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GA Capsule for SBI Clerk Mains 2025, Download PDF

The SBI Clerk Mains Exam 2025 is scheduled for 10 and 12 April 2025, making it essential for candidates to enhance their General Awareness (GA) section to boost their overall scores. The GA section holds significant weight, encompassing current affairs, banking awareness, and static GK. To support candidates in their preparation, we have curated a detailed GA Capsule PDF that includes all key topics necessary for excelling in the SBI Clerk Mains Exam 2025.

GA Capsule for SBI Clerk Mains 2025

The GA Capsule for SBI Clerk Mains 2025 is an essential resource for candidates aiming to excel in the General Awareness section. The General Awareness section in the SBI Clerk Mains exam helps candidates score high marks in less time as it does not require lengthy calculations. Well-prepared aspirants can attempt this section quickly and accurately, boosting their overall score. The GA section primarily includes current affairs, banking and financial news, and important static GK topics.

Read Also: SBI Clerk Mains Admit Card 2025

GA Capsule for SBI Clerk Mains 2025, Download PDF

To help aspirants in their preparation, we are providing a free downloadable PDF that covers all the important General Awareness topics for the SBI Clerk 2025 Mains exam. Click on the link below to download the GA Capsule:

SBI Clerk Mains GA Capsule 2025
GA Capsule for SBI Clerk Mains 2025: Download Part 1 and 2 PDF

GA Capsule for SBI PO Mains 2025- Click Here to Download

GA Capsule for SBI Clerk Mains 2025, Download PDF_3.1

SBI Clerk Mains GA Capsule Contains

The GA Capsule PDF provided here covers a wide range of topics relevant to the SBI Clerk Mains 2025, ensuring that aspirants have access to all important updates in one place. Below is the list of topics covered:

1. National Current Affairs

  • Important government schemes, policies, and initiatives
  • Major developments in Indian states and union territories
  • Infrastructure projects and national-level appointments

2. International Current Affairs

  • Global events impacting India and the world
  • Political changes and international summits
  • Agreements between nations

3. New Appointments (National & International)

  • Key government and corporate sector appointments
  • Changes in leadership at central banks, ministries, and international organizations

4. Agreements/Memorandum of Understanding (MoUs)

  • Agreements signed between India and other countries
  • MoUs between banks, companies, and government bodies

5. Banking Current Affairs

  • RBI updates, monetary policy changes, and banking reforms
  • Mergers, acquisitions, and financial market trends
  • Digital banking initiatives and fintech developments

6. Economy/Business Current Affairs

  • GDP growth rates, economic indicators, and policy changes
  • Business expansions, acquisitions, and major investments
  • Important reports and economic rankings

7. Defense Current Affairs

  • Defence deals, acquisitions, and new weapon systems
  • Military exercises and strategic alliances
  • Appointments and retirements in the defence sector

8. Awards & Recognition

  • National and international awards in various fields
  • Prestigious honours like Bharat Ratna, Padma Awards, and Nobel Prize

9. Summits | Events | Festivals (National & International)

  • Important national and international summits and conferences
  • Cultural and religious festivals across India and the world

10. Committees & Meetings

  • Government and corporate sector committees
  • Important high-level meetings and policy decisions

11. List/Indexes (Ranks & Reports)

  • India’s ranking in global indices and reports
  • Reports by organizations like the World Bank, IMF, UN, and WEF

12. Books & Authors

  • Newly released books and their authors
  • Important literary awards

13. Sports Current Affairs

  • Major sports events and tournaments
  • Achievements of Indian and international athletes

14. Science & Technology

  • Latest technological advancements and innovations
  • ISRO, NASA, and other space missions

15. Schemes/Apps/Portals

  • Government welfare schemes and newly launched portals
  • Updates on digital initiatives and mobile applications

16. Important Days

  • National and international observances
  • Themes of special days

17. Environment

  • Climate change events and reports
  • Government and global environmental initiatives

18. Obituaries (National/International)

  • Notable personalities from various fields who passed away

19. Miscellaneous Current Affairs & One-Liners

  • Other crucial events and quick revision points

20. Static Takeaways Current Affairs

  • Important historical, geographical, and political facts related to India and the world
Related Capsules You Must Not Miss
Appointments Capsule Schemes Capsule
Important Days Capsule Awards Capsule
Summits & Conferences Capsule Ranks & Reports Capsule

How to Use the GA Capsule Effectively?

To utilize the GA Capsule, candidates must adopt a smart study approach. Regular revision, note-making, and quiz practice will help in better retention and recall. Prioritizing key topics like banking and the economy is crucial for maximizing scores in the SBI Clerk Mains Exam 2025.

  • Revise Regularly: Read the PDF daily to stay updated with important events.
  • Make Notes: Write down key points for quick revision before the exam.
  • Attempt Quizzes: Solve daily quizzes on current affairs to strengthen your knowledge.
  • Focus on Banking & Economy: Since SBI Clerk is a banking exam, prioritize banking and financial awareness.
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Featured

The Hindu Review October 2022: Download Hindu Review PDF

In order to help applicants study for the General Awareness Section, which is significant in many competitive examinations, The Hindu Review compiles all the current events for a month and organises them by category. News from “The Hindu newspaper,” as well as from publications like Indian Express and Mint, as well as from websites like PIB and NewsOnAir, is covered by The Hindu Review.

What has changed in the Hindu Review?

The news is presented in The Hindu Review in a succinct and clear manner. We have included external links for each news item if you want to read the news in more depth.

Which examinations will Hindu review be helpful for?

NIACL PO Mains, LIC AAO Mains, EPFO SSA, FCI, various banks and SSC exams, SBI PO Mains, SBI Junior Associates, IBPS PO Mains, IBPS Clerk Mains, SSC CGL, SSC CHSL, RBI Grade B, NABARD Grade A, SEBI Grade A, and NIACL PO Mains. The general studies part of the State PCS will benefit from this pdf.

What are the categories of The Hindu Review?

  1. Banking and Financial Current Affairs
  2. Economy Current Affairs
  3. Business Current Affairs
  4. International Current Affairs
  5. National Current Affairs
  6. States Current Affairs
  7. Schemes/Committees
  8. Agreement/Memorandum of Understanding (MoU)
  9. Appointments/Resignations (National & International)
  10. Ranks and Reports
  11. Sports Current Affairs
  12. Summits And Conferences
  13. Awards & Recognition
  14. Important Days
  15. Defence Current Affairs
  16. Science and Technology
  17. Books & Authors
  18. Miscellaneous Current Affairs
  19. Obituaries

Hindu Review October 2022: Important News Updates

  • Nobel prize 2022
  • 36th National Games 2022
  • Global Hunger Index 2022
  • Times Higher Education Rankings 2023
  • World Green City award 2022
  • Britain’s Booker Prize 2022
  • Sir Syed Excellence Award 2022
  • 2022 Ballon d’Or awards
  • Rashtriya Ekta Diwas or National Unity Day 2022
  • ICC Player of the Month

How to Download The Hindu Review of October 2022?

i. Click on the Hindu Review link mentioned below.
ii. A ”form” by ADDA247 will open.
iii. Fill in your name, email, etc. in that form.
iv. Click on the Submit button.
v. You will get a link to download the Hindu Review PDF of October 2022.

Click Here to download The Hindu Review October 2022

GA Capsule for SBI Clerk Mains 2025, Download PDF_5.1

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IBPS PO Salary 2026, In Hand Salary Structure, Job Profile, Perks and Allowances

The IBPS PO Salary Structure offers an attractive pay scale along with multiple benefits, making it a sought-after career choice for banking aspirants. Along with a basic salary, officers receive various allowances, incentives, and perks, which will accumulate to an in-hand salary of ₹76,000 (approx.). The job profile includes managing customer relations, supervising operations, and ensuring smooth banking services. This combination of financial rewards and professional growth opportunities makes the role highly appealing.

IBPS PO Salary 2026

The salary structure of an IBPS Probationary Officer is both attractive and rewarding, especially for candidates starting their careers in the banking sector. As per the revised structure under the 12th Bipartite Settlement, the basic pay for an IBPS PO starts at ₹48,480. Along with this, officers are entitled to several allowances like Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, and more. To give you a better understanding of the actual in-hand salary and earnings breakdown, we’ve also included a sample IBPS PO Salary Slip below in this article.

IBPS PO Salary Basic Pay

The basic pay of an IBPS PO forms the core of their salary structure. The starting basic pay for a Probationary Officer is ₹48,480. This amount is determined by the respective bank’s pay scale and serves as the foundation for other allowances and benefits. The basic pay is the primary component of the overall compensation, and it ensures a steady income, serving as the base for additional perks like Dearness Allowance (DA), Special Allowance, and House Rent Allowance (HRA).

IBPS PO Salary Per Month

The in-hand IBPS PO salary per month ranges between ₹74,000 to ₹76,000, depending on the city of posting and applicable allowances. The basic pay starts at ₹48,480 as per the current pay scale, but the total amount increases significantly with the inclusion of dearness allowance (DA), house rent allowance (HRA), special allowance, and other benefits. These components are revised periodically as per industry standards and bank policies, ensuring a consistent rise in monthly earnings as the officer progresses in their role.

Bank Mahapack

IBPS PO Salary Structure 2026

Aspirants planning to apply for the IBPS PO post should have a clear understanding of its salary structure. The salary includes basic pay along with various allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), and other special benefits. Below is a detailed breakdown based on the IBPS PO Salary Slip.

IBPS PO Salary Structure 2026
Constituents Amount
Basic Pay ₹48480.00
Dearness Allowance ₹10277.76
Special Allowance Basic ₹12847.20
Special Allowance DA ₹2723.61
Learning Allowance ₹850.00
Learning Allowance DA 180.20
House Rent Allowance ₹4848.00
CCA/LOC A ₹2300.00
Contributory Pension-Employer 8226.00
Gross salary  ₹90732.77
Deductions ₹14302.00
Net Salary ₹76430.77

GA Capsule for SBI Clerk Mains 2025, Download PDF_10.1

IBPS PO Salary In Hand 2026

The in-hand salary of an IBPS PO in 2026 is influenced by several components such as basic pay, various allowances, and deductions. Based on the salary slip, the gross salary includes components like DA (Dearness Allowance), HRA (House Rent Allowance), Special Allowance, and other benefits. However, after accounting for deductions such as Provident Fund, Income Tax, and other contributions, the total deductions amount to approximately ₹14,302.00. As a result, the in-hand salary received by an IBPS Probationary Officer is approximately ₹76,430.77 per month.

IBPS PO Salary Deductions

There are certain statutory deductions as per the rules, banks have to deduct the amount before monthly salary payments. Deductions are also required for the calculation of an individual’s income tax. The deductions are mentioned in the table below

IBPS PO Salary Deductions
Deductions Amount
Professional Tax ₹200.00
Contribution to Pension- Employee ₹5876.00
Contribution to Pension- Employer 82226.00
Total Deduction ₹14302.00

IBPS PO Salary Slip

The IBPS PO salary slip provides a detailed breakdown of the earnings and deductions for a Probationary Officer working in a public sector bank. It includes components such as basic pay, dearness allowance (DA), house rent allowance (HRA), special allowance, and other perks. Along with earnings, the slip also reflects deductions like provident fund (PF), professional tax, and income tax. Understanding the salary slip helps candidates get clarity on the in-hand salary, allowances, and overall compensation structure. It also serves as an official record of monthly earnings, essential for loan applications and income verification.

GA Capsule for SBI Clerk Mains 2025, Download PDF_11.1

IBPS PO Salary: Perks and Allowances

The detailed allowances and benefits that are offered as part of the IBPS PO Salary are mentioned below.

  1. House Rent Allowance (HRA): The HRA for IBPS PO is calculated based on the place of posting and can range from 9.0%, 8.0%, or 7.0% of the basic salary, depending on whether the posting is in metros, big cities, or other locations.
  2. Dearness Allowance (DA): IBPS PO officers receive DA, which is a percentage of the basic salary. Currently, it is approximately 19.83% of the basic salary. The DA is revised every three months based on the All India Consumer Price Index data.
  3. Special Allowance (SA): This allowance was introduced on 01.01.2016 and is about 7.75% of the basic pay.
  4. City Compensatory Allowance: The City Compensatory Allowance varies based on the city type and can be 0%, 3% or 4%.

