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GA Capsule for SBI Clerk Mains 2025, Download PDF

The SBI Clerk Mains Exam 2025 is scheduled for 10 and 12 April 2025, making it essential for candidates to enhance their General Awareness (GA) section to boost their overall scores. The GA section holds significant weight, encompassing current affairs, banking awareness, and static GK. To support candidates in their preparation, we have curated a detailed GA Capsule PDF that includes all key topics necessary for excelling in the SBI Clerk Mains Exam 2025.

GA Capsule for SBI Clerk Mains 2025

The GA Capsule for SBI Clerk Mains 2025 is an essential resource for candidates aiming to excel in the General Awareness section. The General Awareness section in the SBI Clerk Mains exam helps candidates score high marks in less time as it does not require lengthy calculations. Well-prepared aspirants can attempt this section quickly and accurately, boosting their overall score. The GA section primarily includes current affairs, banking and financial news, and important static GK topics.

Read Also: SBI Clerk Mains Admit Card 2025

GA Capsule for SBI Clerk Mains 2025, Download PDF

To help aspirants in their preparation, we are providing a free downloadable PDF that covers all the important General Awareness topics for the SBI Clerk 2025 Mains exam. Click on the link below to download the GA Capsule:

SBI Clerk Mains GA Capsule 2025
GA Capsule for SBI Clerk Mains 2025: Download Part 1 and 2 PDF

GA Capsule for SBI PO Mains 2025- Click Here to Download

GA Capsule for SBI Clerk Mains 2025, Download PDF_3.1

SBI Clerk Mains GA Capsule Contains

The GA Capsule PDF provided here covers a wide range of topics relevant to the SBI Clerk Mains 2025, ensuring that aspirants have access to all important updates in one place. Below is the list of topics covered:

1. National Current Affairs

  • Important government schemes, policies, and initiatives
  • Major developments in Indian states and union territories
  • Infrastructure projects and national-level appointments

2. International Current Affairs

  • Global events impacting India and the world
  • Political changes and international summits
  • Agreements between nations

3. New Appointments (National & International)

  • Key government and corporate sector appointments
  • Changes in leadership at central banks, ministries, and international organizations

4. Agreements/Memorandum of Understanding (MoUs)

  • Agreements signed between India and other countries
  • MoUs between banks, companies, and government bodies

5. Banking Current Affairs

  • RBI updates, monetary policy changes, and banking reforms
  • Mergers, acquisitions, and financial market trends
  • Digital banking initiatives and fintech developments

6. Economy/Business Current Affairs

  • GDP growth rates, economic indicators, and policy changes
  • Business expansions, acquisitions, and major investments
  • Important reports and economic rankings

7. Defense Current Affairs

  • Defence deals, acquisitions, and new weapon systems
  • Military exercises and strategic alliances
  • Appointments and retirements in the defence sector

8. Awards & Recognition

  • National and international awards in various fields
  • Prestigious honours like Bharat Ratna, Padma Awards, and Nobel Prize

9. Summits | Events | Festivals (National & International)

  • Important national and international summits and conferences
  • Cultural and religious festivals across India and the world

10. Committees & Meetings

  • Government and corporate sector committees
  • Important high-level meetings and policy decisions

11. List/Indexes (Ranks & Reports)

  • India’s ranking in global indices and reports
  • Reports by organizations like the World Bank, IMF, UN, and WEF

12. Books & Authors

  • Newly released books and their authors
  • Important literary awards

13. Sports Current Affairs

  • Major sports events and tournaments
  • Achievements of Indian and international athletes

14. Science & Technology

  • Latest technological advancements and innovations
  • ISRO, NASA, and other space missions

15. Schemes/Apps/Portals

  • Government welfare schemes and newly launched portals
  • Updates on digital initiatives and mobile applications

16. Important Days

  • National and international observances
  • Themes of special days

17. Environment

  • Climate change events and reports
  • Government and global environmental initiatives

18. Obituaries (National/International)

  • Notable personalities from various fields who passed away

19. Miscellaneous Current Affairs & One-Liners

  • Other crucial events and quick revision points

20. Static Takeaways Current Affairs

  • Important historical, geographical, and political facts related to India and the world
Related Capsules You Must Not Miss
Appointments Capsule Schemes Capsule
Important Days Capsule Awards Capsule
Summits & Conferences Capsule Ranks & Reports Capsule

How to Use the GA Capsule Effectively?

To utilize the GA Capsule, candidates must adopt a smart study approach. Regular revision, note-making, and quiz practice will help in better retention and recall. Prioritizing key topics like banking and the economy is crucial for maximizing scores in the SBI Clerk Mains Exam 2025.

  • Revise Regularly: Read the PDF daily to stay updated with important events.
  • Make Notes: Write down key points for quick revision before the exam.
  • Attempt Quizzes: Solve daily quizzes on current affairs to strengthen your knowledge.
  • Focus on Banking & Economy: Since SBI Clerk is a banking exam, prioritize banking and financial awareness.
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The Hindu Review October 2022: Download Hindu Review PDF

In order to help applicants study for the General Awareness Section, which is significant in many competitive examinations, The Hindu Review compiles all the current events for a month and organises them by category. News from “The Hindu newspaper,” as well as from publications like Indian Express and Mint, as well as from websites like PIB and NewsOnAir, is covered by The Hindu Review.

What has changed in the Hindu Review?

The news is presented in The Hindu Review in a succinct and clear manner. We have included external links for each news item if you want to read the news in more depth.

Which examinations will Hindu review be helpful for?

NIACL PO Mains, LIC AAO Mains, EPFO SSA, FCI, various banks and SSC exams, SBI PO Mains, SBI Junior Associates, IBPS PO Mains, IBPS Clerk Mains, SSC CGL, SSC CHSL, RBI Grade B, NABARD Grade A, SEBI Grade A, and NIACL PO Mains. The general studies part of the State PCS will benefit from this pdf.

What are the categories of The Hindu Review?

  1. Banking and Financial Current Affairs
  2. Economy Current Affairs
  3. Business Current Affairs
  4. International Current Affairs
  5. National Current Affairs
  6. States Current Affairs
  7. Schemes/Committees
  8. Agreement/Memorandum of Understanding (MoU)
  9. Appointments/Resignations (National & International)
  10. Ranks and Reports
  11. Sports Current Affairs
  12. Summits And Conferences
  13. Awards & Recognition
  14. Important Days
  15. Defence Current Affairs
  16. Science and Technology
  17. Books & Authors
  18. Miscellaneous Current Affairs
  19. Obituaries

Hindu Review October 2022: Important News Updates

  • Nobel prize 2022
  • 36th National Games 2022
  • Global Hunger Index 2022
  • Times Higher Education Rankings 2023
  • World Green City award 2022
  • Britain’s Booker Prize 2022
  • Sir Syed Excellence Award 2022
  • 2022 Ballon d’Or awards
  • Rashtriya Ekta Diwas or National Unity Day 2022
  • ICC Player of the Month

How to Download The Hindu Review of October 2022?

i. Click on the Hindu Review link mentioned below.
ii. A ”form” by ADDA247 will open.
iii. Fill in your name, email, etc. in that form.
iv. Click on the Submit button.
v. You will get a link to download the Hindu Review PDF of October 2022.

Click Here to download The Hindu Review October 2022

GA Capsule for SBI Clerk Mains 2025, Download PDF_5.1

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GA Capsule for SBI Clerk Mains 2025, Download PDF_7.1

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UPSC EPFO Exam Date 2025 Out for 230 EO/AO Posts

The UPSC has announced the EPFO Exam Date 2025 for the 230 EO/AO posts, and the exam is scheduled to be held on 30 November 2025. Candidates preparing for this recruitment can now plan their revision with more clarity as the schedule is confirmed. This exam is an important opportunity for those aiming to secure a respected position under the Employees’ Provident Fund Organisation.

UPSC EPFO Exam Date 2025 Out

The release of the UPSC EPFO Exam Date 2025 is a significant event for aspirants aiming to secure positions as EO/AO or APFC in the Employees’ Provident Fund Organisation. The offline exam is scheduled for 30 November 2025. It is a two-tier selection process comprising a Combined Recruitment Test followed by an Interview.

GA Capsule for SBI Clerk Mains 2025, Download PDF_9.1

UPSC EPFO Exam Date Overview

The UPSC EPFO Exam 2025 will be held for the post of Enforcement Officer / Accounts Officer (EO/AO). The Union Public Service Commission (UPSC) will conduct this exam on 30th November 2025. Below, we have given the highlights of the UPSC EPFO Exam Date 2025:

Particulars Details
Exam Name
EPFO (Enforcement Officer/Accounts Officer) Exam
Conducting Body
Union Public Service Commission (UPSC)
Total Vacancies 230
Post Name
Enforcement Officer / Accounts Officer (EO/AO)
Selection Process Written Exam + Interview
Exam Duration 2 Hours
Exam Date 30th November 2025
Language English and Hindi
Official website www.upsc.gov.in

UPSC EPFO Exam Date & Timing 2025

The Commission has scheduled the Combined Recruitment Test (CRT) to be conducted in an offline, pen-and-paper-based format. Candidates must note that only those who qualify in the CRT and fulfil the required eligibility conditions will be shortlisted for the Interview round. The examination will be held on:

  • Date of Exam: 30th November 2025 (Sunday)
  • Session: Forenoon
  • Timing: 09:30 A.M. to 11:30 A.M.
  • Mode: Offline (OMR-based test)

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Selection Process for UPSC EPFO 2025

The selection procedure for both EO/AO and APFC posts will comprise two stages:

Combined Recruitment Test (CRT):

  • Maximum Marks: 300
  • Duration: 2 Hours
  • Mode: Offline (Objective-type questions)

Interview:

  • Maximum Marks: 100
  • Candidates who score the minimum qualifying marks in CRT and satisfy all eligibility norms will be invited for the interview.

Note: The final merit list will be prepared based on marks obtained in both stages combined, i.e., CRT (300 marks) + Interview (100 marks).

UPSC EPFO Minimum Qualifying Marks

The Commission has prescribed minimum qualifying marks for the interview stage, depending on the candidate’s category:

  • General/EWS: 50 marks and above
  • OBC: 45 marks and above (relaxed standards)
  • SC/ST: 40 marks and above (relaxed standards)
  • PwBD (all categories): 40 marks and above (relaxed standards)
  • These standards ensure fair opportunity while maintaining merit across categories.

UPSC EPFO Admit Card and Exam Venue

The UPSC EPFO Admit Card for the 2025 exam will be released soon, and candidates will be able to download it from the official UPSC website once the link becomes active. The admit card will include important details such as the exam venue, reporting time, and exam-day instructions. Candidates should review all information carefully to ensure they reach the correct centre on time without any confusion.

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NABARD Grade A Apply Online 2025 Started, Complete Guide to Fill Form at nabard.org

The NABARD Grade A Apply Online 2025 process has begun, and candidates can now submit their applications for 91 vacancies before the last date on 30 November 2025. The online form is available at nabard.org, and candidates must ensure they follow all instructions carefully while completing each step. With limited days left, it is advisable to apply early to avoid last-minute delays or technical issues.

