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GA Capsule for SBI Clerk Mains 2025, Download PDF

The SBI Clerk Mains Exam 2025 is scheduled for 10 and 12 April 2025, making it essential for candidates to enhance their General Awareness (GA) section to boost their overall scores. The GA section holds significant weight, encompassing current affairs, banking awareness, and static GK. To support candidates in their preparation, we have curated a detailed GA Capsule PDF that includes all key topics necessary for excelling in the SBI Clerk Mains Exam 2025.

GA Capsule for SBI Clerk Mains 2025

The GA Capsule for SBI Clerk Mains 2025 is an essential resource for candidates aiming to excel in the General Awareness section. The General Awareness section in the SBI Clerk Mains exam helps candidates score high marks in less time as it does not require lengthy calculations. Well-prepared aspirants can attempt this section quickly and accurately, boosting their overall score. The GA section primarily includes current affairs, banking and financial news, and important static GK topics.

Read Also: SBI Clerk Mains Admit Card 2025

GA Capsule for SBI Clerk Mains 2025, Download PDF

To help aspirants in their preparation, we are providing a free downloadable PDF that covers all the important General Awareness topics for the SBI Clerk 2025 Mains exam. Click on the link below to download the GA Capsule:

SBI Clerk Mains GA Capsule 2025
GA Capsule for SBI Clerk Mains 2025: Download Part 1 and 2 PDF

GA Capsule for SBI PO Mains 2025- Click Here to Download

GA Capsule for SBI Clerk Mains 2025, Download PDF_3.1

SBI Clerk Mains GA Capsule Contains

The GA Capsule PDF provided here covers a wide range of topics relevant to the SBI Clerk Mains 2025, ensuring that aspirants have access to all important updates in one place. Below is the list of topics covered:

1. National Current Affairs

  • Important government schemes, policies, and initiatives
  • Major developments in Indian states and union territories
  • Infrastructure projects and national-level appointments

2. International Current Affairs

  • Global events impacting India and the world
  • Political changes and international summits
  • Agreements between nations

3. New Appointments (National & International)

  • Key government and corporate sector appointments
  • Changes in leadership at central banks, ministries, and international organizations

4. Agreements/Memorandum of Understanding (MoUs)

  • Agreements signed between India and other countries
  • MoUs between banks, companies, and government bodies

5. Banking Current Affairs

  • RBI updates, monetary policy changes, and banking reforms
  • Mergers, acquisitions, and financial market trends
  • Digital banking initiatives and fintech developments

6. Economy/Business Current Affairs

  • GDP growth rates, economic indicators, and policy changes
  • Business expansions, acquisitions, and major investments
  • Important reports and economic rankings

7. Defense Current Affairs

  • Defence deals, acquisitions, and new weapon systems
  • Military exercises and strategic alliances
  • Appointments and retirements in the defence sector

8. Awards & Recognition

  • National and international awards in various fields
  • Prestigious honours like Bharat Ratna, Padma Awards, and Nobel Prize

9. Summits | Events | Festivals (National & International)

  • Important national and international summits and conferences
  • Cultural and religious festivals across India and the world

10. Committees & Meetings

  • Government and corporate sector committees
  • Important high-level meetings and policy decisions

11. List/Indexes (Ranks & Reports)

  • India’s ranking in global indices and reports
  • Reports by organizations like the World Bank, IMF, UN, and WEF

12. Books & Authors

  • Newly released books and their authors
  • Important literary awards

13. Sports Current Affairs

  • Major sports events and tournaments
  • Achievements of Indian and international athletes

14. Science & Technology

  • Latest technological advancements and innovations
  • ISRO, NASA, and other space missions

15. Schemes/Apps/Portals

  • Government welfare schemes and newly launched portals
  • Updates on digital initiatives and mobile applications

16. Important Days

  • National and international observances
  • Themes of special days

17. Environment

  • Climate change events and reports
  • Government and global environmental initiatives

18. Obituaries (National/International)

  • Notable personalities from various fields who passed away

19. Miscellaneous Current Affairs & One-Liners

  • Other crucial events and quick revision points

20. Static Takeaways Current Affairs

  • Important historical, geographical, and political facts related to India and the world
Related Capsules You Must Not Miss
Appointments Capsule Schemes Capsule
Important Days Capsule Awards Capsule
Summits & Conferences Capsule Ranks & Reports Capsule

How to Use the GA Capsule Effectively?

To utilize the GA Capsule, candidates must adopt a smart study approach. Regular revision, note-making, and quiz practice will help in better retention and recall. Prioritizing key topics like banking and the economy is crucial for maximizing scores in the SBI Clerk Mains Exam 2025.

  • Revise Regularly: Read the PDF daily to stay updated with important events.
  • Make Notes: Write down key points for quick revision before the exam.
  • Attempt Quizzes: Solve daily quizzes on current affairs to strengthen your knowledge.
  • Focus on Banking & Economy: Since SBI Clerk is a banking exam, prioritize banking and financial awareness.
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Featured

The Hindu Review October 2022: Download Hindu Review PDF

In order to help applicants study for the General Awareness Section, which is significant in many competitive examinations, The Hindu Review compiles all the current events for a month and organises them by category. News from “The Hindu newspaper,” as well as from publications like Indian Express and Mint, as well as from websites like PIB and NewsOnAir, is covered by The Hindu Review.

What has changed in the Hindu Review?

The news is presented in The Hindu Review in a succinct and clear manner. We have included external links for each news item if you want to read the news in more depth.

Which examinations will Hindu review be helpful for?

NIACL PO Mains, LIC AAO Mains, EPFO SSA, FCI, various banks and SSC exams, SBI PO Mains, SBI Junior Associates, IBPS PO Mains, IBPS Clerk Mains, SSC CGL, SSC CHSL, RBI Grade B, NABARD Grade A, SEBI Grade A, and NIACL PO Mains. The general studies part of the State PCS will benefit from this pdf.

What are the categories of The Hindu Review?

  1. Banking and Financial Current Affairs
  2. Economy Current Affairs
  3. Business Current Affairs
  4. International Current Affairs
  5. National Current Affairs
  6. States Current Affairs
  7. Schemes/Committees
  8. Agreement/Memorandum of Understanding (MoU)
  9. Appointments/Resignations (National & International)
  10. Ranks and Reports
  11. Sports Current Affairs
  12. Summits And Conferences
  13. Awards & Recognition
  14. Important Days
  15. Defence Current Affairs
  16. Science and Technology
  17. Books & Authors
  18. Miscellaneous Current Affairs
  19. Obituaries

Hindu Review October 2022: Important News Updates

  • Nobel prize 2022
  • 36th National Games 2022
  • Global Hunger Index 2022
  • Times Higher Education Rankings 2023
  • World Green City award 2022
  • Britain’s Booker Prize 2022
  • Sir Syed Excellence Award 2022
  • 2022 Ballon d’Or awards
  • Rashtriya Ekta Diwas or National Unity Day 2022
  • ICC Player of the Month

How to Download The Hindu Review of October 2022?

i. Click on the Hindu Review link mentioned below.
ii. A ”form” by ADDA247 will open.
iii. Fill in your name, email, etc. in that form.
iv. Click on the Submit button.
v. You will get a link to download the Hindu Review PDF of October 2022.

Click Here to download The Hindu Review October 2022

GA Capsule for SBI Clerk Mains 2025, Download PDF_5.1

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AAI ATC Exam Date 2025 Out, 309 Junior Executive Posts, Exam Pattern & Selection Process

The Airports Authority of India (AAI) has released the exam date for the Junior Executive (Air Traffic Control) recruitment under AAI ATC 2025. Candidates who have applied for the 309 vacancies can now begin their final phase of preparation, as the exam is scheduled for 14 July 2025. Alongside the exam date, details regarding the exam pattern, syllabus, and selection process are also essential for aspirants to understand in order to approach the exam strategically. This recruitment drive offers a golden opportunity for engineering and science graduates looking to join the aviation sector.

AAI ATC Exam Date 2025

As per the official notice, the AAI ATC Exam Date 2025 is set for 14th July 2025. The exam will be conducted in online mode across various centres in the country. With around one month left, candidates should now focus on revising the syllabus, attempting mock tests, and improving speed and accuracy. Admit cards and further instructions regarding the exam will be released in due course on the official website of AAI.

GA Capsule for SBI Clerk Mains 2025, Download PDF_9.1

Air Traffic Control Recruitment 2025: Overview

Below is an overview table for the AAI Recruitment 2025. Candidates can check all the important details through it.

AAI ATC Recruitment 2025 Overview
Organization Airports Authority of India (AAI)
Exam Name AAI Recruitment 2025
Post Name Junior Executive (Air Traffic Control)
Total Vacancies 309
Registration Dates 25 April- 24 May 2025
Exam Date 14 July 2025
Job Location Across India
Application Mode Online
Selection Process Computer-Based Test (CBT), Voice Test, Medical Examination
Salary ₹40,000 – ₹1,40,000 (Approx. ₹13 LPA)
Official Website www.aai.aero

AAI Junior Executive Recruitment 2025 Notification PDF

The Airports Authority of India (AAI) has released the AAI Junior Executive Recruitment 2025 Notification PDF on its official website aai.aero. This notification is for the post of Junior Executive (Air Traffic Control) and contains all the important details such as eligibility criteria, key dates and the application process. Candidates are advised to download and read the notification PDF carefully before filling out the online form to avoid any errors.

AAI ATC Recruitment 2025 Notification PDF: Click Here To Download

AAI ATC Recruitment 2025 Apply Online Link

The online registration for AAI Air Traffic Control Recruitment 2025 has started from 25 April 2025 and active till 24 May 2025. Candidates who meet the eligibility criteria can now apply through the official website within the specified timeline. Before proceeding with the application, applicants should ensure they fulfill all the requirements and have the necessary documents ready. The direct application link is active and shared below for easy access.

AAI ATC Apply Online 2025 Link (Registration Over)

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AAI 2025: Important Dates

The table below provides all the important dates of AAI JE Recruitment 2025. Candidates should note the opening and closing dates for online applications to ensure they apply on time. The exam date is yet to be announced, so applicants are advised to check the official website regularly for updates.

AAI ATC 2025 Important Dates
Event Date
Opening of Online Applications 25 April 2025
Closing Date for Online Applications 24 May 2025
Exam Date 14 July 2025

AAI ATC Vacancy 2025

The Airports Authority of India (AAI) has announced 309 vacancies for the post of Junior Executive in Air Traffic Control (ATC). These vacancies are open for candidates from different categories like General, OBC, SC, ST, and EWS. Below is the category-wise vacancy distribution:

AAI ATC Vacancy 2025
Category Vacancies
General (UR) 125
Economically Weaker Section (EWS) 30
Other Backward Classes (OBC-NCL) 72
Scheduled Caste (SC) 55
Scheduled Tribe (ST) 27
Total Vacancies 309

AAI Air Traffic Controller Recruitment 2025 Eligibility Criteria

Candidates must meet the educational qualifications and age limit mentioned below to be eligible for the Air Traffic Controller Recruitment 2025.

Criteria Details
Education
B.Sc. (Physics & Math) OR B.E./B.Tech (with Physics & Math in 1 semester)
English at 10+2 level
Age Limit
Maximum 27 years (as on 24th May 2025)

Educational Qualifications

To be eligible for the AAI ATC 2025 recruitment, candidates must have the following educational background:

  • Bachelor’s Degree in Science (B.Sc.) with Physics and Mathematics as subjects
    OR
  • Bachelor’s Degree in Engineering (B.E./B.Tech) in any discipline, with Physics and Mathematics studied in at least one semester
  • Must have proficiency in English, having studied the subject at the 10+2 level (either in Class 10 or Class 12)

Age Limit (as of 24.05.2025)

Candidates applying for AAI ATC 2025 must not be more than 27 years of age as on 24 May 2025. Age relaxation will be applicable for candidates belonging to reserved categories as per government norms.

Age Relaxation 

Candidates from certain categories get extra years to apply. The relaxation depends on the category and follows government rules. Check the table below for details.

Age Relaxation Criteria 
Category  Age Relaxation
OBC (NCL) 3 years
SC/ST 5 years
PwBD (Persons with Benchmark Disability) 10 years
Ex-Servicemen 5 years
AAI Employees 10 years

AAI Air Traffic Controller 2025 Application Fee

The application fee for AAI ATC Recruitment 2025 must be paid online only. No other payment mode will be accepted. Candidates can use Debit Card, Credit Card, Net Banking, IMPS, Mobile Wallets, or Cash Cards. Bank charges, if any, must be borne by the candidate. The fee is non-refundable even if you miss the exam.