In addition to these allowances, there are other perks and benefits for IBPS Probationary Officers, including Travelling Allowance, Newspaper Reimbursement, Medical Aid, and benefits under the New Pension Scheme.

IBPS PO Job Profile and Promotion

The IBPS Probationary Officer (PO) is an important post in public sector banks. It offers good salary, job security, and fast career growth. During the training or probation period, a PO learns different banking tasks like handling accounts, managing cash, customer service, loan processing, and basic finance operations. After training, a PO is expected to handle daily banking work and help the branch run smoothly.

Main Responsibilities of an IBPS PO

  • Helping customers with their banking problems and queries
  • Supervising daily activities of the bank branch
  • Handling customer complaints and maintaining good public relations
  • Checking and approving daily transactions and assisting in loan processing
  • Promoting banking products and bringing new business to the branch

IBPS PO Promotion Policy

The IBPS PO job provides excellent career opportunities for talented and ambitious candidates. Banks follow the promotion rules set by the Ministry of Finance, Government of India. IBPS POs get promoted through two methods: the merit-based channel and the regular channel. With hard work and good performance, they can reach senior positions over time. Below is the career growth path for IBPS PO.

1. Middle Manager– Middle Management Grade Scale 2
2. Senior Manager– Middle Management Grade Scale 3
3. Chief Manager– Senior Management Grade Scale 4
4. Assistant General Manager– Senior Management Grade Scale 5
5. Deputy General Manager– Top Management Grade Scale 6
6. General Manager– Top Management Grade Scale 7
7. Executive Director
8. Chairman and Managing Director

IBPS PO Salary 2026: Annual Package

Banks taking part in the IBPS PO recruitment provide a good yearly salary package, which includes basic pay along with allowances and perks, adding up to around ₹9.1 lakhs. Probationary Officers may also get performance-based bonuses and incentives, increasing their earnings even more. Understanding the IBPS PO salary is important for those who want to become a Probationary Officer.

Why IBPS PO is a Popular Career Choice

The position of an IBPS Probationary Officer (PO) continues to be one of the most sought-after jobs among graduates in India. One of the major reasons is the job security that comes with a government-affiliated bank role. Along with that, the salary structure is attractive, with decent in-hand pay, regular increments, and a wide range of allowances like HRA, DA, and medical benefits.

Apart from financial stability, the role offers great career growth opportunities through internal promotions and departmental exams, eventually leading to senior management positions. The job also provides exposure to various banking operations, helping build a versatile skill set. With a balanced work-life culture in most branches and opportunities to contribute to financial inclusion and economic development, the IBPS PO post is rightly considered a prestigious and stable career path.

IBPS PO Participating Banks

Along with the IBPS PO Notification PDF, IBPS also notifies the list of participating banks taking part in the recruitment process. As per the previous year’s PDF, we have listed down the IBPS PO Participating Banks.

  • Canara Bank
  • Allahabad Bank
  • Syndicate Bank
  • Indian Overseas Bank
  • Andhra Bank
  • Oriental Bank of Commerce
  • Central Bank of India
  • UCO Bank
  • Corporation Bank
  • Bank of Baroda
  • Punjab National Bank
  • Bank of India
  • Union Bank of India
  • United Bank of India
  • Punjab and Sind Bank
  • Bank of Maharashtra
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IBPS PO Cut Off

IBPS SO 2026, Exam Date, Selection Process, Exam Pattern & Eligibility

The Institute of Banking Personnel Selection (IBPS) is expected to release the IBPS SO 2026 recruitment notification soon. This year, a fresh set of Specialist Officer (SO) vacancies will be announced across various Public Sector Banks, providing an excellent opportunity for banking aspirants. The selection process will comprise Prelims, Mains, and an Interview round.

IBPS SO 2026

The IBPS SO 2026 recruitment is eagerly awaited by banking aspirants across the country. The notification is expected to be released soon, announcing Specialist Officer vacancies in various Public Sector Banks. The selection process will include Prelims, Mains, and Interview rounds. Candidates should keep a close watch on the official updates to know about eligibility, important dates, and the list of SO posts available.

IBPS SO 2026 Exam: Summary

The Institute of Banking Personnel Selection (IBPS) organizes the annual recruitment exam for Specialist Officer (SO) roles across public sector banks. To help candidates get ready for the IBPS SO 2026 Exam, detailed information about the recruitment process is provided below.

IBPS SO 2026
Conducting Body Institute of Banking Personnel Selection
Exam Name Specialist Officer
No. of Vacancies Announced soon
Category Recruitment
Participating Banks 11
Selection Process Preliminary, Mains & Interview
Medium of Exam English & Hindi
Application Mode Online (Only)
Official Website www.ibps.in
WhatsApp Channel Join WhatsApp Channel

IBPS SO 2026 Notification

This notification outlines the Common Recruitment Process for filling Specialist Officer vacancies in various participating banks  For now, candidates can refer to this detailed PDF of 2025 as a reference to understand the exam pattern, eligibility, and selection process. Once the IBPS SO 2026 notification is released, we will update all the details accordingly.

IBPS SO Notification PDF: (Previous Year Notification)

IBPS SO Vacancy

The upcoming IBPS SO 2026 recruitment is expected to include vacancies for roles such as IT Officer, Agriculture Field Officer, Law Officer, HR/Personnel Officer, Rajbhasha Officer, and Marketing Officer. These positions offer excellent opportunities for career growth and skill development, providing a strong pathway for advancement within the organization.

IBPS SO 2026 Application Fees

As per the IBPS, the expected application fee for IBPS SO 2026 is Rs. 850 for General and OBC candidates and Rs. 175 for SC/ST/PWD candidates. The payment of application fees will be done through online mode. Candidates should refer to the official notification once released for the exact category-wise fee details.

IBPS SO 2026 Application Fee
SC/ST/PBS candidates Rs. 175/- (including GST)
For all other Candidates Rs. 850/- (including GST)

IBPS SO 2026 Eligibility Criteria

Candidates interested in IBPS SO 2026 must check the eligibility criteria, which include several factors such as age, educational qualifications, and other requirements. The exact cut-off date for eligibility will be mentioned in the official IBPS SO 2026 notification once it is released.

IBPS SO Educational Qualification

The minimum Education Qualification required to apply for the IBPS SO Exam are given below. As specified in the PDF educational qualification will be considered as on the last date to apply online for IBPS SO.

IBPS SO Educational Qualification
Name of Post (From a University/ Institution/ Board recognized by Govt. Of India/ approved by Govt. Regulatory Bodies)
I.T. Officer (Scale-I)

a) 4-year Engineering/ Technology Degree in Computer Science/ Computer Applications/ Information Technology/ Electronics/ Electronics & Telecommunications/ Electronics & Communication/ Electronics & Instrumentation

OR

b) Post Graduate Degree in Electronics/ Electronics & Tele Communication/ Electronics & Communication/ Electronics & Instrumentation/ Computer Science/ Information Technology/ Computer Applications

OR

Graduate having passed DOEACC ‘B’ level

Agricultural Field Officer (Scale I) 4-year Degree (graduation) in Agriculture/ Horticulture/Animal Husbandry/ Veterinary Science/ Dairy Science/ Fishery Science/ Pisciculture/ Agri. Marketing & Cooperation/ Co-operation & Banking/ Agro-Forestry/Forestry/ Agricultural Biotechnology/ Food Science/ Agriculture Business Management/ Food Technology/ Dairy Technology/ Agricultural Engineering/ Sericulture / Fisheries Engineering
Rajbhasha Adhikari (Scale I)

Post Graduate Degree in Hindi with English as a subject at the degree (graduation) level

OR

Postgraduate degree in Sanskrit with English and Hindi as subjects at the degree (graduation) level.

Law Officer (Scale I) A Bachelor’s Degree in Law (LLB) and enrolled as an advocate with the Bar Council
HR/Personnel Officer (Scale I) Graduate and Two Years Full-time Post Graduate degree or Two Years Full-time Post Graduate diploma in Personnel Management / Industrial Relations/ HR / HRD/ Social Work / Labour Law.
Marketing Officer (Scale I) Graduate and Two Years Full-time MMS (Marketing)/ Two Years Full-time MBA (Marketing)/ Two Years Full-time PGDBA / PGDBM/ PGPM/ PGDM with specialization in Marketing

Important Note:

For posts other than IT Officer Scale I: Candidates should have a Certificate/Diploma/Degree in computer operations/ Language/ should have studied Computer / Information Technology as one of the subjects in the High School/ College/ Institute.

IBPS SO Age limit

Applicants can refer below to the minimum and maximum age limit that one should possess at the cut-off date.

  • Minimum age limit: 20 years
  • Maximum age limit: 30 years

Age Relaxation of Upper Age Limit:

IBPS SO Age Relaxation
Category Age Relaxation
SCs/STs 5 years
OBCs 3 years
PwBD 10 years
Ex-Serviceman 5 years
Persons affected by the 1984 riots 5 years

IBPS SO Nationality

A candidate must be either –

  1. a Citizen of India or
  2. a subject of Nepal or Bhutan or
  3. a Tibetan Refugee who came over to India before 1st January 1962 to permanently settle in India or
  4. a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam.

IBPS SO 2026 Selection Process

The IBPS SO 2026 selection process will be conducted to recruit Specialist Officers for various posts in participating banks. The process is expected to have three main stages. First, candidates will appear for the Online Preliminary Exam, which assesses their skills in areas like Reasoning, English, and Quantitative Aptitude.

Those who qualify in the prelims will move on to the Online Mains Exam, which tests job-specific knowledge related to roles such as IT, Marketing, HR, or other specialist positions. Finally, candidates who perform well in the Mains will be called for an Interview.

IBPS SO 2026 Exam Pattern

The IBPS SO 2026 exam pattern is structured to assess candidates’ aptitude and professional knowledge for various Specialist Officer roles in participating banks. The Preliminary Exam evaluates candidates on general aptitude and reasoning skills, while the Mains Exam focuses on role-specific professional knowledge. Finally, shortlisted candidates will be called for an Interview, which carries significant weight in the final selection.

a) Preliminary Exam (Phase I):

For the post of Law Officer and Rajbhasha Adhikari:

IBPS SO Prelims Exam Pattern For Law Officer and Rajbhasa Adhikari
Subject No. of Questions Maximum Marks Duration
English 50 25 40 minutes
Reasoning 50 50 40 minutes
General Awareness with special reference to the Banking Industry 50 50 40 minutes
Total 150 125

For the post of IT Officer, Agriculture Field Officer, HR/Personnel Officer, and Marketing Officer:

IBPS SO Prelims Exam Pattern 2026 For IT Officer, Agriculture Field Officer, HR/Personnel Officer, and Marketing Officer
Subject No. of Questions Maximum Marks Duration
English 50 25 40 minutes
Reasoning 50 50 40 minutes
Quantitative Aptitude 50 50 40 minutes
Total 150 125

b) Mains Examination (Phase II):

For the post of Law Office, IT Officer, Agriculture Field Officer, HR/Personnel Officer and Marketing Officer:

IBPS SO Mains Exam Pattern 2026 For Law Office, IT Officer, Agriculture Field Officer, HR/Personnel Officer and Marketing Officer
Subject No. of Questions Maximum Marks Duration
Professional Knowledge 60 60 45 minutes

 

Total 60 60

For the post of Rajbhasha Adhikari:

IBPS SO Mains Exam Pattern 2026 For Rajbhasa Adhikari
Subject No. of Questions Maximum Marks Duration
Professional Knowledge (Objective) 45 60 30 minutes
Professional Knowledge (Descriptive) 2 30 minutes

Note – There will be a negative mark of 0.25 for each question marked wrongly (in both Pre & Mains Examination)

c) Interview:

The total marks allotted for the Interview are 100.

Candidates who will be shortlisted in the Online Main Examination will subsequently be called for an Interview to be conducted by the Participating Banks and coordinated by the Nodal Banks in each State/ UT with the help of IBPS.