NABARD Grade A Apply Online 2025 Started

The NABARD Grade A Apply Online 2025 process provides candidates with a straightforward and secure method to apply for one of India’s most sought-after banking positions. The online application portal at www.nabard.org will remain active from 08 November to 30 November 2025, giving aspirants ample time to complete their registration, document upload, and fee payment. NABARD has clearly stated that no other mode of application will be accepted, and candidates must fill the form in English only, though the examination and interview stages will have an option to choose Hindi.

NABARD Grade A Apply Online Link

Candidates can now access the NABARD Grade A Apply Online Link directly through the link provided below. By clicking on the “Apply Online” option under the Career Notices section, eligible aspirants can complete their registration, upload documents, and pay the application fee for NABARD Grade A 2025.

NABARD Grade A 2025: Click here to Apply Online

Are Your Preparing for NABARD Grade A Exam 2025??

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How to Apply Online for NABARD Grade A 2025

Eligible applicants are required to apply online only through NABARD’s official website. Follow the step-by-step process given below to complete the online application correctly:

Step 1: Visit the Official Website

Go to www.nabard.org and click on the “Career Notices” section. Then select the link for NABARD Grade A Recruitment 2025 and click on “Apply Online”.

Step 2: New Registration

  • Click on “Click Here for New Registration” to begin the process.
  • Enter your Name, Contact details, and Email ID.
  • A Provisional Registration Number and Password will be generated and displayed on the screen. Note these down carefully.
  • You will also receive an email and SMS with these login credentials.

Step 3: Fill Application Details

  • Use the “SAVE AND NEXT” option to fill your form step-by-step and review details before final submission.
  • Ensure that all entries such as name, father’s name, and date of birth match exactly with the details on your certificates and ID proof.
  • Once submitted, no changes will be allowed, so verify all details carefully before clicking “FINAL SUBMIT.”

Step 4: Upload Required Documents

Candidates must upload the following scanned documents as per NABARD’s specifications:

  • Photograph (4.5 cm × 3.5 cm, size 20KB–50KB)
  • Signature (Black ink, size 10KB–20KB; not in capital letters)
  • Left Thumb Impression (on white paper with blue/black ink, 20KB–50KB)
  • Handwritten Declaration in English only.
  • Ensure all files are clear, properly visible, and uploaded in .jpg/.jpeg format only.

Step 5: Application Fee Payment

The payment of fees can be made through Debit Cards, Credit Cards, Net Banking, IMPS, Cash Cards, or Mobile Wallets.

  • Wait for payment confirmation from the server; do not refresh the page.
  • On successful payment, an e-receipt will be generated. Save and print it for your records.
  • In case of payment failure, log in again and repeat the payment process.

Guidelines for Photograph, Signature & Document Upload for NABARD Grade A

Photograph

  • Should be a recent passport-sized color photo with a light background.
  • The face must be clearly visible, without sunglasses or shadows.
  • Religious headwear is allowed, but it must not cover the face.
  • Dimensions: 200 × 230 pixels, File Size: 20–50KB.

Signature

  • Must be in black ink on white paper.
  • Dimensions: 140 × 60 pixels, File Size: 10–20KB.
  • Signatures in capital letters will not be accepted.

Left Thumb Impression

  • Use black or blue ink on white paper.
  • File type: JPG/JPEG, 240 × 240 pixels, 20–50KB.
  • Must be clear and unsmudged.

Handwritten Declaration

  • Must be written in English using black ink on white paper.
  • File Size: 50–100KB.
  • Must be in the candidate’s own handwriting.

I, (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.

(For visually impaired candidates, the declaration can be typed and authenticated with a thumb impression.)

Important Instructions Before NABARD Grade A Registration

Before applying online, candidates must:

  • Keep scanned copies of their photo, signature, thumb impression, and handwritten declaration ready.
  • Ensure the photo and signature adhere to size and format specifications.
  • Use a valid email ID and mobile number that will remain active till the recruitment process concludes.
  • Avoid using capital letters for the signature.
  • Maintain clarity in all uploaded images — unclear or smudged uploads may lead to rejection.
  • Provide accurate details; mismatched information could disqualify the application.

NABARD Grade A Application Submission and Final Steps

After completing all sections, personal details, document upload, and fee payment, candidates must:

  • Review the entire form in the Preview section before clicking “Final Submit.”
  • Print the application form and e-receipt for future reference.
  • Close the browser securely after submission to ensure data safety.

Mistakes to avoid while applying for the NABARD Grade A

Here are a few key points candidates should keep in mind to ensure a smooth application process.

  • Avoid spelling errors in your name, date of birth, and personal details as they must match official documents.
  • Do not upload unclear or incorrect photographs, signatures, or scanned documents.
  • Double-check category, reservation details, and post preference before final submission.
  • Make sure the email ID and phone number entered are active and accessible for future communication.
  • Do not wait until the last day; heavy website traffic may cause login or submission issues.
  • Ensure payment is completed successfully and save the receipt for reference.
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SBI Clerk Mains Exam Analysis 2025, All Shifts Review

The SBI Clerk Mains 2025 exam is scheduled to be held tomorrow, 21 November 2025, and candidates across the country are fully focused on giving their best attempt. Since the mains exam plays a crucial role in final selection, having a clear idea of the difficulty levels, topic weightage. This article will be updated with shift-wise reviews to help aspirants compare performance and understand the overall difficulty of the exam.

SBI Clerk Mains Exam Analysis 2025

The SBI Clerk Mains exam evaluates candidates across multiple sections, and each section demands a balanced approach to secure a good score. Knowing the type of questions that are likely to appear helps reduce anxiety and boosts confidence on the exam day. With rising competition and changes in difficulty levels seen in previous years.

Also Download, SBI Clerk Mains Admit Card 2025

SBI Clerk Mains Exam Analysis 2025, All Shifts

The analysis for all shifts of the SBI Clerk Mains 2025 exam will be updated here once the shift-wise exam concludes.

SBI Clerk Mains Exam Analysis 2025, All Shifts
Shift Analysis Link
Shift 1 will be provided after the exam
Shift 2 will be provided after the exam

Expected Section-Wise Difficulty Level of SBI Clerk Mains

Below is the expected difficulty distribution based on recent exam trends and previous Clerk Mains papers.

  • Reasoning Ability & Computer Aptitude: Moderate to slightly difficult
  • Quantitative Aptitude: Moderate with a few lengthy DI sets
  • English Language: Easy to Moderate with tricky comprehension questions
  • General/Financial Awareness: Moderate but highly scoring with good preparation

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SBI Clerk Mains Previous Exam Analysis

In the following table, we have provided the questions/topics asked in the previous recruitment cycle.

SBI Clerk Mains Previous Exam Analysis: Questions Asked
Reasoning Ability Quantitative Aptitude English Language
Resultant based Arithmetic Reading Comprehension (Antibiotic)
Box Variable Pie Chart Data Interpretation Reading Comprehension (Political)
New Pattern Coding Line Graph Data Interpretation Reading Comprehension
Sequence Based Puzzle Caselet Data Interpretation With Venn Diagram Idioms
Year Based Puzzle Variable Number Series (Double Series) Misspellings
Linear Seating Arrangement Approximation Fillers
Critical Reasoning Quadratic Equation Error
Data sufficiency Quantity Comparison Starters
Machine Input Output (5 Step: Word & Number) Match the following
Coded Syllogism Miscellaneous

SBI Clerk Mains Final Exam-Day Tips

Here are some simple reminders for candidates appearing tomorrow.

  • Stay calm and focused throughout the exam.
  • Read questions carefully and avoid unnecessary guesswork.
  • Keep your admit card, ID proof, and stationery ready tonight.
  • Reach the exam centre early to avoid last-minute stress.
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Bank Mergers in India (1993–2025): Full List, History, and Impact on Banking Sector

Bank mergers in India between 1993 and 2025 have played a major role in shaping the country’s modern banking landscape, strengthening financial stability and improving operational efficiency. Over the years, several public and private sector banks have been merged to create larger, more resilient institutions capable of supporting India’s growing economy. These mergers were driven by regulatory reforms, technological needs, and the aim to create stronger balance sheets.

Bank Mergers in India (1993–2025): Full List

The journey of bank mergers in India from 1993 to 2025 reflects a deliberate effort to strengthen the country’s financial infrastructure. Over the years, several public and private banks were merged to improve capital capacity, enhance operational efficiency, and create institutions capable of meeting modern banking requirements. The following list highlights the major mergers that played a significant role in shaping India’s banking landscape during this period.

Here’s a complete look at the most significant mergers during this period:

Year Acquiring Bank Merged Bank(s) Type
1993 Punjab National Bank New Bank of India Public Sector
2008 HDFC Bank Centurion Bank of Punjab Private Sector
2010 ICICI Bank Bank of Rajasthan Private Sector
2017 State Bank of India 5 Associate Banks + Bharatiya Mahila Bank Public Sector
2019 Bank of Baroda Vijaya Bank & Dena Bank Public Sector
2020 Punjab National Bank Oriental Bank of Commerce & United Bank of India Public Sector
2020 Canara Bank Syndicate Bank Public Sector
2020 Union Bank of India Andhra Bank & Corporation Bank Public Sector
2020 Indian Bank Allahabad Bank Public Sector
2020 Yes Bank Restructured by RBI-led Consortium (SBI + others) Private Sector
2022 HDFC Bank HDFC Ltd Private Sector
2025 Yes Bank SMBC (Japan) acquired major stake Private Sector/Foreign Investment

History of Bank Mergers in India (1993–2025)

The history of bank mergers in India (1993–2025) reflects the evolution of a stronger and more resilient banking system. Starting with PNB–New Bank of India in 1993 to HDFC Bank–HDFC Ltd in 2022, each merger aimed to enhance efficiency, capital strength, and global competitiveness.

1. SBI and Its Associate Banks (2017)

The biggest merger in Indian banking history SBI combined with its five associate banks and Bharatiya Mahila Bank. This move made SBI one of the top 50 global banks and improved operational strength, though the integration took time due to massive employee and system realignment.

2. Bank of Baroda, Dena Bank & Vijaya Bank (2019)

This merger was India’s first-ever three-way amalgamation in the public sector. It created India’s second-largest PSB with a wider customer base, but required significant backend alignment.

3. 2020 PSB Merger Wave

Four large mergers reshaped the public banking map:

  • PNB became the second-largest PSB after merging OBC & United Bank.
  • Canara Bank merged with Syndicate Bank.
  • Union Bank merged with Andhra & Corporation Bank.
  • Indian Bank merged with Allahabad Bank.

These steps reduced the number of PSBs from 27 to 12, making them more efficient and competitive.

4. HDFC Ltd + HDFC Bank (2022)

This was a landmark private sector merger, combining housing finance and banking. It created a financial powerhouse with deep reach in both retail and corporate segments, setting a new benchmark for scale and innovation.

5. Yes Bank Rescue (2020–2025)

After facing a liquidity crisis, Yes Bank was revived by the RBI and a group of investors led by SBI. Later, Japan’s SMBC Group acquired a major stake in 2025, signaling growing global interest in Indian banking.

Why Did These Mergers Happen?

  1. To Create Stronger Banks: Many public sector banks were struggling with rising NPAs (bad loans). The government merged smaller PSBs into larger ones to strengthen their financial position.

  2. To Improve Efficiency: Mergers helped banks reduce duplication of services, save operational costs, and expand their reach under a unified system.

