Daily Current Affairs and GK Updates (25th June, 2026)

National News

India Extends Support After Venezuela Earthquakes

India extended humanitarian support to Venezuela after powerful 7.2 and 7.5 magnitude earthquakes struck near Montalbán and Yumare on June 24, 2026.
The disaster killed at least 32 people, injured over 700, and caused extensive damage to buildings and infrastructure.
Acting President Delcy Rodríguez declared a state of emergency to accelerate rescue and relief efforts. Prime Minister Narendra Modi expressed condolences and assured India’s readiness to provide assistance.
The tragedy highlights international solidarity, disaster response cooperation, and India’s commitment to supporting friendly nations during humanitarian crises.

PM Pushes Nationwide e-Zero FIR Cyber System

Prime Minister Narendra Modi directed states to expedite implementation of the e-Zero FIR system during the 52nd PRAGATI meeting on June 24, 2026.
Linked with the Indian Cyber Crime Coordination Centre (I4C), it automatically converts verified cyber fraud complaints above ₹10 lakh into Zero FIRs, removing jurisdictional delays.
Complaints can be lodged through the National Cybercrime Reporting Portal or helpline 1930.
The initiative enables faster investigations, improves fund recovery during the “golden hour,” strengthens inter-agency coordination, and enhances protection against growing cyber financial fraud across India.

India Targets 100 GW Pumped Storage Capacity

India plans to develop 100 GW of pumped storage hydropower capacity by FY2035-36 to support renewable energy growth and grid stability.
Prepared by the Central Electricity Authority, the roadmap emphasizes energy storage through reservoirs that function as natural batteries.
India currently has 7.2 GW operational and 11.6 GW under construction, with nearly 288 GW potential identified.
The initiative will help balance intermittent solar and wind power, improve energy security, and support India’s target of achieving 500 GW of non-fossil fuel energy capacity by 2030 through reliable electricity supply.

India Pharmacopoeia Sets Global Blood Standards

India released the Indian Pharmacopoeia 2026, becoming the first nation to establish dedicated standards for blood and blood components.
Released by J.P. Nadda, the 10th edition includes 20 new and 2 revised monographs covering blood quality, safety, testing, and transfusion practices.
Developed by the Indian Pharmacopoeia Commission, the standards aim to improve blood banking systems, reduce transfusion-related infections, and enhance patient safety.
The initiative strengthens India’s healthcare regulatory framework, promotes consistency in blood services, and supports safer screening to minimize risks from diseases like HIV and hepatitis.

India Launches Index Of Services Production

India will launch the Index of Services Production (ISP) in July 2026 to measure monthly performance of the services sector.
Developed by the Ministry of Statistics and Programme Implementation, the index will use 2024-25 as the base year and track sectors including banking, insurance, transport, telecom, IT, hospitality, and trade.
Using GST data, surveys, and administrative records, the ISP will provide high-frequency economic indicators similar to the Index of Industrial Production.
The initiative enhances policy formulation, economic forecasting, and monitoring of India’s rapidly expanding services-driven economy.

State News

UP Kanya Sumangala Yojana Empowers Girls Financially

The Uttar Pradesh government’s Mukhyamantri Kanya Sumangala Yojana provides financial assistance of ₹25,000 to girl children from birth to higher education in six instalments.
Launched in 2019, the scheme supports education, improves the child sex ratio, and reduces gender discrimination.
Eligible families must be Uttar Pradesh residents with annual income below ₹3 lakh and a maximum of two children.
Benefits are transferred directly to Aadhaar-linked bank accounts. By encouraging educational continuity and financial support at key stages, the scheme promotes women’s empowerment and long-term socio-economic development of girls.

International News

Bangladesh Joins Global Big Cat Alliance Efforts

Bangladesh became the 27th member of the International Big Cat Alliance (IBCA), strengthening global conservation efforts for endangered big cats.
Launched by India in 2023 and headquartered in New Delhi, the alliance focuses on protecting tigers, lions, leopards, snow leopards, cheetahs, jaguars, and pumas.
Bangladesh’s participation is significant due to the shared Sundarbans ecosystem, home to the Bengal tiger.
The membership enhances transboundary conservation, habitat protection, anti-poaching measures, research collaboration, and biodiversity preservation. It also strengthens regional cooperation for maintaining ecological balance and safeguarding critical wildlife habitats.

NASA Plans Swift Boost Robotic Rescue Mission

NASA is preparing the Swift Boost mission to save the Neil Gehrels Swift Observatory from orbital decay caused by increased atmospheric drag due to solar activity.
Scheduled for launch on June 27, 2026, the mission will deploy the LINK robotic spacecraft, developed by Katalyst Space Technologies, to dock with and raise the telescope’s orbit.
Swift has been studying gamma-ray bursts since 2004 and faces re-entry risks by late 2026.
The mission will demonstrate advanced autonomous satellite servicing technologies and could extend Swift’s operational life by several years.

Banking & Economy News

RBI Updates Scale-Based Regulation Framework NBFCs

The RBI revised its Scale-Based Regulation framework for NBFCs to strengthen oversight and financial stability. NBFCs remain classified into Base, Middle, Upper, and Top Layers based on size and risk.
The review cycle for identifying Upper Layer NBFCs has been shortened from five years to three years for quicker regulatory action.
All bank-promoted NBFCs will now follow Upper Layer norms regardless of size, while government-owned NBFCs must comply with uniform exposure limits.
The reforms aim to reduce systemic risks, improve governance standards, prevent regulatory arbitrage, and ensure stronger financial sector resilience.

RBI Tightens Scale-Based Regulation for NBFC Stability

The Reserve Bank of India further strengthened its Scale-Based Regulation framework to improve supervision of Non-Banking Financial Companies.
The revised norms ensure stricter oversight of systemically important institutions while maintaining proportional regulation for smaller entities.
A major change places all bank-promoted NBFCs under Upper Layer supervision irrespective of asset size. The threshold for identifying Upper Layer entities will now be reviewed every three years instead of five.
The framework aligns regulations of bank-group NBFCs with banking standards, improving transparency, risk management, and stability within India’s evolving financial ecosystem.

RBI Announces Digital Fraud Compensation Framework

The RBI introduced a compensation framework for victims of small-value digital banking frauds, effective January 1, 2027.
It covers unauthorized transactions through UPI, internet banking, mobile banking, and debit or credit cards.
Victims can receive compensation up to ₹25,000 or 85% of losses up to ₹50,000 if fraud is reported within five days through banks and cybercrime channels. The framework mandates 24×7 reporting systems, complaint resolution within 45 days, and shadow reversal mechanisms.
It enhances consumer protection, strengthens accountability, and promotes trust in India’s rapidly growing digital payments ecosystem.

BHIM App Transaction Volumes Triple Growth

The BHIM payment application recorded remarkable growth, processing 244 million transactions in May 2026 compared to 79.64 million in June 2025, representing over 206% growth.
According to NPCI BHIM Services Limited, transaction value reached approximately ₹26,952 crore.
Developed by the National Payments Corporation of India, BHIM facilitates UPI-based money transfers, QR code payments, and multi-bank account integration.
The surge reflects rising trust in digital payments, increasing adoption in urban and rural regions, and the success of financial inclusion initiatives. BHIM continues to strengthen India’s digital payment infrastructure and cashless economy.

S&P Projects India GDP Growth Slows to 6.6% FY27

S&P Global Ratings projected India’s GDP growth to moderate to 6.6% in FY27 from 7.7% in FY26 due to energy-related challenges and a below-normal monsoon.
The agency expects growth to recover to 7.2% in FY28 and 7.0% in FY29.
Rising crude oil volatility, disruptions in West Asia, and weaker rainfall forecasts may increase inflation to around 5.1% in FY27 from 2% in FY26.
Higher fuel, transport, and food costs could prompt the RBI to consider a 25-basis-point repo rate hike, affecting economic and monetary policy decisions.

Business & Corporate News

ASICS And RBTA Partner Develop Indian Tennis Talent

ASICS India partnered with the Rohan Bopanna Tennis Academy (RBTA) to strengthen India’s tennis ecosystem and support young athletes.
The collaboration combines advanced sports technology with structured training programs, offering performance education, elite exposure, workshops, and masterclasses.
RBTA currently trains 29 high-performance players, including athletes selected for India’s 2026 Asian Games squad such as Vaishnavi Adkar, Prarthana Thombare, and Dhakshineswar Suresh.
Initially based in Bengaluru, the initiative aims to expand nationwide, bridge infrastructure gaps, promote grassroots participation, and create sustainable pathways for professional tennis development in India.

Hurun India 500 Shows Corporate Wealth Concentration

The Hurun India 500 Report 2026 revealed that the top 10 Indian companies account for 27% of the total valuation of the country’s 500 most valuable firms, worth ₹86 trillion.
The report, released with Axis Bank and Burgundy Private, ranks companies by market capitalization.
Reliance Industries leads the list, followed by HDFC Bank, Bharti Airtel, ICICI Bank, and TCS. Financial services emerged as the dominant sector, while telecom showed strong growth through Bharti Airtel.
The report highlights increasing financialization, infrastructure expansion, and capital market growth driving corporate wealth creation.

Cyber Security News

Boss Scam Cyber Fraud Advisory Issued By I4C

The Indian Cyber Crime Coordination Centre (I4C) issued an advisory against the rising “Boss Scam,” where cybercriminals impersonate senior executives to deceive employees into transferring money or sharing confidential information.
Attackers often use fake emails, messages, and malware-laden attachments posing as regulatory communications.
Once systems are compromised, they can hijack accounts and issue fraudulent payment instructions. The scam relies heavily on social engineering and trust rather than technical vulnerabilities.
I4C advises organizations to independently verify payment requests, strengthen approval mechanisms, avoid suspicious downloads, and improve cybersecurity awareness among employees.

