IBPS PO Personality Test 2025: Complete Guide with Sample Questions

The IBPS PO Personality Test is the final and one of the most crucial stages of the recruitment process. After clearing the Mains exam, candidates face a panel of experts who evaluate their communication skills, confidence, decision-making, leadership traits, and suitability for a banking career. This stage goes beyond academics and focuses on your overall personality, behaviour, and clarity of thought.

IBPS PO Personality Test 2025

The Personality Test, newly introduced in recent years, is mandatory but generally non-qualifying in nature for IBPS PO. The profile generated from this test is placed before the interview panel. It is typically conducted online and often involves psychometric questions to gauge your mental and behavioral stability, ethics, and ability to adapt.

What Is the IBPS PO Personality Test?

The IBPS PO Personality Test/Interview is a face-to-face evaluation conducted by a panel of 3–5 members. It assesses areas like banking awareness, situational judgment, professional attitude, and interpersonal skills. The interview carries 100 marks, and a good score can significantly boost your final merit ranking.

Key Focus Areas of the IBPS PO Personality Test 2025

The IBPS PO Personality Test evaluates candidates beyond written knowledge, focusing on how well they can handle real-world banking situations. To score well, aspirants must demonstrate strong communication skills, practical awareness of the financial sector, balanced decision-making, and a professional attitude. The panel closely observes these key areas to determine whether a candidate is truly fit for the role of a Probationary Officer.

• Communication & Clarity: Your ability to express thoughts clearly and confidently.
• Banking & General Awareness: Basic understanding of financial terms, RBI updates, government schemes, and economic concepts.
• Situational Judgement: How you react to real-life banking scenarios involving customers, pressure, or ethical dilemmas.
• Leadership & Team Behaviour: Your ability to work together, motivate others, and take responsibility.
• Personal Background: Questions related to your academics, hobbies, experiences, or gaps in education/work.

IBPS PO Personality Test 2025 Weightage in Final Selection

The final merit list for the IBPS PO selection is based on a composite score derived from the IBPS PO Mains Exam and the Interview. You must score a minimum of 40% (35% for SC/ST/OBC/PwD) in the interview to be considered for final selection.

• Mains Exam Score: 80% Weightage
• Interview Score (out of 100 marks): 20% Weightage

Sample Questions for IBPS PO Personality Test 2025

The IBPS PO Personality Test covers a wide range of topics to assess your suitability for the banking profession. The interview panel evaluates how you think, respond, and conduct yourself in various personal, academic, and professional situations. Below are some commonly asked question categories that help candidates understand what to expect and prepare more confidently for the final stage.

Personal Introduction

• Tell us about yourself.
• Why do you want to become a Probationary Officer?
• What are your strengths and weaknesses?

Academic Background

• Why did you choose your graduation stream?
• How is your degree relevant to banking?
• Explain any gap year or job change.

Banking Awareness

• What is CRR, SLR, Repo Rate, Reverse Repo Rate?
• Explain Priority Sector Lending.
• What is the role of RBI in banking supervision?

Current Affairs

• What are the latest RBI policy updates?
• Tell us about a recent economic event that you found important.
• What is India’s current GDP trend? (general understanding only)

Banking Situational Cases

• A senior citizen struggles with digital banking. How will you assist?
• A customer demands a loan without proper documents. What steps will you follow?
• You are given targets that seem difficult to achieve. How will you approach them?

Situational/Behavioural Questions

• A customer is angry due to a failed transaction. How will you handle them?
• You detect a colleague violating rules. What will you do?
• How will you manage a long customer queue with limited staff?

Work Ethics & Integrity

• What will you do if you spot a minor cash mismatch at the end of the day?
• How important is confidentiality in banking?
• Describe a situation where you took responsibility during a difficult task.