Indian Overseas Bank LBO Recruitment 2026 Notification Out for 250 Vacancies, Download Official PDF

Indian Overseas Bank (IOB) has released the IOB LBO Recruitment 2026 notification for 250 Local Bank Officer (LBO) posts in Junior Management Grade Scale-I (JMGS-I). The online application process is open from 8 August to 24 August 2026. Eligible graduates can apply for vacancies in Tamil Nadu, Karnataka, Maharashtra and Gujarat, subject to the prescribed local language requirement.

Indian Overseas Bank LBO Recruitment 2026

Candidates can apply for only one state and must meet the eligibility conditions prescribed by Indian Overseas Bank. Check the complete details of IOB LBO Recruitment 2026, including the notification, important dates, state-wise vacancies, eligibility, application process, exam pattern, salary, selection process and local language test.

Indian Overseas Bank LBO Recruitment 2026: Notification PDF

Are You Preparing For IOB LBO Exam 2026?

IOB LBO Recruitment 2026: Overview

The table below provides a quick overview of the IOB Local Bank Officer Recruitment 2026, including the vacancies, registration dates, salary, and selection process.

IOB LBO 2026: Important Dates

Candidates should keep track of the important dates to avoid missing any stage of the recruitment process.

IOB LBO Vacancy 2026

Indian Overseas Bank has announced 250 vacancies for the post of Local Bank Officer (LBO). The vacancies are distributed across Tamil Nadu, Karnataka, Maharashtra, and Gujarat, and candidates must possess proficiency in the respective local language of the state for which they apply. Some states also include backlog vacancies.

Eligibility Criteria 2026

Before applying, candidates should ensure that they fulfil all the eligibility conditions specified by Indian Overseas Bank. The eligibility includes nationality, age limit, educational qualification, local language proficiency, and other requirements.

Educational Qualification

Candidates applying for the Local Bank Officer (LBO) post must possess

• A Bachelor’s Degree (Graduation) in any discipline from a university recognized by the Government of India or an equivalent qualification recognized by the Central Government
• Candidates should possess a valid degree certificate or mark sheet on the date of online registration and must correctly enter their graduation percentage while filling out the application form.

Age Limit

The cut-off date for determining age eligibility is 01 August 2026.

• Minimum Age: 20 Years
• Maximum Age: 30 Years
• Date of Birth: Between 02 August 1996 and 01 August 2006 (both dates inclusive)

Local Language Requirement

Knowledge of the local language is one of the key eligibility conditions for this recruitment.

• Candidates should be able to read, write, and speak the local language of the state they are applying for.
• Applicants who studied the specified local language in Class 10 or Class 12 will generally be exempted from the Language Proficiency Test.
• Candidates who have not studied the local language in Class 10 or 12 must qualify the Language Proficiency Test (LPT) before appearing for the Personal Interview.
• Failure to qualify the LPT will result in disqualification from further stages of the recruitment process.

IOB LBO Application Fee 2026

Candidates are required to pay the prescribed application fee while submitting the online application form. The fee is non-refundable and must be paid through online payment modes only.

• SC / ST / PwBD: ₹175 (Intimation Charges Only)
• General / EWS / OBC: ₹850

Indian Overseas Bank LBO Apply Online 2026

The Indian Overseas Bank LBO Apply Online 2026 process has started and active till 24 August 2026. Eligible candidates can submit their applications for 250 Local Bank Officer posts through the official website. Candidates should complete the registration process before the deadline to avoid last-minute issues.

Indian Overseas Bank LBO Apply Online 2026: Active

How to Apply for IOB LBO Recruitment 2026?

Candidates can complete the application process by following these steps:

• Visit the official website of Indian Overseas Bank.
• Open the Careers section.
• Click on Recruitment of Local Bank Officers – 2026-27.
• Click on Register Online.
• Complete the registration using a valid email ID and mobile number.
• Note the Registration Number and Password received through email and SMS.
• Fill in the online application form carefully.
• Upload the required documents.
• Pay the application fee.
• Verify all entered details before final submission.
• Submit the application form.
• Download and print the application form and fee receipt for future reference.