AAI ATC 2025 Application fee
Category Application Fee (₹)
General/OBC ₹1000
SC/ST/PwBD/Female No Fee

AAI ATC 2025 Selection Process

The selection process for AAI ATC Recruitment 2025 includes several stages to choose the right candidates for the Junior Executive post. First, candidates have to appear for a computer-based test that checks their knowledge in subjects like reasoning, general awareness, English, mathematics and physics. Those who clear the exam will go through a voice test to check their speaking clarity. After that, document verification will be done to confirm eligibility followed by a medical test to ensure fitness for the job. Only candidates who pass all these stages will be selected for the final appointment.

AAI ATC 2025 Exam Pattern

The online exam for the Junior Executive (ATC) post will be held for a total of 120 marks. It will have two parts: Part A and Part B. There will be 120 questions in total and candidates will get 2 hours (120 minutes) to finish the exam. There is no negative marking so no marks will be cut for wrong answers. Each correct answer will get 1 mark. The full exam pattern is given in the table below.

AAI ATC Exam Pattern 2025
Part Subjects Covered No. of Questions Marks Duration
Part A  General Intelligence / Reasoning 15 15 120 Minutes
General Knowledge / Awareness 10 10
English Language 20 20
General Aptitude / Numerical Ability 15 15
Part B  Physics and Mathematics 60 60
Total 120 120

AAI ATC 2025 Syllabus

The AAI ATC Syllabus is important for candidates who are preparing for the AAI ATC Recruitment 2025 exam. The online test includes four main subjects: English Language, General Intelligence or Reasoning, General Aptitude or Numerical Aptitude, and General Knowledge. Candidates should focus on each subject carefully to score good marks. The difficulty level of Part B will be based on graduation-level topics. It is important to understand the AAI ATC Syllabus and make a proper study plan. This will help improve your chances of qualifying for the exam.

Preparation Tips for AAI ATC 2025 Exam

Below we have the preparation tips for the AAI ATC 2025 Exam:

  • Understand the exam pattern: The AAI ATC exam has two parts. Part A covers English, Reasoning, Aptitude and General Knowledge. Part B includes Mathematics and Physics.
  • Use good books: Choose study materials that cover all important topics in the syllabus.
  • Practice mock tests: Practice with the regular mock tests to see how well that the candidates are prepared and find the weak areas.
  • Solve previous year papers: Candidates can practice with the previous year papers which helps them to know the type of questions asked in the exam and also important topics covered.
  • Manage the time: Make a study schedule and stick to it for better preparation.

AAI ATC Admit Card 2025

The AAI ATC Admit Card 2025 is a very important document for all candidates who are going to appear in the exam. The Admit Card will be available online on the official AAI website and includes details like the exam date, time, venue and candidate information. Candidates must download and print the admit card and carry it to the exam center along with a valid photo ID. Without the admit card, entry to the exam hall will not be allowed.

AAI ATC 2025 Salary

The Airports Authority of India offers a good salary for the Junior Executive Air Traffic Controller post 2025. The monthly salary ranges from ₹40,000 to ₹1,40,000, with the basic pay starting at ₹40,000. In addition to this, selected candidates receive benefits like DA, HRA, medical coverage, and PF. With all these perks, the yearly package can reach up to ₹13 lakhs. This job also provides strong job security and good growth opportunities as well as lucrative AAI ATC Salary.

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International Yoga Day 2025, Date, Theme and Importance

Every year on 21 June, the world comes together to honour International Yoga Day, a global tribute to the ancient practice that harmonizes the body, mind, and soul. Across the globe, communities come together through workshops, group sessions, and awareness campaigns to highlight the life-enhancing benefits of yoga. It’s a day dedicated to embracing wellness and inspiring people to make yoga a part of their daily lives for a healthier and happier future.

International Yoga Day 2025

On 21 June, people around the world will celebrate the 11th International Day of Yoga. This special day promotes yoga’s benefits for both body and mind and encourages a healthy way of life. People from many countries will join together for group yoga sessions, workshops, and events to raise awareness about yoga. International Yoga Day, also called World Yoga Day, is a day when people come together in yoga studios or community places to do yoga as a group.

History of International Yoga Day 2025

The International Day of Yoga is celebrated every year on 21 June to spread awareness about the benefits of yoga for both body and mind. It was started in 2014 after India’s Prime Minister Narendra Modi suggested the idea during a speech at the United Nations. The proposal received strong support, with 177 countries backing it, and the first Yoga Day was celebrated on 21 June, 2015.

The date was chosen because it is the longest day of the year in the Northern Hemisphere and has special meaning in many cultures. Since then, people around the world take part in yoga sessions and events on this day. To mark the occasion, India released a ₹10 coin in 2015, and the UN issued special stamps showing different yoga poses in 2017.

Theme of International Yoga Day 2025

The theme for International Yoga Day 2025, “Yoga for One Earth, One Health,” highlights the deep connection between human well-being and Environmental health. It emphasizes how yoga not only benefits individuals by promoting physical fitness, mental clarity, and emotional balance, but also encourages sustainable living and environmental consciousness. This year’s celebrations will feature mass yoga demonstrations, workshops, and awareness programs across the globe, reinforcing the idea that personal health and ecological harmony go hand in hand.

Importance of International Yoga Day 2025

Yoga is more than just physical exercise it’s a holistic practice that strengthens the body, calms the mind, and uplifts the spirit. Celebrated on International Yoga Day, this ancient discipline reminds us of the importance of inner balance and overall wellness in our daily lives.

Key Benefits of Yoga:

  • Improves flexibility and body strength
  • Enhances overall physical health
  • Boosts self-confidence and mental clarity
  • Reduces stress, anxiety, and fear
  • Promotes emotional stability and self-awareness
  • Supports detoxification and weight management
  • Improves brain function and concentration
  • Encourages a positive and mindful outlook on life
  • Helps in managing everyday challenges with a calm and focused mind
  • Builds harmony between body, mind, and soul

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Daily Current Affairs 18th June 2025, Important News Headlines (Daily GK Update)

National News

Maruti Suzuki Opens India’s Largest In-Plant Railway Siding at Manesar

Maruti Suzuki Opens India’s Largest In-Plant Railway Siding at Manesar

  • Maruti Suzuki India has inaugurated India’s largest automobile in-plant railway siding at its Manesar plant, marking a major step towards green logistics.
  • Aligned with the PM Gati Shakti Master Plan, the ₹452 crore facility is part of the 126 km Haryana Orbital Rail Corridor.
  • It will dispatch 4.5 lakh vehicles annually, cut 1.75 lakh tonnes of CO₂ emissions, and save 60 million litres of fuel per year.
  • With this, MSIL aims to increase rail-based dispatches to 35% by FY2030–31, supporting India’s vision of a net-zero emission economy by 2070.

Govt Launches ₹3000 FASTag Annual Pass for Private Vehicles: Key Details

Govt Launches ₹3000 FASTag Annual Pass for Private Vehicles: Key Details

  • The Government of India has introduced a ₹3,000 FASTag Annual Pass, starting August 15, 2025, for private vehicles like cars, jeeps, and vans.
  • Valid for one year or 200 trips, this initiative aims to reduce toll-related disputes, especially where plazas are closely spaced, and encourage a digital-first tolling system.
  • The pass can be activated through the Rajmarg Yatra App or official NHAI/MoRTH platforms, offering an affordable, hassle-free travel experience across National Highways.

State News

Bihar Pioneers India’s First Mobile-Based e-Voting System

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  • In a historic move, Bihar becomes the first Indian state to implement mobile-based e-voting, set to launch during the 28th June municipal elections.
  • Developed by C-DAC and the Bihar State Election Commission, the Android-based system aims to boost inclusive voting by enabling migrant workers, senior citizens, pregnant women, and Divyang voters to vote remotely.
  • With features like blockchain technology, live face scan, biometric verification, and audit trails, the system ensures digital security, transparency, and tamper-proof voting, revolutionizing India’s democratic process.

International News

OpenAI Secures $200 Million AI Contract with U.S. Defense Department

OpenAI Secures $200 Million AI Contract with U.S. Defense Department

  • OpenAI has won a $200 million contract from the U.S. Department of Defense to develop AI tools for national security and military operations, with a completion target of July 2026.
  • The agreement focuses on frontier AI prototypes addressing warfighting and enterprise needs, and reinforces the growing role of AI in defense technologies.
  • OpenAI, which has seen its revenue surge to $10 billion, continues to scale globally while moving into high-impact government partnerships.
  • This move highlights the strategic importance of artificial intelligence in shaping the future of security and warfare.

UN Declares 2026 as International Year of the Woman Farmer

UN Declares 2026 as International Year of the Woman Farmer

  • The United Nations’ declaration of 2026 as the International Year of the Woman Farmer is a pivotal global recognition of the indispensable role of women in agriculture.
  • Women contribute significantly to food production, especially in developing nations, yet face barriers like low land ownership, limited access to credit and technology, and climate vulnerability.
  • In India, initiatives like the Mahila Kisan Sashaktikaran Pariyojana and the ENACT Project show promise.
  • The declaration is expected to catalyze gender-responsive policy reforms, foster inclusive rural growth, and build sustainable and resilient food systems for the future.

Operation True Promise 3: Iran’s Retaliatory Strike Redefines Modern Warfare

Operation True Promise 3: Iran’s Retaliatory Strike Redefines Modern Warfare

  • Iran escalated tensions with Israel by launching Operation True Promise 3, a retaliatory strike in response to attacks on its nuclear facilities and top commanders.
  • The IRGC employed a new missile warfare tactic involving AI-guided trajectories, decoy saturation, and internal disruption of Israel’s Iron Dome defence system.
  • This operation highlights a strategic shift in asymmetric warfare, raising questions over urban defence vulnerabilities, cyber-kinetic weapons, and the future of missile interception technologies.

Banking News

RBI Hikes Agency Commission for Banks on Government Transactions

RBI Hikes Agency Commission for Banks on Government Transactions

  • The Reserve Bank of India (RBI) has revised the agency commission structure for banks managing Central and State government business.
  • From April 1, 2025, commission rates for electronic revenue transactions have risen to ₹12, while pension payment commissions have increased to ₹80.
  • The change aims to enhance operational efficiency, promote digital governance, and fairly compensate agency banks for handling large volumes of government-related financial transactions.

Economy News

India’s Unemployment Rises to 5.6% in May 2025 Amid Post-Harvest Slowdown

India’s Unemployment Rises to 5.6% in May 2025 Amid Post-Harvest Slowdown

  • India’s unemployment rate climbed to 5.6% in May 2025, driven by a decline in rural agricultural jobs after the harvest season, according to new monthly labour force data.
  • The jobless rate among youth and women saw notable increases, reflecting persistent challenges in employment access, especially in rural areas.
  • Meanwhile, female labour force participation fell to 27.8%, and youth unemployment rose sharply in both urban and rural areas.
  • With GDP growth holding steady at 6.5%, the slowdown in manufacturing and shifting sectoral employment trends call for policy action to boost inclusive and sustainable job creation.

Appointments News

Anuradha Thakur Appointed to SEBI Board, Set to Join RBI Central Board Soon

Anuradha Thakur Appointed to SEBI Board, Set to Join RBI Central Board Soon

  • Anuradha Thakur, a 1994 batch IAS officer, has been appointed to the SEBI Board, replacing outgoing Economic Affairs Secretary Ajay Seth.
  • Effective July 1, 2025, Thakur will also likely join the RBI Central Board, making her the first woman Economic Affairs Secretary in India.
  • Known for her leadership in Air India’s disinvestment, Bharat Bond ETF, and regulatory enforcement, she brings rich administrative experience.
  • Her new responsibilities include representing the government on SEBI and RBI, managing economic reforms, and liaising with rating agencies to enhance India’s economic outlook.

Books & Authors News

“The Stars Light the Way”: A Powerful Tale of Self, Spirit, and Destiny

“The Stars Light the Way”: A Powerful Tale of Self, Spirit, and Destiny

  • In her debut novel “The Stars Light the Way”, Sucheta Raj Khanna weaves a compelling tale of identity, ancestral wisdom, and spiritual reflection through the story of Shazma, a woman caught between her tranquil life in Singapore and a call to politics in India.
  • Guided by signs from her late father, the novel explores inner conflict, personal transformation, and the invisible forces that shape human choices. A meditation on faith, belonging, and courage, the book is a timely and timeless read for those seeking meaning in life’s turning points.

