The IBPS Clerk Prelims Expected Cut Off 2026 is estimated at around 45-89 marks out of 100 for the General category, depending on the state or Union Territory. These are indicative estimates, not official qualifying marks. Candidates must meet the applicable qualifying requirements to progress to the Mains examination, scheduled for 27 December 2026. IBPS will publish the official cut-off on its website along with the relevant result or scorecard.
IBPS Clerk Prelims Expected Cut Off 2026
Candidates can check the expected state-wise cut-off marks, previous-year trends, good attempts, safe scores and factors affecting the cut-off below. The final qualifying marks may differ from these estimates depending on vacancies, candidate performance, exam difficulty and normalisation.
IBPS Clerk Prelims Expected Cut Off 2026: State-Wise
The IBPS Clerk Prelims cut-off marks vary from state to state. The number of vacancies, competition among candidates, category-wise reservation and the difficulty level of the examination influence the qualifying marks.
| State/UT | Expected Cut Off (UR) |
| Andhra Pradesh | 65–72 |
| Arunachal Pradesh | 65–73 |
| Assam | 65–72 |
| Bihar | 65–72 |
| Chandigarh | 82–88 |
| Chhattisgarh | 65–72 |
| Dadra & Nagar Haveli and Daman & Diu | 55–68 |
| Delhi (NCT) | 80–86 |
| Goa | 45–60 |
| Gujarat | 50–62 |
| Haryana | 77–84 |
| Himachal Pradesh | 80–87 |
| Jammu & Kashmir | 75–85 |
| Jharkhand | 73–82 |
| Karnataka | 45–58 |
| Kerala | 72–80 |
| Ladakh | 45–65 |
| Lakshadweep | 40–60 |
| Madhya Pradesh | 68–77 |
| Maharashtra | 45–58 |
| Manipur | 50–65 |
| Meghalaya | 45–60 |
| Mizoram | 45–60 |
| Nagaland | 45–60 |
| Odisha | 70–80 |
| Puducherry | 45–60 |
| Punjab | 78–85 |
| Rajasthan | 76–84 |
| Sikkim | 40–60 |
| Tamil Nadu | 55–68 |
| Telangana | 55–68 |
| Tripura | 65–78 |
| Uttar Pradesh | 68–77 |
| Uttarakhand | 82–88 |
| West Bengal | 77–85 |
IBPS Clerk Prelims Cut Off Last 3 Years
Candidates can check the state-wise IBPS Clerk Prelims Cut Off for 2023, 2024, and 2025 in the table below. Comparing previous years’ cut-off marks helps candidates understand state-wise trends and estimate the expected cut-off for 2026.
| States/UTs | 2023 UR | 2024 UR | 2025 UR |
| Andhra Pradesh | 81.25 | 77.5 | 64.50 |
| Arunachal Pradesh | — | 71 | — |
| Assam | 79 | 83.75 | 65.75 |
| Bihar | 78 | 79.5 | 61.25 |
| Chandigarh | 85.75 | 81.5 | 86.5 |
| Chhattisgarh | 77 | — | 66.75 |
| Dadra & Nagar Haveli and Daman & Diu | — | — | — |
| Delhi | 78.25 | 80.75 | 84 |
| Goa | 48.25 | — | — |
| Gujarat | 75 | 77.25 | 45 |
| Haryana | 80.25 | 83 | 78.5 |
| Himachal Pradesh | 84 | 87 | 82.75 |
| Jammu & Kashmir | 85 | 86.25 | — |
| Jharkhand | 82.5 | 83.5 | 74.5 |
| Karnataka | 75.75 | 65.75 | 46 |
| Kerala | — | — | 77.25 |
| Ladakh | — | — | — |
| Lakshadweep | — | — | — |
| Madhya Pradesh | 78 | 80 | 69 |
| Maharashtra | 72.75 | 73 | 46 |
| Manipur | — | — | 52 |
| Meghalaya | — | — | — |
| Mizoram | — | — | — |
| Nagaland | — | — | — |
| Odisha | 86.5 | 86.75 | 69.75 |
| Puducherry | — | — | — |
| Punjab | 81 | 81.25 | 81 |
| Rajasthan | 82 | 83.25 | 77.5 |
| Sikkim | — | 41 | — |
| Tamil Nadu | 65 | — | — |
| Telangana | 78.5 | 68.25 | — |
| Tripura | 80 | 80.25 | — |
| Uttar Pradesh | 79.25 | 79 | 69.75 |
| Uttarakhand | 87.25 | — | 85 |
| West Bengal | 85.5 | 87.75 | 78.5 |
Factors Affecting IBPS Clerk Prelims Cut Off 2026
Several factors influence the expected cut-off marks for IBPS Clerk Prelims 2026. Candidates should consider the following points while estimating their chances of qualifying.
1. Difficulty Level of the Examination : The overall difficulty level of the examination plays an important role in determining the cut-off. If the paper is relatively difficult, the expected cut-off may be lower. An easier paper can lead to a higher cut-off due to increased attempts and scores.