Awards & Honours News

Two Indian Women Win Green Oscars 2026 Conservation Awards

Indian conservationists Parveen Shaikh and Dr. Barkha Subba received the 2026 Whitley Awards, known as the “Green Oscars,” at London’s Royal Geographical Society.
Presented by Princess Anne, the awards recognize grassroots conservation leaders and provide £50,000 each for environmental projects.
Parveen Shaikh was honoured for protecting the Indian Skimmer along the Chambal River through community-led conservation initiatives. Dr. Barkha Subba received recognition for conserving the Himalayan Salamander in Darjeeling through habitat restoration and scientific monitoring.
Their achievements highlight India’s growing contribution to biodiversity conservation and ecosystem protection.

Important Days News

World Vitiligo Day Promotes Awareness Inclusion

World Vitiligo Day was observed on June 25, 2026, with the theme “From Stigma to Strength” and slogan “Many Shades, One Voice.”
The day aims to raise awareness about vitiligo, a non-contagious skin condition caused by loss of melanin, resulting in white skin patches.
The observance highlights challenges such as stigma, discrimination, and reduced self-confidence faced by affected individuals.
It promotes early diagnosis, mental health support, and public understanding of the condition. Awareness campaigns encourage inclusivity, challenge misconceptions, and advocate equal dignity, acceptance, and opportunities for people living with vitiligo worldwide.

Current Affairs Today | 25th June 2026 Current Affairs | Daily Current Affairs By Ashish Gautam

RBI Grade B Cut Off 2026, Prelims & Previous Year Cut Off Marks

The Grade B cut-off is an important qualifying benchmark that candidates must clear to move ahead in the selection process. The RBI Grade B Phase 1 cut off will going to be released along with the scorecard, followed by Phase 2 and the final cut-off at later stages. Since cut-offs are declared both overall and section-wise, candidates must qualify each stage by meeting the required criteria.

RBI Grade B Phase 1 Cut Off 2026

The RBI Grade B Phase 1 Cut Off 2026 is used to decide which candidates move to Phase 2. The RBI Grad B Phase 1 Result 2026 has already been announced, and the RBI Grade B Phase 1 cut-off will be released soon along with the scorecard. It is released category-wise and depends on exam difficulty, vacancies, and candidate performance.

RBI Grade B Previous Year Cut Off

For candidates preparing for the upcoming Grade B 2026 exam, analyzing category-wise cut-off trends from previous years becomes highly important. It helps in understanding the evolving competition level, expected score range, and changing exam patterns. Analyzing past cut-off trends helps aspirants understand score expectations and plan their preparation with better accuracy and focus.

RBI Grade B Phase II Cut Off 2025

The RBI Grade B Mains Cut Off 2025 includes both the Phase II qualifying marks and the final cut off based on the combined performance in Mains and Interview. These cut off marks differ for each category and are influenced by factors such as exam difficulty, total vacancies, and overall candidate performance.

RBI Grade B Cut Off 2025
Stage	UR	EWS	OBC	SC	ST	PwBD B	PwBD C	PwBD D
Aggregate Cutoff Marks in Phase-II (Paper I, II & III) for Interview (Out of 300)	171.50	163.75	164.25	157.75	155.50	113.00	171.50	122.50
Final Cutoff Marks (Phase-II + Interview) (Out of 375)	230.75	199.75	218.00	216.00	210.50	153.75	235.50	174.00

RBI Grade B Phase I Cut Off 2025

The Phase I Cut Off 2025 is the minimum score required to move to Phase II. It depends on factors like exam difficulty, vacancies, and candidate performance. The cut off is set both overall and section-wise, so clearing each section is equally important.

RBI Grade B Cut Off 2024

The 2024 cut off marked the qualifying benchmark for candidates to advance beyond the preliminary stage. It varied across categories and sections, reflecting the competition level and exam standard. Analyzing it helps aspirants understand the expected score range and prepare accordingly.

RBI Grade B Phase I Cut Off 2024

The RBI Grade B Phase I Cut Off 2024 for the General Category candidates is 67.25, for the other categories cut off marks candidates can refer to the given section.

RBI Grade B Cut Off 2024: Phase 1 Cut Off
Section	Category
Section	General/UR	EWS	OBC	SC	ST	PwBD
General Awareness	20.00	20.00	16.00	14.25	14.25	14.25
English Language	7.50	7.50	6.00	5.25	5.25	5.25
Quantitative Aptitude	7.50	7.50	6.00	5.25	5.25	5.25
Reasoning	15.00	15.00	12.00	10.75	10.75	10.75
Total	67.25	67.25	65.00	58.00	54.00	53.25

RBI Grade B Phase I Cut Off 2024 (Category Wise)

The determines the RBI Grade B Prelims cut-off each year after carefully evaluating multiple factors such as exam difficulty, number of vacancies, and overall candidate performance. The 2024 cut-off reflects a moderately competitive exam level, with scores remaining on the higher side compared to previous years.

Category Name	Cut-Off Marks
UR (General)	67.25
EWS	67.25
OBC	65
ST	54
SC	58
PWBD	53.25

RBI Grade B Phase II Cut Off 2024

The has released the Phase 2 (Mains) cut-off for 2024 based on candidates’ combined scores in Paper I, II, and III. This aggregate cut-off plays a key role in shortlisting candidates for the interview stage and reflects the overall competition level of the exam.

Recruitment Stage	General	OBC	SC	ST	EWS	PwBD
Aggregate Cut-Off Marks in Paper I, II & III (Out of 300) for Interview Shortlist	173.5	169	165	161	173.5	152.5

RBI Grade B Cut off 2024 Final- General post

The cut-off marks are categorized based on different sections and categories, determining the minimum scores required for qualification. The table below provides the RBI Grade B Final Cut off 2024 for the General Posts.

RBI Grade B Cut off 2024 Final General post
Recruitment Stage	General	OBC	SC	ST	EWS	PwBD
Aggregate Cutoff Marks in Phase-II (Paper- I, Paper-II, and Paper- III taken together in Written Examination) for Shortlisting the Candidates for Interview (Out of Total 300 Marks)	173.50	169.00	165.00	161.50	173.50	152.50
Aggregate Marks in Phase-II Examination (Paper- I, II, and III) and Interview taken together (Out of Total 375 Marks) Obtained by the Last Recommended Candidate	226.75	218.00	212.25	214.50	206.00	200.50 (GEN), 191.75 (OBC), 186.00 (SC) (No PwBD Candidate qualified in ST and EWS category)

RBI Grade B Cut off 2024 Final- DEPR post

The table below provides the RBI Grade B Final Cut off 2024 for DEPR Posts.

RBI Grade B Cut off 2024 Final DEPR post
Recruitment Stage	General	OBC	SC	ST	EWS	PwBD
Aggregate Cutoff Marks in Phase-I (Paper- I and Paper-II) (Out of Total 200 Marks)	121.50	114.00	119.00	107.50	121.50	107.50
Aggregate Cutoff Marks in Phase-I (Paper-I and Paper-II) and Phase-II (Paper-I and Paper-II) taken together for Shortlisting the Candidates for Interview (Out of Total 400 Marks)	269.00	259.50	265.67	241.00	269.00	241.00 (No candidate was shortlisted for Interview phase)
Aggregate Marks in Online/Written Examination (Phase-I and Phase-II) and Interview taken together (Out of Total 475 Marks) Obtained by the Last Recommended Candidate	327.67	307.75	313.08	253.83	326.67	–

RBI Grade B Cut off 2024 Final- DSIM post

The table below provides the RBI Grade B Final Cut off 2024 for DISM Posts.

RBI Grade B Cut off 2024 Final DSIM post
Recruitment Stage	General	OBC	SC	ST	EWS	PwBD
Cutoff Marks in Phase-I (Paper-I) (Out of Total 100 Marks)	81.50	–	74.50	74.50 (No candidate was shortlisted for Phase-II Examination)	–	74.50 (No candidate was shortlisted for Phase-II Examination)
Aggregate Cutoff Marks in Phase-I (Paper-I) and Phase-II (Paper-II and Paper-III) taken together for Shortlisting the Candidates for Interview (Out of Total 300 Marks)	228.00	–	207.00	–	–	–
Aggregate Marks In Online/Written Examination (Paper- I, II, and III) and Interview taken together (Out of Total 375 Marks) Obtained By the Last Recommended Candidate	294.00	–	235.00	–	–	–

RBI Grade B Cut Off 2023: Final Cut Off

The Reserve Bank of India has released the RBI Grade B Final Cut Off 2023 by taking the aggregate marks in the written examination (Papers I, II, and III) and interviews out of 375 marks. Check out the table below to get the complete RBI Grade B Final Cut Off 2023.

RBI Grade B Cut Off 2023: Final Cut Off
RECRUITMENT STAGE	GENERAL	OBC	SC	ST	EWS	PwBD
AGGREGATE MARKS IN WRITTEN EXAMINATION (PAPER- I, II AND III) AND INTERVIEW TAKEN TOGETHER (OUT OF TOTAL 375 MARKS) OBTAINED BY THE LAST RECOMMENDED CANDIDATE WITH REFERENCE TO THE NO. OF VACANCIES NOTIFIED IN THE ADVERTISEMENT	229.00	221.75	213.75	203.25	194.00	202.75(GEN) 167.75(EWS)No PwBD Candidate qualified in SC, ST and OBC category

RBI Grade B Cut Off 2023: Phase 1 Cut Off

Factors such as the difficulty level of the exam, number of vacancies, and overall candidate performance play a key role in determining these estimates. Aspirants can check the section as well as category-wise RBI Grade B Phase 1 Cut Off 2023 in the below table.