Defense News

INS Arnala Commissioned: India’s First Anti-Submarine Warfare Shallow Water Craft

Indian Navy Inducts INS Arnala, Strengthening Coastal Defence

  • INS Arnala, the first of the Anti-Submarine Warfare Shallow Water Craft (ASW-SWC) series, was commissioned by the Indian Navy at Visakhapatnam on June 18, 2025, in a ceremony led by CDS General Anil Chauhan.
  • Built by GRSE in partnership with L&T Shipbuilders, the vessel showcases 80% indigenous content, aligning with the Aatmanirbhar Bharat initiative.
  • Designed for coastal and littoral warfare, it enhances India’s anti-submarine capabilities and secures the nation’s interests in the Indian Ocean Region. With its diesel engine–waterjet propulsion system, INS Arnala represents both technological advancement and strategic preparedness.

India-France Joint Exercise ‘Shakti 2025’ Begins in France

India-France Joint Exercise ‘Shakti 2025’ Begins in France

  • The Indian Army has deployed a 90-member contingent for Exercise Shakti 2025, a joint Indo-French military drill conducted at Camp Larzac in France.
  • This eighth edition of the biennial exercise focuses on sub-conventional operations, particularly counter-terrorism, under UN Chapter VII frameworks.
  • The Indian troops, mainly from the Jammu and Kashmir Rifles, will train alongside France’s elite 13th Foreign Legion Half-Brigade.
  • Through simulated urban warfare in semi-urban terrain, the exercise enhances interoperability, strategic coordination, and mutual combat preparedness.

Ranks & Reports News

IndiGo Ranked Among World’s Best Low-Cost Airlines in Skytrax 2025 Awards

IndiGo Ranked Among World's Best Low-Cost Airlines in Skytrax 2025 Awards

  • In a major achievement, IndiGo Airlines ranked 3rd globally in the 2025 Skytrax World Airline Awards under the Best Low-Cost Airlines category, following AirAsia and Scoot, showcasing India’s rising stature in global aviation.
  • The Skytrax Awards, often called the “Oscars of aviation”, reflect votes from 22.3 million passengers.
  • While no Indian full-service airline made the top 10, IndiGo’s efficiency, affordability, and expanding global reach earned it this prestigious international recognition.

Summits & Conferences News

India Hosts First Assembly of the International Big Cat Alliance in New Delhi

India Hosts First Assembly of the International Big Cat Alliance in New Delhi

  • India hosted the first Assembly of the International Big Cat Alliance (IBCA) in New Delhi, establishing a global coalition for the conservation of seven major big cat species.
  • Chaired by Bhupender Yadav, the meeting saw the endorsement of governance frameworks and leadership roles, uniting nine participating countries.
  • The IBCA, launched in March 2024, seeks to drive international cooperation, knowledge exchange, and financial support to protect biodiversity and habitats across 95 range nations. The event marked a significant milestone in India’s vision of global ecological stewardship.

Bonn Climate Change Conference 2025: Everything You Need to Know

Bonn Climate Change Conference 2025: Everything You Need to Know

  • The Bonn Climate Change Conference 2025, held from June 16 in Bonn, Germany, is a vital UNFCCC technical meeting bringing together over 5,000 stakeholders to lay the groundwork for decisions at the next COP summit.
  • It focuses on operational aspects like the Global Goal on Adaptation (GGA), climate finance, loss and damage, technology transfer, and NDC monitoring.
  • Led by the SBI and SBSTA, the conference plays a key role in ensuring scientific rigor, accountability, and policy readiness in global climate governance.

Sports News

ICC to Permit 4-Day Tests in 2027–29 WTC Cycle for Smaller Nations

ICC to Permit 4-Day Tests in 2027–29 WTC Cycle for Smaller Nations

  • The ICC is preparing to implement four-day Test matches in the 2027–29 World Test Championship cycle to help smaller cricketing nations manage schedules and costs better.
  • While the Big ThreeIndia, Australia, and England — will continue playing five-day Tests for their major series, the change could make Test cricket more inclusive, efficient, and economically viable.
  • The plan also introduces the Anderson–Tendulkar Trophy, while maintaining the traditional format for the 2025–27 WTC cycle.

ICC Unveils Schedule for Women’s ODI World Cup 2025 in India & Sri Lanka

ICC Unveils Schedule for Women’s ODI World Cup 2025 in India & Sri Lanka

  • The ICC Women’s ODI World Cup 2025 will be held from 30th September to 2nd November in India and Sri Lanka, featuring eight teams in a round-robin format.
  • Due to political tensions, Pakistan’s matches will be played in Sri Lanka, while India will face Sri Lanka in the tournament opener.
  • The high-profile India-Pakistan clash is set for October 5 in Colombo, with the final scheduled for November 2.
  • This event underscores India’s continued prominence in global cricket and boosts the stature of women’s cricket worldwide.

Science & Technology News

India’s Breakthrough in Cancer Treatment: Nano-Cups for Photothermal Therapy

India's Breakthrough in Cancer Treatment: Nano-Cups for Photothermal Therapy

  • India has marked a significant milestone in cancer research by developing a one-step synthesis method for PEGylated nano-cups, offering a non-toxic, efficient alternative for photothermal therapy (PTT).
  • Spearheaded by INST Mohali with contributions from IIT Bombay and ACTREC, this breakthrough utilizes ZIF-8 MOF and ascorbic acid to create semi-shells that can precisely target and destroy cancerous tumors, especially in advanced breast cancer.
  • The innovation not only enhances therapeutic efficacy but also opens pathways for biosensing and chemo-photothermal treatments, making it a game-changer in minimally invasive oncology.

Axiom Mission 4 Rescheduled: Indian Astronaut Shubhanshu Shukla to Fly on June 22

Axiom Mission 4 Rescheduled: Indian Astronaut Shubhanshu Shukla to Fly on June 22

  • India’s participation in international commercial spaceflight has reached new heights as the Axiom Mission 4 launch, featuring Indian astronaut Shubhanshu Shukla, has been rescheduled to June 22 due to safety checks in the Zvezda module of the ISS.
  • The mission, led by NASA astronaut Peggy Whitson and operated by Axiom Space, includes astronauts from India, Poland, and Hungary, and will fly aboard the SpaceX Falcon 9 using the Dragon capsule.
  • With ISRO’s support, this mission reflects India’s evolving space ambitions and boosts its role in low-Earth orbit (LEO) scientific operations.

Important Days News

UN Declares 4 December as International Day Against Unilateral Coercive Measures

UN Declares 4 December as International Day Against Unilateral Coercive Measures

  • The UN General Assembly has adopted a resolution establishing 4 December as the International Day Against Unilateral Coercive Measures, reflecting increasing global concern over sanctions imposed without multilateral approval.
  • While supported by 116 countries, the resolution faced strong opposition from the US and EU, who view sanctions as vital tools to counter security threats and rights violations.
  • Proponents argue such measures violate international law, harm civilian populations, and undermine development. The day, to be observed from 2025, seeks to raise awareness and promote respect for the UN Charter and sovereignty of nations.

Sustainable Gastronomy Day 2025: Celebrating Food with a Purpose

Featured Image

  • Sustainable Gastronomy blends the art of food with environmental responsibility, focusing on local, seasonal, and eco-friendly food practices that honor cultural traditions and minimize harm to the planet.
  • Officially recognized by the United Nations through Sustainable Gastronomy Day on June 18, this global initiative is promoted by UNESCO and FAO to link culinary heritage with sustainable development.
  • Efforts include the UNESCO Creative Cities of Gastronomy, clean energy use in restaurants, and public education on sustainable food systems, making gastronomy a key player in shaping a sustainable future.

World marks International Day for Countering Hate Speech on 18 June

World marks International Day for Countering Hate Speech on 18 June

  • On 18 June, the world observes the International Day for Countering Hate Speech, with renewed calls for action against the rise of online hate.
  • Nazia Rehman, Chair of the Congress Social Inclusion Committee (UK), emphasized the need for local and regional authorities to implement practical measures.
  • Online hate affects women, the LGBTI community, and minorities, undermining democracy and social cohesion. Rehman urged education programs, responsible AI use, and support for officials facing abuse, citing the Congress report “Hate Speech and Fake News” as a guiding framework for counteraction.

Current Affairs Today | 18 June Current Affairs 2025 | Daily Current Affairs By Ashish Gautam

IBPS PO 2025 Notification, Exam Date (Revised), Eligibility & Pattern

The IBPS PO 2025 notification is expected to be released soon, as the revised calendar has also been changed. As per the revised exam calendar, the preliminary exam will be held on 17, 23 and 24 August 2025, while the main exam is scheduled on 12 October 2025. The official notification will include key details such as eligibility criteria, exam pattern, selection process and application dates.

IBPS PO Notification 2025

With the IBPS PO Exam Dates 2025 now announced in the official exam calendar, aspirants can plan their preparation with clarity. This article serves as a complete guide to the upcoming IBPS PO Notification, highlighting essential details like exam schedule, eligibility requirements, selection stages, and other important information. It is a crucial opportunity for graduates aiming to secure a stable and rewarding career in the banking sector.

IBPS PO 2025: Overview

The overview table for IBPS PO Notification 2025 will give aspirants a summary of the exam, including the post name, vacancy, job location, education qualification, age limit, selection process, and much more.

IBPS PO Notification 2025
Organization Institute of Banking Personnel Selection
Exam Name IBPS PO Exam
Post Probationary Officers
Vacancy To Be Notified
Category Bank Job
Job Location All across India
Education Qualification Graduation
Age Limit 20 to 30 Years
Selection Process Prelims, Mains, and Interview
Application Fees General & Others- Rs. 850 and SC/ST/PWD- Rs. 175
Application Mode Online
IBPS Calendar 2025 16 June 2025 (Revised)
Official Website www.ibps.in
WhatsApp Official Channel Join WhatsApp Channel

For which exam are you preparing?? Click Here to Let Us Know

IBPS PO 2025 Exam Date Revised

The Institute of Banking Personnel Selection (IBPS) has officially revised the exam dates for the IBPS PO 2025 exam. As per the updated calendar, the IBPS PO Preliminary exams are now scheduled for 17, 23, and 24 August 2025, while the IBPS PO Mains exam will take place on 12 October 2025. Candidates are advised to take note of these new dates and adjust their preparation strategies accordingly.

IBPS PO Notification 2025 PDF

The IBPS PO Notification PDF is the official guide for the recruitment of Probationary Officers, offering candidates a detailed overview of the exam process. This document includes vital details such as the total number of vacancies, eligibility requirements, key dates, and the application procedure. It also provides a detailed explanation of the exam pattern, syllabus, and marking scheme for both stages of the selection process, helping candidates prepare effectively.

Click Here To Check Previous Year IBPS PO Notification PDF

IBPS PO 2025: Important Dates

The IBPS PO 2025 notification is expected to be released in June 2025 on the official website, www.ibps.in. Complete details regarding the registration schedule, fee payment deadlines, and other important information will be updated in the table below once the notification is out.

IBPS PO 2025: Important Dates
Events Dates
IBPS PO Notification 2025 Soon
Online Registration Process Starts On Soon
Online Registration Process Ends On Soon
IBPS PO Prelims Exam Date 2025 17, 23, and 24 August 2025
IBPS PO Mains Exam Date 2025 12 October 2025

IBPS PO Online Application Form 2025

The application link for IBPS PO 2025 will be activated by the Institute of Banking Personnel Selection (IBPS) on the same day the official notification is released. Candidates must complete the online application form to appear for the preliminary exam. The apply online link will be available for a limited time on the official website, www.ibps.in, and will be shared below once it becomes active.

IBPS PO 2025 Vacancy

The vacancies for IBPS PO will be announced along with the Notification PDF, tentatively in June 2025. It is important for candidates who are interested in banking careers to go through the table below to learn about the vacancy trend of IBPS PO.

IBPS PO Vacancy (Trends)
Year Vacancies
2024 5973 (3955+885+1133)*
2023 5314
2022 8485
2021 4135

*Vacancy Increased

IBPS PO 2025 Application Fees

The category-wise application fee is given below, which is required at the time of filling out the application form. Candidates must note that the IBPS PO Application Fee is non-refundable once they submit the fees, for SC/ ST/ PWD the application fee is Rs. 175 and for General and Others, the fee is Rs. 850.

IBPS PO 2025 Application Fees
Category Application Fees
SC/ ST/ PWD Rs. 175
General & Others Rs. 850

IBPS PO Eligibility Criteria

IBPS PO Eligibility Criteria is a must-well by all aspirants to plan accordingly for the upcoming exam. The eligibility criteria for IBPS PO 2025 including the educational qualification, age limit, and age relaxation have been given below.

IBPS PO Education Qualification

To be eligible for the IBPS PO 2025 exam, candidates must meet the following educational and language criteria:

  • Educational Qualification: A graduation degree in any discipline (e.g., BA, B.Com, B.Sc, B.Tech) from a recognized university approved by the Government of India.
  • Document Requirement: Candidates must have their degree certificate or mark sheet at the time of application, clearly stating the percentage of marks.
  • Computer Knowledge: Basic computer skills are essential as the exam is conducted in online mode.
  • Language Proficiency: Candidates should be able to read, write, and speak the official language of the State/UT they are applying for.