  3. To Handle Financial Stress: In cases like Yes Bank (2020), mergers and restructuring were necessary to protect depositors and prevent a banking crisis.

  4. To Compete Globally: Mergers like HDFC Ltd + HDFC Bank aimed to create larger entities capable of competing with global financial giants and supporting large-scale credit growth.

  5. Digital & Technological Integration: Combining systems helped banks adopt modern banking technologies faster, enhancing customer experience and data management.

Indian Public Sector Bank Merger

Indian Public Sector Banks (PSBs) have gone through many mergers in the last few years. These mergers happened mainly to make the banks stronger, reduce losses, and help the banking system work better. Some of the major Public Sector Bank mergers are:

  • In 2017, State Bank of India merged with its five associate banks (like State Bank of Patiala, State Bank of Mysore, etc.) and Bharatiya Mahila Bank. This made SBI one of the biggest banks in the world.
  • In 2019, Bank of Baroda merged with Dena Bank and Vijaya Bank. This was the first three-way merger in India.
  • In 2020, several big mergers happened:
    • Punjab National Bank merged with Oriental Bank of Commerce and United Bank of India.
    • Canara Bank merged with Syndicate Bank.
    • Union Bank of India merged with Andhra Bank and Corporation Bank.
    • Indian Bank merged with Allahabad Bank.

Note: After these mergers, the number of public sector banks in India has reduced. Now, the remaining banks are larger and can serve more customers. These changes also help the banks handle bad loans (NPAs) better and compete with private banks and international banks.

Impact of Bank Mergers on the Indian Banking Sector

Bank mergers have strengthened the Indian banking sector by improving capital adequacy, operational efficiency, and digital reach. However, they also brought integration challenges and reduced competition among public sector banks.

Positive Impacts

  • Larger and stronger balance sheets for funding infrastructure and large projects.
  • Improved capital adequacy and efficiency due to reduced duplication.
  • Wider customer base and digital reach across urban and rural India.
  • Better risk management and governance after consolidation.

Challenges

  • Integration of employees and systems often caused short-term disruptions.
  • Cultural differences between banks affected productivity initially.
  • Reduced number of PSBs also meant less competition in the sector.

Bank Maha Pack for IBPS, RRB & SBI Exams

Why Banking Aspirants Must Understand Bank Merger Trends

Bank mergers are a crucial part of India’s evolving financial landscape, and for banking aspirants, understanding these trends offers a clear advantage in exams and interviews. They not only strengthen conceptual clarity but also highlight an aspirant’s awareness of banking reforms and structural changes.

Why It Matters for Aspirants

  • Helps score better in Banking Awareness, GA, and Current Affairs sections.
  • Frequently asked in interviews, GD rounds, and descriptive writing.
  • Builds strong understanding of RBI policies, financial stability measures, and governance reforms.
  • Enhances knowledge of how banks operate post-merger hierarchy, operations, and customer services.
  • Shows examiners that the aspirant understands industry-wide changes and not just textbook concepts.
  • Helps analyze trends in vacancies, recruitment patterns, and organizational restructuring.

Key Drivers Behind Public Sector Bank Mergers

Public sector bank mergers in India have been driven by multiple critical factors:

  • High Non-Performing Assets (NPAs): Many PSBs struggled with rising bad loans, weakening their capital base and profitability.
  • Strengthening Financial Health: Mergers helped create larger banks with stronger balance sheets and better capital adequacy.
  • Improving Operational Efficiency: Consolidation reduced service duplication, lowered operational costs, and streamlined banking processes.
  • Economic Reforms and Global Competitiveness: Following financial sector reforms, fewer but stronger banks were needed to support India’s growing economy and compete internationally.
  • Rescue and Stability: Some mergers, such as Yes Bank’s restructuring, were aimed at protecting depositors and maintaining financial system stability.
  • Technological Integration: Mergers facilitated unified IT and digital banking platforms, accelerating modernization.

Impact on Customers and Banking Services

Mergers have significantly influenced customer experience and service delivery:

  • Expanded Branch and ATM Networks: Customers gained wider access to banking facilities across regions.
  • Improved Lending Capacity: Stronger merged banks could offer larger and more diverse credit facilities.
  • Digital Banking Growth: Combined resources enabled accelerated adoption of digital channels, mobile banking, and online services.
  • Product Innovation: Larger banks developed new financial products and services tailored to urban and rural needs.
  • Short-Term Disruptions: Initial system integration sometimes caused temporary inconveniences such as service delays.

IBPS Clerk Mains Exam Date 2025 Out for 15701 CSA Posts, Exam Pattern & Selection Process

The IBPS Clerk Mains Exam Date 2025 has been announced, and the exam is scheduled to be held on 29 November 2025 for candidates shortlisted from the prelims stage. This year, the IBPS Clerk vacancy has been revised to 15,701 CSA posts, giving aspirants a larger opportunity to secure a position in participating banks. With the mains exam approaching, candidates must now focus on understanding the updated exam pattern and the selection process to prepare effectively.

IBPS Clerk Mains Exam Date 2025 Out

The Institute of Banking Personnel Selection (IBPS) has confirmed that the IBPS Clerk Mains Exam 2025 will be conducted on 29 November 2025. With the prelims now over, qualified candidates should prioritize revising important topics, attempting mock tests, and improving time management to perform well in the mains. The IBPS Clerk Mains Admit Card 2025 is expected to be released about a week prior to the exam.

Also Check, IBPS Clerk Result 2025 Out

IBPS Clerk Mains Exam 2025: Overview

The IBPS Clerk Mains Exam 2025 will be conducted soon, as per the official schedule released by IBPS. The marks obtained in the Mains Exam will be considered for the final merit list. Here’s a quick look at the exam highlights. Below, we have given an overview of the IBPS Clerk 2025 Exam.

Particulars Details
Organization
Institute of Banking Personnel Selection (IBPS)
Post Name Customer Service Assistants (CSA)/ Clerk
Total Vacancies 15,701 (Revised) (10,696- Initial)
Exam Mode Online
Participating Banks 11 Public Sector Banks
Exam Dates
Mains: 29 Nov 2025
Selection Process Prelims and Mains
Education Qualification Graduate (Bachelor’s Degree)
Age Limit 20 to 28 years
Application Fees SC/ST/PwD: ₹175 General/OBC/EWS: ₹850
Official Website www.ibps.in

IBPS Clerk 2025 Important Dates

The official schedule for IBPS Clerk CRP-XV has been released along with the notification. Candidates must take note of all important dates to avoid missing any important deadlines.

IBPS Clerk 2025 Exam: Important Dates
Event Date
Prelims Exam Date 04 & 05 October 2025
Mains Exam Date 29 November 2025
Provisional Allotment April 2026

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Essential Preparation Plan for IBPS Clerk Mains 2025 Exam

To perform well in the IBPS Clerk Mains 2025 exam, candidates should follow a focused preparation plan. Below is the following plan that helps the candidates boost confidence and maximize their scores. The important steps include:

  • Practice full-length mock tests regularly to improve speed and accuracy.
  • Revise important topics from all subjects, especially high-weightage areas.
  • Focus on improving accuracy and developing a smart attempt strategy.
  • Stay updated with the latest banking, financial, and current affairs news.
  • Work on time management to complete each section efficiently.
  • Analyze previous mock tests to identify weak areas and improve them.

IBPS Clerk Notification 2025

IBPS has released the IBPS Clerk 2025 notification for its 15th Common Recruitment Process (CRP). This IBPS Clerk will fill clerk posts in banks across different states and union territories. Candidates should check the eligibility criteria before applying.

IBPS Clerk Notification 2025: Download PDF

IBPS Clerk 2025 Vacancy

For IBPS Clerk Recruitment 2025-26, there are 15701 vacancies available. These are divided state-wise and category-wise, so candidates can apply based on their location and language preference. States like Uttar Pradesh, Maharashtra, and others have the highest number of openings. Complete state-wise IBPS Clerk Vacancy 2025 details are provided below.

State/ UT Inital Vacancies Revised Vacancies Revised Vacancies (15 Nov 2025)
Andaman & Nicobar 13 15 16
Andhra Pradesh 367 409 462
Arunachal Pradesh 22 36 41
Assam 204 373 397
Bihar 308 748 760
Chandigarh 63 13 15
Chhattisgarh 214 298 314
Dadra & Nagar Haveli and Daman & Diu 35 43 44
Delhi 416 279 279
Goa 87 90 104
Gujarat 753 860 1109
Haryana 144 181 188
Himachal Pradesh 114 121 134
Jammu & Kashmir 61 75 76
Jharkhand 106 177 268
Karnataka 1170 1248 1386
Kerala 330 342 354
Ladakh 5 7 8
Lakshadweep 7 7 7
Madhya Pradesh 601 755 958
Maharashtra 1117 1144 1634
Manipur 31 43 48
Meghalaya 18 19 17
Mizoram 28 29 29
Nagaland 27 34 34
Odisha 249 479 572
Puducherry 19 24 26
Punjab 276 313 383
Rajasthan 328 394 408
Sikkim 20 22 25
Tamil Nadu 894 1161 1217
Telangana 261 302 362
Tripura 32 59 56
Uttar Pradesh 1315 2346 2781
Uttarakhand 102 95 103
West Bengal 540 992 1086
Total 10,277 13533 15,701

IBPS Clerk Vacancy 2025 (Increased): Notice (as on 15 Nov 2025)

IBPS Clerk Vacancy Comparison Year-Wise

If you have been tracking IBPS Clerk recruitment for the past few years, you would know that the number of vacancies never remains the same. However, there is a positive update for 2025 this year’s notification shows a significant increase in the number of vacancies compared to previous years. To help you understand this trend better, we have shared the year-wise vacancies comparison below.

GA Capsule for SBI Clerk Mains 2025, Download PDF_20.1

IBPS Clerk 2025 Application Form

The registration window for IBPS Clerk 2025, which was opened for 15701 clerical posts in public sector banks, has officially closed. With applications now finalized, candidates should shift their focus entirely to preparing for the exams. Prioritizing topic revision, practicing mock tests, and strengthening problem areas will be key to performing well in both the Preliminary and Mains stages.

Click Here to Apply for IBPS Clerk Apply Online 2025: Over

IBPS Clerk 2025 Last Date Extension Notice

IBPS Clerk 2025 Online Form Correction Edit Window

The correction window for IBPS Clerk 2025 applications has now closed. Candidates had the chance to update their submitted forms between 2nd and 3rd September 2025 by paying a correction fee of ₹200. With the application and correction phases completed, aspirants should now focus entirely on their preparation for the Preliminary and Mains exams.

IBPS Clerk 2025 Online Form Correction Window Notice: Now Closed

IBPS Clerk Handwritten Declaration Guidelines

For the IBPS Clerk 2025 application process, every candidate must upload a handwritten declaration in their own handwriting. This step is compulsory as it serves as a confirmation that the details entered and the documents submitted are authentic. Any mistake whether in the format, wording, or file specifications can lead to the rejection of the application. The declaration should contain the following statement, written exactly as prescribed:

I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”

IBPS Clerk 2025 Eligibility Criteria

To apply for the IBPS CRP Clerks-XV, candidates must meet the following eligibility requirements:

Age Limit (as on 01.08.2025): Candidates must have been born not earlier than 02.08.1997 and not later than 01.08.2005 (both dates inclusive).

