SBI CBO Syllabus and Exam Pattern 2026, Check Subject Wise Topics

The SBI CBO Syllabus and Exam Pattern 2026 has been outlined, offering candidates a clear understanding of the subjects and topics they need to prepare for the upcoming examination. With a well-defined exam structure and subject-wise weightage, aspirants can plan their preparation in a more focused and efficient manner. The syllabus highlights key areas from banking knowledge, English language, and descriptive sections that are essential for the Circle Based Officer role.

SBI CBO Syllabus & Exam Pattern 2026

The SBI CBO Syllabus and Exam Pattern 2026 helps candidates understand the subjects to be studied, the exam format, and the complete selection procedure. With the SBI CBO Recruitment 2026 notification now released, it presents a valuable opportunity for experienced banking professionals to build a career with the State Bank of India. The recruitment process consists of multiple stages, including an online examination, screening, interview, and Local Language Proficiency Test (LPT).

SBI CBO Syllabus: Overview

Being familiar with all the topics in advance enables candidates to plan their studies systematically and significantly enhances their chances of performing well in the examination. SBI CBO Syllabus 2026 overview is given in the table below for the proper understanding of the candidates related to the SBI Circle Based Officer Exam 2026. Check the table for more details:

SBI CBO Syllabus
Organization	State Bank of India
Exam Name	SBI CBO Exam 2026
Post	Circle-Based Officers
Vacancy	2050
Category	Syllabus
Selection Process	Online Examination and Interview
Language of Exam	English and Hindi
Application Mode	Online
Official Website	www.sbi.co.in/careers
WhatsApp Official Channel	Join WhatsApp Channel

SBI CBO Exam Pattern 2026

The SBI CBO Exam 2026 consists of two key components: an Online Objective Test and a Descriptive Test. The objective section includes multiple-choice questions from core banking and related subjects and must be completed within a total time of two hours. Candidates who qualify in this phase are shortlisted for the interview round, which serves as the concluding stage of the selection process. For better clarity and effective preparation, a comprehensive breakdown of the SBI CBO Exam Pattern 2026 is provided below.

SBI CBO Exam Pattern 2026
Sections	No of Questions	Max Marks	Duration
English Language	30	30	30 mins
Banking Knowledge	40	40	40 mins
General Awareness/Economy	30	30	30 mins
Computer Aptitude	20	20	20 mins
Total	120	120	2 hours

SBI CBO Descriptive Exam Pattern 2026

The time duration for the SBI CBO Descriptive test is 30 minutes and candidates will be asked to write essays and letters. 01 question will be each for the Letter Writing as well as for the Essay, carrying 25 Marks each, a total of 50.

SBI CBO Descriptive Exam Pattern 2026
Topics	No of Questions	Max Marks	Duration
Letter Writing	01	25	30 mins
Essay-250 words on banking-related	01	25	30 mins
Total	02	50	30 mins

Based on the performance of the candidates in the objective as well as the descriptive test, they will be called for a personal interview. The total mark allotted for the interview section is 50. As per the instructions of the bank, candidates will have to secure a minimum mark to clear the interview round.

SBI CBO Syllabus 2026

The SBI CBO Exam 2026 is designed to test a candidate’s knowledge in key areas like English Language, Banking Awareness, General/Economic Awareness, and Computer Aptitude. Having a clear understanding of the SBI CBO Syllabus 2026 helps candidates focus on the right topics and prepare more effectively.

SBI CBO English Language Syllabus 2026

For the English Language, candidates have to mainly focus on grammar and vocabulary, and improve their reading skills. The list of topics as specified in the SBI CBO Syllabus is as follows:

Cloze Test
Spotting Errors
Sentence Correction
Sentence Improvement
Fill in the Blanks
Para Jumbles
Reading Comprehension
Word Rearrangement
Word Swap
Sentence Rearrangement
Misspelt
Word Usage
Sentence-Based Errors

SBI CBO General Awareness / Economics Syllabus 2026

In the General Awareness/Economics section, candidates have to focus on the static as well as the Current Affairs portion. Here, we have noted down the SBI CBO Syllabus for General Awareness/Economics.

National Current Affairs
International Current Affairs
RBI in News
Business & Economy
Indexes & Rankings
Central Govt Schemes
Agreements & MoU
Static GK
Awards & Honors
Banking & Insurance News

SBI CBO Computer Knowledge (with Reasoning Topics) Syllabus 2026

The Computer Knowledge section in the SBI CBO Exam 2026 may include a blend of basic computer awareness along with analytical reasoning, as observed in previous exams. Last year, many candidates reported that the section included questions not from computer concepts but from reasoning topics. This shift indicates that candidates must prepare for both technical and logical questions to perform well in this section. To help cover all possibilities, here’s a list of important reasoning topics that could appear under the Computer Knowledge in the SBI CBO 2026 exam.

Puzzle (Seating Arrangement, Floor-Based, Box-Based, Year-Based, etc.)
Syllogism
Input-Output
Coding-Decoding
Blood Relations
Direction Sense
Inequality
Data Sufficiency
Statement & Assumption / Statement & Conclusion
Order and Ranking
Logical Reasoning (Cause & Effect, Course of Action, etc.)

SBI CBO Banking Knowledge Syllabus 2026

Banking Knowledge has the maximum weightage in the SBI Circle-Based Officer Exam. The topics that a candidate has to prepare have been discussed in the given section.

Financial Markets
Monetary Policy
NBFCs
NPA & SARFAESI
Payments Bank
Small Finance Banks
ATM
NPCI
Financial Abbreviations
Basel Norms
Reserve Bank of India Structure
RBI New Initiatives

SBI CBO Interview 2026

The SBI CBO Interview 2026 plays a crucial role in the final selection of candidates for the Circle-Based Officer post. Conducted after the completion of the online written examination, this stage evaluates a candidate’s banking knowledge, professional experience, awareness of current affairs, and overall suitability for the role. Performance in the interview, along with the written exam, determines the final merit list, making focused and well-rounded preparation essential for success.

The SBI CBO Interview 2026 is the final stage of the Circle Based Officer selection process.
Only candidates who qualify for the online written exam are called for the interview round.
The interview is conducted for 50 marks, and candidates must score the minimum qualifying marks fixed by SBI.
Clearing the interview is compulsory to be considered for final selection.
The final merit list is prepared using combined marks of the online exam and interview.
The online exam carries 75% weightage, while the interview carries 25% weightage.
Candidates should prepare banking concepts, current affairs, work experience details, and communication skills for better performance.

Related Posts
SBI CBO Salary
SBI CBO Previous Year Papers	SBI CBO Cut Off

Daily Current Affairs Quiz 3rd February 2026 Check Important Questions Here

Practice Current Affairs Quiz to stay updated with national, international, economic, and banking news. This quiz is based on the previous day’s current affairs and is designed to boost your exam readiness, improve speed and accuracy, strengthen memory, and build confidence for competitive exams and interviews.

Daily Current Affairs: 3rd February, 2026

Q1. State Bank of India’s newly launched CHAKRA – Centre of Excellence (CoE) is primarily aimed at strengthening financing support for which category of sectors?

(a) Traditional manufacturing industries
(b) MSME and retail banking sectors
(c) Sunrise and technology-driven sectors
(d) Agricultural and allied sectors
(e) Export-oriented trading firms

Answer: c

Solution:

State Bank of India (SBI) has launched CHAKRA — Centre of Excellence (CoE) to strengthen financing support for sunrise sectors that are vital to India’s long-term economic transformation.
The Centre will function as a knowledge-driven platform, enabling structured and informed lending to technology-intensive and sustainability-focused industries.
SBI estimates a combined potential investment of around ₹100 trillion (including debt and equity) in these sunrise sectors over the next five years.
The initiative aims to improve risk assessment, sectoral expertise, and financial innovation in emerging industries.
Key sectors covered under CHAKRA include:
- Renewable Energy
- Advanced Cell Chemistry & Battery Storage
- Semiconductors
- Decarbonisation Technologies
- Smart Infrastructure
- Data Centre Infrastructure
The programme aligns with India’s broader goals of clean energy transition, digital expansion, and industrial self-reliance.

Q2. Which team won the Pro Wrestling League (PWL) 2026 after defeating Delhi Dangal Warriors in the final?

(a) Punjab Royals
(b) Haryana Thunders
(c) UP Yoddhas
(d) Mumbai Marathas
(e) Bengaluru Bulls

Answer: b

Solution:

Haryana Thunders were crowned champions of the Pro Wrestling League (PWL) 2026 after defeating Delhi Dangal Warriors in a closely contested final.
The final was held at Noida Indoor Stadium on 2 February 2026.
Turan Bayramov of Delhi Dangal Warriors was named Player of the Tournament for winning 7 out of 7 bouts in the 57 kg men’s category, scoring a total of 59 points.
Chandermohan from Punjab Royals emerged as the highest point scorer of the tournament.
Neha Sangwan (Haryana Thunders) won Player of the Match for keeping the final alive until the last bout.
Ronak (Delhi Dangal Warriors) received the Fighter of the Match award for his performance in the 125 kg men’s category.
Akshay Dhere (Haryana Thunders) was named Impact Player of the Match for her strong showing in the 57 kg men’s category

Q3. Who won the Men’s Singles title at the Australian Open 2026, completing his Career Grand Slam by defeating Novak Djokovic in the final?

