Big Relief for SBI PO Aspirants! SBI Removes CIBIL Clause from PO Recruitment 2026

The State Bank of India (SBI) has released an important update for its Probationary Officer (PO) 2026 recruitment. Through an official corrigendum issued on 1 July 2026, the bank has removed the CIBIL clause from the notification with immediate effect. This means candidates will no longer be evaluated based on the earlier CIBIL-related condition, while all other eligibility criteria and recruitment guidelines remain unchanged.

SBI PO Latest Update 2026

Earlier, the detailed SBI PO notification (Advertisement No. CRPD/PO/2026-27/09) contained a clause regarding candidates’ credit history. According to the provision, candidates with loan defaults or adverse CIBIL records were required to regularize their dues or provide documentary proof before joining the bank. Failure to do so could result in cancellation of appointment.

However, through the latest corrigendum, SBI has officially withdrawn this clause, making the CIBIL-related eligibility condition no longer applicable.

Big Relief for SBI PO Aspirants! SBI Removes CIBIL Clause from PO Recruitment 2026

What Has Changed?

Existing Guideline Revised Guideline
Candidates with loan defaults or adverse credit history were required to clear outstanding dues or submit NOCs before joining the bank. Failure to comply could lead to cancellation of appointment. Clause Removed.

Earlier CIBIL Clause (Now Removed)

The removed clause required candidates to:

  • Regularize any outstanding loan or credit card dues before joining.
  • Ensure their updated credit status was reflected in CIBIL or other recognized credit agencies.
  • Produce a No Objection Certificate (NOC) or documentary evidence from the lender if required.
  • Failure to comply could make the candidate ineligible for appointment.

Impact on SBI PO 2026 Aspirants

The removal of the CIBIL clause is expected to benefit many candidates who were worried about:

  • Previous loan repayment issues
  • Temporary adverse CIBIL records
  • Delay in updating credit history
  • Credit card payment defaults affecting eligibility

What Should Candidates Do Now?

Candidates who have already submitted their SBI PO 2026 application do not need to take any additional action regarding the corrigendum. Applicants should now focus on:

  • Completing their exam preparation
  • Following future recruitment updates
  • Keeping all required documents ready for later stages of the selection process

Central Bank of India Apprentice Exam Date 2026 Out, Check Exam Schedule

Central Bank of India Apprentice Exam Date 2026 has been officially released by the Central Bank of India. The bank has released a notification confirming that the online examination for Apprentice Recruitment 2026-27 will be conducted on 5 July 2026 (Sunday). Candidates who successfully submitted their applications for the engagement of Apprentices under the Apprentices Act, 1961, should now begin their final phase of preparation as the examination is just around the corner.

Central Bank of India Apprentice Exam Date 2026 Out

The Central Bank of India has officially scheduled the Apprentice online examination for 5 July 2026 (Sunday). The examination will be conducted by BFSI SSC for candidates who applied under the Engagement of Apprentices for FY 2026-27 recruitment drive.

Particular Details
Recruitment Authority Central Bank of India
Post Apprentice
Recruitment Name Central Bank of India Apprentice Recruitment 2026
Total Posts 4,500
Financial Year 2026-27
Exam Conducting Agency BFSI SSC
Central Bank of India Apprentice Exam Date 2026 5 July 2026 (Sunday)
Notification Regarding Exam Date 1 July 2026
Mode of Examination Online

What Should Candidates Do Before the Exam?

Candidates appearing for the Central Bank of India Apprentice Exam 2026 should complete the following tasks before the examination date:

  • Revise the complete syllabus and important banking concepts.
  • Read the Information Handout carefully.
  • Visit the official website regularly for the latest announcements.
  • Stay updated with the bank’s products and services, as candidates are advised to familiarize themselves with them before the examination.

Important Instructions for Candidates

The official notification mentions several important points for applicants:

  • The examination will be conducted by BFSI SSC.
  • All future notifications, corrigenda, and updates will be published only on the Central Bank of India website.
  • No separate communication will be sent to candidates regarding selection or rejection.
  • Merely fulfilling the eligibility criteria does not guarantee selection or appearance in the subsequent stages.
  • The bank reserves the right to modify or cancel the recruitment process at any stage without assigning any reason.

TEST prime

Central Bank of India Apprentice 2026 Preparation Tips

With only a few days left for the examination, candidates should focus on:

  • Practising mock tests regularly.
  • Revising Banking Awareness and Financial Awareness.
  • Improving speed and accuracy through previous year questions.
  • Going through the bank’s important products and services.
  • Avoiding new topics and focusing on revision.

SBI Clerk Reserve List Scorecard 2026 Out @sbi.bank.in, Download PDF

The State Bank of India (SBI) has released the SBI Clerk Reserve List Scorecard 2026 for candidates who were included in the Junior Associate (Customer Support & Sales) reserve/waiting list. Candidates can now check their marks by logging in with their Roll Number/Registration Number and Date of Birth/Password on the SBI Careers portal.

SBI Clerk Reserve List Scorecard 2026 Out

The reserve list has been activated to fill vacancies arising due to non-joining and resignation of previously selected candidates. Candidates who have been provisionally selected from the reserve list should regularly check their registered email ID and the SBI Careers portal for further communication regarding document verification and joining formalities. The direct scorecard link is available on the official website sbi.bank.in.

SBI Clerk Reserve List Scorecard 2026: Overview

Particular Details
Organization State Bank of India (SBI)
Post Name Junior Associate (Customer Support & Sales)
Exam Name SBI Clerk 2025-26
Advertisement No. CRPD/CR/2025-26/06
Scorecard Status Released
Reserve List Status Released
Mode of Availability Online
Login Credentials Roll Number/Registration Number & Password/Date of Birth
Official Website sbi.bank.in

What is the SBI Clerk Reserve List?

The SBI Clerk Reserve List (Waiting List) is prepared to fill vacancies that remain unoccupied after the final result due to candidates declining the offer, resigning, or not joining the bank. Eligible candidates from the reserve list are provisionally selected against these vacancies and are invited to complete the remaining recruitment formalities.

SBI Clerk Reserve List Scorecard 2026 Download PDF Link

SBI has activated the Reserve List Scorecard 2026 link on its Careers portal. Candidates who were shortlisted through the reserve list can check the marks obtained in the examination by entering their login credentials.

Direct Link: Visit the SBI Careers website → Recruitment Results → Recruitment of Junior Associates (Customer Support & Sales) → Marks Secured by the Candidate.

SBI Clerk Reserve List Scorecard 2026 Download Link

How to Download SBI Clerk Reserve List Scorecard 2026?

Follow these simple steps:

  1. Visit the official SBI website sbi.bank.in.
  2. Click on the Careers section.
  3. Open Recruitment Results.
  4. Click on Recruitment of Junior Associates (Customer Support & Sales).
  5. Select the Marks Secured by the Candidate link.
  6. Enter your Roll Number/Registration Number and Password/Date of Birth.
  7. Submit the details.
  8. Your SBI Clerk Reserve List Scorecard 2026 will appear on the screen.
  9. Download and save the scorecard for future reference.

Details Mentioned on SBI Clerk Reserve List Scorecard 2026

Candidates should verify the following details on the scorecard:

  • Candidate’s Name
  • Roll Number
  • Registration Number
  • Category
  • State/UT Applied
  • Marks Obtained
  • Qualifying Status
  • Advertisement Number
  • Recruitment Name

What After SBI Clerk Reserve List Selection?

Candidates whose roll numbers appear in the reserve list should:

  • Keep checking their registered email ID for official communication.
  • Complete document verification as per SBI instructions.
  • Submit all required certificates and documents.
  • Undergo medical examination (if applicable).
  • Report to the allotted branch or circle for joining on the scheduled date.

Important Documents Required

Selected candidates should keep the following documents ready:

  • SBI Clerk Admit Card
  • Reserve List Scorecard
  • Identity Proof (Aadhaar/PAN/Passport/Voter ID)
  • Educational Certificates
  • Category Certificate (if applicable)
  • EWS Certificate (if applicable)
  • PwBD Certificate (if applicable)
  • Local Language Proof
  • Passport-size Photographs
  • Any other documents specified by SBI
Related Posts
SBI Clerk Salary

Central Bank of India SO Exam Date 2026 Out, Check Official Notice

The Central Bank of India SO Exam Date 2026 has been announced by the bank for the recruitment of 15 Assistant General Manager (AGM) Scale V posts in specialist departments. The online examination will be conducted on 11 July 2026 for candidates who successfully completed the application process. The admit card has already been released, and candidates should download it before the examination.

Central Bank of India SO Recruitment 2026 Notification Out

Candidates Applied for Assistant General Manager (Scale V) posts in Risk Management, Finance & Accounts, and Credit. Candidates should carry their admit card and a valid photo identity proof to the examination centre. After the online examination, qualified candidates will be shortlisted for the interview.

Particulars Details
Organization Central Bank of India
Post Name Assistant General Manager (AGM) – Scale V
Article Category Exam Date
Total Vacancies 15
Exam Date 11 July 2026
Admit Card Released
Selection Process Online Examination & Interview
Exam Mode Online
Official Pay Scale ₹1,20,940 – ₹1,35,020
Initial Posting Mumbai
Notification PDF Download Here

CBI SO Vacancy 2026

The recruitment includes a total of 15 vacancies distributed across key specialist roles. The detailed post-wise vacancy distribution is provided below:

Post Category Specialization Total Vacancies
Risk Management Risk Management, Compliance, Asset Liability Management, Digital Risk & Analytics 5
Finance & Accounts Finance & Accounts 5
Credit Officer Credit Officer 5
Total 15

CBI CO Apply Online 2026 Link

Candidates can apply online through the official application portal by clicking on the direct link provided in the notification. It is advised to complete the registration process which is remains active as the bank has extended the registration deadline till 07 June 2026. Ensure all details are correctly filled and documents are uploaded as per the guidelines before final submission.