  • Minimum: 20 years
  • Maximum: 28 years

Educational Qualification (as on 21.08.2025): Applicants must hold a Graduation degree in any discipline from a university recognised by the Government of India.

Must possess a valid degree certificate or mark sheet indicating graduation status at the time of online registration. Must enter percentage of marks while applying.

Computer Literacy: Knowledge of computer operations is essential. Candidates must have:

  • A certificate/diploma/degree in computer operations, OR
  • Studied Computer/IT as a subject at high school/college/institute level.

Credit History Requirement: Candidates must maintain a healthy credit history with an acceptable credit score as per the norms of participating banks.

If CIBIL status is not updated before joining, candidates must submit No Objection Certificates (NOCs) from lenders confirming no outstanding dues. Banks reserve the right to withdraw or cancel the offer in case of adverse credit records.

IBPS Clerk 2025 Application Fees

The application fee must be paid online between 01.08.2025 and 21.08.2025:

  • SC/ST/PwBD/ESM/DESM: ₹175/-
  • All Other Categories: ₹850/-

IBPS Clerk Mains Exam Pattern Revised

The IBPS Clerk Mains Exam is the final stage of selection for the Customer Service Associate (Clerk) posts. It checks the candidate’s knowledge in reasoning, maths, English, computer, and financial awareness. The exam follows a revised pattern introduced in 2025.

IBPS Clerk 2025 Mains Exam Pattern 
Total Questions 190
Total Marks 200
Duration 120 minutes (2 hours)
Sections
– Reasoning Ability & Computer Aptitude- English Language- Quantitative Aptitude- General/Financial Awareness
Mode of Exam Online (Computer-Based Test)
Type of Questions Objective (Multiple Choice Questions)
Language of Exam English & Hindi (except English section)
Negative Marking
0.25 marks deducted for each wrong answer
Qualifying Criteria
Marks of mains exam are considered for final selection
Key Tip
Focus on speed, accuracy, and time management during each section

Changes Introduced in IBPS Clerk 2025 Notification

IBPS has introduced some notable changes this year for the recruitment of candidates for the clerical post. These are the following changes:

Post Renamed: The designation “Clerk” is now officially renamed as Customer Service Associate.

Detailed Pay Scale Announced: IBPS has published a full consolidated pay scale for the first time. Basic Pay: ₹24,050 – ₹64,480 with structured increments.

Revised Mains Exam Pattern: Number of questions reduced from 190 to 155. Duration reduced from 160 to 120 minutes.

Mandatory Local Language Proficiency Test: Applicants must be able to read, write, speak, and understand the local language of the State/UT applied for. Exempted if the local language was studied in the 10th grade or above.

DigiLocker Integration: Candidates can auto-fetch Aadhaar and academic certificates via DigiLocker. Eases and speeds up the document upload process.

New Edit Window Feature: A separate edit window will be provided post-registration. Allows corrections beyond the standard registration period.

Major Changes in IBPS Clerk 2025 Exam

IBPS Clerk 2025 Selection Process

The recruitment process of IBPS Clerk 2025 is completed in several stages the main stages is two like prelims and mains. Candidates have to clear each stage to move forward in the selection process. The detailed procedure is as follows:

Preliminary Exam (Prelims): The first stage is the Preliminary Examination, which acts as a screening test. Candidates need to score the minimum qualifying marks and sectional cut-offs to get shortlisted for the Mains exam.

Main Examination (Mains): Candidates who qualify the preliminary exam and appear for the main exam. This stage is important as the final merit list is prepared based on the main exam marks only. Candidates must score high marks to increase their chances of selection.

Language Proficiency Test (LPT): After the mains exam, the selected candidates may have to appear for a Language Proficiency Test (LPT). This test ensures that the candidates are proficient in the official/local language of the state or union territory to which they have been allotted. Failure to clear this test may result in disqualification of the candidate.

Document Verification (DV): The final stage of the recruitment is Document Verification (DV). Here, candidates must present their original documents such as educational certificates, identity proof, caste/category certificates (if applicable), and other required papers. Only after successful verification will candidates receive the appointment letter.

Local Language Proficiency Test in IBPS Clerk 2025 Exam

The Local Language Proficiency Test (LLPT) for IBPS Clerk 2025 is conducted after the Mains exam and before the final joining. It assesses a candidate’s ability to read, write, speak, and understand the local language of the state they applied for.

  • The Local Language Test (LLPT) is held after the Mains exam and before final joining.
  • This test is just to check the ability to read, write, speak and understand the local language of the state the candidate applied for.
  • If the candidate studied the local language in Class 10 or above and has a mark sheet or certificate, they are exempted from the test.
  • If the candidates do not clear the local language test, then their selection will be canceled.
  • The test is mandatory unless the candidates meet the exemption criteria.

IBPS Clerk Pre-Exam Training

IBPS may conduct Pre-Examination Training (PET) for candidates belonging to SC, ST, or Religious Minority Communities at selected centres, as per the guidelines of the Government of India. This training is meant to help eligible candidates better understand the exam process and boost their confidence before the actual test. Those interested in attending must select the relevant option while filling out the online application form. It’s important to note that the training will be conducted at the candidates’ own expense.

IBPS Clerk 2025 Syllabus

The IBPS Clerk exam has two stages Prelims and Mains. The questions come from English, Reasoning, Maths, Computer Knowledge, and General Awareness. So, below we have discuss the syllabus for the IBPS Clerk 2025 exam.

Subject Topics Covered
English Language
Reading Comprehension, Cloze Test, Fill in the Blanks, Spotting Errors, Sentence Improvement, Fillers
Numerical Ability
Number Series, Simplification, Approximation, Data Interpretation, Quadratic Equations, Data Sufficiency, Number System, Miscellaneous Problems
Reasoning Ability
Puzzles, Seating Arrangement, Syllogism, Inequality, Blood Relations, Direction Sense, Coding-Decoding, Order & Ranking
Computer Knowledge
Computer Basics, History & Generation, Hardware & Software, Operating System, MS Office, Shortcuts, Internet, Networking, DBMS, Security
General Awareness
Banking Awareness, Financial Awareness, Government Schemes, Current Affairs (last 6 months), Static GK

IBPS Clerk Salary

The IBPS Clerk post offers a decent starting salary along with multiple allowances and benefits.

  • Initial Basic Pay: ₹24,050 per month
  • Pay Scale: ₹24,050-₹64,480
  • Gross Monthly Salary: ₹40,000 (approx.), depending on posting location
  • Allowances Included: Dearness Allowance (DA), House Rent Allowance (HRA), Transport Allowance, Special Allowance & other allowances
  • Increments: Regular annual increments and timely promotions as per bank norms
  • Perks: Job stability, pension benefits under NPS, medical benefits, and paid leave facilities

Application Edit Window Introduced

For the first time, IBPS introduced a separate “Edit Window” in the Clerk 2025 application process. This feature allowed candidates to review and correct their submitted forms after registration, ensuring their details were accurate. The edit window was available only once, so applicants needed to use it carefully.

Topics to Focus on for IBPS Clerk Mains Exam 2025

1. Reasoning Ability & Computer Aptitude

  • Puzzle and Seating Arrangement (Linear, Circular, Floor-based, Box-based)
  • Data Sufficiency and Logical Reasoning
  • Syllogism, Inequality, and Coding-Decoding
  • Blood Relations, Input-Output, and Machine Input
  • Computer Fundamentals, Networking, MS Office, and Internet Basics

2. Quantitative Aptitude

  • Data Interpretation (Table, Bar, Pie, Line Graphs, Caselets)
  • Arithmetic Problems (Profit & Loss, Time & Work, Time & Distance, Ratio, and Mixture)
  • Quadratic Equations and Simplification/Approximation
  • Data Sufficiency and Number Series
  • Mensuration and Probability (basic-level questions)

3. English Language

  • Reading Comprehension (Economy, Banking, and Social Topics)
  • Cloze Test, Para Jumbles, and Sentence Rearrangement
  • Error Detection and Sentence Improvement
  • Vocabulary: Synonyms, Antonyms, and Word Usage
  • Fill in the Blanks and Grammar-based Questions

4. General/Financial Awareness

  • Current Affairs (last 6 months—banking, economy, and national news)
  • Static Banking Awareness: RBI functions, monetary policy, and key financial terms
  • Recent Government Schemes, Budget & Economic Survey highlights
  • Banking & Insurance Sector Updates
  • Headquarters of Banks, Taglines, and Important Appointments

5. Data Analysis and Interpretation (Advanced DI)

  • Caselet DI and Mixed Graphs
  • Missing Data Interpretation
  • Ratio-based and Percentage-based DI questions

IBPS Clerk 2025 Exam Centres

The IBPS Clerk examination is conducted across various states and union territories in India, with designated centres for both the Preliminary and Main exams. To help candidates plan their preparation and logistics, this table lists all the examination centres by state, making it easy to identify where each stage of the exam will be held. Whether you are appearing for the Prelims or the Mains, this guide ensures you know your nearest centre in advance.

Andaman & Nicobar

  • Preliminary: Port Blair
  • Main: Port Blair

Andhra Pradesh

  • Preliminary: Anantapur, Eluru, Guntur, Vijayawada, Kadapa, Kakinada, Kurnool, Nellore, Ongole, Rajahmundry, Srikakulam, Tirupati, Visakhapatnam, Vizianagaram
  • Main: Guntur, Vijayawada, Kakinada, Nellore, Rajahmundry, Tirupati, Visakhapatnam

Arunachal Pradesh

  • Preliminary: Naharlagun, Papumpare
  • Main: Naharlagun, Papumpare

Assam

  • Preliminary: Dibrugarh, Guwahati, Jorhat, Silchar, Tezpur
  • Main: Guwahati, Silchar

Bihar

  • Preliminary: Arrah, Bhagalpur, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea, Samastipur
  • Main: Arrah, Bhagalpur, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea, Samastipur

Chandigarh

  • Preliminary: Chandigarh/Mohali
  • Main: Chandigarh/Mohali

Chhattisgarh

  • Preliminary: Bhilai Nagar, Bilaspur, Durg, Raipur
  • Main: Bhilai Nagar, Raipur, Bilaspur

Dadra & Nagar Haveli / Daman & Diu

  • Preliminary: Surat, Jamnagar
  • Main: Surat, Jamnagar

Delhi NCR

  • Preliminary: Delhi/New Delhi, Delhi NCR, Faridabad, Ghaziabad
  • Main: Delhi/New Delhi, Delhi NCR, Faridabad, Ghaziabad

Goa

  • Preliminary: Panaji
  • Main: Panaji

Gujarat

  • Preliminary & Main: Ahmedabad, Gandhinagar, Anand, Bhavnagar, Jamnagar, Mehsana, Rajkot, Surat, Vadodara

Haryana

  • Preliminary: Ambala, Faridabad, Fatehabad, Gurugram, Hisar, Karnal, Panipat
  • Main: Ambala, Faridabad, Gurugram, Hisar, Karnal, Panipat

Himachal Pradesh

  • Preliminary: Bilaspur, Hamirpur, Kangra, Mandi, Kullu, Shimla, Solan, Una
  • Main: Bilaspur, Hamirpur, Kangra, Mandi, Shimla, Solan, Una

