LIC AAO Syllabus and Exam Pattern 2025 for Prelims & Mains Exam

The Life Insurance Corporation of India (LIC) will be conducting the Assistant Administrative Officer (AAO) and Assistant Engineer (AE) exams to recruit candidates for highly sought-after positions in the insurance sector. To succeed in this competitive exam, aspirants must have a clear understanding of the LIC AAO Syllabus and Exam Pattern 2025, as it forms the foundation of an effective preparation strategy.

LIC AAO Syllabus 2025 and Exam Pattern

The LIC AAO 2025 selection process begins with the Prelims exam, which assesses candidates through three key sections: Reasoning Ability, Quantitative Aptitude, and English Language, focusing on their fundamental aptitude skills. Those who qualify proceed to the Mains examination, where the evaluation becomes more comprehensive with sections on Professional Knowledge, General Awareness, and Descriptive Writing.

Also Read, LIC AAO Notification 2025 Out for 841 Posts 

LIC AAO Exam Pattern 2025

The LIC AAO 2025 exam is conducted in multiple stages, each designed to evaluate different skill sets essential for the role. The process begins with the Preliminary Exam, which checks candidates’ abilities in Reasoning, Quantitative Aptitude, and English Language. Those who qualify move on to the Main Exam, which emphasizes Reasoning, Data Analysis & Interpretation, Insurance & Financial Awareness, and General Knowledge.

LIC AAO Prelims Exam Pattern 2025

A detailed knowledge of subject-wise topics, marking scheme, and sectional timing ensures candidates can focus on high-scoring areas and improve their chances of success. LIC AAO 2025 Exam Pattern for the Preliminary Examination shall include three sections. Reasoning, Quantitative Aptitude and English.

Marks obtained in the English Language shall not be included in the calculation of the ranking of the Preliminary examination.

LIC AAO Mains Exam Pattern 2025 (for Generalists)

LIC AAO 2025 Exam Pattern for Mains Examination is divided into two sections one is an Objective test of different subjects and the other is a Descriptive test of the English Language.

Note: There is no negative marking for the prelims exam for the Generalists posts only

Note: However, there is a negative marking of 1/4 mark for the specialist posts 

LIC AAO Mains Exam Pattern 2025(for Specialists and AE)

The LIC AAO 2025 Mains Exam Pattern for Specialists and AE includes professional knowledge in both objective and descriptive parts

LIC AAO Exam Pattern 2025 for Legal posts

The exam pattern for the legal posts includes General Awareness (qualifying) in the prelims exam and Professional Knowledge in the Mains Exam.

For Mains Exam:

LIC AAO Syllabus 2025

A strong performance in the LIC AAO exam begins with a clear understanding of the entire syllabus for both the prelims and mains stages. To help you prepare, we have outlined the section-wise topics in detail. Key areas such as Reasoning, Quantitative Aptitude, English Language, General Awareness and Insurance & Financial Market Awareness form the core of the syllabus. With a well-planned study plan based on this structure, you can systematically cover every topic and strengthen your preparation on one topic at a time.

LIC AAO Syllabus for Professional Knowledge

The Professional Knowledge section in the LIC AAO exam is specific to the post applied for. It tests candidates’ subject expertise in their chosen discipline. Below is the detailed syllabus for each post.

AAO (Chartered Accountant- CA)

• Accounting Standards & Financial Reporting
• Corporate Accounting & Cost Accounting
• Taxation: Direct & Indirect
• Auditing & Assurance Standards
• Financial Management & Corporate Finance
• Indian Accounting Standards (Ind-AS)
• Basics of Company Law and Corporate Governance
• Recent Developments in Accounting & Finance

AAO (Company Secretary- CS)

• Company Law & Corporate Governance
• Secretarial Practice & Corporate Meetings
• Securities Laws & Capital Market Regulations
• Corporate Restructuring, Mergers & Acquisitions
• Drafting of Resolutions, Agreements & Notices
• Corporate Compliance Management
• Strategic Management & Business Policies
• SEBI Guidelines and Listing Regulations