IBPS PO Age Limit

The minimum age must be 20 years and the candidate must not be older than 30 years to be eligible for IBPS PO 2025.

IBPS PO Age Limit
Minimum Age 20 Years
Maximum Age 30 Years

IBPS PO Age Relaxation

Candidates can check age relaxation for different categories in the following table. This includes the different category wise age relaxation data which will help you to analyze whether you are eligible or not.

IBPS PO Age Relaxation
Category Age Relaxation
SC/ ST 5 Years
OBC 3 Years
PWD 10 Years
Ex-Servicemen (Army Personnel) 5 Years
Persons affected by the 1984 riots 5 Years

IBPS PO Nationality

A candidate applying for the IBPS CRP PO Examination must be one of the following which are listed below if you come under any of these points you are eligible to appear for the exam.

  1. Citizen of India
  2. The subject of Nepal or Bhutan
  3. Tibetan Refugee who came to India before 1st January 1962 with the intention of permanent settlement
  4. Person of Indian Origin (PIO) who has migrated from Burma, Pakistan, Sri Lanka, Vietnam or East African countries of Zaire, Kenya, Tanzania, Uganda, Zambia, Ethiopia, or Malawi, with the intention of permanent settlement in India.

Candidates belonging to the category 2, 3 and 4 must have a certificate of eligibility issued by the Govt of India in their favour.

Bank Mahapack

Major Bank Participating in IBPS PO 2025

The IBPS PO 2025 recruitment process is conducted by the Institute of Banking Personnel Selection (IBPS) which aims to fill Probationary Officer/Management Trainee (PO/MT) vacancies across 11 public sector banks in India. These banks participate under the Common Recruitment Process (CRP PO/MT-XV) to select eligible candidates through Prelims, Mains and Interview stages. The list of participating banks includes:

  • Bank of Baroda
  • Bank of India
  • Bank of Maharashtra
  • Canara Bank
  • Central Bank of India
  • Indian Bank
  • Indian Overseas Bank
  • Punjab National Bank
  • Punjab & Sind Bank
  • UCO Bank
  • Union Bank of India

Candidates can select their preferred banks during the online application process which is expected to be released soon. The final allotment depends on vacancies, merit and candidate preferences.

IBPS PO 2025 Exam Pattern

The IBPS PO Exam 2025 consists of two stages: Prelims and Mains, followed by a Personal Interview. In the Prelims, there are 100 questions from English Language, Quantitative Aptitude, and Reasoning Ability, with a total of 100 marks and a duration of 1 hour. The Mains exam includes two sections: the first part has 155 questions from various subjects, totaling 200 marks, to be completed in 3 hours. The second part is a descriptive test with 2 questions on Letter Writing and Essay for 25 marks, with 30 minutes allotted. Candidates who clear the Mains are then called for a Personal Interview.

IBPS PO Prelims Exam Pattern 2025:

  • Subjects: English Language, Quantitative Aptitude, Reasoning Ability
  • Number of Questions: 100
  • Maximum Marks: 100
  • Duration: 1 Hour (20 minutes for each section)
    • English Language: 30 Questions (30 Marks) – 20 minutes
    • Quantitative Aptitude: 35 Questions (35 Marks) – 20 minutes
    • Reasoning Ability: 35 Questions (35 Marks) – 20 minutes

IBPS PO Mains Exam Pattern 2025:

Section 1 (Objective Tests):

  • Reasoning & Computer Aptitude: 45 Questions (60 Marks) – 60 minutes
  • General/Economy/Banking Awareness: 40 Questions (40 Marks) – 35 minutes
  • English Language: 35 Questions (40 Marks) – 40 minutes
  • Data Analysis & Interpretation: 35 Questions (60 Marks) – 45 minutes
  • Total: 155 Questions, 200 Marks, Duration: 3 Hours

Section 2 (Descriptive Test):

  • English Language (Letter Writing & Essay): 2 Questions (25 Marks) – 30 minutes

IBPS PO Interview Process

The IBPS PO Interview does not have a specific topic to cover. However, it is recommended to concentrate on general knowledge, current affairs and key finance-related subjects while preparing for the Probationary Officer Interview.

The interview carries a weightage of 100 marks, and a minimum score of 40% (35% for SC/ST/OBC/PWD) is required to qualify for this phase. The final result is determined by the marks obtained in both the Interview and Main exam, with a weightage ratio of 20:80 respectively.

IBPS PO 2025 Syllabus

The syllabus is one of the important tools required for the preparation of IBPS PO 2025. The syllabus is the same as that of other banking examinations including Reasoning Ability, English Language, Quantitative Aptitude, and General Awareness. Aspirants preparing along with the IBPS PO Syllabus will be able to cover all the topics specified in the syllabus. IBPS has notified in the PDF a special mechanism for evaluating Descriptive Paper in the English Language (Letter Writing & Essay), the snippet of which has been provided below.

 

GA Capsule for SBI Clerk Mains 2025, Download PDF_38.1

IBPS PO 2025 Selection Process

The IBPS PO 2025 Selection Process is structured in three stages, each playing a crucial role in selecting the right candidates for the Probationary Officer position.

Preliminary Examination: The first stage is the Prelims, which is an aptitude test designed to evaluate candidates in three areas: English, Quantitative Aptitude, and Reasoning Ability. To qualify, candidates must meet the sectional cut-off in each subject as well as the overall cut-off score. However, it is important to note that the marks obtained in the Prelims are not considered for final selection.

Mains Exam: The second stage is the Mains Exam, which consists of both objective and descriptive sections. The objective part covers subjects like Reasoning & Computer Aptitude, Data Analysis & Interpretation, General/Economy/Banking Awareness, and English Language. The descriptive section evaluates the candidate’s writing skills. To progress to the final stage, candidates must achieve the required marks in the Mains Exam.

Interview: The final stage is the interview, which assesses the candidate’s communication skills and overall personality. This stage is conducted to ensure that the candidate has the right temperament for a career in banking. The combined performance in both the main exam and interview determines the final selection for IBPS PO 2025.

IBPS PO Previous Year Papers

IBPS PO Previous Year Question Papers are useful for understanding the pattern and types of questions asked in the exam. By practicing these papers, candidates can get an idea of the difficulty level and important topics. It helps them become familiar with both the Prelims and Mains exam formats. Reviewing these IBPS PO Previous Year Papers can guide your preparation, allowing you to identify weak areas and focus on them. Solving these papers regularly can also improve time management and boost confidence for the actual exam.

IBPS PO 2025 Exam Centre

The IBPS PO Prelims as well as the Mains Exam will be conducted at various centres all across the nation. Here, in the given table we have provided the state-wise examination centre for IBPS PO 2025.

IBPS PO 2025 Examination Centre
State Code State/Union Territory  Exam Center
11 Andaman & Nicobar Island Port Blair
12 Andhra Pradesh Chirala, Guntur, Kadapa, Kakinada, Kurnool, Nellore, Rajahmundry, Srikakulam, Tirupati, Vijaywada, Vishakhapatnam, Vizianagaram
13 Arunachal Pradesh Expensive
14 Assam Dibrugarh, Guwahati, Jorhat, Silchar, Tezpur
15 Bihar Arrah, Aurangabad (Bihar), Bhagalpur, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea
16 Chandigarh Chandigarh – Mohali
17 Chattisgarh Raipur, Bilaspur, Raipur
18 Goa Panaji
19 Gujarat Ahmedabad- Gandhinagar, Anand, Jamnagar, Mehsana, Rajkot, Surat, Vadodara
20 Haryana Ambala, Faridabad, Gurugram, Hisar, Karnal, Kurukshetra, Rohtak, Sonipat, Yamuna Nagar
21 Himachal Pradesh Bilaspur, Hamirpur, Kangra, Kullu, Mandi, Shimla, Solan, Una
22 Jammu & Kashmir Jammu, Samba, Srinagar
23 Jharkhand Bokaro Steel City, Dhanbad, Hazaribagh, Jamshedpur, Ranchi
24 Karnataka Ballari, Bengaluru, Belgaum, Davangere, Gulbarga, Hassan, Hubli – Dharwad, Mandya, Mangalore, Mysore, Shimoga, Udupi
25 Kerala Alappuzha, Kannur, Kochi, Kollam, Kottayam, Kozhikode, Malappuram, Palakkad, Thiruvananthapuram, Thrissur
26 Lakshadweep Kavaratti
27 Yes Yes
28 Madhya Pradesh Bhopal, Gwalior, Indore, Jabalpur, Sagar, Satna, Ujjain
29 Maharashtra Amravati, Aurangabad (Maharashtra), Chandrapur, Dhule, Jalgaon, Kolhapur, Latur, Mumbai/ Thane/ Navi Mumbai, Nagpur, Nanded, Nashik, Pune, Solapur
30 Manipur Imphal
31 Meghalaya Shillong
32 Mizoram Aizawl
33 Nagaland Dimapur, Kohima
34 Delhi NCR Delhi NCR (All NCR cities)
35 Odisha Balasore, Berhampur (Ganjam), Bhubaneshwar, Cuttack, Dhenkanal, Rourkela, Sambalpur
36 Puducherry Puducherry
37 Punjab Amritsar, Bhatinda, Jalandhar, Ludhiana, Mohali, Pathankot, Patiala, Sangru
38 Rajasthan Ajmer, Alwar, Bikaner, Jaipur, Jodhpur, Kota, Sikar, Udaipur
39 Sikkim Bardang – Gangtok
40 Tamil Nadu Chennai, Coimbatore, Erode, Madurai, Nagercoil, Salem, Thanjavur, Thiruchirapalli, Tirunelvelli, Vellore, Virudhunagar
41 Telangana Hyderabad, Karimnagar, Khammam, Waranga
42 Tripura Agartala
43 Uttar Pradesh Agra, Aligarh, Prayagraj (Allahabad), Bareilly, Faizabad, Ghaziabad, Gonda, Gorakhpur, Jhansi, Kanpur, Lucknow, Mathura, Meerut, Moradabad, Muzaffarnagar, Noida & Gr. Noida, Varanas
44 Uttarakhand Dehradun, Haldwani, Roorkee
45 West Bengal Asansol, Durgapur, Greater Kolkata, Hooghly, Kalyani, Siliguri

IBPS PO 2025 Salary

Aspirants qualifying for IBPS PO 2025 will be appointed in the various participating banks across the nation. Candidates designated as Probationary Officers receive a basic pay of Rs. 48480 and an overall salary of Rs. 58,000-Rs.63,000. The net IBPS PO 2025 Salary includes basic pay along with various perks and allowances. Along with the lucrative IBPS PO Salary, candidates will have numerous chances to enhance their career growth.

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What does SBI CBO Exam Include in Descriptive Paper?

The Descriptive Paper in the SBI CBO Exam is designed to assess a candidate’s ability to communicate effectively in written English. This section plays a crucial role in shortlisting candidates for the final selection as it tests clarity of thought, structure, grammar, and relevance. Candidates are usually required to write a letter and an essay on banking, financial, or general topics. It is essential to practice regularly to ensure precision, coherence, and fluency in writing. A strong performance in the descriptive paper can significantly boost your overall score and strengthen your chances in the final merit list.

SBI CBO Descriptive Paper

The Descriptive Paper in the SBI CBO 2025 exam is designed to test a candidate’s proficiency in formal communication, which is a vital skill for any officer managing customer relations and administrative responsibilities. Preparing for this section with regular practice in letter and essay writing, along with reviewing current banking topics, can significantly enhance a candidate’s performance. Success in this part of the exam not only boosts your total score but also reflects your readiness for real-world communication challenges in the banking environment.

Structure of the Descriptive Test

The Descriptive Test in the SBI CBO exam is a 30-minute English language paper carrying 50 marks in total. It consists of two questions — one on Letter Writing and the other on Essay Writing. The test is conducted immediately after the objective paper and requires candidates to demonstrate clarity of thought, professional tone, grammatical accuracy, and relevance to the topic.

Duration: 30 minutes

Total Questions: 2 (Letter & Essay)

Total Marks: 50 marks

Language: English only

SBI CBO 2025

Letter Writing in SBI CBO Descriptive Test

Letter writing in the descriptive paper is usually formal in nature, reflecting the professional setting in which Circle Based Officers operate. Candidates may be asked to draft letters related to customer complaints, branch operations, staff communication, or official requests.

In scoring well, candidates should maintain a formal tone, organize content logically, and use clear language with correct grammar and punctuation. Including appropriate salutations and closing phrases is also important.

