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GA Capsule for SBI Clerk Mains 2025, Download PDF

The SBI Clerk Mains Exam 2025 is scheduled for 10 and 12 April 2025, making it essential for candidates to enhance their General Awareness (GA) section to boost their overall scores. The GA section holds significant weight, encompassing current affairs, banking awareness, and static GK. To support candidates in their preparation, we have curated a detailed GA Capsule PDF that includes all key topics necessary for excelling in the SBI Clerk Mains Exam 2025.

GA Capsule for SBI Clerk Mains 2025

The GA Capsule for SBI Clerk Mains 2025 is an essential resource for candidates aiming to excel in the General Awareness section. The General Awareness section in the SBI Clerk Mains exam helps candidates score high marks in less time as it does not require lengthy calculations. Well-prepared aspirants can attempt this section quickly and accurately, boosting their overall score. The GA section primarily includes current affairs, banking and financial news, and important static GK topics.

Read Also: SBI Clerk Mains Admit Card 2025

GA Capsule for SBI Clerk Mains 2025, Download PDF

To help aspirants in their preparation, we are providing a free downloadable PDF that covers all the important General Awareness topics for the SBI Clerk 2025 Mains exam. Click on the link below to download the GA Capsule:

SBI Clerk Mains GA Capsule 2025
GA Capsule for SBI Clerk Mains 2025: Download Part 1 and 2 PDF

GA Capsule for SBI PO Mains 2025- Click Here to Download

GA Capsule for SBI Clerk Mains 2025, Download PDF_3.1

SBI Clerk Mains GA Capsule Contains

The GA Capsule PDF provided here covers a wide range of topics relevant to the SBI Clerk Mains 2025, ensuring that aspirants have access to all important updates in one place. Below is the list of topics covered:

1. National Current Affairs

  • Important government schemes, policies, and initiatives
  • Major developments in Indian states and union territories
  • Infrastructure projects and national-level appointments

2. International Current Affairs

  • Global events impacting India and the world
  • Political changes and international summits
  • Agreements between nations

3. New Appointments (National & International)

  • Key government and corporate sector appointments
  • Changes in leadership at central banks, ministries, and international organizations

4. Agreements/Memorandum of Understanding (MoUs)

  • Agreements signed between India and other countries
  • MoUs between banks, companies, and government bodies

5. Banking Current Affairs

  • RBI updates, monetary policy changes, and banking reforms
  • Mergers, acquisitions, and financial market trends
  • Digital banking initiatives and fintech developments

6. Economy/Business Current Affairs

  • GDP growth rates, economic indicators, and policy changes
  • Business expansions, acquisitions, and major investments
  • Important reports and economic rankings

7. Defense Current Affairs

  • Defence deals, acquisitions, and new weapon systems
  • Military exercises and strategic alliances
  • Appointments and retirements in the defence sector

8. Awards & Recognition

  • National and international awards in various fields
  • Prestigious honours like Bharat Ratna, Padma Awards, and Nobel Prize

9. Summits | Events | Festivals (National & International)

  • Important national and international summits and conferences
  • Cultural and religious festivals across India and the world

10. Committees & Meetings

  • Government and corporate sector committees
  • Important high-level meetings and policy decisions

11. List/Indexes (Ranks & Reports)

  • India’s ranking in global indices and reports
  • Reports by organizations like the World Bank, IMF, UN, and WEF

12. Books & Authors

  • Newly released books and their authors
  • Important literary awards

13. Sports Current Affairs

  • Major sports events and tournaments
  • Achievements of Indian and international athletes

14. Science & Technology

  • Latest technological advancements and innovations
  • ISRO, NASA, and other space missions

15. Schemes/Apps/Portals

  • Government welfare schemes and newly launched portals
  • Updates on digital initiatives and mobile applications

16. Important Days

  • National and international observances
  • Themes of special days

17. Environment

  • Climate change events and reports
  • Government and global environmental initiatives

18. Obituaries (National/International)

  • Notable personalities from various fields who passed away

19. Miscellaneous Current Affairs & One-Liners

  • Other crucial events and quick revision points

20. Static Takeaways Current Affairs

  • Important historical, geographical, and political facts related to India and the world
Related Capsules You Must Not Miss
Appointments Capsule Schemes Capsule
Important Days Capsule Awards Capsule
Summits & Conferences Capsule Ranks & Reports Capsule

How to Use the GA Capsule Effectively?

To utilize the GA Capsule, candidates must adopt a smart study approach. Regular revision, note-making, and quiz practice will help in better retention and recall. Prioritizing key topics like banking and the economy is crucial for maximizing scores in the SBI Clerk Mains Exam 2025.

  • Revise Regularly: Read the PDF daily to stay updated with important events.
  • Make Notes: Write down key points for quick revision before the exam.
  • Attempt Quizzes: Solve daily quizzes on current affairs to strengthen your knowledge.
  • Focus on Banking & Economy: Since SBI Clerk is a banking exam, prioritize banking and financial awareness.
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Featured

The Hindu Review October 2022: Download Hindu Review PDF

In order to help applicants study for the General Awareness Section, which is significant in many competitive examinations, The Hindu Review compiles all the current events for a month and organises them by category. News from “The Hindu newspaper,” as well as from publications like Indian Express and Mint, as well as from websites like PIB and NewsOnAir, is covered by The Hindu Review.

What has changed in the Hindu Review?

The news is presented in The Hindu Review in a succinct and clear manner. We have included external links for each news item if you want to read the news in more depth.

Which examinations will Hindu review be helpful for?

NIACL PO Mains, LIC AAO Mains, EPFO SSA, FCI, various banks and SSC exams, SBI PO Mains, SBI Junior Associates, IBPS PO Mains, IBPS Clerk Mains, SSC CGL, SSC CHSL, RBI Grade B, NABARD Grade A, SEBI Grade A, and NIACL PO Mains. The general studies part of the State PCS will benefit from this pdf.

What are the categories of The Hindu Review?

  1. Banking and Financial Current Affairs
  2. Economy Current Affairs
  3. Business Current Affairs
  4. International Current Affairs
  5. National Current Affairs
  6. States Current Affairs
  7. Schemes/Committees
  8. Agreement/Memorandum of Understanding (MoU)
  9. Appointments/Resignations (National & International)
  10. Ranks and Reports
  11. Sports Current Affairs
  12. Summits And Conferences
  13. Awards & Recognition
  14. Important Days
  15. Defence Current Affairs
  16. Science and Technology
  17. Books & Authors
  18. Miscellaneous Current Affairs
  19. Obituaries

Hindu Review October 2022: Important News Updates

  • Nobel prize 2022
  • 36th National Games 2022
  • Global Hunger Index 2022
  • Times Higher Education Rankings 2023
  • World Green City award 2022
  • Britain’s Booker Prize 2022
  • Sir Syed Excellence Award 2022
  • 2022 Ballon d’Or awards
  • Rashtriya Ekta Diwas or National Unity Day 2022
  • ICC Player of the Month

How to Download The Hindu Review of October 2022?

i. Click on the Hindu Review link mentioned below.
ii. A ”form” by ADDA247 will open.
iii. Fill in your name, email, etc. in that form.
iv. Click on the Submit button.
v. You will get a link to download the Hindu Review PDF of October 2022.

Click Here to download The Hindu Review October 2022

GA Capsule for SBI Clerk Mains 2025, Download PDF_5.1

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GA Capsule for SBI Clerk Mains 2025, Download PDF_7.1

All the Best BA’ians for the Banks Exam

NABARD Grade A Cut Off 2025, Check Previous Year Cut Off Here

The NABARD Grade A Cut Off 2025 will help candidates understand the minimum marks required to qualify for each stage of the selection process. Knowing the cut-off trends is essential for effective exam preparation, as it provides insights into the level of competition and expected score range. Aspirants can also check the previous year’s NABARD Grade A cut-off marks here to analyze category-wise and discipline-wise trends for both Prelims and Mains, helping them set realistic targets for the upcoming exam.

NABARD Grade A Cut Off 2025

The NABARD Grade A Cut Off 2025 will show the minimum marks required to qualify for each stage of the exam. It helps candidates understand the level of competition and plan their preparation. The cut-off marks will be released category-wise and discipline-wise for Prelims, Mains, and Interview rounds. NABARD will publish the official cut-off on its website www.nabard.org and it will also be updated here once released. Checking previous year cut-offs can also help candidates estimate the expected marks for NABARD Grade A 2025 Exam.

Also Read, NABARD Grade A Recruitment 2025

NABARD Grade A Previous Year Cut Off

The NABARD Previous Year Cut Off Marks help candidates understand the exam’s difficulty level and the marks needed to qualify. By checking the NABARD Grade A previous year cut-offs, candidates can get an idea of the expected cut-off for the upcoming exam. These marks show how much score you should target to secure a place in the final list. The cut-off depends on factors like the number of vacancies, total applicants, and the exam’s overall difficulty level each year.

NABARD Grade A Final Cut Off 2024 (Select List Cut Off)

The NABARD Grade A Final Cut Off 2025 is now out. It has been calculated by combining the marks obtained in the Mains examination and the interview round. The final cut-off differs for each category and stream, highlighting the varying levels of performance and competition in each segment.

NABARD Grade A Final Cut Off 2024 (Select List Cut Off)
Disciplines UR SC ST OBC EWS
General 168.00 170.00 169.25 169.00 170.25
Chartered Accountant 178.75 – – 178.25 *
Finance 163.50 154.00 * 162.50 *
Computer/IT 159.75 169.25 148.50 163.00 –
Agriculture 185.25 – – 179.25 –
Animal Husbandry 165.75 – – 182.50 –
Fisheries – – 187.25 – –
Food Processing – – – 162.50 –
Forestry 183.25 – – 182.00 –
Plantation & Horticulture 185.50 – – – –
Geo Informatics – – – 168.00 –
Development Management 181.25 – 153.25 183.25 –
Statistics – – 103.75 – 136.50
Civil Engineering 175.50 – – 172.00 –
Electrical Engineering – – 157.00 – –
Environmental Engineering 192.75 – 176.50 – –
HR Management 184.50 123.75 – – –
Rajbhasha 166.00 156.50 – – –

NABARD Grade A Wait List Cut Off

NABARD Grade A Mains Cut Off 2025

Several factors such as the difficulty level of the paper, total number of available posts, and candidates’ overall performance influence the NABARD Grade A Mains cut-off marks. The cut-offs are declared distinctly for each category and discipline. To help you evaluate your progress in the selection process, a detailed table outlining the category-wise and stream-wise cut-off marks is provided below.

