The PNB Promotion Exam Syllabus 2026 is important for Punjab National Bank employees preparing for departmental promotion examinations. Candidates should focus on PNB-specific products, banking laws, KYC guidelines, digital banking, lending policies, credit risk management and other banking operations relevant to their promotion.
PNB Promotion Exam Syllabus 2026
PNB’s Path Pradarshak 2026–2027, prepared through Staff Training Centre Jaipur, provides a chapter-wise study reference covering 17 subjects. Here is a quick guide to the syllabus, important topics, exam pattern and preparation strategy for employees preparing for the promotion process.
PNB Promotion Exam Syllabus 2026: Chapter-Wise Topics
The guide contains 17 chapters covering banking fundamentals, PNB products, regulatory provisions and operational procedures.
PNB’s Path Pradarshak 2026–2027: Download PDF
| Chapter | Subject | Important Topics |
| 1 | PNB Profile |
Bank history, organisational structure, business performance and key developments
|
| 2 | Reserve Bank of India Act, 1934 |
RBI functions, monetary policy, currency management and important provisions
|
| 3 | Negotiable Instruments Act, 1881 |
Cheques, promissory notes, bills of exchange, endorsement and cheque dishonour
|
| 4 | Banking Regulation Act, 1949 |
Banking regulations, licensing, supervision and restrictions on lending
|
| 5 | Bank-Customer Relationship |
Banker-customer duties, confidentiality, lien, set-off and customer service
|
| 6 | KYC Policy 2026 |
Customer identification, due diligence, risk categorisation and AML requirements
|
| 7 | Deposit Schemes |
Savings accounts, current accounts, fixed deposits, recurring deposits and PNB products
|
| 8 | Government Deposit Schemes |
PPF, SCSS, Sukanya Samriddhi Account, NSC and related operational rules
|
| 9 | Digital Products and Services |
Internet banking, mobile banking, UPI, digital payments, CBDC and security
|
| 10 | Retail Lending Schemes |
Home loans, vehicle loans, education loans, personal loans and eligibility
|
| 11 | PSL Guidelines and Agriculture |
Priority Sector Lending, agricultural credit, KCC and applicable targets
|
| 12 | Government-Sponsored Schemes |
PMJDY, PMMY, Stand-Up India, PMEGP and other credit-linked schemes
|
| 13 | Credit Management and Risk Policy 2025 |
Credit appraisal, due diligence, risk assessment, exposure norms and monitoring
|
| 14 | MSME Guidelines and Products |
MSME lending, working capital, term loans, credit assessment and guarantee schemes
|
| 15 | NPA Management |
Asset classification, stressed accounts, recovery, provisioning and resolution
|
| 16 | Core Banking Solution (CBS) |
Centralised banking, transaction processing, account operations and controls
|
| 17 | Glossary |
Banking abbreviations, financial terminology and operational expressions
|
Important Topics for PNB Promotion Exam 2026
Candidates should give particular attention to the following areas while preparing from the prescribed study material:
- Banking laws: RBI Act, 1934; Negotiable Instruments Act, 1881; and Banking Regulation Act, 1949.
- KYC and compliance: Customer Due Diligence, customer identification, AML requirements and periodic KYC updates.
- PNB products: Deposit schemes, retail lending products, digital services and MSME products.
- Digital banking: UPI, internet banking, mobile banking, Digital Rupee and transaction security.
- Credit management: Credit appraisal, borrower assessment, due diligence, risk rating and exposure norms.
- Priority Sector Lending: Agriculture, KCC, weaker sections and other prescribed lending categories.
- NPA management: Asset classification, recovery procedures, provisioning principles and stressed loan accounts.
- Current guidelines: Latest RBI instructions, government scheme provisions and relevant PNB internal circulars.
How to Prepare for the PNB Promotion Exam 2026
- Follow the chapter-wise syllabus: Use the index of Path Pradarshak 2026–2027 to organise your study schedule and track completed topics.
- Prioritise PNB-specific knowledge: Revise deposit products, digital services, lending schemes and internal procedures covered in the guide.
- Understand banking laws: Focus on the purpose and practical application of important legal and regulatory provisions.
- Practise after each chapter: Solve relevant objective questions and revisit topics where you make mistakes.
- Revise updated guidelines: Check current RBI instructions, scheme details and internal circulars whenever figures, limits or product rules may have changed.
PNB Promotion Exam Pattern 2026
The exact examination pattern may differ depending on the promotion scale and applicable selection process. Candidates should check the relevant official PNB promotion circular for the number of questions, examination duration, maximum marks, qualifying criteria and selection methodology. Before beginning preparation, employees should verify:
- The syllabus prescribed for their promotion scale.
- The examination mode and duration.
- The marks distribution and qualifying requirements.
- Whether an interview or any additional assessment is applicable.
- The eligibility conditions and mandatory training requirements, where prescribed.
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