RBI Grade B Cut Off 2023: Phase 1 Cut Off
Section	Category
Section	General/UR	EWS	OBC	SC	ST	PwBD
General Awareness	12.00	12.00	8.00	6.25	6.25	6.25
English Language	4.50	4.50	3.00	2.25	2.25	2.25
Quantitative Aptitude	4.50	4.50	3.00	2.25	2.25	2.25
Reasoning	9.00	9.00	6.00	4.75	4.75	4.75
Total	54.25	54.25	54.25	52.75	44.75	40.25

RBI Grade B Phase 1 Cut Off 2023 (Category wise)

RBI Grade B Cut Off 2023: Phase 2 Cut Off

Candidates can check the table below to get the RBI Grade B Phase 2 Cut Off 2023. This cut off has been prepared by aggregating marks in written examination (Paper I, II and III) out of 300 marks.

RBI Grade B Cut Off 2023: Phase 2 Cut Off
RECRUITMENT STAGE	GENERAL	OBC	SC	ST	EWS	PwBD
AGGREGATE CUT – OFF MARKS IN PAPER- I, PAPER-II AND PAPER- III TAKEN TOGETHER IN WRITTEN EXAMINATION FOR SHORTLISTING THE CANDIDATES FOR INTERVIEW (OUT OF TOTAL 300 MARKS).	169.00	169.00	156.50	148.50	169.00	148.00

RBI Grade B Cut Off 2023 For DEPR

Candidates who have appeared in the RBI Grade B DEPR exam can check the RBI Grade B Cut Off for the DEPR online exam and interview.

RBI Grade B DEPR Cut Off 2023
Recruitment Stage	General	OBC	SC	ST	EWS	PwBD
Aggregate Cut-off Marks in Phase-I (Paper-I & II) (Out of total 200)	112	102	98	98	112	98
Aggregate Cut off Marks in Phase 1 (Paper 1 and Paper 2) and Phase 2 (Paper 1 and Paper 2) taken together for shortlisting the candidates for Interview (Out of total 400 marks)	254.17	234.50	226.17	226.17	254.17	226.17 (No candidate shortlisted for Interview phase)
Aggregate Marks in Online/Written Exam (Phase-I & II) and Interview taken together (Out of total 475 marks) Obtained by the Last Recommended Candidate with reference to the number of vacancies notified in the advertisement	322	293.17	275.17	258.17	301.67	No candidate shortlisted for Interview phase

RBI Grade B Cut Off 2023 For DSIM

Candidates can check RBI Grade B DSIM Cut off 2023 for online exam and interview.

RBI Grade B DSIM Cut Off 2023
Recruitment Stage	General	OBC	SC	ST	EWS	PwBD
Cut-off Marks in Phase-I (Objective type test on statistics) (Out of total 100 marks)	61.5	61.5	54.5	54.5	61.5	54.5 (No candidate shortlisted for Paper 2 and 3)
Aggregate Cut off Marks in Paper 1, 2 and 3 taken together in online/ written exam for shortlisting the candidates for Interview (Out of total 300 marks)	190.67	185.67	169.67	169.67	190.67	No candidate shortlisted for Paper 2 and 3
Aggregate Marks in Online/Written Exam (Paper 1, 2 and 3) and Interview taken together (Out of total 375 marks) Obtained by the Last Recommended Candidate with reference to the number of vacancies notified in the advertisement	264	241.75	196.33	210.33	245.67	No candidate shortlisted for Interview phase

RBI Grade B Cut off 2022: Final Cut Off

This cut-off represents the score of the last candidate who was recommended for selection, considering the total number of vacancies mentioned in the official notification. It is based on the combined marks from all three written exam papers and the interview, with a total weightage of 375 marks. The final cut-off for 2022 is provided below.

RBI Grade B Cut Off 2022: Final Cut Off
Category	Cut-Off
General	234.50
EWS	187.50
OBC	223.00
SC	202.50
ST	179.00
PwBD	General-208.25 OBC-196.75 SC-176.25 No PwBD candidates qualified in ST and EWS category

RBI Grade B Cut Off 2022: Category Wise Phase 1 Cut Off

Candidates can check the category-wise RBI Grade B Cut off 2022 for the prelims exam.

RBI Grade B Cut Off 2022: Category Wise Phase 1 Cut Off
Section	General	EWS	OBC	SC	ST	PWD
General Awareness (80 marks)	12	12	8	6.25	6.25	6.25
Reasoning (60 marks)	9	9	6	4.75	4.75	4.75
English (30 marks)	4.5	4.5	3	2.25	2.25	2.25
Quantitative Aptitude (30 marks)	4.5	4.5	3	2.25	2.25	2.25
Total	63.75	63.75	60.25	55.25	50.75	49.75

RBI Grade B Cut Off 2022: Phase 2 Cut Off

The details on category-wise cut-off for RBI Grade B 2022 mains are given below.

RBI Grade B Cut Off 2022: Phase 2 Cut Off
Category	Cut-Off
General	171.25
EWS	171.25
OBC	167.00
SC	150.50
ST	150.25
PwBD	150.25

The cut-off for the exam is important information for the candidate, the score in Phase I is relevant for appearing in the Phase II Examination. Here candidates can check the cut off for Phase I for RBI Grade B 2022.

RBI Grade B Cut Off 2022: Phase 1 Cut Off
Sections	Cut off 2022 (General)
General Awareness (80 marks)	12
Reasoning (60 marks)	9
English (30 marks)	4.5
Quantitative Aptitude (30 marks)	4.5
Out of 200 marks	63.75

RBI Grade B Cut Off 2021: Category Wise Phase 1 Cut Off

In the given table candidates can check the RBI Grade B cut-off 2021 for prelims exam subject-wise sectional cutoff and category-wise sectional cut-off 2021.

RBI Grade-B Cut-Off 2021 for Phase-I Exam
Section	Category
Section	GENERAL/UR	EWS	OBC	SC	ST	PwBD (OH/HI/VH/MD)
GENERAL AWARENESS (Maximum Marks = 80)	16.00	16.00	12.00	10.25	10.25	10.25
REASONING (Maximum Marks = 60)	12.00	12.00	9.00	7.75	7.75	7.75
ENGLISH LANGUAGE (Maximum Marks = 30)	6.00	6.00	4.50	3.75	3.75	3.75
QUANTITATIVE APTITUDE (Maximum Marks = 30)	6.00	6.00	4.50	3.75	3.75	3.75
TOTAL SCORE/ Aggregate (Maximum Marks = 200)	66.75	66.75	63.75	53.50	52.75	52.75

RBI Grade B Cut Off 2021: Phase 1 Cut Off

To check the RBI Grade B 2021 Phase I category-wise cutoff (overall), follow the below-highlighted table:

RBI Grade B Cut Off 2021: Phase 1 Cut Off
Category	Cut Off Marks (Out of 200)
General	66.75
EWS	66.75
OBC	63.75
SC	53.50
ST	52.75
PwBD	52.75

RBI Grade B Cut Off 2021: Phase 2 and Final

RBI Grade B phase II & Final exam/ interview was conducted in 2021. In the table category-wise marks for shortlisted candidates.

Exam Stage	RBI Grade B Final Cutoff 2021 for General post
Exam Stage	Gen	OBC	SC	ST	EWS	PwBD
Phase II (Out of 300 marks)	187.75	187.75	167.5	166.75	187.75	166.75 (HI, LD, MD) 169.75 (VI)
Phase II and interview (Out of total 375 Marks)	252.25	241.25	212.25	205.25	218.25	Gen-226 OBC-223.75

RBI Grade B Cut Off 2021:Final Cut Off for DEPR

We have tabulated the category-wise cut-off for the RBI Grade B DEPR 2021 post-exam released by RBI on its official website.

Exam Stage	RBI Grade B Cut Off 2021: Final Cutoff for DEPR
Exam Stage	GENERAL	OBC	SC	ST	EWS	PwBD
Aggregate cutoff marks in Paper-I (Objective Test of Economics) of written exam for candidates whose Paper-II (Descriptive Type Test) were assed (Out of 100 marks)	47.83	42.83	40.83	40.83	47.83	40.83 (LD) 47.83 (HI, VI, MD)
Aggregate cutoff marks in Paper I, II and III taken together in written exam for shortlisting the candidates for interview (Out of 300 marks)	183.17	172.83	162.17	162.17	183.17	162.17 (No candidates shortlisted for interview phase)
Aggregate cutoff marks in the written exam (Paper I, II and III) and interview taken together (out of 375 marks) obtained by the last recommended candidate	249.83	220.83	186.34	No candidate shortlisted for interview phase	208.01	No candidate shortlisted for interview phase

RBI Grade B Cut Off 2021: Final Cut Off for DSIM

RBI released the cut-off for the post of RBI Grade B 2021 for DSIM. The category-wise qualifying marks are given below.