NABARD Grade A Mains Cut Off 2024 (out of 200)
Discipline SC ST OBC EWS UR
General 121.00 120.25 123.50 123.00 126.75
Chartered Accountant – – 126.35 – 131.00
Finance 121.50 – 117.50 – 123.25
Computer/IT 113.25 107.25 115.00 – 119.25
Agriculture – – – 127.75 138.25
Animal Husbandry – – 120.75- – 130.75
Fisheries – 119.00 – – –
Food Processing – – 116.50 – –
Forestry – – 129.50 – 136.75
Plantation & Horticulture – – – – 130.25
Geo Informatics – – 109.25 – –
Development Management – 123.25 130.25 – 134.25
Statistics – 78.75 – 89.25 –
Civil Engineering – – 126.75 – 135.50
Electrical Engineering – 108.00 – – –
Environmental Engineering – 136.50 – – 139.50
HR Management 108.75 – – – 119.75
Rajbhasha – – – – 116.50

NABARD Grade A Prelims Cut Off 2024

The NABARD Grade A Prelims cut-off marks have also been announced, outlining the minimum scores required to move forward in the selection process. These cut-offs differ across categories and streams, offering a clear view of the qualifying standards. Analyzing these scores gives aspirants a better understanding of where they stand and the intensity of the competition. Refer to the table below for the detailed category-wise cut-off for the Prelims stage.

NABARD Grade A Prelims Cut Off 2024 (out of 100)
Discipline SC ST OBC EWS UR
General 39.25 37.50 44.25 38.00 47.00
Chartered Accountant – – 6.75 – 15.25
Finance 9.00 9.25 11.25 – 15.75
Computer/IT 19.50 11.00 17.75 – 23.00
Agriculture – – – 21.75 40.75
Animal Husbandry – – 13.00 – 18.50
Fisheries – 11.25 – – –
Food Processing – – 24.00 – –
Forestry – – 13.00* – 27.50
Plantation & Horticulture – – – – 31.25
Geo Informatics – – 10.75 – –
Development Management – 9.75 11.75 – 24.25
Statistics – 8.75 – 21.25 –
Civil Engineering – – 7.75 – 25.75
Electrical Engineering – 10.50 – – –
Environmental Engineering – 12.25 – – 16.75
HR Management 8.00 – – – 15.00
Rajbhasha 8.25 – – – 16.00

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NABARD Grade A Cut Off 2023: Prelims

The cut-off mark for the General stream of the Unreserved category is 46 marks. The table below shows the cut off marks category-wise and discipline-wise.

NABARD Grade A Prelims Cut Off 2023
Disciplines UR EWS OBC SC ST
General 46 33.50 42.50 37.50 30.25
Computer/ Information Technology 11.50 – 5.25 5.50 6.75
Finance 16.75 14.75 6 5.25 8.75
Company Secretary 17 – 14.50 – –
Civil Engineering 15.75 – 12.25 8.50 –
Electrical Engineering 21 17.50 5 – –
Geo Informatics 15 – – – –
Forestry 22.50 – – – 10.50
Food Processing 17.00 – 10.75 – –
Statistics 16.75 – – – –
Mass Communication/ Media Specialist 13.25 – – – –

NABARD Grade A 2023 Prelims Cut-Off: PDF Click here to Download

NABARD Grade A Cut Off 2023: Mains

The cut-off mark for the General stream of the Unreserved category is 128.50 marks. The table below shows the cut off marks discipline-wise and category-wise

NABARD Grade A Mains Cut-Off 2023
Disciplines UR EWS OBC SC ST
General 128.50 121 125.50 120.75 111.50
Computer/ Information Technology 113.50 101 106.50 104.25 106.25
Finance 139.50 135 120.25 120.50 –
Company Secretary 125.50 – 115.00 – –
Civil Engineering 115.25 – 113.75 110.50 –
Electrical Engineering 125.50 116.75 116.25 – –
Geo Informatics 111.50 – – – –
Forestry 136.50 – – – 120.50
Food Processing 128.25 – 119.25 – –
Statistics 101.50 – – – –
Mass Communication/ Media Specialist 118.50 – – – –

NABARD Grade A 2023 Mains Cut-Off: PDF Click here to Download

NABARD Grade A Cut Off 2023: Select List (Final Cut-off)

The NABARD also published the cut off marks for the select list i.e. it would be considered the final cut off marks for the selection. With it, NABARD also tell us the wait list cut-off marks

NABARD Grade A Final Cut Off 2023
Disciplines UR EWS OBC SC ST
General 172.75 168.50 172.75 166 156.75
Computer/ Information Technology 160 139.75 152.50 152.50 150.00
Finance 189.75 – 164 145.50 –
Company Secretary 150.50 – 145 – –
Civil Engineering 130.25 – 166.25 157.50 –
Electrical Engineering 180.25 141.75 156.25 – –
Geo Informatics 151.50 – – – –
Forestry 185 – – – 169
Food Processing 175.25 – 162.25 – –
Statistics 136 – – – –
Mass Communication/ Media Specialist 166.75 – – – –

NABARD Grade A 2023- Select List (Final Cut Off) & Wait List Cut Off: PDF Click here to Download

NABARD Grade A Cut Off 2022: Prelims

Candidates can check category-wise and discipline-wise NABARD Grade A Phase I Cut off in the given below table.

NABARD Grade A Cut Off 2022: Prelims
Discipline SC ST OBC EWS UR
Fisheries 16.50 22.75
General 33.25 30.75 37.75 29.25 41.75
Forestry 19.25 27.75
Agriculture Engineering 17.75 10.00 27.25 32.25
Land Development – Soil Science 28.00 30.50 39.50
Plantation/Horticulture 16.00 36.75
Civil Engineering 13.25 17.00
Environmental Engg/Science 9.00 11.50 21.00
Finance 9.25 8.50 14.75
Computer/IT 7.25 8.00 14.50
Development Management 16.50 19.00
AM (Rajbjasha) 16.00 16.00 10.75 16.00

NABARD Grade A Prelims Cut Off 2022 PDF

NABARD Grade A Cut Off 2022: Mains

Here candidates can check the NABARD Grade A Mains Cut-Off 2023 in the given below table.

NABARD Grade A Cut Off 2022: Mains
Discipline SC ST OBC EWS UR
Fisheries 90.25 116.75
General 120.00 119.25 124.50 121.50 130.50
Forestry 120.25 131.00
Agriculture Engineering
Land Development – Soil Science 114.00 105.75 120.75
Plantation/Horticulture 106.00 118.25
Civil Engineering 106.75 122.25
Environmental Engg/Science 126.50 125.50 138.50
Finance 93.75 96.50 94.50 121.25
Computer/IT 109.75 108.75 110.25 121.25
Development Management 102.00
AM (Rajbjasha) 84.50 91.50 91.50

NABARD Grade A Mains Cut off 2022 PDF

NABARD Grade A Final Cut Off 2022

Here candidates can check the category wise final cutoff of NABARD Grade A 2022 in the given below table.

NABARD Grade A Cut Off 2022
Discipline UR SC ST OBC EWS
Fisheries 170.75 153.50
General 171.50 160.00 156.00 167.50 165.75
Forestry 173.00 164.75
Agriculture Engineering 160.75 156.25 169.00 167.25
Land Development – Soil Science 167.25 149.00 164.75
Plantation/Horticulture 162.25 144.00
Civil Engineering 163.25 152.25
Environmental Engg/Science 183.75 174.75 167.50
Finance 158.25 138.25 139.50 121.75
Agri Marketing/Agri /Business 169.50 128.75
Computer/IT 161.00 150.50 150.00 149.00
Development Management 160.25
AM (Rajbjasha) 137.25 128.5 114.50 157.00

NABARD Grade A Final Cut off 2022 PDF

NABARD Grade A Cut Off 2020: Prelims

The below table mentions the NABARD Grade A cut-off of the prelims examination( Phase 1) which was held on 25 Feb 2020.

NABARD Grade A Prelims Cut Off 2020
Discipline SC ST OBC EWS UR
AM (RDBS)
General 98.5 92 104 95.75 118.5
General Agriculture – 62.25 82.25 61.75 99.5
Agriculture Engineering 62.5 – 82.25 – 96.5
Food/ Dairy Processing – 33.25 71 – 87.75
Land Development – Soil Science 70.5 33.5 – – 88.25
Environmental Engg/Sciences 49.5 22.25 48.75 – 82
Agriculture Marketing/ Agriculture business Management – – 56.25 – 71
Geo Informatics – – 26.5 – 45.75
Agriculture Economics/Economics 55.5.0 – 72.75 31 93.75
Information Technology 74.5 50.75 69.25 34.75 94.25
Chartered Accountant 37 36.5 37.75 44.25 57.5
Company Secretary 50.25 – 47.25 – 50.25
Finance 31.75 32.75 25.75 35.25 65.5
Human Resource Management – – 27.5 – 66.25
Statistics – – 33.25 – 61.5
AM (Rajbjasha) 23.75 25 – – 34.25
AM (Legal) 36.75 28 – – 84.5

NABARD Grade A Cut Off 2020: Mains

The NABARD Grade A Mains exam was held on 24 September 2020. The below table highlights the category-wise cut-off of the phase 2 2020 exam.

NABARD Grade A Mains Cut Off 2020
Discipline SC ST OBC EWS UR
AM (RDBS)
General 116.75 11.5.25 117 117 126
General Agriculture – 100 112 103.5 117.75
Agriculture Engineering 101 – 108.5 – 125.25
Food/ Dairy Processing – 84.5 106.25 – 119.5
Land Development – Soil Science 107 82 – – 117.5
Environmental Engg/Sciences 107.25 101.5 114.75 – 124.74
Agriculture Marketing/ Agri business Management – – 105 – 110
Geo Informatics – – 93 – 103
Agriculture Economics/Economics 129 – 137 123.25 145.75
Information Technology 102.5 100.5 97.25 93.75 113.75
Chartered Accountant 97.25 – 102.75 97.75 110.5
Company Secretary 106.75 – 99.25 – 119.5
Finance 109.5 102.25 103.25 100.75 122.5
Human Resource Management – – 116.25 105.5 139.25
Statistics – – 108.25 – 122
AM (Rajbjasha) 119.75 98.75 – – 131.5
AM (Legal) 114 89.75 – – 121.5

NABARD Grade A Cut-Off 2020: Final Cut Off

The below table shows the final cut-off. It is a combined NABARD Grade A cut-off released by the board of mains and interview rounds.

NABARD Grade A Final Cut Off 2020
Discipline EWS OBC SC ST UR
AGRI ECO/ECO 157 170.25 164 – 181.75
AGRI ENGG – 152 131 – 155
AGRI MKTG/AGRI BUS MGMT – 133.75 – – 139.25
CHARTERED ACCOUNTANT 132 141.5 120.25 – 148.75
COMPANY SECRETARY – 141.25 148.5 – 153.75
ENV ENGG/SCI – 148.75 138.75 154.25 161.75
FINANCE 126.75 147 147.5 136 164
FOOD/ DAIRY PRO – 155.25 – 123.25 –
GEN AGRI 139.25 138.75 – 140.25 144.5
GENERAL 150.25 148.75 151.25 151 157.75
GEO INFORMATICS – 139 – – 136.25
HUMAN RES MGMT 161.25 157.5 – – 174.25
IT 134.75 127 141.25 138.75 145
LAND DEV – SOIL SCI – – 138.25 145.75 156
STATISTICS – 140 – – 172
AM (Rajbjasha) – – 171.5 146.75 173
AM (Legal) – – 151 135.5 153

NABARD Grade A Cut-Off 2019: Prelims

The NABARD Grade A Phase 1 exam was held on 15th, and 16th June 2019. The below table highlights the category-wise cut-off of phase 1 examination 2019.