Jammu & Kashmir

  • Preliminary: Baramulla, Jammu, Kathua, Samba, Srinagar
  • Main: Jammu, Srinagar, Baramulla

Jharkhand

  • Preliminary: Bokaro, Dhanbad, Hazaribagh, Jamshedpur, Ranchi
  • Main: Dhanbad, Hazaribagh, Jamshedpur, Ranchi

Karnataka

  • Preliminary & Main: Bengaluru, Belgaum, Bellary, Bidar, Davangere, Dharwad, Gulbarga (Kalaburagi), Hassan, Hubli, Mangalore, Mysore, Shimoga (Shivamogga), Udupi

Kerala

  • Preliminary: Alappuzha, Kannur, Ernakulam, Kollam, Kottayam, Kozhikode, Malappuram, Palakkad, Thiruvananthapuram, Thrissur
  • Main: Alappuzha, Ernakulam, Kollam, Kottayam, Kozhikode, Malappuram, Thiruvananthapuram, Thrissur

Ladakh

  • Preliminary & Main: Leh, Kargil

Lakshadweep

  • Preliminary & Main: Kavaratti

Madhya Pradesh

  • Preliminary: Bhopal, Gwalior, Indore, Jabalpur, Sagar, Satna, Ujjain
  • Main: Bhopal, Indore, Gwalior, Jabalpur, Satna, Ujjain

Maharashtra

  • Preliminary: Ahmednagar, Akola, Amravati, Aurangabad, Chandrapur, Jalgaon, Kolhapur, Latur, Mumbai, Nagpur, Nanded, Nandurbar, Nashik, Pune, Ratnagiri, Sangli, Satara, Solapur, Thane, Wardha
  • Main: Ahmednagar, Akola, Amravati, Aurangabad, Chandrapur, Jalgaon, Kolhapur, Mumbai, Nagpur, Nanded, Nashik, Pune, Ratnagiri, Sangli, Satara, Solapur, Thane, Wardha

Manipur

  • Preliminary: Imphal, Kakching, Churachandpur
  • Main: Imphal

Meghalaya

  • Preliminary & Main: Shillong, Tura

Mizoram

  • Preliminary & Main: Aizawl

Nagaland

  • Preliminary & Main: Kohima

Odisha

  • Preliminary: Balasore, Berhampur (Ganjam), Bhubaneswar, Cuttack, Dhenkanal, Rourkela, Sambalpur
  • Main: Balasore, Bhubaneswar, Cuttack, Rourkela, Sambalpur

Puducherry

  • Preliminary & Main: Puducherry

Punjab

  • Preliminary: Amritsar, Bhatinda, Ferozepur, Jalandhar, Ludhiana, Mohali, Pathankot, Patiala
  • Main: Amritsar, Bhatinda, Jalandhar, Ludhiana, Mohali, Patiala

Rajasthan

  • Preliminary & Main: Ajmer, Alwar, Bikaner, Jaipur, Jodhpur, Kota, Sikar, Udaipur

Sikkim

  • Preliminary & Main: Gangtok

Tamil Nadu

  • Preliminary: Chennai, Coimbatore, Dharmapuri, Dindigul, Erode, Kancheepuram, Krishnagiri, Madurai, Namakkal, Nagercoil, Perambalur, Pudukkottai, Ramanathapuram, Salem, Sivagangai, Thanjavur, Theni, Thiruvallur, Thoothukudi, Tirunelveli, Tirupur, Tiruvannamalai, Tiruvarur, Vellore, Villupuram, Virudhunagar
  • Main: Chennai, Coimbatore, Dindigul, Erode, Kancheepuram, Madurai, Nagercoil, Namakkal, Salem, Thanjavur, Theni, Thiruvallur, Thoothukudi, Tirunelveli, Tirupur, Vellore, Villupuram, Virudhunagar

Telangana

  • Preliminary: Hyderabad, Karimnagar, Khammam, Warangal
  • Main: Hyderabad, Karimnagar

Tripura

  • Preliminary & Main: Agartala

Uttar Pradesh

  • Preliminary: Agra, Aligarh, Ayodhya, Gorakhpur, Jhansi, Kanpur, Lucknow, Meerut, Moradabad, Muzaffarnagar, Noida/Greater Noida, Prayagraj, Varanasi
  • Main: Agra, Aligarh, Gorakhpur, Jhansi, Kanpur, Lucknow, Meerut, Moradabad, Muzaffarnagar, Prayagraj, Varanasi

Uttarakhand

  • Preliminary & Main: Dehradun, Haldwani, Haridwar, Roorkee

West Bengal

  • Preliminary: Asansol, Durgapur, Greater Kolkata, Hooghly, Howrah, Kalyani, Siliguri, Shrirampur, Bankura
  • Main: Asansol, Durgapur, Greater Kolkata, Hooghly, Howrah, Kalyani, Siliguri

IBPS Clerk Previous Year Question Papers

Candidates preparing for the IBPS Clerk exam can benefit greatly from practising IBPS Clerk Previous Year Question Papers. These papers give a clear idea of the exam pattern, types of questions asked, and difficulty level. By solving them, aspirants can identify their strengths and weaknesses, improve time management, and boost confidence. Downloadable PDFs of past papers make it easy to practice anytime, helping candidates prepare effectively for both the Preliminary and Main exams.

IBPS Clerk Mains Exam 2025 – Key Preparation Tips

To score well in the IBPS Clerk Mains Exam 2025, candidates must follow a smart and consistent preparation plan. Here are some useful tips:

  • Revise regularly – Focus on important topics from Reasoning, Quant, and English.
  • Attempt mock tests daily to build accuracy and speed.
  • Work on weak areas using previous year papers.
  • Stay updated with current affairs and financial news for the GA section.
  • Manage time during practice to adapt to sectional timing.

IBPS Clerk Previous Year Cut Off

The IBPS Clerk Cut Off is the minimum score needed to pass each stage of the exam. These scores changes every year depending on things like the number of candidates, vacancies and how difficult the exam is. For the Prelims stage, IBPS releases state-wise cut-off marks in which candidates must score equal to or more than the cut-off to qualify for the next round. Below we have given the state wise Previous Year cut off marks for IBPS Clerk 2025.

State/UT Cut Off (UR)
Karnataka 65.75
Odisha 86.75
Gujarat 77.25
Jharkhand 83.5
Bihar 79.5
Jammu & Kashmir 86.25
West Bengal 87.75
Assam 83.75
Andhra Pradesh 77.5
Madhya Pradesh 80
Tripura 80.25
Rajasthan 83.25
Punjab 81.25
Himachal Pradesh 86.75
Maharashtra 73
Chandigarh 81.5
Haryana 83
Arunachal Pradesh 71
Delhi 80.75
Uttar Pradesh 79

IBPS Clerk 2025 Promotion and Career Growth

There are plenty of professional growth opportunities available for IBPS Clerks in the banking sector. Promotions are based on performance, experience and internal exams conducted by the bank. Clerks can move up in two main ways:

Normal/Seniority- Based on years of service and internal performance, a clerk can be promoted to the officer cadre without appearing in any written examination, though interview and performance review may be conducted.

Merit/Fast-track- Clerks can appear for internal promotion exams after completing a minimum of 3 years of service (some banks require 2 years for exceptional performance). Clearing these exams can lead to quick promotion.

Promotion:

Clerk

 ↓

Officer (PO/Assistant Manager)

 ↓

Deputy Manager

 ↓

Branch Manager

 ↓

Senior Branch Manager

 ↓

Chief Manager

 ↓

Assistant General Manager

 ↓

Deputy General Manager

 ↓

General Manager

A candidate’s final position is not guaranteed and depends on several key factors:

  • Performance and Seniority: Promotions are based on a combination of a candidate’s work performance, experience, and seniority within the bank.
  • Internal Exams: To advance, clerks must typically clear internal written exams and interviews.
  • Professional Certifications: Obtaining professional diplomas like JAIIB and CAIIB from the Indian Institute of Banking and Finance can significantly fast-track a clerk’s career progression and increase their chances of promotion.
  • Dedication and Skill Development: Continuous learning, participating in training initiatives, and improving skills in various banking functions are crucial for upward mobility.

IBPS Clerk Joining Process

After the final results and provisional allotment, selected candidates begin the joining process. They first receive their appointment letter from the allotted bank, which confirms their selection. Following this, candidates must complete essential formalities such as document verification and a medical check-up. Once these steps are successfully completed, candidates officially join as a clerk and enter their probation period, marking the start of their banking career.

IBPS Clerk Training Period

Before taking on regular duties, newly selected clerks undergo a training or induction program designed to familiarize them with banking operations. The training covers areas such as customer handling, software usage, and day-to-day banking tasks. The duration of training varies from bank to bank, typically lasting from a few days to a few weeks. This period ensures that clerks are well-prepared to perform their responsibilities.

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Simplification & Approximation – Must-Know Techniques

Simplification and Approximation are among the most high-scoring and time-saving topics in the Quantitative Aptitude section of banking exams like SBI PO, IBPS PO, Clerk, RRB, Insurance exams, and various competitive tests. These questions are designed to test a candidate’s numerical agility, calculation speed, and ability to apply smart tricks rather than traditional long methods. With the right techniques and consistent practice, anyone can master these topics and solve questions within seconds.

Must-Know Techniques for Simplification

Simplification & Approximation are essential Quant topics that help candidates solve numerical problems quickly using arithmetic rules, rounding techniques, and mental math shortcuts. These questions test calculation speed and decision-making, making them some of the highest-scoring parts of banking and competitive exams. By mastering BODMAS, number splitting, rounding off, and estimation tricks, aspirants can easily solve problems within seconds and significantly boost their overall Quantitative Aptitude performance.

Apply BODMAS Rule

Always follow:
Brackets → Orders → Division → Multiplication → Addition → Subtraction

Use Number Splitting

Break big numbers into simpler parts.
Example:
289 + 336 → (300 – 11) + (300 + 36)

Learn Efficient Multiplication Tricks

  • 11 × 34 = 374

  • (a + b)(a – b) = a² – b²

Master Square and Cube Shortcuts

Memorize squares up to 30 and cubes up to 20 for faster solving.

Use Fraction to Decimal Conversions

Common conversions like:
1/8 = 0.125, 1/6 = 0.166, 3/4 = 0.75

Must-Know Techniques for Approximation

Approximation is one of the most scoring topics in banking exams, and mastering a few smart techniques can significantly boost your speed. The key strategies include rounding numbers to the nearest tens or hundreds, breaking complex values into simpler parts, using benchmark values for quick estimation, and applying fraction-to-percentage shortcuts to avoid lengthy calculations.

Round Off Numbers Smartly

Example:
72.89 ≈ 73
159.2 ≈ 160

Approximate Fractions

13/29 ≈ 0.45
96/21 ≈ 4.5

Ignore Insignificant Values

In large expressions, small decimals hardly impact the final answer.

Avoid Over-Approximation

Keep rounding controlled so you don’t drift too far from correct option.

Choose the Closest Option

Approximation is used mainly when options are widely spaced.

Examples for Better Understanding

Understanding the difference between simplification and approximation becomes easier when you break problems into smaller steps. Simplification focuses on solving the exact value, while approximation helps you estimate answers quickly by using nearby perfect numbers. These techniques save time during competitive exams and improve accuracy under pressure.