IBPS SO 2026 Syllabus

To start preparation on the right track, candidates should first be familiar with the IBPS SO 2026 Syllabus and Exam Pattern. For the Preliminary Exam, aspirants are expected to prepare for subjects such as Reasoning Ability, English Language, General Awareness, and Quantitative Aptitude. In the Mains Exam, candidates’ professional knowledge will be assessed based on their specific Specialist Officer stream. The detailed IBPS SO Syllabus 2026 for all stages is provided in the table below.

IBPS SO Syllabus 2026
English Reasoning Quantitative Aptitude General Awareness
Cloze Test

Reading Comprehension

Spotting Errors

Sentence Improvement

Sentence Correction

Para Jumbles

Fill in the Blanks

Para/Sentence Completion

 

Seating Arrangements

Puzzles

Inequalities

Syllogism

Input-Output

Data Sufficiency

Blood Relations

Order and Ranking

Alphanumeric Series

Distance and Direction

Verbal Reasoning

 

Number Series

Data Interpretation

Simplification/ Approximation

Quadratic Equation

Data Sufficiency

Mensuration

Average

Profit and Loss

Ratio and Proportion

Work, Time and Energy

Time and Distance

Probability

Relations

Simple and Compound Interest

Permutation and Combination

 

Current Affairs

Banking Awareness

GK Updates

Currencies

Important Places

Books and Authors

Awards

Headquarters

Prime Minister Schemes

Important Days

 

Apart from these subjects, the candidate is required to have professional knowledge in his/her area of expertise as well. The detailed syllabus is discussed below:

IBPS SO Syllabus For Professional Knowledge
Post Subjects / Topics
IT officer Database Management System

Data Communication and Networking

Operating System

Software Engineering

Data Structure

Computer Organization and Microprocessor

Object-Oriented Programming

Agriculture Field Officer

Basics of Crop Production

Horticulture

Seed Science

Agronomy and Irrigation

Agricultural Economics

Agricultural Practices

Soil resources

Animal Husbandry

Agroforestry

Ecology

Government Schemes

Marketing Officer

Basics of Marketing Management

Brand Management

Advertising

PR

Sales

Retail

Business Ethics

Market Segmentation

Market research and forecasting demand

Product Life Cycle

Corporate Social Responsibility

Service Marketing

Marketing Strategies

Law Officer Banking Regulations

Compliance and Legal Aspects

Relevant Laws and Orders related to negotiable instruments, securities, foreign exchange

Prevention of Money-laundering, Limitation Act

Consumer Protection Act

SARFAESI Act

Banking Ombudsman Scheme

Laws and Actions in the direct link to Banking Sector

Bankers Book Evidence Act

DRT Act

HR / Personnel Officer Human Resource Development

Business policy and strategic analysis

Transnational Analysis

Training and Development

Recruitment and Selection

Rewards and Recognition

Industrial Relations

Business Policy and Strategic Analysis

Grievance and Conflict Management

Performance Management and Appraisal

IBPS SO 2026 Salary

Public Sector Banks offer an attractive salary to candidates selected for the Specialist Officer positions. The overall IBPS SO salary includes basic pay, allowances, and other perks. While the exact pay scale for 2026 will be confirmed in the official notification, the current structure provides a net salary of approximately Rs. 55,000–Rs. 60,000 per month.

IBPS SO 2025 Cut Off

Institute of Banking Personnel Selection releases the IBPS SO Cut off after each phase to let candidates sit in the phase phase. Cut Off is the minimum mark to clear the exam.

IBPS SO: Prelims Cut Off (Last Year)
POST SC ST OBC EWS UR HI OC VI ID
IT Officer 52.75 42.25 54.38 49.75 54.38 14.63 37.88 23.88 21.38
Agricultural Field Officer 36.88 34.13 36.88 36.88 36.88 20.13 33.88 31.75 22.38
Rajbhasha Adhikari 12.63 8.88 12.63 12.63 12.63 NA 12.25 11.13 NA
Law Officer 31.63 35.63 32.5 31.88 35.63 15.5 24.75 13.88 NA
HR/ Personnel Officer 39.38 39.38 39.38 39.38 39.38 24.38 26.63 22.63 47
Marketing Officer 10.13 9.88 9.38 19.75 20.13 16.75 9.13 14.88 52.75

IBPS SO 2026 Participating Banks

A total of 11 public sector banks are expected to participate in the IBPS SO 2026 Common Recruitment Process for Specialist Officers. While some banks will announce vacancies for various posts immediately, others may release their vacancy details in the coming weeks. The list of participating banks for IBPS SO 2026 will be updated once the official notification is released.

IBPS SO Participating Banks
Bank of Baroda Bank of India Bank of Maharashtra
Canara Bank Central Bank of India Indian Bank
Indian Overseas Bank Punjab National Bank Punjab & Sind Bank
UCO Bank Union Bank of India
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IBPS SO Law Officer Syllabus IBPS SO Eligibility

 

IBPS PO Syllabus and Exam Pattern 2026 Revised for Prelims and Mains Exams

The Institute of Banking Personnel Selection (IBPS) has revised the IBPS PO Syllabus 2026 and exam pattern for both Prelims and Mains examinations.  Understanding the updated syllabus and exam pattern is crucial for effective preparation, as it highlights the important topics and weightage of each section. Aspirants must focus on practicing topic-wise questions and mock tests to secure a strong performance in the upcoming stage.

IBPS PO Syllabus & Exam Pattern 2026

The officials have released the IBPS PO Syllabus and Exam Pattern 2026 The exam will be conducted in three phases: Preliminary Exam, Mains Exam, and Interview. Each section in the Preliminary Exam has separate timing, helping candidates manage their time effectively. To be selected as a Probationary Officer in public sector banks, a candidate must clear all stages. The Mains Exam also includes descriptive writing, such as essay and letter writing, to test candidates’ communication skills. This pattern ensures a complete assessment of knowledge, speed, and writing ability.

IBPS PO Syllabus: Overview

The IBPS PO Syllabus lists the important subjects candidates must study for the IBPS PO 2026 Exam. The table below provides an overview of the IBPS PO Syllabus.

IBPS PO Syllabus 2026
Exam Name IBPS PO Exam 2026
Post Probationary Officers
Category Syllabus
Exam Level Moderate
Selection Process Prelims
Mains
Personality Test
Interview
IBPS PO Prelims Exam English Language
Reasoning Ability
Quantitative Aptitude
IBPS PO Mains Reasoning Ability
General/ Economy/ Banking/ Digital/ Financial Awareness
English Language
Data Analysis & Interpretation
Language of Exam English, Hindi
Official Website www.ibps.in.
IBPS PO Exam Pattern 2026
  • Prelims Exam: Objective Type
  • Mains Exam: Objective + Descriptive Type
  • Both sectional and overall cut-offs are applied.
  • A deduction of 1/4th mark for every incorrect answer.

GA Capsule for SBI Clerk Mains 2025, Download PDF_10.1

IBPS PO Syllabus 2026

In the IBPS PO 2026 Preliminary Exam, candidates are tested on core areas like English Language, Quantitative Aptitude, and Reasoning Ability to assess their speed and accuracy. The Mains Exam goes beyond the basics, with a comprehensive evaluation that includes Data Interpretation & Analysis, Descriptive English writing, and topics covering General, Banking, Economic, and Financial Awareness, along with questions focused on current digital developments in the banking industry.

IBPS Probationary Officer Syllabus

The IBPS PO 2026 exam consists of two major written stages, Prelims and Mains, each designed to test different skill sets. Candidates must understand the structure and subjects covered in both stages to prepare efficiently.

IBPS Probationary Officer Syllabus

IBPS PO Prelims Syllabus 2026

The syllabus is an essential tool for candidates to prepare. Along with the IBPS PO Syllabus, candidates should practice questions through the IBPS PO Previous Year Question Papers, which will provide an insight into the exam pattern. Questions in the IBPS PO Prelims exam will be asked from three sections, which are:

  1. English Language
  2. Quantitative Aptitude
  3. Reasoning Ability
Reasoning Ability Quantitative Aptitude English Language
Seating Arrangements Simplification and Approximation Cloze Test
Puzzles Number Series Sentence Correction
Inequalities Inequality Para Jumbles
Syllogism Data Interpretation (DI) Fill in the Blanks
Input-Output Data Sufficiency (DS) Reading Comprehension
Data Sufficiency Profit & Loss Spotting Errors
Blood Relations SI and CI Sentence Improvement
Coding Decoding Probability Para/Sentence Completion
Order and Ranking Permutation & Combination Sentence Rearrangement
Alpha/numeric/symbol Series Age-Based Column-Based Spelling Errors
Distance and Direction Speed, Time, and Distance Word Swap
Miscellaneous Train Based Word Rearrangement
Time and Work Sentence-Based Errors
Mixture and Alligation
Ratio & Proportion

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IBPS PO Mains Syllabus 2026

Candidates who will be able to achieve the cutoff marks of the IBPS PO prelims exam will qualify for the Mains exam. The syllabus of the IBPS PO Mains exam is mentioned below.

Quantitative Aptitude  General Awareness Reasoning & Computer Aptitude English Language 
Simplification Financial Awareness Verbal Reasoning Reading Comprehension
Average Current Affairs Coding and Decoding One word Substitution
Percentage General Knowledge Internet Verbal Ability
Mixture and Allegations Static Awareness Memory Grammar
Ratio and Percentage Keyboard Shortcuts Vocabulary
Data Interpretation Computer Abbreviation
Mensuration and Geometry Microsoft Office
Quadratic Equation Computer Hardware
Interest Computer Software
Problems of Ages Operating System
Profit and Loss Networking
Number Series Computer Fundamentals /Terminologies
Speed, Distance, and Time Syllogism
Time and Work Circular Seating Arrangement
Number System Code Inequalities
Data Sufficiency Linear Seating Arrangement
Linear Equation Double Lineup
Permutation and Combination Scheduling
Probability Input-Output
Blood Relations
Directions and Distances
Ordering and Ranking
Data Sufficiency

IBPS PO Interview Process

The IBPS PO Interview is the final stage of the recruitment process after successfully clearing the Mains exam. It is conducted to assess a candidate’s overall suitability for the role, including personality traits, communication skills, confidence level, and awareness of the banking industry. Performance in this stage plays a crucial role in the final selection, as it is combined with the Mains score to prepare the merit list.

Key Details of IBPS PO Interview:

  • Conducted after qualifying the Mains exam.
  • Focuses on personality, communication skills, confidence, and banking knowledge.
  • Total marks: 100.
  • Minimum qualifying marks: 40% (General), 35% (SC/ST/OBC/PwD).
  • Final selection based on Mains and Interview scores in an 80:20 ratio.
  • Merit list prepared from the combined score for final appointment as a Probationary Officer.

IBPS PO Exam Pattern 2026 (Revised)

Candidates who are preparing for the IBPS PO Exam 2026 should check the IBPS PO revised exam pattern, which will help them to know how the exam is structured and the types of questions asked. The tables below show a quick overview of the IBPS PO Exam Pattern 2026 for each stage in detail.

IBPS PO Prelims Exam Pattern 2026

The first phase of the IBPS PO 2026 exam is prelims, which serve as a screening round.

  • The Prelims stage of the IBPS PO consists of three sections and has a total duration of 1 hour.
  • A total of 100 multiple-choice questions in the Prelims exam for a maximum of 100 marks.
  • There will be a negative marking of 0.25 marks for every incorrect answer.
  • Candidates must meet the minimum cut-off marks set by IBPS in all the tests to qualify.
IBPS PO Prelims Exam Pattern 2026 (Revised)
Subjects Number of Questions Marks Duration
English Language 30 30 20 minutes
Quantitative Aptitude 35 30 20 minutes
Reasoning Ability 35 40 20 minutes
Total 100 100 1 Hour

IBPS PO Mains Exam Pattern 2026

Candidates who qualify for the prelims round will become eligible to sit for the mains exam, which is the second phase of the IBPS PO 2026 selection process.

  • The IBPS PO Mains Exam consists of four sections and an additional section for the descriptive test, which will be conducted separately on the same exam date.
  • In the Mains exam, the question paper will consist of both objective and descriptive types, valuing 200 marks and 25 marks, respectively.
  • There will be a negative marking of 0.25 marks for every incorrect answer.
  • Each section will have a designated time limit, similar to the IBPS PO Prelims Exam.
  • Candidates must pass each test/section individually to succeed in the IBPS PO Mains Exam.

