Monday, 12 September 2016

Banking and Financial Awareness for BOB/IBPS Exams


Q1. Who was the first Governor of RBI? 
(a) C.D. Deshmukh
(b) James Braid Taylor 
(c) Osborne Smith
(d) Raghuram Rajan
(e) None of the above

Q2. Scheduled Banks of India are those banks, which are? 
(a) Included in First Schedule of RBI Act, 1934 
(b) Not included in First Schedule of RBI Act, 1934 
(c) Included in Second Schedule of RBI Act, 1934 
(d) Not included in Second Schedule of RBI Act, 1934 
(e) None of the above

Q3. Which is not an Associate Bank of SBI? 
(a) State Bank of Bikaner & Jaipur 
(b) State Bank of Travancore 
(c) State Bank of Mysore 
(d) State Bank of Rajasthan
(e) None of the above

Q4. Who among the following is not incumbent (as of July 10, 2016) Deputy Governor of RBI? 
(a) NS Vishwanathan
(b) R Gandhi
(c) SS Mundra
(d) Usha Thorat
(e) None of the above

Q5. Every bank wishing to commence banking business in India is required to obtain a licence from?
(a) Government of India, Ministry of Finance 
(b) Government of India, Company Law Board 
(c) Reserve Bank of India
(d) Registrar of Companies
(e) None of the above

Q6. RBI recently proposed a new post in the rank of Deputy Governor (along with the 4 Deputy Governors). Which one is that post? 
(a) Chief Executive Officer (CEO) 
(b) Chief Operating Officer (COO) 
(c) Chief Finance Officer (CFO) 
(d) CEO and Managing Director (CMD) 
(e) None of the above

Q7. Which one of the following is/are implication(s) of large inflow of foreign exchange into the country?
I. It makes monetary management difficult for RBI.
II.It creates money supply, asset bubbles and inflation.
III.It weakens the competitiveness of Indian exports.
(a) Only I
(b) Only II
(c) Only III
(d) All of the above
(e) None of the above

Q8. Which bank sponsored first Regional Rural Bank (RRB) in India by the name Prathama Grameen Bank? 
(a) Allahabad Bank 
(b) UCO Bank 
(c) Syndicate Bank 
(d) NABARD 
(e) None of the above

Q9. The bank rate means?
(a) Rate of interest charged by commercial banks from borrowers 
(b) Rate of interest at which commercial banks discounted bills of their borrowers 
(c) Rate of interest allowed by commercial banks on their deposits 
(d) Rate at which RBI purchases or rediscounts bills of exchange of commercial banks
(e) None of the above

Q10. Which of the following bank is not a private sector bank in India? 
(a) Federal Bank 
(b) Yes Bank 
(c) IndusInd Bank 
(d) UCO Bank
(e) None of the above

Q11. Which private sector bank is recently merged with Kotak Mahindra Bank (KMB)? 
(a) ING Vysya Bank 
(b) Karur Vysya Bank 
(c) Lakshmi Vilas Bank 
(d) Jammu and Kashmir Bank
(e) None of the above 

Q12. Currently, Which of the following combination has female CMDs or heads? 
(a) HDFC, ICICI, Axis Bank 
(b) ICICI, Axis Bank, Kotak Mahindra Bank 
(c) Yes Bank, Kotak Mahindra Bank, SBI 
(d) SBI, ICICI, Axis Bank
(e) None of the above

Q13. Which of the following bank is generally not considered as Commercial bank? 
(a) Public Sector Bank 
(b) Private Sector Bank 
(c) Development Bank
(d) Foreign Bank 
(e) None of the above

Q14. Which of the followings are Development Banks of India? 
(a) Industrial Finance Corporation of India (IFCI) 
(b) State Finance Corporations (SFCs) 
(c) Small Industries Development Bank of India (SIDBI) 
(d) All of the above
(e) None of the above

Q15. Which bank are Public Sector Banks of India? 
(a) More than 50 % stake held by government
(b) 50 % stake held by government 
(c) Less than 50 % stake held by government 
(d) All of the above
(e) None of the above









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