Simplification Example

Q: 47 × 12 – 96 ÷ 4
A: 47 × 12 = 564
96 ÷ 4 = 24
564 – 24 = 540

Approximation Example

Q: √198 ≈ ?
198 is close to 196
√196 = 14

Tips to Improve Speed in Quant Section

Improving speed in Quantitative Aptitude is crucial for banking exams, where every second counts. With the right strategies, shortcuts, and regular practice, you can solve questions faster, minimize errors, and boost your overall score. Here are some effective tips to enhance your speed in Quant.

Master Shortcuts & Tricks: Learn Vedic Maths techniques, simplification tricks, and shortcut formulas for squares, cubes, percentages, and ratios. Practice multiplication, division, and fraction tricks to save precious seconds.

Focus on High-Scoring Topics: Prioritize topics like Simplification, Data Interpretation, Number Series, Profit & Loss, SI/CI, and Ratio & Proportion. Avoid spending too much time on low-frequency, time-consuming topics during exams.

Daily Practice with Timers: Solve sets of 10–15 questions in a timed environment. Gradually reduce the time to simulate actual exam pressure and improve decision-making speed.

Analyze Mistakes: After every practice session, review errors carefully. Identify patterns in mistakes, calculation errors, misreading questions, or slower approaches and work on them.

Memorize Key Formulas: Keep a formula notebook and revise daily. Focus on compound interest, speed-distance-time, work & time, and geometry formulas for quick recall.

Practice Mental Calculations: Reduce dependency on paper for basic arithmetic. Practice adding, subtracting, multiplying, and dividing numbers mentally to save time.

Regular Mock Tests: Take weekly full-length Quant mocks to build speed and stamina. Track your progress: see how many questions you can solve correctly within the allotted time.

Learn tables up to 20: Memorize squares, cubes, and percentages. Practice mental math daily. Use Vedic maths shortcuts where useful. Solve sectional quizzes regularly

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UPSC EPFO Admit Card 2025 at upsc.gov.in, Download Hall Ticket Link

Union Public Service Commission (UPSC) is about to release the UPSC EPFO ​​Admit Card 2025, covering both EO/AO and APFC positions. Aspirants scheduled to take the exam on 30th November 2025 can access their hall tickets by logging in to the official UPSC portal, upsc.gov.in, using their registration credentials. Given the intense competition and limited openings, candidates are focusing on thorough preparation to secure a place.

UPSC EPFO Admit Card 2025

For the UPSC EPFO Recruitment 2025, a total of 230 openings are available for EO/AO and APFC posts. These roles offer rewarding career paths in the Employees’ Provident Fund Organisation, making them highly sought after. As the exam date nears, aspirants must obtain their hall tickets in advance and ensure that all information is accurate.

UPSC EPFO Call Letter 2025: Overview

The examination tests candidates on various topics related to general awareness, reasoning, and labour sector knowledge. A clear understanding of the syllabus enhances performance.

UPSC EPFO Admit Card 2025
Organization Union Public Service Commission
Exam Name UPSC EPFO Recruitment 2025
Post Enforcement Officer/Accounts Officer and Assistant Provident Fund Commissioner
Vacancy 230
Category Admit Card
Status Release Soon
 Admit Card 2025 Release Date Third week of November
Exam Date 30 November 2025
Selection Process Written Exam & Interview
Official Website www.upsc.gov.in.

UPSC EPFO Admit Card 2025 Download Link

The admit card for UPSC EPFO 2025 will soon be released on the official UPSC website. Candidates can also use the direct link below to quickly reach the login page. To download the hall ticket, aspirants need to provide their registration ID, date of birth, or roll number. It is recommended to download the admit card well in advance to check all details and avoid last-minute issues.

UPSC EPFO Admit Card 2025: Link will be Active soon

Test Prime

Details Printed on the UPSC EPFO Admit Card 2025

The admit card contains important information that candidates must check carefully. Any error should be corrected immediately through UPSC’s support channels.

  • Candidate’s name and roll number
  • Photograph and signature
  • Exam date, time, and session
  • Reporting time and exam centre address
  • Instructions for exam-day conduct
  • Required documents to carry

Important Instructions for UPSC EPFO Exam Day

UPSC follows strict rules to maintain fairness and security during the exam. Candidates must read all instructions thoroughly before leaving for the centre.

  • Arrive at the venue well before reporting time
  • Carry a printed admit card and a valid photo ID
  • Avoid carrying mobile phones, electronic items, notes, or bags
  • Follow the seating arrangement and invigilator instructions
  • No candidate will be allowed entry after gate closure
  • Dress modestly and avoid prohibited accessories

Documents Required for UPSC EPFO Exam 2025

Candidates must carry the following documents to the UPSC EPFO examination center. Failing to produce any of the required items may lead to denial of entry.

  • Printed Admit Card: A clear, printed copy of the UPSC EPFO 2025 hall ticket.
  • Valid Photo Identity Proof (original): Choose any one of the following:
    • Aadhaar Card
    • PAN Card
    • Passport
    • Voter ID
    • Driving License
    • Any other government-issued photo ID
  • Passport-Size Photograph: A recent photograph (same as uploaded in the application form) for verification purposes.
  • PwD Certificate (if applicable): Candidates claiming reservation under the Persons with Disabilities category must carry the certificate.
  • Other Supporting Documents (if mentioned): Any additional documents specified in the admit card or official instructions.

Tips for Last-Week Preparation of UPSC EPFO Exam

With limited days left, candidates must revise smartly and avoid unnecessary stress. Focusing on high-weight topics can improve the overall score.

  • Solve previous-year papers and mock tests
  • Revise labour laws and basic governance topics
  • Strengthen reasoning speed and accuracy
  • Avoid learning new topics at the last moment
  • Prepare the admit card, route plan, and documents in advance
Related Posts
UPSC EPFO Enforcement Officer Syllabus UPSC EPFO APFC Syllabus
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IBPS Clerk Prelims Result 2025 Out at ibps.in, Direct Result Link Here

The Institute of Banking Personnel Selection (IBPS) has released the IBPS Clerk Prelims Result 2025 on its official website on 20 November 2025. Candidates who appeared for the IBPS Clerk Prelims Exam can now check their results. Aspirants can verify their qualifying status and download their IBPS Clerk Prelims Result 2025 through the direct link provided below.

IBPS Clerk Prelims Result 2025 Out

The IBPS Clerk Prelims Exam 2025 was conducted on 4 and 5 October 2025. Candidates who successfully clear this stage will advance to the IBPS Clerk Mains exam, which is crucial for the final selection. Aspirants should now focus on strengthening their preparation for the IBPS Clerk Mains Exam 2025 to enhance their prospects of achieving a successful result.

IBPS Clerk Prelims Result 2025 Overview

After the IBPS Clerk Result, the state-wise cut-off and score card marks will be released soon, helping candidates assess their chances of advancing further. Here are the brief summary of IBPS Clerk 2025.

  • Organization: Institute of Banking Personnel Selection (IBPS)
  • Exam Name: IBPS Clerk 2025
  • Post: Clerk
  • Vacancy: 15,701
  • Category: Result
  • Status: Released
  • Result 2025 Release Date: 20 November 2025
  • Next Step: Mains Examination
  • Mains Exam Date: 29 November 2025
  • Selection Process: Prelims & Mains
  • Official Website: www.ibps.in
  • Official Updates Channel: Join WhatsApp Channel

IBPS Clerk Prelims Result 2025 Download Link

Those who appeared for the IBPS Clerk Prelims Exam 2025 can now check their results online. Simply visit the official IBPS website or use the direct link provided below. To access your result, you will need to enter your registration number and date of birth. It is advisable to download and keep a copy of your result for your records and future reference. The direct link to view the IBPS Clerk Prelims Result 2025 is available below for easy access.

IBPS Clerk Prelims Result 2025 link- Click Here to Check

IBPS Clerk Prelims Result 2025 Out!!! Share your results with us!

GA Capsule for SBI Clerk Mains 2025, Download PDF_3.1

How to Check IBPS Clerk Prelims Result 2025

Candidates can follow these steps to check their IBPS Clerk Prelims Exam 2025 Result:

  • Go to the official IBPS website: www.ibps.in.
  • Navigate to the “CRP Clerical” or “IBPS Clerk” section on the homepage.
  • Look for the link titled “CRP-Clerical>> Common Recruitment Process for Clerical Cadre XV” and click on it.
  • Enter your roll number/registration number and date of birth/password.
  • Complete the captcha verification and click on “Submit.”
  • Your result will appear on the screen. Review it carefully.
  • Download a copy of the result and save or print it for future reference.

What’s Next After IBPS Clerk Prelims 2025?

As the IBPS Clerk Prelims exam is over, candidates should prepare for the next phase, the IBPS Clerk Mains Exam 2025. Here’s what comes next in the selection process:

  • Prelims Result Declaration: IBPS will soon release the Prelims result and scorecard on its official website, ibps.in.
  • Mains Exam Preparation: Qualified candidates will appear for the Mains Exam, scheduled for 29 November 2025, which is the final stage for selection.
  • Mains Exam Pattern: The exam includes sections like General/Financial Awareness, General English, Reasoning Ability & Computer Aptitude, and Quantitative Aptitude.
  • Final Merit List: The final selection will be based solely on the Mains exam marks.
  • Provisional Allotment: After the result declaration, candidates will be allotted banks as per their merit and preferences.

Details Mentioned on IBPS Clerk Prelims Result 2025

When candidates download their IBPS Clerk Prelims Result 2025, they should carefully verify all the details mentioned on the scorecard to avoid any discrepancies. The following information will be displayed on the IBPS Clerk Prelims result:

  • Candidate’s Name
  • Roll Number / Registration Number
  • Examination Name (IBPS Clerk Prelims 2025)
  • Category (General/SC/ST/OBC/EWS)
  • State/Union Territory applied for
  • Qualifying Status (Qualified / Not Qualified for Mains)
  • Marks Obtained and Sectional Performance (if applicable)
  • Examination Date and Shift
  • Official Instructions regarding the next stage

IBPS Clerk Prelims 2025 Cut Off

The IBPS Clerk Prelims 2025 cut off is expected to be announced soon after the results are declared, usually within a week. These qualifying marks vary from state to state and are influenced by factors such as the exam’s difficulty level, the total number of candidates, and the available vacancies. To secure a spot in the IBPS Clerk Mains 2025, candidates must score equal to or above their respective state’s cut-off. Check out the estimated preliminary cut-off for your state below.

IBPS Clerk Prelims Score Card 2025

The IBPS Clerk Prelims 2025 scorecard will be released along with the IBSP Clerk Prelims Cut Off marks. Candidates will be able to view their individual scores and check whether they have met or exceeded their state-wise qualifying marks. The scorecard provides a detailed breakdown of performance, helping aspirants understand their strengths and areas for improvement before moving on to the IBPS Clerk Mains Exam 2025.

Related Posts
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IBPS RRB Exam Centre List 2025, Check PO and Clerk Test Centres

The IBPS RRB Exam Centres 2025 have been finalized ahead of the upcoming Officer Scale I (PO) and Office Assistant (Clerk) exams. With the Prelims just around the corner, candidates can now check their allotted exam cities and centres. The centres are spread across multiple states and union territories to ensure a smooth and hassle-free examination process. Make sure to verify your exam venue well in advance to avoid any last-minute confusion.