NABARD Grade A Phase 1 Cut Off 2019
Discipline SC ST OBC EWS UR
General 109.5 100.5 117 111 129
Animal Husbandry/ Dairy Technology — 31.5 60.25 — 62.75
Economics & Agricultural Economics 66 66.5 75 74.25 101.25
Environment 48.5 33.5 70.25 — 94
Food Processing 41.25 — 67.75 — 88.5
Forestry — 47.25 55.25 — 79.25
Finance 53 24 35.25 62 94.5
Land Development – Soil Science — — 93 — 102.5
Plantation & Horticulture — — 59 — 69.25

NABARD Grade A Cut Off 2019: Mains

The NABARD Grade A Phase 2 exam was held on 27 July 2019. The below table highlights the category-wise cut-off of phase 2 examination 2019.

NABARD Grade A Mains Cut Off 2019
Discipline SC ST OBC EWS UR
General 115.5 111.75 120.75 118.5 127.5
Animal Husbandry/ Dairy Technology – 111 125.5 115 128.25
Economics & Agricultural Economics 100 105.75 105.75 101 116
Environment 113.75 115.25 125.5 – 132.5
Food Processing 107.5 – 96.25 – 121.25
Forestry – 121 120.5 – 131.5
Finance 118 105.25 103.75 132 133.75
Land Development – Soil Science 94 – 100.5 – 108.25
Plantation & Horticulture – – 96.75 – 106.25

NABARD Grade A Cut-Off 2019: Final Cut Off

The below table shows the final cut-off. It is a combined cut-off released by the board of mains and the interview round.

NABARD Grade A Final Cut Off 2019
Discipline EWS OBC SC ST UR
Ah/Dairy 148.25 168.25 – 165.5 158.75
Eco & Agri Eco 138.75 134.25 124.75 135 141.5
Environment – 162 148.25 138.25 157
Finance 147 147.75 140 – 157.75
Food Processing 145.5 129.5 – 153.5
Forestry 152 – 152 157
General 149.25 152.25 146.75 149.25 154
Land Dev – Soil Sci – 133.25 125.25 –

–

 138.25
Plant & Horticulture – 127.75 – – 134.5

NABARD Grade A Cut Off 2018: Prelims

Candidates can check the NABARD Grade A cut-off 2018 in the given table.

NABARD Grade A Prelims Cut Off 2018
Discipline SC ST OBC UR
General 99.75 94.75 105.25 116.5
Economics – 61.75 67.5 90.5
Environment Engineering – – 68.75 90.75
Animal Husbandry 19.25 – 55 64.75
Forestry 28.75 – 57 77.75
Chartered Accountant 53.75 – 34.5 74.5
Food Processing/Food Tech – 25.5 69.25 86
Land Development(Soil Science)/Agriculture 76 62.25 79.25 91.5
Minor Irrigation(Water Resources) 35.25 29.25 46.25 59.75
Social Work 23.5 – 39.25 70.75

NABARD Grade A Cut Off 2018: Mains

Candidates can check NABARD Grade A phase II cutoff in the given table.

NABARD Grade A Mains Cut Off 2018
Discipline SC ST OBC UR
General 113.75 114.25 117.75 124
Economics – 102 113.75 128
Environment Engineering – – 120.25 127
Animal Husbandry 128.25 – 130.5 134
Forestry 141.5 – 139.75 145.25
Chartered Accountant 108 – 131.25 142.25
Food Processing/Food Tech – 98.5 111.5 121.75
Land Development(Soil Science)/Agriculture 124.25 121.75 132.5 136.75
Minor Irrigation(Water Resources) 93 85.75 103.25 111.5
Social Work 121.25 – 128.5 137.75

NABARD Grade A Cut Off: Prelims

Candidates can check the NABARD Grade A cut-off for all the disciplines in the given table.

NABARD Grade A Cut Off for Prelims Exam
Discipline SC ST OBC UR
General 93.5 88 98.25 109.25
Economics 53.25 46.25 66.25 89
Agriculture 67.75 59.5 74.5 82
Agriculture Engineering – – 59.75 80.75
Plantation & Horticulture 38 – 49.5 63.75
Animal Husbandry 15 – 38 51.25
Fisheries 19.25 – 18.25 53.75
Food Processing – – 55.75 73
Forestry – – 48.5 66.5
Environmental Engineering – – 58.75 75
Water Resource Development & Management 28.75 31 – 46.75
Social Work – – 19.75 57.5
Chartered Accountant 58.5 – 46.25 66.25
Company Secretary – – 57.75 57.75

NABARD Grade A Cut Off: Mains

Candidates can check the NABARD Grade A cut-off for phase II for all the disciplines in the given table below.

NABARD Grade A Cut Off For Mains Exam
Discipline SC ST OBC UR
General 118.5 115.75 125 132.5
Economics 126.5 114 128 137.25
Agriculture 104.75 101.5 116.25 119
Agriculture Engineering – – 102 113.25
Plantation & Horticulture 99.25 – 115.25 117.75
Animal Husbandry 94.75 – 104.25 110.75
Fisheries 79.75 – 90.5 96.25
Food Processing – – 98.75 102
Forestry – – 118.5 121.75
Environmental Engineering – – 107.5 111.5
Water Resource Development & Management 87.5 89 – 106
Social Work – – 114 124.5
Chartered Accountant 128.25 – 117.25 128.25
Company Secretary – – 127 138

 

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Changes in NABARD Grade A 2025

The National Bank for Agriculture and Rural Development (NABARD) has introduced notable changes in its Grade A Recruitment 2025, reshaping the structure, posts, and selection process to align with evolving organizational and sectoral needs. The online application process will be active from 08 November to 30 November 2025, inviting candidates to apply for 91 vacancies, which marks a reduction from the previous year’s count of 102.

Changes in NABARD Grade A 2025

This year’s NABARD Grade A Recruitment 2025 notification brings a blend of traditional roles and newly introduced specialist positions, reflecting NABARD’s shift towards a more diversified and technically skilled workforce. The inclusion of posts like AM (Protocol & Security) and domain-specific streams indicates a strategic move toward strengthening internal communication, corporate governance, and technical proficiency.

GA Capsule for SBI Clerk Mains 2025, Download PDF_11.1

Vacancies and Posts

  • The total number of vacancies in NABARD Grade A 2025 has been reduced from 102 to 91, indicating a more focused recruitment strategy.
  • Several new specialist posts have been introduced, including Media Specialist, Company Secretary, Protocol & Security, and other technical disciplines.
  • The introduction of Assistant Manager (Protocol & Security) is the most prominent update this year, signifying NABARD’s emphasis on organizational communication, internal coordination, and security management.
  • The revised structure shows a shift from generalist hiring toward stream-specific recruitment, ensuring specialized expertise in each functional domain.

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Selection Process

  • The selection process for NABARD Grade A 2025 introduces a two-tier structure for the newly created Assistant Manager (Protocol & Security) post.
  • The Protocol & Security stream will include:
    • Stage 1: Online Objective Test
    • Stage 2: Interview
  • There will be no descriptive or psychometric test for this role, simplifying the overall selection framework.
  • In contrast, all other streams- such as RDBS, Legal, and Specialist categories, will follow the four-stage process:
    • Phase I: Preliminary Examination
    • Phase II: Mains Examination
    • Phase III: Psychometric Assessment
    • Phase IV: Personal Interview

This change underlines NABARD’s effort to customize the recruitment process as per the nature of the role, ensuring an efficient evaluation mechanism tailored to the candidate’s expertise.

Exam Pattern and Syllabus

  • The exam pattern for most streams remains consistent with the previous cycle, maintaining its two-tier structure—Prelims and Mains—followed by a Psychometric Test and Interview.
  • However, the syllabus has been updated and expanded to include subject-specific content for the new specialist posts.
  • For example:
    • The Media Specialist stream will feature topics related to mass communication, digital marketing, and public relations.
    • The Company Secretary stream will cover corporate governance, compliance, and financial regulations.
    • The Protocol & Security stream will focus on organizational protocol management, safety procedures, and administrative coordination.
    • These updates reflect NABARD’s initiative to adopt a modernized and role-relevant testing approach that aligns with evolving institutional goals.
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NABARD Grade A Salary 2025, Salary Structure, Perks and Allowances

The NABARD Grade A Salary 2025 attracts thousands of aspirants every year due to its lucrative pay scale, job security, and attractive perks. NABARD, being one of India’s top financial institutions, offers its Assistant Managers not just a stable career but also excellent growth prospects and benefits. Understanding the detailed salary structure, allowances, and perks helps candidates know what to expect once they join the organization.

NABARD Grade A Salary 2025

The NABARD Grade A basic pay is ₹44,500 per month, and the initial gross monthly emoluments are around ₹1,00,000, depending on the place of posting and other allowances. The NABARD Grade A Recruitment 2025 salary package includes Dearness Allowance, House Rent Allowance, Local Compensatory Allowance, and many other benefits, making it one of the most rewarding jobs in the banking and financial sector.

Also Read, NABARD Grade A Apply Online 2025

NABARD Grade A Salary Structure

In 2025, candidates appointed as NABARD Grade A Officers will be entitled to a well-defined salary structure that ranges from ₹44,500 to ₹89,150 over a period of 17 years. The pay scale follows a progressive format: ₹44,500 – 2500 (4) – 54,500 – 2850 (7) – 74,450 – EB – 2850 (4) – 85,850 – 3300 (1) – 89,150. Starting with a basic pay of ₹44,500 per month, officers receive regular increments that substantially enhance their earnings over time. When allowances and additional benefits are factored in, the total gross monthly salary reaches close to ₹1,00,000, making the role financially appealing and professionally fulfilling.

NABARD Grade A In Hand Salary

The in-hand salary for NABARD Grade A Officers in 2025 can vary depending on the location and specific deductions. However, on average, the in-hand salary after all deductions (such as pension fund contributions, taxes, and other mandatory deductions) is approximately ₹85,000 to ₹90,000 per month. This amount is after considering the basic pay, allowances, and the standard deductions applicable to the role.

NABARD Grade A Salary 2025: Increments

The NABARD Grade A salary structure for 2025 is designed to ensure steady financial progression through a systematic increment framework. As officers gain experience and move ahead in their careers, their basic pay is revised at regular intervals. This upward revision not only boosts the basic salary but also increases various associated allowances and benefits. Such a structured approach highlights the long-term earning potential and financial security the role offers. The increment pattern outlined below provides a clear picture of how the salary evolves over time.