2. Number of Vacancies : The number of vacancies available in a particular state can affect the cut-off. States with fewer vacancies and high competition may have higher qualifying marks, although the final outcome depends on the overall candidate pool.
3. Number of Candidates Appearing : The number of candidates taking the examination also influences competition. A larger number of candidates competing for a limited number of vacancies may affect the qualifying marks.
4. State-Wise Competition : IBPS Clerk Prelims cut-offs are state-wise. Therefore, candidates should compare their scores with the expected cut-off for the state they selected in their application rather than relying on a single national figure.
5. Normalisation of Marks : When examinations are conducted in multiple shifts, normalisation may be applied as per the official examination procedure. This can affect candidates’ final scores, so raw attempts alone cannot determine qualification.
How to Check IBPS Clerk Cut Off 2026?
Candidates can check the official IBPS Clerk cut-off when IBPS publishes the relevant result and scorecard. Follow these steps:
- Visit the official website of IBPS at ibps.in.
- Open the CRP CSA-XVI section.
- Look for the IBPS Clerk Preliminary Examination result or scorecard link.
- Log in using the required registration details and password or date of birth.
- Open the scorecard and check the marks obtained and the applicable cut-off details.
- Download or save the scorecard for future reference.
What Should Candidates Study First for IBPS Clerk Mains?
Candidates preparing for the IBPS Clerk Mains examination should begin with high-priority topics from General Awareness, Data Analysis and Interpretation, Reasoning, and English Language. Instead of waiting for the Prelims result, candidates can use this time to strengthen concepts, revise important topics, and practise questions at the Mains level.
1. General Awareness
- General Awareness requires regular revision because the section covers current affairs and banking-related developments.
- Revise the current affairs of the last 4–6 months, giving priority to recent events.
- Cover banking awareness, RBI updates, monetary policy, and important financial developments.
- Study government schemes, appointments, reports, indices, and economic news.
- Practise daily quizzes and revise monthly current affairs capsules.
2. Data Analysis and Interpretation
This section requires calculation speed, analytical ability, and accuracy. Candidates should first strengthen the concepts used in different types of data interpretation questions.
- Practise caselet DI, table DI, bar graphs, line graphs, and missing DI.
- Revise percentages, ratios, averages, profit and loss, and time and work.
- Solve data sufficiency and quantity comparison questions.
- Attempt timed sets to improve calculation speed and question selection.
3. Reasoning Ability
Mains-level reasoning questions can be lengthy and require a clear approach. Candidates should focus on solving complex sets without spending excessive time on a single question.
- Practise advanced puzzles and seating arrangements.
- Revise input-output, logical reasoning, and critical reasoning.
- Solve coded inequalities, syllogisms, and data sufficiency questions.
- Analyse mistakes after every sectional test.
4. English Language
- Candidates should focus on comprehension, vocabulary, grammar, and logical understanding of passages.
- Practise reading comprehension, including inference-based questions.
- Revise sentence rearrangement, phrase replacement, and error detection.
- Improve vocabulary through editorials and contextual word usage.
- Practise cloze tests and paragraph-based questions.
5. Descriptive English
Candidates should also prepare for the descriptive paper rather than leaving it until the final days.
- Practise essay writing on banking, economic, social, and technology-related topics.
- Write formal letters and emails where relevant to the prescribed pattern.
- Focus on structure, grammar, clarity, and word limits.
- Complete writing exercises within the allotted time.
IBPS Clerk Prelims Good Attempts 2026
The IBPS Clerk Prelims Good Attempts 2026 are estimated at 78–85 questions, assuming an easy to moderate difficulty level. Candidates can check the section-wise good attempts for English Language, Numerical Ability, and Reasoning Ability below. These estimates are indicative and depend on the exam difficulty and accuracy.
| Section | Questions | Difficulty Level | Good Attempts |
| English Language | 30 | Easy to Moderate | 24–27 |
| Numerical Ability | 35 | Easy to Moderate | 26–28 |
| Reasoning Ability | 35 | Easy to Moderate | 28–30 |
| Overall | 100 | Easy to Moderate | 78–85 |
IBPS Clerk Prelims 2026: Raw Score vs Normalised Score Calculator
Candidates can calculate their estimated raw score using correct and incorrect answers. Under the standard marking scheme, each correct answer earns 1 mark, while each incorrect answer attracts a penalty of 0.25 marks.
Formula: Raw Score = Correct Answers − (Incorrect Answers × 0.25)
Example: If a candidate answers 70 questions correctly, 20 incorrectly and leaves 10 unattempted, the raw score is:
70 − (20 × 0.25) = 65 marks out of 100
Raw Score vs Normalised Score
Raw Score: Marks calculated from correct and incorrect answers.
Normalised Score: Score determined using IBPS’s applicable normalisation methodology to account for differences across shifts.










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