Saturday, 28 October 2017

Banking Awareness Questions for IBPS RRBs PO and Clerk Mains 2017

Dear Readers,

Banking-Awareness-Questions-for-IBPS-RRBs-Exam-2017
Banking Awareness for IBPS Exam 2017

Just a few days are left for IBPS RRB Mains It is time to pace up your preparation of Banking Awareness for IBPS RRB PO and Clerk Mains. These questions related to Banking Awareness will also help you in preparing for other upcoming banking recruitment examination.

Q1. Indian Bank has introduced two-tier interest rate structure for saving bank accounts and will offer the interest rate of 4 percent per annum on savings account with the incremental balance of over Rs 50 lakh and 3.50 percent per annum for the deposit up to Rs 50 lakh. Where is the headquarter of Indian Bank?
(a) Mumbai
(b) Bengaluru
(c) Hyderabad
(d) Chennai
(e) Kolkata

Q2. ICICI Prudential Mutual Fund has launched a new website 'PlanYourGoal.com' to help users plan their investments according to their future financial goals. Who is the CEO of ICICI Bank?
(a) Chanda Kochhar
(b) Shikha Sharma
(c) Naina Lal Kidwai
(d) Uday Kotak
(e) Aditya Kapoor

Q3. In which among the following cities, State Bank of India has successfully held two-day Home Loan Utsav recently?
(a) New Delhi
(b) Mumbai
(c) Mengaluru
(d) Chennai
(e) Bengaluru

Q4. NABARD has conferred the ‘best performance award’ for 2015-16 and 2016-17 to _______________ for its work in the field of credit-linking joint liability groups (JLGs).
(a) Uttarakhand Gramin Bank (UGB)
(b) Madhyanchal Gramin Bank (MGB)
(c) Karnataka Vikas Grameen Bank (KVGB)
(d) Madhya Bihar Gramin Bank (MBGB)
(e) Kashi Gomti Samyut Gramin Bank (KGSGB)

Q5. State Bank of India has launched a CSR initiative, SBI Gram Seva, which will work in the areas of health, education, environment and rural infrastructure. CSR stands for?
(a) Commercial Social Responsibility
(b) Corporate Social Responsibility
(c) Corporate Social Resolution
(d) Corporate Special Responsibility
(e) Common Social Responsibility

Q6. Which of the following is a receipt, declaring ownership of shares of a foreign company and can be listed in India and traded in rupees?
(a) ADR
(b) GDR
(c) IDR
(d) EDR
(e) None of the given options is true

Q7. What is the term for a bank without any branch network that offers its services remotely?
(a) Internet only Banks
(b) Direct Bank
(c) Lending Institution
(d) Indirect Bank
(e) Online Bank

Q8. The opening of branches by banks is governed by the provisions of Section _______ of the Banking Regulation Act, 1949. 
(a) Section 44
(b) Section 18
(c) Section 27
(d) Section 32
(e) Section 23

Q9. For expanding access to banking services, the RBI has advised banks to open branches with minimum infrastructure support of 8 to 10BC units at a reasonable 3-4km. Such branches are known as _______
(a) White Label ATMs
(b) Ultra Small Branches
(c) Banking Kiosks
(d) CBS Terminals
(e) ICT Hubs

Q10. Which among the following conditions, Regional Rural Banks (RRBs) should fulfil to become eligible to open new branch/branches?
(a) No default in maintenance of SLR and CRR during the last two years
(b) Operational profits are being made
(c) Net worth shows improvement
(d) Net NPA ratio does not exceed 8 percent
(e) All of the above conditions should fulfil by RRBs

Q11. Which among the following bank has partnered with mobile payments switch TerraPay to enable real-time money transfer to bank accounts in India?
(a) Kotak Mahindra Bank
(b) Axis Bank
(c) Yes Bank
(d) ICICI Bank
(e) HDFC Bank

Q12. Meghalaya government has signed two MoUs with the __________ as a part of an initiative towards migrating government transactions to digital mode. 
(a) Bank of Maharashtra
(b) Indian Bank
(c) Bank of Baroda
(d) Punjab National Bank
(e) State Bank of India

Q13. An agreement for _________ Credit of USD 35 Million from World Bank for “Assam State Public Financial Institutional Reforms Project” was signed in New Delhi.
(a) International Bank for Reconstruction and Development (IBRD)
(b) International Centre for Settlement of Investment Disputes (ICSID)
(c) International Finance Corporation (IFC)
(d) Multilateral Investment Guarantee Agency (MIGA)
(e) International Development Association (IDA) 

Q14. The Insurance Regulatory and Development Authority of India (IRDAI) has taken over the administration of Sahara India Life Insurance, a first of its kind move in the insurance sector. Sahara India Life Insurance based in-
(a) Jaipur
(b) Lucknow
(c) Patna
(d) Shimla
(e) New Delhi

Q15. The proposed merger between Aadhar Housing Finance and DHFL Vysya Housing Finance has hit the final lap with it got the nod from housing finance regulator National Housing Bank (NHB). NHB was set up on-
(a) 09th July 1982 
(b) 09th July 1992 
(c) 09th July 1999 
(d) 09th July 1988
(e) 09th July 1956 






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