Central Bank of India SO Apply Online 2026: Click Here to Apply (Over)

CBI SO 2026 Eligibility Criteria

The eligibility will be determined based on March 31, 2026. Candidates must meet the following conditions:

  • Age Limit: 33 to 45 years
  • Relaxation: 5 years for SC/ST, 3 years for OBC, and 10 years for PwBD candidates
  • Nationality: Must be an Indian citizen, or a subject of Nepal/Bhutan, or a Tibetan refugee (before 1962), or a person of Indian origin planning to settle permanently in India
  • Credit Score: Minimum CIC score of 650 with no record of loan default or financial misconduct

Qualifications

Risk Management (Scale V)

  • Education: B.Sc. (Statistics/Economics) or MBA (Finance/Banking) with 55% marks
  • Certification: FRM, CFA, or PRM required
  • Experience: 10 years in banking, including 5 years in Risk Management in a large bank

Finance & Accounts (Scale V)

  • Education: Graduation + CA (ICAI member)
  • Experience: 10 years in banking, with 7 years in Corporate Tax, GST, or Balance Sheet work at Head Office level

Credit Officer (Scale V)

  • Education: CA / CFA / ICWA or 2-year PG in Banking/Finance
  • Experience: 10 years after qualification, including 7 years in Corporate or Large Credit handling

How to Apply for CBI SO 2026

  • Visit the Official Website: Go to the bank’s website and click on “Click Here to Apply Online” or use the direct link.
  • Register Yourself: Enter basic details to generate a registration number and password (sent via email/SMS).
  • Upload Documents: Upload photo, signature, thumb impression, handwritten declaration, and a live photo.
  • Fill & Verify Details: Complete the form carefully and use “Save & Next” to review before final submission.
  • Pay Application Fee: Make the payment through the online payment gateway.
  • Submit & Print: Submit the form and download/print the application form and fee receipt for future reference.

Central Bank of India SO Exam Pattern 2026

The Central Bank of India SO Exam 2026 will be conducted on 11 July 2026 in online mode. The examination consists of objective-type questions carrying 100 marks. There is no negative marking in the examination.

Section Questions Marks
Stream/Category Specific Questions 70 70
Banking, Present Economic Scenario & General Awareness 30 30
Total 100 100

Duration: 60 Minutes

Central Bank of India SO Selection Process 2026

The selection process consists of two stages:

  • Online Examination: Scheduled on 11 July 2026 for 100 marks.
  • Personal Interview: Candidates qualifying in the online examination will be shortlisted for the interview.

The final merit list will be prepared by giving 70% weightage to the online examination and 30% weightage to the interview.

CBI SO Salary & Allowances

The salary for Scale V posts is attractive and varies slightly based on the place of posting. The approximate salary details are:

  • Gross Monthly Salary: ₹1,80,000 to ₹2,10,000 (including DA, HRA, and other allowances)
  • Net In-Hand Salary: ₹1,35,000 to ₹1,60,000 (after deductions like Income Tax, NPS, and PF)

Allowances & Benefits

In addition to the salary, Scale V officers receive several benefits and perks:

  • Dearness Allowance (DA): Revised every quarter based on inflation (CPI).
  • House Rent Allowance (HRA): Provided if bank accommodation is not used, or leased accommodation facility in cities like Mumbai.
  • City Compensatory Allowance (CCA): Depends on the city category.
  • Medical Benefits: Reimbursement of medical expenses for self and family as per rules.
  • Conveyance: Fuel and maintenance allowance, along with driver allowance.
  • Leave Fare Concession (LFC): Travel allowance for the officer and family within India.
  • Concessional Loans: Lower interest rates on home, car, and personal loans.

Important Employment Conditions for Central Bank of India SO 2026

  • Probation: Selected candidates will be on a probation period of 2 years.
  • Indemnity Bond: Candidates must sign a bond of ₹3,00,000 to serve the bank for a minimum of 3 years.
  • Posting: Initial posting will be in Mumbai, and candidates can be transferred anywhere in India.

Bank MahaPack Plus

Central Bank of India AGM Call Letter 2026 Out, Download Link Here

The Central Bank of India AGM Call Letter 2026 has been released for candidates who have successfully applied for the recruitment of Assistant General Manager (AGM) Scale V posts in the Specialist Category. Applicants appearing for the online examination scheduled for 11 July 2026 can now download their admit card by logging in with their Registration Number/Roll Number and Password/Date of Birth through the official website.

Central Bank of India AGM Call Letter 2026 Out

The admit card is a mandatory document to appear in the Central Bank of India AGM Exam 2026. It contains important details such as the candidate’s name, roll number, exam date, reporting time, examination centre, and exam-day instructions. Candidates are advised to verify all details mentioned on the call letter and carry a valid photo ID proof along with the printed admit card to the examination centre.

Central Bank of India AGM Call Letter 2026: Overview

Check the important highlights related to the call letter, examination, and selection process in the overview table below.

Particulars Details
Organization Central Bank of India
Post Name Assistant General Manager (AGM) – Scale V
Category Admit Card
Total Posts 15
Call Letter Status Released
Exam Date 11 July 2026
Exam Mode Online
Selection Process Online Examination & Interview
Official Website www.centralbank.bank.in

Central Bank of India AGM Call Letter 2026 Download Link

The Central Bank of India AGM Admit Card 2026 download link is now active on the official website. Candidates must download the call letter before the examination date to avoid last-minute issues. To access the admit card, enter your Registration Number/Roll Number and Password or Date of Birth.

Central Bank of India AGM Call Letter 2026 – Download Link

Steps to Download Central Bank of India AGM Call Letter 2026

Candidates can follow these simple steps to download their admit card:

  1. Visit the official website of Central Bank of India.
  2. Open the Careers section on the homepage.
  3. Click on the Central Bank of India AGM Recruitment 2026 link.
  4. Select the Download Call Letter option.
  5. Enter your Registration Number/Roll Number and Password/Date of Birth.
  6. Submit the details.
  7. Download and print the admit card for future use.

Details Mentioned on Central Bank of India AGM Admit Card 2026

After downloading the call letter, candidates should carefully verify the following details:

  • Candidate’s Name
  • Roll Number/Registration Number
  • Photograph and Signature
  • Exam Date
  • Reporting Time
  • Examination Centre Address
  • Post Applied For
  • Exam Duration
  • Important Exam Instructions

Bank Mahapack 2026

Documents to Carry Along with the Call Letter

Candidates must carry the following documents to the examination centre:

  • Printed copy of the Central Bank of India AGM Call Letter 2026
  • Original Photo Identity Proof (Aadhaar Card, PAN Card, Passport, Driving Licence, Voter ID, etc.)
  • Two recent passport-size photographs (preferably the same as uploaded in the application form)
  • Any other documents mentioned in the admit card instructions

Daily Current Affairs Quiz 2nd July 2026 for Banking & Competitive Exams

Daily Current Affairs: 2 July, 2026

Q1. The Union Home Ministry recently deployed the FCRA 2.0 Portal to overhaul the supervision of international philanthropic inflows. Which of the following cloud infrastructures serves as the centralized hosting platform for this secure digital application?

(a) National Government Cloud (MeghRaj)

(b) DigiLocker Enterprise Cloud

(c) NIC-Baadal Academic Server

(d) Aadhaar Secure Vault Core

(e) GigaMesh Rural Network

Answer: a

Solution:

  • Union Home Minister and Minister of Cooperation Amit Shah recently launched the FCRA 2.0 Portal to modernize and streamline the administration of the Foreign Contribution (Regulation) Act (FCRA).
  • The portal has been developed to simplify compliance requirements under the FCRA while strengthening the monitoring and enforcement mechanism related to foreign contributions.
  • All major services, including applications, renewals, annual returns, and other regulatory processes, have now been made completely digital through an end-to-end online system.
  • At present, around 14,500 active FCRA-registered organizations operate across the country.
  • The portal has been hosted on the National Government Cloud (MeghRaj) to ensure security, scalability, and efficient service delivery.
  • FCRA 2.0 incorporates several advanced features, including process re-engineering, integrated dashboards, Aadhaar-based authentication, e-Sign facilities, and OCR-based document analysis.
  • The provisions of the FCRA Amendment Rules, 2026 have also been integrated into the portal.
  • The system has been linked with major government databases and institutions, including PAN, Aadhaar, Overseas Citizen of India (OCI), NGO Darpan, and the Institute of Chartered Accountants of India (ICAI) UDIN system.
  • The portal reduces paperwork, simplifies compliance procedures, and provides a more convenient user experience for registered organizations.

Q2. The newly launched Electronic Overseas Citizen of India (e-OCI) system completely digitizes the administrative lifecycle of diaspora registration. Which of the following traditional compliance mandates has been entirely eliminated under this new digital framework?

(a) The requirement to hold a foreign passport while traveling to India

(b) The mandatory re-issuance of the physical OCI booklet upon receiving a new passport after the age of 20

(c) The payment of visa fees for minor children of Indian origin

(d) The filing of annual income tax returns on global income earned outside India

(e) The biometric registration of passengers at their home country departures

Answer: b

Solution:

  • Union Home Minister and Minister of Cooperation Amit Shah recently launched the Electronic Overseas Citizen of India (e-OCI) Card, a major citizen-centric initiative aimed at modernizing OCI services for the global Indian diaspora.
  • The e-OCI Card introduces a fully digital system that enables applicants to complete the entire OCI process online.
  • Under the new system, applicants can submit applications, upload supporting documents, track their applications, and download the digitally generated OCI card after approval.
  • Existing OCI cardholders can also obtain their e-OCI Card digitally in most cases without requiring a fresh application or physical verification.
  • One of the major reforms under the new system is the removal of the requirement to reissue the OCI booklet after obtaining a new passport once the cardholder has attained the age of 20 years.
  • However, OCI cardholders are required to update their passport details online whenever a new passport is issued.
  • The e-OCI initiative provides a completely digital and convenient experience, eliminating the need for physical visits and paperwork.
  • Applicants can access the system through computers and mobile devices, enabling anytime and anywhere access to OCI services.
  • The digital issuance process is expected to reduce processing time and eliminate the risk of loss or damage associated with physical documents.
  • The e-OCI system also facilitates smoother travel by supporting faster immigration verification and clearance.