RBI Grade B Cut Off 2021: Final Cut Off For DSIM
Exam Stage	Gen	OBC	SC	ST	EWS	PwBD
Aggregate cutoff marks in Paper I (Objective type test on Statistics) of written exam for candidates whose Paper II (Descriptive type test) were assessed (Out of 100 marks)	46.67	46.67	39.67	39.67	46.67	39.67 (HI,MD) 46.67 (LD, VI)-As no vacancy is reserved
Aggregate cutoff marks in Paper-I, II and III taken together in written exam for shortlisting candidates for interview (out of total 300 marks)	164.67	157.33	143.67	143.67	164.67	143.67 (No candidate shortlisted for interview phase)
Aggregate cutoff marks in written exam (Paper-I, II and III) and interview taken together (Out of 375 marks) obtained by the last recommended candidate	236	195.75	169.67	181.33	219.33	No candidate shortlisted for interview phase

RBI Grade B Cut Off 2019

The cut-off is the minimum mark required to be scored by the candidate to qualify for the exam. The candidate must be aware of the previous year’s RBI Grade B cut-off to predict what could be the level of the upcoming exam.

Grade B 2019 (DR) General

RBI Grade B 2019 (DR) General category-wise sectional cut-off and final cut-off candidates can check in the below table.

RECRUITMENT STAGE	Category
RECRUITMENT STAGE	GENERAL	OBC	SC	ST	EWS	Pw BD
Paper I, II & III Aggregate Cut Off	193.25	188	172.25	172.25	193.25	172.25 ( HI, LD, MD) 176.75 (VI)
Written Exams (All Papers) + Interview Aggregate Cut off	238.25	215.5	206.5	194	197	Gen 215.75 OBC 194.75

Grade B 2019 (DR)-DEPR

In the given table, we are providing RBI Grade B 2019 ( DR) _ DEPR Sectional cut-off and category-wise sectional and overall cut-off of 2019

RECRUITMENT STAGE	Category & CUT OFF MARKS
RECRUITMENT STAGE	GENERAL	OBC	SC	ST	EWS	PwBD
Aggregate cut off marks for Paper 1	52.67	47.67	45.67	45.67	52.67	HI- 45.67 LD/MD/VI -52.67 ( As No vacancy )
Aggregate cut off marks for Paper 1,2 & 3	182.84	173.67	161.84	169.5	182.84	182.84 (No candidate shortlisted for the interview phase)
Aggregate cut off marks in written examination (All Papers) + Interview	229.17	203.17	195.67	189.34	204.17	(No candidate shortlisted for the interview phase)

GRADE B 2019 (DR) DSIM

RBI released the cut-off for the post of RBI Grade B 2029 for DSIM. The category-wise qualifying marks are given below.

RECRUITMENT STAGE	Category & CUT OFF MARKS
RECRUITMENT STAGE	GENERAL	OBC	SC	ST	EWS	Pw BD
Paper I cut off marks	38.33	38.33	31.33	31.33	38.33	31.33
Aggregate cut off marks for Paper 1,2 & 3	160	160	142.33	139	160	139
Aggregate cut off marks for written exam (All Papers) + Interview	212	196.17	186.5	No candidate Shortlisted for the interview phase	188.33	No candidate shortlisted for the interview phase

RBI Grade B Cut Off 2019: Prelims Cut Off

We have tabulated the category-wise cut-off for the RBI Grade B prelims 2019 cut-off released by RBI on its official website.

Section	Category
Section	GENERAL/UR	EWS	OBC	SC	ST	PwBD
General Awareness (Maximum Marks = 80)	20.00	20.00	16.00	14.25	14.25	14.25
Reasoning (Maximum Marks = 60)	15.00	15.00	12.00	10.75	10.75	10.75
English Language (Maximum Marks = 30)	7.50	7.50	6.00	5.25	5.25	5.25
Quantitative Aptitude (Maximum Marks = 30)	7.50	7.50	6.00	5.25	5.25	5.25
Total Score/Aggregate (Maximum Marks = 200)	122.00	122.00	115.50	108.00	108.00	108.00

RBI Grade B Cut Off 2018: Prelims Cut Off

RBI Grade B prelims 2018 Cut off. Candidates can check category-wise and subject-wise sectional cut off.

Section	Category
Section	GENERAL/UR	OBC	SC	ST	PwBD
General Awareness	20.00	16.00	14.25	14.25	14.25
Reasoning	15.00	12.00	10.75	10.75	10.75
English Language	7.50	6.00	5.25	5.25	5.25
Quantitative Aptitude	7.50	6.00	5.25	5.25	5.25
Total Score/Aggregate	105.75	95.75	91.75	91.75	91.75

RBI Grade B DEPR, DSIM & Other Posts Cut Off Trends

Apart from the general posts, the RBI Grade B exam also includes specialized posts like DEPR (Department of Economic and Policy Research), DSIM (Department of Statistics and Information Management), and other positions. The cut-off marks for these posts differ from general posts due to variation in syllabus, difficulty level, and the number of candidates appearing.

DEPR Cut Off Trends: DEPR cut-offs are generally higher in the Phase-I exam due to the specialized nature of economics and finance-related questions. Past trends show that General category candidates usually need above 112 marks in Phase-I to qualify.

DSIM Cut Off Trends: DSIM candidates face a specialized statistics-based test. The Phase-I cut-off is usually lower than general posts, but aggregate cut-offs across Phase-I, Phase-II, and interview remain competitive.

Other Specialized Posts: For roles like officers in niche departments, cut-offs vary depending on the number of vacancies and candidate performance. Some posts may not have PwBD candidates qualifying due to limited reservations.

Factors Affecting RBI Grade B Cut Off Marks

The cut-off marks for the RBI Grade B exam are influenced by several key factors. Understanding these can help candidates set realistic targets and plan their preparation:

Difficulty Level of the Exam: The complexity of questions in Phase I and Phase II plays a major role. If the exam is tougher than previous years, the cut-off may be lower, and vice versa.
Number of Vacancies: The total number of available positions directly impacts the cut-off. Higher vacancies generally lead to a slightly lower cut-off, while fewer vacancies can push it higher.
Overall Performance of Candidates: The performance of all candidates appearing in the exam affects the cut-off. If a majority score high marks, the cut-off tends to increase.
Category of Candidates: RBI follows reservation norms, so cut-offs vary for different categories like General, OBC, SC, ST, and EWS.
Section-Wise Scores: RBI may set minimum qualifying marks for individual sections. Even if a candidate scores well overall, failing to meet section-wise minimums can affect selection.
Normalization Process: In case of multiple shifts or variations in difficulty across shifts, RBI may normalize scores, which can influence the final cut-off.

Related Articles
RBI Grade B Syllabus	RBI Grade B Selection Process
RBI Grade B Preparation Strategy	RBI Grade B Salary
RBI Grade B Previous Year Question Papers	Is RBI Grade B Exam Difficult?
	RBI Grade B Mains Mock Test

RBI Grade B Result 2026 Out at rbi.org.in, 635 Candidates Qualified in Prelims Exam

The RBI Grade B Result 2026 has been declared today, 25 June 2026, on the official RBI website, rbi.org.in. A total of 635 candidates have qualified for the Phase I (Prelims) Examination and are now eligible to appear for the Phase II (Mains) Examination. Candidates who appeared for the examination can download the result PDF from the RBI website and check their roll numbers in the list of shortlisted candidates.

RBI Grade B Result 2026 Out

The result determines the candidates who have successfully qualified for the next stage of the recruitment process, Phase 2. Aspirants can visit the official RBI website and log in using their credentials to verify their qualifying status and prepare for the upcoming examination.

RBI Grade B Phase 1 Result 2026 Download Link

The RBI Grade B Phase 1 Result 2026 has been released in PDF format, containing the roll numbers of candidates shortlisted for the next stage of the selection process. Candidates who have cleared Phase 1 should now focus on Phase 2 preparation, as the next stage carries significant weight in the final selection process.

RBI Grade B Phase 1 Result 2026: Download PDF

Have You Qualified RBI Grade B Phase I Exam 2026?

How to Check RBI Grade B Result 2026?

Visit the official RBI website.
Click on “Opportunities@RBI” available on the homepage.
Navigate to the Current Vacancies section and select Results.
Find and open the RBI Grade B Phase 1 Result 2026 link.
Download the result PDF displayed on the screen.
Use the Ctrl + F shortcut and enter your Roll Number to check your qualifying status.
Save the PDF for future reference and further recruitment stages.

Details Mentioned on RBI Grade B Result 2026

The RBI Grade B Result 2026 contains key information about candidates who have qualified in the Phase 1 examination. It is released in PDF format on the official RBI website and helps candidates verify their selection status for the next stage of the recruitment process.

Roll numbers of shortlisted candidates
Name of the recruitment exam (RBI Grade B Phase 1)
Post details for which the exam was conducted
Category-wise selection status (if applicable)
Confirmation of qualification for Phase 2 exam
Instructions related to the next stage of selection process

How to Retrieve Your Forgotten Login Details?

If you have forgotten your RBI Grade B login credentials, you can recover them by following the steps below.

Visit the official RBI recruitment portal.
Click on the “Forgot Registration Number/Password” option.
Enter your registered email ID or mobile number along with the required details.
Verify your identity using the OTP or other verification method.
Retrieve or reset your login credentials.
Use the updated credentials to access your account and download future documents.

RBI Grade B Selection Process 2026

The RBI Grade B Selection Process 2026 is conducted in multiple stages to ensure the selection of the most eligible candidates for the officer Grade B posts. Candidates must clear each stage to move forward in the recruitment process, as final selection is based on overall performance in all phases.

