Document verification done till 2pm, they took interview for 7-8 min. for each candidate, mine also was for 8 min, i was prepared with some regular interview que. or you can say i mugged up these que and some banking terms…
I was second in list, interview started at 2.30.
I entered with a smile and smile left me at door only.. i wished them, they asked me to sit.
There were 5 people in a panel ( 4 male and 1 female)
When M1 started asking que, M2 was busy on call and M3 was busy with my documents.
M1- So, sachin.. tell me about urself.
Me – answered
M1 – Why you left your field and why you choose banking?
Me – explained in detail (he was convinced)
M1 – Tell me what other things bank do except accepting diposites and giveng loan
Me – I explained other functions of bank.
M1 – Then he fired 4 que to me,
Before answering this, thought I answered 3rd ques wrong and if am not sure I should say no and I said don’t know about this.
M1 and a lady was smiling looking at each other.
Then M1 asked female to proceed,
F – What is RTGS, NEFT, difference between them n what are the limits?
Me – I answered all the questions.
M2 – (he finished with his call now) Asked again, why banking after pharmacy graduation, how you will managed in banking?
Me – I grab his attention towards my MBA and explained some things which can be useful for banking ( like customer and product management etc) he was not looking satisfied.
M2- If you are good at customer management and have ability to convince them, then y don’t you join private banks, you will get good growth there.
Me– I explained my interest ans benefits of public sector, but he was not looking satisfied.
M3 – what is CASA?
ME – answered
M3- what is interest rate on saving account in nationalized banks?
M3- why it is nationalised?
Me– (i dint got his que.) and said sorry sir i dnt knw.
M4– (all the tym he was looking at my documents) finally he paid attention in intervie n asked same thing… why you left pharma field, there is also a growth?
Me– (i was expecting this que. bt not 3-4 times) and i was tired repeating same things n said….. sir i was not gud at studies during graduation…(dint.finished my ans)
M3– interrupt n said why u were nt gud, your patents are teacher? ( as i told about my parents profesion while explaining about my self)
me– i was like what to say about this n i kept quiet.
all are saying ok you can go. I was about to say thank you..
M3 asked again- Do you really want to work in a bank, because your qualification is totally diff?
I said YES sir.
They said ok, All the best.. I said thank you n left the room.
Through out the interview they were not looking satisfied with my interest in banking, anyways, hoping for the best!!
Finally I wanted to say a big thank you to BankersAdda team which helped me lot to crack written exam n also for interview preparation.
Name – Ravi
Position – IBPS Bank PO
Date – 22/01/2015
Venue – Grand JBR Hotel, Lucknow
Time – 8.30 am
After the documentation that took 5 minutes I was asked to go for the interview upstairs in panel no 3. It was so fast that I could hardly recollect all my papers and I expected some time to be given after the document verification.
As soon as I reached the room with catching breath, the peon said aao aao jaldi aao ….. I said – Arey ruk ja mere bhai thoda pani pi lene de zara!!
After 2 minutes I went inside –
There were 5 panelist –
4 males + 1 female
I entered and wished them.
The head of the panel said where is your beard?
I was like what? He said you like to keep beard right? I was finding it amusing then I realized that in the photograph I had little beard.
I laughed and said yes!
First I was bombarded with personal Questions –
M1 + M2 – You have completed your class 12th in 2004? This is 2015? What did you do for so long?
Answer – I worked in BPO’s for 4 years at Gurgaon.
M1 + M2 – Which school? What does your father do? Why did you start working so early soon after intermediate? Why didn’t you complete your graduation then? Why in 2014?
Answer – Army public School. My father is a retired Army personnel. After my intermediate I dropped a year to prepare for medical entrance unfortunately I did not clear and decided to move out and work somewhere to gain some work experience.
Then came school education questions
M3 – You studied Biology in class 12th? Tell me what is appendix? How much blood is in human body? What is the length of small intestine? Is a light passes through a prism at 60 degree angle what kind of image does it form?
Answer – Sir Appendix has something to do with digestive system.
I don’t remember the quantity of blood in our body but I is in liters and may be 5 to 6 liters.
I don’t remember the length of our intestine but it’s in meters. Everyone laughed.
I have no idea about the prism question.
Then came graduation question
M4 – They were almost surprised to see an arts student? You studied political science in graduation? Tell me what are directive principles of state policy? What is parliamentary form of government? What is the difference between US & Indian democratic setup? Once someone said that in UK parliament a man can be made a women and women can be made man? What do you understand by this?
Answer – Gave all the answers appropriately.
Then at last some questions related to economy?
M5 – What is current account deficit? How does it increase?
What is disinvestment? Why is it done?
Answer – Gave convincing answers.
Please do not read or study anything a day prior to interview. Relax as much as you can. Never ever try to open even a page on the interview day. Do not talk to anyone unnecessarily at the venue. Don’t even think that you have come for an interview. The reason I am giving you this advice is no matter how prepared you are you may not even be asked a question on what you have studied. The result is you have lot of things going on in your mind and that makes you fumble and nervous. Be confident, gracious and courteous in your answers and gestures. Please give you feedback on my interview experience.
All the best Ravi!!!
M1 – Can you mange in banking job?