Q3. The veteran creative icon Vijaya Mehta, who recently passed away at the age of 92, was universally acknowledged as an avant-garde pioneer of which of the following cultural movements? (a) Experimental Marathi Theatre

(b) Classical Carnatic Vocal Stream

(c) Modern Hindustani Instrumental Symphony

(d) Contemporary Bengali Parallel Cinema

(e) Traditional Yakshagana Folk Dance

Answer: a

Solution:

  • Renowned film and theatre personality Vijaya Mehta passed away at the age of 92, marking the end of an era in Indian theatre and cinema.
  • She was regarded as one of the foremost pioneers of experimental Marathi theatre and played a transformative role in modern Indian stagecraft.
  • Popularly known as ‘Bai’, Vijaya Mehta introduced innovative theatrical techniques, contemporary perspectives, and a globally influenced approach to Marathi theatre through the theatre group Rangayan.
  • Under her leadership, Rangayan became a major force in the development of experimental theatre in Maharashtra.
  • Some of her landmark theatrical productions include ‘Barrister’, ‘Sakharam Binder’, ‘Hamidabaichi Kothi’, ‘Mahanirvan’, ‘Purush’, ‘Hayavadana’, and ‘Wada Chirebandi’.
  • Beyond theatre, Vijaya Mehta made significant contributions to films and television through works such as ‘Rao Saheb’, ‘Pestonjee’, ‘Shakuntalam’, and the television series ‘Smritichitre’.
  • As a teacher, mentor, and director, she trained and inspired several generations of actors, directors, and theatre practitioners.
  • Vijaya Mehta received numerous accolades for her contribution to Indian performing arts.
  • She was awarded the Sangeet Natak Akademi Award in 1975 for her outstanding contribution to theatre.
  • In 1986, she received the National Film Award for Best Supporting Actress for her performance in ‘Rao Saheb’.

Q4. The National Chartered Accountant (CA) Day is observed annually across India on July 1st to recognize the contributions of financial professionals to corporate governance and economic stability. This specific date commemorates the enforcement of the Chartered Accountants Act through an Act of Parliament, which led to the formal establishment of the Institute of Chartered Accountants of India (ICAI) in which year?

(a) 1947

(b) 1949

(c) 1950

(d) 1956

(e) 1961

Answer: b

Solution:

  • The 78th National Chartered Accountant (CA) Day is being celebrated across India on 1 July 2026, commemorating the establishment of the Institute of Chartered Accountants of India (ICAI) in 1949.
  • The day recognizes the significant contribution of Chartered Accountants (CAs) to financial transparency, corporate governance, economic development, and nation-building.
  • Chartered Accountant Day is observed every year on 1 July because the Chartered Accountants Act, 1949 came into force on this date, leading to the establishment of the ICAI through an Act of Parliament.

Q5. National Doctor’s Day is observed across India on July 1st each year. Whose monumental contributions to medicine and public service are commemorated on this specific date?

(a) Dr. APJ Abdul Kalam

(b) Dr. Bidhan Chandra Roy

(c) Dr. Dwarkanath Kotnis

(d) Dr. Hargobind Khorana

(e) Dr. Homi J. Bhabha

Answer: b

Solution:

  • National Doctors’ Day is observed across India every year on 1 July to honor the dedication, compassion, and invaluable contribution of doctors toward protecting and improving public health.
  • The day commemorates both the birth anniversary and death anniversary of Dr. Bidhan Chandra Roy, one of India’s most distinguished physicians, renowned medical educators, and statesmen.
  • The theme for National Doctors’ Day 2026 is “Behind the Mask: Who Heals the Healers?”
  • The theme emphasizes the importance of supporting the mental, emotional, and physical well-being of doctors, who devote their lives to caring for patients and safeguarding public health.

Q6. Ravi Agrawal’s re-appointment as the Chairman of the Central Board of Direct Taxes (CBDT) has been locked in for a specific duration on a contract basis. What is the designated tenure of this extension?

(a) Three months

(b) Six months

(c) One year

(d) Two years

(e) Nine months

Answer: b

Solution:

  • Ravi Agrawal has been re-appointed as the Chairman of the Central Board of Direct Taxes (CBDT) on a contract basis.
  • The re-appointment has been approved by the Appointments Committee of the Cabinet (ACC).
  • His tenure will be for a period of six months, effective from 1 July 2026.
  • He will continue to serve as CBDT Chairman until 31 December 2026 or until further orders, whichever is earlier.

Q7. According to provisional data released by the Ministry of Finance on July 1, 2026, India’s gross Goods and Services Tax (GST) collections for June 2026 registered a year-on-year growth of 13.9%. What was the absolute value of gross GST collections recorded during this month?

(a) Rs 1,71,105 crore

(b) Rs 1,62,377 crore

(c) Rs 1,94,812 crore

(d) Rs 1,34,774 crore

(e) Rs 6,31,699 crore

Answer: c

Solution:

  • India’s gross Goods and Services Tax (GST) collections increased by 13.9% year-on-year to ₹1,94,812 crore in June 2026, compared to ₹1,71,105 crore collected in June 2025, according to provisional data released by the Ministry of Finance on 1 July 2026.
  • The strong growth in GST collections reflects improved economic activity, higher compliance, and increased tax revenues from both domestic transactions and imports.
  • During the first quarter of FY 2026–27 (April–June 2026), cumulative gross GST collections reached ₹6,31,699 crore, registering an 8.4% increase over ₹5,82,542 crore collected during the corresponding period of the previous financial year.
  • Gross domestic GST revenue stood at ₹1,34,774 crore in June 2026, recording a growth of 6.5% compared to ₹1,26,506 crore in June 2025.
  • Revenue from imports witnessed robust growth, rising by 34.6% to ₹60,038 crore, compared to ₹44,600 crore during the same month last year.
  • After adjusting for refunds, net GST collections increased by 11.2% year-on-year to ₹1,62,377 crore, as against ₹1,45,984 crore in June 2025.

Q8. MECON Limited, which was recently granted the prestigious Miniratna Category-I status by the government following its strong financial performance and positive net worth, is a Schedule ‘A’ Central Public Sector Enterprise (CPSE). In which year was this premier engineering and consultancy organization established, and under which Union Ministry’s administrative control does it operate?

(a) 1959; Ministry of Heavy Industries

(b) 1964; Ministry of Mines

(c) 1973; Ministry of Power

(d) 1964; Ministry of Steel

(e) 1959; Ministry of Steel

Answer: e

Solution:

  • The Ministry of Steel has approved the grant of Miniratna Category-I status to MECON Limited, a Schedule ‘A’ Central Public Sector Enterprise (CPSE) functioning under the administrative control of the Ministry of Steel.
  • The recognition has been accorded in view of the company’s strong financial performance and sustained profitability in recent years.
  • MECON Limited has recorded profits continuously during the last three financial years, thereby fulfilling one of the key eligibility conditions prescribed by the Department of Public Enterprises (DPE) for Miniratna Category-I status.
  • The company reported a Profit Before Tax (PBT) of ₹77.62 crore in FY 2023–24, ₹32.08 crore in FY 2024–25, and ₹104.53 crore in FY 2025–26.
  • MECON also maintained a positive net worth of ₹535.42 crore as of 31 March 2026, meeting the financial criteria required for the grant of Miniratna Category-I status.
  • MECON Limited was established in 1959 and is headquartered in Ranchi, Jharkhand.

Q9. A significant top-tier transition took place within the joint military command structure of the Indian Armed Forces. Which of the following high-ranking officers officially assumed charge as the Chief of Integrated Defence Staff to the Chairman Chiefs of Staff Committee (CISC) on 1 July, 2026?

(a) Air Marshal Vivek Ram Chaudhari

(b) Vice Admiral Sanjay Jasjit Singh

(c) Lieutenant General Upendra Dwivedi

(d) Air Marshal Tejinder Singh

(e) Air Marshal Amar Preet Singh

Answer: d

Solution:

  • Air Marshal Tejinder Singh assumed charge as the Chief of Integrated Defence Staff to the Chairman Chiefs of Staff Committee (CISC) on 1 July 2026.
  • Prior to his appointment as CISC, he served as the Air Officer Commanding-in-Chief (AOC-in-C) of the South Western Air Command of the Indian Air Force.
  • As the Chief of Integrated Defence Staff, Air Marshal Tejinder Singh will play a crucial role in promoting jointness and integration among the three armed services — the Indian Army, Indian Navy, and Indian Air Force.
  • The CISC serves as the principal staff officer to the Chairman Chiefs of Staff Committee (CoSC) and assists in coordinating inter-service matters, joint operational planning, and the implementation of integrated defence initiatives.

Q10. According to the notification issued by the Ministry of Rural Development, the Central Government has implemented a historic statutory floor limit for rural employment wages under the VB-G RAM G Act effective from July 1, 2026. What is this new mandatory interim base wage rate per day below which no state can fall?