NABARD Grade A Salary 2025: Increments & Basic Pay 

Time Period

Basic Pay (INR)

Increment (INR)

For the first four years

Rs. 44500

Rs. 2500

For the next 7 years

Rs. 54500

Rs. 2850

For the next 4 years

Rs. 74450

Rs. 2850

For the next 4 years

Rs. 85850

Rs. 3300 for 1 year

Max. Basic Pay

Rs. 89150

Till retirement

NABARD Grade A Salary: Deductions

The in-hand salary received by NABARD Grade A Officers is the net amount credited after applicable deductions. These deductions include mandatory contributions such as pension fund deductions, insurance premiums, and other components as per NABARD’s internal policies. While the gross salary reflects the total earnings, the final amount that employees receive each month referred to as the net or in-hand salary is calculated after subtracting these deductions.

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NABARD Grade A Salary: Perks & Benefits

NABARD Grade A is considered one of the most rewarding career options in the government banking sector. Beyond the prestige and steady basic pay, what truly enhances the appeal of this role is the wide range of allowances and perks offered to Grade A Officers. These additional benefits significantly boost the overall compensation, making the position both financially and professionally fulfilling. In this section, you’ll find a detailed overview of the various allowances that form an essential part of the NABARD Grade A Salary 2025.

  1. Local Compensatory Allowance: An allowance provided to employees to compensate for the difference in the cost of living between their place of work and their hometown.
  2. House Rent Allowance: An allowance given to employees to cover their rental expenses for accommodation if they do not reside in government-provided quarters.
  3. Dearness Allowance: An allowance granted to employees to adjust their salaries according to the rising cost of living and inflation.
  4. Grade Allowance: An additional allowance given to employees based on their grade or level in the organization’s pay structure.
  5. Family Allowance: An allowance provided to employees to support their family’s financial needs and expenses.
  6. Dispensary Allowance: An allowance given to employees to cover medical expenses or access medical facilities provided by the organization.
  7. Furniture Allowance: An allowance granted to employees to purchase or maintain furniture for their official or residential use.

NABARD Grade A: Job Profile & Promotion

The NABARD Grade A 2025 is a managerial-level job. The job profile Assistant Manager includes the following responsibilities that candidates should be aware of:

  1. Policy Implementation: Assistant Managers are responsible for implementing various policies mandated by the State and Central government.
  2. Multitasking: Assistant Managers are not assigned to a specific task but are expected to perform multitasking. They need to handle multiple responsibilities and duties simultaneously.
  3. Fulfilling Assignments: Assistant Managers are entrusted with fulfilling the work assigned by the Chief General Manager of the Regional Office (RO). They play a crucial role in completing tasks and projects as directed.

NABARD Grade A Salary: Promotion

After being selected for the NABARD Grade A post, candidates have opportunities for further promotions through departmental exams and interviews. As a managerial post, the promotion hierarchy for NABARD Grade A is as follows:

  1. Assistant Manager
  2. Manager
  3. Assistant General Manager
  4. Deputy General Manager
  5. General Manager
  6. Chief General Manager
  7. Executive Director
  8. Director

NABARD Grade A Salary: Know the Annual Package

The annual package comprises a combination of basic pay, various allowances & emoluments. The annual package of NABARD Grade A Salary ranges from Rs. 9.6 lakhs to Rs. 12.5 lakhs varies as per the employment location, grade, years of service, etc. With an attractive salary package and the opportunity to contribute towards rural development and agricultural finance, a career as a Grade A officer in NABARD holds immense promise and fulfilment.

NABARD Grade A Probation Period

The candidates who will be selected as the Grade A Officers will have to undergo a probation period of 2 years. The candidates must note that this is a mandatory probation period. Candidates will be paid full salary during probation.

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Punjab National Bank LBO Recruitment 2025 Notification Out for 750 Posts

The Punjab National Bank (PNB) has released the PNB LBO Recruitment 2025 Notification for 750 vacancies of Local Bank Officer (LBO) under the Junior Management Grade Scale-I (JMGS-I). This recruitment aims to strengthen local-level banking operations by appointing officers familiar with regional languages and customer needs. Eligible candidates can submit their online applications until 23 November 2025, making this a crucial opportunity for aspirants seeking a stable and rewarding career in the banking sector.

PNB LBO Recruitment 2025 Notification Out

The official notification for the PNB Local Bank Officer (LBO) Recruitment 2025 has been published by Punjab National Bank on 3 November 2025. Candidates who have completed a graduation degree and possess a minimum of one year of relevant work experience are eligible to apply. This guide covers all essential details about the recruitment, including eligibility requirements, important dates, and key information regarding the LBO position.

Punjab National Bank LBO Notification 2025 Overview

Candidates are strongly encouraged to go through the official notification carefully to get a clear understanding of the eligibility criteria, application dates, and selection process before submitting their forms. To make things easier, here is a brief summary of the Punjab National Bank Local Bank Officer Recruitment 2025, highlighting the most important details discussed in this article.

PNB LBO Notification 2025
Organisation Punjab National Bank (PNB)
Exam PNB LBO 2025
Post Local Bank Officer (JMGS I)
Vacancy 750
Basic Pay ₹48,480/-
Educational Qualification Graduate
Age Limit 20 – 30 years
Selection Process Online test, screening, language test, and interview
Official Website pnb.bank.in
WhatsApp Official Channel Join WhatsApp Channel

PNB LBO Recruitment 2025 Notification PDF

The Punjab National Bank Local Bank Officer (LBO) Recruitment 2025 notification PDF provides detailed information about the recruitment process, including eligibility criteria, state-wise vacancies distribution, application process, exam pattern, syllabus, selection stages, and important dates. It serves as a primary document for candidates to understand the terms and conditions, salary structure, and language proficiency requirements for the LBO position in the JMGS-I scale. Candidates can download the notification PDF using the link provided below.

PNB LBO Recruitment 2025: Click Here to Download PDF

Are You Preparing for PNB LBO 2025?

Punjab National Bank LBO Vacancy 2025

The Punjab National Bank (PNB) LBO Recruitment 2025 invites applications for 750 Local Bank Officer (JMGS-I) posts across various states and union territories. The vacancies are distributed based on state-wise language proficiency and include different categories such as SC, ST, OBC, EWS, and UR.

State / UT Language Proficiency Total Vacancies
Andhra Pradesh Telugu 5
Gujarat Gujarati 95
Karnataka Kannada 85
Maharashtra Marathi 135
Telangana Telugu 88
Tamil Nadu Tamil 85
West Bengal Bengali 90
Jammu & Kashmir Urdu / Dogri / Kashmiri 20
Ladakh Urdu / Purgi / Bhoti 3
Arunachal Pradesh English 5
Assam Assamese / Bodo 86
Manipur Manipuri / Meitei 8
Meghalaya Garo / Khasi 8
Mizoram Mizo 5
Nagaland English 5
Sikkim Nepali / Sikkimese 5
Tripura Bengali / Kokborok 22
Total — 750

PNB LBO 2025 Apply Online

Candidates interested in the PNB LBO Recruitment 2025 can apply online through the official Punjab National Bank website or the using link given below. The online application process allows aspirants to submit their details, upload required documents, and complete the registration for the Local Bank Officer (JMGS-I) posts before the last date of 23 November 2025.

PNB LBO Apply Online 2025: Click Here to Apply

Punjab National Bank LBO Recruitment 2025 Eligibility Criteria

The PNB LBO Recruitment 2025 has set clear eligibility criteria for applicants, covering nationality, age, educational qualifications, and work experience. Candidates must meet these requirements to apply for the Local Bank Officer (JMGS-I) posts.

Nationality

  • Indian citizen, or
  • Subject of Nepal, Bhutan, Tibetan refugee who came before 1962, or
  • Person of Indian origin migrated from specified countries with eligibility certificate from the Government of India.

Age Limit

  • Minimum age: 20 years
  • Maximum age: 30 years
  • Age calculated as on 01 July 2025
  • Relaxation as per government rules (SC/ST/OBC/PwBD/Ex-Servicemen)

Educational Qualification

  • Graduation in any discipline from a recognized university or equivalent
  • Valid mark sheet/degree certificate
  • Must indicate percentage scored in graduation during online registration

Work Experience

  • Minimum 1 year post-qualification experience in clerical/officer cadre in Scheduled Commercial Bank or Regional Rural Bank
  • Experience in non-banking financial companies or other institutions not considered eligible for increments

PNB LBO 2025 Application Process:

Visit the Official Website: Go to https://pnb.bank.in/ and navigate to the Recruitment/Careers section or get direct on apply page by the click on the link given.

Application Window: Submit your application between 3rd November and 23rd November 2025.

Fill in Details: Complete the online registration form with personal, educational, and professional details.

Upload Documents: Upload scanned copies of the following:

  • Passport-sized photograph
  • Signature
  • Left thumb impression
  • Handwritten declaration
  • Educational certificates
  • Experience certificates
  • Caste/disability certificate (if applicable)

Application Fee Payment: Pay the required fee online. Note: The fee is non-refundable.

Submit Application: Review all details carefully and submit the completed application.

Common Mistakes to Avoid While Applying for PNB LBO 2025

Applying for the PNB Local Bank Officer (LBO) recruitment requires careful attention to detail. Many candidates make simple mistakes that can cost them their chance of selection. Here are some common errors to avoid:

  • Missing the Application Deadline: The last date to apply is 23 November 2025. Submitting late applications will lead to automatic rejection.
  • Incomplete or Incorrect Personal Details: Ensure all personal details like name, date of birth, and contact information match official documents. Errors may lead to disqualification.
  • Uploading Wrong or Poor-Quality Documents: Only upload passport-sized photos, signature, educational certificates, and experience proofs in the prescribed format. Blurry or incorrect files can result in rejection.
  • Ignoring Eligibility Criteria: Candidates must meet age, educational qualification, and work experience requirements. Not checking these beforehand wastes time and effort.
  • Skipping the Application Fee Payment: The fee is mandatory. Failing to pay online will make the application incomplete.
  • Not Checking Language Proficiency Requirements: Each state has a specific language requirement. Candidates must ensure they meet the local language criteria before applying.
  • Providing Wrong Experience Details: Only relevant experience in Scheduled Commercial Banks or Regional Rural Banks is considered. Non-banking experience is not valid.
  • Not Reviewing the Application Before Submission; Double-check all details and documents. Once submitted, changes cannot be made.

Punjab National Bank LBO Recruitment 2025 Application Fees

Once you have filled out the application form, you need to pay the required fee. Please ensure that you review your application carefully before making the payment. The fee is non-refundable and cannot be transferred to any other exam or selection process. Here is the category-wise application fee for PNB LBO Recruitment 2025.

Category
Application Fees
SC/ST/PwBD Candidates
₹50 + GST (18%) = ₹59 (Only postage charges)
All Other Candidates
₹1000 + GST (18%) = ₹1180

PNB LBO 2025 Selection Process

The PNB LBO 2025 selection process includes an online written test covering reasoning, quantitative aptitude, English, data analysis, and general awareness, followed by screening of documents. Candidates who have not studied the local language must clear a Local Language Proficiency Test (LLPT). Finally, a personal interview is conducted, and the final merit list is prepared based on the combined marks of the online test and interview, with LLPT qualification.

