Tuesday, 14 November 2017

Banking Awareness Questions for IBPS PO and Clerk Mains 2017

Dear Readers,

Banking-Awareness-Questions-for-IBPS-PO-Exam-2017
Banking Awareness for IBPS Exam 2017

Just a few days are left for IBPS PO Mains. It is time to pace up your preparation of Banking Awareness for IBPS PO and Clerk Mains. These questions related to Banking Awareness will also help you in preparing for other upcoming banking recruitment examination.

Q1. According to accepting public deposits, NBFCs can be classified into ____ broad categories.
(a) Two
(b) Three
(c) Four
(d) One
(e) Five

Q2. Which of the following is the country’s largest custodian and depository participant?
(a) CIBIL
(b) SEBI
(c) NABARD
(d) SHCIL
(e) None of the given options is true

Q3. As per the amendment, the pecuniary jurisdiction of the Banking Ombudsman to pass an award has been doubled to _____ rupees. 
(a) 20 lakh rupees
(b) 10 lakh rupees
(c) 25 lakh rupees
(d) 50 lakh rupees
(e) 5 lakh rupees

Q4. Asian Infrastructure Investment Bank (AIIB) has approved USD 150 million equity investment loan to the India Infrastructure Fund. It is the bank's first such loan to fund private projects. AIIB based in-?
(a) France
(b) Australia
(c) China
(d) Germany
(e) USA

Q5. According to the Income Tax Act of 1961, the age of Super Senior Citizens should be-
(a) 60 years
(b) 70 years
(c) 80 years
(d) 75 years
(e) 65 years

Q6. Part of company’s earning or profit which is paid out to shareholders is known as _______
(a) Premium
(b) Dividend
(c) Bonus
(d) Sum Assured
(e) Return

Q7. Which of the following economic concepts is categorised on the basis of Current Account or Capital Account or both?
(a) Balance of Payments
(b) Value of the food grain stock of a country
(c) Gross National Product
(d) Gross National Income (GNI)
(e) Total collection of Direct Taxes in a year

Q8. When there is a difference between all receipts and expenditure of the Government of India both capital and revenue it is called-
(a) Revenue Deficit
(b) Budgetary Deficit
(c) Zero Budgeting
(d) Trade Gap
(e) Balance of Payment Problem

Q9. Sukanya Samriddhi Account can be opened up to the age of ________ years only from the date of birth.
(a) Five years
(b) Four years
(c) Six years
(d) Eight years
(e) Ten years

Q10. Private sector lender Axis Bank reduced interest rate on savings bank accounts by 50 basis points to 3.5 percent for deposits up to-
(a) Rs 1 lakh 
(b) Rs 80 lakh 
(c) Rs 20 lakh 
(d) Rs 50 lakh
(e) Rs 10 lakh 

Q11. Which of the following payments bank has announced a strategic partnership with Hindustan Petroleum Corporation Limited (HPCL) to give the further boost to digital payments in the country and add to customer convenience?
(a) Aditya Birla Nuvo
(b) Department of Posts
(c) Airtel Payments Bank 
(d) FINO PayTech
(e) National Securities Depository

Q12. Name the smartphone maker company, which has tied up with State Bank of India to store higher variants of SBI debit cards on the app.
(a) Samsung
(b) Motorola
(c) Apple
(d) Lava
(e) Sony

Q13. Karnataka Bank has raised interest rates on savings bank account for large balance above Rs 1 crore to 5% while for small balances below Rs 1 lakh, the bank has reduced it to 3%. Where is the corporate office of Karnataka Bank-?
(a) Mangaluru
(b) Bengaluru
(c) Mumbai
(d) Chennai
(e) Kochin

Q14. Kotak Mahindra Bank has launched Kotak Remit— an Aadhaar-based integrated outward forex remittance solution for both customers and non-customers recently. Who is the Executive Vice Chairman and Managing Director of Kotak Mahindra Bank?
(a) VY Reddy
(b) Aditya Kapoor
(c) Shikha Sharma
(d) Uday Kotak
(e) Nita Ambani

Q15. From 01st September 2017 Punjab National Bank's customers will have to pay charges for depositing cash above _______ in a non-base branch even if it is located in the same city. 
(a) Rs. 15,000 
(b) Rs. 25,000 
(c) Rs. 5,000
(d) Rs. 10,000 
(e) Rs. 20,000


                 



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