(a) Rs 250

(b) Rs 298

(c) Rs 300

(d) Rs 327

(e) Rs 350

Answer: c

Solution:

  • The Central Government has notified revised wage rates under the Viksit Bharat Guarantee for Rozgar and Ajeevika Mission (Gramin) [VB-G RAM G] Act, 2025, with effect from 1 July 2026.
  • According to the notification issued by the Ministry of Rural Development, wage rates have been increased across all States and Union Territories.
  • For the first time, the government has introduced an interim base wage rate of ₹300 per day, ensuring that no notified wage under the programme falls below this level.
  • The national average wage rate has increased from ₹298.80 per day under MGNREGA to ₹327.40 per day under VB-G RAM G, representing an average increase of more than 10 percent.
  • A total of 21 States and administrative units, which previously had wage rates below ₹300 per day, have now been brought up to the new minimum benchmark.
  • Several States have witnessed substantial wage revisions ranging from 15 to 25 percent.
  • Uttar Pradesh, Bihar, Jharkhand, West Bengal, Assam, Arunachal Pradesh, and Himachal Pradesh are among the States that have received significant increases in wage rates.
  • Arunachal Pradesh and Nagaland have recorded the highest percentage increase, with wage rates rising by nearly 24.5 percent.
  • States that already had relatively higher wage rates have also received upward revisions.
  • Among the highest wage rates notified:
    • Haryana: ₹409 per day
    • Goa: ₹406 per day
    • Kerala: ₹401 per day
  • In the High Altitude Gram Panchayats of Sikkim, the wage rate has been fixed at ₹450 per day, making it one of the highest rates under the programme.

IBPS PO Cut Off 2026, Check Previous Year Cut Off Marks

The IBPS PO Cut Off 2026 is a crucial benchmark for candidates aiming to secure a place in the next stage of the recruitment process. With the IBPS PO Notification 2026 now released and the registration process underway, aspirants should analyze the previous years’ cut-off marks to understand the level of competition and set realistic score targets. Since the cut-off varies each year based on factors such as the number of vacancies, exam difficulty, and candidate performance, reviewing past trends can help candidates plan their preparation more effectively for both the Preliminary and Main examinations.

IBPS PO Cut Off 2026

The IBPS PO cut off changes every year based on several factors such as the number of vacancies, difficulty level of the exam, and overall performance of candidates. By analyzing the previous year cut off trends, aspirants can plan their preparation more effectively and set realistic score targets for each stage of the recruitment process.

IBPS PO Previous Year Cut Off

With the IBPS PO previous year cut off marks data from 2016 to 2025, candidates can get a better idea of ​​the minimum score required to qualify for the Mains exam and also identify how factors like vacancies and candidate performance impact the cut off every year.

IBPS PO Cut Off 2025 For Prelims

The IBPS PO Prelims Cut Off 2025 has been released, followed by the IBPS PO 2025 Result and Score Card. These cut-off marks indicate the minimum scores required to qualify for the mains exam. They also help candidates analyze the exam’s difficulty, compare with previous years, and estimate the expected qualifying marks for their category.

Category Cut-offs on Total (Out of 100)
SC 45.96
ST 40.96
OBC-NCL 49.21
EWS 49.21
Gen 49.21
HI 20.61
OC 33.57
VI 21.65
ID 21.83

IBPS PO Mains Cut Off 2025: Category Wise

The category-wise cut off helps aspirants know their chances of qualifying for the next stage, i.e., the interview round. Candidates can check their score against the cut-off to see if they are likely to be shortlisted. The cut-off varies for different categories based on reservation rules and exam performance. Here is the category-wise IBPS PO Mains Cut Off 2025 (out of 225):

Category Cut-off (Out of 225)
General (GEN) 75.75
Other Backward Classes (OBC-NCL) 75.75
Economically Weaker Section (EWS) 72.5
Scheduled Caste (SC) 59
Scheduled Tribe (ST) 51.75
Hearing Impaired (HI) 39
Orthopaedically Challenged (OC) 50.75
Visually Impaired (VI) 45
Intellectual Disability (ID) 35.75

IBPS PO Prelims Cut Off 2024

The IBPS PO Cut Off 2024 represents the minimum qualifying marks for the mains exam, varying for different categories. Candidates can now review their category-wise cut-off marks and compare them with their scorecard to assess their performance.

IBPS PO Cut Off 2024 (Category-Wise)
Category Cut Off
General 48.50
EWS 48.50
OBC-NCL 48.50
SC 48.00
ST 41.00
HI 16.00
OC 35.00
VI 15.75
ID 15.50

IBPS PO Cut Off 2024: Check Now

IBPS PO Prelims Cut Off 2024 (Section-Wise)
Subject Name Maximum Marks Cut-Off Marks (Gen/EWS) Cut Off (SC/ST/ OBC/PwBD)
Reasoning Ability 35 06.75 02.50
English Language 30 10.00 06.75
Quantitative Aptitude 35 07.00 03.50

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IBPS PO Mains Cut Off 2024

The total weighted score in the IBPS PO Mains Exam is calculated based on marks obtained in Reasoning & Computer Aptitude, General/Economy/Banking Awareness, English Language, Data Analysis & Interpretation, and English Language (Letter Writing & Essay). The table provided will help aspirants check the category-wise IBPS PO Mains Cut Off.

IBPS PO Mains Cut Off 2024 (Category-Wise)
GEN 66.50
SC 54.25
ST 47.50
OBC 66.00
EWS 64.75
HI 23.50
OC 46.00
VI 37.75
ID 35.25

The section-wise IBPS PO Mains Cut Off 2024 for both the objective as well as the descriptive test has been discussed below.

IBPS PO Mains Cut Off 2024 (Section Wise)
Section Maximum Marks General/EWS SC/ST/OBC/PWBD
Reasoning Ability & Computer Aptitude 60 05.75 02.75
General/Economy/ Banking Awareness 40 02.00 01.00
English Language 40 07.75 04.75
Data Analysis & Interpretation 60 02.25 01.00
English Language(Letter Writing & Essay) 25 10.00 08.75

IBPS PO Final Cut Off 2024

The IBPS PO Final Cut Off is released separately after each stage of the selection process. IBPS has activated the link for IBPS PO Final Result 2024 on 1 April 2025, allowing candidates to check their final score along with the official cut-off.

Category
IBPS PO Final Cut Off 2024
Maximum Score Minimum Score
SC 48.64 35.91
ST 44.64 33.69
OBC(NCL) 49.42 40.18
EWS 48.53 39.93
UR 58.47 42.69
HI 37.98 18.36
OC 43.24 32.89
VI 46.07 32.38
ID 40.96 20.87

IBPS PO Reserve List Cut Off 2025

IBPS has published the cut off of the reserve list. Candidates can check the minimum marks from the link provided below:

IBPS PO Reserve List Cut Off 2025: Download PDF

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IBPS PO Prelims Cut Off 2023

Here, we are providing you the IBPS PO Prelims Cut Off 2023, as it has been released on the official website. The IBPS PO Prelims Cut Off 2023 has been released in a category and section-wise manner. The table given below has the detailed category-wise IBPS PO Prelims Cut Off 2023.

IBPS PO Prelims Cut Off 2023-24 (Category-Wise)
GEN 54.25
SC 49.50
ST 43
OBC-NCL 54.25
EWS 54.25
HI 21.75
OC 42.50
VI 39
ID 20.25

Check out the sectional IBPS PO Prelims Cut Off 2023 through the table below.

IBPS PO Prelims Cut Off 2023 (Section-Wise)
Subject Name Maximum Marks Cut-Off Marks (Gen) Cut Off (SC/ST/ OBC/PwD)
Quantitative Aptitude 35 7 4.25
Reasoning Ability 35 10 5.75
English Language 30 11. 50 8.25

IBPS PO Prelims Cut Off 2022

The given table provides the IBPS PO Prelims Cut Off 2022 for the various categories, the highest being for General/EWS/OBC, i.e. 49.75.

IBPS PO Prelims Cut Off 2022
Category Cut off 
General/EWS/OBC 49.75
SC 46.75
ST 40.50
Hearing Impaired(HI) 17.50
Orthopaedically Challenged(OC) 32.75
Visually Impaired(VI) 24.75
Intellectual Disability(ID) 19.75

IBPS PO Prelims Cut Off 2021

Here in the given table candidates can check the category-wise IBPS PO Prelims Cut off 2021.

IBPS PO Prelims Cut off 2021
Category Cut off 
General/EWS/OBC 50.50
SC 44.50
ST 38.00
Hearing Impaired(HI) 20.75
Orthopaedically Challenged(OC) 42.00
Visually Impaired(VI) 37.00
Intellectual Disability(ID) 20.75

Aspirants need to clear the section-wise cut off to qualify for the preliminary examination. Aspirants can refer below for IBPS PO Prelims 2021 Section-Wise Cut Off.

IBPS PO Prelims Cut Off 2021 Section Wise
Name of Test Maximum Marks Cut off
SC/ST/OBC/EWS/PWBD General
English Language 30 06.75 10.00
Quantitative Aptitude 35 06.25 09.00
Reasoning Ability 35 06.25 10.00

IBPS PO Prelims Cut Off 2020

The IBPS PO Cut Off of the prelims exam for the general category was 58.75. Candidates can check the below table to get detailed information related to the IBPS PO Prelims Cut-off 2020.

IBPS PO Prelims Cut Off 2020
Category Cut Off Marks
General 58.75
OBC 58.50
SC 51
ST 43.5
EWS 57.75
HI 19.75
OC 46
VI 54.25
ID 21.75

IBPS PO Prelims Cut off 2019

Candidates can have a look on the category-wise IBPS PO Prelims Cut Off 2019 from the table below.

IBPS PO Prelims Cut Off 2019
Category Cut Off Marks
General 59.75
OBC 59.75
SC 53.50
ST 46.25
EWS 59.75
HI 21.25
OC 44.50
VI 52.25
ID 20.75

IBPS PO Prelims Cut Off 2018

The Section-wise & Category-wise cut off for IBPS PO 2018 Prelims Exam are mentioned below:

IBPS PO Prelims Cut Off 2018
Category Cut Off Marks
General 56.75
OBC 55.50
SC 49.25
ST 41.75

IBPS PO 2018 Prelims Cut-Off Score For General Category:

IBPS PO Prelims Cut Off 2018 Section Wise
Subjects English Language Quantitative Aptitude Reasoning Ability Total
Maximum Score 30 35 35 100
Cutoff Score 08.75 07.75 9.00 56.75

IBPS PO Prelims Cut Off 2017

Here we come with the IBPS PO prelims category-wise cut-off for the year 2017. To get an overview of the previous year’s cut-off, candidates can check the IBPS PO Prelims category-wise cut-off 2017 from the table provided below.