(a) Daniil Medvedev
(b) Jannik Sinner
(c) Carlos Alcaraz
(d) Stefanos Tsitsipas
(e) Alexander Zverev

Answer: c

Solution:

Carlos Alcaraz won the Men’s Singles title at the Australian Open 2026, defeating Novak Djokovic in the final.
The match was played at Rod Laver Arena, Melbourne.
Alcaraz won with a scoreline of 2–6, 6–2, 6–3, 7–5, securing his first Australian Open title.
At 22 years of age, Alcaraz completed a Career Grand Slam, having won all four major tournaments.
The victory ended Novak Djokovic’s bid for a record 25th Grand Slam title.
Djokovic, aged 38, suffered his first-ever defeat in an Australian Open final after previously winning all 10 of his finals at the tournament.

Q4. The Ramsar Convention, an international treaty for the conservation and sustainable use of wetlands, was officially adopted on 2 February __________, while the theme for World Wetlands Day 2026 is “__________.”

(a) 1971; Wetlands and Human Wellbeing

(b) 1987; Wetlands and Traditional Knowledge: Celebrating Cultural Heritage

(d) 1971; Wetlands and Traditional Knowledge: Celebrating Cultural Heritage

(e) 1972; Wetlands Action for People and Nature

Answer: d

Solution:

World Wetlands Day is observed every year on 2 February to raise awareness about the importance of wetlands for ecological balance and human well-being.
The day commemorates the adoption of the Convention on Wetlands on 2 February 1971 in Ramsar, Iran, on the shores of the Caspian Sea.
The Convention on Wetlands (Ramsar Convention) is an international treaty aimed at halting wetland loss and promoting conservation and sustainable use of wetlands worldwide.
The year 2026 marks the 50th anniversary of the Ramsar Convention.
The theme for World Wetlands Day 2026 is: “Wetlands and traditional knowledge: Celebrating cultural heritage.”
The theme highlights the link between wetlands and the cultural practices, traditions, and indigenous knowledge systems of communities across the globe.

Q5. What is the budgetary provision allocated specifically for the India Semiconductor Mission (ISM) 2.0 for the Fiscal Year 2026-27?

(a) ₹500 crore

(b) ₹7,500 crore

(d) ₹1,000 crore

(e) ₹5,000 crore

Answer: d

Solution:

In the Union Budget 2026–27, the Finance Minister announced the launch of India Semiconductor Mission (ISM) 2.0.
The mission aims to strengthen India’s semiconductor ecosystem by supporting the production of equipment and materials, development of full-stack Indian intellectual property (IP), and fortifying semiconductor supply chains.
A major focus will be on establishing industry-led research and training centres to develop advanced technologies and a skilled workforce.
The government has made a budgetary provision of ₹1,000 crore for FY 2026–27 towards the implementation of ISM 2.0.
ISM 2.0 builds on the foundation of ISM 1.0, which expanded India’s semiconductor manufacturing and design capabilities.
The initiative aligns with India’s goals of technological self-reliance, digital transformation, and strategic industrial development.

2nd February 2026 Current Affairs (Daily GK Update)

On 2 February 2026, Punjab celebrated a major aviation and cultural milestone with Adampur Airport renamed after Guru Ravidas and Halwara’s new civil terminal inaugurated, enhancing regional connectivity under the UDAN scheme. The move honors the saint’s legacy while advancing infrastructure. In Kerala, a new orchid species was discovered in Kanthalloor, highlighting the Western Ghats’ rich biodiversity. Banking and economic updates showed resilience, with Union Bank appointing Sarvesh Ranjan as Chief GM, GST collections exceeding ₹1.93 lakh crore, and UPI transactions hitting record highs.

National News

Why Did the 16th Finance Commission Keep the 41% Share Devolution?

The 16th Finance Commission retained the states share of tax devolution at 41% for the period 2026–31 while significantly changing distribution rules.
It introduced state GDP contribution as a new criterion to reward economic efficiency and growth, marking a shift in fiscal federalism.
The Commission ended Revenue Deficit Grants, pushing states towards fiscal discipline and self-reliance.
Changes in the horizontal formula favoured faster-growing states, while purpose-based grants for local bodies and disaster management were strengthened.

Which State Become India’s Renewable Energy Powerhouse With 16.5% Share?

Gujarat has emerged as India’s largest renewable energy contributor, accounting for 16.5% of the national capacity as of 31 December 2025.
With over 42.58 GW installed, the state leads in wind power and ranks second in solar, driven by strong policies and mega projects.
Large solar parks like Dholera and the Khavda Renewable Energy Park have powered rapid capacity expansion.
Gujarat also leads in rooftop solar adoption, supporting clean energy goals and India’s net-zero transition.

How Did India Become a Major Engine of Global Urban Growth in 2025

India has emerged as one of the world’s top drivers of urban growth in 2025, according to a new United Nations report.
Nearly 45% of the global population now lives in cities, with India playing a central role through expanding megacities and fast-growing smaller urban centres.
New UN methods counting cities by population density have raised urban population estimates, especially in India and Asia.
While urbanisation brings economic opportunities, it also poses major challenges for housing, infrastructure, sustainability and urban governance.

State News

Why Did Jalandhar’s Adampur Airport Get a New Name?

Punjab marked a major aviation and cultural milestone on 2 February 2026 with the renaming of Adampur airport after Guru Ravidas and the inauguration of Halwara’s new civil terminal.
The renaming honours the Bhakti saint’s legacy and fulfils a long-standing public and political demand in the state.
Upgraded under the UDAN scheme, Adampur airport strengthens regional connectivity despite operational challenges.
Together, the moves blend cultural recognition with infrastructure development to boost Punjab’s air network.

New Orchid Species Discovered in Kanthalloor, Kerala

Scientists have discovered a new orchid species in Kanthalloor, Kerala, near the Western Ghats, highlighting India’s rich but still unexplored biodiversity.
The high-altitude region of Idukki district, known for its unique climate and forest patches, supports rare and specialized plant life even in human-influenced landscapes.
Orchids act as bio-indicators, reflecting ecosystem health, and their discovery indicates Kanthalloor’s delicate ecological balance.
This finding underscores the Western Ghats’ ecological significance and adds to knowledge of genetic diversity and plant evolution in India’s biodiversity hotspots.

Banking News

Sarvesh Ranjan Promoted to Chief General Manager at Union Bank of India

Union Bank of India promoted Shri Sarvesh Ranjan as Chief General Manager on 1 February 2026 following the retirement of Shri Bhaskara Rao Kare.
Ranjan, previously General Manager overseeing Central Reconciliation, Transaction Monitoring and AML, brings nearly 30 years of banking experience.
The leadership change reflects the bank’s focus on continuity, operational strength, and confidence in Ranjan’s expertise and strategic contribution.

Economy News

Why Did GST Collections Cross ₹1.93 Lakh Crore in January?

India’s GST collections showed robust growth at the start of 2026, with gross revenues exceeding ₹1.93 lakh crore in January, up 6.2% year-on-year.
Net GST receipts, after refunds, rose 7.6% to ₹1.71 lakh crore, reflecting steady economic activity and strong tax compliance.
Domestic transaction GST grew moderately by 4.8%, while import-related collections surged 10.1%, supporting overall growth.
Lower refunds and improved compliance boosted net revenue despite GST rate cuts on several items, signaling a resilient tax base and stable consumption trends.

Did UPI Break The Record of All Time Record Transactions?

India’s digital payment ecosystem hit a record in January 2026, with over 21.7 billion UPI transactions worth ₹28.33 lakh crore.
‘This marks a 21% month-on-month increase in value, showing UPI’s dominance as the default payment mode across the economy.
Daily transactions averaged 700 million, highlighting speed, scale, and reliability.
Growth is driven by smartphone penetration, merchant adoption, zero-cost transactions, and government-backed digital initiatives.
UPI now underpins financial inclusion, reduces cash dependence, and strengthens India’s digital economy.

Why Is the Government Borrowing a Record ₹17.2 Lakh Crore?

The Union Government has announced a record gross borrowing plan of ₹17.2 lakh crore for FY27, the highest ever, alongside a fiscal deficit target of 4.3% of GDP.
Net market borrowings from dated securities are projected at ₹11.7 lakh crore, with the rest coming from small savings and other sources.
The move signals continued but slower fiscal consolidation while supporting growth and public spending.
However, the large borrowing size has raised concerns about debt sustainability, interest rates, and long-term economic stability.

Will the RBI Step In After the ₹17.2 Lakh Crore Borrowing Shock?

Despite Budget FY27 projecting fiscal prudence, the bond market is under stress due to the government’s planned ₹17.2 lakh crore market borrowing.
The sharp rise in supply of government securities has pushed yields higher, raising concerns about investors’ ability to absorb the debt.
India’s public debt remains elevated after the pandemic, with central and state borrowings nearly doubling since 2019.
Market nervousness reflects fears of higher borrowing costs spreading across the economy and possible RBI intervention.

Awards News

Why Is the Dalai Lama’s First Grammy at 90 More Than a Musical Milestone?