Phase 1 (Prelims Exam): This is an objective-type screening test used to shortlist candidates for Phase 2.
Phase 2 (Mains Exam): This stage includes descriptive and objective papers depending on the post and carries higher weightage in final selection.
Interview Round: Candidates who qualify Phase 2 are called for the interview, which assesses personality, communication skills, and subject knowledge.
Final Selection: The final merit list is prepared based on combined performance in Phase 2 and the interview round.

Expected Category-Wise Qualifying Marks

The official cut-off marks will be released by RBI after the recruitment process, but candidates can expect the qualifying marks to be around the following range.

General (UR): 108 – 114
EWS: 106 – 112
OBC: 104 – 109
SC: 94 – 100
ST: 90 – 95
PwBD: 87 – 93

When Will Scorecards and Cut-Offs Be Released?

The individual Phase I scorecards and category-wise cut-off marks for the RBI Grade ‘B’ (DR) General Cadre Recruitment 2026 will be released by the Reserve Bank of India after the completion of the recruitment process.

The Phase I scorecard will not be released immediately after the result.
RBI will publish the individual scorecards after the recruitment process concludes.
Category-wise and sectional cut-off marks will be released along with the scorecards.
Candidates will be able to view their section-wise and overall marks by logging in with their Registration Number/Roll Number and Password/Date of Birth.
The scorecard will be displayed in an interactive format on the official RBI website.
Candidates should regularly visit rbi.org.in for updates regarding the release of scorecards and cut-off marks.

What Next After Qualifying RBI Grade B Prelims 2026?

Candidates who have qualified the Preliminary Examination should immediately begin preparing for the next stage of the selection process.

Download and save the Phase I result PDF for future reference.
Start preparing for the RBI Grade B Phase II (Mains) Examination, which is scheduled for 25 July 2026.
Revise Economic & Social Issues (ESI), Finance & Management (FM), and English (Writing Skills).
Practice descriptive writing and previous years’ Phase II papers.
Keep all educational and identity documents ready for the subsequent stages.
Regularly visit the RBI website for updates regarding the Phase II admit card and examination schedule.

Is Your SBI PO Score Stuck! Take This Free Test to Find Out Why

Have your SBI PO mock scores stopped improving despite studying every day? Are you putting in long hours but still missing the expected cut-off in mock tests? If your score has been stuck at the same range for weeks, the problem may not be your effort—it could be your preparation strategy. Instead of guessing where you’re going wrong, it’s time to identify your weak areas with a structured assessment.

Is Your SBI PO Score Stuck! Take This Free Test to Find Out Why

One of the easiest ways to do this is by attempting a free daily quiz. A well-designed quiz not only tests your knowledge but also highlights the topics where you lose marks, helping you focus your preparation more effectively. Regular quizzes can improve accuracy, speed, and confidence while keeping your concepts fresh.

Free Daily Quiz for SBI PO Aspirants

If you want to know whether your preparation is moving in the right direction, attempt the Adda247 Daily Quiz. It provides fresh questions across multiple subjects and is designed to help banking aspirants assess their preparation every day.

Attempt the Free Daily Quiz Here

Take the Free SBI PO Score Diagnostic Test

Instead of blindly taking another mock and hoping for a different result, take a diagnostic test designed to pinpoint exactly why your score is stuck.

After completing the test, classify every mistake into one of four areas:

Concept: Did you know the method?
Accuracy: Did you make avoidable errors?
Speed: Did known questions take too long?
Selection: Did you choose the right questions?

Why Does Your SBI PO Score Stop Improving?

Many aspirants experience a plateau during their preparation. This usually happens because they continue studying without identifying the actual reasons behind their mistakes.

Revising the same topics repeatedly without testing yourself.
Ignoring weak sections such as Reasoning or Quantitative Aptitude.
Making repeated mistakes in mock tests.
Poor time management during the exam.
Lack of regular practice with mixed-difficulty questions.
Focusing only on theory instead of application.
Not analyzing incorrect answers after every mock.

How Can a Free Daily Quiz Help?

A daily quiz acts as a quick performance check and helps you monitor your progress consistently. It enables you to identify weak concepts before they become major obstacles in the actual examination.

Evaluate your preparation level in a few minutes.
Improve speed and accuracy.
Identify frequently repeated mistakes.
Strengthen conceptual understanding.
Revise important topics daily.
Build confidence before full-length mock tests.
Develop better exam temperament.

Related Posts
SBI PO Previous Year Question Papers
SBI PO Salary	SBI PO Cut Off
SBI PO Preparation Strategy	SBI PO Syllabus
SBI PO Reasoning Questions	SBI PO Quantitative Aptitude

SBI PO Previous Year Question Papers With Solution PDF Download

For candidates who are preparing for the SBI PO exam, they should start their preparation by practicing the SBI PO Previous Year Question Papers because these are highly valuable study resources. Regular practice of previous year papers can improve their speed, accuracy, and time management. Solving past papers allows candidates to assess their preparation and boost their confidence by experiencing the actual exam environment.

SBI PO Previous Year Paper 2025

(4th August, 1st Shift) Prelims	Download PDF
(4th August, 2nd Shift) Prelims	Download PDF
(13-09-2025) Mains	Download PDF
(13-09-2025) Mains	Download PDF
(13-09-2025) Mains	Download PDF

SBI PO Previous Year Paper 2024

Papers According to Shifts	English	Hindi
Day 1, Shift 1	Download PDF	Download PDF
Day 1, Shift 2	Download PDF	Download PDF
Day 1, Shift 3	Download PDF	Download PDF
Day 1, Shift 4	Download PDF	Download PDF
Day 2, Shift 1	Download PDF	–
Day 2, Shift 2	Download PDF	–
Reasoning Ability	Download PDF	–
Quantitative Aptitude	Download PDF	–
English Language	Download PDF	–

SBI PO Previous Year Paper 2023

Candidates can download the SBI PO Previous Year Paper 2023 for the prelims and mains exams from the following link:

Previous Year Paper	English	Hindi
1st Nov (Mock 1)	Download PDF	–
1st Nov (Mock 2)	Download PDF	Download PDF
1st Nov (Mock 3)	Download PDF	Download PDF
1st Nov (Mock 4)	Download PDF	Download PDF
(Mains)	Download PDF	–

How to Avail Previous Year Papers for Free from Adda247 App

SBI PO Descriptive Test

Questions related to ‘descriptive writing’ are asked in the Mains examination. Candidates should begin preparing for this right from the initial stage, as it is a crucial part of the selection process. This section assesses a candidate’s written communication skills within a professional banking environment. It is designed to evaluate the clarity, structure, and practical communication skills required for the role of a Probationary Officer.

Key Areas Covered in SBI PO Descriptive Test:

Essay writing on current economic, social, and banking-related topics
Letter writing (formal and business communication)
Email drafting based on workplace scenarios
Precise and effective content structuring under time constraints
Ability to present ideas logically and professionally
Evaluation of grammar, clarity, and tone suitable for banking communication

SBI PO Descriptive Paper- Sample Questions

SBI PO Previous Year Paper 2022

Candidates can download the previous year’s paper from the links below.

Previous Year Paper	English	Hindi
(Day 1, Shift 1)	Download PDF	–
(Day 1, Shift 2)	Download PDF	–
(Day 1, Shift 3)	Download PDF	–
(Day 1, Shift 4)	Download PDF	–
(Day 2, Shift 1)	Download PDF	–
(Day 2, Shift 2)	Download PDF	–
(Day 2, Shift 3)	Download PDF	–
(Day 2, Shift 4)	Download PDF	Download PDF
(Day 3, Shift 1)	Download PDF	Download PDF
(Day 3, Shift 2)	Download PDF	Download PDF
(Day 3, Shift 3)	Download PDF	Download PDF
(Day 3, Shift 4)	Download PDF	Download PDF
(Mains)	Download PDF	–

SBI PO Previous Year Paper 2021

SBI PO Previous Year Paper 2021
(Day 1, Shift 2)	Download PDF
(Day 2, Shift 1)	Download PDF
(Day 2, Shift 2)	Download PDF
(Day 2, Shift 3)	Download PDF
(Day 2, Shift 4)	Download PDF
SBI PO Prelims Previous Year Questions	Download PDF
SBI PO Prelims Previous Year Solutions	Download PDF
Mains Previous Year Paper	Download PDF

SBI PO Previous Year Paper 2020

Memory Based Papers	Link
04 Jan	Download PDF
Questions	Download PDF
Solutions	Download PDF
Mains Paper	Download PDF

SBI PO Previous Year Paper 2019

Topic	Link
Prelims Previous Year Paper	Question Paper: Download PDF Solutions: Solutions PDF
Mains Previous Year Paper	Question Paper: Download PDF Solutions: Solutions PDF

SBI PO Previous Year Paper 2018

Exam	Questions PDF	Solution PDF
Reasoning	Download PDF	Download PDF
Quantitative Aptitude	Download PDF	Download PDF
English Language	Download PDF	Download PDF
Mains Paper	Download PDF

SBI PO Previous Year Paper 2017

Exam	PDF
Prelims Previous Paper	Download PDF
Mains Previous Paper	Download PDF

SBI PO Previous Year Paper 2016

Exam	PDF
SBI PO Mains Previous Year Paper	Download PDF

SBI PO Previous Years Question Papers Analysis Phase 1

Analyzing SBI PO previous year papers for Phase 1 helps candidates understand the latest exam pattern, important topics, and the difficulty level of questions. It also provides clarity on section-wise weighting, which helps candidates plan their preparation and improve their exam performance effectively.