IBPS PO Prelims Cut Off 2017
Category Cut off
Scheduled Caste (SC) 36.00
Scheduled Tribe (ST) 28.50
Other Backward Classes (OBC) 42.25
General (Gen) 42.75
Hearing Impaired 15.75
Orthopaedically Challenged 28.75
Visually Impaired 23.25
Intellectual Disability 17.75

IBPS PO Prelims Cut Off 2016

We have discussed the category-wise IBPS PO Prelims Cut Off 2016 in the table below.

IBPS PO Prelims Cut Off 2016
Category Cut Off
Scheduled Caste (SC) 41.75
Scheduled Tribe (ST) 31.50
Other Backward Classes (OBC) 52.50
General (Gen) 52.50
Hearing Impaired (HI) 37.00
Orthopaedically Challenged 34.00
Visually Impaired (VI) 37.50

IBPS PO Mains Previous Year Cut Off Marks

The IBPS PO Mains Cut Off plays a crucial role in selecting candidates for the IBPS PO Interview. Aspirants can refer to the IBPS PO Mains Previous Year Cut Off from 2016 to 2023 in the section below.

IBPS PO Mains Cut Off 2023

The Institute of Banking Personnel Selection published the IBPS PO Mains Cut Off 2023. The IBPS PO Mains Cut Off 2023 overall score is out of 225. The general category’s IBPS PO Mains Cut Off dates are 63, EWS-61, OBC-62.25, SC-50.25, and ST-41.

IBPS PO Mains Cut Off 2023 (Category-Wise)
GEN 63.00
SC 50.25
ST 41.00
OBC 62.25
EWS 61.00
HI 28.75
OC 45.75
VI 47.50
ID 37.00

The sectional qualifying marks must be familiar to candidates in addition to the overall cut off. Here, we have covered the IBPS PO 2023 maximum scores as well as the sectional cutoffs for every category.

IBPS PO Mains Cut Off 2023 (Section Wise)
S.No. Section Maximum Marks General/EWS SC/ST/OBC/PWBD
1. Reasoning Ability & Computer Aptitude 60 03.50 01.50
2. General/Economy/ Banking Awareness 40 03.50 01.50
3. English Language 40 11.00 08.00
4. Data Analysis & Interpretation 60 07.75 04.75
5. English Language(Letter Writing & Essay) 25 10.00 08.75

IBPS PO Cut Off

IBPS PO Mains Cut Off 2022

In the given table, we have provided the category-wise IBPS PO Cut Off 2022 for the Mains Examination. Please go through this previous year cutoff for the analysis.

IBPS PO Mains Cut Off 2022
Category Cut-Off(Out of 225)
General 71.25
EWS 70.50
OBC 69.75
SC 59.25
ST 53.25
HI 37.75
OC 50.50
VI 66.25
ID 36.00

Aspirants need to clear the cut-off of each subject to qualify for the main examination. Here, we have listed down the category-wise sectional cut-off for the IBPS PO Mains Examination 2022.

IBPS PO Mains Cut Off 2022 Section Wise
S.No. Section Maximum Marks General/EWS SC/ST/OBC/PWBD
1. Reasoning Ability & Computer Aptitude 60 07.00 04.75
2. General/Economy/ Banking Awareness 40 04.50 02.00
3. English Language 40 15.50 12.25
4. Data Analysis & Interpretation 60 02.25 01.00
5. English Language(Letter Writing & Essay) 25 10.00 08.75

IBPS PO Mains Cut Off 2021

Candidates can check the category-wise IBPS PO Mains Cut Off 2021 as released by IBPS on its official website. Let’s have a look at the cut-offs.

IBPS PO Mains Cut Off 2021
Category Cut-off(out of 225)
General 80.75
EWS 77.25
OBC 75.75
SC 65.50
ST 57.75
Hearing Impaired(HI) 42.50
Orthopaedically Challenged(OC) 62.50
Visually Impaired(VI) 77.75
Intellectual Disability(ID) 46.00

IBPS has released the Section-wise cut-off for each subject in each category for IBPS PO Mains. Candidates can check those from the table below.

IBPS PO Mains Cut Off 2021 Section Wise
Name of Test Maximum Marks Cut off
SC/ST/OBS/PwBD General/EWS
Reasoning and Computer Aptitude 60 4.50 7.25
General/Economy/Banking Awareness 40 1.75 3.75
English Language 40 10.00 13.25
Data Analysis and Interpretation 60 6.50 9.25
Descriptive(Letter writing and Essay writing) 25 8.75 10.00

IBPS PO Mains Cut Off 2020

The cut-off table for IBPS PO 2020 mains exam is given below, the total mains cut off marks is out of 225. Please go through the IBPS PO cut off carefully. 

IBPS PO Mains Cut Off 2020
Category Cut Off Marks (Out of 225)
General 83.50
OBC 78.63
SC 66.38
ST 52.25
EWS 75.75
HI 38.25
OC 61.25
VI 84.88
ID 53.00

In the IBPS PO Mains exam, the cut-off is released section-wise. Candidates can have a look at the section-wise cut-off released by the IBPS for the IBPS PO Mains exam 2020.

IBPS PO Mains Cut Off 2020 Section Wise
S. No. Subject Maximum Marks Cut Off (SC/ST/ OBC/PwD) Cut Off (General/ EWS)
1. Reasoning & Computer Aptitude 60 03.75 06.00
2. English Language 40 08.50 11.75
3. Data Analysis & Interpretation 60 05.75 08.75
4. General Economy & Banking Awareness 40 06.25 09.75
5. English Language (Descriptive) 25 08.75 10.00

IBPS PO Mains Cut Off 2019

The Category-wise and Section-wise cut-off tables for the IBPS PO Mains exam are provided below. Please go through this IBPS PO Mains Cut Off carefully.

IBPS PO Mains Cut Off 2019
Category IBPS PO Mains Cut Off(Out of 225)
General 71.25
EWS 65.88
OBC 70.25
SC 55.63
ST 38.13
HI 41
OC 46.13
VI 70.50
ID 45.88

It is very important for the candidates to check the section-wise cut-off as well for the main examination. Candidates can have a look over the section-wise IBPS PO Mains cut-off 2019.

IBPS PO Mains Cut Off 2019 Section Wise
S. No. Subject Maximum Marks Cut Off (SC/ST/ OBC/PwD) Cut Off (General/ EWS)
1. Reasoning & Computer Aptitude 60 05.50 07.75
2. English Language 40 10.75 14.25
3. Data Analysis & Interpretation 60 02.50 05.25
4. General Economy & Banking Awareness 40 05.00 08.00
5. English Language (Descriptive) 25 08.75 10.00

IBPS PO Mains Cut Off 2018

Candidates must check the category-wise IBPS PO Mains Cut Off 2018 from the table mentioned below. Please go through this Cut off Analysis carefully.

IBPS PO Mains Cut Off 2018
Category Cut Off Marks
GENERAL 74.50
OBC 68.38
SC 56.38
ST 35.75
HI 42.63
OC 53.25
VI 66.88
ID 37.00

The Section-wise cut off for IBPS PO 2018 Mains Exam are mentioned below:

IBPS PO Mains Cut Off 2018 Section Wise
Serial No. Subject Maximum Marks Cut Off (SC/ST/OBC/PwD) Cut Off (General)
1. Reasoning & Computer Aptitude 60 7.50 10.25
2. English Language 40 7.50 11.25
3. Data Analysis & Interpretation 60 2.25 4.50
4. General Economy & Banking Awareness 40 5.00 8.00
5. English Language (Descriptive) 25 8.75 10.00

IBPS PO Mains Cut Off 2017

To get a clear idea of the IBPS PO Mains Cut-Off 2017, candidates must check the Cut-Off mentioned below: Please go through this IBPS Mains Cut Off carefully.

IBPS PO Mains Cut Off 2017
Category Cut-Off
GEN 82.00
OBC 75.63
SC 62.50
ST 42.25
VH 77.87
ID 55.00
HI 47.75
OC 59.63

Following are the section-wise/test-wise cut-off of IBPS PO Mains 2017:

IBPS PO Mains Cut Off 2017 Section Wise
Serial Number Sections Maximum Marks Cut-Off Marks (SC/ST/OBC/PWD) General
1. Reasoning & Computer Aptitude 60 7.50 10.25
2. General Economy/Banking Awareness 40 8.25 11.25
3. English Language 40 3.25 5.75
4. Data Analysis & Interpretation 60 10.75 14.00
5. English Language (Descriptive) 25 8.75 10.00

IBPS PO Mains Cut Off 2016

Here we have provided the IBPS PO Mains Cut off 2016 in the given table. Please go through this IBPS Mains Cut Off carefully.

IBPS PO Mains Cut Off 2016
S.No. Name of the Test Maximum Marks Cutoff
SC/ST/ OBC/ PWD General
1. Reasoning 50 03.25 05.25
2. English Language 40 02.25 04.75
3. General Awareness 40 08.00 10.75
4. Computer Awareness 20 05.00 06.50
5. Quantitative Aptitude 50 10.75 12.50

IBPS PO Final Previous Year Cut Off

Clearing the IBPS PO Final Previous Year Cut Off is the gateway for appointment as Probationary Officers in different public sector banks. The final cut-off is released out of 100 after combining the score for the mains and interview rounds. Check below the previous year IBPS PO Final Cut Off from 2016 to 2023.

IBPS PO Final Cut Off 2023

Candidates can check below the maximum and minimum scores, which is the combined scores in the online main examination and interview. Aspirants must make a note that the IBPS PO Final Cut Off 2023 is out of 100.