Introduction of Descriptive Test: 25 Marks

In the IBPS PO Mains Exam, IBPS has introduced a descriptive test worth 25 marks. This test requires candidates to write an essay and a comprehension, carrying 25 marks. The English Language Paper is designed to evaluate candidates’ writing skills, and it is necessary to pass this paper by getting a minimum cut-off mark.

IBPS PO Mains Revised Exam Pattern (Revised)
Sections Questions Marks Duration
Reasoning Ability 40 60 50 Minutes
General/ Economy/ Banking Awareness/ Digital/ Financial Awareness 35 50 25 Minutes
English Language 35 40 40 Minutes
Data Analysis & Interpretation 35 50 45 Minutes
Total 145 200 160 Minutes
Descriptive Paper (Essay & Comprehension) 02 25 30 Minutes

IBPS PO Interview 2026

Below are some important points about the IBPS PO Interview. Candidates must read them carefully.

  • The IBPS PO Interview does not have a fixed syllabus. However, candidates should be well prepared with current affairs general awareness and basic financial knowledge to do well in the interview.
  • The interview is scored out of 100 marks. General category candidates must get at least 40 marks to pass, while SC, ST, OBC and PWD category candidates need a minimum of 35 marks.
  • Final selection is done by combining the scores of the IBPS PO Mains and the Interview. The Mains exam carries 80 percent weightage while the Interview has 20 percent.
  • During the interview, panel members may ask questions about your education, your past work experience, if any and your reason for choosing banking as a career.
  • They may also check your understanding of important banking rules, recent economic trends, the financial market and the role of the Reserve Bank of India.
  • To score high, candidates must show good communication skills, clear thinking and confidence while answering the questions.
  • The panel might also ask situational or behavioural questions to test how well you can make decisions and solve problems.
  • It is important to stay updated with recent changes in the banking sector such as digital banking, financial inclusion and government schemes.
  • The interview panel usually includes senior officials and banking experts who judge you based on your personality, knowledge and whether you are fit for the role of a Probationary Officer.
  • Practicing with mock interviews can help improve how you present yourself and also teach you how to stay calm under pressure.

IBPS PO Syllabus Weightage (Topic-wise)

To prepare for the IBPS PO 2026 exam, candidates must focus on high-weightage topics from each section. Here is a brief overview of the most important topics based on previous exam trends:

IBPS PO Prelims Important Topics

  • English Language: Reading Comprehension, Cloze Test, Error Spotting, Word Swap, Phrase Replacement
  • Quantitative Aptitude: Simplification, Quadratic equation, Number/Wrong Series, Data Interpretation, Arithmetic
  • Reasoning Ability: Puzzles, Seating Arrangement, Syllogism, Direction and distance, Blood Relations

IBPS PO Mains Important Topics

  • Reasoning & Computer Aptitude: Puzzles, Seating Arrangement, Logical Reasoning, Input-Output, Coding-Decoding, Computer Basics
  • Data Analysis & Interpretation: Caselet DI, Table DI, Pie Charts, Bar Graphs, Arithmetic DI, Number Series, Arithmetic, Data Sufficiency
  • General/Economic Awareness: Current Affairs, Banking & Financial Awareness, Static GK, Sports, Regulatory Bodies/Banking, Scheme, Science and Technology
  • English Language: Reading Comprehension (Different type), Cloze Test, Error, Word Swap, Fillers, Miscellaneous

IBPS PO 2026 Selection Process

The recruitment process for IBPS Probationary Officers (PO) is done in three main stages. Candidates must qualify each stage to move to the next one.

Preliminary Exam (Prelims)

  • Type: Objective Test
  • Total Marks: 100
  • Purpose: This is a screening test.
  • Only those who qualify can appear for the Mains exam.
  • Marks are not added to the final selection.

Main Exam (Mains)

  • Type: Objective + Descriptive Test
  • Total Marks: 225
  • Objective: 200 Marks
  • Descriptive (Letter & Essay): 25 Marks
  • Purpose: Marks are added to the final merit list.
  • Focus on deep understanding and writing skills.

Interview

  • Conducted for candidates who clear the Mains exam.
  • Purpose: To test your personality, communication and banking awareness.
  • Minimum qualifying marks are set by IBPS.
  • Final merit is calculated based on Mains + Interview scores.

Final Selection

  • Based on performance in Mains (80%) + Interview (20%).
  • Candidates are provisionally allotted to banks as per merit and preference.

Important Aspects of the IBPS PO Mains Exam Online Format

The IBPS PO Mains Exam is held in an online format, meaning candidates will take the test on a computer at a designated exam centre. Understanding how the online process works is important for smooth performance on exam day. Below are the key things you should know:

  • The exam is conducted completely online (computer-based mode).
  • Candidates have to appear at their assigned exam centre to take the test.
  • The paper includes both objective-type questions and a descriptive section (essay/letter writing).
  • All questions and instructions will be displayed on the computer screen.
  • Candidates must select answers using the mouse and type descriptive answers using the keyboard.
  • Typing skills and basic computer knowledge are helpful, especially for the descriptive part.
  • The exam is time-bound, and each section has a separate time limit.
  • It’s important to read and follow on-screen instructions carefully.
  • Make sure to stay calm and manage your time well during the test.

Preparation Strategy for IBPS PO Prelims 2026

Understand the Sectional Breakup: Focus on all three sections—English Language, Quantitative Aptitude, and Reasoning Ability. Identify your strong and weak areas early in the preparation.

Daily Practice with Timed Quizzes: Allocate specific time slots for each section and practice using sectional and full-length mock tests to improve speed and accuracy under pressure.

Target High-Scoring Topics First: In Reasoning, focus on puzzles and seating arrangements; in Quant, give importance to simplification, number series, and data interpretation; in English, practice reading comprehension and error spotting regularly.

Revise Shortcuts and Tricks: For Quant and Reasoning, revise quick calculation methods, Venn diagram shortcuts, and formula-based problems to boost problem-solving efficiency.

Analyze Mock Tests Closely: After each mock test, analyze your mistakes and reattempt weak sections. This will help build a clear exam-day strategy and improve time management.

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IBPS SO Salary 2026, In Hand Salary, Job Profile and Perks

The IBPS Specialist Officer (SO) 2026 post offers not only a stable career in the banking sector but also an attractive salary package with various allowances and benefits. Candidates appointed as Specialist Officers receive a competitive in-hand salary along with perks such as DA, HRA, and additional incentives as per bank norms. Apart from financial rewards, the role comes with a defined job profile that involves handling specialized tasks in IT, HR, Law, Marketing, Agriculture, and Rajbhasha. The combination of growth opportunities, job security, and lucrative perks makes the IBPS SO position highly desirable among aspirants.

IBPS SO Salary 2026

The IBPS Specialist Officer (SO) salary structure is highly attractive and includes multiple growth stages through regular increments. The basic pay starts at ₹48,480 with a structured progression as per the scale: ₹48,480-2000/7-₹62,480-2340/2-₹67,160-2680/7-₹85,920. In addition to the basic pay, selected candidates are entitled to Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Provident Fund, and other perks and benefits as per the bank’s policy. The total in-hand salary increases significantly with experience, location of posting, and role-specific responsibilities.

IBPS SO Salary: Overview

The IBPS SO Salary is a must for being motivated for IBPS SO 2026. Here in this article, we have covered all the information on IBPS SO Salary.

IBPS SO Salary:  Overview
Organization Institute of Banking Personnel Selection
Exam Name IBPS SO Exam 2026
Post Specialist Officer
Category Salary 
Pay Scale Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920
Official Website www.ibps.in
Official WhatsApp Channel Join WhatsApp Channel

IBPS SO Salary Structure 2026

The IBPS SO Salary 2026 comprises basic pay along with various perks and allowances. Following the implementation of the 12th Bipartite Settlement, the revised pay scale stands at ₹48,480-2000/7-₹62,480-2340/2-₹67,160-2680/7-₹85,920. The in-hand salary for a Specialist Officer in a public sector bank generally falls between ₹60,000 and ₹65,000, varying based on the posting location.

IBPS SO 2025 Perks & Allowances

The IBPS SO 2025 salary comes with several perks and allowances that make the overall compensation attractive. These allowances help Specialist Officers manage living expenses, travel, and other work-related costs. Some of the key perks and allowances include:

  • House Rent Allowance (HRA)
  • City Compensatory Allowance (CCA)
  • Special Allowance
  • Conveyance Allowance
  • Dearness Allowance (DA)
  • Leave Travel Allowance (LTA)
  • Medical Allowance
  • Entertainment Allowance
  • Newspaper Allowance
  • Lease Allowance

IBPS SO 2026 Job Profile

The details on the job profile are important to be inspired for the examination. The candidates must have some idea about the job profile and responsibilities. The job profile for posts like IT Officer, Marketing Officer, Field Officer, Agriculture Officer, etc is mentioned below. 

IBPS SO Job Profile
Post  Job Profile 
Agriculture Field Officer
  • Loan inspection
  • Managing other RRBs and other organizations and coordinating with them.
  • Uplifting and promoting banking and lead generation.
IT Officer
  • managing the core banking system
  • developing banking software
  • Maintaining the security systems of the bank in terms of cybercrimes
Rajbhasha Adhikari
  • proofreading and translating important documents
  • Conducting for managing language-related workshops
  • Training employees in the local language
Law Officer
  • handling all the legal affairs of the bank
  • In case of a suit filed, representing the bank in a court of law
HR/Personnel Officer
  • managing the recruiting process
  • Performance evaluation of the employees
  • Forming schemes and compensation for all employees
Marketing Officer
  • managing the marketing sector and other promotional activities

IBPS SO Promotion Policy

After selection, candidates appointed to Scale-I and Scale-II positions undergo training, workshops, and assessments aimed at enhancing their skills and expertise. These programs play a crucial role in career development, equipping candidates for future growth within IBPS SO. Promotions within the organization are primarily based on merit and performance, providing professionals with opportunities to advance in their careers and improve their overall quality of life. The following hierarchy illustrates the structured career progression in IBPS SO.

  1. Junior Management- Scale 1, Officer/ Assistant Manager
  2. Junior Management- Scale 2, Manager
  3. Middle Management- Scale 3, Senior Manager
  4. Senior Management- Scale 4, Chief Manager
  5. Senior Management- Scale 5, Assistant General Manager
  6. Top Management- Scale 6, Deputy General Manager
  7. Top Management- Scale 7, General Manager

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IBPS Clerk Prelims Cut Off 2025 Out, Check State Wise Cut Off Marks

The IBPS Clerk Prelims Cut-Off 2025 is now out, detailing the qualifying marks for each state and category. Reviewing the cut-off gives candidates insight into the exam’s difficulty and competition. Along with the scorecard, aspirants can analyze their performance and focus on areas that need improvement. Comparing it with previous years’ cut-offs can also help predict trends and set target scores.

IBPS Clerk Prelims Cut Off 2025 Out

State-wise cut-offs in the IBPS Clerk Prelims exam are crucial for deciding which candidates move forward in the selection process. Due to differences in applicant numbers, vacancies, and reservation criteria across states, qualifying marks differ regionally. Checking these cut-offs allows candidates to gauge the expected performance in their state and see how their scores compare with the competition.

Also read, IBPS Clerk Score Card 2025

IBPS Clerk Prelims State-Wise Cut off 2025

Cut-off marks for the IBPS Clerk Prelims vary across different states, reflecting regional differences in competition and available vacancies. Examining these state-specific cut-offs helps candidates understand the level of difficulty in their region and assess how their performance compares with others, giving a clear picture of their chances in the selection process.

