Name : XYZ
Loc : IOB(RO),Coimbatore ,TN
Time : 1 p.m
Panel : 1
I’m 2012 BE IT passed out. Worked 8 months in Accenture,Bangalore and then left the job,2 yrs gap after that.Document verification over by 12:15 p.m.Interview Started at 4 (4 – 4:15).3 Male member and 1 Female
Me:Good Afternoon Madam.Good Afternoon Sir.
M2: So you are from karur?
Me: Yes sir.
M3: Tell me about your family?
M1: What is your qualification? what were you doing all these years after graduation?
(Asked year wise. Reason for leaving the previous company..They didn’t dig much)
M2:Ok XYZ,What is the difference between rocket and satellite
Me:few seconds I was blinking..my head is full of banking terms.Then answered like Rocket is the launching vehicle for satellite..then don’t know what to say further.
M2: Answer like a communication student?
Me: I just smiled. nd dragged like Sir..(my inner voice:you are dead)
M1: Ok XYZ how do you categorize bank?Don’t want the usual classification.
Me: I started with scheduled..non-scheduled
M1:That’s usual..not that
Me:Psb and pvt
M1: Not that..let me help you with one..Commercial bank?
Me: yes sir..1)commercial bank
M1:Good.one more is there first tell me the differnce between two, their purpose, example
M1:One more type is there try answering it.
Me:I was thinking
M1:It’s mainly used in rural areas.
Me:I told RRB
M1:That’s also commercial bank
M1:Yes,tell me about it
M3: Now recently one bank is formed by Asian Countries.what is that?
Me: BRICS bank sir.
M3:It’s formed by BRICS nations..what is the name?
Me:[I was bitconfused whether they were asking about AIIB]Told them like New Development Bank
Me:Immediately I told about AIIB
M3:Yes,what is the purpose they started?
Me:I told many things like to provide financial assistant to asian countries..everything.
M3:No..Let me change the question like this..what is motive/reason behind it.why is it started?
Me:Told[To reduce the influence of worldbank and IMF in which US is the main head
L1:What is cloud banking?
Me:This the first time i’m hearing this word..didn’t know the answer yet] Sorry mam,No idea.
M1:Who is NRI?
Me:Non-Resident Indian.He is the citizen of India but staying abroad for specific purpose like education , employment etc.
M2:So if you are going and visiting your brother in Singapore , Are you NRI then?
Me:No sir, I’m on tourist visit.
M1:Suppose if I have worked months abroad and came back.Am I a NRI?
Me :No sir,there is some period.don’t know the duration.
M2:Tell me which industry is contributing from your area much to our GDP?
M2:One district . Two bank head
Me:[was confused..he told like a puzzle..didn’t get his qtn] sorry sir. what’s the question?
M1:He meant One district has two private banks headquarters,what is the bank and district?
Me:(smiled)[He asked this as I’m from Karur] told kvb & lvb
M3:Told something and joked i tamil
M1:XYZ, you have worked in metro city..will you be working in rural are if you get posted?
Me:Sir,I was born and brought up in village..I was there all these years.That’s not at all aproblem for me.
M1:Ok XYZ.All the best.Thank you.
Me:Thank you sir, Thank you mam.
Overall panel was friendly.Tried to help me a lot.Anyways wriiten test + interview is the final result.