Online Written Test: Eligible candidates must appear for a computer-based test covering reasoning, aptitude, English, data analysis, and general awareness.

Document Screening: Documents of written test qualifiers will be verified for eligibility. Any discrepancies or false information will lead to disqualification.

Local Language Proficiency Test (LLPT): 

  • Required for candidates who have not studied the local language in 10th/12th.
  • Qualifying marks are mandatory; failure results in ineligibility.
  • Tests reading, writing, and speaking skills in the local language.
  • Candidates who studied the local language earlier are exempt but must provide proof.

Personal Interview

Shortlisted candidates from the written test (and LLPT if applicable) are called for a 50-mark interview. Minimum qualifying marks: 45% for SC/ST, 50% for others. Passing the interview does not guarantee selection; LLPT qualification is essential for the merit list.

PNB LBO 2025 Exam Pattern

The upcoming Online Written Test is a crucial stage for eligible candidates to demonstrate their knowledge and aptitude across multiple domains. The test is designed to assess reasoning, quantitative skills, English proficiency, computer knowledge, and general awareness, including banking and economic topics. Candidates must be well-prepared for each section within the allocated time to maximize their performance.

  • Reasoning & Computer Aptitude: 25 Questions | 25 Marks | 35 Minutes
  • Data Analysis & Interpretation: 25 Questions | 25 Marks | 35 Minutes
  • English Language: 25 Questions | 25 Marks | 25 Minutes
  • Quantitative Aptitude: 25 Questions | 25 Marks | 35 Minutes
  • General/Economy/Banking Awareness: 50 Questions | 50 Marks | 50 Minutes

PNB LBO 2025

Punjab National Bank LBO 2025 Salary

The PNB Local Bank Officer (LBO) 2025 position offers an attractive salary under the Junior Management Grade Scale-I (JMGS-I). The pay structure starts at ₹48,480 per month with periodic increments: ₹2,000 every 7 months initially, followed by ₹23,480 after 2 years, and further increments of ₹2,680 every 7 months, eventually reaching a maximum of ₹85,920 per month. This structured scale ensures steady growth in compensation for selected candidates.

PNB LBO Job Profile

The Local Bank Officer (LBO) position at PNB offers candidates a structured career path within their selected state. Along with a defined job profile, LBOs are guided by the bank’s transfer and posting policies to ensure smooth operations while providing opportunities for growth and experience.

  • Posting Location: LBOs will be posted within the state for which they are selected and will generally remain there for 9 years or until promotion to Scale IV, whichever occurs earlier.
  • Transfer Policy: The Bank reserves the right to transfer, reassign roles, or change postings based on operational requirements.
  • Seniority Consideration: Prior experience in other banks will not confer seniority or influence job postings.

PNB LBO Service Bond & Tenure Requirement

Selected candidates for the PNB Local Bank Officer (LBO) post are required to execute a service bond of ₹2,00,000, committing to serve the bank for a minimum of three years. If an officer resigns before completing this period, the bond amount must be refunded to the bank. This requirement ensures retention and encourages officers to fulfill their initial tenure, providing stability and continuity in their role.

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NABARD Grade A Previous Year Question Paper PDF With Solution

The NABARD Grade A Previous Year Question Paper PDF with Solutions is a valuable resource for aspirants preparing for the upcoming NABARD Grade A exam. Practising previous year papers helps candidates understand the exam pattern, question trends, and difficulty level of each section. It also enables effective time management and boosts accuracy during the actual exam. Download the NABARD Grade A previous year papers with detailed solutions to strengthen your preparation and improve your chances of success.

NABARD Grade A Previous Year Question Papers

To prepare better for the NABARD Grade A Recruitment 2025, candidates should involved previous year question papers into their study plan. Prioritize important sections like English, Reasoning, Quantitative Aptitude, and Computer Awareness, and attempt them within a fixed time frame to mirror real exam conditions. This focused practice not only boosts accuracy but also enhances time management and exam confidence.

Also Read, NABARD Grade A Apply Online 2025 

NABARD Grade A Previous Year Paper 2023 PDF

Once you finish attempting the paper, cross-check your answers with the solutions PDF to identify mistakes, analyze weak areas, and enhance your preparation. The table below contains the questions and detailed solutions for the NABARD Grade A 2023 Previous Year Paper.

NABARD Grade A Previous Year Paper 2023 PDF
NABARD Grade A Previous Year Paper Questions and Solutions

NABARD Grade A Previous Year Paper 2022 PDF

Regular practice helps in understanding the exam pattern, identifying key topics, and evaluating one’s preparation level effectively for the upcoming examination. Candidates can download the NABARD Grade A Previous Year Paper with solutions from the link provided below.

NABARD Grade A Previous Year Paper 2022 PDF
NABARD Grade A Previous Year Paper Questions and Solutions

NABARD Grade A Previous Year Paper 2021 PDF

Here we have provided the NABARD Grade A Question Paper PDF of 2021 which has been divided section-wise:

NABARD Grade A Previous Year Paper 2021 PDF
Sections PDFs
NABARD Grade A Previous Year Paper (English) Download Now
NABARD Grade A Previous Year Paper (Hindi) Download Now

NABARD Grade A Previous Year Paper 2020 PDF

Below the NABARD Grade A Previous Year Paper has been given, candidates can download it by one click.

NABARD Grade A Previous Year Paper 2020 PDF
Sections PDFs
NABARD Grade A Previous Year Paper (English) Download Now
NABARD Grade A Previous Year Paper (Hindi) Download Now

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NABARD Grade A Previous Years Question Papers Analysis Phase I

A close review of the NABARD Grade A Phase I previous year papers reveals consistent trends that can guide smarter preparation. By identifying high-weightage topics and frequently asked questions, candidates can fine-tune their study plan and focus on areas that matter most. Such analysis not only streamlines preparation but also helps in setting clear priorities and improving overall performance. Key insights drawn from past papers include:

  • Reasoning: Puzzles and Sitting Arrangement dominate this section, contributing roughly 10 out of 20 questions.
  • English: Reading Comprehension is crucial, accounting for nearly 50% of the section with around 10 questions.
  • Economic & Social Issues: Most questions are drawn from the National Food Security Act, Economic Development, Government Schemes, and National Skill Development, making these topics essential for focused preparation.

How can we Attempt the NABARD Grade A Memory-Based Question Paper?

Attempting the Memory-Based Question Paper is crucial for the candidates preparing for the NABARD Grade B exam. To efficiently attempt these memory-based question papers candidates may follow the following suggestions

Candidates are advised that, first, they must familiarize themselves with the exam pattern and review the complete syllabus, after completion of the syllabus, only then start solving the previous year’s question paper.

  • Time Management– Solve the previous years’ papers in a time-bound manner as it is in the exam (i.e. Total time- 120 minutes). Prioritize topics as per their weights and importance.
  • Maintain Accuracy– Accuracy is crucial in such a competitive exam. Avoid wild guessing and aim for high accuracy during practice.
  • Avoid Misinterpretation– Misinterpretation may lead to negative markings, which shall reduce the overall marks. Give sufficient time to read and understand the question, don’t rush, but do not take too much time on a single question.
  • Problem-Solving Skills– Improve problem-solving skills by practicing different types of problems. Solve previous years’ papers, mock tests and sample papers also.
  • Shortcut Techniques– Use shortcut techniques that you learned to arrive at the solution quickly and accurately, it shall save lots of time.
  • Review and Analyze– After completing the previous year’s question paper, always review your performance and identify the areas that need your attention. Use analysis to refine your preparation strategy.
  • Stay Calm & Focused– Maintain a calm and composed demeanor, and don’t get upset, if a hard question appears. Avoid getting distracted during the exam.

Solutions for NABARD Grade A Memory-Based Question Paper

The NABARD Grade A exam often includes questions that test candidates’ knowledge across various domains. To analyze how a candidate has performed in the exam, he/she shall require the solutions for the NABARD Garde A Memory Based Question Paper. The solutions are provided at the end of each PDF in detail. The solution includes a comprehensive explanation and concepts in detail.

Benefits of Preparing with NABARD Grade A Previous Year Question Papers

Candidates preparing for the NABARD Grade A exam must practice with the help of NABARD Grade A Previous Year Question Papers by which they can boost their preparation, some of the benefits of solving the NABARD Grade A Previous Year Question Paper are given below:

  • It makes an aspirant familiar with the exact exam pattern
  • By solving the NABARD Grade A Previous Year Paper, candidates will get familiar with the type of questions asked in the exam
  • NABARD Grade A Previous Year Paper helps you identify your weaknesses and strengths so that you can work on them before the final examination.
  • It helps you get mentally ready concerning the difficulty level of the exam.
  • It can help you to understand how you can improve your preparation strategy.
  • NABARD Grade A Previous Year Paper will show your level of preparation before the exam

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Possible Changes in SBI & IBPS Recruitment from 2026

The Finance Minister of India, Nirmala Sitharaman, during the SBI Banking and Finance Conclave held on November 6-7, made statements that could significantly reshape the future of banking recruitment in India. Her remarks emphasized the need for a customer-centric approach in banking, with a strong focus on local language proficiency and community understanding among bank employees. These statements have sparked widespread discussion among students, job seekers, and industry experts about potential reforms in SBI and IBPS recruitment processes from 2026 onward.

Possible Changes in SBI & IBPS Recruitment from 2026

The Finance Minister’s vision represents a paradigm shift in India’s banking recruitment model, moving from a centralized, uniform system to a decentralized, customer-oriented approach. As the banking sector prepares for modernization and inclusion, students and job seekers must adapt by diversifying their skill sets, learning regional languages, and gaining on-ground experience to stay relevant.

GA Capsule for SBI Clerk Mains 2025, Download PDF_22.1

Finance Minister’s Key Statements

  • The Finance Minister highlighted that banks must revise their HR policies to prioritize local language understanding and cultural awareness.
  • She stressed that customer-centric communication should be a top priority for all banking staff.
  • Sitharaman’s remarks were shared publicly on social media, urging all banks to hire staff who can effectively communicate in the customer’s local language.
  • The Minister underlined the need for policy alignment between head offices and ground-level operations, ensuring that banking services cater to regional customer needs.

HR and Recruitment Policy Changes

  • All public sector banks, including SBI, are expected to revise HR policies to emphasize local language proficiency.
  • Recruitment may prioritize candidates who belong to or are fluent in the regional language of the branch area.
  • The approach aims to enhance customer experience and address the communication gap between officers and clients.
  • The Finance Minister also pointed out the disconnect between policy formulation and ground implementation, urging realistic changes that can be practically applied.

Challenges in Implementation

  • Implementing language-based recruitment across India’s diverse linguistic landscape poses logistical and operational challenges.
  • Officers are often transferred across states, leading to potential communication issues in areas where they are unfamiliar with local languages.
  • Existing recruitment frameworks under IBPS and SBI do not currently assess language skills as a key eligibility criterion.
  • Simplifying bureaucratic procedures and reducing excessive paperwork were also highlighted as vital steps to improve customer service.
  • The Minister noted that without streamlining lending and service processes, public sector banks risk falling behind local moneylenders who offer faster services.