IBPS RRB Exam Centre List 2025

The IBPS RRB PO Prelims 2025 will take place on 22nd and 23rd November 2025, and the Office Assistant Prelims is scheduled for 6th, 7th, 13th, and 14th December 2025. Candidates should carefully verify their exam cities and centres, reach the venue well ahead of the reporting time, and follow all instructions on exam day, to ensure a smooth and trouble-free experience.

IBPS RRB Exam Centres 2025 for Prelims

The IBPS RRB Exam Centres 2025 have been published, outlining where the Prelims and Mains exams will be conducted across India. Refer to the state-wise list of IBPS Exam Centres 2025 provided below to know your nearest examination venue.

Check Also, IBPS RRB PO Admit Card 2025 Out

State / UT Preliminary Exam Centres
Andhra Pradesh Ananthapur, Eluru, Guntur, Kakinada, Kadapa, Kurnool, Nellore, Ongole, Rajahmundry, Srikakulam, Tirupati, Vijayawada, Visakhapatnam, Vizianagaram
Arunachal Pradesh Naharlagun, Papumpare
Assam Dibrugarh, Guwahati, Jorhat, Silchar, Tezpur
Bihar Arrah, Bhagalpur, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea, Samastipur
Chhattisgarh Bhilai Nagar, Bilaspur, Durg, Raipur
Gujarat Ahmedabad, Bardoli, Anand, Bhavnagar, Gandhinagar, Jamnagar, Mehsana, Rajkot, Surat, Vadodara
Haryana Ambala, Faridabad, Gurugram, Hisar, Kurukshetra
Himachal Pradesh Baddi, Bilaspur, Hamirpur, Kangra, Kullu, Mandi, Shimla, Solan, Una
Jammu & Kashmir Baramullah, Jammu, Samba, Srinagar
Jharkhand Bokaro, Dhanbad, Hazaribagh, Jamshedpur, Ranchi
Karnataka Bengaluru, Belagavi (Belgaum), Davangere, Dharwad, Hubballi (Hubli), Kalaburagi (Gulbarga), Mangaluru (Mangalore), Mysuru (Mysore), Shivamogga (Shimoga), Udupi
Kerala Alappuzha, Ernakulam, Kannur, Kollam, Kottayam, Kozhikode, Malappuram, Palakkad, Thiruvananthapuram, Thrissur
Madhya Pradesh Bhopal, Gwalior, Indore, Jabalpur, Sagar, Satna, Ujjain
Maharashtra Ahilyanagar, Akola, Amaravati, Bhandara, Chhatrapati Sambhaji Nagar (Aurangabad), Chandrapur, Dhule, Jalgaon, Jalna, Kolhapur, Latur, Mumbai, Nagpur, Nanded, Nashik, Navi Mumbai, Parbhani, Pune, Raigad, Solapur, Thane
Manipur Churachandpur, Imphal, Kakching
Meghalaya Shillong, Tura
Mizoram Aizawl
Nagaland Dimapur, Kohima
Odisha Balasore, Baripada, Berhampur (Ganjam), Bhubaneswar, Cuttack, Dhenkanal, Puri, Rourkela, Sambalpur
Puducherry Puducherry
Punjab Amritsar, Bhatinda, Fatehgarh Sahib, Jalandhar, Ludhiana, Moga, Mohali, Pathankot, Patiala, Phagwara
Rajasthan Ajmer, Bharatpur, Bikaner, Hanumangarh, Jaipur, Jodhpur, Kota, Sikar, Sri Ganganagar, Udaipur
Tamil Nadu Chennai, Coimbatore, Cuddalore, Dharmapuri, Dindigul, Erode, Madurai, Kanyakumari, Nagercoil, Namakkal, Salem, Thanjavur, Thoothukudi, Tiruchirappalli, Tirunelveli, Tirupur, Vellore, Virudhunagar
Telangana Hyderabad, Karimnagar, Khammam, Mahbubnagar, Nizamabad, Warangal
Tripura Agartala
Uttar Pradesh Agra, Aligarh, Ayodhya, Bareilly, Ghaziabad, Gorakhpur, Greater Noida, Jhansi, Kanpur, Lucknow, Mathura, Meerut, Moradabad, Muzaffarnagar, Noida, Prayagraj (Allahabad), Sitapur, Varanasi
Uttarakhand Dehradun, Haldwani, Roorkee
West Bengal Asansol, Bardhaman, Durgapur, Greater Kolkata, Hooghly, Howrah, Kalyani, Kolkata, Siliguri

Mastermind

IBPS RRB Exam Centres 2025 for Mains

This year, IBPS has ensured a broad distribution of exam cities, allowing candidates from every region urban or rural to conveniently appear for the test.

State / UT Single / Main Exam Centres
Andhra Pradesh Guntur, Kadapa, Kakinada, Kurnool, Nellore, Rajahmundry, Vijayawada, Visakhapatnam
Arunachal Pradesh Naharlagun
Assam Dibrugarh, Guwahati, Jorhat, Silchar
Bihar Bhagalpur, Gaya, Muzaffarpur, Patna, Purnea, Samastipur
Chhattisgarh Bhilai Nagar, Bilaspur, Raipur
Gujarat Ahmedabad, Gandhinagar, Rajkot, Surat, Vadodara
Haryana Ambala, Faridabad, Gurugram, Hisar, Kurukshetra
Himachal Pradesh Baddi, Bilaspur, Hamirpur, Kullu, Mandi, Shimla, Solan, Una
Jammu & Kashmir Baramullah, Jammu, Samba, Srinagar
Jharkhand Dhanbad, Hazaribagh, Jamshedpur, Ranchi
Karnataka Bengaluru, Belagavi (Belgaum), Davangere, Dharwad, Hubballi (Hubli), Kalaburagi (Gulbarga), Mysuru (Mysore), Shivamogga (Shimoga), Udupi
Kerala Ernakulam, Kozhikode, Malappuram, Thiruvananthapuram, Thrissur
Madhya Pradesh Bhopal, Gwalior, Indore, Jabalpur, Sagar, Satna, Ujjain
Maharashtra Amravati, Chhatrapati Sambhaji Nagar (Aurangabad), Jalgaon, Kolhapur, Mumbai, Nagpur, Nanded, Nashik, Navi Mumbai, Pune, Raigad, Thane
Manipur Churachandpur, Imphal, Kakching
Meghalaya Shillong, Tura
Mizoram Aizawl
Nagaland Dimapur, Kohima
Odisha Bhubaneswar, Cuttack, Rourkela, Sambalpur
Puducherry Puducherry
Punjab Amritsar, Jalandhar, Mohali, Patiala, Bhatinda, Phagwara
Rajasthan Ajmer, Bikaner, Jaipur, Jodhpur, Udaipur
Tamil Nadu Chennai, Madurai, Tiruchirappalli, Coimbatore, Salem, Tirunelveli, Vellore
Telangana Hyderabad, Karimnagar, Warangal
Tripura Agartala
Uttar Pradesh Greater Noida, Kanpur, Lucknow, Meerut, Noida, Prayagraj (Allahabad), Varanasi
Uttarakhand Dehradun, Haldwani, Roorkee
West Bengal Asansol, Greater Kolkata, Kolkata, Siliguri

How to Check Your IBPS RRB Exam Centre

To know the exact IBPS RRB exam centre, candidates must refer to their admit card, which will be issued a few days prior to the exam. The admit card contains full details of the test venue, including the centre name, complete address, city, and reporting time. It is important to review this information carefully and plan your travel in advance. Candidates should arrive at the exam centre well before the reporting time, as no requests for centre changes will be entertained under any circumstances.

IBPS RRB Exam Centre Guidelines for Candidates

Knowing your exam centre rules and guidelines is crucial for a smooth and hassle-free IBPS RRB exam experience. Following the instructions carefully can help you avoid last-minute confusion, ensure timely entry, and maintain proper decorum during the exam. Here’s a quick guide to the essential guidelines every candidate must follow.

  • Check Exam Centre Details – Verify your exam centre name, address, and reporting time in advance.
  • Reach on Time – Arrive at least 30–45 minutes before the reporting time to avoid late entry.
  • Carry Required Documents – Bring your admit card, valid photo ID, and passport-size photograph.
  • Follow Safety Protocols – Wear a mask, maintain social distancing, and use hand sanitizer if required.
  • Avoid Prohibited Items – Do not carry mobile phones, electronic gadgets, bags, books, or food.
  • Follow Centre Instructions – Listen to invigilators and follow seating and exam rules strictly.
  • During the Exam – Only keep allowed stationery on your desk and manage your time wisely.
  • After the Exam – Exit the centre only when instructed and do not take exam material outside.

Documents to Carry to the IBPS RRB Exam Centre

Candidates appearing for the IBPS RRB 2025 PO and Clerk exams must carry certain essential documents to the exam centre for verification purposes. Failure to present any of these items may result in disqualification from appearing in the examination. To ensure a smooth entry into the exam hall, candidates should carefully check and prepare the following documents beforehand:

Admit Card/Call Letter: A printed copy of the IBPS RRB Admit Card for the respective stage (Prelims/Mains/Single). It must be downloaded from the official IBPS website and contain a clear photo and signature.

Valid Photo ID Proof: One original and a photocopy of a valid ID proof, such as Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport. The name on the ID must match the name on the admit card.

Passport-size Photograph: Carry at least two recent passport-size photographs (same as uploaded during registration) for verification purposes.

Additional Documents (if applicable): For candidates availing scribe in the prescribed format should be carried for document verification.

Tips to Avoid Last-Minute Confusion at IBPS RRB Exam Centres

  • Verify Your Centre Details Early – Check the exact address, reporting time, and venue layout a few days before the exam.
  • Plan Your Route in Advance – Know the transport options and estimated travel time to reach the centre without stress.
  • Keep Documents Ready – Keep your admit card, photo ID, and extra passport-size photos organized and ready the night before.
  • Pack Essentials Only – Avoid carrying unnecessary items like bags, electronic gadgets, or books that may delay entry.
  • Follow Instructions Carefully – Listen to invigilators and comply with all centre rules to prevent last-minute issues.
  • Arrive Early – Reach the exam venue at least 30–45 minutes before reporting time to settle in calmly.
  • Stay Calm and Focused – Avoid panicking; a composed mind helps you complete pre-exam formalities smoothly.
Related Posts
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IBPS RRB PO Syllabus IBPS RRB Clerk Syllabus
IBPS RRB Previous Year Papers

Daily Current Affairs News: 20th November, 2025

National News

UNICEF and IFFI 2025 Showcase Five Global Films Celebrating Childhood

UNICEF and IFFI 2025 Showcase Five Global Films Celebrating Childhood

  • The 56th International Film Festival of India (IFFI) in Goa (Nov 20–28, 2025) features the UNICEF × IFFI showcase, “Five Films, One Universal Story,” highlighting child rights, resilience, and imagination through films from India, Kosovo, South Korea, and Egypt.
  • This collaboration, running since 2022, presents stories addressing mental health, equity, education, and post-conflict healing, emphasizing cinema as a tool for advocacy and global solidarity while celebrating the voices and experiences of children across cultures.