IBPS Clerk Prelims Cut Off 2025
States/ UT UR EWS OBC SC ST
Andhra Pradesh 64.50 64.50
Arunachal Pradesh
Assam 65.75
Bihar 61.25 61.25 61.25
Chandigarh 86.50
Chhattisgarh 66.75
Delhi 84.00 83.00
Gujarat 45.25 45.25 45.25 45.25
Haryana 78.50 70.75
Himachal Pradesh 82.75
Jammu & Kashmir 81.25
Jharkhand 74.50 74.50
Karnataka 46 46 46 46 46
Kerala 77.25
Madhya Pradesh 69.75 69.75
Maharashtra 74.00
Manipur 52.00 52
Odisha 69.75
Punjab 81.00 81.00
Rajasthan 77.50 77.50 77.50 64.50
Tamil Nadu 45.25
Telangana 46.25 46.25
Uttar Pradesh 69.75 69.75 63.00 57.75
Uttarakhand 85.00 77.75
West Bengal 78.50 70.25

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Highest State-Wise IBPS Clerk Prelims Cut Off 2025

The IBPS Clerk Prelims 2025 saw varying cut-offs across states and UTs. Here are the highest state-wise cut-off marks for the General/UR category, giving candidates an idea of the most competitive regions:

State / UT Prelims Cut Off 2025 (General / UR)
Chandigarh 86.5
Uttarakhand 85
Delhi (NCT) 84
Himachal Pradesh 82.75
Jammu & Kashmir 81

IBPS Clerk Prelims Sectional Cut off 2025

To move ahead in the IBPS Clerk Prelims, candidates must not only clear the overall cut off but also meet the minimum qualifying marks in each section. The sectional cut off helps assess a candidate’s balanced performance across Reasoning, Numerical Ability, and English. Given below are the sectional cut off marks set for this year’s exam, highlighting the score required in each individual section.

IBPS Clerk Prelims Sectional Cut off 2025
Section Cut Off Marks
Reasoning Ability 13.50
Numerical Ability 15.75
English Language 15.25

Factors that Influence the IBPS Clerk Prelims Cut Off 2025

The cut off for the IBPS Clerk Prelims shifts every year based on several factors. Understanding these factors helps candidates get a clearer picture of why their state’s score looks the way it does.

  • Vacancies in each state heavily shape the cut off, fewer seats often mean a higher qualifying score.
  • If the exam paper turns out tougher than expected, the cut off usually dips, and the opposite happens when the paper is easy.
  • States with a larger number of applicants often see sharper competition, which impacts the final numbers.
  • The overall performance trend of candidates also influences where IBPS sets the minimum marks.
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IBPS SO Syllabus & Exam Pattern 2026 for Prelims and Mains Exams

The Institute of Banking Personnel Selection (IBPS) conducts the IBPS SO Exam every year to select eligible candidates for Specialist Officer posts in public sector banks. To perform well in the exam, candidates must clearly understand the latest IBPS SO Syllabus and Exam Pattern. For 2026, IBPS has updated the syllabus and pattern for both the Prelims and Mains exams. The Mains exam is especially important because it checks the professional knowledge of candidates in fields like IT, Agriculture, Marketing, HR, Law, and Rajbhasha. Knowing the detailed syllabus helps candidates focus on the right topics, plan their preparation properly, and improve their chances of scoring high in the exam.

IBPS SO Syllabus 2026

To succeed in the IBPS SO 2026 exam, it’s important to understand the detailed syllabus. The exam covers general sections like Reasoning, Quantitative Aptitude, and English, as well as Professional Knowledge tailored to specific roles such as IT Officer, Agriculture Field Officer, Law Officer, and more. Each section assesses candidates’ skills in reasoning, general awareness, and specialised knowledge. Knowing the syllabus helps candidates focus on the right topics for better preparation and improves their chances of success in the exam.

  1. IT Officer
  2. Agriculture Field Officer
  3. Rajbhasha Adhikari
  4. Law Officer
  5. HR/ Personnel Officer
  6. Marketing Officer

The article below comprises topic-wise IBPS SO Syllabus for each of the sections along with the exam pattern.

IBPS SO Syllabus & Exam Pattern 2026 Overview

The IBPS SO exam has two stages Prelims and Mains exam. Candidates need to clear both to reach the final interview round. The exam is conducted online, and there is negative marking for wrong answers. Below we have given the overview of the IBPS SO Syllabus and Exam Pattern.

Details Information
Exam Conducting Authority
Institute of Banking Personnel Selection (IBPS)
Exam Name IBPS SO 2026
Exam Mode Online
Duration
Prelims: 120 minutes
Mains: 45-60 minutes
Selection Process
Prelims → Mains → Interview
Negative Marking
0.25 marks per wrong answer
Official Website ibps.in

IBPS SO Syllabus and Exam Pattern

The first important tool required to start the preparation for the IBPS SO Exam is being acquainted with the IBPS SO Syllabus 2026. The preliminary examination syllabus is almost similar to that of other banking exams. Professional Knowledge is included in the IBPS SO Syllabus for the main exam. Here, we have discussed the prelims and mains exam IBPS SO Syllabus.

IBPS SO Prelims Exam Syllabus 2026

The preliminary examination of IBPS SO consists of the same subjects for each post, i.e. Reasoning, English Language, Quantitative Aptitude, and General Awareness. Here, we have discussed a detailed breakdown of the subjects included in the IBPS SO Syllabus 2026 for prelims.

IBPS SO Syllabus 2026 For Prelims
Reasoning English Language Quantitative Aptitude General Awareness
  • Cloze Test
  •  Reading Comprehension
  • Spotting Errors
  • Sentence Improvement
  • Sentence Correction
  •  Para Jumbles
  •  Fill in the Blanks
  • Para/Sentence Completion
  • Column Based
  • Sentence Rearrangement
  • Word Swap
  • Sentence Based Error
  • Spelling Errors
  • Connectors
  • Current Affairs
  • Banking Awareness
  • GK Updates
  • Currencies
  • Important Places
  • Books and Authors Awards
  • Headquarters
  • Central Government Schemes
  • Important Days
  • RBI Circulars
  • Static Banking

IBPS SO Mains Exam Syllabus 2026

The main examination of IBPS SO requires candidates from all posts to take the Professional Studies test. However, the IBPS SO Syllabus for professional studies varies for each post. Here, we have discussed the topic-wise IBPS SO Syllabus 2026 of Professional Knowledge for each of the posts.

IBPS SO Mains Exam Syllabus 2026
IT Officer (Scale-I) Syllabus Agricultural Field Officer (Scale-I) Syllabus Marketing Officer (Scale-I) Syllabus HR/ Personnel Officer (Scale-I) Syllabus Law Officer (Scale-I) Syllabus
  • Database Management System
  • Data Communication and Networking
  • Operating System
  • Software Engineering
  • Data Structure
  • Computer Organization and Microprocessor
  • Object-Oriented Programming
  • Agriculture Current Affairs
  • Crop Horticulture Vegetables
  • Spacing Time Of Sowing Seed Rate
  • Varieties Important Only
  • Herbicides Pesticides
  • Important points regarding plants fruits vegetables
  • Preservation of fruits and vegetables
  • Types of cropping system
  • Different Diseases
  • Seed technology – Different government schemes
  • Agriculture economics – Agriculture cost and schemes
  • Various types of agricultural practices
  • Soil resources
  • Indian soil
  • Types of facts ( like humus content, CN ratio etc)
  • Green manures
  • Animal husbandry and technology
  • Different breeds of animals
  • Agriculture small industries like honey daily in the fisheries
  • Various diseases and their causes
  • Rural welfare activities in India – Before independence and After independence
  • Different insurance schemes regarding agriculture
  • Women and child development schemes
  • Basics of Marketing Management
  • Brand Management
  • Advertising
  • PR
  • Sales
  • Retail
  • Business Ethics
  • Market Segmentation
  • Market research and forecasting demand
  • Product Life Cycle
  • Corporate Social Responsibility
  • Service Marketing
  • Marketing Strategies
  • Human Resource Development
  • Business policy and strategic analysis
  • Transnational Analysis
  • Training and Development
  • Recruitment and Selection
  • Rewards and Recognition
  • Industrial Relations
  • Business Policy and Strategic Analysis
  • Grievance and Conflict Management
  • Performance Management and Appraisal
  • Banking Regulations
  • Compliance and Legal Aspects
  • Relevant Law and Orders related to negotiable instruments, securities, foreign exchange
  • Prevention of Money-laundering, Limitation Act
  • Consumer Protection Act
  • SARFAES
  • Banking Ombudsman Scheme
  • Laws and Actions with a direct link to Banking Sector
  • Bankers Book Evidence Act
  • DRT Act

IBPS SO Exam Pattern 2026

The IBPS PO Exam Pattern 2026 provides a detailed structure of the exam, including the number of questions, subjects, and marking scheme. Understanding the pattern helps candidates plan their preparation, focusing on the weightage of each section and managing their time effectively. For IBPS SO Exam 2026, the process consists of three phases: Preliminary Exam, Mains Exam and Interview. Candidates must clear all three phases for final selection. The Prelims have separate sectional timing, with 40 minutes allotted for each section. Only the Mains Exam and Interview scores will be considered for final selection and the Mains will focus on Professional Knowledge subjects.

IBPS SO Prelims Exam Pattern 2026

Aspirants can check below the IBPS SO Prelims Exam Pattern 2026 for the posts of Law Officer and Rajbhasa Adhikari.

IBPS SO Prelims Exam Pattern 2026 For Law Officer & Rajbhasha Adhikari
S. No. Section No. of Questions Total Marks Duration
1. Reasoning 50 50 40 minutes
2. English Language 50 25 40 minutes
3. General Awareness with Special Reference to the Banking Industry 50 50 40 minutes
Total 150 125 120 minutes

The given table includes the prelims exam pattern for the post of Specialist Officers (Agriculture Field Officer, Marketing Officer (Scale I), HR/Personnel Officer, and IT Officer Scale I.

IBPS SO Prelims Exam Pattern 2026
Serial No Section No. of Questions Total Marks Duration
1. Reasoning 50 50 40 minutes
2. English Language 50 25 40 minutes
3. Quantitative Aptitude 50 50 40 minutes
Total 150 125 120 minutes

IBPS SO Mains Exam Pattern 2026

Here, aspirants can check the IBPS SO Mains Exam Pattern 2026 for the post of Rajbhasha Adhikari.

IBPS SO Mains Exam Pattern 2026 for Rajbhasha Adhikari
Name of Test Number of Questions Duration Maximum Marks
Professional Knowledge(Objective) 45 30 minutes 60 Marks
Professional Knowledge(Descriptive) 2 30 minutes

Aspirants applying for the Post of Law Officer, IT Officer, Agriculture Field Officer, HR/Personnel Officer, and Marketing Officer can check the main examination pattern below.

IBPS SO Mains Exam Pattern 2026
Name of Test Number of Questions Maximum Marks Duration
Professional Knowledge 60 60 45 minutes

IBPS AFO Syllabus 2025 and Exam Pattern- Check Here

IBPS SO Law Officer Syllabus 2025 and Exam Pattern- Check Here

IBPS SO Marketing Officer Syllabus 2025 and Exam Pattern- Check Here

IBPS SO 2026 Interview Process

The IBPS SO 2026 Interview Process is the final stage of the recruitment process, which candidates reach after qualifying for the Prelims and Mains exams. During the interview, candidates will be evaluated based on the specific role they applied for. They will be asked questions related to the job and their overall personality and knowledge will be assessed. It is essential to perform well in this stage as the final selection is based on the interview performance. Candidates should prepare thoroughly to increase their chances of success in securing the position they applied for.

IBPS SO 2026 Selection Process

The IBPS SO 2026 selection process is based on three stages: the Preliminary Exam, the Main Exam, and the Interview. All exams are conducted online. To be selected for Specialist Officer positions, candidates must perform well in all three stages. Those who pass the Prelims will move on to the Mains, and those who clear the Mains will be called for the Interview. Finally, candidates who succeed in all stages will be recruited for the posts in participating banks.

Tips to Prepare for IBPS SO Exam

Understand the detailed syllabus and pattern for both Prelims and Mains according to your specific post.

Create a realistic study plan focusing on both core subjects and general aptitude.

Practice previous year papers and mock tests regularly to improve speed and accuracy.

For Mains, emphasize Professional Knowledge relevant to your discipline through reference books and online resources.

Stay updated with banking awareness and current affairs, especially if your Prelims includes General Awareness.

Related Posts
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IBPS SO Previous Year Papers IBPS SO Eligibility

IBPS Clerk Score Card 2025 Out at ibps.in, Check Marks & Scores for Prelims Exam

The IBPS Clerk Score Card 2025 is now available, giving candidates clear insight into their performance. Aspirants can log in with their registration number and password to view their individual marks, including section-wise details. This scorecard helps candidates assess how they performed in each part of the exam, recognize areas that need improvement, and prepare effectively for the next steps in the recruitment journey.