SBI PO Previous Years Question Papers Analysis Phase 1
Section	Topic	2024	2023	2022	2021	2020
Reasoning Ability	Puzzles and Seating Arrangement	25	23	20	22	24
	Syllogism	3	3	0	5	5
	Blood Relation	–	3	3	3	3
	Number-based Coding	–	0	0	1	1
	Alphabet Based (to make a meaningful word)	1	0	1	1	1
	Pair Formation	–	1	1	1	1
	Coding-Decoding	–	4	5	0	0
	Direction Sense	–	0	0	2	0
	Order Ranking	–	0	0	0	0
	Data Sufficiency	–	0	0	0	0
	Word Based	–	1	1	0	0
	Inequalities	–	0	4	0	0
	Odd One Out	1	–	–	–	–
	Overall	30	35	35	35	35

Quantitative Aptitude	Data Interpretation	10	11	10	10	12
	Caselet DI	5	4	3	5	0
	Quadratic Equation	–	5	5	5	6
	Approximation	–	0	5	0	6
	Arithmetic Questions	12	10	12	10	11
	Missing Number Series	3	5	0	5	0
	Quantity Based (Q1-Q2)	–	0	0	0	0
	Overall	30	35	35	35	35

English Language	Reading Comprehension	8	9	9	9	8
	Phrase and Idioms Replacement	4	0	4	3	5
	Error Detection	3	4	5	3	5
	Double Fillers	3	0	0	0	5
	Sentence Rearrangement/ Para Jumble	4	4	0	5	5
	Word Swap	4	3	4	0	0
	Word Usage	–	1	0	0	0
	Word Rearrangement	–	0	2	5	2
	Single Fillers	–	3	0	5	0
	Column Based	3	2	0	0	0
	Cloze Test	5	4	6	0	0
	Phrase Usage	4	–	–	–	–
	Overall	40	30	30	30	30

How can we attempt the SBI PO memory-based question paper?

Attempting SBI PO memory-based question papers requires smart practice and strong basics in reasoning, Quant, English, and General Awareness. It helps improve speed, accuracy, and confidence for the actual exam.

Read the instructions carefully before starting the paper
Manage time wisely and avoid spending too long on one question
Use elimination to remove wrong options and increase accuracy
Make logical guesses only when necessary; and avoid random guessing
Stay calm and focused throughout the exam
If time permits, quickly review your answers before submission

Boost Speed & Accuracy with SBI PO Previous-Year Papers

With the SBI PO notification expected soon, this is the right time to shift your preparation towards smart practice using previous year question papers. It not only improves your problem-solving ability but also helps you adapt to the real exam environment effectively.

Understand Exam Flow: Get familiar with the latest question trends and difficulty level
Improve Time Control: Practice solving within a fixed time to boost speed naturally
Strengthen Accuracy: Identify common mistakes and reduce errors with regular analysis
Spot Important Areas: Recognize frequently asked topics across sections
Build Exam Confidence: Simulate real exam conditions through consistent practice

Benefits of Preparing with SBI PO Previous Year Question Papers

Using SBI PO previous year question papers as part of your preparation is one of the smartest strategies to follow. These papers give you a clear idea of what the actual exam looks like, right from the type of questions to how they’re structured.

As you solve them, you naturally begin to pick up on important topics that come up often. It’s also a great way to test yourself under timed conditions, just like the real exam.
With every paper you solve, you will notice how your speed and accuracy improve. More importantly, it helps you understand where you are doing well and where you need to put in more effort.
Over time, this kind of focused preparation not only builds your confidence but also prepares you to face the real exam without stress.

How to Use SBI PO Previous Year Papers?

Solving SBI PO previous year question papers is more than just practice – it’s a strategic way to strengthen your preparation and boost confidence. Here’s how to use them effectively:

Simulate Real Exam Conditions: Solve each paper within the actual time limit to get a feel of the real exam environment. This helps in managing time during the actual test.
Analyse Your Performance: After completing a paper, check your answers carefully. Identify mistakes, skipped questions, and areas where you need improvement.
Focus on High-Weightage Topics: Previous year papers help you spot topics that appear frequently. Prioritize these areas in your preparation.
Reattempt Weak Areas: Re-solve the questions you got wrong or left unattempted to strengthen your conceptual understanding.
Use as a Revision Tool: During the last phase of preparation, use previous year papers for quick revision instead of trying new mock tests.
Track Progress: Keep a record of your scores and improvement over time. Compare performances across different papers to measure your readiness.

SBI Law Officer Syllabus and Exam Pattern 2026, Download Official PDF

The State Bank of India (SBI) conducts the SBI Law Officer Recruitment to select eligible candidates for legal positions in the bank. Candidates preparing for the SBI Law Officer Exam 2026 should be familiar with the latest syllabus and exam pattern to strengthen their preparation strategy.

SBI Law Officer Syllabus and Exam Pattern 2026

Understanding the exam pattern, marking scheme, selection process, and important legal subjects can help candidates perform better in the examination. In this article, candidates can check the SBI Law Officer Syllabus 2026, Exam Pattern, Selection Process, and Official PDF Download Link.

SBI Law Officer Selection Process 2026

The SBI Law Officer Recruitment Process consists of the following stages:

1. Online Written Examination

The online examination includes Objective and Descriptive Tests designed to assess legal knowledge, reasoning ability, and English language proficiency.

2. Interview

Candidates shortlisted from the online examination will be called for the Interview round. The interview carries 100 marks.

3. Final Merit List

The final merit list will be prepared based on:

Written Test Weightage: 70%
Interview Weightage: 30%

SBI Law Officer Exam Pattern 2026

The selection process consists of an Online Written Test and Interview. The Online Written Test includes Objective and Descriptive sections.

Objective Test

Section	Questions	Marks	Duration
Reasoning Ability	25	25*	45 Minutes
English Language	35	35*	Included
Professional Knowledge	50	50	45 Minutes

Descriptive Test

Section	Questions	Marks	Duration
Descriptive Test	5 out of 8	50	45 Minutes

Total Written Test Marks: 100

Reasoning and English Language sections are qualifying in nature. Their marks will not be considered while preparing the merit list.

Key Highlights of SBI Law Officer Exam Pattern

The examination will be conducted in online mode.
The written examination consists of Objective and Descriptive Tests.
Professional Knowledge is the most important scoring section.
There is no negative marking for wrong answers.
Candidates must qualify separately in both Objective and Descriptive Tests.
Shortlisting for Interview will be based on written test performance.
Final merit will be prepared using Written Test and Interview scores.

SBI Law Officer Official PDF Download

Candidates can download the SBI Law Officer Notification 2026 PDF from the official SBI Careers portal. The notification contains complete details regarding vacancies, eligibility criteria, selection process, exam pattern, and other important instructions for applicants.

SBI Law Officer Official PDF Download

SBI Law Officer Syllabus 2026

The syllabus provided by SBI is indicative in nature. Candidates should focus on fundamental concepts, current developments, and practical applications of legal principles.

Professional Knowledge

Constitutional Law

Fundamental Concepts
Important Constitutional Issues
Recent Developments

Administrative Law

Principles of Administrative Law
Administrative Actions
Judicial Control

Financial Sector Laws

Banking Laws
Financial Regulations
Regulatory Framework

Procedural Laws

Civil Procedure
Criminal Procedure
Legal Processes

New Labour Codes

Labour Reforms
Industrial Relations
Social Security Provisions

Principles of Statutory Interpretation

Rules of Interpretation
Legal Construction
Judicial Interpretation

Legal Drafting

Drafting of Agreements
Legal Documents
Notices and Contracts

Current Legal Developments

Recent Judgments
Legal Updates
Emerging Legal Issues

English Language

Reading Comprehension
Grammar
Vocabulary
Sentence Correction
Para Jumbles
Error Detection

Reasoning Ability

Logical Reasoning
Analytical Reasoning
Puzzles
Coding-Decoding
Syllogism
Data Sufficiency

RBI Grade B Phase 2 Essay Writing Strategy, Complete Guide to Score High Marks

The RBI Grade B Phase 2 Exam 2026 is scheduled to be held on 25 and 26 July 2026. As the exam approaches, candidates should pay special attention to the Essay Writing section, as you all knew that Essay Writing have an important role in the Descriptive English paper. The descriptive paper carries 100 marks. RBI essay topics are generally based on current economic issues, banking and finance, technology, governance, social development, and other contemporary matters.

Essay Writing Strategy for RBI Grade B Phase 2

Candidates get total 90 minutes to complete the Descriptive English paper which includes Essay Writing, Precis Writing, and Reading Comprehension. However many aspirants remain confused about the ideal essay format, the type of topics asked in the exam, and the best approach to maximize their scores.

RBI Grade B Essay Writing: Marks, Duration & Questions

To clear all these doubts, we have explained everything you need to know about RBI Grade B Essay Writing, including the perfect structure, important topics, writing strategy, time management tips, and common mistakes to avoid.