Test Prime

Local Language Proficiency in Banking

  • Each branch may be required to have staff fluent in the local language to ensure better interaction with customers.
  • While this initiative supports inclusion, it poses challenges for transferable officer roles, especially in multi-lingual regions.
  • The policy may lead to a rise in Local-Based Officer (LBO) recruitment, reducing inter-state postings.
  • Ensuring training and assessment for language proficiency could become part of future recruitment or induction processes.

Implications for Future Banking Careers

  • A potential reduction in general officer vacancies is expected if banks shift focus to regional hiring.
  • Candidates with local language proficiency and prior experience may be preferred over new graduates.
  • Freshers aspiring for IBPS or SBI officer roles might face tougher competition due to narrower eligibility pools.
  • There could be a gradual shift towards contractual, regional, or limited-transfer roles in smaller districts and towns.
  • The overall recruitment model may transition from nationalized officer positions to localized staffing, changing the dynamics of the banking job market.

Telangana DCCB Exam Date 2025, Selection Process, Exam Pattern for 225 Staff Assistant Posts

The Telangana DCCB Exam 2025 has announced 225 Staff Assistant vacancies, offering a valuable opportunity for candidates aiming to build a career in the cooperative banking sector of Telangana. With multiple district-wise openings, this recruitment is one of the most promising chances for banking aspirants to secure a stable and respected position in the state’s cooperative banking network.

Telangana DCCB Exam Date 2025

The Telangana State Cooperative Apex Bank (TSCAB) has officially confirmed that the Telangana DCCB Staff Assistant Exam 2025 will be conducted in December 2025. Although the exact exam date is still awaited, candidates can expect the schedule to be released soon through the official website. With the exam month finalised, this is the perfect time for aspirants to begin intensive revision, practice full-length mock tests, and strengthen their performance in key areas such as Reasoning, Numerical Ability, English, and General/Financial Awareness.

DCCB Notification 2025 PDF

The Telangana State Cooperative Apex Bank has released its 2025 notification to recruit 225 Staff Assistants across six districts Hyderabad, Karimnagar, Khammam, Mahabubnagar, Medak, and Warangal. Each district-specific PDF outlines detailed information such as vacancy distribution, eligibility standards, and key guidelines related to the exam framework. These documents serve as an essential reference for candidates to understand the structure, requirements, and expectations of the selection process.

DCCB Notification 2025 PDF
District PDF
Hyderabad Download Now
Karimnagar Download Now
Khammam Download Now
Mahabubnagar Download Now
Medak Download Now
Warangal Download Now

TSC DCCB 2025 Overview

Since the competition is expected to be high due to limited vacancies, staying updated with notifications, downloading the information handout (once released), and preparing a strategic study plan will greatly improve the chances of success. The Telangana State Cooperative Apex Bank invites applications for 225 Staff Assistant vacancies. Candidates must be graduates aged 18 to 30. For more details, visit the official website.

Telangana DCCB Notification 2025 Overview
Particulars Details
Bank Name  Telangana State Cooperative Apex Bank
Post Staff Assistant
Vacancy 225
Application Mode Online
Application Dates 06 November 2025
Education Qualification Graduate
Age Limit 18 to 30
Selection Process Online Exam
Official Website https://tgcab.bank.in/

TSC DCCB 2025 Important Dates

The Telangana Staff Assistant Exam 2025 announces 225 vacancies across six districts in the Telangana State Cooperative Bank. This is a great opportunity for candidates aspiring to join the cooperative banking sector in Telangana with a structured exam process. Below is a table of important dates for this recruitment:

DCCB Notification 2025: Important Dates
Important Event Date
Last Date to Apply 06 November 2025
Exam Date December 2025

Telangana DCCB Vacancy 2025

The Telangana State Cooperative Apex Bank Ltd. has released a notification inviting applications for the post of Staff Assistant across various District Cooperative Central Banks (DCCBs). A total of 225 vacancies are available for direct recruitment through IBPS. Aspiring candidates can find the district-wise distribution of vacancies and relevant DCCB websites below.

Telangana District Cooperative Bank Exam 2025 Vacancies
Name of the DCCB Vacancies for the post of Staff Assistant
Hyderabad 32
Karimnagar 43
Khammam 99
Mahabubnagar 9
Medak 21
Warangal 21
Total 225

TSC DCC Bank 2025 Apply Online Form

The Telangana State Cooperative Apex Bank (TSCAB) has successfully concluded the application process for the DCC Staff Assistant Exam 2025. With the final date for submissions ending on 6 November 2025, all applications registered within the deadline will now proceed to the next stage of scrutiny. Candidates who have completed the process on time can look forward to the upcoming examination phase as part of the selection procedure.

Telangana State Cooperative Apex Bank Apply Online 2025: Over

How to Apply for Telangana State Cooperative Apex Bank 2025

Candidates can apply online through the official website of the Telangana State Cooperative Apex Bank. Follow these simple steps:

  • Visit the official website: https://tgcab.bank.in/
  • Navigate to the “Careers” section and select the Staff Assistant 2025 notification.
  • Fill in all the required details carefully in the online application form.
  • Upload the necessary documents as per the specifications mentioned in the notification.
  • Pay the application fee (if applicable) through the secure online payment gateway.
  • Submit the application and take a printout for future reference.

Important Tips to Avoid Telangana DCCB 2025 Application Mistakes

Applying for the Telangana State Cooperative Apex Bank Staff Assistant Exam 2025 requires careful attention. Many candidates lose eligibility or face delays due to simple mistakes. Follow these tips to ensure a smooth application process:

  • Read the Official Notification Carefully: Go through the eligibility criteria, age limit, educational qualifications, and district-wise vacancy details before filling the form.
  • Use Correct Personal Details: Ensure your name, date of birth, and other personal details match your official documents exactly. Mistakes can lead to rejection.
  • Check Document Specifications: Upload scanned documents in the required format and size as mentioned in the notification. Incorrect formats may result in incomplete application.
  • Pay Attention to Application Fee: Pay the correct fee as per your category. Keep the payment receipt or screenshot for future reference.
  • Avoid Last-Minute Submission: Submit the application well before the deadline (06 November 2025) to avoid server issues or technical glitches.
  • Double-Check Form Before Submission: Review all entries carefully, including contact details, educational qualifications, and language proficiency information.
  • Take a Printout of the Submitted Form: Save a copy of the submitted application and fee receipt for future reference during the selection process.

Telangana DCCB Eligibility Criteria 2025

Applicants should carefully check the required educational qualifications, language proficiency and age limit before filling out the application form. Meeting these criteria is important, as only eligible candidates will be considered for the Staff Assistant Selection process under the Telangana DCCB Notification 2025.

  • Educational Qualification: Candidate must be a graduate from a recognized university.
  • Language Requirement: Proficiency in Telugu is essential; the candidate should have studied Telugu as a subject in any class up to 10th standard, with supporting documents verified at the time of appointment.
  • English Knowledge: Basic knowledge of English is required.
  • Age Limit: Candidates must be between 18 and 30 years as of the specified date, with age relaxations applicable as per government norms.

How to Scan and Upload Required Documents for DCCB 2025

To apply for the Telangana State Cooperative Bank 2025, candidates must first keep scanned copies of their photograph, signature, left thumb impression, and handwritten declaration ready in the required format. Once all documents are prepared, follow the online application steps carefully to complete the process correctly and avoid any mistakes during submission.

  1. Documents Required:
    Recent photograph
    Signature
    Left thumb impression
    Handwritten declaration
  2.  Photograph Guidelines
    Passport-size color photo on a light background
    File size: 20–50 KB, dimensions: 200 × 230 pixels
    Look straight at the camera with a neutral expression
    No caps, hats, sunglasses; religious headwear allowed if face is visible
    Can also capture a live photo via webcam or mobile
  3. Signature and Thumb Impression
    Sign on white paper with black ink
    Signature: 140 × 60 pixels, 10–20 KB
    Thumb impression: 240 × 240 pixels, 20–50 KB
  4. Handwritten Declaration
    Write in English on white paper with black ink
    File size: 50–100 KB, dimensions: 800 × 400 pixels
  5. Scanning Instructions
    Scan at 200 DPI, True Color
    Save as JPG/JPEG, crop to proper size
  6. Uploading Procedure
    Use links in the online application to upload each document
    Preview the image to ensure clarity
    Re-upload if unclear
    Keep a printout of the submitted form with registration number

Telangana State Cooperative Bank 2025 Application Fees

To apply for the Telangana State Cooperative Bank 2025, candidates need to pay an application fee based on their category. The payment should be made online using options like Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards, or Mobile Wallets. Candidates should make sure to pay the fee online before submitting their application form.

Here’s the application fee based on your category:

Category Application Fee
SC/ST/PC/EXSM Rs. 500/-
General/BC/EWS Rs. 1000/-

TSC DCCB Exam Pattern 2025

The Telangana State Cooperative Apex Bank (TSCAB) Online Examination is designed to evaluate candidates across key areas such as general awareness, English language, reasoning, and numerical ability. The exam is objective in nature, and candidates will receive detailed instructions in the Information Handout, which can be downloaded along with the call letter from the Bank’s official website.

Key Points:

  • The examination consists of multiple-choice questions covering different subjects.
  • Total questions: 160 | Total marks: 160 | Total duration: 120 minutes.
  • Penalty for wrong answers: 0.25 marks will be deducted for each incorrect answer; no penalty for unattempted questions.
  • Each section has separately timed duration.
Sl. No. Name of Tests (Objective) No. of Questions Max. Marks Time Allotted
1 A) General/Financial Awareness 30 30 20 Minutes
1 B) Awareness on Credit Cooperatives 10 10
2 English Language 40 40 30 Minutes
3 Reasoning Ability 40 40 35 Minutes
4 Numerical Ability 40 40 35 Minutes
Total 160 160 120 Minutes

Is the TSC DCCB Exam’s Selection Process, Exam Pattern, and Salary the Same Across All Districts?

Yes, the selection process, exam pattern, and salary structure for Staff Assistant posts are uniform across all districts of Telangana under TSC Apex Bank. Candidates from Hyderabad, Karimnagar, Khammam, Mahabubnagar, Medak, and Warangal will follow the same recruitment rules, exam structure, and pay scale as mentioned in the official notification.

TSC DCCB 2025 Selection Process

The Telangana DCCB Exam 2025 for Staff Assistant follows a straightforward selection process. Candidates will be assessed through a single stage an Online Examination covering relevant subjects to test their knowledge and skills. Shortlisting for provisional allotment will be based solely on the marks scored in this exam, making strong performance crucial to secure the position.

