SBI Clerk Salary 2020: Know Job Profile, Career Growth

Are you about to enter SBI Clerk Recruitment Process? Check salary, job profile and responsibilities of a Junior Assoicate (Clerk) in SBI here.

SBI Clerk Salary 2020: State Bank Of India is all set to release the SBI Clerk Prelims result 2020. One of the factor that attracts lakhs of students to apply for this post is the salary and the perks which this job has to offer to candidate. In this article, we will be covering salary, perks and career growth of a SBI Clerk. You might get motivate in this lockdown to work harder for your dream because SBI Clerk mains is going to be the first exam which will be conducted once the lockdown will be revoked. Make sure you read this article carefully:

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SBI has released its official notification to recruit more than 8000 prominent candidates through two online phase exam i.e Preliminary and Mains examination followed by a LPT for those who are applying from another state. We all know State Bank of India is the largest public sector bank in India and getting a job in the same is the dream followed by millions of aspirants.

Aspirants are more deviated towards the SBI bank as it considered to be stable and secure in terms of financial status, social status and job security. It provides handsome salary packages than any other public sector banks depending upon the place of posting. SBI Clerk is one of the most demanding entry-level jobs in the country. This article is dedicated to the SBI Clerk salary and growth profile.

SBI Clerk Salary 2020

Salary of SBI Clerk may vary from state to state which depends on the posting of an employee.Generally, students in metropolitan cities avail higher amount than other SBI Clerk employees at other places although the difference is very less. Employee getting posting in Mumbai may avail salary upto 25000/-

SBI Clerk Pay scale: Rs.11765-655/ 3-13730-815/ 3-16175-980/ 4-20095-1145/7-28110-2120/ 1-30230-1310/1-31450.The starting Basic Pay is Rs.13075/- (Rs 11765/- plus two advance increments admissible to graduates)

Basic salary of an SBI Clerk(Junior associate) will be  Rs. 11,765/- with an annual increment of Rs 655/-.

After 3 years, basic salary of the SBI Clerk will be 13730 after which amount of rs 815/- will be added in his salary as an annual increment for three years. Again after three years, he will be getting basic pay of Rs 16175/-. Maximum basic salary of SBI Clerk is 31450/-

Facilities Amount
Basic Pay Rs.11,765/-
DA Rs.5311.58/-
CCA Rs. 0/-
Transport Allowance Rs.425/-
Total (without HRA) Rs.18413.37/-
HRA Rs.1176.5/-
Gross with HRA Rs.19589.87/-

SBI Clerk Allowances And Other Benefits

Apart from the salary, SBI Clerk is liable to get other benefits as per the SBI guidelines. Below is the table for the detail SBI Clerk allowances that an employee during his service time can avail.

Dearness Allowance (DA) This is based on the consumer price index (CPI) and is revised after every 4 years. The DA increases when inflation is high and vice versa.
House Rent Allowance (HRA) The HRA depends on the city of SBI Clerk’s posting. If it is a Metro city, the HRA is higher. In the case of rural areas, the HRA is less.

SBI Clerk can also reimburse other allowances like furniture, telephone bills, travel allowance (For official purpose) etc.

With the addition of these allowances in hand salary of SBI Clerk may range between 22000/-24000/- depending upon the place of posting.

Check the other benefits of SBI Clerk

  • Job Stability and security
  • Financially secure
  • Flexible working hours (Depends branch to branch)
  • Work environment
  • Pension under new pension scheme
  • Medical coverage
  • Provident fund, etc

SBI Junior Associate Work Profile

An SBI Clerk is a single window operator whose profile is similar to that of a Clerk in any other Public-Sector Bank.  Junior Associate or Clerk is the first person to be contacted for any inquiries or bank related guidance. It is the starting designation in the hierarchy of positions in SBI.

  • An SBI Clerk deals with the front desk work and customer handling operations.
  • A clerk works at the single window operations like managing inquiry corners, withdrawal, managing receipts etc.
  • A clerk also deals with the opening of new accounts, cash collection, issue of bank statements and handling emails & delivery.

SBI Clerk (Junior Associates) Growth Opportunities

SBI Clerk has multitudinous growth opportunities than any other public sector banks. A clerk with his skills and experience may reach as high as General Manager. However, based on the higher posts, there will be certain eligibility criteria they must meet. They also have to attempt the promotional exams or interviews as per the bank requirement.

As per SBI Clerk promotion process, the candidates would be promoted to a higher post on the basis of their performance. After working for 3 years she will get promoted to the post of Probationary Officer/Assistant Manager through internal exams as well. After starting your career as SBI Clerk, you can also appear for Associate Exams: JAIIB and CAIIB certification exam which is a huge opportunity to get an edge over others.

So we hope this article has served the purpose. Candidates appearing for it must look for their complete development if aiming at SBI Clerk this year. Get a clear idea about the SBI Clerk exam pattern and syllabus. You can also check SBI Clerk Study Plan for making your preparations in the right direction.

If you have any query, feel free to get in touch with the Adda247 expert team at or you can also connect with our moderators below the comment section.

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Frequently Asked Questions:

Q. What is the in-hand salary of an SBI Clerk?

Ans. The in-hand salary of an SBI Clerk ranges between  Rs.20,000/- to Rs.22,000/- per month at the joining time depending on the place of posting.

Q. Which is better SBI Clerk or IBPS Clerk?

Ans. Both are good as they have the same wok profile and there is minor difference in the salary of the two organization.

Q. Can  a SBI Clerk become a PO?

Ans. There are various opportunities given by SBI to employees to get promotion.