IBPS PO Final Cut Off 2023
Category Maximum Scores Minimum Scores
SC 45.27 34.73
ST 47.13 31.93
OBC(NCL) 47.58 38.69
EWS 46.56 38.71
UR 57.93 41.13
HI 38.18 21.82
OC 43.69 34.53
VI 49.98 32.4
ID 41.53 21.56

IBPS PO Cut Off 2023 for Reserve List has been provided in the table below category-wise. The reserve list is subject to vacancies and the availability of candidates.

IBPS PO Cut Off 2023 For Reserve List
Category
Minimum Scores
SC 33.98
ST 31.11
OBC(NCL) 38.11
EWS 38.13
UR 40.38
HI NA
OC 32.89
VI 31.67
ID NA

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IBPS PO Final Cut Off 2022

The IBPS PO  Cut off is released category wise. The candidates can check the highest score in the respective category. Here is the category-wise IBPS PO Final Cut-off 2022.

IBPS PO Final Cut Off 2022 ( Cut Off Out Of 100)
Category Maximum Scores Minimum Scores
SC 47.09 36.24
ST 48.98 38.02
OBC 51.16 41.38
EWS 49.24 41.76
UR 57.62 43.47
OC 43.73 24.11
VI 47.60 35.73
HI 52.76 37.82
ID 45.76 22.80

IBPS PO Final Cut Off 2022 (Reserve List )

IBPS PO Final Cut Off 2022 (Reserve List )
Category Minimum Scores
SC 37.67
ST 35.91
OBC 41.09
EWS 41.49
UR 43.13
HI NA
OC 35.47
VI 37.42
ID NA

Click Here To Check IBPS PO Final Cut Off 2022 PDF

IBPS PO Final Cut Off 2021

Candidates can check below IBPS PO Final Cut Off 2021 category-wise which is given below in the tabulated form.

IBPS PO Final Cut Off 2021
Category Maximum Score Minimum Score
SC 60.38 40.18
ST 49.87 37.89
OBC 58.04 44.00
EWS 52.58 45.20
UR 68.76 47.00
HI 43.00 26.00
OC 52.27 40.98
VI 53.04 44.27
ID 54.09 26.36

IBPS PO Final Cut Off 2020

The final cut-off includes the combined scores of the mains examination and the interview round out of 100)

IBPS PO Final Cut Off 2020
Category Maximum Score Minimum Score
SC 52.20 39.73
ST 52.11 35.56
OBC 55.82 43.96
EWS 52.40 42.98
UR 62.98 47.89
OC 53.78 38.84
VI 64.16 45.89
HI 42.16 27.20
ID 54.31 28.44

IBPS PO Final Cut Off 2019

All the candidates who qualify the mains examination and appear in the interview round, have to qualify the IBPS PO final cut-off. The category-wise IBPS PO Final cut-off 2019 is provided in the table below.

IBPS PO Final Cut Off 2019
Category SC ST OBC EWS UR OC VI HI ID
Maximum Scores 47.07 50.80 50.22 48.98 60.58 46.38 53.16 42.33 42.04
Minimum Scores 36.02 33.24 40.27 40.82 44.44 36.00 42.18 26.36 28.80

IBPS PO Final Cut Off 2018

Candidates are advised to check the detailed category-wise IBPS PO Final cut-off 2018 from the table below.

IBPS PO Final Cut Off 2018
Category SC ST OBC UR HI OC VI ID
Maximum 

Scores

55.34 47.33 53.02 63.91 34.69 50.69 56.11 43.69
Minimum Scores 35.78 31.60 40.29 43.87 25.16 31.36 42.09 20.36

IBPS PO Final Cut Off 2017

Here in the given table candidates can check IBPS PO Final Cut off  2017. Please carefully go through the Minimum and Maximum score.

IBPS PO Final Cut Off 2017
Category Maximum Score Minimum Score
SC 53.20 38.56
ST 54.74 33.73
OBC 57.18 43.02
UR 65.58 47.04
HI 45.42 25.07
OC 51.11 38.53
VI 74.14 45.88
ID 44.38 28.87

IBPS PO Final Cut Off 2016

The below table highlights the final cut-off marks of IBPS PO 2016. The provisional allotment was made on the basis of these marks which were set up by the recruitment board.

IBPS PO Final Cut Off 2016
Category SC ST OBC UR OC VI HI
Maximum Score 46.30 45.10 50.20 57.40 52.70 55.20 40.50
Minimum Score 33.70 10/09 /91 28.60 30/06 /92 37.00 06/06 /95 39.90 28/08 /93 31.40 12/12 /90 33.10 01/04 /86 25.40 22/12 /86

Factors Affecting IBPS PO Cut Off 2025

The IBPS PO cut-off marks are not fixed and can change every year depending on several factors. The most important ones include the difficulty level of the exam, the total number of vacancies released, and the number of candidates appearing for the exam. Category-wise reservations also play a role, as different categories have different qualifying marks. Apart from this, the overall performance of candidates in the exam can also influence how high or low the cut-off goes.

Factors Affecting IBPS PO Cut Off Marks:

  • Exam Difficulty Level – Tougher exams usually have lower cut-offs, while easier papers push cut-offs higher.
  • Number of Vacancies – More vacancies may lead to a lower cut-off, and fewer vacancies often raise it.
  • Number of Candidates Appearing – A higher participation rate can increase competition and raise cut-offs.
  • Category-wise Reservation – Different categories have separate qualifying marks based on reservation rules.
  • Overall Candidate Performance – If most candidates perform well, the cut-off generally goes up, and vice versa.

IBPS PO Previous Year Question Papers With Solution PDFs

The IBPS PO Previous Year Question Papers with Solution PDFs are among the most valuable resources for candidates preparing for the upcoming recruitment. With the IBPS PO Notification 2026 now released and the application process underway, aspirants should incorporate previous years’ papers into their preparation to understand the latest exam pattern, question trends, and difficulty level. Solving these papers not only improves speed and accuracy but also helps candidates identify important topics, strengthen weak areas, and build the confidence needed to perform well in both the Preliminary and Main examinations.

IBPS PO Previous Year Question Paper

Practising IBPS PO Previous Year Question Papers is one of the best ways to understand the exam and boost your preparation. These papers help you identify important topics, improve your problem-solving skills, and build confidence. The solution PDFs explain the correct answers in a simple way, helping you learn from your mistakes and perform better in the upcoming IBPS PO exam.

IBPS PO Prelims Previous Year Question Paper with Solutions

Using IBPS PO Prelims Previous Year Question Papers with Solutions is a highly effective strategy to strengthen your exam preparation. These papers cover all major sections: English Language, Quantitative Aptitude, and Reasoning Ability, helping candidates understand which topics are most frequently tested. To make preparation easier, we have provided the IBPS PO Prelims Previous Year Question Papers with Solutions PDFs below, allowing aspirants to download and practice them anytime for better accuracy and confidence.

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IBPS PO 2025 Prelims Question Year Paper

The IBPS PO Prelims Exam has recently been conducted, and just like the previous years, the difficulty level remained almost the same. For candidates who are preparing to appear in the upcoming exams or those who wish to revisit the type of questions asked, we have compiled the IBPS PO Memory-Based Question Paper. You can access the PDFs below to practice and strengthen your preparation for the upcoming attempts.

IBPS PO Prelims Question Paper 2025
Exam English Hindi
IBPS PO Prelims Previous Year Paper 2025 (23rd August, 1st Shift) Download Now Download Now
IBPS PO Prelims Previous Year Paper 2025 (24th August, 1st Shift) Download Now Download Now

IBPS PO 2024 Prelims Question Year Paper

Candidates can download the PDFs of the IBPS PO Previous year question paper of 2024, which also includes the solutions.

Exam Question with Solution PDF
IBPS PO Prelims Previous Year Paper 2024 English Language
Quantitative Aptitude
Reasoning Ability

IBPS PO 2023 Prelims Question Paper

The following link will provide the IBPS PO Previous Year question paper with solutions for the year 2023.

Exam Question with Solution PDF
IBPS PO Prelims Previous Year Paper 2023 Download Questions With Solutions

IBPS PO 2022 Prelims Question Paper

Candidates can download the IBPS PO Previous Year Paper 2022 from the following table.

Exam PYP PDF
IBPS PO Pre 2022 (15th October)- Mock 02 Download PDF
IBPS PO Pre 2022 (15th October)- Mock 02 (Hindi) Download PDF
IBPS PO Pre 2022 (15th October)- Mock 03 Download PDF
IBPS PO Pre 2022 (15th October)- Mock 03 (Hindi) Download PDF
IBPS PO Pre 2022 (15th October)- Mock 04 Download PDF
IBPS PO Pre 2022 (15th October)- Mock 04 (Hindi) Download PDF
IBPS PO Pre 2022 (16th October)- Mock 05 Download PDF
IBPS PO Pre 2022 (16th October)- Mock 05 (Hindi) Download PDF
IBPS PO Pre 2022 (16th October)- Mock 06 Download PDF
IBPS PO Pre 2022 (16th October)- Mock 06 (Hindi) Download PDF
IBPS PO Pre 2022 (16th October)- Mock 07 Download PDF
IBPS PO Pre 2022 (16th October)- Mock 07 (Hindi) Download PDF
IBPS PO Pre 2022 (16th October)- Mock 08 Download PDF
IBPS PO Pre 2022 (16th October)- Mock 08 (Hindi) Download PDF

IBPS PO 2021 Prelims Question Paper

Candidates can download the IBPS PO Previous Year Paper 2021 from the following table.

Exam Question PDF Solution PDF
IBPS PO Prelims Previous Year Paper 2021 Download Questions Download Solutions
IBPS PO Mains Previous Year Paper 2021 Download Questions & Solutions

IBPS PO 2020 Prelims Question Paper

The difficulty level of the IBPS PO Prelims Exam 2020 was moderate-difficult. Candidates can practice the IBPS PO 2020 Prelims Paper and analyze their performance with the answer PDF.

Exam  Question PDF Solution PDF
IBPS PO Prelims Previous Year Paper 2020 Download Questions Download Solutions

IBPS PO 2019 Question Paper

In 2019, the paper was easy to moderate level. The English section was lengthy in some of the shifts.