Particulars	Details
Paper Name	Descriptive Writing
Total Marks	100 Marks
Duration	90 Minutes
Exam Date	25 and 26 July 2026
Mode of Exam	Online (Typing Based)
Sections Included	Essay, Precis Writing, and Reading Comprehension
Essay Questions Asked	Usually 3–4 topics are provided
Questions to Attempt	1 Essay
Essay Marks	Generally around 40 Marks (within the 100-mark descriptive paper)
Recommended Word Limit	Around 600–800 words

Types of Essay Topics Asked in RBI Grade B

Economy and Banking
Financial Inclusion
Digital Payments and Fintech
Climate Change and Sustainable Development
Artificial Intelligence and Technology
Education and Skill Development
Social and Economic Issues
Governance and Public Policy

Examples of RBI Grade B Essay Topics

Impact of Artificial Intelligence on Employment
Digital Financial Inclusion in India
Climate Change and Economic Growth
Role of RBI in Maintaining Financial Stability
India’s Journey Towards a Cashless Economy
Cybersecurity Challenges in Digital Banking

Important Points

Only one essay needs to be attempted.
The essay should be analytical, balanced, and solution oriented.
RBI focuses on clarity of thought, logical structure, policy awareness, and practical recommendations rather than complex vocabulary.
Candidates should allocate 35–40 minutes for the essay and use the remaining time for Precis Writing and Reading Comprehension.

What Does RBI Expect in an Essay?

Before writing any essay, you should know what the examiner looks for:

A clear and better understanding of the topic
Logical flow of ideas
Balanced analysis
Awareness of current affairs
Practical recommendations
Clear and simple language

What Should You Do First After Seeing the Essay Topic?

Do not start writing immediately. First spend the first 3-5 minutes understanding the topic carefully after that identify the main theme and think about the points you want to include. Making a rough outline before writing helps you organize your thoughts.

Ask yourself:

What is the topic about?
Why is it important?
What are its benefits and challenges?
What solutions can be suggested?

How to Start Writing an Essay

The introduction is the first thing an examiner reads, so it should be clear and relevant. You can begin with:

A recent development or current event
An important fact or statistic
A government initiative
A simple statement explaining the importance of the topic
Avoid lengthy definitions and unnecessary background information.

Basic Format of RBI Grade B Essay

Introduction

Briefly introduce the topic and explain its relevance.

Main Body

Discuss:

Current scenario
Benefits or importance
Challenges and concerns
Government and RBI initiatives
Suggestions and solutions

Conclusion: Summarize the discussion and provide a positive way forward.

How to Build Strong Content

You can cover:

Economic impact
Social impact
Technological impact
Environmental impact
Government and RBI perspective
Future opportunities

Adding examples, reports, and current affairs can make your essay more effective.

Additional Points to Remember to Essay Writing

Keep your language simple and professional.
Write short and clear paragraphs.
Maintain a logical flow between ideas.
Use facts and examples wherever possible.
Stay balanced and avoid extreme opinions.
Leave a few minutes for revision.

Key Areas that You Have to Work for High Scores

1. Grammatical Accuracy: Your essay should be free from basic grammar mistakes. Incorrect grammar can affect readability and reduce marks.

2. Error-Free Articulation: Express your ideas clearly and confidently. The examiner should easily understand what you are trying to convey.

3. Good Vocabulary and Supporting Arguments: Use appropriate vocabulary but avoid difficult words just for the sake of showing language skills. Every argument should be supported with examples, facts, or logical reasoning.

4. Analytical Thinking: RBI values candidates who can examine a topic from multiple perspectives rather than presenting one-sided opinions.

5. Balanced Approach: Discuss both opportunities and challenges before providing solutions. Balanced essays generally score higher.

6. Awareness of Current Affairs: Including recent developments, government schemes, RBI initiatives, and economic trends makes your essay more relevant and impactful.

7. Time Management: Do not spend too much time on one section. Plan, write, and revise your essay within the available time.

8. Consistent Practice: Essay writing improves only through regular practice. Writing 2-3 essays every week can significantly improve your content quality and speed.

Mistakes You Should Avoid During Essay Writing

Many candidates lose marks because of small but common mistakes. Avoid these to improve your score:

Starting without planning.
Writing off-topic points.
Using difficult words unnecessarily.
Giving only one-sided arguments.
Ignoring introduction and conclusion.
Repeating the same points.
Making grammar and spelling mistakes.
Writing very long paragraphs.
Not using examples or current affairs.
Poor time management.
Not revising the essay before submission.

What Is the Use of JAIIB Exam? Check Benefits, Career Growth Advantages

The JAIIB Exam is one of the most valuable certifications for banking professionals in India. the exam helps bankers strengthen their understanding of banking operations, financial management, and customer service. Many employees consider JAIIB an important career milestone. Whether you are a Bank Clerk, Probationary Officer, or working in the finance sector, clearing JAIIB can significantly boost your career growth.

What Is the JAIIB Exam?

JAIIB stands for Junior Associate of the Indian Institute of Bankers. It is a professional certification course conducted by IIBF for employees working in the banking and financial sector.

The primary objective of the exam is to improve the banking knowledge and practical skills of employees, enabling them to perform their day-to-day responsibilities more effectively. The certification also acts as the first step toward advanced banking qualifications such as CAIIB.

What Is the Use of JAIIB Exam?

The JAIIB Exam is a banking certification conducted by the Indian Institute of Banking and Finance for bank employees to improve their banking knowledge and skills. It helps in salary increment, better promotions, and career growth. It also makes employees more skilled in handling daily banking work.

JAIIB Benefits at a Glance

Benefit	Advantage
Salary Increment	Additional increase in basic pay
Higher Allowances	Increase in DA, HRA, and other benefits
Promotion Support	Better chances in internal promotions
Specialized Roles	Opportunities in Treasury, Forex, and Risk Management
CAIIB Eligibility	Required qualification for CAIIB
Retirement Benefits	Higher PF, gratuity, and pension
Lifetime Validity	No renewal required

Major Benefits of the JAIIB Exam

Salary Increment After Clearing JAIIB

Bank Clerks can receive an overall monthly benefit of around ₹1,340.
Bank Officers/POs can receive an overall monthly benefit of around ₹2,000.
NABARD Grade A Officers receive an increment of approximately ₹2,500.

Permanent Financial Benefit

The salary hike received after JAIIB is not a one-time reward. It remains part of your salary structure throughout your banking career. This higher basic pay results in:

Increased monthly earnings.
Higher Provident Fund (PF) contributions.
Better gratuity accumulation.
Improved pension benefits after retirement.

Increase in Allowances

Dearness Allowance (DA)
House Rent Allowance (HRA)
Travel Allowance (TA)

Salary Arrears Benefit

Once you submit your JAIIB qualification certificate to the bank’s HR department, the revised salary is processed. If there is any delay in implementation, employees generally receive arrears for the period between the effective date and the actual salary revision date.

How Many Times Is the JAIIB Exam Conducted in a Year?

The JAIIB Exam is conducted twice a year by the Indian Institute of Banking and Finance. It is usually held in two cycles:

First cycle: May–June
Second cycle: November–December

Career Growth Advantages of JAIIB

Faster Promotion Opportunities

JAIIB helps employees get promotions faster in banks. It is given importance during internal promotion exams and interviews. Employees who clear JAIIB usually get:

Extra marks in promotion exams
Preference in interviews
Better chances of getting promoted

Advantage in Officer Promotions

JAIIB is very useful for moving to higher posts in banks. It helps in:

Clerk to Officer promotion
Officer Scale I to Scale II promotion
Internal bank exams

Opportunities in Specialized Departments

After clearing JAIIB, employees may also get chances to work in important departments like:

Treasury
Forex
Risk Management
Credit Department
Investment Services

Gateway to CAIIB

JAIIB is a mandatory step for candidates who wish to pursue the CAIIB certification. CAIIB is an advanced banking qualification that provides additional salary increments and further career benefits. Therefore, clearing JAIIB opens the door to even greater professional growth.

How JAIIB Improves Banking Knowledge?

Apart from financial benefits, JAIIB helps professionals develop a strong understanding of banking concepts. The preparation process improves knowledge of:

Banking regulations
Financial management
Customer relationship management
Banking technology
Compliance and risk management

This helps employees perform their duties more confidently and efficiently. Better Professional Recognition JAIIB-certified employees are often viewed as skilled and knowledgeable professionals. The certification helps in:

Building credibility within the organization
Improving customer trust
Enhancing professional reputation
Demonstrating commitment to career development

Is JAIIB Worth It in 2026?

Yes, JAIIB is absolutely worth pursuing in 2026. For a relatively low examination fee, candidates gain:

Permanent salary increments
Better promotion prospects
Strong banking knowledge
Access to specialized departments
Eligibility for CAIIB
Long-term retirement benefits

Related Posts
JAIIB Salary	JAIIB Exam Study Material
JAIIB Mock Test	JAIIB Online Coaching

SBI SCO BMO Syllabus 2026, Check Exam Pattern and Download PDF

The State Bank of India (SBI) has announced the recruitment for the Bank Medical Officer (BMO-II) post under SBI Specialist Cadre Officer. The SBI SCO BMO Syllabus 2026 is designed to assess both the general aptitude and professional medical knowledge of candidates applying for the Bank Medical Officer (BMO-II) post. The online exam includes subjects such as Reasoning Ability, Quantitative Aptitude, English Language, and Professional Knowledge.

SBI SCO BMO Syllabus 2026

Interested candidates who applying for this position should thoroughly review the SBI SCO BMO Syllabus 2026 and exam pattern before submitting their applications. While the aptitude section is qualifying in nature and the Professional Knowledge test carries the maximum weightage and fix an important place in the final merit selection.

SBI SCO BMO Exam Pattern 2026

Candidates applying for the Bank Medical Officer (BMO-II) post under SBI SCO Recruitment 2026 will have to appear for an Online Written Examination followed by other stages of the selection process. The written test consists of qualifying and merit-based sections.