India Post Goes Trendy: New Gen Z–Focused Campus Outlet at IIT Delhi

India Post Goes Trendy New Gen Z–Focused Campus Outlet at IIT Delhi

  • India Post launched its first Gen Z-themed campus post office at IIT Delhi, featuring smart services, digital-first engagement, student-designed interiors, QR-based parcel booking, and a student franchise model to promote entrepreneurship.
  • This initiative, part of a national plan to revamp 46 campus post offices by Dec 2025, aims to make postal services youth-centric, tech-enabled, and relevant to Gen Z, supporting Digital India, Skill India, and sustainable operations.

CAG’s New Centre of Excellence in Hyderabad

CAG’s New Centre of Excellence in Hyderabad

  • The CAG of India has announced a new Centre of Excellence for Financial Audit in Hyderabad (Nov 19, 2025), aimed at modernising India’s audit ecosystem by adopting global best practices, strengthening research and professional development, and standardising high-quality audit methodologies.
  • The centre will integrate AI-based data analytics, shifting audits from sample-based checks to full-dataset analysis, and will also embed ESG criteria into audit frameworks.
  • This marks a major institutional shift toward more evidence-driven, technologically advanced, and sustainability-aligned financial auditing in India.

International News

India’s Basmati Rice GI Protection Faces Global Legal Hurdle

India’s Basmati Rice GI Protection Faces Global Legal Hurdle

  • India’s attempt to secure Basmati rice as a Geographical Indication (GI) under the WTO TRIPS framework faced a setback as New Zealand and Kenya rejected the plea, citing domestic law precedence.
  • The case, filed by APEDA (Agricultural and Processed Food Products Export Development Authority), argued that TRIPS’ Article 22 mandates protection against misleading labeling of Basmati rice, grown in India’s Indo-Gangetic plains.
  • However, the New Zealand High Court and Kenya Court of Appeal ruled that TRIPS is not self-executing and must be applied through national legislation like New Zealand’s Fair Trading Act 1986 and Kenya’s Trade Marks Act.
  • The ruling implies potential brand dilution, loss of market exclusivity, and challenges in preventing non-Indian Basmati labeling, highlighting the complex global legal landscape for GI protection.

Saudi Arabia Named Major Non-NATO Ally by US

Saudi Arabia Named Major Non-NATO Ally by US

  • Saudi Arabia has been designated a Major Non-NATO Ally (MNNA) by the United States in November 2025, granting it privileged access to advanced defense cooperation, including the sale of F-35 fighter jets, nearly 300 US tanks, and expanded joint military manufacturing.
  • The two nations also signed strategic agreements in civil nuclear energy, artificial intelligence (AI), and critical minerals, strengthening ties and reshaping the Middle East’s strategic balance.
  • MNNA status provides Saudi Arabia with enhanced military, economic, and technological privileges, though without a formal mutual defense guarantee.

Banking News

HDFC Bank Reclaims Top Spot as India’s Most Valuable Brand in 2025

HDFC Bank Reclaims Top Spot as India’s Most Valuable Brand in 2025

  • HDFC Bank has reclaimed its position as India’s most valuable brand in 2025, topping the Kantar BrandZ list with a $44.9 billion brand value, driven by post-merger strength, digital innovation, and high consumer trust
  • While TCS slips to second due to slower growth, Zomato emerges as the fastest-rising brand for the second year, doubling its value through diversification and strong youth engagement.
  • New entrants like UltraTech Cement, Westside, and Zudio highlight the shifting dynamics of India’s brand landscape.

Business News

India’s First Tesla Centre to Open in Gurugram

India’s First Tesla Centre to Open in Gurugram

  • Tesla will open its first Tesla Centre in India on November 26, 2025, in Gurugram, marking a major step after launching the Model Y and setting up experience centres in Mumbai and Delhi.
  • As India becomes Tesla’s 50th global market, the new centre will serve as a full-service hub for sales, delivery, and repairs.
  • Led by Sharad Agarwal, Tesla aims to deepen its presence in India’s premium EV segment despite high import duties and pricing challenges, with future expansion likely in Bengaluru, Hyderabad, and Pune.

Economy News

Demat Accounts Surpass 21 Crore as IPO Frenzy Hits India

Demat Accounts Surpass 21 Crore as IPO Frenzy Hits India

  • India’s retail equity markets hit a historic milestone in October 2025, as total demat accounts crossed 21 crore, driven by a record IPO season (Tata Capital, LG Electronics, WeWork India), bullish market indices (Sensex +3%, BSE MidCap +4%), and first-time investors using digital platforms.
  • The surge reflects a shift toward direct equity participation, especially among Millennials and Gen Z, though active engagement remains moderate, highlighting the need for financial literacy and cautious investing.

Appointments News

Dell India Appoints Anurag Arora as Senior Director and General Manager

Dell India Appoints Anurag Arora as Senior Director and General Manager

  • Dell Technologies has appointed Anurag Arora as Senior Director & GM for its India consumer segment, responsible for growth strategy, omnichannel sales, and customer engagement.
  • With 28+ years of experience in technology and consumer sectors, Arora has expertise in product management, retail strategy, digital platforms, and e-commerce.
  • Since joining Dell in July 2020, he has strengthened Dell.com India and integrated online-offline experiences.

Karnataka Coffee Sector Welcomes New Association Leaders

Karnataka Coffee Sector Welcomes New Association Leaders

  • M Salman Baseer has been elected Chairman and M C Kariappa as Vice Chairman of the Karnataka Planters Association (KPA) during its 67th AGM in Chikmagaluru (Nov 18, 2025).
  • KPA, representing over 70% of India’s coffee production, advocates for policy reforms, sustainable practices, research, exports, and market access for Karnataka’s coffee growers.
  • Under the new leadership, KPA aims to focus on climate-resilient cultivation, digital tools and AI-based alerts, trade policy advocacy, global export diversification, and boosting domestic coffee consumption, while the Executive Committee brings a mix of experience and innovation to strengthen the state’s coffee economy.

Awards News

Michelle Bachelet Awarded Indira Gandhi Peace Prize

Michelle Bachelet Awarded Indira Gandhi Peace Prize

  • Michelle Bachelet, former President of Chile and UN High Commissioner for Human Rights, was awarded the Indira Gandhi Prize for Peace, Disarmament and Development 2024 on November 20, 2025, in New Delhi.
  • Recognized for her lifelong work in human rights, gender equality, and global justice, Bachelet’s achievements include establishing Chile’s Ministry of Women and Gender Equality, advancing LGBT rights, and leading UN Women.
  • The award, presented by Sonia Gandhi, underscores her contributions to international peace, democratic governance, and development cooperation.

Leonardo DiCaprio to Receive Desert Palm Achievement Award

Leonardo DiCaprio to Receive Desert Palm Achievement Award

  • Leonardo DiCaprio will receive the Desert Palm Achievement Award (Actor) at the 2026 Palm Springs International Film Festival on January 3, 2026, for his performance in Paul Thomas Anderson’s film One Battle After Another.
  • Praised for its emotional depth and intensity, this role reinforces DiCaprio’s legacy of artistic mastery in films like The Revenant and Inception.
  • He will join honourees Michael B. Jordan and Adam Sandler, with the award highlighting potential Oscar success for leading actors.

Defense News

New Digital Combat Coat Secures IPR, Marking Defence Design Breakthrough

New Digital Combat Coat Secures IPR, Marking Defence Design Breakthrough

  • The Indian Army has secured Intellectual Property Rights (IPR) for its New Coat Combat (Digital Print), designed by NIFT under the Army Design Bureau, marking a step in modernisation, indigenisation, and soldier comfort.
  • Registered under Design Application No. 449667-001, the IPR protects both the design and camouflage pattern, preventing unauthorized use.
  • The three-layered combat ensemble—outer digital-print coat, insulated inner jacket, and thermal base layer—enhances mobility, protection, and thermal regulation across terrains.
  • This move reinforces innovation, self-reliance, and Atmanirbhar Bharat in defence apparel.

Summits & Conferences News

These Organizations Launch Earth Summit 2025‑26 to Empower Rural Innovation

These Organizations Launch Earth Summit 2025‑26 to Empower Rural Innovation

  • Hyderabad will host the inaugural Earth Summit 2025‑26, organized by NABARD and IAMAI, with the theme “Empowering Rural Innovation for Global Change” (Nov 20–21, 2025), followed by Gandhinagar (Dec 5–6, 2025) and New Delhi (Feb 2026).
  • The summit aims to accelerate rural transformation by integrating technology, financial inclusion, and climate action, bringing together government bodies, AgriTech startups, FPOs, financial institutions, and NGOs.
  • Key focus areas include rural finance and credit access, digital agriculture and AgriTech, climate-smart agriculture, renewable energy, circular economy, and women-led enterprises, with initiatives such as fintech lending, smart farming tools, green financing, decentralized energy models, and inclusive innovation to foster sustainable and equitable rural development.

Sports News

Curaçao to Cape Verde: Underdog Nations Rewrite History with 2026 FIFA World Cup Qualification

Curaçao to Cape Verde: Underdog Nations Rewrite History with 2026 FIFA World Cup Qualification

  • Underdog nations Curaçao, Cape Verde, Haiti, and Panama have made historic breakthroughs by qualifying for the 2026 FIFA World Cup, showcasing the growing inclusivity, resilience, and diaspora-driven talent shaping modern football.
  • From Curaçao becoming the smallest country ever to qualify, to Haiti’s inspiring rise amid national crisis, Cape Verde’s island success, and Panama’s return for redemption, these achievements signal a shifting global football landscape where even small nations can shine on the world stage.

Science & Technology News

India’s First Commercial PSLV Set to Launch Oceansat

India’s First Commercial PSLV Set to Launch Oceansat

  • India is set for a major milestone as its first privately built PSLV, manufactured end-to-end by the HAL–L&T consortium, is ready to launch the Oceansat satellite in early 2026, marking a major shift in the country’s space production model.
  • Under a 2022 NSIL contract, HAL and L&T completed the full PSLV-XL build with ISRO’s technical support, showcasing the private sector’s capability to deliver complex launch systems.
  • This development strengthens India’s NewSpace ecosystem, boosts commercial launch competitiveness, and allows ISRO to focus more on R&D and advanced missions, signaling a transformative phase in India’s growing space industry.

Important Days News

World Children’s Day 2025: Celebrating Every Child’s Right to Voice, Dignity, and Hope

World Children’s Day 2025 Celebrating Every Child’s Right to Voice, Dignity, and Hope

  • World Children’s Day, observed on November 20, highlights global commitment to children’s rights, marked in 2025 by the themes “My Day, My Rights” and “For Every Child, Every Right.”
  • The day commemorates the 1959 Declaration of the Rights of the Child and the 1989 UNCRC, the most widely ratified human rights treaty with 196 countries.
  • Led by UNICEF, the 2025 celebration focuses on amplifying children’s voices in areas like education, health, climate, and digital safety, while calling for action against challenges such as poverty, child labour, and abuse. Unlike the global date, India marks Children’s Day on November 14.
GA Capsule for SBI Clerk Mains 2025, Download PDF_47.1

Bank Maha Pack for IBPS, RRB & SBI Exams

GA Capsule for SBI Clerk Mains 2025, Download PDF_49.1

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