IBPS Clerk Score Card 2025 Out

The IBPS Clerk Prelims Score Card 2025 is now accessible for all candidates who took the examination. IBPS has also released the official IBPS Clerk Prelims Cut Off 2025, helping aspirants understand the benchmark needed to qualify. To view their individual scores, candidates can visit the IBPS official website and log in using their registration or roll number along with their password or date of birth.

IBPS Clerk Score Card 2025 Overview

Once logged in, they can view their section-wise scores and overall marks. It is advised to download and save a copy of the scorecard for future reference. Below we have given the overview of it.

Details Information
Organization Institute of Banking Personnel Selection (IBPS)
Exam IBPS Clerk 2025
Post Clerk
Prelims Exam Date 4th and 5th October 2025
Scorecard Release Date 25 November 2025
Category Score Card
Status Announced
Mains Exam Date 29th November and 2nd December 2025
Selection Process Prelims → Mains
Official Website www.ibps.in

IBPS Clerk Score Card 2025 Download Link

The IBPS PO Score Card 2025 has been released, enabling all exam-takers to review their performance in detail. By logging in on the official IBPS website with their registration or roll number and password or date of birth, candidates can view their overall and section-wise marks. It is advisable to keep a downloaded copy of the scorecard, as it will be important for upcoming phases of the recruitment process and future verification.

IBPS Clerk Score Card 2025: Click here to Download

Test Prime

Steps to Download IBPS Clerk Prelims Score Card 2025

  • Visit the official IBPS website: www.ibps.in.
  • Click on the “IBPS Clerk Prelims Score Card 2025” link available on the homepage.
  • Enter your Registration Number/Roll Number and Password/Date of Birth in the login credentials section.
  • Click on the Submit button to access your scorecard.
  • View your section-wise marks and overall score.
  • Download and save a copy of the scorecard for future reference, especially for the Mains exam.

IBPS Clerk Mains Mock Test 2025

IBPS Clerk 2025 Mains Exam Date

Along with the scorecard release, IBPS has confirmed the schedule for the next phase of the examination. Those who have successfully cleared the prelims are now eligible to sit for the IBPS Clerk Mains Exam 2025, scheduled for 29th November and 2nd December 2025. The admit card for the Mains examination is already available on the official portal, and candidates must download it to check their exam date, shift timing, and allotted exam centre.

What After IBPS Clerk Prelims Score Card 2025?

After the release of the IBPS Clerk Prelims Score Card 2025, candidates can clearly understand their performance in the exam and plan the next steps in the selection process. The scorecard not only shows the overall marks but also provides section-wise insights, helping aspirants identify areas of strength and improvement. Here’s what candidates should know and do next:

  • Check Cut-Off Status: Only candidates who meet or exceed the prelims cut-off are eligible for the Mains Exam.
  • Analyze Performance: Review your section-wise scores to identify strengths and weaknesses.
  • Preparation Strategy: Focus on improving weak areas and revising important topics for the Mains.
  • Scorecard Download: Ensure you download and save your prelims scorecard for reference during the Mains exam.
  • Next Stage: Qualifying in both Prelims and Mains is mandatory to move forward in the selection process.

IBPS Clerk Mains Exam Pattern 2025

The IBPS Clerk Mains Exam is the final and most crucial stage of the selection process. The marks obtained in this phase are considered for the final merit list. The Mains exam evaluates candidates across four major sections, each with a fixed time limit. Understanding the pattern is essential for effective preparation and strategic time management.

  • Total Questions: 155
  • Total Marks: 200
  • Total Duration: 120 minutes
  • Exam Mode: Online
  • Negative Marking: 0.25 marks for each wrong answer

1. General / Financial Awareness

Total Questions: 40

Total Marks: 50

Duration: 20 minutes

Divided into:

  • Section A: 10 Questions × 2 Marks
  • Section B: 30 Questions × 1 Mark

2. English Language

  • Total Questions: 40
  • Total Marks: 40
  • Duration: 35 minutes
  • All questions carry 1 mark each

3. Reasoning Ability

Total Questions: 40

Total Marks: 60

Duration: 35 minutes

Divided into:

  • Section A: 20 Questions × 2 Marks
  • Section B: 20 Questions × 1 Mark

4. Quantitative Aptitude

Total Questions: 35

Total Marks: 50

Duration: 30 minutes

Divided into:

  • Section A: 15 Questions × 2 Marks
  • Section B: 20 Questions × 1 Mark

Related Posts
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IBPS Clerk Mains Information Handout 2025 Out, Download PDF

The Institute of Banking Personnel Selection (IBPS) has released the official “Information Handout 2025” for the Clerical cadre Mains exam. This comprehensive document outlines the exam pattern, mark scheme, online test instructions, and important exam-day guidelines. Aspirants are advised to download the PDF, read it thoroughly, and align their preparation and logistics accordingly.

IBPS Clerk Mains Information Handout 2025 Out

The IBPS Clerk Mains Information Handout 2025 has been officially released, providing candidates with complete details about the Mains exam, including the latest exam pattern, marking scheme, section-wise timings, navigation instructions for the online test, and important exam-day guidelines such as reporting time, required documents, biometric verification, and prohibited items.

IBPS Clerk Mains Information Handout 2025 Download Link

The IBPS Clerk Mains Information Handout 2025 has been released, and candidates can now directly download the PDF to check the detailed exam pattern, section-wise timings, marking scheme, online test instructions, biometric verification process, and important exam-day guidelines. The handout provides complete clarity on how the Mains exam will be conducted, ensuring candidates understand navigation rules, required documents, and essential do’s and don’ts before appearing for the test.

Check Here to Download: IBPS Clerk Mains Information Handout

How to Download the IBPS Clerk Mains Information Handout PDF

  1. Go to the IBPS website (ibps.in).
  2. Navigate to the CRP Clerical Cadre section.
  3. Select the link for “Clerk Mains Information Handout 2025”.
  4. Download the PDF and save a copy for offline reading.
  5. Make sure you go through all sections so you don’t miss any updates or instructions specific to your region/exam centre.

What Does the IBPS Clerk Mains Information Handout Contain?

The IBPS Clerk Mains Information Handout 2025 includes all the important details candidates need to understand before appearing for the exam. It covers the following:

1. Exam Pattern

  • Prelims: Reasoning & Quantitative Aptitude
  • Mains: Reasoning, Quant, English/Hindi, General Awareness, Computer Aptitude
  • Section-wise marks and time limits
  • Medium of examination and type of questions

2. Marking Scheme

  • MCQ-based format
  • +1 mark for every correct answer
  • 0.25 mark deducted for each wrong answer

3. Instructions for Candidates

  • Reporting time and exam hall entry rules
  • Mandatory documents: Admit Card + Valid Photo ID
  • Biometric verification procedures
  • List of prohibited items like electronic gadgets, calculators, notes, and wearables

4. Mock Test & Navigation Guide

  • How to choose and submit answers
  • Steps to move between questions and sections
  • Instructions on submitting the test
  • Details of the on-screen timer and question palette

Test Prime

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IBPS Clerk Mains Exam Date 2025 Out for 15701 CSA Posts, Exam Pattern & Selection Process

The IBPS Clerk Mains Exam Date 2025 has been announced, and the exam is scheduled to be held on 29 November & 2 December 2025 for candidates shortlisted from the prelims stage. This year, the IBPS Clerk vacancy has been revised to 15,701 CSA posts, giving aspirants a larger opportunity to secure a position in participating banks. With the mains exam approaching, candidates must now focus on understanding the updated exam pattern and the selection process to prepare effectively.

IBPS Clerk Mains Exam Date 2025 Out

The Institute of Banking Personnel Selection (IBPS) has confirmed that the IBPS Clerk Mains Exam 2025 will be conducted on 29 November & 02 December 2025. With the prelims now over, qualified candidates should prioritize revising important topics, attempting mock tests, and improving time management to perform well in the mains. The IBPS Clerk Mains Admit Card 2025  has been released for the upcoming mains exam.

Also Read, IBPS Clerk Score Card 2025

IBPS Clerk Mains Exam 2025: Overview

The IBPS Clerk Mains Exam 2025 will be conducted soon, as per the official schedule released by IBPS. The marks obtained in the Mains Exam will be considered for the final merit list. Here’s a quick look at the exam highlights. Below, we have given an overview of the IBPS Clerk 2025 Exam.

Particulars Details
Organization
Institute of Banking Personnel Selection (IBPS)
Post Name Customer Service Assistants (CSA)/ Clerk
Total Vacancies 15,701 (Revised) (10,696- Initial)
Exam Mode Online
Participating Banks 11 Public Sector Banks
Exam Dates
Mains: 29 Nov 2025
Selection Process Prelims and Mains
Education Qualification Graduate (Bachelor’s Degree)
Age Limit 20 to 28 years
Application Fees SC/ST/PwD: ₹175 General/OBC/EWS: ₹850
Official Website www.ibps.in

IBPS Clerk 2025 Important Dates

The official schedule for IBPS Clerk CRP-XV has been released along with the notification. Candidates must take note of all important dates to avoid missing any important deadlines.

IBPS Clerk 2025 Exam: Important Dates
Event Date
Prelims Exam Date 04 & 05 October 2025
Mains Exam Date 29 November & 2 December 2025
Provisional Allotment April 2026

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IBPS Clerk Notification 2025

IBPS has released the IBPS Clerk 2025 notification for its 15th Common Recruitment Process (CRP). This IBPS Clerk will fill clerk posts in banks across different states and union territories. Candidates should check the eligibility criteria before applying.

IBPS Clerk Notification 2025: Download PDF

IBPS Clerk 2025 Vacancy

For IBPS Clerk Recruitment 2025-26, there are 15701 vacancies available. These are divided state-wise and category-wise, so candidates can apply based on their location and language preference. States like Uttar Pradesh, Maharashtra, and others have the highest number of openings. Complete state-wise IBPS Clerk Vacancy 2025 details are provided below.

State/ UT Inital Vacancies Revised Vacancies Revised Vacancies (15 Nov 2025)
Andaman & Nicobar 13 15 16
Andhra Pradesh 367 409 462
Arunachal Pradesh 22 36 41
Assam 204 373 397
Bihar 308 748 760
Chandigarh 63 13 15
Chhattisgarh 214 298 314
Dadra & Nagar Haveli and Daman & Diu 35 43 44
Delhi 416 279 279
Goa 87 90 104
Gujarat 753 860 1109
Haryana 144 181 188
Himachal Pradesh 114 121 134
Jammu & Kashmir 61 75 76
Jharkhand 106 177 268
Karnataka 1170 1248 1386
Kerala 330 342 354
Ladakh 5 7 8
Lakshadweep 7 7 7
Madhya Pradesh 601 755 958
Maharashtra 1117 1144 1634
Manipur 31 43 48
Meghalaya 18 19 17
Mizoram 28 29 29
Nagaland 27 34 34
Odisha 249 479 572
Puducherry 19 24 26
Punjab 276 313 383
Rajasthan 328 394 408
Sikkim 20 22 25
Tamil Nadu 894 1161 1217
Telangana 261 302 362
Tripura 32 59 56
Uttar Pradesh 1315 2346 2781
Uttarakhand 102 95 103
West Bengal 540 992 1086
Total 10,277 13533 15,701

IBPS Clerk Vacancy 2025 (Increased): Notice (as on 15 Nov 2025)

IBPS Clerk Vacancy Comparison Year-Wise

If you have been tracking IBPS Clerk recruitment for the past few years, you would know that the number of vacancies never remains the same. However, there is a positive update for 2025 this year’s notification shows a significant increase in the number of vacancies compared to previous years. To help you understand this trend better, we have shared the year-wise vacancies comparison below.

GA Capsule for SBI Clerk Mains 2025, Download PDF_28.1

IBPS Clerk 2025 Application Form

The registration window for IBPS Clerk 2025, which was opened for 15701 clerical posts in public sector banks, has officially closed. With applications now finalized, candidates should shift their focus entirely to preparing for the exams. Prioritizing topic revision, practicing mock tests, and strengthening problem areas will be key to performing well in both the Preliminary and Mains stages.