Subject Question PDF Solution PDF
English Language Download Now Download Now
Quantitative Aptitude Download Now Download Now
Reasoning Ability Download Now Download Now

IBPS PO 2018 Prelims Question Paper

IBPS PO exam 2018 was of a moderate level. Sections were doable but lengthy. You can check the complete analysis to get a clear idea about the IBPS PO exam analysis 2018 by downloading the PDF given below:

Subject Question PDF Solution PDF
English Language Download Now Download Now
Quantitative Aptitude Download Now Download Now
Reasoning Ability Download Now Download Now

IBPS PO 2017 Prelims Question Paper

The preliminary exam for IBPS PO was of a moderate to difficult level. A new question from error detection was asked in the English section. There were two DI in the quant section reasoning was of Moderate level.

Subject Question PDF Solution PDF
English Language Download Now Download Now
Quantitative Aptitude Download Now Download Now
Reasoning Ability Download Now Download Now

IBPS PO 2016 Prelims Question Paper

That year the paper was of moderate level. There were 2 seating arrangements and 2 puzzles in reasoning. No Fillers were asked in English Language and Quantitative Aptitude was of Easy-Moderate level.

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IBPS PO Mains Previous Year Question Paper

Once candidates clear the IBPS PO Prelims 2026, they will move on to the Mains stage, which demands a deeper understanding of concepts and a more focused preparation strategy. Consistent practice, smart revision, and thorough coverage of all key topics will be crucial for building a strong foundation.

By following a disciplined study plan, aspirants can strengthen weak areas, enhance problem-solving skills, and boost their overall readiness for the upcoming IBPS PO Mains 2026 exam.

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IBPS PO Mains Previous Year Paper 2024 With Solutions Download Questions and Solutions

 

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IBPS PO Mains Previous Year Paper 2023 With Solutions Download Questions & Solutions

 

IBPS PO 2022 Mains Question Paper
IBPS PO Mains Previous Year Paper 2022 With Solutions Download Questions & Solutions

 

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IBPS PO 2019 Mains Previous Year Question Paper Questions PDF
IBPS PO 2019 Mains Previous Year Question Paper Solutions PDF

 

IBPS PO 2018 Mains Question Paper
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IBPS PO 2017 Mains Question Paper
Subject Question PDF Solution PDF
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IBPS PO 2016 Mains Question Paper
Subject Question PDF Solution PDF
English Language Download Now Download Now
Quantitative Aptitude Download Now Download Now
Reasoning Ability Download Now Download Now

IBPS PO Previous Years Question Paper Analysis Phase 1

Analysis of IBPS PO Previous Years Question Papers Analysis Phase 1 offers valuable insights into the exam pattern, the number of questions from a particular topic, and the level of difficulty. It shall aid the candidates in getting insights about the weightage of topics that appeared in the exam at the preliminary level.

IBPS PO Previous Years Question Analysis Prelims
Section Topics 2024 2023 2022 2021 2020
Reasoning Ability
Puzzle & Seating Arrangements 23 22 18 22 20
Syllogism 3 3 04 04 03
Inequality 4 4 3 5
Direction Sense 3 3 3 3 1
Coding Decoding 0 0 5
Number Based Coding 1 0 1 0
Word Pair, Meaningful Word 2 2 2 0
Odd One Out 1 1 0 0
Blood Relation 3 3 0 1
Chinese Coding 1
Number Pairing 1
Total 35 35 35 35 35
Quantitative Aptitude Data Interpretation 10 12 10 10 10
Caselet DI 5 5 5
Approximation 5 0 0 5
Quadratic Equation 5 5 5 5
Number Series 5 5 5 5 0
Arithmetic Word Problems 10 13 10 10 10
Quantity Comparison 5
Total 30 35 35 35 35
English Language Reading Comprehension 8 8 9 10 8
Word Rearrangement 3 5 4
Sentence Based Error 5 0 0
Error Detection/ Sentence Improvement 5 5 0 5 5
Word Swap 4 3 3 0 0
Phrase Replacement 5 3 3 0 0
Find the Correct Sentence 0 0 4
Fillers 3 2 0 0
Cloze Test 6 0 5 5
Sentence Rearrangement 5 5 5 4
Word Usage 2 3
Total 30 30 30 30 30

IBPS PO Previous Year Paper Practice Strategy

Practising IBPS PO Previous Year Papers is a smart way to prepare for the exam. It helps you understand the exam pattern, improve speed and accuracy, and build confidence. Follow these simple tips while practising:

  • Solve each paper within the actual exam time.
  • Review your mistakes and learn the correct approach.
  • Focus on weak topics and revise them regularly.
  • Track your scores to measure your progress.
  • Re-attempt previous papers to improve accuracy and confidence.

How can we Attempt the IBPS PO Memory-Based Question Paper?

Attempting the IBPS PO memory-based question paper requires a systematic approach to effectively tackle the varied sections and questions. Here’s a step-by-step guide:

  1. Understand the Exam Pattern: Familiarize yourself with the structure of the exam, including the number of sections, types of questions, and marking scheme.
  2. Read Instructions Carefully: Before starting the exam, carefully read all instructions provided to avoid any confusion during the test.
  3. Manage Your Time Effectively: Allocate time for each section based on its weightage and your proficiency level. Keep track of the time during the exam and ensure you don’t spend too much time on any single question.
  4. Start with Easy Sections: Begin with sections you are most comfortable with to build confidence and momentum for the rest of the exam.
  5. Manage Stuck Situations: If you get stuck on a question, don’t waste too much time on it. Move on to the next question and return to it later if time permits.
  6. Utilize Rough Space: Utilize the provided rough space for calculations or to jot down important points while solving questions.
  7. Focus on Accuracy: Answer questions sequentially, focusing on accuracy rather than speed to avoid making unnecessary mistakes.
  8. Review Your Answers: Before submitting your answer sheet, review all your answers to ensure you have attempted all questions and haven’t made any errors.

Why Practicing IBPS PO Previous Year Papers is Important

Practicing IBPS PO Previous Year Papers is one of the most effective ways to boost your preparation. By solving them, aspirants can evaluate their speed, accuracy, and time-management skills in a real exam-like environment. Moreover, analyzing past papers gives a clear idea about the difficulty level of different sections, helping candidates refine their strategy for the actual exam.

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IBPS PO Eligibility Criteria 2026, Qualification and Age Limit

The IBPS PO Eligibility Criteria 2026 is one of the first aspects candidates should check before applying for the recruitment process. With the IBPS PO Notification 2026 now released and the online application process underway, aspirants must ensure they satisfy the prescribed eligibility conditions regarding nationality, age limit, educational qualification, and category-wise age relaxation. Fulfilling these requirements is mandatory, as candidates found ineligible at any stage of the recruitment process may have their candidature cancelled.

IBPS PO Eligibility Criteria 2026

The IBPS PO Eligibility Criteria 2026 outlines the conditions that candidates must fulfill before applying for the Probationary Officer recruitment. It includes important parameters such as nationality, age limit, educational qualification, and age relaxation for reserved categories. Candidates who do not meet the prescribed eligibility requirements at any stage of the recruitment process may have their candidature cancelled. Therefore, aspirants should carefully verify the eligibility criteria before submitting the online application form.

IBPS PO Eligibility Criteria: Overview

An overview of IBPS PO Eligibility Criteria 2026 has been discussed below in the table summarizing the important points.

IBPS PO Eligibility Criteria 2026: Overview
Organization Institute of Banking Personnel Selection
Exam Name IBPS PO Exam 2026
Post Probationary Officers
Category Bank Job
Education Qualification Graduation
Age Limit 20 to 30 Years
Selection Process Prelims, Mains & Interview
Official Website www.ibps.in

Bank Mahapack

IBPS PO Qualification and Age Limit

Knowing the IBPS PO Eligibility Criteria is crucial for applying to IBPS PO 2026. The Notification PDF will mention the cut-off date by which candidates must meet all eligibility requirements.

IBPS PO Eligibility Criteria: Educational Qualification

The educational qualification that a candidate should possess is discussed in the below table.

IBPS PO Eligibility Criteria 2026: Educational Qualification
Post Educational Qualification
Probationary Officers Graduation in any discipline from a university recognised by the Government of India or any equivalent degree recognised as such by the Central Government.

IBPS PO Age Limit

The minimum and maximum age limit required to apply for has been mentioned here to provide a reference to aspiring candidates.

IBPS PO Eligibility Criteria: Age Limit
Post Minimum Age  Maximum Age
Probationary Officers 20 Years 30 Years

IBPS PO Eligibility Criteria 2026: Age Relaxation

IBPS offers age relaxation under the IBPS PO Eligibility Criteria 2026 for certain categories. Candidates from SC/ST, OBC, PWD, Ex-Servicemen, and those affected by the 1984 riots are eligible for relaxation in the upper age limit as per the specified guidelines.

IBPS PO Eligibility Criteria: Age Relaxation
Category Age Relaxation
SC/ ST 5 Years
OBC 3 Years
PWD 10 Years
Ex-Servicemen (Army Personnel) 5 Years
Persons affected by the 1984 riots 5 Years

IBPS PO Eligibility Criteria: Nationality

Aspirants applying for IBPS PO should fulfil the IBPS PO Eligibility Criteria 2026 Nationality given as follows:

  1. Citizen Of India
  2. Subject Of Nepal
  3. Subject Of Bhutan
  4. A Tibetan Refugee who came to India before 1 January 1962 with the intention of settling permanently in India
  5. Person of Indian Origin who has migrated from Burma, Pakistan, Sri Lanka, Vietnam or East African countries of Zaire, Kenya, Tanzania, Uganda, Zambia, Ethiopia, or Malawi, with the intention of settling permanently in India.

A certificate of eligibility should be issued by the Government Of India in favour of Candidates belonging to the categories 2, 3, 4, and 5.