IOB LBO 2026 Local Language Test: Who Needs to Appear?

The Language Proficiency Test (LPT) is an important part of the IOB LBO 2026 recruitment for candidates who cannot provide proof of studying the required local language. Since the post is linked to a specific State, candidates must be familiar with the language prescribed for their chosen State.

• Tamil Nadu: Tamil
• Karnataka: Kannada
• Maharashtra: Marathi
• Gujarat: Gujarati

Who Needs to Take the LPT?

• Candidates must be able to read, write, and speak the required local language.
• Candidates who studied the prescribed language in Class 10 or Class 12 are generally exempted from the LPT.
• Candidates without such proof must appear for the Language Proficiency Test.
• The LPT must be qualified before proceeding to the Personal Interview.
• Failure to qualify the LPT will result in disqualification from further stages.

IOB LBO Application Form 2026: Documents Required

Candidates applying for the Indian Overseas Bank LBO Recruitment 2026 must upload the following documents in the prescribed format and size while filling out the online application form:

Handwritten Declaration Text

Candidates must write the following declaration in their own handwriting:

“I _________ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”

Selection Process 2026

The recruitment process for Indian Overseas Bank Local Bank Officer Recruitment 2026 consists of multiple stages designed to evaluate candidates’ professional knowledge, reasoning ability, language skills, and overall suitability for the post.

• Online Examination
• Language Proficiency Test (LPT)
• Personal Interview
• Final Merit List

Personal Interview

Candidates qualifying the Online Examination and the Language Proficiency Test (where applicable) will be called for the Personal Interview.

• Total Marks: 100
• Reserved Category Qualifying Marks: 45%
• Unreserved Category Qualifying Marks: 50%

Final Selection Process

The final merit list will be prepared using the combined scores of the Online Examination and the Personal Interview.

• Online Examination: 80%
• Personal Interview: 20%

IOB Local Bank Officer Online Exam Pattern 2026

The Online Examination consists of 140 objective-type questions carrying 200 marks.

Negative Marking

Candidates should answer questions carefully during the online examination.

• 1/4th (0.25) mark will be deducted for every incorrect answer.
• No marks will be deducted for unanswered questions.

IOB LBO 2026: What Makes This Recruitment Different?

The IOB LBO 2026 recruitment stands out because the post is designed around a specific State and its local banking needs, rather than offering a general posting across different locations. Candidates can apply for only one State, and their selection, local language requirement, and posting are linked to that choice.

Key Features That Make IOB LBO Different

• State-Specific Recruitment: Vacancies are available only in Tamil Nadu, Karnataka, Maharashtra, and Gujarat.
• One-State Rule: Candidates can apply for only one State.
• Local Language Requirement: Proficiency in the selected State’s language is an important part of the recruitment.
• State-Based Posting: Selected candidates will be posted in the State chosen during application.
• Multiple Selection Stages: The process includes an Online Examination, LPT where applicable, and Personal Interview.
• Officer-Level Post: The position is offered in JMGS-I, providing an entry-level officer opportunity in Indian Overseas Bank.

IOB LBO Salary 2026

The Local Bank Officer (LBO) post is offered in Junior Management Grade Scale-I (JMGS-I). In addition to the basic pay, selected candidates will receive Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), and other admissible benefits as per Indian Overseas Bank rules.

• Scale: Assistant Manager (Scale-I)
• Grade: JMGS-I
• Pay Scale: ₹48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – 85,920
• Allowances: DA, HRA, CCA and other admissible allowances

Probation Period

Candidates appointed as LBOs will remain on probation for two years from the date of joining. During this period, their performance, conduct, and suitability for the post will be assessed by the Bank. Confirmation in service will be governed by the provisions of the Officers’ Service Regulations (OSR).