Tuesday, 7 June 2016

Banking and Financial Awareness for NABARD/SBI/IBPS




1. The Saraf Committee was constituted by RBI in the year?
1973
1984
1994
1998

2. The chair person of Shere Committee was?
Mr. Rahul Shere
Mr. R. K. Shere
Smt. K. S. Shere
Sri Amit Shere

3. World Investment Report is annually published by?
IBRD
WTO
IMF
UNCTAD

4. As we know the RBI is the apex Bank of India, similarly, the apex Bank of USA is called?
Federal Reserve
The Central bank of USA
Bank of America
None of the above

5. The advantages of securitization for a Bank is?
It provides liquidity to the issuing Bank
The Bank capital does not get blocked
Securitisation proceeds can be used for fresh lending
All of the above

6. Which of the following state shows the fastest growth in expanding Micro Finance business in the country?
Gujarat
Andhra Pradesh
Maharashtra
Karnataka

7. The process of credit Derivative involves?
The Protection Seller guarantees payment of principal and interest or both of the Asset owned by the Protection Buyer in case of credit default
The Protection Buyer pays a premium to the Protection Seller
Both A and B
None of the above

8. Which of the following rates decided by the RBI is called “Policy Rate”?
Lending Rate
Cash Reserve Ratio
Deposit Rate
None of the above

9. Loan given by the banks to farmers/small shop owners etc is known as........?
Corporate loan
Business loan
Priority sector loan
Commercial loan

10. The Head Office of which of the following banks is in Mumbai?
Punjab National Bank
Bank of Maharashtra
UCO Bank
Union Bank of India

               







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