The Dalai Lama created history at the 68th Grammy Awards in Los Angeles by winning his first Grammy at the age of 90.
He received the award in the Best Audio Book, Narration & Storytelling Recording category for his spoken-word album Meditations.
The album blends his teachings on compassion and peace with Hindustani classical music, bridging spirituality and popular culture.
The Dalai Lama described the honour as a recognition of humanity’s shared responsibility rather than a personal achievement.

Grammy Awards 2026 Full Winners List: Who Ruled Music’s Biggest Night?

The 68th Grammy Awards 2026 celebrated musical excellence across genres, blending global superstars with rising new talent.
Artists like Billie Eilish, Lady Gaga and Kendrick Lamar shared the spotlight with breakout performers, reflecting both dominance and discovery.
The winners highlighted diversity in pop, rap, country and dance music, showcasing artistic innovation alongside commercial success.
Overall, the ceremony reinforced the Grammys’ role as a mirror of evolving global music trends and cultural impact.

Defense News

Who Is the New Chief of Eastern Air Command?

Air Marshal Inderpal Singh Walia assumed charge as Air Officer Commanding-in-Chief of the Eastern Air Command on 1 February 2026.
A seasoned fighter pilot commissioned in 1988, he has over 35 years of service and more than 3,200 hours of accident-free flying.
He has commanded key units, led TACDE, and held senior training and air defence appointments within the IAF.
His appointment comes at a critical time for safeguarding India’s eastern airspace and maintaining high operational readiness.

What Is Exercise Agni Pariksha? Why Did the Army & ITBP Train Together in Arunachal?

Exercise Agni Pariksha is a joint Indian Army–ITBP training exercise conducted in Arunachal Pradesh to improve combat coordination and battlefield effectiveness.
It focused on live artillery firing and practical drills, allowing non-artillery personnel to understand firepower integration.
The exercise involved units from the Army’s Spear Corps, artillery regiments and ITBP formations.
It highlights India’s push for jointness and seamless coordination in sensitive border and high-altitude regions.

What Is the Tri-Services Future Warfare Course and Why Does It Matter for India’s Military?

India has launched the third edition of the Future Warfare Course on 2 February 2026 to prepare its military leadership for emerging forms of conflict.
Held at the Manekshaw Centre, the tri-services programme brings together officers from the Army, Navy and Air Force along with defence industry experts.
The course focuses on future warfare trends including cyber, space, AI, geopolitics and supply-chain vulnerabilities.
It aims to build integrated, adaptive and future-ready Armed Forces through joint thinking and industry collaboration.

Important Days News

World Wetlands Day 2026: Can Traditional Knowledge Save Disappearing Wetlands?

World Wetlands Day 2026 is observed on 2 February with a focus on traditional and indigenous knowledge in conserving wetlands.
The theme adopted by the Ramsar Convention highlights how community wisdom, combined with science, is crucial as wetlands disappear due to climate change and development.
Wetlands play a vital role in biodiversity, water security, flood control and livelihoods but are often ignored in planning.
The observance urges policymakers to value community-led conservation for sustainable wetland protection.

Rheumatoid Arthritis Awareness Day 2026: Why It Deserves Our Attention

Rheumatoid Arthritis Awareness Day 2026 is observed globally on 2 February to highlight that RA is a serious autoimmune disease, not just joint pain.
The day stresses the importance of early diagnosis, timely treatment and emotional support to improve quality of life for patients.
Rheumatoid arthritis causes chronic inflammation, joint damage and can affect organs like the heart and lungs, making it a systemic condition.
The observance promotes awareness, research, empathy and timely medical care for better long-term health outcomes.

1-2 February 2026 Current Affairs | Current Affairs Today | By Ashish Gautam

IBPS Calendar 2026 Out, Check Exam Dates of PO, Clerk, SO & RRB Exams

The IBPS Calendar 2026 has been officially released, outlining the tentative exam schedule for major banking examinations, including PO, Clerk, SO, and RRB. As per the calendar, the IBPS exams will begin in August 2026, starting with the PO Preliminary examination, giving aspirants a clear timeline to plan their preparation well in advance. The release of the calendar helps candidates align their study strategy with upcoming exam dates while managing revision and mock test schedules effectively.

IBPS Calendar 2026 PDF Out

The IBPS Calendar 2026 is out, detailing the complete schedule for banking exams this year. It covers major recruitment for Public Sector Banks under CRP PO/MT-XVI, CRP SPL-XVI, and CRP CSA-XVI, as well as RRB recruitments under CRP RRBs-XV. The calendar includes dates for prelims, mains, and single exams across various posts such as Probationary Officers, Specialist Officers, Clerks, and RRB Officers and Assistants, giving aspirants a clear roadmap for their 2026 preparation.

IBPS Exam Calendar 2026: Overview

Aspirants can download the official PDF to get complete details on exam dates, notifications, and registration processes for the 2026–27 recruitment cycle.

IBPS Exam Calendar 2026
Organization	Institute of Banking Personnel Selection (IBPS)
Exam Name	IBPS PO, Clerk, SO, and IBPS RRB
Posts Covered	PO, Clerk (CSA), SO, Officer Scale I, II, III, Office Assistants
Category	Bank Jobs
Selection Process	Prelims, Mains, Interview (Depends on Post)
IBPS Exam Calendar 2026	Released
Official Website	www.ibps.in
IBPS Calendar 2026 (Official)	Download PDF

Fill the Google form for Further Guidance

IBPS Exams Dates 2026 for PSBs & RRBs

The IBPS Exam Dates 2026 for PSBs and RRBs outline the complete timeline for major banking recruitments, including Clerk, PO, SO, and RRB posts. These dates cover prelims, mains, and single online examinations, enabling aspirants to map their preparation phase-wise. Knowing the exam schedule in advance helps candidates prioritize exams, balance preparation for multiple posts, and stay aligned with the overall IBPS recruitment cycle.

Public Sector Banks
Exam Name	Prelims Exam Date	Mains Exam Date
IBPS PO 2026	22 & 23 August 2026	4 October 2026
IBPS SO 2026	29 August 2026	1 November 2026
IBPS Clerk 2026	10 & 11 October 2026	27 December 2026
Regional Rural Banks (RRB)
Exam Name	Prelims Exam Date	Mains Exam Date
RRB PO (Officer)	21 & 22 November 2026	20 December 2026
RRB Clerk (Asst)	6, 12 & 13 December 2026	30 January 2027

IBPS RRB 2026 Exams Dates (CRP RRBs-XV)

The schedule includes Prelims and mains exams for Officer Scale I and Office Assistants, while Officer Scale II & III posts are filled through a single online exam. Below is the complete schedule in a simple table format.

What is the IBPS Calendar 2026?

The IBPS Calendar 2026 acts as a yearly planning guide released by IBPS that maps out the entire schedule of bank recruitment exams. It gives aspirants an advanced view of when different stages of exams, right from application start dates to online tests and final interviews, are likely to take place. By covering all major IBPS and RRB exams in one place, the calendar helps candidates organize their preparation timeline and avoid clashes between multiple exams.

Expected IBPS Notification Release Dates 2026

Based on the Institute of Banking Personnel Selection exam dates announced in the IBPS Calendar 2026–27, notifications are generally released around two months before the respective Prelims exam. Following this pattern and considering the first day of the expected month, the tentative notification timeline can be estimated as follows.

IBPS PO 2026 Notification: Expected on 1 June 2026
IBPS SO 2026 Notification: Expected on 1 June 2026
IBPS Clerk 2026 Notification: Expected on 1 August 2026
IBPS RRB 2026 Notification: Expected on 1 September 2026

IBPS 2026 Exam Cycle: Month-Wise Timeline

IBPS exams for 2026 will be held between August 2026 and January 2027. The IBPS exam schedule will start with PO and SO exams in August and will finish with the RRB Office Assistant Mains exam in January 2027.

IBPS 2026 Exam Cycle: Month-Wise Timeline
Month & Year	Exam	Stage	Dates
August 2026	IBPS PO/MT-XVI	Prelims	22, 23 August 2026
August 2026	IBPS SO (CRP SPL-XVI)	Prelims	29 August 2026
October 2026	IBPS PO/MT-XVI	Mains	4 October 2026
October 2026	IBPS Clerk (CRP CSA-XVI)	Prelims	10, 11 October 2026
November 2026	IBPS SO (CRP SPL-XVI)	Mains	1 November 2026
December 2026	IBPS RRB Officer Scale I	Mains	20 December 2026
	IBPS RRB Officer Scale II & III	Single exam	20 December 2026
	IBPS Clerk (CRP CSA-XVI)	Mains	27 December 2026
	IBPS RRB Office Assistant	Prelims	6, 12, 13 December 2026
January 2027	IBPS RRB Office Assistant	Mains	30 January 2027

Why the IBPS Calendar 2026 is Important for Aspirants

The release of the IBPS calendar allows candidates to prepare with clarity instead of uncertainty. It helps in setting realistic targets, scheduling mock tests, and planning revision cycles for multiple exams.

Enables exam-wise and month-wise preparation planning
Helps candidates manage overlaps between SBI, IBPS, and RRB exams
Reduces last-minute stress by providing early exam clarity
Allows aspirants to attempt multiple exams with a single preparation strategy

IBPS 2026 Registration Process

The IBPS 2026 registration process will be conducted entirely online through the official website www.ibps.in. Candidates are required to complete a single registration for both the Preliminary and Main examinations, ensuring all details and documents are submitted correctly to avoid rejection.