AAO (Actuarial)

• Probability & Statistics
• Financial Mathematics & Investment Analysis
• Life Insurance Mathematics
• Risk Models & Contingency Analysis
• Demography and Survival Models
• Actuarial Valuations & Reserving
• Principles of General Insurance & Life Insurance
• Basics of Actuarial Standards of Practice (ASPs)

AAO (Insurance Specialist)

• Principles of Insurance & Risk Management
• Life Insurance Products & Annuities
• General Insurance Products (Motor, Health, Fire, Marine)
• Reinsurance Concepts
• Insurance Underwriting & Claims Management
• Insurance Regulatory and Development Authority of India (IRDAI) Guidelines
• Insurance Marketing & Distribution Channels
• Emerging Trends in Insurance (Digital Insurance, Bancassurance, InsurTech)

AAO (Legal)

• Indian Contract Act, 1872
• Companies Act, 2013
• Industrial & Labour Laws
• Civil Procedure Code (CPC) & Criminal Procedure Code (CrPC)
• Arbitration and Conciliation Act
• Transfer of Property Act
• Insurance Laws and Regulatory Guidelines
• Constitutional Law, Law of Torts, Consumer Protection Laws
• Legal Drafting & Interpretation of Statutes

Assistant Engineer (Civil)

• Building Materials & Construction Practices
• Structural Engineering (RCC, Steel Design, Strength of Materials)
• Surveying, Estimation & Costing
• Soil Mechanics & Foundation Engineering
• Water Resources Engineering (Hydrology, Irrigation)
• Transportation Engineering (Highways, Railways, Bridges)
• Environmental Engineering (Water Supply, Wastewater, Solid Waste)
• Construction Project Management

Assistant Engineer (Electrical)

• Basic Electrical Engineering Concepts
• Power Systems (Generation, Transmission, Distribution)
• Electrical Machines (Transformers, Motors, Generators)
• Power Electronics & Control Systems
• Circuit Theory & Network Analysis
• Measurements & Instrumentation
• Utilisation of Electrical Energy
• Renewable Energy Sources & Smart Grid Concepts

LIC AAO Selection Process 2025

The selection process for LIC AAO 2025 has three main stages. First is the Preliminary Exam, which is only for qualifying and its marks won’t be added to the final result. If candidates will pass the prelims then move to the Main Exam, which is very important as its marks are counted in the final selection. After clearing the mains, candidates will  be called for the Interview round. The final merit list will be based on the total marks scored in the Mains Exam and Interview.

Preparation Tips for LIC AAO 2025 Exam

Below are some simple and effective tips to help you prepare for the LIC AAO 2025 exam:

• Understand the Syllabus & Exam Pattern
  Go through the syllabus thoroughly and focus on important topics like Reasoning, General Awareness, and Data Analysis.
• Take Mock Tests Regularly: Regular practice with mock tests helps improve speed and accuracy. This will also help you get used to the exam format.
• Work on Weak Areas: Identify your weak points and spend more time improving them.
• Stay Updated on Current Affairs
• Read newspapers and follow current affairs regularly for General Knowledge and Insurance Awareness.
• Time Management : Practice solving questions within the time limits to improve your speed during the exam.
• Revise Frequently: Make a revision schedule and regularly revise important concepts and formulas.
• Solve Previous Year Papers: Solve and analyze past year papers to understand the exam trend and question types.

LIC AAO 2025 Exam Date

The LIC AAO 2025 Exam Dates have been officially announced. The LIC AAO Prelims Exam is scheduled to be held on 3 October 2025, while the LIC AAO Mains Exam will take place on 8 November 2025. Candidates preparing for this recruitment should keep these dates in mind and plan their study schedule accordingly to ensure timely and effective preparation.