Essay Writing in SBI CBO Descriptive Test

The essay topic typically revolves around current affairs, banking industry trends, financial awareness, or social issues relevant to the role of a bank officer. The essay is expected to be concise, informative, and well-structured.

To score well in the essay, candidates should present a clear introduction, a well-developed body with examples or arguments, and a concise conclusion. Logical flow, relevance to the topic, and clarity of language are key criteria for evaluation.

Common Mistakes to Avoid in SBI CBO Descriptive Paper

Ignoring the Word Limit: Many candidates either write too little or exceed the prescribed word limit, which can lead to marks being deducted. Always stick closely to the suggested length.

Using Informal Language: The SBI CBO exam expects formal and professional language, especially in essays and letters. Avoid slang, abbreviations, or conversational tone.

Poor Structure and Coherence: Writing without a clear introduction, body, and conclusion weakens your content. Ensure your thoughts are organised logically and flow smoothly.

Neglecting Grammar and Spelling: Frequent grammatical mistakes and spelling errors create a negative impression. Always review your writing to correct any language issues.

Missing the Topic’s Core Message: Wandering off-topic or failing to address the main point of the prompt can drastically reduce your marks. Focus on relevance and clarity of ideas.

Overuse of Complex Words: Trying to sound overly sophisticated with jargon or difficult vocabulary can make your content less readable. Stick to clear and impactful language.

No Practice Before Exam: Lack of practice can lead to confusion during the test. Regularly writing sample essays and letters helps you manage time and improve quality under pressure.

Importance of the Descriptive Test

Though the descriptive section may seem secondary to the objective paper, it holds significant weight in the final assessment. Poor performance in this section can impact the overall merit position, especially when multiple candidates have similar scores in the objective test. Additionally, good writing skills are essential for handling customer communications, internal reporting, and drafting official correspondence, all integral duties of a Circle Based Officer.

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IBPS SO 2025 Notification, Exam Date (Revised), Syllabus, and Eligibility

The Institute of Banking Personnel Selection (IBPS) will soon release the IBPS SO 2025 Notification for the recruitment of Specialist Officers across various public sector banks. Candidates aspiring for roles such as IT Officer, HR Officer, Marketing Officer, Law Officer, Agriculture Field Officer, and Rajbhasha Adhikari should stay alert for updates. The official notification will detail the revised exam schedule, eligibility criteria, and syllabus for each post. This is a golden opportunity for graduates and professionals aiming to enter the banking sector through specialist roles.

IBPS SO 2025

As per the revised IBPS Exam Calendar 2025-26, the IBPS SO Prelims Exam is scheduled for 30th August 2025, followed by the Mains exam on 09th November 2025. The selection process will be conducted in three stages- Prelims, Mains, and Interview. Each post under IBPS SO has a different educational qualification and exam structure, so candidates must carefully check the eligibility criteria for their chosen post. With the notification expected shortly, this is the right time to start preparing with the updated syllabus and pattern.

IBPS SO 2025 Exam: Summary

The Institute of Banking Personnel Selection (IBPS) organizes the annual recruitment exam for Specialist Officer (SO) roles across public sector banks. The selection procedure consists of three stages: Prelims, Mains, and Interview. To help candidates get ready for the IBPS SO 2025 Exam, detailed information about the recruitment process is provided below.

IBPS SO Notification 2025
Conducting Body Institute of Banking Personnel Selection
Exam Name Specialist Officer
No. of Vacancies To be announced
Category Recruitment
Participating Banks 11
Selection Process Preliminary, Mains & Interview
IBPS SO Exam Date 2025 Prelims: 30 August 2025
Mains: 09 November 2025
Medium of Exam English & Hindi
Application Mode Online (Only)
Official Website www.ibps.in
WhatsApp Channel Join WhatsApp Channel

IBPS SO 2025: Important Dates

Candidates must note down the IBPS SO Exam Date 2025 for the prelims as well as the mains exam. As the IBPS Calendar 2025 is released, the IBPS SO Exam Date for the prelims and mains exam has also been announced.

IBPS SO 2025: Important Dates
Activity Important Dates
IBPS SO Notification 2025 PDF June 2025
IBPS SO Online Registration 2025 June 2025
IBPS SO Exam Date 2025 for Prelims Exam 30 August 2025
IBPS SO Exam Date 2025 for Mains Exam 09 November 2025

IBPS SO Notification 2025

The official IBPS SO Notification 2025 will be released soon, providing full details about the recruitment process. This notification will outline the Common Recruitment Process (CRP SPL-XV) for filling Specialist Officer vacancies in various participating banks for the 2025-26 cycle. It’s an excellent opportunity for individuals aiming to build a successful career in the banking sector as a Specialist Officer. In the meantime, we’ve provided the previous year’s notification to give you an idea of what to expect. Stay tuned for the official release and start preparing for the upcoming exam.

IBPS SO Notification- Click to Download (Previous Year)

IBPS SO 2025 Exam Date

The IBPS SO 2025 recruitment process consists of three key stages: Preliminary, Mains, and the Interview. According to the IBPS Calendar 2025, the official exam schedule has been released on the IBPS portal. The Preliminary Exam is set for 30 August 2025, while the Mains Exam will be held on 09 November 2025. Candidates preparing for the IBPS SO 2025 exam should plan their study strategies in alignment with these dates to ensure they are well-prepared for each stage of the selection process.

IBPS SO 2025 Vacancy

The available vacancies include positions such as IT Officer, Agriculture Field Officer, Law Officer, HR/Personnel Officer, Rajbhasha Officer and Marketing Officer. These roles offer great opportunities for career growth and skill development, providing high opportunities for advancement within the organization. Those selected for these positions can expect to build a solid foundation for long-term career progression with ample scope for professional growth in their respective fields.

IBPS SO 2025 Application Fees

As the per the IBPS, the application fee is Rs. 850 for General and OBC candidates and Rs. 175 for SC/ST/PWD candidates. Candidates can pay the application fees by online mode. The aspirants can check the application fees category-wise below.

IBPS SO 2025 Application Fee
SC/ST/PBS candidates Rs. 175/- (including GST)
For all other Candidates Rs. 850/- (including GST)

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IBPS SO 2025 Eligibility Criteria

Candidates interested in the IBPS SO exam must check the IBPS SO Eligibility Criteria which consists of many factors which are given below. The cut-off date for IBPS SO 2025 Eligibility Criteria depends on the date mentioned in the Notification PDF

IBPS SO Educational Qualification

The minimum Education Qualification required to apply for the IBPS SO Exam are given below. As specified in the PDF educational qualification will be considered as on the last date to apply online for IBPS SO, i.e. 28 August 2025(21.08.2025).

IBPS SO Educational Qualification
Name of Post (From a University/ Institution/ Board recognized by Govt. Of India/ approved by Govt. Regulatory Bodies)
I.T. Officer (Scale-I)

a) 4-year Engineering/ Technology Degree in Computer Science/ Computer Applications/ Information Technology/ Electronics/ Electronics & Telecommunications/ Electronics & Communication/ Electronics & Instrumentation

OR

b) Post Graduate Degree in Electronics/ Electronics & Tele Communication/ Electronics & Communication/ Electronics & Instrumentation/ Computer Science/ Information Technology/ Computer Applications

OR

Graduate having passed DOEACC ‘B’ level

Agricultural Field Officer (Scale I) 4-year Degree (graduation) in Agriculture/ Horticulture/Animal Husbandry/ Veterinary Science/ Dairy Science/ Fishery Science/ Pisciculture/ Agri. Marketing & Cooperation/ Co-operation & Banking/ Agro-Forestry/Forestry/ Agricultural Biotechnology/ Food Science/ Agriculture Business Management/ Food Technology/ Dairy Technology/ Agricultural Engineering/ Sericulture / Fisheries Engineering
Rajbhasha Adhikari (Scale I)

Post Graduate Degree in Hindi with English as a subject at the degree (graduation) level

OR

Postgraduate degree in Sanskrit with English and Hindi as subjects at the degree (graduation) level.

Law Officer (Scale I) A Bachelor’s Degree in Law (LLB) and enrolled as an advocate with the Bar Council
HR/Personnel Officer (Scale I) Graduate and Two Years Full-time Post Graduate degree or Two Years Full-time Post Graduate diploma in Personnel Management / Industrial Relations/ HR / HRD/ Social Work / Labour Law.
Marketing Officer (Scale I) Graduate and Two Years Full-time MMS (Marketing)/ Two Years Full-time MBA (Marketing)/ Two Years Full-time PGDBA / PGDBM/ PGPM/ PGDM with specialization in Marketing

Important Note:

For posts other than IT Officer Scale I: Candidates should have a Certificate/Diploma/Degree in computer operations/ Language/ should have studied Computer / Information Technology as one of the subjects in the High School/ College/ Institute.

IBPS SO Age limit

Applicants can refer below to the minimum and maximum age limit that one should possess at the cut-off date.

  • Minimum age limit: 20 years
  • Maximum age limit: 30 years

Age Relaxation of Upper Age Limit:

IBPS SO Age Relaxation
Category Age Relaxation
SCs/STs 5 years
OBCs 3 years
PwBD 10 years
Ex-Serviceman 5 years
Persons affected by the 1984 riots 5 years

IBPS SO Nationality

A candidate must be either –

  1. a Citizen of India or
  2. a subject of Nepal or Bhutan or
  3. a Tibetan Refugee who came over to India before 1st January 1962 to permanently settle in India or
  4. a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam.

IBPS SO 2025 Selection Process

The IBPS SO 2025 selection process is designed to hire Specialist Officers for various posts in banks. It has three main stages. First, candidates must take the Online Preliminary Exam, which tests their skills in subjects like Reasoning, English, and Quantitative Aptitude. Second, those who pass the preliminary exam will appear for the Online Mains Exam, which focuses on specific job-related knowledge, such as IT, Marketing, or HR. Lastly, candidates who perform well in the Mains Exam will be called for an Interview. After the interview, selected candidates will receive an appointment letter to join the bank.

IBPS SO 2025 Exam Pattern

a) Preliminary Exam (Phase I):

For the post of Law Officer and Rajbhasha Adhikari:

IBPS SO Prelims Exam Pattern For Law Officer and Rajbhasa Adhikari
Subject No. of Questions Maximum Marks Duration
English 50 25 40 minutes
Reasoning 50 50 40 minutes
General Awareness with special reference to the Banking Industry 50 50 40 minutes
Total 150 125

For the post of IT Officer, Agriculture Field Officer, HR/Personnel Officer, and Marketing Officer:

IBPS SO Prelims Exam Pattern 2025 For IT Officer, Agriculture Field Officer, HR/Personnel Officer, and Marketing Officer
Subject No. of Questions Maximum Marks Duration
English 50 25 40 minutes
Reasoning 50 50 40 minutes
Quantitative Aptitude 50 50 40 minutes
Total 150 125

b) Mains Examination (Phase II):

For the post of Law Office, IT Officer, Agriculture Field Officer, HR/Personnel Officer and Marketing Officer:

IBPS SO Mains Exam Pattern 2025 For Law Office, IT Officer, Agriculture Field Officer, HR/Personnel Officer and Marketing Officer
Subject No. of Questions Maximum Marks Duration
Professional Knowledge 60 60 45 minutes

 

Total 60 60

For the post of Rajbhasha Adhikari:

IBPS SO Mains Exam Pattern 2025 For Rajbhasa Adhikari
Subject No. of Questions Maximum Marks Duration
Professional Knowledge (Objective) 45 60 30 minutes
Professional Knowledge (Descriptive) 2 30 minutes

Note – There will be a negative mark of 0.25 for each question marked wrongly (in both Pre & Mains Examination)

c) Interview:

The total marks allotted for the Interview are 100.

Candidates who will be shortlisted in the Online Main Examination will subsequently be called for an Interview to be conducted by the Participating Banks and coordinated by the Nodal Banks in each State/ UT with the help of IBPS.

IBPS SO 2025 Syllabus

To initiate the preparation in the right direction, candidates need to first know the IBPS SO 2025 Syllabus and Exam Pattern. For the preliminary examination, candidates have to prepare for the subjects of Reasoning Ability, English Language, General Awareness, and Quantitative Aptitude. In the main examination, the professional knowledge of aspirants is tested in their specific stream of specialist officers. The detailed IBPS SO Syllabus 2025 has been discussed in the below table.