Key Registration Details:

Mode of Application: Online only
Application Fee: Must be paid online; applications without fee payment will not be accepted
Registration Number: Generated after successful submission; must be saved for future reference
Documents to Upload (JPEG format):
- Photograph: 20–50 KB
- Signature: 10–20 KB
- Thumb Impression: 20–50 KB
- Handwritten Declaration: 50–100 KB (as per notification format)
- Live Photograph: Captured via webcam or mobile during application

How to Download the IBPS Exam Calendar 2026 PDF?

The IBPS Exam Calendar helps aspirants plan their preparation in advance for PO, Clerk, SO, and RRB exams. Candidates can easily download the IBPS Exam Calendar 2026 from the official IBPS website by following these simple steps:

Visit the official website of IBPS at www.ibps.in.
On the homepage, check the “Recent Updates” section and click on the IBPS Calendar 2026–27 link.
The calendar PDF will open on your screen.
Scroll through the PDF to check the Prelims and Mains exam dates for various IBPS exams.
Download and save the PDF for future reference.

Which IBPS Exam Should You Prefer First in 2026?

Choosing the right IBPS exam to focus on first depends on your educational background, preparation level, and career goals. Since the IBPS Calendar 2026 clearly outlines the exam sequence, aspirants can prioritize exams strategically instead of preparing randomly.

IBPS PO / MT should be the first preference for candidates aiming for an officer-level role with leadership responsibilities and long-term growth. It requires strong conceptual clarity and early preparation due to high competition.
IBPS SO is ideal for candidates with professional qualifications in IT, Law, HR, Agriculture, or Marketing, as the syllabus is specialized and easier to manage alongside PO preparation.
IBPS Clerk suits candidates looking for job stability with comparatively lower difficulty, making it a good option for beginners or those starting late.
IBPS RRB Exams are best for aspirants targeting regional postings and planning to attempt multiple exams, as the syllabus overlaps significantly with PO and Clerk exams.

JAIIB AFM 2026 Syllabus, Chapter Wise Topics, Notes and Exam Pattern

The JAIIB AFM exam, conducted by the Indian Institute of Banking and Finance (IIBF), is held twice a year, and the registration schedule for the 2026 cycle has been released. For the May-June 2026 session, online registration began on 2 February 2026 and continued until 8 February 2026 for the normal fee, with an extended window available up to 22 February 2026 with late fees. For the October- November 2026 session, registrations are scheduled to open on 1 August 2026, with the normal fee period lasting until 7 August 2026 and late fee registrations accepted until 21 August 2026.

JAIIB AFM Registrations Now Open

Online registration for the JAIIB AFM exam has begun, making this the ideal time for banking professionals to start their preparation in a structured and focused manner.

Event	Dates
Online Registration Starts	2 February 2026
Online Registration Last Date (Normal Fee)	8 February 2026
Online Registration Last Date (With Late Fee)	22 February 2026
JAIIB AFM May 2026 Exam Date	10 May 2026
JAIIB AFM November 2026 Exam Date	28 November 2026

JAIIB AFM 2026 Syllabus

Understanding the syllabus is the first step toward effective preparation. The AFM paper covers both accounting fundamentals and financial management topics relevant to banking. These topics build both theoretical knowledge and practical financial understanding required in banking roles. Main areas covered include:

Module A – Accounting & Banking Accounting
Module B – Financial Statements & Core Banking
Module C – Financial Management
Module D – Taxation & Costing

Module	Section / Unit	Topics Covered
Module A – Accounting & Banking Accounting	Accounting Standards & Principles	Definition & Scope, Ind AS, US GAAP, IFRS, GAAP vs IFRS, Transfer Pricing
	Basic Accountancy Procedures	Going Concern, Double Entry System, Conservatism, Revenue Recognition, Accrual vs Cash
	Books & Ledger	Record Keeping, Account Categories, Debit & Credit, Journalising
	Bank Reconciliation Statement	Cash Book vs Passbook, Causes of Differences, BRS Preparation & Adjustments
	Trial Balance & Errors	Trial Balance, Types of Errors, Rectification, Suspense Account, Closing Entries
	Depreciation Accounting	SLM, WDV, Units of Production, Sinking Fund, Amortisation
	Capital vs Revenue Expenditure	Classification of Expenditure and Receipts
	Bills of Exchange	Types, Due Date, Accounting Entries, Accommodation Bills
	Banking Accounting Operations	Accounting Systems in Banks, Reconciliation, Inter-Branch Entries
	Bank Audit & Inspection	Concurrent Audit, Internal Audit, Statutory Audit, Risk-Based Audit
Module B – Financial Statements & Core Banking	Balance Sheet Equation	Accounting Equation Basics
	Final Accounts	Trial Balance, Adjustments, Preparation of Financial Statements
	Company Accounts I	Types of Companies, Share Capital, Issue of Shares
	Company Accounts II	Balance Sheet Format, Impact of Ind AS
	Cash Flow & Fund Flow	Cash Flow Statement, Fund Flow Analysis
	Final Accounts of Banking Companies	Bank P&L, Balance Sheet, RBI Disclosures, Basel III, Ind AS
	Core Banking Systems	Computerised Accounting, CBS Components, Information Security
Module C – Financial Management	Financial Management Overview	Objectives, Risk-Return, Ethics, Role of Financial Manager
	Ratio Analysis	Liquidity, Profitability, Solvency Ratios & Interpretation
	Financial Mathematics – Interest & Annuities	Simple & Compound Interest, Annuities, Repayment Calculations
	Financial Mathematics – Bonds & YTM	Bond Valuation, YTM, Duration, Volatility
	Financial Mathematics – Forex	Exchange Rate Arithmetic, Forward Rates
	Capital Structure & Cost of Capital	Leverage, WACC, Capital Structure Theories
	Capital Budgeting & Term Loans	NPV, Appraisal Methods, Project Financing
	Lease Financing	Types of Leases, Accounting Treatment
	Working Capital Management	Working Capital Cycle, Bank Finance, Factoring
	Derivatives	Futures, Forwards, Swaps, Options
Module D – Taxation & Costing	Income Tax & TDS	Income Tax Basics, TDS/TCS, Deductions
	GST	Direct vs Indirect Tax, GST Basics
	Cost & Management Accounting	Cost Concepts, Classifications, Techniques
	Costing Methods	Job, Batch, Contract, Process, Service Costing
	Standard Costing	Standards, Variance Analysis
	Marginal Costing	Breakeven, CVP Analysis
	Budgetary Control	Types of Budgets, Zero-Based Budgeting

Free Notes PDF for JAIIB AFM 2026

Having concise notes can make revision faster and easier. Many banking aspirants look for free AFM notes in PDF format to revise formulas, concepts, and accounting formats. While using free notes PDFs, candidates should ensure the material covers updated JAIIB syllabus topics and includes examples for better clarity.

Free Notes PDF for JAIIB AFM (PDF 1)

Free Notes PDF for JAIIB AFM (PDF 2)

JAIIB AFM 2026 Exam Time & Pattern

Before starting preparation, candidates should clearly understand the exam structure. Knowing the format helps in planning time and focusing on important areas. The AFM exam is conducted online and usually consists of objective-type questions. The Indian Institute of Banking and Finance (IIBF) conducts the JAIIB exam twice a year, giving candidates multiple opportunities to attempt the paper. Candidates get a fixed duration (generally around 2 hours) to complete the exam.

Preparation Strategy for JAIIB AFM 2026

A proper strategy can make AFM preparation simple and scoring. The exam tests conceptual clarity as well as the ability to apply accounting and financial concepts in banking situations. There is no negative marking, which encourages candidates to attempt all questions. Below are some practical tips:

Build Conceptual Clarity

Focus first on understanding accounting basics rather than memorizing formats. Once concepts are clear, numerical questions become easier.

Practice Numerical Questions Daily

AFM includes many calculation-based questions. Regular practice of depreciation, ratios, and financial management sums improves speed and accuracy.

Make Short Notes

Prepare your own short notes for formulas, accounting formats, and key concepts. These help in quick revision before the exam.

Solve Previous Year Questions

Past questions give a clear idea about important topics and question patterns. They also help in identifying frequently asked areas.

Revise Regularly

Revision is key for AFM, especially for formulas and accounting rules. Weekly revision helps retain concepts for a longer time.

Attempt Mock Tests

Mock tests improve time management and exam temperament. They also help in spotting weak areas that need more attention.

JAIIB Exam Date 2026 Out for May & Nov Cycle, Check Detailed Schedule

SBI CBO Syllabus and Exam Pattern 2026, Check Subject Wise Topics_12.1

The JAIIB Exam Date 2026 has been officially announced for both the May and November cycles, bringing much-needed clarity for banking professionals planning to appear for the examination. With the detailed schedule now available, candidates can clearly understand important dates related to registration, exam days, and result timelines. The announcement helps aspirants structure their preparation in a more organized way while balancing professional commitments.

JAIIB Exam Date 2026 Out

The Junior Associate of the Indian Institute of Bankers (JAIIB) is a flagship course conducted twice a year exclusively for banking and finance professionals. It helps participants enhance their knowledge, improve career growth, and unlock better salary prospects. Candidates appearing for the JAIIB Exam 2026 can refer to this article for the complete JAIIB Exam Schedule 2026.

