RBI Grade B Phase 2 Exam Analysis 2026: Paper-Wise Review, Difficulty Level & Topic-Wise Questions

The RBI Grade B Phase 2 Exam 2026 for the General Stream commenced on 25 July 2026 across various examination centres in the country. The Finance & Management (FM) paper, which was the first paper of Phase 2 has now concluded, while the Economic & Social Issues (ESI) paper is currently underway and will conclude later in the evening. The final paper, English (Descriptive) will also be conducted today.

RBI Grade B Phase 2 Exam Analysis 2026

This article provides the complete RBI Grade B Phase 2 Exam Analysis 2026, including the section-wise difficulty level, important topics asked, candidate feedback, and expert review.

RBI Grade B Phase 2 Exam Analysis 2026: Highlights

Particulars	Details
Exam Name	RBI Grade B Phase 2 Exam 2026
Stream	General
Exam Date	25 July 2026
Papers	Economic & Social Issues, English (Descriptive), Finance & Management
Mode of Exam	Online
Selection Process	Phase 1 → Phase 2 → Interview

RBI Grade B Exam Analysis 2026

Since the exam contains descriptive and objective components, there is no fixed benchmark for good attempts. Based on candidate feedback and expert analysis, the expected performance level will be updated here after the examination concludes.

RBI Grade B Phase 2 Exam Analysis of Finance & Management

The Finance & Management paper has moderate in difficulty and focused mainly on conceptual understanding. Questions were asked from topics such as Accounting, Management Models, Corporate Governance, RBI concepts, and Financial Inclusion. Below is the topic-wise analysis of the FM paper based on students’ feedback.

Descriptive

NSFI (National Strategy for Financial Inclusion)
RBI Sources of Income & Surplus Distribution
Leadership Theories
Johari Window
Conflict Management
Corporate Governance & Role of Auditor
Role of IT in Organizations
Payment Instruments

Topic	Marks
NSFI (National Strategy for Financial Inclusion)	7 Marks
RBI Sources of Income & Surplus Distribution	8 Marks (Part of 15-mark question)
Leadership Theories	15 Marks
Johari Window	10 Marks
Conflict Management	Part of 15 Marks
Corporate Governance & Role of Auditor	Part of 15 Marks
Role of IT in Organizations	10 Marks (Approx.)
Payment Instruments	10 Marks

Objective

Accounting (Balance Sheet Based Questions)
OCEAN Model
Kurt Lewin Change Model
Ethics
Liquidity Adjustment Facility (LAF)
Finance Commission
Cryptocurrency
Payment Systems
Most Asked Topics
Accounting (Balance Sheet)
Leadership Theories
Johari Window
Corporate Governance
Conflict Management
OCEAN Model
Kurt Lewin Model
RBI Sources of Income
NSFI
LAF
Payment Instruments
Ethics

Topic	No. of Questions
Accounting (Balance Sheet Based)	5–7
OCEAN Model	2
Kurt Lewin Change Model	2
Cryptocurrency (Passage)	2–3
Ethics	2
Liquidity Adjustment Facility (LAF)	2 (Approx.)
Finance Commission	1

RBI Grade B Phase 2 Exam Analysis 2026: Economic & Social Issues (ESI)

The Economic & Social Issues (ESI) paper was moderate in difficulty and featured a balanced mix of objective and descriptive questions. The paper focused on current economic issues, financial inclusion, government schemes, women empowerment, and social development. Below is the topic-wise analysis based on students’ feedback.

Descriptive

Topic	Marks
Demographic Dividend	15 Marks
NSFI linked with Sustainable Development Goals (SDGs)	15 Marks
Women in Agriculture Sector	15 Marks
Orange Economy	10 Marks
Viksit Bharat @2047 (VVBG Ramji)	10 Marks
Stablecoins	5 Marks (Part Question)
Mission Shakti	5 Marks (Part Question)

Objective

Topic	No. of Questions
AI Report	3 (Approx.)
Economic Outlook Report	2–3 (Approx.)

Most Asked Topics

Demographic Dividend
NSFI & SDGs
Women in Agriculture
Orange Economy
Stablecoins
Mission Shakti
Viksit Bharat @2047 (VVBG Ramji)
AI Report
Economic Outlook Report

RBI Grade B Phase 2 Exam Analysis 2026: English (Descriptive)

The English (Descriptive) paper was moderate in difficulty. Candidates reported that the essay topics were current affairs-oriented, while the Precis was slightly difficult. The Reading Comprehension passages were based on contemporary issues.

Essay Topics

Ageing Population
Effective Leadership
Impact of War on Exports of Other Countries

Precis Writing

Old Architecture vs New Architecture

Reading Comprehension

Oxford University Survey on Artificial Intelligence
Impact of COVID-19 on Education

What’s Next After RBI Grade B Phase 2?

With all three Phase 2 papers completed, candidates should now wait for the RBI Grade B Phase 2 result. Those who qualify will be shortlisted for the Interview, which is the final stage of the selection process.

FAQs

When was the RBI Grade B Phase 2 Exam 2026 conducted for the General Stream?

The RBI Grade B Phase 2 Exam 2026 for the General Stream was conducted on 25 July 2026.

Which papers are included in RBI Grade B Phase 2?

The Phase 2 examination includes Economic & Social Issues (ESI), English (Descriptive), and Finance & Management (FM).

What was the difficulty level of the RBI Grade B Phase 2 Exam 2026?

The detailed section-wise and overall difficulty level will be updated after collecting candidate feedback from all exam centres.

What was the difficulty level of the RBI Grade B Phase 2 FM paper 2026?

The Finance & Management (FM) paper was of moderate difficulty. Most questions were conceptual and based on the prescribed syllabus.

Which topics were asked in the RBI Grade B Phase 2 FM paper?

Major topics included Accounting, Leadership Theories, Johari Window, Corporate Governance, Conflict Management, OCEAN Model, Kurt Lewin Change Model, NSFI, LAF, Payment Instruments, Ethics, and RBI Sources of Income.

How many Accounting questions were asked in the RBI Grade B Phase 2 FM paper?

Around 5 to 7 objective questions were asked from Accounting, mainly based on Balance Sheet concepts.

Were descriptive questions asked in the RBI Grade B Phase 2 Finance & Management paper?

Yes. Descriptive questions were asked from topics such as Leadership Theories, Johari Window, NSFI, RBI Sources of Income, Corporate Governance, Payment Instruments, and Role of IT in Organizations.

What was the difficulty level of the RBI Grade B Phase 2 ESI paper 2026?

The Economic & Social Issues (ESI) paper was of moderate difficulty. Most questions were based on current economic issues, social development, and government initiatives.

Which descriptive topics were asked in the RBI Grade B Phase 2 ESI paper?

Descriptive questions were asked on Demographic Dividend, NSFI & SDGs, Women in Agriculture, Orange Economy, Stablecoins, Mission Shakti, and Viksit Bharat @2047 (VVBG Ramji).