff ke liye. 
Me: yes.
All seemed satisfied. 
M3: Toh RBI ke baare me kya bataya gaya hai,kucch batao RBI ke baare me? 
Me: It is India’s Central bank. Monetary Policy banati hai. Forex reserve dekhti hai. Bankers of bank. Bankers of Govt.
M3(Interrupted): Bankers of bank kya hai?. 
Me: Jaise aam aadmi ke liye bank kaam karta hai waise bank ke liye rbi kaam karta hai. like bank rbi me paise deposit aur nikaal sakte hai. 

M4: Bank kaise paise jama kar sakta hai? 
Me: In form of Cash reserve ratio. Bank apni exceess money ko RBI me jama kar sakta hai, aur RBI us par interest deti hai. 5.75% (current). 

M3: Aur?? 
Me: CRR me bank apna kuchh % RBI ko deti hai cash form me, (4%) aur SLR apne pass rakhti hai cash me (21.5%).
M4(Interrupted): Cash mein only? 
Me: No sir, also in form of govt securities and gold mein. 
M4: OK. satisfied. 
M3: Bank rural areas me apni suvidhayen kaise deti hai? 
Me: Through Financial Inclusion. Logon ko Financially aware karke. Jan dhan yojana me ab tak 20.19 lakh sorry crore khaate khole ja chuke hain. NABARD se agriculture ke liye loan le sakte hain. SIDBI se small industry set up karne liye le sakte hain` 
M4(Interrupted): Woh alag baat hai. par agar kisi ko agriculture ke liye jarurat hai to? 
Me: Woh NABARD se loan le sakte hain.
M3(Interrupted): Woh sidhe NABARD me chala jayega? 
Me: Woh RRB me iske liye apply kar sakta hai.
M3(Interrupted): PSB kya kar sakta hai, wo yahan nhi le sakta hai? 
Me: PSB bhi de sakta hai.
M3(Interrupted): Ek farmer ko kaise bataoge tum,? use kaise pata chalega, Kya tum khud jaoge? 
Me: Through Banking Correspondent. 
M3 & M4 seemed satisfied (sayad woh BC word hi suru se sunna chahte the.) 
Every one Told: Thank you Thank you. Thank you. You may go. 
I also told thank you. and came out from room. Only 3-5 min interview. Overall thik tha, I think. baaki on Interviewer. and GOD
NAME- SUCCESS EXCELLENCE
VENUE- CHANDIGARH SECTOR 17 B
DATE- 23 JAN 2016
TIME-1 PM
Here i started my journey 4 my first PO interview.i reached the venue at 11.40 , 2 candidates of my panel were already there, aftr 10 mins 1 sir came and asked – ap log 1 pm wale ho , v said yes sir , khte fr aa jao apka verification krwa dete h :)then at 12.15 my biometric and verificatn was done succesfully , i was free upto 1 pm , utna tym m dhoop me baith gya πŸ˜› thand thi πŸ˜€ .I was 14th in my panel, so wait krte krte neend aane lg gyi ,washroom k raste me ek girl mili , she said ap log interviw k lye aye ho , i said yes nd asked wht abt u ? She jst smiled nd said nothing.. so i asked mam ap panel se ho :O she said yes !!! i was surprised and she asked my name nd wished me good luck πŸ™‚
My turn came at 3.54 pm nd at 4 pm i was going downstairs,itna w8 krne k baad 5-6 mins only πŸ™ 
INTERVIEW STRT HONE SE PHLE VO HM SBKE PAS AYE AND ASKED , B,TECH KON NHI H πŸ˜€ ND WE WERE ONLY 2 , BAKI SB B.TECH :O
There were 5 panel members
M1-M4 , F1
Head of the panel was looking like foreigner , he was very fair complexion and bald too πŸ˜› with shiny head ,F1 was too young (25-26)
M2 , M3 , M4 were also friendly
I ENTERED THE ROOM THEY SAID COME IN  AAO SUCCESS EXCELLENCE JI πŸ™‚
I GREETED MAM AND THEN SIRS
THEN THEY SAID BAITHIYE ,,
Now 
M3(HEAD)- Give UR Introduction?
ANS- I GV MY INTRO AND JSE HI B.COM /M.COM KA BTAYA , THEY STARTED ASKING ME QUES LYK DT KI FOREIGN ME JA K KOI INDIAN MIL GYA HO πŸ˜€
M2- BETA BALANCE SHEET DETAIL ME EXPLAIN KRO?
ME-  I explained all the heads of B/S.
M2 -Then they said ok bt assets ryt side hi kyu likhte h , liabilities left me hi kyu , ?
ME- I said sir this is the perform of b/s.
Then he intruptd and said koi or resn btao
I said posting krte tym jo previous account me item hoti h vo opposite side post hoti h.. they said thoda sa sahi bta rhe ho or btao , i said sir mujhe jada deep me nahi pta …then smiled πŸ™‚
M2 ki phone call aa gyi wo uth k chle gye.
M4- TELL ME D DIFFRNCE B/W NPV AND IRR?
ME- Told only full forms , I.R.R ki full form me mne kha sir i dnt knw for what I satnds for then they helped me , then i told abt NPV AND IRR , LITTLE BIT 
THEN i said sir mujhe iske baare m eitna hi pta h , khte aree betaapne to 1 saal phle hi M.COM ki h btao fr , i said sir abhi yaad nhi aa rha… nd smiled again πŸ˜€
M4: Again asa ques pucha ki mne kbi suna hi nhi tha
Me: I frankly said , sir i hvnt heard abt this , he said ok
M3- 80 c ki deduction ki limit btao?
ME- I said sir its 1.5 lac
He said ok but isme change aya h additional limit b milti h, i smiled nd said sry sir mujhe abi iss baare me nhi pta hai,he said its 50000 rs and gave details abt d same , den i said thanku sir.
M1- Balance sheet me deposits kha aaege?
Me: I said agr bank b/s me dekhe to assest side , then i said sorry sir liability side , customer ki b/s me asset side .. 

M3- Phle to apne asset kha fr liabilty me , i said sry its liabilty side m sure , then said how explain 
ME- Explained and smiled then they said ab thik h nd smiled nd m b smile krne lga fr..
F1- Puree intrview me mujhe ghur ghur k observe kr rhi thi .. mne unke sth b eye contct rkha i maintained eye contact wid every one of 5 of them .

M4- Beta ye to apko nhi ata tha vo pdh lena ghr ja k , i said hanji sir jrur pduga πŸ˜› kuch 2-3 ques i dnt remember …
bas jo nhi ata tha usme sorry and smile. I m expecting less mrks in PO written , bt hope 4 d bst,from my point of view , my knowledge was avrg bt confidence was good .
All The Best!!!!