JAIIB Exam 2026 Papers

Indian Economy & Indian Financial System
Principles & Practices of Banking
Accounting & Financial Management for Bankers
Retail Banking & Wealth Management

JAIIB Exam Date 2026: Overview

The IIBF has announced the JAIIB Exam Date 2026 for its May and November cycles on the official website, www.iibf.org.in. The exam will be conducted for multiple papers on different dates. Candidates can check a quick overview in the given table.

JAIIB Exam Date 2026 Overview
Details	Information
Conducting Body	Indian Institute of Banking & Finance (IIBF)
Exam Frequency	Twice a year
Sessions	May–June & October–November 2026
May–June Exam Dates	3, 9, 10, 17 May 2026
October–November Exam Dates	1, 22, 28, 29 November 2026
Number of Papers	4
Papers	1. Indian Economy & Financial System 2. Principles & Practices of Banking 3. Accounting & Financial Management 4. Retail Banking & Wealth Management

JAIIB Exam Dates 2026 For May Session

The announcement of the JAIIB Exam Dates 2026 for the May Session serves as a timely wake-up call for candidates, indicating that the examinations will be conducted in May 2026. With the schedule now released, aspirants have been given sufficient time to plan their studies, strengthen their preparation, and revise thoroughly to perform well in the upcoming exam.

JAIIB Exam Dates 2026 For May Cycle
Subject	Exam Date
Indian Economy & Indian Financial System	3 May 2026
Principles & Practices of Banking	9 May 2026
Accounting & Financial Management for Bankers	10 May 2026
Retail Banking & Wealth Management	17 May 2026

JAIIB Exam Dates 2026 For November Session

The JAIIB Exam Dates 2026 for the November Session have been officially announced and are provided in the table below. Candidates can refer to the schedule to check the paper-wise exam dates and plan their preparation accordingly to ensure timely and effective revision.

JAIIB Exam Dates 2026 For November Cycle
Subject	Exam Date
Indian Economy & Indian Financial System	01 November 2026
Principles & Practices of Banking	22 November 2026
Accounting & Financial Management for Bankers	28 November 2026
Retail Banking & Wealth Management	29 November 2026

JAIIB Exam 2026 Timings

The JAIIB Exam 2026 will be conducted in three shifts per day to accommodate candidates appearing for different papers. Applicants must carefully check their allotted shift timings and reporting time mentioned on the admit card to avoid any inconvenience on the day of the examination.

JAIIB Exam Timings 2026
Shift	Exam Timings	Reporting Time
1st Shift	09:30 AM to 11:30 AM	09:00 AM
2nd Shift	12:15 PM to 02:15 PM	11:45 AM
3rd Shift	03:00 PM to 05:00 PM	02:30 PM

JAIIB Registration 2026 Starts for May Cycle at iibf.org.in, Check Eligibility, Fee & Other Details

Banking professionals looking to strengthen their foundational knowledge and career prospects have a key opportunity this year. The Indian Institute of Banking and Finance (IIBF) has announced the JAIIB Exam 2026 for May Cycle, with JAIIB Registration 2026 beginning on 2nd February. Eligible candidates holding a valid IIBF membership can apply through the official portal at iibf.org.in. Complete details about the registration process, eligibility, and important dates for JAIIB 2026 are provided below.

JAIIB Registration 2026 Starts

The Indian Institute of Banking and Finance (IIBF) has opened registration for JAIIB 2026, giving banking professionals a chance to boost their skills and career growth. Only candidates with a valid IIBF membership can apply via iibf.org.in. The registration has schedule from 2 February 2026 and continued till 22 February 2026. Early registration is recommended to avoid extra charges and confirm participation for the May exam.

JAIIB Registration 2026 Apply Link

Banking professionals looking to appear for the JAIIB 2026 exam can register online through the official IIBF portal. To complete the registration process and secure your spot for the May examination, click on the official registration link available at iibf.org.in. Early registration is recommended to avoid last-minute delays and additional fees. Below the apply link has been given below.

JAIIB Registration 2026 Apply Link

Step to Apply for JAIIB Registration 2026

The JAIIB Registration 2026 process is conducted completely online through the official IIBF portal. Candidates can follow the steps below to complete their registration smoothly:

Visit the official website of IIBF at iibf.org.in.
Navigate to the “Examination & Courses” section on the homepage.
From the list of courses, select “JAIIB” under the Flagship Courses category.
Click on the “Apply Online” button to open the registration form.
Enter all personal, educational, and professional details accurately in the online form.
Upload the required documents (ID proof, photograph, signature, etc.) in the specified format and size.
Pay the registration fee online using a credit/debit card or net banking.

JAIIB 2026 Registration Fees and Late Fee Schedule

The registration fee for the JAIIB 2026 exam depends on the attempt number. Candidates must pay the applicable fee while registering, and additional charges apply for late submission.

Registration Fees by Attempt:

1st Attempt: Rs. 4,000/-
2nd Attempt: Rs. 1,300/-
3rd Attempt: Rs. 1,300/-
4th Attempt: Rs. 1,300/-
5th Attempt: Rs. 1,300/-

Late Fee Structure:

Candidates are advised to complete their registration early to avoid paying extra charges and ensure their participation in the May 2026 JAIIB exam.

2–8 February 2026: Normal examination fee
9–15 February 2026: Normal fee + Rs. 100
16–22 February 2026: Normal fee + Rs. 200

JAIIB Registration 2026: Important Dates

Candidates planning to appear for JAIIB 2026 should keep track of the key registration and exam dates. Being aware of these timelines helps ensure a smooth application process and avoids last-minute delays or additional fees.

JAIIB Registration 2026 Important Dates
Event	Date
Registration Begins	2 February 2026
Registration Ends	22 February 2026
JAIIB Exam Date 2026	3, 9, 10 and 17 May 2026

Who Is Eligible to Register for JAIIB 2026?

Before applying for JAIIB 2026, candidates must ensure they meet the eligibility criteria set by the Indian Institute of Banking and Finance (IIBF). The main requirements are:

IIBF Membership: Only active ordinary members of IIBF can register. Membership is open to individuals employed in banks or financial institutions, where the employer itself is an IIBF member.
Minimum Education: Candidates should have completed at least Class 12 (or equivalent) to be eligible.
Bank Staff: Employees working in subordinate or clerical positions in recognized banks and financial institutions who meet the educational requirement can apply.
Exceptional Cases: Staff who have not completed Class 12 may still be considered if recommended by their branch manager or officer-in-charge, especially in clerical or supervisory roles.

Related Posts
JAIIB Syllabus	JAIIB Study Material
JAIIB Previous Year Questions	JAIIB Mock Test

SBI CBO Recruitment 2026 Notification Out for 2273 Posts, Apply Online Begins Today

The State Bank of India has officially rolled out the SBI CBO Recruitment 2026 notification, opening the door to 2273 Circle Based Officer (CBO) vacancies across various circles. This recruitment focuses on strengthening circle-level banking operations while ensuring job security, regional placement, and a clearly defined career progression for selected candidates.

SBI CBO Recruitment 2026 Notification Out

The State Bank of India has published the SBI CBO Recruitment 2026 in a comprehensive PDF format, and candidates are strongly advised to go through it thoroughly before applying. The online application and fee submission process will remain open till 18 February 2026, while the online examination is expected to be conducted in March 2026. The notification PDF provides complete information regarding eligibility criteria, exam structure, selection stages, and other essential guidelines for applicants.

SBI CBO Recruitment 2026: Notification PDF

Are You Preparing For SBI CBO Exam 2026?

SBI CBO 2026: Summary

The online application window starts today, giving experienced banking professionals a valuable chance to be part of India’s leading public sector bank. Aspirants aiming to secure a position as Circle Based Officers are advised to review the SBI CBO 2026 summary provided in the table below for a clear understanding of the key highlights.

SBI CBO Notification 2026
Organization	State Bank of India
Post	Circle Based Officer (CBO)
Category	Recruitment
Vacancy	2273
Application Mode	Online
Age Limit	21 to 30 Years
Eligibility Criteria	Graduation
Basic Pay	Rs.48,480
Selection process	(i) Online Examination (ii) Screening and (iii) Interview (iv) Local Language Proficiency Test
Official Website	www.sbi.co.in.

SBI CBO 2026 Important Dates

Notification Release Date: 28 January 2026
Apply Online Starts On: 29 January 2026
Apply Online Ends On: 18 February 2026
Online Exam Date: March 2026(Tentative)

SBI CBO Vacancy 2026

The SBI CBO 2026 Recruitment offers a total of 2050 regular and 223 backlog vacancies for aspiring candidates across various circles. These positions are aimed at graduates looking to build a career as Circle Based Officers in the State Bank of India. The SBI CBO Vacancy 2026 is distributed across multiple states/union territories for the various categories.

Category	Regular Vacancies	Backlog Vacancies
General (GEN)	852	–
OBC	547	45
SC	303	24
ST	148	154
EWS	200	–
Total	2050	223

In the given section, check the regular as well as backlog vacancies for the different categories.