TSC Apex Bank 2025 Salary

The Staff Assistant post at the Telangana State Cooperative Apex Bank offers a pay scale of Rs. 24,050 – 64,480 across 20 stages, with increments as per the structured scale. In addition, employees are eligible for 11 stagnation increments of Rs. 2,680 each, provided at two-year intervals after reaching the maximum of the scale, ensuring a rewarding career in the cooperative banking sector.

Test Prime

Examination Centres for TSC DCCB Staff Assistant Exam 2025

The online examination for the Staff Assistant will be conducted at designated centres mentioned in the respective call letters. Candidates must carefully note the following instructions regarding examination centres:

  • Exam Venue: The examination will be conducted online at the venues specified in the candidate’s call letter.
  • No Changes Allowed: Requests for a change of centre, venue, date, or session will not be entertained under any circumstances.
  • Centre Allotment: Candidates may be allotted to any centre, other than the one they opted for, at the discretion of DCCB.
  • Candidate Responsibility: Candidates will appear for the examination at their own risk and expense. DCCB will not be responsible for any injury, loss, or inconvenience incurred.
  • Final Choice: Once a candidate has chosen a centre, the choice will be considered final.
  • Adjustment of Centres: If the number of candidates opting for a particular centre is insufficient, DCCB may allot an alternative centre. Similarly, if a centre exceeds its capacity for online examination, candidates may be reassigned to another nearby centre.

JAIIB PPB Exam Analysis 2025, 08 November Shift-Wise Exam Review

The Indian Institute of Banking and Finance conducted the JAIIB PPB Exam for its November Cycle on 8 November 2025. Banking Professional who have appeared in the exam are eagerly waiting for the JAIIB PPB Exam Analysis 2025, which will help them find out how difficult was the paper and what type of questions were asked in the exam. After carefully analyzing the feedback provided by the candidates who took the exam, our experts have prepared the complete exam analysis including the list of questions asked and difficulty levels. In this article, candidates can go through the detailed JAIIB PPB Exam Review 2025 to understand the exam better.

JAIIB PPB Exam Analysis 2025, 08 November Shift-Wise Exam Review

The JAIIB Principles and Practices of Banking paper has been successfully held in 3 shifts across multiple centers across India. The exam consisted of 100 multiple-choice questions for 100 marks and each shift was held for 2 hours. The JAIIB PPB exam consisted of questions from four different modules.

  • Module A: General Banking Operations
  • Module B: Functions of Banks
  • Module C: Banking Technology
  • Module D: Ethics in Banks and Financial Institutions

JAIIB PPB Exam Analysis 2025, 08 November Shift 1

The Shift 1 paper of the JAIIB PPB Exam 2025 was held at various centers from 9:30 AM to 11:30 AM, based on the feedback shared by those who appeared in this shift the difficulty level of this shift was moderate-tough with a mix of conceptual and practical questions. Maximum questions were from Module A. We have provided the complete list of topics from which questions were asked in the first shift.

  1. BNA
  2. APY Limits
  3. Warehouse Receipts
  4. Why was National Financial Switch created?
  5. Section 85 of NI Act
  6. Banker-Customer Relationship
  7. PMEGP KVIC
  8. Conflict Of Interest
  9. STR and CTR
  10. Spread added to Benchmark Lending Rate
  11. Smashing
  12. Ethics
  13. NPA Recovery
  14. Garnishee Order
  15. Finish Goods Time Period
  16. Banker Lien
  17. Right To Set Off
  18. DRT
  19. Letter of Credit
  20. Self-Help Group
  21. FDR Maturity
  22. KYC
  23. Cash Management
  24. SWIFT
  25. Cheque Clearing Batch
  26. RTGS
  27. Conflict of Interest
  28. Misleading Advertisement is controlled by whom?
  29. CP Act 2019
  30. RM & FG Holding Period
  31. Home Loan Priority Sector Lending
  32. Banking Ombudsman
  33. Advances against warehouses
  34. Counterfeit Notes Reporting and Limit Of Notes
  35. NRLM
  36. Raw Material Storage
  37. IOS Limit
  38. HUB
  39. ​​Match the pair on usance bill, inland bill, document bill, foreign bill.
  40. Case Study On Overdraft
  41. Negative Lien
  42. Case Study On Demand Draft
  43. ​CTS Cleaning Time
  44. Assignment in which act?
  45. ​​Assignment Hypothecation
  46. NULM
  47. Mortgage
  48. Local Area Network
  49. Plastic Money
  50. Right of Appropriation
  51. HL Limit according to population PSL

Share Your JAIIB PPB Exam 2025 Score!!

JAIIB PPB Exam Analysis 2025, 08 November Shift 1 Video Link

JAIIB AFM Mock Test

JAIIB PPB Exam Analysis 2025, 08 November Shift 2

In Shift 2 of JAIIB PPB Exam 2025 for the November Cycle, the questions asked were lengthy and statement-based. According to the JAIIB PPB Exam Analysis 2025, 08 November Shift 2 the list of topics from which questions were asked has been provided in the given section.

  1. BNA
  2. Which type of card used for cash deposit?
  3. Bank Guarantee
  4. Match The Following-Documentary Bill, Clean Bill, Bill Purchase with their definition
  5. ANBC
  6. Agrifinance
  7. MSE
  8. HUF Created By
  9. Minor Is Defined Under Which Act?
  10. SHG
  11. DPG
  12. Cheque
  13. FOREX

JAIIB PPB Exam Analysis 2025, 08 November Shift 2 Video Link

JAIIB PPB Exam Analysis 2025, 08 November Shift 3

The JAIIB PPB Exam 2025 for Shift 3 was Moderate to Tough. After communicating with the banking and financial sector employees, the list of topics from which questions were asked are as follows:

  1. Raw Material
  2. Patent
  3. FDR Minimum Days
  4. DP4
  5. Working Capital
  6. Foreign Account
  7. CGTMSE
  8. NPA Provision
  9. Ethics
  10. Message Switch
  11. Certificate of Deposit
  12. MSME Definition
  13. Garnishee Order
  14. Loan Against Time Deposit
  15. Loan Against Insurance Policy
  16. SHG Advance Time Period
  17. Bank Guarantee
  18. POS
  19. NRE NRO Account
  20. PMEGP
  21. Digital Vision
  22. LRS
  23. Demand Draft
  24. Loan NPA
  25. Card Less Transaction
  26. Smart Card
  27. ISO-Standard-Physical Card
  28. Section 131
  29. Smart Card
  30. APY
  31. PMSBY

JAIIB PPB Exam Analysis 2025, 08 November Shift 3 Video Link

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Daily Current Affairs: 8th November, 2025

National News

PM Modi Flags Off Four New Vande Bharat Trains to This Route

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  • The new routes — Banaras–Khajuraho, Lucknow–Saharanpur, Firozpur–Delhi, and Ernakulam–Bengaluru — enhance regional connectivity, reduce travel time, and boost tourism and economic growth across northern and southern India.

India Gears Up for 2026 Tiger Census: World’s Largest Wildlife Survey

India Gears Up for 2026 Tiger Census World’s Largest Wildlife Survey

  • India is gearing up for the 2026 All India Tiger Estimation (AITE), the world’s largest wildlife survey, aimed at counting tigers and assessing ecosystem health, prey density, habitat quality, and human-wildlife interactions.
  • The three-phase survey combines on-ground tracking, satellite mapping, and 40,000+ AI-assisted camera traps to precisely identify individual tigers and critical habitats.
  • Building on the 2022 count of 3,682 tigers, this high-tech approach sets a global standard in conservation science and involves over 60,000 forest personnel across 400,000+ sq km in 20+ states.

State News

New Delhi Work Hours: A Step Against Seasonal Smog

New Delhi Work Hours A Step Against Seasonal Smog

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Historic Move: Karnataka Becomes India’s First State with Paid Menstrual Leave

Historic Move Karnataka Becomes India’s First State with Paid Menstrual Leave

  • Karnataka has become India’s first state to grant 12 days of paid menstrual leave annually for women employees across government and private sectors, providing one day per month to support health, dignity, and productivity.
  • This progressive policy promotes gender equality, acknowledges menstrual health, and aligns India with global best practices, while encouraging inclusive workplaces and reducing stigma around menstruation.

Banking News

India’s Banking Giant SBI Reaches $100 Billion

India’s Banking Giant SBI Reaches $100 Billion

  • State Bank of India (SBI) has made history by crossing $100 billion in market capitalization and ₹100 trillion in total business, becoming the first Indian bank to achieve this dual milestone.
  • This feat reflects strong Q2 FY26 performance, 12.7% credit growth, and robust investor confidence, driven by expansion in retail, SME, and agricultural loans, along with digital banking initiatives.
  • With total advances of ₹44.2 lakh crore and deposits of ₹55.9 lakh crore, SBI cements its role as a backbone of India’s financial system and a rising global banking contender.

Sitharaman, Malhotra Chart Bold Reform Agenda to Reshape India’s Banking Sector

Sitharaman, Malhotra Chart Bold Reform Agenda to Reshape India’s Banking Sector

  • India is gearing up for a banking transformation as Finance Minister Nirmala Sitharaman and RBI Governor Sanjay Malhotra push for large, globally competitive banks.
  • Through public sector bank mergers, regulatory easing, and ecosystem development, the government aims to boost credit flow, support infrastructure and MSMEs, and foster financial inclusion.
  • Recent measures include lifting loan caps for acquisitions and IPOs and strengthening banks’ capital and governance, signaling a coordinated effort to build a resilient, efficient, and digitally integrated banking sector.

International News

China Launches Third Aircraft Carrier ‘Fujian’ with Cutting-Edge Tech

China Launches Third Aircraft Carrier ‘Fujian’ with Cutting-Edge Tech

  • China has commissioned its third aircraft carrier, the Fujian, at Sanya Port, marking a major advance in its naval capabilities.
  • The Fujian is China’s first flat-deck carrier equipped with EMALS (Electromagnetic Aircraft Launch System), enabling smoother, heavier, and faster aircraft launches.
  • With a displacement of around 80,000 tonnes and an all-electric propulsion system, it surpasses earlier carriers Liaoning (2012) and Shandong (2019) in technology and operational capability.
  • Strategically, Fujian enhances China’s presence in the Taiwan Strait, South China Sea, and potentially the Indian Ocean, reflecting growing naval ambitions.

US Conducts Strategic Minuteman III ICBM Test — What It Means

US Conducts Strategic Minuteman III ICBM Test — What It Means

  • The United States tested an unarmed Minuteman III ICBM (GT‑254) on 5 November 2025 from Vandenberg Space Force Base, California, with the re‑entry vehicle impacting near Kwajalein Atoll in the central Pacific.
  • The launch, part of routine operational readiness and reliability checks, also validated the Airborne Launch Control System (ALCS) from an E‑6B aircraft, ensuring backup command-and-control capability.
  • Although routine, the timing drew attention following recent US political statements advocating a tougher nuclear posture.
  • The test reaffirmed the Minuteman III’s strategic role in the US nuclear triad.