IBPS SO Syllabus 2025
English Reasoning Quantitative Aptitude General Awareness
Cloze Test

Reading Comprehension

Spotting Errors

Sentence Improvement

Sentence Correction

Para Jumbles

Fill in the Blanks

Para/Sentence Completion

 

Seating Arrangements

Puzzles

Inequalities

Syllogism

Input-Output

Data Sufficiency

Blood Relations

Order and Ranking

Alphanumeric Series

Distance and Direction

Verbal Reasoning

 

Number Series

Data Interpretation

Simplification/ Approximation

Quadratic Equation

Data Sufficiency

Mensuration

Average

Profit and Loss

Ratio and Proportion

Work, Time and Energy

Time and Distance

Probability

Relations

Simple and Compound Interest

Permutation and Combination

 

Current Affairs

Banking Awareness

GK Updates

Currencies

Important Places

Books and Authors

Awards

Headquarters

Prime Minister Schemes

Important Days

 

Apart from these subjects, the candidate is required to have professional knowledge in his/her area of expertise as well. The detailed syllabus is discussed below:

IBPS SO Syllabus For Professional Knowledge
Post Subjects / Topics
IT officer Database Management System

Data Communication and Networking

Operating System

Software Engineering

Data Structure

Computer Organization and Microprocessor

Object-Oriented Programming

Agriculture Field Officer

Basics of Crop Production

Horticulture

Seed Science

Agronomy and Irrigation

Agricultural Economics

Agricultural Practices

Soil resources

Animal Husbandry

Agroforestry

Ecology

Government Schemes

Marketing Officer

Basics of Marketing Management

Brand Management

Advertising

PR

Sales

Retail

Business Ethics

Market Segmentation

Market research and forecasting demand

Product Life Cycle

Corporate Social Responsibility

Service Marketing

Marketing Strategies

Law Officer Banking Regulations

Compliance and Legal Aspects

Relevant Laws and Orders related to negotiable instruments, securities, foreign exchange

Prevention of Money-laundering, Limitation Act

Consumer Protection Act

SARFAESI Act

Banking Ombudsman Scheme

Laws and Actions in the direct link to Banking Sector

Bankers Book Evidence Act

DRT Act

HR / Personnel Officer Human Resource Development

Business policy and strategic analysis

Transnational Analysis

Training and Development

Recruitment and Selection

Rewards and Recognition

Industrial Relations

Business Policy and Strategic Analysis

Grievance and Conflict Management

Performance Management and Appraisal

 

IBPS SO Salary 2025

The Public Sector Banks offer a lucrative salary to the candidates designated for the Specialist Officer position. The overall IBPS SO Salary comprises basic pay, perks, and allowances. The pay scale of IBPS SO is Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920 with the net salary to be approximately Rs.55,000- Rs.60,000. The position of Specialist Officer is prestigious and employees get several opportunities to advance their careers through promotional exams.]

IBPS SO 2025 Cut Off

Institute of Banking Personnel Selection releases the IBPS SO Cut off after each phase to let candidates sit in the phase phase. Cut Off is the minimum mark to clear the exam. Here, we have provided the previous year’s IBPS SO cut off to analyse and observe your preparation to clear the IBPS SO 2025 Cut Off.

IBPS SO: Prelims Cut Off (Last Year)
POST SC ST OBC EWS UR HI OC VI ID
IT Officer 52.75 42.25 54.38 49.75 54.38 14.63 37.88 23.88 21.38
Agricultural Field Officer 36.88 34.13 36.88 36.88 36.88 20.13 33.88 31.75 22.38
Rajbhasha Adhikari 12.63 8.88 12.63 12.63 12.63 NA 12.25 11.13 NA
Law Officer 31.63 35.63 32.5 31.88 35.63 15.5 24.75 13.88 NA
HR/ Personnel Officer 39.38 39.38 39.38 39.38 39.38 24.38 26.63 22.63 47
Marketing Officer 10.13 9.88 9.38 19.75 20.13 16.75 9.13 14.88 52.75

IBPS SO 2025 Participating Banks

The 11 public sector banks have shown their participation in the Common Recruitment Process For Specialist Officers(For Vacancies of 2025-26). Some banks have announced vacancies for various posts while from others vacancies can be reported in the coming time. The list of IBPS SO 2025 Participating Banks is listed in the below table.

IBPS SO Participating Banks
Bank of Baroda Bank of India Bank of Maharashtra
Canara Bank Central Bank of India Indian Bank
Indian Overseas Bank Punjab National Bank Punjab & Sind Bank
UCO Bank Union Bank of India

IBPS SO 2025 Preparation Tips

To ace the IBPS SO exam, understand the exam pattern and syllabus in detail. Create a well-structured study plan, allocating sufficient time for each section. Focus on strengthening the fundamentals in the specialized subject. Practice regularly with mock tests and IBPS SO Previous Year Papers to enhance and maintain speed and accuracy.

Prioritize time management which is the main focus of the banking examination. Also regularly revise the previously covered topics. Pay attention to current affairs and banking awareness. Don’t neglect the English language section. Stay motivated and believe in one’s abilities. Remember, success comes with dedication and perseverance.

Related Posts
IBPS SO Marketing Officer Syllabus
IBPS AFO Syllabus IBPS SO Vacancy
IBPS SO Law Officer Syllabus IBPS SO Eligibility

 

OICL AO Waiting List 2025 Out, Download PDF of Selected Candidates

The Oriental Insurance Company Limited (OICL) has officially released the Administrative Officer (AO) Waiting List 2025, bringing good news to many hopeful candidates. This list includes the names of those who have been selected under the waiting list category after the final merit list. Selected candidates must now proceed with the pre-employment process to secure their appointments on or before 23 June or 24 June 2025. Candidates should contact the respective regional office for details regarding the venue, reporting time, and other instructions.

OICL AO Waiting List 2025 Out

Candidates whose names are listed in the OICL AO Waiting List are required to undergo a pre-employment medical examination. This health check is mandatory before the final appointment. The medical board will evaluate whether the candidates meet the necessary fitness criteria for the AO post in the insurance sector. According to the official notice, selected candidates must appear before the medical board advised by the concerned Regional Office. The medical examination is scheduled to be completed on or before 23rd or 24th June 2025.

OICL AO Waiting List 2025 Download PDF

Candidates can now check and download the OICL AO Waiting List 2025 PDF from the official website of Oriental Insurance Company Limited. The waiting list includes the names of candidates selected beyond the initial merit list. Those shortlisted are advised to refer to the PDF to confirm their selection and follow the instructions mentioned for the next steps, including the pre-employment medical examination.

OICL AO Waiting List 2025: Download PDF

Bank Mahapack Plus

Important Instructions for Selected Candidates

Carry all relevant documents, including ID proof and previous medical records.

  • Report to the medical board on the assigned date without fail.
  • Stay in touch with the Regional Office for updates related to further formalities.
  • Keep a check on the official website for appointment and joining announcements.

SBI Clerk Document Verification & Joining Dates 2025 Out

The State Bank of India has officially announced the Document Verification (DV) and Joining Dates for the SBI Clerk 2025 recruitment process. As per the latest update, candidates who have successfully cleared all stages of the selection process are now required to appear for the document verification on 27 June 2025, while the joining date has been scheduled for 1 July 2025.

SBI Clerk Document Verification 2025 Out

The SBI has officially released the SBI Clerk Document Verification 2025 schedule. Candidates who have successfully cleared the final selection stage are required to appear for the document verification process on 27 June 2025. Failing to attend the DV round may result in cancellation of candidature, so candidates are advised to check their email or the official SBI portal for detailed instructions.

Essential Documents for SBI Clerk 2025 Joining

Aspirants must carry their original certificates along with  photocopies, including educational qualifications, identity proof, caste certificate (if applicable), and other necessary documents. Candidates selected for SBI Clerk 2025 must present the following documents during the joining process:

  • Proof of Birth: Class 10 Certificate or Birth Certificate.
  • Educational Certificates: 10th, 12th mark sheets & certificates. Graduation degree with all semester/year-wise mark sheets.
  • ID Proof (Any One): Aadhaar, PAN, Voter ID, Passport, or Driving License.
  • Category Certificate (If Applicable): Valid SC/ST/OBC/EWS certificate in the Central Govt. format.
  • Ex-Servicemen Documents: Discharge or service certificate.
  • Character Certificates: From last institution attended and a gazetted officer.
  • PwD Certificate (If Applicable): Issued by CMO or authorized medical board.
  • Photographs: Three recent passport-size color photos.
  • NOC (If Employed): From current government/PSU employer.

SBI Clerk Joining Date 2025 Out

The State Bank of India has officially announced the SBI Clerk Joining Date 2025. As per the latest update, all candidates who have successfully cleared the final selection process are scheduled to join on 1 July 2025. This marks the beginning of their professional journey as Junior Associates (Clerks) in one of India’s largest public sector banks. Candidates are advised to complete the document verification process on time and ensure all required formalities are fulfilled before the joining date to avoid any delays or issues. Detailed joining instructions will be shared through official communication channels.

Bank Mahapack

Related Post
SBI Clerk Salary SBI Clerk Mains Score Card
SBI Clerk Cut Off SBI Clerk Mains Result
Documents Required at the Time of SBI Clerk Joining

Union Bank SO Practice Set- Quant (With Answers)

With the Union Bank Specialist Officer (SO) exam fast approaching, there is no point in wasting time, especially when it comes to Quantitative Aptitude. This section plays a crucial role in determining your selection by testing not just your number-counting ability but also your logical thinking and real-world problem-solving skills. In this article, we present the practice question for the Union Bank SO.

Union Bank SO Quantitative Aptitude

The Quantitative Aptitude section in the Union Bank SO Exam 2025 demands more than just basic math skills it requires precision, speed, and a deep grasp of topics like arithmetic, algebra, number systems, percentages, profit and loss, ratio and proportion, averages, time & work, time-speed-distance, and data interpretation. With limited time in the actual exam, knowing the method isn’t enough you must apply it quickly and accurately. This practice set has been carefully curated to reflect the latest exam pattern and difficulty level, helping you fine-tune your problem-solving approach under real exam conditions.

Read Also: Union Bank SO Admit Card 2025

Union Bank SO Practice Set- Quant (With Answers)

Directions (1-3): In the given questions, two quantities are given, one as ‘Quantity I’ and another as ‘Quantity II’. You have to determine relationship between two quantities and choose the appropriate option

Q1. Quantity I. The perimeter of an equilateral triangle having height 12 cm and area 36 cm2.

Quantity II. Three years ago, the Sum of age of Babita and Savita was 24 years. Babita is 8 years older than Savita. Find the present age of Savita. 

(a) Quantity I > Quantity II 

(b) Quantity I < Quantity II

(c) Quantity I ≥ Quantity II 

(d) Quantity I ≤ Quantity II 

(e) Quantity I = Quantity II or no relation

Q2. Quantity I. Speed of the train (in m/sec.) having length 360 m which crosses a pole in 15 seconds.

Quantity II. Speed of the boat in still water (in kmph) which covers 240 km in 8 hours in downstream when the speed of current is 6kmph.

(a) Quantity I > Quantity II 

(b) Quantity I < Quantity II

(c) Quantity I ≥ Quantity II 

(d) Quantity I ≤ Quantity II 

(e) Quantity I = Quantity II or no relation

Q3. Quantity I. Maximum possible difference between two natural numbers having an average of 30

Quantity II. Value of x. 

20% × x + 1623 % of 96 = 25

(a) Quantity I > Quantity II 

(b) Quantity I < Quantity II

(c) Quantity I ≥ Quantity II 

(d) Quantity I ≤ Quantity II 

(e) Quantity I = Quantity II or no relation

Q4. The cost of ploughing a square park at the rate of Rs 85 per square meter is Rs 3060. Find the cost (in Rs) of fencing the park at the rate of Rs 20 per meter. 

(a) 420

(b) 400

(c) 440

(d) 460

(e) 480

Q5. There are three numbers A, B and C. The ratio of A to B is 2 : 5 while the ratio of B to C is 4 : 7. If the difference between A and C is 81 then find the average of the numbers.

(a) 60

(b) 69

(c) 54

(d) 57

(e) 63

Directions (6-10): What approximate value will come in place of question mark (?) in the following questions (You are not expected to calculate the exact value).

Q6. (14.85)2 × 4.75 + (45.02)2 × 3.99 = ?

(a) 9235

(b) 9245

(c) 9225

(d) 9255

(e) None of these

Q7. 239.96 × 6.21 – 124.57 × 1.83 =?

(a) 1190

(b) 1180

(c) 1170

(d) 1160

(e) 1150

Q8. (19.87)2 – 725.29 ÷ 24.99 = ? × 2 – 75.89

(a) 225.5

(b) 226.5

(c) 228.5

(d) 223.5

(e) 229.5

Q9. (4.96 × 5.03-2) ÷ (4.99-6)= 5?

(a) 9

(b) 8

(c) 7

(d) 6

(e) 10

Q10. (3/8) of 816 + 12.5 % of 32.11 = (?)2 + 84.92

(a) 15

(b) 12

(c) 11

(d) 10

(e) None of these

Direction (11-15): The Bar graph given below shows the total number of trees planted by five different schools (P, Q, R, S and T) and number of trees of type A and Type B planted by these schools. Read the data carefully and answer the questions.