SBI CBO 2026 Eligibility Criteria

To be eligible for the SBI Circle Based Officer (CBO) 2026, candidates will need to meet specific eligibility criteria as set by the State Bank of India. These will include required educational qualifications, age limits with applicable relaxations, and relevant work experience. Aspirants should carefully review these requirements once the official notification is released to ensure they are eligible before applying.

Educational Qualification:

Candidates must have a graduation degree in any discipline from a recognised university or an equivalent qualification approved by the Central Government.
Even candidates with degrees in Medical, Engineering, CA, or Cost Accountancy are eligible.
The date of passing will be considered as the one mentioned on the mark sheet or provisional certificate. If it’s available online, a certificate from the university mentioning the result date will be accepted.

Age Limit(As On 31/12/2025)

Minimum Age: 21 Years
Maximum Age: 30 Years

Age Relaxation (Upper Age Limit):

SBI CBO Age Relaxation
Category	Age Relaxation
SC/ST	5 years
OBC (Non-Creamy Layer)	3 years
PwBD (SC/ST)	15 years
PwBD (OBC)	13 years
PwBD (Gen/EWS)	10 years
Ex-Servicemen, ECOs, SSCOs (with 5 years’ service)	5 years

Work Experience

Candidates must have at least 2 years of work experience as an officer in a Scheduled Commercial Bank or Regional Rural Bank listed under the Second Schedule of the RBI.

SBI CBO Application Form 2026

The online registration of applications and payment of fees for SBI CBO Recruitment 2026 has started from 29 January 2026 and will continue till 18 February 2026. First, the candidates will have to register, then fill in the required details, after which they will have to pay the application fees through online mode by using a debit card, a credit card, or internet banking.

SBI CBO Apply Online Link 2026

List Of Documents Required To Upload

Recent Photograph(jpg/jpeg)
Signature(jpg/jpeg)
Left Hand Thumb Impression(jpg/jpeg)
Handwritten Declaration(jpg/jpeg)
ID Proof(PDF)

How to fill the online application form for SBI CBO Recruitment 2026

Visit the official SBI website and go to the Careers section.
Click on the SBI CBO Recruitment 2026 apply online link.
Register using your email ID and mobile number.
Log in with registration ID and password.
Fill personal, educational, and work details carefully.
Upload required documents in the given format.
Pay the application fee online and submit the form.

SBI CBO 2026 Application Fees

Category	Application Fees
General / EWS/ OBC	Rs.750
SC/ ST/ PwBD	Nil

SBI CBO Recruitment 2026 Selection Process

The selection process for SBI CBO Recruitment 2026 consists of an online test followed by an interview round. Candidates must qualify in both stages to be considered for final selection and appointment.

Online Exam
Screening
Interview

Is Local Language Mandatory After the SBI CBO Exam and Interview?

Yes, clearing the Local Language Proficiency Test (LPT) is compulsory even after passing the online exam, screening, and interview.
The LPT checks whether candidates can read, write, and speak the local language of the applied circle.
This test is qualifying in nature and does not carry marks for the merit list.
Candidates who studied the local language in Class 10 or 12 are exempted from appearing in the LPT.
Those who do not qualify for the LPT will not be allowed to join, even if they clear all other stages.

Key Skills Required to Become a SBI CBO

To excel as a Circle Based Officer in SBI, candidates need a combination of professional expertise, banking knowledge, and soft skills. These skills not only help in clearing the selection process but also ensure success in day-to-day responsibilities at the circle level.

1. Professional and Banking Knowledge

Understanding of banking operations, financial products, and regulations.
Familiarity with loans, advances, deposits, and credit appraisal processes.
Knowledge of digital banking, payment systems, and basic accounting principles.

2. Analytical and Problem-Solving Skills

Ability to analyze financial data, identify trends, and make informed decisions.
Problem-solving skills to handle customer queries, operational challenges, and compliance issues efficiently.

3. Communication and Interpersonal Skills

Strong verbal and written communication to interact with clients, colleagues, and higher authorities.
Good negotiation and persuasion skills for customer service and business development.

4. Leadership and Team Management

Ability to lead a small team, coordinate tasks, and ensure smooth branch operations.
Decision-making skills and accountability in handling circle-level responsibilities.

5. Adaptability and Learning Agility

Willingness to adapt to new technologies, processes, and regulatory updates.
Quick learning ability to keep up with changes in banking policies and financial products.

SBI CBO 2026 Exam Pattern

The SBI CBO 2026 online exam includes objective-type questions along with a descriptive test, depending on the official notification. The exam is designed to assess professional knowledge, reasoning ability, and communication skills relevant to the officer role.

Objective Test

Sections: English Language, Banking Knowledge, General Awareness/Economy, Computer Aptitude
Total Questions: 120
Total Marks: 120
Duration: 2 Hours
No negative marking

Descriptive Test

Tasks: One letter and one essay
Total Marks: 50
Duration: 30 minutes

SBI CBO 2026 Salary

Along with the basic pay, CBOs also receive benefits such as Dearness Allowance (DA), House Rent Allowance (HRA) or lease rental, City Compensatory Allowance (CCA), National Pension System (NPS), medical facilities, and other allowances, making this a highly rewarding position in the public banking sector.

Basic Pay	48,480/-
Pay Scale	48480-2000/7-62480-2340/2-67160-2680/7-85920

Related Posts
SBI CBO Syllabus	SBI CBO Previous Year Question Papers
SBI CBO Cut Off	SBI CBO Salary

JAIIB Syllabus & Exam Pattern 2026, Download Syllabus PDF

The JAIIB exam is conducted by the Indian Institute of Banking and Finance (IIBF) to help banking and finance professionals improve their knowledge and skills. It plays an important role in helping bankers grow in their careers and also offers promotional benefits. The exam covers key topics like the role of finance in the economy, banking services, accounting, financial management, retail banking, wealth management, digital banking, banking technology, and customer service. To prepare well, candidates must understand the JAIIB Syllabus 2026, which explains subject-wise topics and the exam pattern in detail.

JAIIB Syllabus and Exam Pattern 2026

As per the latest updates, the JAIIB 2026 exam consists of four papers- Indian Economy & Indian Financial System, Principles & Practices of Banking, Accounting & Financial Management for Bankers, and Retail Banking & Wealth Management. Each paper includes 100 objective-type questions to be completed in 2 hours. There is no negative marking, and the exam is conducted in online mode. Candidates must secure at least 50 out of 100 marks in each paper to qualify. Understanding the updated structure and section-wise syllabus is essential for focused preparation.

JAIIB Syllabus 2026: Overview

The exam is conducted online by the Indian Institute of Banking and Finance (IIBF) and is held twice a year for banking professionals. Only IIBF members can apply. Below we have the overview of the JAIIB Syllabus 2026.

JAIIB Syllabus 2026
Conducting Body	Indian Institute of Banking and Finance (IIBF)
Exam Name	JAIIB 2026
Eligibility	IIBF Members Only
Subjects	1. Indian Economy & Financial System 2. Accounting & Financial Management 3. Principles & Practices of Banking 4. Retail Banking & Wealth Management
Total Marks	400
Time Duration	2 hours for each subject
Negative Marking	No
Passing Marks	50 out of 100 per subject
Exam Mode	Online
Official Website	www.iibf.org.in

JAIIB Exam Pattern 2026

The JAIIB 2026 exam consists of four papers covering the Indian Economy & Financial System, Principles & Practices of Banking, Accounting & Financial Management, and Retail Banking & Wealth Management. Each paper is divided into modules that focus on key banking concepts. The examination is conducted online, with 100 multiple-choice questions per paper and a duration of 2 hours.

JAIIB Exam Pattern 2026
Papers	No. of Questions	Total Marks	Duration
Indian Economy and Indian Financial System	100	100	2 Hours
Principles and Practices of Banking	100	100	2 Hours
Accounting and Financial Management for Bankers	100	100	2 Hours
Retail Banking and Wealth Management	100	100	2 Hours

IIBF JAIIB Syllabus 2026 Download PDF

Effective preparation for the JAIIB Exam 2026 begins with a thorough understanding of the updated syllabus. The prescribed syllabus serves as a structured guide, enabling candidates to prioritize important topics and streamline their study plan. To support aspirants, a direct PDF link to the official IIBF JAIIB Syllabus 2026 has been made available, allowing easy access to subject-wise and module-wise details. Preparing strictly according to the official syllabus helps improve study efficiency and builds confidence for the examination.

JAIIB Syllabus 2026-Click Here To Download PDF

Some Important Facts about JAIIB Syllabus 2026

Understanding the key aspects of the JAIIB Syllabus 2026 is essential for focused and strategic preparation. The syllabus outlines the exam structure, important modules, marking scheme, and other critical details that every aspirant must know. The following table highlights the most important facts about the exam, providing a clear snapshot of what candidates can expect and how to plan their study effectively.

Feature	Details
Papers	4 compulsory: IE & IFS, PPB, AFM, RBWM
Modules	Each paper has 4 modules (A–D)
Focus Areas	RBI rules, Banking laws (FEMA, COPRA), loan & NPA management
Marking Scheme	100 MCQs per paper, no negative marking
Language	English & Hindi (except language-based parts)
Passing Marks	50 out of 100 per paper (no aggregate)
Exam Attempts	4 per year; clear all in 2 years
Exam Frequency	Twice a year (May & November)
Syllabus Updates	Reviewed annually as per new regulations

JAIIB Syllabus 2026

As per the changes made by IIBF, the JAIIB Syllabus 2026 comprises 4 compulsory subjects. Aspirants should have a thorough and deep knowledge of the JAIIB Syllabus so that not a single topic is left behind.