Defense News

HAL & GE Ink $1 Billion Deal to Power LCA Tejas Mk 1A Jets

HAL & GE Ink $1 Billion Deal to Power LCA Tejas Mk 1A Jets

  • Hindustan Aeronautics Limited (HAL) has signed a $1 billion deal with General Electric (GE) for 113 F404-GE-IN20 engines to power 97 LCA Tejas Mk 1A fighter jets, strengthening India’s indigenous defence manufacturing and self-reliance.
  • The Tejas Mk 1A features advanced avionics, improved weapon integration, and enhanced operational performance.
  • Deliveries will begin after final certification, while HAL is also planning F414 engines for LCA Mk 2, deepening India-US defence industrial collaboration and boosting the IAF’s combat-ready fleet.

Summits & Conferences News

COP30 Spotlight: Building a Resilient Future Through Climate Adaptation

COP30 Spotlight Building a Resilient Future Through Climate Adaptation

  • COP30 2025 in Belém, Brazil, dubbed the “COP of Adaptation”, will focus on climate adaptation—helping countries adjust to floods, droughts, sea-level rise, and extreme weather—rather than just mitigation.
  • With over 35 countries, including India, backing the $1.3 trillion Baku to Belém Roadmap, the summit emphasizes adaptation finance, climate justice, and resilience-building.
  • Key strategies include National Adaptation Plans (NAPs), climate-resilient agriculture, flood defences, and sustainable water management, with the goal of making climate action relevant to everyday lives while ensuring vulnerable nations and communities are protected.

Sports News

India’s 91st Chess Grandmaster: Raahul VS Triumphs at ASEAN Championship

India’s 91st Chess Grandmaster Raahul VS Triumphs at ASEAN Championship

  • Raahul VS has become India’s 91st Grandmaster (GM) after a stellar performance at the 6th ASEAN Individual Championship 2025, securing the GM norm with a round to spare.
  • Having earned his International Master (IM) title in 2021, Raahul’s achievement underscores India’s rising global stature in chess and its consistent production of top talent.
  • His triumph follows Illamparthi AR (90th GM) and S Rohith Krishna (89th GM) in 2025, reflecting the country’s deepening bench strength in international chess.

India Celebrates Sheetal Devi, the Nation’s First Para Archer in Mainstream Team

India Celebrates Sheetal Devi, the Nation’s First Para Archer in Mainstream Team

  • Sheetal Devi, an 18-year-old para archer from Jammu & Kashmir, has become India’s first para-athlete selected for an able-bodied national archery team, earning a spot in the compound women’s team for the Asia Cup 2025 in Jeddah, Saudi Arabia.
  • Born with phocomelia and shooting using her legs and shoulders, she has won 2 Asian Para Games golds (2023), a World Archery silver (2023), a Paris 2024 Paralympics bronze, and World Para Championships gold (2025).
  • Her historic selection highlights merit-based inclusivity, breaking stereotypes, and inspiring para-athletes to compete on mainstream international platforms.

Science & Technology News

PM Modi Launches NexCAR19: India’s First Homegrown CAR T-Cell Therapy

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  • NexCAR19 is a CAR T-cell therapy targeting B-cell leukemia and lymphoma, developed by ImmunoACT (an IIT Bombay incubated startup) in collaboration with Tata Memorial Hospital.
  • The project is supported by DBT and BIRAC, and was officially launched by PM Narendra Modi in November 2025.

Important Days News

World Radiography Day 2025: Celebrating the Heroes Behind the Images That Save Lives!

World Radiography Day 2025 Celebrating the Heroes Behind the Images That Save Lives!

  • World Radiography Day 2025, observed on November 8, commemorates Wilhelm Conrad Roentgen’s discovery of X-rays (1895) and honours radiographers and radiologists for their role in diagnosis, imaging, and patient care.
  • The day highlights advances in medical imaging such as CT, MRI, PET, hybrid scans, and AI-assisted diagnostics, while emphasizing radiation safety and the importance of early detection in healthcare.

Obituaries News

James D. Watson, Co-Discoverer of DNA Structure, Dies at 97

James D. Watson, Co-Discoverer of DNA Structure, Dies at 97

  • James D. Watson, the 97-year-old molecular biologist and co-discoverer of the DNA double helix, has died in East Northport, New York.
  • Awarded the 1962 Nobel Prize, Watson’s work with Francis Crick revolutionized genetics, underpinning modern molecular biology and the Human Genome Project.
  • He directed Cold Spring Harbor Laboratory, mentored generations of scientists, and authored The Double Helix.
  • While celebrated for his scientific breakthroughs, Watson’s legacy was controversial due to offensive remarks and criticisms regarding colleagues, including Rosalind Franklin.
  • His death marks the passing of a foundational yet polarizing figure in science.

Common Mistakes to Avoid in SBI PO Psychometric Tests

The SBI PO Psychometric Test is a crucial stage in the selection process that assesses a candidate’s personality, behavior, and decision-making approach rather than academic knowledge. Many aspirants, despite having strong reasoning and aptitude skills, tend to make avoidable mistakes during this test that can affect their overall evaluation. Understanding the common errors and misconceptions beforehand can help candidates perform with clarity, confidence, and authenticity. Avoiding these pitfalls is key to showcasing a well-balanced personality aligned with the professional values expected by State Bank of India.

Common Mistakes to Avoid in SBI PO Psychometric Tests

The SBI PO psychometric test is an important component of the recruitment process that assesses the personality and suitability for the role beyond academic knowledge. Avoiding common mistakes such as misunderstanding the test’s purpose, trying to game the system, rushing through questions, and being inconsistent can significantly enhance your chances of success. Preparation through practice, self-awareness, and maintaining honesty will help you present your true self effectively, paving the way for a successful career as an SBI Probationary Officer.

1. Not Understanding the Purpose of the Psychometric Test

One of the biggest mistakes candidates make is not grasping the true purpose of the psychometric test. Unlike objective exams, this test does not have right or wrong answers in the traditional sense. It assesses your personality traits, decision-making style, and how well you fit the job profile. Approaching it like a typical exam can lead to inconsistent or insincere answers, which may raise red flags for examiners.

2. Overthinking or Trying to “Game” the Test

Many candidates try to guess what the “ideal” answers might be and tailor their responses accordingly. This approach often backfires because psychometric tests are designed to detect inconsistencies and socially desirable responding. Overthinking or attempting to manipulate answers can result in contradictory responses, reducing your credibility and chances of selection.

3. Responding Without Self-Reflection

Answering questions hastily without reflecting on your genuine preferences and behaviors is another common error. The test evaluates your natural tendencies, so it’s important to be honest and consistent. Candidates who respond based on what they think is expected rather than what truly reflects their personality may face difficulties in later stages, such as interviews or job performance.

4. Ignoring Instructions and Time Management

Though the psychometric test is not timed as strictly as other exams, ignoring instructions or rushing through questions can lead to careless mistakes. Some questions may require you to rank preferences or choose between closely related options. Failing to carefully read instructions or manage your time may cause confusion and affect the accuracy of your responses.

5. Not Practising Psychometric Tests Beforehand

Lack of practice is a critical oversight. Familiarity with the test format and types of questions can help reduce anxiety and improve confidence. Practising sample psychometric tests allows candidates to understand how to approach different question types, manage time effectively, and maintain consistency in their answers.

6. Being Inconsistent Across Similar Questions

Psychometric tests often include similar questions phrased differently to check for consistency. Providing conflicting answers to such questions can signal dishonesty or confusion. Candidates should strive to maintain consistent responses that genuinely reflect their personality and work style.

7. Neglecting to Stay Calm and Focused

Stress and nervousness can impair judgment and lead to careless errors. Candidates who fail to stay calm may rush through questions or second-guess their answers. Practicing relaxation techniques and maintaining focus during the test can improve accuracy and overall performance.

8. Failing to Align Responses with Job Role Requirements

While honesty is paramount, it is also important to understand the qualities desirable for an SBI PO. Traits such as integrity, teamwork, leadership, adaptability, and customer orientation are valued. Candidates should be mindful of these attributes and ensure their responses reflect a balanced personality suited for the responsibilities of a probationary officer.

SBI PO Psychometric Test batch

Common Reasons for Rejection at This Stage

While the psychometric test doesn’t have traditional pass or fail criteria, certain response patterns and profiles consistently lead to rejection. Understanding these rejection triggers helps candidates avoid inadvertent elimination despite having strong technical qualifications and banking aptitude.

  • Extreme Response Patterns: Consistently selecting only the most extreme options (strongly agree/strongly disagree) across all questions suggests inflexibility and black-and-white thinking. Banking requires nuanced decision-making and the ability to see multiple perspectives, especially when dealing with diverse customers and complex financial situations.
  • Low Stress Tolerance Indicators: Responses suggesting inability to handle pressure, frequent emotional reactions to workplace challenges, or avoidance of responsibility during difficult situations. The banking sector involves high-stakes decisions, regulatory scrutiny, and demanding customers, making stress resilience essential.
  • Poor Team Collaboration Scores: Profiles indicating strong preference for isolated work, difficulty accepting feedback, or reluctance to support colleagues. Modern banking operates through collaborative teams, cross-functional projects, and shared accountability structures.
  • Integrity and Ethics Red Flags: Any responses suggesting willingness to bend rules for personal gain, hide mistakes from supervisors, or prioritize personal interests over customer welfare. Given the fiduciary responsibility of banking roles, even minor integrity concerns can result in immediate rejection.
  • Excessive Aggressiveness or Passivity: Profiles showing either overly aggressive sales approaches that might pressure customers inappropriately, or extreme passivity that suggests inability to meet targets or advocate for bank interests when necessary.
  • Customer Service Incompatibility: Responses indicating impatience with repetitive questions, frustration with less knowledgeable customers, or preference for minimal human interaction. Banking success depends heavily on positive customer relationships and service excellence.
  • Risk-Taking Extremes: Either excessive risk aversion that might prevent necessary business decisions, or dangerous risk appetite that could expose the bank to unnecessary losses. Banks need employees who can balance prudent risk management with business growth objectives.

Strategic Recommendations for Success

Success in the SBI PO psychometric test requires a balanced approach that combines adequate preparation. Developing self-awareness through reflection on personal values, work preferences, and behavioural patterns provides a solid foundation for consistent, authentic responses. Consider seeking feedback from colleagues, supervisors, or mentors about your professional strengths and areas for development.

GA Capsule for SBI Clerk Mains 2025, Download PDF_46.1

How to Approach the Psychometric Test with the Right Mindset

To perform well in the SBI PO Psychometric Test, candidates should stay calm, genuine, and self-aware to reflect their true personality and professional values. Key Points to Remember:

  • Stay relaxed and confident throughout the test.
  • Read each statement carefully before responding.
  • Avoid guessing or overthinking the answer instinctively.
  • Be honest and consistent in your responses.
  • Reflect traits like integrity, teamwork, and leadership.
  • Don’t try to create a “perfect” image; focus on authenticity.
  • Prepare through self-reflection to understand your behaviour patterns.
  • Maintain a positive and balanced outlook in every answer.
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