GA Capsule for SBI Clerk Mains 2025, Download PDF_48.1

Note: Total number of trees planted by any school = Type A trees + Type B trees + Type C trees

Q11. Which school planted maximum number of type C trees.

(a) P

(b) Q

(c) R

(d) S

(e) Both P and S

Q12. Total type C trees planted by schools R, S and T together are how many more or less than total type A trees planted by schools P, Q and R together.

(a) 40

(b) 45

(c) 55

(d) 60

(e) 50

Q13. If the total trees planted by school X is 20% more than that of by school S, then find the number of type C types trees planted by school X, given that the ratio of type A, B and C trees planted by school X is 5: 6: 7.

(a) 118

(b) 116

(c) 120

(d) 115

(e) 112

Q14. Find the ratio of total type A trees planted by schools P and R together to type C trees planted by school S and T.

(a) 8 : 9

(b) 7: 8

(c) 5: 7

(d) 9 : 5

(e) None of these

Q15. Find the average of C type trees planted by all the schools.

(a) 55

(b) 57

(c) 58

(d) 59

(e) 51

Q16. A sum of Rs 4000 fetches an interest of Rs 1280 at x% p.a. on simple interest in four years. Find the compound interest (in Rs.) obtained on Rs. 7000 at the rate of (x + 12) % p.a. in two years. 

(a) 2040

(b) 3080

(c) 5050

(d) 6040

(e) 2080

Q17. The distance between two points P and Q is 440 km. Car A starts from point P at 9 am at a speed of 55 kmph while car B starts from point Q at 11am with a speed of 45kmph. Moreover, Car A increases its speed at 12 noon by 15kmph. At what time will they meet if they travel at a constant speed.

(a) 2 pm

(b) 3 pm

(c) 4 pm

(d) 5 pm

(e) 6 pm

pdpCourseImg

Q18. A, B and C can complete a work in 20 days, 30 days and 40 days respectively. All started the work together but B and C left the work 10 days before completion of the work. In how many days the whole work was finished.

(a) 5 days

(b) 10 days

(c) 161/13  days

(d) 178/13 days

(e) 190/13 days

Q19. How many kg of type A sugar costing Rs 20 per kg is mixed with 10kg of type B sugar costing Rs 30 per kg so that by selling the mixture at Rs 36 per kg there will be a profit of 50%.

(a) 20

(b) 10

(c) 15

(d) 25

(e) None of these

Q20. A and B started a business by investing Rs 7200 and Rs 8400 respectively. There was a condition that at the end of the year only 50% of the profit will be divided as per their investment and the rest 50% will be equally divided. If A received Rs 3900 as his profit then find the total profit (in Rs).

(a) 8112

(b) 7878

(c) 9100

(d) 7308

(e) 8188

Q21. When Ankit was born his father was 32 years old. Brother of Ankit is twice his present age. Average age of his brother and his sister is 14 years. If present age of his father is 40 years, then find the present age of his sister (in years).

(a) 10

(b) 12

(c) 8

(d) 6

(e) None of these

Q22. A man sold a bat for Rs 1000 and made 25% profit. At what loss % should he sell a ball worth Rs 400 so that net profit becomes zero.

(a) 20

(b) 25

(c) 30

(d) 35

(e) 50

Q23. The average age of 28 students in a class is 28 years. If the youngest and the oldest students are excluded then still the average age of the class remains the same. Find the age (in years) of the oldest student if the ratio of the oldest student to the youngest student is 4: 3.

(a) 32

(b) 36

(c) 28

(d) 40

(e) 44

Q24. A vessel contains 208 Liters mixture of milk and water in the ratio 7:6. If 52 Liters mixture is taken out and x litres water is added into the remaining mixture, then the ratio of milk to water becomes 6:7. Find the value of x. 

(a) 22

(b) 24

(c) 20

(d) 18

(e) 26

Q25. Speed of boat in upstream is half of the speed of the boat in downstream. If the boat covers 64 km upstream and the same distance downstream in 24 hours. Find the distance travelled by the boat in 4 hours in still water.

(a) 24

(b) 28

(c) 20

(d) 32

(e) 36

Directions (26-30): In each of these questions a number series is given. In each series only one number is wrong. Find out the wrong number.

Q26.  7, 8, 10, 15, 40, 160, 880

(a) 40

(b) 10

(c) 8

(d) 7

(e) 15

Q27. 480,     300,     720,     180,     900,     150, 1050  

(a) 480

(b) 180

(c) 900

(d) 300

(e) 150

Q28. 20, 33, 51, 81, 118, 161 214

(a) 161

(b) 81

(c) 33

(d) 20

(e) 51

Q29. 667,  395, 259, 192, 157, 140,  131.5

(a) 667

(b) 395

(c) 192

(d) 157

(e) 140

Q30. 4,  5, 11, 47, 264,1559, 9335

(a) 264

(b) 5

(c) 11

(d) 57

(e) None of these

Directions (31-35): The given pie chart shows percentage distribution of the customers visited in five different saloons (A, B, C, D and E) on Sunday and the table shows the ratio of the customers who went for hair cutting, massage and shaving in the respective saloons.

GA Capsule for SBI Clerk Mains 2025, Download PDF_50.1

Note: The difference between the number of customers in saloon A and C is 150

Saloons Ratio of the customers who went for hair cut to massage to shaving
A 2:3:4
B 4:5:6
C 5:10:15
D 3:4:8
E 7:8:10

Q31. Find the ratio of the customers who went for shaving in Saloon C to the customers who went for massage in Saloon D.

(a) 3: 2

(b) 2: 3

(c) 3: 5

(d) 4: 5

(e) 5: 6

Q32. The customers who went to Saloon D for shaving and massage together is how many more or less than the customers who went for haircut in Saloons C and D together.

(a) 125

(b) 150

(c) 175

(d) 225

(e) 250

Q33. The customers who went for shaving in Saloons D and E together are how much percent more or less than those who went for haircut in Saloons B and D together.

(a) 64 7/11%

(b) 65 7/11%

(c) 63 3/11%

(d) 63 7/11%

(e) None of these

Q34. Find the ratio of the customers who went for massage in Saloons A and C together to those who went for haircut in the same saloons.

(a) 5: 8

(b) 5: 9

(c) 15: 13

(d) 5: 3

(e) None of these

Q35. If in Saloon X, the number of customers who went for shaving, massage and haircut are 10%,20% and 20% more than those who went in Saloon A respectively, then find the total number of customers who visited Saloon X.

(a) 320

(b) 420

(c) 660

(d) 550

(e) 520

pdpCourseImg

 

Solutions

S1. Ans.(a)

Sol. Quantity I. 

Area of triangle = 36 cm2

12 × base × height = 36

12 × base × 12 = 36

Base = 6 cm

Perimeter = 3 × 6 = 18 cm

Quantity II.

Let the present age of Babita be b years and that of Savita be s years.

b + s = 24 + 3 + 3

b + s = 30 ……….(i)

b – s = 8 ………….(ii)

From (i) & (ii)

s = 11 years 

S2. Ans.(e)

Sol. Quantity I. Required speed = 360/15  = 24 m/s

Quantity II. Downstream speed =  240/8 = 30kmph

Let the speed of boat in still water be s kmph

s + 6 = 30

s = 24kmph

S3. Ans.(a)

Sol. Quantity I. Average of two numbers = 30

Sum = 60

Let the smallest number be x = 1

Highest number be y = 60 – x = 59

Required difference = 58

Quantity II.

20% × x + 1623 % of 96 = 25

x = 45

S4. Ans.(e)

Sol. Area of the park = 3060/85 = 36 m2

Side = 6 meters

Perimeter of the park = 4 × 6 = 24 m

Required cost = 24 × 20 = Rs 480

S5. Ans.(e)

Sol. A : B  = 2 : 5 

B  : C  = 4  : 7

A : B : C = 8 : 20 : 35

Let A, B and C be 8x, 20x and 35x respectively

ATQ,

35x – 8x =81

27x = 81

x = 3

A = 8x = 24

B = 20x = 60

C = 35x = 105

Required average = (24+60+105)/3 = 63

S6. Ans.(c)

Sol. 152 × 5 + 2025 × 4 =?

1125+ 8100 =?

? = 9225

S7. Ans.(a)

Sol. 240 x 6 – 125 x 2 =?

1440 – 250= ?

? = 1190

S8. Ans.(d)

Sol. (20)2 – 725 ÷ 25 = ? × 2 – 76

400 – 29 = ? × 2 – 76

? = 223.5

S9. Ans.(e)

Sol. (56 × 5-2) ÷ (5-6) = 5?

54 ÷ (5-6) = 5?

? = 4 + 6

? = 10

S10. Ans.(a)

Sol. (3/8) of 816 + 12.48 % of 32.11 = (?)2 + 84.92

306 + 4 – 85 = (?)2

?2 = 225

? = 15

Solutions (11–15): 

Schools Total trees Type A trees Type B trees Type C trees
P 200 80 50 200 – (80+50) =70
Q 180 40 75 18040+75= 65
R 180 100 20 180 100+20= 60
S 240 90 80 24090+80=70
T 150 65 55 15065+55=30

S11. Ans.(e)

Sol. Both School P and S planted 70 type C trees

S12. Ans.(d)

Sol. Required difference = (80 + 40 + 100) – (60+ 70 + 30) = 60

S13. Ans.(e)

Sol. Total trees planted by school X = 120% of 240 = 288

Type C trees planted by school X = 7/18 of 288 = 112

S14. Ans.(d)

Sol. Required Ratio = 180/100 = 9:5

S15. Ans.(d)

Sol. Required average = (70+65+60+70+30)/5 = 59

S16. Ans.(b)

Sol. ATQ, (4000  x  ×4 )/ 100 = 1280

x = 8%

for compound interest rate is (x + 12) % = 20%

Equivalent rate of interest at 20% p.a. for 2 years = (20 + 20 + 20  ×20  100)% = 44%

Required interest = 44/100x7000 = Rs 3080

S17. Ans.(a)

Sol. At 12 noon,

Distance travelled by car A = 55 3 = 165 km

Distance travelled by car B = 45 ×1 = 45km

Distance between them = 440 –(165 + 45)= 230 km

Required time = 230/(70+45) = 2 hours

So, they will meet at 2pm.

S18. Ans.(e)

Sol. Let the total work be 120 units (LCM of 20, 30 & 40) and total time in which whole work was finished be ‘’t’’ days

Efficiency of A = 120/ 20 = 6 units per day

Efficiency of B = 120/ 30 = 4 units per day

Efficiency of C = 120/ 40 = 3 units per day

Work done by A = 6t units

Work done by B = 4(t – 10) units

Work done by C = 3(t – 10) units

6t + 4(t-10) + 3(t-10) = 120 

6t + 4t – 40 + 3t – 30 = 190

13 t = 190

t = 190/13 days

S19. Ans.(c)

Sol. CP of the mixture = 36 ×100/150 = Rs 24 per kg

Using allegation,

GA Capsule for SBI Clerk Mains 2025, Download PDF_52.1

Ratio = 6: 4 = 3 : 2

2 units 🡪 10 kgs

3 units 🡪 15kgs

S20. Ans.(a)

Sol. Let the total profit be Rs 4x

Ratio of profit share of A and B is 6:7

Net profit of A = x + 6/13 × 2x = 3900

(25/13)  x = 3900

x = 2028

4x = 8112

S21. Ans.(b)

Sol. Present age of his father = 40 years

Present age of Ankit = 40-32 = 8 years

Present age of his brother = 16 years

Sum of present ages of his brother and his sister = 14  × 2 = 28 years

Age of his sister = 28 – 16 = 12 years

S22. Ans.(e)

Sol. Cost price of the bat = 100/125 × 1000 = Rs 800

Profit= 1000 – 800 =Rs 200

For net profit to be zero there should be loss of Rs 200 on selling the ball

Loss % = 200/400 × 100 = 50 %

S23. Ans.(a)

Sol. If the youngest student and the oldest student are removed the average remains the same it means average age of the youngest and the oldest student is same i.e., 28 years

Let the age of the oldest student be 4x then the age of the youngest student will be 3x

4x + 3x = 56

x = 8

4x = 32years

S24. Ans.(e)

Sol. Initial quantity of milk = 7/13 × 208 = 112 liters

Initial quantity of water = 208 – 112 = 96 liters

Quantity of milk removed = 7/13 × 52 = 28 liters

Quantity of water removed = 52- 28 = 24 liters

ATQ,

(112-28)/(96-24+x) = 67

x = 26

S25. Ans.(a)

Sol. Let the upstream speed be 2x and downstream speed be x

ATQ,

64/x + 64/2x = 24

x = 4 kmph

2x = 8kmph

Speed of boat in still water = 4+82 = 6kmph

Required distance = 6 × 4 = 24 km

S26. Ans.(e)

Sol. The wrong number is 15.