Paper 1: Indian Economy and Indian Financial System (IE & IFS)
Paper 2: Principles and Practices of Banking (PPB)
Paper 3: Accounting and Financial Management for Bankers (AFM)
Paper 4: Retail Banking and Wealth Management (RBWM)

JAIIB Paper 1: Indian Economy and Indian Financial System (IE & IFS)

The first paper of JAIIB Syllabus 2026 is the Indian Economy and Indian Financial System. There are four modules in the JAIIB Paper 1 Syllabus: Indian Economic Architecture, Economic Concepts Related to Banking, Indian Financial Architecture, and Financial Products and Services. Here, we have provided the topics of each module.

Module	Main Topics Covered
Module A: Indian Economic Architecture	– Overview of Indian Economy: Evolution, characteristics, history (pre-British, till/after 2008), structural changes – Economic Planning: Meaning, history, types, objectives, achievements, 5-year plan funding – Sectors: Primary, Secondary, Tertiary, Quaternary, Quinary, revolutions, sector comparison, GDP share, employment, sunrise sectors, organized/unorganized – Priority Sector & MSME: Definitions, lists, lending norms, MSME role & contribution, recent MSME schemes like Atmanirbhar Bharat, Make in India – Infrastructure & Social: Types (energy, power, transport), social sector (health, education, family welfare) – Globalisation: Impact, advocacy, pros/cons, protectionism – Economic Reforms: Overview, real/financial/global changes, reforms in India – Foreign Trade/Investments: Policies, FDI/FII, trends, challenges, economic growth vs. development – International Organisations: World Bank, IMF, WTO, regional groups, recent issues – Climate Change & SDGs: Sustainable development, global & Indian progress, CSR – Issues: Poverty, inequality, jobless growth, migration, pandemic impacts, remedies
Module B: Economic Concepts Related to Banking	– Basics: Introduction, micro & macroeconomic concepts, types of economies (market/command/mixed) – Supply & Demand: Demand/supply curves, shifts, price & quantity effect – Money & Inflation: What is money, how supply works, inflation causes & measures – Interest Theories: Classical, Keynesian, IS-LM model, demand curves – Business Cycles: Features & phases – Monetary/Fiscal Policy: Tools, FRBM Act, Indian response to global crises – National Income/GDP: Calculation methods, importance – Union Budget: Receipts, spending, deficits
Module C: Indian Financial Architecture	– Financial System: Meaning & phases, Narasimham Committee, banking reforms, present status – Banking Structure: Types (commercial, rural, cooperative, payment/small finance/NBFCs), RBI rules – Banking Laws: Key sections from RBI Act (1934), Banking Regulation Act (1949) – Development Finance: Evolution, DFI objectives, types (IFCI, ICICI, IDBI, SIDBI, EXIM, NABARD, NHB, NaBFID) – Microfinance: History, Grameen model, SHG-Bank linkage, regulations, RBI directions – NBFCs: Role, evolution, inclusive growth, types, regulation, fair practice, ombudsman, SBR guidelines – Insurance: Development, privatization, FDI, penetration, intermediaries, legislation, reinsurance – Regulators: Roles of RBI, SEBI, IRDA, PFRDA – Banking Reforms: Bad banks, infra financing, NaBFID, EASE initiative
Module D: Financial Products and Services	– Financial Markets: Types (money, capital, forex), structure, price discovery – Money & Capital Markets: Call/notice/term money, T-bills, CDs, CPs, repo, LTRO, bonds, corporate debt – Capital Markets: Stock exchanges, regulators, product types, ASBA, QIP, intermediaries – Forex: Features, participants, FEMA, ADR/GDR, LIBOR/ARR – Market Interconnections: Reasons, dynamics, integration, Asian Clearing Union, contagion effect – Merchant Banking: Function, history, comparison, SEBI rules, activities – Derivatives: Meaning, history, types (futures, options, swaps, CDS), RBI guidelines, ISDA – Factoring/Forfaiting/TReDS: Meaning, differences, process, fees, advantages, TReDS operations – Venture Capital: Concept, evolution, stages, regulation, exit routes – Leasing & Hire Purchase: Types, benefits, legal aspects, leasing vs. hire purchase – Credit Ratings: Agencies, history, process, symbols, outlook, regulations, CICs – Mutual Funds: Types, roles, NFO, risk, expenses, investment strategies, alternative funds – Insurance Products: Principles, types, government & group schemes, microinsurance, ombudsman – Pension Funds: EPF, PPF, NPS, APY, annuities – Para Banking: Types & organization, commission disclosure – REITs & InvITs: Meaning, types, benefits, taxation, regulations

JAIIB Paper 2: Principles and Practices of Banking (PPB)

Principles and Practices of Banking is the second paper for JAIIB Syllabus. PPB comprises four modules, General Banking Operations, Functions of Banks, Banking Technology, and Ethics in Bank and Financial Institutions. Here, we have listed down the module-wise topics for Paper 2.

Module	Main Topics Covered
Module A: General Banking Operations	– Banker-Customer Relationship: What a bank is, types of relationships (trustee, bailee, agent, lessor, indemnifier), types of deposit accounts, customer services – AML-KYC Guidelines: Money laundering risks, KYC policy, PMLA, risk management, FATF, reporting duties – KYC Operations: KYC rules, wire transfers, Central KYC, transaction monitoring – Account Opening: Rules for personal & other accounts, opening current accounts, legal entity identifiers – Deposit Account Operations: Features of accounts, interest, inoperative/unclaimed accounts, joint accounts, nominations, attachments – Clearing/Cash Handling: Cheque Truncation, RBI rules, cash custody and ATMs – Special Banker Relationships: Mandates, Power of Attorney, Lien, Right of set-off/appropriation – Forex and NRI Banking: FEMA basics, NRI/PIO account operations, remittances, property rules – Cash Management: Types, uses and challenges in cash management – Cheque Collection/Payment: Negotiable Instruments Act, payments, dishonours, cheques system – Banker/Customer Responsibilities: Bank’s payment/collection duties, secrecy, care, customer rights – Ancillary Services: Remittance types (DD, NEFT, RTGS), digital payments, lockers, merchant banking, government business – Financial Inclusion & Literacy: Efforts to expand banking, financial literacy training – Customer Service: Service guidelines, ATM/counter service, security, branch policies – Grievance Redressal & Ombudsman: Handling complaints, the RBI Ombudsman scheme – Consumer Protection & RTI: Consumer Protection Act 2019, RTI Act 2005 basics, definitions, rights, complaint process
Module B: Functions of Banks	– Lending Principles: How banks lend, borrower types, credit facilities (working capital, term loans, NFB facilities) – Credit Appraisal & Assessment: How loans are analyzed and approved – Loan Operations: Interest, credit management, documentation, recovery agents – Collaterals: Types and uses of securities for loans – Charging Securities: Types of charges (pledge, hypothecation, mortgage), registration – Documentation: Types and process – NPAs/Stressed Assets: What are NPAs, asset classification, provisioning, NPA recovery mechanisms – Recovery Laws: DRB Act, SARFAESI, IBC, Limitation Act – Indemnity & Guarantee: Contract basics, features and rights – Bank Guarantees: Types, issuance, payment precautions – Letters of Credit: Parties, types, documents, international standards – Deferred Payment Guarantee: Use and payment process – Bill Finance: Types of bills, legal position – Retail Loans: Credit card, home, personal and consumer loans – Priority Sector Lending: Targets, categories, rules, guidelines – Agricultural Finance: Kisan Credit Cards, crop loans, agri insurance – MSME & NBFC Finance: MSME policy, co-lending, government schemes, performance rating, TReDS – Government Schemes: DAY-NRLM, PMJDY, MUDRA, KVIC – Self-Help Groups: Definition, need, formation, government linkage
Module C: Banking Technology	– Computerisation: Banking networks, UPS, core banking, data warehousing/mining – CBS Operations: Functions, transaction flow, EOD/BOD, security & password management – Digital Banking: ATMs, e-banking, customer protection, failed transaction compensation – Data Networks & EFT: Network trends, SWIFT, NEFT, RTGS – Digital Payments: NPCI, government digital drives – Technology Impact: IT in banking, global trends, emerging tech – Security & Mitigation: Threats, audits, fraud risk, cyber security, IT law framework – Cybercrime in Banking: Incident response, online frauds – New Technologies: e-RUPI, fintech, regtech, suptech, social media/hashtag banking, open banking
Module D: Ethics in Banks and Financial Institutions	– Ethics Overview: What are values, ethics and business ethics, ethics in banking (trust, professionalism), lessons from past scams – Individual Ethics: Personal values vs business ethics, how to handle ethical dilemmas – Employee Ethics: Abuse of position, discrimination, handling conflicts, ethics ambassadors – Work Ethics: What is it, examples of (un)ethical behaviours, whistleblowing – Banking Ethics Trends: Tech and data ethics, privacy, IPR, information security in banks

JAIIB Paper 3: Accounting and Financial Management for Bankers (AFM)

Paper 3 of the JAIIB Syllabus 2026 is Accounting and Financial Management for Bankers. Accounting principles and processes, financial statements & core banking systems, financial management, and taxation & fundamentals of costing are the modules that an aspirants have to study for AFM. Here, candidates can check the topics of each module.