Click Here to Apply for IBPS Clerk Apply Online 2025: Over

IBPS Clerk 2025 Last Date Extension Notice

IBPS Clerk 2025 Online Form Correction Edit Window

The correction window for IBPS Clerk 2025 applications has now closed. Candidates had the chance to update their submitted forms between 2nd and 3rd September 2025 by paying a correction fee of ₹200. With the application and correction phases completed, aspirants should now focus entirely on their preparation for the Preliminary and Mains exams.

IBPS Clerk 2025 Online Form Correction Window Notice: Now Closed

IBPS Clerk Handwritten Declaration Guidelines

For the IBPS Clerk 2025 application process, every candidate must upload a handwritten declaration in their own handwriting. This step is compulsory as it serves as a confirmation that the details entered and the documents submitted are authentic. Any mistake whether in the format, wording, or file specifications can lead to the rejection of the application. The declaration should contain the following statement, written exactly as prescribed:

I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”

IBPS Clerk 2025 Eligibility Criteria

To apply for the IBPS CRP Clerks-XV, candidates must meet the following eligibility requirements:

Age Limit (as on 01.08.2025): Candidates must have been born not earlier than 02.08.1997 and not later than 01.08.2005 (both dates inclusive).

  • Minimum: 20 years
  • Maximum: 28 years

Educational Qualification (as on 21.08.2025): Applicants must hold a Graduation degree in any discipline from a university recognised by the Government of India.

Must possess a valid degree certificate or mark sheet indicating graduation status at the time of online registration. Must enter percentage of marks while applying.

Computer Literacy: Knowledge of computer operations is essential. Candidates must have:

  • A certificate/diploma/degree in computer operations, OR
  • Studied Computer/IT as a subject at high school/college/institute level.

Credit History Requirement: Candidates must maintain a healthy credit history with an acceptable credit score as per the norms of participating banks.

If CIBIL status is not updated before joining, candidates must submit No Objection Certificates (NOCs) from lenders confirming no outstanding dues. Banks reserve the right to withdraw or cancel the offer in case of adverse credit records.

IBPS Clerk 2025 Application Fees

The application fee must be paid online between 01.08.2025 and 21.08.2025:

  • SC/ST/PwBD/ESM/DESM: ₹175/-
  • All Other Categories: ₹850/-

IBPS Clerk Mains Exam Pattern Revised

The IBPS Clerk Mains Exam is the final stage of selection for the Customer Service Associate (Clerk) posts. It checks the candidate’s knowledge in reasoning, maths, English, computer, and financial awareness. The exam follows a revised pattern introduced in 2025.

IBPS Clerk 2025 Mains Exam Pattern 
Total Questions 190
Total Marks 200
Duration 120 minutes (2 hours)
Sections
– Reasoning Ability & Computer Aptitude- English Language- Quantitative Aptitude- General/Financial Awareness
Mode of Exam Online (Computer-Based Test)
Type of Questions Objective (Multiple Choice Questions)
Language of Exam English & Hindi (except English section)
Negative Marking
0.25 marks deducted for each wrong answer
Qualifying Criteria
Marks of mains exam are considered for final selection
Key Tip
Focus on speed, accuracy, and time management during each section

Changes Introduced in IBPS Clerk 2025 Notification

IBPS has introduced some notable changes this year for the recruitment of candidates for the clerical post. These are the following changes:

Post Renamed: The designation “Clerk” is now officially renamed as Customer Service Associate.

Detailed Pay Scale Announced: IBPS has published a full consolidated pay scale for the first time. Basic Pay: ₹24,050 – ₹64,480 with structured increments.

Revised Mains Exam Pattern: Number of questions reduced from 190 to 155. Duration reduced from 160 to 120 minutes.

Mandatory Local Language Proficiency Test: Applicants must be able to read, write, speak, and understand the local language of the State/UT applied for. Exempted if the local language was studied in the 10th grade or above.

DigiLocker Integration: Candidates can auto-fetch Aadhaar and academic certificates via DigiLocker. Eases and speeds up the document upload process.

New Edit Window Feature: A separate edit window will be provided post-registration. Allows corrections beyond the standard registration period.

Major Changes in IBPS Clerk 2025 Exam

IBPS Clerk 2025 Selection Process

The recruitment process of IBPS Clerk 2025 is completed in several stages the main stages is two like prelims and mains. Candidates have to clear each stage to move forward in the selection process. The detailed procedure is as follows:

Preliminary Exam (Prelims): The first stage is the Preliminary Examination, which acts as a screening test. Candidates need to score the minimum qualifying marks and sectional cut-offs to get shortlisted for the Mains exam.

Main Examination (Mains): Candidates who qualify the preliminary exam and appear for the main exam. This stage is important as the final merit list is prepared based on the main exam marks only. Candidates must score high marks to increase their chances of selection.

Language Proficiency Test (LPT): After the mains exam, the selected candidates may have to appear for a Language Proficiency Test (LPT). This test ensures that the candidates are proficient in the official/local language of the state or union territory to which they have been allotted. Failure to clear this test may result in disqualification of the candidate.

Document Verification (DV): The final stage of the recruitment is Document Verification (DV). Here, candidates must present their original documents such as educational certificates, identity proof, caste/category certificates (if applicable), and other required papers. Only after successful verification will candidates receive the appointment letter.

Local Language Proficiency Test in IBPS Clerk 2025 Exam

The Local Language Proficiency Test (LLPT) for IBPS Clerk 2025 is conducted after the Mains exam and before the final joining. It assesses a candidate’s ability to read, write, speak, and understand the local language of the state they applied for.

  • The Local Language Test (LLPT) is held after the Mains exam and before final joining.
  • This test is just to check the ability to read, write, speak and understand the local language of the state the candidate applied for.
  • If the candidate studied the local language in Class 10 or above and has a mark sheet or certificate, they are exempted from the test.
  • If the candidates do not clear the local language test, then their selection will be canceled.
  • The test is mandatory unless the candidates meet the exemption criteria.

IBPS Clerk Pre-Exam Training

IBPS may conduct Pre-Examination Training (PET) for candidates belonging to SC, ST, or Religious Minority Communities at selected centres, as per the guidelines of the Government of India. This training is meant to help eligible candidates better understand the exam process and boost their confidence before the actual test. Those interested in attending must select the relevant option while filling out the online application form. It’s important to note that the training will be conducted at the candidates’ own expense.

IBPS Clerk 2025 Syllabus

The IBPS Clerk exam has two stages Prelims and Mains. The questions come from English, Reasoning, Maths, Computer Knowledge, and General Awareness. So, below we have discuss the syllabus for the IBPS Clerk 2025 exam.

Subject Topics Covered
English Language
Reading Comprehension, Cloze Test, Fill in the Blanks, Spotting Errors, Sentence Improvement, Fillers
Numerical Ability
Number Series, Simplification, Approximation, Data Interpretation, Quadratic Equations, Data Sufficiency, Number System, Miscellaneous Problems
Reasoning Ability
Puzzles, Seating Arrangement, Syllogism, Inequality, Blood Relations, Direction Sense, Coding-Decoding, Order & Ranking
Computer Knowledge
Computer Basics, History & Generation, Hardware & Software, Operating System, MS Office, Shortcuts, Internet, Networking, DBMS, Security
General Awareness
Banking Awareness, Financial Awareness, Government Schemes, Current Affairs (last 6 months), Static GK

IBPS Clerk Salary

The IBPS Clerk post offers a decent starting salary along with multiple allowances and benefits.

  • Initial Basic Pay: ₹24,050 per month
  • Pay Scale: ₹24,050-₹64,480
  • Gross Monthly Salary: ₹40,000 (approx.), depending on posting location
  • Allowances Included: Dearness Allowance (DA), House Rent Allowance (HRA), Transport Allowance, Special Allowance & other allowances
  • Increments: Regular annual increments and timely promotions as per bank norms
  • Perks: Job stability, pension benefits under NPS, medical benefits, and paid leave facilities

Application Edit Window Introduced

For the first time, IBPS introduced a separate “Edit Window” in the Clerk 2025 application process. This feature allowed candidates to review and correct their submitted forms after registration, ensuring their details were accurate. The edit window was available only once, so applicants needed to use it carefully.

Topics to Focus on for IBPS Clerk Mains Exam 2025

1. Reasoning Ability & Computer Aptitude

  • Puzzle and Seating Arrangement (Linear, Circular, Floor-based, Box-based)
  • Data Sufficiency and Logical Reasoning
  • Syllogism, Inequality, and Coding-Decoding
  • Blood Relations, Input-Output, and Machine Input
  • Computer Fundamentals, Networking, MS Office, and Internet Basics

2. Quantitative Aptitude

  • Data Interpretation (Table, Bar, Pie, Line Graphs, Caselets)
  • Arithmetic Problems (Profit & Loss, Time & Work, Time & Distance, Ratio, and Mixture)
  • Quadratic Equations and Simplification/Approximation
  • Data Sufficiency and Number Series
  • Mensuration and Probability (basic-level questions)

3. English Language

  • Reading Comprehension (Economy, Banking, and Social Topics)
  • Cloze Test, Para Jumbles, and Sentence Rearrangement
  • Error Detection and Sentence Improvement
  • Vocabulary: Synonyms, Antonyms, and Word Usage
  • Fill in the Blanks and Grammar-based Questions

4. General/Financial Awareness

  • Current Affairs (last 6 months—banking, economy, and national news)
  • Static Banking Awareness: RBI functions, monetary policy, and key financial terms
  • Recent Government Schemes, Budget & Economic Survey highlights
  • Banking & Insurance Sector Updates
  • Headquarters of Banks, Taglines, and Important Appointments

5. Data Analysis and Interpretation (Advanced DI)

  • Caselet DI and Mixed Graphs
  • Missing Data Interpretation
  • Ratio-based and Percentage-based DI questions

IBPS Clerk 2025 Exam Centres

The IBPS Clerk examination is conducted across various states and union territories in India, with designated centres for both the Preliminary and Main exams. To help candidates plan their preparation and logistics, this table lists all the examination centres by state, making it easy to identify where each stage of the exam will be held. Whether you are appearing for the Prelims or the Mains, this guide ensures you know your nearest centre in advance.

Andaman & Nicobar

  • Preliminary: Port Blair
  • Main: Port Blair

Andhra Pradesh

  • Preliminary: Anantapur, Eluru, Guntur, Vijayawada, Kadapa, Kakinada, Kurnool, Nellore, Ongole, Rajahmundry, Srikakulam, Tirupati, Visakhapatnam, Vizianagaram
  • Main: Guntur, Vijayawada, Kakinada, Nellore, Rajahmundry, Tirupati, Visakhapatnam

Arunachal Pradesh

  • Preliminary: Naharlagun, Papumpare
  • Main: Naharlagun, Papumpare

Assam

  • Preliminary: Dibrugarh, Guwahati, Jorhat, Silchar, Tezpur
  • Main: Guwahati, Silchar

Bihar

  • Preliminary: Arrah, Bhagalpur, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea, Samastipur
  • Main: Arrah, Bhagalpur, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea, Samastipur

Chandigarh

  • Preliminary: Chandigarh/Mohali
  • Main: Chandigarh/Mohali

Chhattisgarh

  • Preliminary: Bhilai Nagar, Bilaspur, Durg, Raipur
  • Main: Bhilai Nagar, Raipur, Bilaspur

Dadra & Nagar Haveli / Daman & Diu

  • Preliminary: Surat, Jamnagar
  • Main: Surat, Jamnagar

Delhi NCR

  • Preliminary: Delhi/New Delhi, Delhi NCR, Faridabad, Ghaziabad
  • Main: Delhi/New Delhi, Delhi NCR, Faridabad, Ghaziabad

Goa

  • Preliminary: Panaji
  • Main: Panaji

Gujarat

  • Preliminary & Main: Ahmedabad, Gandhinagar, Anand, Bhavnagar, Jamnagar, Mehsana, Rajkot, Surat, Vadodara

Haryana

  • Preliminary: Ambala, Faridabad, Fatehabad, Gurugram, Hisar, Karnal, Panipat
  • Main: Ambala, Faridabad, Gurugram, Hisar, Karnal, Panipat