Pattern of the series

S27. Ans.(d)

Sol. Wrong number = 300

Pattern of series – 

S28. Ans.(e)

Sol. The wrong number is 51.

Pattern of the series

Difference should be alternate prime numbers

S29. Ans.(c)

Sol. The wrong number is 192.

Pattern of the series

667 – 272 = 395

395 – 136 = 259

259 – 68 = 191

191 – 34 = 157

157 – 17 = 140

140 – 8.5 = 131.5

S30. Ans.(a)

Sol. The wrong number is 264

Pattern of the series

4 + 60 = 5

5 + 61 = 11

11 + 62 = 47

47 + 63 = 263

263 + 64 = 1559

1559 + 65 = 9335

Solutions (31–35):

Let the total number of customers on Sunday be 100x

ATQ

18x – 12x = 150

6x = 150

x = 25

Customers of shop A = 18x = 450

Customers of shop B = 30x = 750

Customers of shop C = 12x = 300

Customers of shop D = 15x = 375

Customers of shop E = 25x = 625

Let the number of customers who went to saloon A for haircut, massage and shaving be 2a , 3a and 4a respectively.

2a + 3a + 4a = 450

a = 50

2a = 100

3a = 150

4a = 200

Similarly for other saloons

SALOONS Number of customers Customers for Haircut Customers for Massage Customers for Shaving
A 450 100 150 200
B 750 200 250 300
C 300 50 100 150
D 375 75 100 200
E 625 175 200 250

S31. Ans.(a)

Sol. Required ratio = 150/100 = 3/2 = 3: 2

S32. Ans.(c)

Sol. Required difference = (100 + 200) – (50 + 75) = 175

S33. Ans.(d)

Sol. Required percentage = [(200+250)-(200+75)]/275 × 100 = 63 7/11%

S34. Ans.(d)

Sol. Required ratio = (150+100)/(100+50) = 250/150 = 5: 3

S35. Ans.(e)

Sol. Required sum = 200 ×  11/10 + 150 ×  12/10 + 100 ×  12/10 = 220 + 180 + 120 = 520

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NICL AO Recruitment 2025 Notification Out, Online Registration Starts for 266 Posts

The National Insurance Company Limited (NICL) has officially announced the NICL AO Recruitment 2025, offering a total of 266 vacancies for the post of Administrative Officer (AO). This is a golden opportunity for individuals seeking a stable and prestigious career in the insurance sector under a leading public sector organization. Interested candidates are encouraged to review the complete notification carefully and submit their applications within the stipulated time frame.

NICL AO Recruitment 2025 Notification Out

Candidates interested in applying for NICL AO Recruitment 2025 must complete their online registration has started and will ends on 3 July 2025. Before filling out the form, it is essential to carefully review the official notification, which contains all the important information such as eligibility criteria, category-wise vacancy details, exam structure, and step-by-step application process. The notification is available on the NICL official website, and a direct download link is provided below for easy access.

NICL AO Recruitment 2025: Notification PDF

Are You Preparing for NICL AO Recruitment 2025?

NICL AO Recruitment 2025: Overview

For the NICL AO 2025 recruitment, eligibility varies based on the post applied for. Generalist candidates are required to have a Bachelor’s degree in any discipline, while those applying for Specialist positions must have specific qualifications related to their respective fields, such as Finance, Law, IT, etc. The selection stages are carefully structured to assess a candidate’s academic background, problem-solving abilities, and overall fit for a career in the public sector insurance industry.

NICL AO Recruitment 2025
Organisation National Insurance Company Limited (NICL)
Exam NICL AO 2025
Post Administrative Officers (Generalists & Specialists) (Scale I)
Vacancy 266
Educational Qualification Varies as per post
Age Limit 21 – 30 years
Basic Pay ₹50,925/-
Application Fee ₹1000/- or ₹250/-
Selection Process Phase I, Phase II & Interview
Official Website www.nationalinsurance.nic.co.in
WhatsApp Official Channel Join WhatsApp Channel

NICL AO Notification 2025: Important Dates

As per the NICL AO notification, the Phase I Online Examination is tentatively scheduled for July 2025, while the Phase II Examination is expected to be held in August 2025. In the table below, all the important dates are mentioned.

NICL AO Notification 2025: Important Dates
Event Important Dates
Apply Online Ends 03 July 2025
Phase I Exam 20 July 2025
Phase II Exam 31 August 2025

NICL AO Recruitment 2025 Apply Online Link

Candidates interested in the NICL AO Recruitment 2025 can easily submit their applications through the official online portal. The “Apply Online” link has been available on the NICL website. Make sure to fill in all the required details accurately and upload the necessary documents before the last date, which is 3rd July 2025. Applying online is a simple and quick process, so don’t wait until the last moment; complete your application well in advance to avoid any last-minute technical issues.

NICL AO Recruitment 2025: Click Here to Apply Online

Bank Mahapack Plus

Step to Apply for NICL AO 2025

To apply for the NICL Administrative Officer 2025 exam, follow these simple steps:

  • Visit https://nationalinsurance.nic.co.in.
  • Click on “Apply Online” and then “New Registration”.
  • Enter your name, mobile number, and email to register.
  • Save the generated Registration Number and Password.
  • Fill in the application form and click “Save & Next”.
  • Verify all details before final submission.
  • Upload photo, signature, thumb impression, and declaration.
  • Pay the fee online through available payment modes.
  • Submit and download the final form for reference.

NICL AO Vacancy 2025

The NICL AO Recruitment 2025 offers a total of 266 vacancies, which are distributed between Generalist and Specialist positions. The detailed vacancy break-up is provided in the table below. This recruitment drive is aimed at hiring skilled professionals for key roles across various departments of the organization. The specialist posts cover domains such as Finance, Legal, IT, Automobile Engineering, and Medical (MBBS), making it a diverse and competitive recruitment drive.

NICL AO Vacancy 2025
Post Vacancy
Generalist 170
Doctor (MBBS) 10
Legal 20
Finance 20
Information Technology 20
Automobile Engineers 20
Total 260
Backlog Vacancy 6
Total 266

NICL AO Eligibility Criteria

Candidates interested in applying for the NICL Administrative Officer (AO) posts must meet the required eligibility criteria in terms of educational qualification and age limit. The eligibility varies for Generalist and Specialist positions and must be fulfilled as of the prescribed date to avoid disqualification during later stages of the recruitment process.

Educational Qualification

The post-wise educational qualifications for NICL AO Recruitment 2025 vary depending on whether the candidate is applying for a Generalist or Specialist role. The detailed qualifications required for each discipline are listed in the table below. Applicants must ensure they meet the minimum academic requirements before proceeding with the application.

NICL AO Educational Qualification 2025
Post Educational Qualification
Generalist Graduate / Post Graduate in any stream with at least 60% marks in either of the degree examination (at least 55% for SC/ST) candidates.
Doctor (MBBS) M.B.B.S / M.D. / M.S. or PG – Medical Degree
OR
equivalent foreign degrees which are recognized as such by the National Medical Commission (Formerly Medical Council of India) with the prescribed benchmark.
Furthermore, the candidate must be holding a valid registration from National Medical Commission (Formerly Medical Council of India) or any State Medical Council (as applicable for Allopathy)
Legal Graduate / Post Graduate in Law with at least 60% marks in either of the degree examination (at least 55% for SC/ST) candidates.
Finance Chartered Accountant (ICAI) / Cost Accountant (ICWA)
OR
B.COM / M.COM with at least 60% marks in either of the degree examination (at least 55% for SC/ST) candidates
Information Technology B.E / B.Tech / M.E. / M.Tech in Computer Science/Information Technology / MCA with at least 60% marks in either of the degree examination (at least 55% for SC/ST) candidates.
Automobile Engineers B.E. / B.Tech. / M.E. / M.Tech in Automobile Engineering
OR
B.E. / B.Tech. / M.E. / M.Tech in any branch of Engineering together with Diploma (at least one year duration) in Automoblie Engineeringwith at least 60% marks in either of the degree examination (at least 55% for
SC/ST) candidates.

Age Limit

As per the NICL AO 2025 notification, candidates must be between 21 and 30 years of age as on 1st May 2025. This means the applicant should not be born earlier than 2nd May 1995 and not later than 1st May 2004 (both dates inclusive). Age relaxation will be applicable for candidates belonging to reserved categories as per government norms.

Age Relaxation

Relaxation in the upper age limit shall be as follows: Candidates belonging to reserved categories such as SC/ST, OBC (Non-Creamy Layer), PwBD, Ex-Servicemen, Defence Personnel, and existing employees of Public Sector General Insurance Companies are eligible for age relaxation as per government norms, ranging from 3 to 10 years depending on the category.

Sl. No. Category Age Relaxation
1 SC / ST 5 years
2 OBC (Non-Creamy Layer) 3 years
3 Persons with Benchmark Disabilities (PwBD) 10 years
4 Ex-Servicemen, ECOs/SSCOs (with 5+ years service and eligible as per norms) 5 years
5 Defence personnel disabled during hostilities 3 years
6 Existing confirmed employees of Public Sector General Insurance Companies 8 years

NICL AO Recruitment 2025 Application Fees

Candidates applying for NICL AO 2025 are required to pay a non-refundable application fee. The fee for SC, ST, and PwBD candidates is ₹250 (including GST), which covers intimation charges only. For all other categories, the application fee is ₹1000 (including GST), which includes both the application and intimation charges.

NICL AO Recruitment 2025 Selection Process

The selection process for the NICL Administrative Officer (AO) consists of three key stages – Prelims, Mains, and Interview. Each stage is designed to test a candidate’s aptitude, subject knowledge, and suitability for the insurance sector. Here’s a stage-wise breakdown:

Prelims Exam: The Preliminary Exam is the first phase and is conducted in an objective format. It includes three sections English Language, Reasoning Ability, and Quantitative Aptitude. Candidates need to qualify by securing the minimum cut-off marks to proceed to the Mains exam.

Mains Exam: The Mains Exam is a mix of Objective and Descriptive type questions. It evaluates a candidate’s understanding of General Awareness (especially related to current affairs and insurance) and Professional Knowledge based on the specific stream or discipline chosen. This phase is crucial for shortlisting candidates for the Interview round.

Interview: Candidates who clear the Mains are invited for the Interview round, where their overall personality is assessed. This stage tests communication skills, confidence, and understanding of the insurance industry to ensure the candidate is a good fit for the AO role.

NICL AO Recruitment Exam Pattern 2025

The NICL AO 2025 examination will be held in two phases- Prelims and Mains. The Prelims will consist of objective-type questions designed to test candidates on basic reasoning, English, and quantitative aptitude. The Mains will include both objective and descriptive sections tailored for Generalist and Specialist roles. A detailed exam pattern is provided in the section below for the Phase I.

NICL AO Recruitment Exam Pattern 2025
Section No. of Qs. Max. Marks Duration
English Language 30 30 20 minutes
Reasoning Ability 35 35 20 minutes
Quantitative Aptitude 35 35 20 minutes
Total 100 100 60 minutes

NICL AO 2025 Syllabus

The NICL AO Syllabus is designed to assess a candidate’s proficiency in key areas required for officer-level roles in the insurance sector. The syllabus is quite similar to that of major banking exams like IBPS PO and SBI PO, making it familiar to aspirants who have prepared for such competitive tests. For specialist disciplines, additional subject-specific topics will be included. A thorough understanding of these sections, along with regular practice, is crucial to clear both the Prelims and Mains stages of the NICL AO selection process.

NICL AO Salary 2025

Selected candidates for the NICL AO post will receive a starting basic pay of ₹50,925/- on the pay scale of ₹50925-2500(14)-85925-2710(4)-96765. Including various allowances and benefits, the total monthly emoluments will amount to approximately ₹90,000 in metropolitan cities. In addition to standard benefits such as gratuity, pension, and medical coverage, Specialist Officers in the Doctor (MBBS) category are also eligible for a Non-Practicing Allowance (NPA) of 25% of the basic pay, subject to prevailing conditions.

NICL AO Cut Off

The NICL AO (Administrative Officer) cut-off marks are the minimum scores that every candidates need to get in order to move on to the next stage of the selection process. These marks are different for each category like General, OBC, SC and ST. The cut-off is decided basically based on the number of vacancies, how difficult the exam was and how well candidates performed. There are separate cut-offs for each section and an overall cut-off as well. The cut-off marks are usually announced after the exam results. Candidates should regularly check the official NICL website for updates.

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