Module	Main Topics Covered
Module A: Accounting Principles and Processes	– What is Accounting: Meaning, scope, history, main principles, Indian and world standards (GAAP, IFRS) – Basic Accountancy: Double entry, going concern, conservatism, revenue recognition, accrual vs cash accounting – Books & Ledgers: Cash books, how to record entries, debits/credits, journals – Bank Reconciliation: Why passbook and cashbook differ, how to reconcile, steps in preparing BRS – Trial Balance & Errors: What is a trial balance, finding and fixing errors, adjusting and closing entries – Depreciation: Why assets lose value, methods (straight line, WDV, units of production), journal entries – Capital vs Revenue: Difference between capital and revenue expenditure/receipts – Bills of Exchange: Types, due dates, important terms, accounting steps – Bank-Specific Accounting: Bank’s own peculiarities, special systems, sample entries – Back Office & Unreconciled Entries: What back office handles, how banks reconcile inter-branch entries – Bank Audit: Types (concurrent, internal, statutory), role and purpose
Module B: Financial Statements and Core Banking Systems	– Balance Sheet Equation: Assets = Liabilities + Equity, how to compute – Making Final Accounts: Preparing statements from trial balance, adjustments – Company Accounts I: Company vs partnership, shares, issue, non-voting shares – Company Accounts II: Balance sheet specifics, effect of Ind AS – Cash Flow & Funds Flow: Difference between cash and funds flow, statement formats – Bank Final Accounts: Special requirements for banks, profit/loss account, how banks make their balance sheet, RBI & Basel-III disclosure rules – Computerised Accounting: Manual vs computerised, terms, features, pros/cons, functions, info security – Core Banking: Components, scope of computerisation, impact on banks, internet’s influence
Module C: Financial Management	– Basics: Types of business, financial decision areas, aims/goals of financial management, risk vs return, finance and ethics – Ratio Analysis: What are accounting ratios, types and uses, calculating and interpreting for different users – Interest & Annuities: Simple/compound interest, fixed/floating rates, annuities and their future/present value, debt repayment calculations – Yield to Maturity (YTM): Understanding bonds, types, how to calculate bond yield, duration, price changes – Forex Arithmetic: Basics of forex, Indian market, exchange rates, forward rate logic – Capital Structure & Cost: Capital structure meaning, leverage, debt vs equity, theories, cost of capital, how to calculate and choose best mix – Capital Investment Decisions: Appraisal methods, what’s a term loan, project finance basics – Leasing: What is lease finance, types, legal aspects, how it’s booked – Working Capital: Cycle, advances, management techniques, different short-term finances, factoring/forfaiting – Derivatives: What are derivatives (forwards, options, swaps), their use, basics
Module D: Taxation and Fundamentals of Costing	– Taxation: Basics of Income Tax Act, TDS/TCS, tax returns, refunds, and recoveries – Goods & Services Tax: Direct vs indirect taxes, intro to GST – Cost & Management Accounting: What is cost accounting, why it matters, elements/types of cost, cost standards, how it helps managers – Costing Methods: Unit/output costing, job/batch/contract costing, service costing, what’s included in each – Standard Costing: Setting cost standards, variance analysis for materials/labour/overhead – Marginal Costing: What it means, advantages, breakeven analysis, PV ratio, margin of safety, absorption costing, how it differs – Budgets: Purpose, types (fixed/flexible), how budgets are made and monitored, zero based/programme/performance budgeting

JAIIB Paper 4: Retail Banking and Wealth Management (RBWM)

Retail Banking and Wealth Management is a new paper added to the JAIIB Syllabus. In this paper modules mentioned are the following: Retail Banking, Retail Products and Recovery, Support Services-Marketing of Banking Services/Products, and Wealth Management. To know the topics, aspirants should refer below.

Module	Main Topics Covered
Module A: Retail Banking	– Introduction: Features, advantages, limits, history, conditions for success, challenges, future of retail banking – Role in Bank Operations: Business models and importance – Retail vs Corporate Banking: Key differences – Branch Profitability: How profit is calculated, types of profits (gross, operating, net), ROA, ROE, factors and strategies to improve branch and banking profitability
Module B: Retail Products and Recovery	– Customer Needs: What customers want, Maslow’s theory, service quality – Product Development: How banks develop and manage products, deposit and loan (asset) products, fee-based services, new product process – Credit Scoring: What is a credit score, models, good/bad, score management, issues/mistakes – Retail Liability Products: Current, savings, fixed and recurring deposits—features, benefits, documents, opening and closure – Retail Asset Products: Home, auto, personal, education, and other retail loans—processing and features – Cards: Credit, debit, charge, pre-paid, co-branded, contactless cards – Remittance: NEFT, RTGS, ECS, NACH, AePS, BBPS—key features – Digitisation: Technology in banking, user-friendly features, digital lending, networks like INFINET, NFS, IBCC – AI and Tech: What is AI, automation, benefits/challenges in retail banking, Indian scenario – Retail Loan Recovery: Repayment, defaults, NPA monitoring, SARFAESI, DRT, Lok Adalat, direct recovery agents – Management Information Systems (MIS): Concepts, role, design issues and solutions – Securitisation: Basics of asset securitisation
Module C: Support Services – Marketing of Banking Services/ Products	– Marketing Basics: What is marketing in banks, the marketing mix – Delivery Channels: Physical branches, ATMs, PoS, mobile/internet banking, liability for unauthorised transactions – Delivery Models: Staff, marketing managers, DSAs, tie-ups – Customer Relationship Management (CRM): Importance and process in banks, how it helps satisfaction – Service Standards: Codes of commitment, BCSBI, code compliance, grievance redressal – Marketing Information Systems: What MKIS is, components and use, decision models, computer use, system evaluation
Module D: Wealth Management	– Wealth Management: What it means, business structures, products (alternative assets, bonds, mutual funds, insurance, real estate), planning, wills, private banking, importance and benefits – Investment Management: Basics, steps, investment banking, differences between portfolio management and investment banking, types of portfolio management, recent developments – Tax Planning: Indian tax structure, income tax terms, tax regimes, investment for tax saving, estate/will planning, capital gains – Other Financial Services: Third-party product distribution, mutual funds, insurance, social security insurance, depository and agency services, portfolio management, factoring

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JAIIB Salary	JAIIB Study Material 2026
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JAIIB Mock Test	JAIIB Online Course
JAIIB Exam Date 2026

Nainital Bank PO Result 2026 Out @nainitalbank.in, Download Link

The Nainital Bank Limited has officially declared the Nainital Bank PO Result 2026 on its official website on 2 Feb 2026. Those Candidates who appeared in the online written examination can check their qualifying status on the official website. The qualified students shall be called for the next stage, which is the interview stage.

Nainital Bank PO Result 2026 Out

Candidates can access their Nainital Bank PO by downloading the merit list or also by logging in with their registration number and date of birth to get the individual result. Qualified candidates shall be called for an interview, which is the final stage.

Nainital Bank PO Result 2026 Overview

This marks a crucial step for aspirants aiming to secure a career with one of the region’s premier private sector banks, as successful candidates will now progress to the personal interview stage.

Nainital Bank Result 2026
Organization	Nainital Bank
Exam Name	Nainital Bank Exam 2026
Post	PO
Category	Result
Status	Released
Exam Date	17th January 2026
Result Status	Released
Official Website	www.nainitalbank.co.in

Nainital Bank PO Result Download Link

Candidates can now finally access their qualifying status by logging their credentials on the official website. Nainital Bank Result 2026 has now released the list of students who are eligible for the next round. The candidates can check their result status from the link given below.

Nainital Bank Result 2026: Check Here

Have you cleared the Nainital Bank PO Exam 2026??

Steps to Download Nainital Bank PO Result 2026

Below are the steps mentioned to download the Nainital Bank Results 2026. For the convenience of the candidates, we have provided a direct link above, but candidates can also access it from the official website.

Follow these instructions to access your scorecard once the link is activated:

Visit the Official Website: Go to the official Nainital Bank portal at www.nainitalbank.bank.in.
Navigate to the Results Section: On the homepage, look for the “Recruitment / Result” tab (usually located in the top menu or under the “Results” link).
Select the Relevant Link: Look for the notification titled “Nainital Bank Result 2026 for PO and click on it.
Enter Login Credentials: A new login page will appear.
Submit and View: Click the “Submit” or “Login” button. Your result and qualifying status for the interview round will be displayed on the screen.
Download and Print: Save the result as a PDF and take a printout. You will need this for the Personal Interview (PI) and Document Verification stages.

Details Mentioned on Nainital Bank PO Result 2026

The following details will be mentioned in the Nainital Bank Result 2026:

Organization Name
Exam Name
Post Name
Date Of Exam
Qualifying Status

What after the Nainital Bank Result 2026?

After the Nainital Bank Result 2026 is out, selected candidates will be scheduled for an interview. This interview will be the final stage of the examination for the candidates to get selected for the posting. Candidates should start practicing for their mock interview to give their best.