Test	No. of Questions	Marks	Time
Test of Reasoning*	15	15	45 Minutes*
Quantitative Aptitude*	15	15
English Language*	20	20
Professional Knowledge	50	100	45 Minutes

*Note: The General Aptitude section (Reasoning, Quantitative Aptitude, and English Language) is qualifying in nature only. Marks obtained in these sections will not be considered for preparing the final merit list.

SBI SCO Bank Medical Officer Syllabus 2026

The SBI SCO BMO written examination is divided into two sections: General Aptitude and Professional Knowledge. Candidates must qualify in the aptitude section and score well in the Professional Knowledge test to improve their chances of selection.

Reasoning Ability

Puzzles and Seating Arrangement
Syllogism
Blood Relations
Coding-Decoding
Direction Sense
Inequalities
Alphanumeric Series
Input-Output
Order and Ranking
Logical Reasoning

Quantitative Aptitude

Simplification and Approximation
Number Series
Percentage
Profit and Loss
Ratio and Proportion
Simple and Compound Interest
Time and Work
Time, Speed and Distance
Data Interpretation
Average and Mensuration

English Language

Reading Comprehension
Cloze Test
Error Detection
Sentence Improvement
Para Jumbles
Fill in the Blanks
Vocabulary
Synonyms and Antonyms

Professional Knowledge (Medical)

General Medicine
Clinical Diagnosis
Preventive and Community Medicine
Pharmacology
Pathology
Microbiology
Surgery Basics
Emergency Medical Care
Medical Ethics
Hospital and Patient Management
Current Developments in Healthcare

Important Points

The Professional Knowledge section carries the highest weightage which is 100 marks.
Only marks obtained in the Professional Knowledge test will be considered for merit list.
There will be negative marking for every incorrect answer in the online examination.
Candidates should focus primarily on medical subjects while ensuring they qualify in the aptitude section.

SBI SCO BMO 2026 Negative Marking

SBI has specified that there will be a penalty for wrong answers in the online examination. For each incorrect response, a certain fraction of the marks assigned to that question will be deducted as negative marking. Therefore, candidates should avoid random guessing and attempt only those questions for which they are reasonably confident.

IBPS SO Previous Year Question Paper PDF With Solution, Download PDF

Solving IBPS SO previous year question papers is one of the best ways to boost your exam preparation strategy. These papers allows candidates to identify recurring question types, understand topic-wise weightage and adapt to the evolving exam pattern of both Prelims and Mains. Regular practice also enhances accuracy, speed, and confidence by giving a real-time feel of the actual examination environment.

IBPS SO Previous Year Papers

This practice improves their approach to the exam, fosters time management skills, and helps identify frequently tested concepts. Consistent practice with these papers not only strengthens preparation for the IBPS SO 2026 exam but also enhances accuracy and decision making abilities under exam pressure. These resources cover the various Specialist Officer streams and provide comprehensive insights into both objective-type questions and descriptive assessments.

IBPS SO Previous Year Questions 2025

IBPS SO Practice Questions With Solutions
IBPS SO IT Officer Mains Memory Based 2025 Held on 09 November 2025	Download PDF
IBPS SO Law Officer Mains 2025 Previous Year Paper on 09 November 2025	Download PDF
IBPS SO Marketing Officer Mains Memory Based Held on 09 November 2025	Download PDF
IBPS SO Pre 2025 Memory Based Paper Based on 30th August 1st Shift	Download PDF
IBPS SO Pre 2025 Memory Based Paper Based on 30th August 1st Shift Hindi	Download PDF

IBPS SO Practice Questions 2024

IBPS SO Practice Questions With Solutions
IBPS SO IT Officer Mains Memory Based 2024 Held on 14 December 2024	Download PDF
IBPS SO Law Officer Mains 2024 Previous Year Paper on 14 December 2024	Download PDF
IBPS SO Marketing Officer Mains Memory Based Held on 14 December 2024	Download PDF
IBPS SO Practice Questions PDF 1	Download PDF
IBPS SO Practice Questions PDF 2	Download PDF

IBPS SO Previous Year Question Paper: 2023

Here we have mentioned a table below through which candidates can download the IBPS SO Previous Year Paper from the year 2023.

IBPS SO Previous Year Paper 2023
IBPS SO IT Officer Mains Memory Based 2023 Held on 28 January 2023	Download PDF
IBPS SO Law Officer Mains 2023 Previous Year Paper (28 January 2026)	Download PDF
IBPS SO Previous Year Paper- 1	Download PDF
IBPS SO Previous Year Paper- 2	Download PDF

IBPS SO AFO Previous Year Question Paper: 2022

Here we have mentioned a table below through which candidates can download the IBPS SO AFO Previous Year Paper from the year 2022.

IBPS AFO Previous Year Paper 2022
IBPS SO IT Officer Mains Memory Based 2022 Held on 29 January 2023	Download PDF
IBPS AFO Previous Year Paper 2022	Download PDF

IBPS SO Previous Year Question Paper: 2021

From the following table, candidates can download the IBPS SO Previous Year Question Paper, which is based on 2021. The given PDF consists of questions as well as solutions.

IBPS SO Previous Year Question Paper 2021
IBPS SO Law Officer Mains 2021 Previous Year Paper (held on 30 January 2022)	Download PDF
IBPS SO Previous Year Question Paper 2021	Download PDF

IBPS SO Previous Year Question Paper: 2020

IBPS SO Previous Year Question Paper 2020
IBPS SO Law Officer Mains 2020 Previous Year Paper (held on 24 January 2021)	Download PDF

IBPS SO Previous Year Question Paper: 2017

Candidates can check the IBPS SO Previous year question paper of 2017 from the following table:

IBPS SO Previous Year Question Paper 2017
IBPS SO Previous Year Question Paper 2017	Download PDF
IBPS SO Previous Year Question Paper 2017	Download PDF
IBPS SO Previous Year Question Paper 2017	Download PDF

IBPS SO Previous Year Question Paper: 2015

Candidates can check the IBPS SO Previous Year Question Paper of 2015 for IT Officer.

IBPS SO Previous Year Question Paper 2015
IBPS SO Previous Year Question Paper 2015	Download PDF

IBPS SO Previous Years Question Papers Analysis Phase 1

The IBPS SO Previous Years Questions Analysis Phase 1 provides insights about the topic-wise weightage of each section. It will be helpful for the candidates while the preparation to allocate the appropriate time to each topic as per the weights.

IBPS SO Previous Years Questions Analysis Phase 1: Reasoning
Topic	2024	2023	2022	2021
Puzzle & Seating Arrangements	20	20	20	20
Inequality	4	3	4	5
Data Sufficiency	–	5	4	3
Pair Formation	1	1	1	–
Coding Decoding	–	3	–	3
Direction Distance	–	4	3	3
Syllogism	5	5	4	5
Chinese Coding	–	3	5	–
Blood Relation	3	–	3	3
Input-Output	4	–	–	4
Verbal Reasoning	5
Miscellaneous	8	6	6	4
Total	50	50	50	50

The table below shows the topic-wise number of questions that appeared in the Quantitative Aptitude section of IBPS SO Exam

IBPS SO Previous Years Questions Analysis Phase 1: Quantitative Aptitude
Topic	2024	2023	2022	2021
Data Interpretation	15	10	15	17
Simplification & Approximation	–	–	5	5
Quadratic Equation	5	5	–	–
Number Series	5	5	5	5
Caselet DI	5	5	5	3
Arithmetic	15	25	14	11
Data Sufficiency	–	–	3	–
Quantity Comparison	5	–	3	3
Inequality	–	–	–	6
Total	50	50	50	50

The IBPS SO Previous Years Questions Analysis Phase 1 of English Language is shown in the table below, topic-wise weights.

IBPS SO Previous Years Questions Analysis Phase 1: English Language
Topic	2024	2023	2022	2021
Reading Comprehension	20	20	18	18
Fillers	–	5	–	5
Error Detection	5	5	8	5
Cloze Test	–	5	8	5
Word Swap	–	5	5	5
Word Usage	–	5	–	–
Sentence Correction	–	–	–	–
Phrase Replacement	–	5	5	–
Para Jumbles	5	–	5	5
Odd one Out	–	–	1	–
Connectors & Starters	–	–	–	4
Vocab	–	–	–	3
Match the Column	5	–	–	–
Miscellaneous	15	–	–	–
Total	50	50	50	50

How can we attempt the IBPS SO Memory-Based Question Paper?

You should segment each section by allotting 40 minutes for each. Make sure you follow the time limit strictly and solve the IBPS SO Memory-Based Paper accordingly.
Read and understand the instructions carefully, in a rush don’t misinterpret the question.
You should check the answers to the IBPS SO Previous Year Question Paper while solving the memory-based paper.
Always attempt the questions in which you are strong and confident. This will make you more dedicated to the entrance.

Benefits of Preparing with IBPS SO Previous Year Papers

Practicing IBPS SO previous year papers helps you understand the actual exam structure and the types of questions asked in both Prelims and Mains.

Helps you understand the real exam pattern and difficulty level
Shows the most frequently asked topics and important areas
Improves time management during the actual exam
Builds accuracy by reducing silly mistakes
Helps in identifying strong and weak sections
Gives real exam-like practice experience before the actual test
Improves question-solving strategy and decision-making skills
Boosts confidence by repeated exposure to similar question formats
Helps track preparation progress effectively
Useful for both Prelims and Mains preparation strategy

Related Posts
IBPS SO Syllabus	IBPS SO Salary
IBPS SO Cut Off