IBPS PO Number of Attempts

There is no restriction on the number of attempts for the IBPS PO Exam, provided candidates satisfy the prescribed age limit and other eligibility conditions.

  • No fixed attempt limit has been specified by IBPS.
  • Candidates can appear for the exam multiple times until they reach the maximum permissible age.
  • The upper age limit is 30 years for the General category.
  • Candidates belonging to SC/ST, OBC, PwBD, Ex-Servicemen, and other eligible categories can avail age relaxation as per Government of India norms.
  • Every appearance in the examination is treated as a separate attempt, but
  • IBPS does not maintain or restrict the number of attempts.
  • Candidates should focus on improving their preparation with each attempt rather than worrying about attempt limits.

Important Documents Required to Prove Eligibility

Candidates must produce valid documents during document verification to confirm that they meet the IBPS PO Eligibility Criteria 2026.

  • Graduation degree and mark sheets from a recognized university.
  • Proof of Date of Birth (Birth Certificate/Class 10 Certificate).
  • Valid Photo Identity Proof (Aadhaar Card, PAN Card, Passport, Voter ID, etc.).
  • Category Certificate (SC/ST/OBC-NCL/EWS), if applicable.
  • Disability Certificate for PwBD candidates.
  • Domicile or Nationality Certificate, wherever applicable.
  • Ex-Serviceman/Commissioned Officer Certificate, if claiming reservation.
  • No Objection Certificate (NOC) for candidates employed in Government/ Public Sector organizations, if required.
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IBPS PO Salary 2026, In Hand Salary Structure, Job Profile, Perks and Allowances

The IBPS PO Salary 2026 is one of the biggest attractions for candidates aspiring to become Probationary Officers (POs) in Public Sector Banks. Along with a competitive in-hand salary, IBPS POs receive numerous benefits, including Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, medical facilities, Leave Travel Concession (LTC), and other perks, making it one of the most rewarding careers in the banking sector. In addition to financial benefits, the post offers structured promotions, job security, and excellent career growth opportunities.

IBPS PO Salary 2026

The IBPS Probationary Officer (PO) post offers a starting basic pay of ₹48,480 under the latest pay structure, along with multiple allowances and benefits. In addition to the basic pay, employees receive Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, and other admissible perks as per bank rules.

In-Hand Salary of IBPS PO

The IBPS PO’s in-hand salary is the biggest attraction of this recruitment. With a starting basic salary of ₹48,480, selected candidates receive several allowances and benefits, significantly increasing their monthly earnings. After adding applicable allowances and deductions, the IBPS PO’s in-hand salary is approximately ₹76,430 per month after all deductions. IBPS PO Salary will be given according to the city and bank.

  • Monthly in-hand salary ranges between ₹74,000 and ₹76,000 (approx.)
  • Basic pay starts at ₹48,480
  • Allowances include Dearness Allowance (DA), House Rent Allowance (HRA), and Special Allowance

Bank Mahapack

IBPS PO Salary Structure 2026

The IBPS PO Salary Structure 2026 provides a detailed breakdown of the monthly earnings for a Probationary Officer, highlighting the various components that contribute to the overall compensation.

IBPS PO Salary Structure 2026
Constituents Amount
Basic Pay ₹48480.00
Dearness Allowance ₹10277.76
Special Allowance Basic ₹12847.20
Special Allowance DA ₹2723.61
Learning Allowance ₹850.00
Learning Allowance DA 180.20
House Rent Allowance ₹4848.00
CCA/LOC A ₹2300.00
Contributory Pension-Employer 8226.00
Gross salary  ₹90732.77
Deductions ₹14302.00
Net Salary ₹76430.77

IBPS PO Salary Deductions

  • Before the monthly salary is credited, banks make certain mandatory deductions as per government and bank regulations.
  • These deductions are applicable to every employee and reduce the gross salary to the final in-hand salary.
IBPS PO Salary Deductions
Deductions Amount
Professional Tax ₹200.00
Contribution to Pension- Employee ₹5876.00
Contribution to Pension- Employer 82226.00
Total Deduction ₹14302.00

IBPS PO Salary: Perks and Allowances

The amount of some allowances may vary depending on the bank and the place of posting.

  • Dearness Allowance (DA): Paid to compensate for inflation and revised every quarter based on the Consumer Price Index.
  • House Rent Allowance (HRA): Provided to meet accommodation expenses. It is generally 7%, 8%, or 9% of the basic pay, depending on the city of posting.
  • Special Allowance: An additional allowance paid as a fixed percentage of the basic pay (currently around 7.75%).
  • City Compensatory Allowance (CCA): Given to employees posted in selected cities with a higher cost of living. It usually ranges from 0% to 4% of the basic pay.
  • Learning Allowance: Offered by some public sector banks to support professional development and skill enhancement.
  • Furniture Allowance: Available in certain banks as per their internal policies for furnishing the residence.

Benefits

Apart from the monthly allowances, IBPS PO officers also receive several additional benefits, such as:

  • Medical Insurance and Medical Reimbursement
  • Leave Travel Concession (LTC/LFC)
  • Travelling Allowance (TA)
  • Newspaper and Mobile/Telephone Reimbursement (as per bank policy)
  • New Pension Scheme (NPS) Benefits
  • Leave Encashment
  • Low-Interest Staff Loans for housing, vehicle, education, and personal needs after the prescribed service period
  • Gratuity and other retirement benefits as per bank rules
  • Performance-Linked Incentives (offered by some banks based on performance)

IBPS PO Salary During Probation/ Training Period

During the probation period, IBPS Probationary Officers receive a fixed basic pay along with applicable allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and other perks as per bank rules. Although full responsibilities are gradually assigned during training, candidates continue to draw a regular salary, which makes the probation phase financially stable while they are being trained for the role.

IBPS PO Job Profile and Promotion

The IBPS Probationary Officer (PO) is a key entry-level role in public sector banks that offers stable growth, a good salary, and job security. During training, candidates learn essential banking operations and later handle regular branch work.

Main Responsibilities:

  • Assisting customers with banking services and queries
  • Managing daily branch operations
  • Handling customer complaints and ensuring good service
  • Supporting loan processing and transaction verification
  • Promoting banking products and helping increase business

IBPS PO Promotion Policy

1. Middle Manager– Middle Management Grade Scale 2
2. Senior Manager– Middle Management Grade Scale 3
3. Chief Manager– Senior Management Grade Scale 4
4. Assistant General Manager– Senior Management Grade Scale 5
5. Deputy General Manager– Top Management Grade Scale 6
6. General Manager– Top Management Grade Scale 7
7. Executive Director
8. Chairman and Managing Director

IBPS PO Salary 2026: Annual Package

The IBPS PO annual salary package 2026 is highly competitive, combining the basic pay with various allowances and benefits to offer a total yearly compensation of approximately ₹9.1 lakhs. In addition to the fixed components, Probationary Officers may also receive performance-linked incentives and bonuses, further enhancing their earnings.

IBPS PO Salary after 10 years

After 10 years of service, an IBPS Probationary Officer (PO) can expect a significant increase in salary due to annual increments and promotions. By this stage, most officers are promoted to higher managerial positions, resulting in better pay and additional benefits.

Expected Salary After 10 Years

  • Estimated in-hand salary: ₹90,000 to ₹1,10,000+ per month (approx.)
  • Higher basic pay due to annual increments.
  • Promotions to Scale II (Manager) or Scale III (Senior Manager) in many cases.
  • Increased allowances and benefits with higher responsibilities.
  • Better perks such as higher loan limits, improved reimbursements, and enhanced retirement benefits.

Why IBPS PO is a Popular Career Choice

The IBPS Probationary Officer (PO) role is highly popular among graduates in India due to its financial stability, career growth, and prestigious status. It combines a rewarding salary with professional development opportunities, making it an ideal choice for aspirants.

Key Reasons to Choose IBPS PO:

  • Job Security: Position in government-affiliated banks ensures long-term stability.
  • Attractive Salary: Good in-hand pay with regular increments and allowances like HRA, DA, and medical benefits.
  • Career Growth: Opportunities for internal promotions and departmental exams, leading to senior management roles.
  • Skill Development: Exposure to diverse banking operations builds a versatile professional skill set.
  • Work-Life Balance: Most branches maintain a balanced work environment.
  • Contribution to Society: Chance to participate in financial inclusion and economic development initiatives.

IBPS PO vs SBI PO Salary Comparison

The IBPS PO and SBI PO posts both offer attractive salary structures in the banking sector. While both roles provide similar basic pay, SBI PO stands slightly ahead in terms of overall allowances, perks, and in-hand salary benefits.

Feature IBPS PO SBI PO
Initial Basic Pay ₹48,480 ₹48,480 + 4 advance increments → ₹56,480
Pay Scale ₹48,480 – ₹85,920 ₹56,480 – ₹93,960
In-Hand Salary (Approx.) ₹74,000 – ₹76,000 ₹80,000 – ₹85,000
Gross Monthly Salary ₹88,000 – ₹92,000 ₹92,000 – ₹96,000
Annual CTC (Approx.) ₹9 – ₹9.5 lakh ₹9.5 – ₹10.5 lakh
Dearness Allowance (DA) ~19–20% of Basic Pay ~19–20% of Basic Pay
House Rent Allowance (HRA) 7%–9% (city-based) 8%–10% (city-based / leased option)
Special Allowance Applicable Higher compared to IBPS PO
City Compensatory Allowance Provided Provided (slightly higher in SBI)
Other Benefits Medical, newspaper, travel allowance Medical insurance, LTC, petrol allowance, loan concessions
Medical Facility Basic reimbursement Higher coverage + family benefits
Pension Scheme NPS (Contributory) NPS (Contributory)
Work Benefits Standard PSU banking perks Extra SBI-specific perks & facilities
Career Salary Growth Steady with promotions Faster growth with higher pay jumps
Posting Allowance Depends on city Better metro posting benefits
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