Himachal Pradesh

  • Preliminary: Bilaspur, Hamirpur, Kangra, Mandi, Kullu, Shimla, Solan, Una
  • Main: Bilaspur, Hamirpur, Kangra, Mandi, Shimla, Solan, Una

Jammu & Kashmir

  • Preliminary: Baramulla, Jammu, Kathua, Samba, Srinagar
  • Main: Jammu, Srinagar, Baramulla

Jharkhand

  • Preliminary: Bokaro, Dhanbad, Hazaribagh, Jamshedpur, Ranchi
  • Main: Dhanbad, Hazaribagh, Jamshedpur, Ranchi

Karnataka

  • Preliminary & Main: Bengaluru, Belgaum, Bellary, Bidar, Davangere, Dharwad, Gulbarga (Kalaburagi), Hassan, Hubli, Mangalore, Mysore, Shimoga (Shivamogga), Udupi

Kerala

  • Preliminary: Alappuzha, Kannur, Ernakulam, Kollam, Kottayam, Kozhikode, Malappuram, Palakkad, Thiruvananthapuram, Thrissur
  • Main: Alappuzha, Ernakulam, Kollam, Kottayam, Kozhikode, Malappuram, Thiruvananthapuram, Thrissur

Ladakh

  • Preliminary & Main: Leh, Kargil

Lakshadweep

  • Preliminary & Main: Kavaratti

Madhya Pradesh

  • Preliminary: Bhopal, Gwalior, Indore, Jabalpur, Sagar, Satna, Ujjain
  • Main: Bhopal, Indore, Gwalior, Jabalpur, Satna, Ujjain

Maharashtra

  • Preliminary: Ahmednagar, Akola, Amravati, Aurangabad, Chandrapur, Jalgaon, Kolhapur, Latur, Mumbai, Nagpur, Nanded, Nandurbar, Nashik, Pune, Ratnagiri, Sangli, Satara, Solapur, Thane, Wardha
  • Main: Ahmednagar, Akola, Amravati, Aurangabad, Chandrapur, Jalgaon, Kolhapur, Mumbai, Nagpur, Nanded, Nashik, Pune, Ratnagiri, Sangli, Satara, Solapur, Thane, Wardha

Manipur

  • Preliminary: Imphal, Kakching, Churachandpur
  • Main: Imphal

Meghalaya

  • Preliminary & Main: Shillong, Tura

Mizoram

  • Preliminary & Main: Aizawl

Nagaland

  • Preliminary & Main: Kohima

Odisha

  • Preliminary: Balasore, Berhampur (Ganjam), Bhubaneswar, Cuttack, Dhenkanal, Rourkela, Sambalpur
  • Main: Balasore, Bhubaneswar, Cuttack, Rourkela, Sambalpur

Puducherry

  • Preliminary & Main: Puducherry

Punjab

  • Preliminary: Amritsar, Bhatinda, Ferozepur, Jalandhar, Ludhiana, Mohali, Pathankot, Patiala
  • Main: Amritsar, Bhatinda, Jalandhar, Ludhiana, Mohali, Patiala

Rajasthan

  • Preliminary & Main: Ajmer, Alwar, Bikaner, Jaipur, Jodhpur, Kota, Sikar, Udaipur

Sikkim

  • Preliminary & Main: Gangtok

Tamil Nadu

  • Preliminary: Chennai, Coimbatore, Dharmapuri, Dindigul, Erode, Kancheepuram, Krishnagiri, Madurai, Namakkal, Nagercoil, Perambalur, Pudukkottai, Ramanathapuram, Salem, Sivagangai, Thanjavur, Theni, Thiruvallur, Thoothukudi, Tirunelveli, Tirupur, Tiruvannamalai, Tiruvarur, Vellore, Villupuram, Virudhunagar
  • Main: Chennai, Coimbatore, Dindigul, Erode, Kancheepuram, Madurai, Nagercoil, Namakkal, Salem, Thanjavur, Theni, Thiruvallur, Thoothukudi, Tirunelveli, Tirupur, Vellore, Villupuram, Virudhunagar

Telangana

  • Preliminary: Hyderabad, Karimnagar, Khammam, Warangal
  • Main: Hyderabad, Karimnagar

Tripura

  • Preliminary & Main: Agartala

Uttar Pradesh

  • Preliminary: Agra, Aligarh, Ayodhya, Gorakhpur, Jhansi, Kanpur, Lucknow, Meerut, Moradabad, Muzaffarnagar, Noida/Greater Noida, Prayagraj, Varanasi
  • Main: Agra, Aligarh, Gorakhpur, Jhansi, Kanpur, Lucknow, Meerut, Moradabad, Muzaffarnagar, Prayagraj, Varanasi

Uttarakhand

  • Preliminary & Main: Dehradun, Haldwani, Haridwar, Roorkee

West Bengal

  • Preliminary: Asansol, Durgapur, Greater Kolkata, Hooghly, Howrah, Kalyani, Siliguri, Shrirampur, Bankura
  • Main: Asansol, Durgapur, Greater Kolkata, Hooghly, Howrah, Kalyani, Siliguri

IBPS Clerk Previous Year Question Papers

Candidates preparing for the IBPS Clerk exam can benefit greatly from practising IBPS Clerk Previous Year Question Papers. These papers give a clear idea of the exam pattern, types of questions asked, and difficulty level. By solving them, aspirants can identify their strengths and weaknesses, improve time management, and boost confidence. Downloadable PDFs of past papers make it easy to practice anytime, helping candidates prepare effectively for both the Preliminary and Main exams.

IBPS Clerk Mains Exam 2025 – Key Preparation Tips

To score well in the IBPS Clerk Mains Exam 2025, candidates must follow a smart and consistent preparation plan. Here are some useful tips:

  • Revise regularly – Focus on important topics from Reasoning, Quant, and English.
  • Attempt mock tests daily to build accuracy and speed.
  • Work on weak areas using previous year papers.
  • Stay updated with current affairs and financial news for the GA section.
  • Manage time during practice to adapt to sectional timing.

IBPS Clerk Previous Year Cut Off

The IBPS Clerk Cut Off is the minimum score needed to pass each stage of the exam. These scores changes every year depending on things like the number of candidates, vacancies and how difficult the exam is. For the Prelims stage, IBPS releases state-wise cut-off marks in which candidates must score equal to or more than the cut-off to qualify for the next round. Below we have given the state wise Previous Year cut off marks for IBPS Clerk 2025.

State/UT Cut Off (UR)
Karnataka 65.75
Odisha 86.75
Gujarat 77.25
Jharkhand 83.5
Bihar 79.5
Jammu & Kashmir 86.25
West Bengal 87.75
Assam 83.75
Andhra Pradesh 77.5
Madhya Pradesh 80
Tripura 80.25
Rajasthan 83.25
Punjab 81.25
Himachal Pradesh 86.75
Maharashtra 73
Chandigarh 81.5
Haryana 83
Arunachal Pradesh 71
Delhi 80.75
Uttar Pradesh 79

IBPS Clerk 2025 Promotion and Career Growth

There are plenty of professional growth opportunities available for IBPS Clerks in the banking sector. Promotions are based on performance, experience and internal exams conducted by the bank. Clerks can move up in two main ways:

Normal/Seniority- Based on years of service and internal performance, a clerk can be promoted to the officer cadre without appearing in any written examination, though interview and performance review may be conducted.

Merit/Fast-track- Clerks can appear for internal promotion exams after completing a minimum of 3 years of service (some banks require 2 years for exceptional performance). Clearing these exams can lead to quick promotion.

Promotion:

Clerk

 ↓

Officer (PO/Assistant Manager)

 ↓

Deputy Manager

 ↓

Branch Manager

 ↓

Senior Branch Manager

 ↓

Chief Manager

 ↓

Assistant General Manager

 ↓

Deputy General Manager

 ↓

General Manager

A candidate’s final position is not guaranteed and depends on several key factors:

  • Performance and Seniority: Promotions are based on a combination of a candidate’s work performance, experience, and seniority within the bank.
  • Internal Exams: To advance, clerks must typically clear internal written exams and interviews.
  • Professional Certifications: Obtaining professional diplomas like JAIIB and CAIIB from the Indian Institute of Banking and Finance can significantly fast-track a clerk’s career progression and increase their chances of promotion.
  • Dedication and Skill Development: Continuous learning, participating in training initiatives, and improving skills in various banking functions are crucial for upward mobility.

IBPS Clerk Joining Process

After the final results and provisional allotment, selected candidates begin the joining process. They first receive their appointment letter from the allotted bank, which confirms their selection. Following this, candidates must complete essential formalities such as document verification and a medical check-up. Once these steps are successfully completed, candidates officially join as a clerk and enter their probation period, marking the start of their banking career.

IBPS Clerk Training Period

Before taking on regular duties, newly selected clerks undergo a training or induction program designed to familiarize them with banking operations. The training covers areas such as customer handling, software usage, and day-to-day banking tasks. The duration of training varies from bank to bank, typically lasting from a few days to a few weeks. This period ensures that clerks are well-prepared to perform their responsibilities.

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IBPS Clerk Salary IBPS Clerk Preparation Strategy
IBPS Clerk Syllabus IBPS Clerk Previous Year Papers
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IBPS Clerk Expected Cut Off 2025

Reading Comprehension for Beginners- How to Read Faster

Reading comprehension is one of the most important skills for students, competitive exam aspirants, and anyone who wants to improve their communication abilities. For beginners, however, reading can feel slow, confusing, and overwhelming. The good news is that with the right techniques and consistent practice, anyone can read faster while understanding the text better. In this guide, we break down simple strategies to help beginners build speed, boost comprehension, and develop confidence while reading.

Reading Comprehension for Beginners – How to Read Faster

Reading Comprehension for Beginners – How to Read Faster involves developing simple yet effective habits like avoiding word-by-word reading, practicing skimming and scanning, improving vocabulary, and minimizing subvocalization. Beginners should start with easy passages, focus on understanding the main idea, and use a finger or pen to guide their eyes for better speed and flow. With daily timed practice and reduced re-reading, reading speed naturally improves while maintaining strong comprehension.

1. Start with Simple and Familiar Content

Beginners should always start with easier passages stories, news articles, or basic level RCs before moving to complex topics. Reading simple content helps you build vocabulary, improve sentence understanding, and gain confidence without feeling stuck.

2. Avoid Reading Word-by-Word

One of the biggest mistakes beginners make is reading every single word. Instead, try reading in phrases or small chunks. Your eyes should move smoothly across the line, not jump at every word. This reduces eye strain and significantly increases reading speed.

3. Improve Your Vocabulary Step-by-Step

A strong vocabulary makes reading easier and faster. When you know more words, you spend less time guessing meanings. Make a habit of noting down 3–5 new words daily, learn their usage, and revise them often. Over time, you will naturally read faster.

4. Stop Subvocalizing

Subvocalizing means silently “saying” each word in your head while reading. This slows you down. Try to shift your focus from pronouncing to visualizing the meaning. Use a pen or finger to guide your reading pace and reduce inner speech.

5. Use a Pointer to Increase Speed

Using your finger or a pen to guide your eyes across lines helps maintain flow and prevents unnecessary backtracking. This simple trick can instantly increase your reading pace by 20–30%.

6. Identify the Central Idea First

Before jumping into details, try to understand the main idea of the passage. Read the first paragraph carefully and skim the rest quickly to get an overview. Once you know the theme, the remaining paragraphs become easier to read and absorb.

7. Practice Skimming and Scanning

  • Skimming: Quickly glance through the passage to understand the main idea.

  • Scanning: Look for specific information like names, dates, or keywords.
    These techniques help you save time while maintaining good comprehension.

8. Reduce Re-Reading (Regression)

Beginners often go back and re-read lines unnecessarily. This breaks momentum and wastes time. Instead:

  • Read at a steady pace.

  • Trust your understanding.

  • Only re-read when absolutely needed.

9. Time Your Reading Practice

Set a timer for 5–10 minutes and try reading as much as you can while maintaining comprehension. Consistent timed practice trains your brain to read faster naturally.

Foundation Batch

10. Practice Daily for Best Results

Like any other skill, reading speed improves with daily practice. As a beginner, commit to reading at least 20 minutes a day articles, books, editorials, or RC passages. Over time, your speed and understanding will noticeably improve.