Bank of Baroda C&IC Salary 2026, Check Pay Scale Here

The Bank of Baroda C&IC Salary 2026 offers an attractive pay package along with several allowances, perquisites, and career growth opportunities. Candidates selected under the Corporate & Institutional Credit (C&IC) Department will be appointed in different grades, including MMG/S-II, MMG/S-III, and SMG/S-IV, depending on the post and experience requirements. Apart from the basic pay, employees will be entitled to various benefits as per the industry-level bipartite settlement and the Bank’s policies.

Bank of Baroda C&IC Salary 2026

The salary structure is designed to reward experience and expertise in the banking sector. Along with competitive pay scales, selected candidates will also receive Dearness Allowance (DA), House Rent Allowance (HRA), medical benefits, leave benefits, and other facilities as applicable to Bank of Baroda officers. This makes the C&IC positions an attractive career option for experienced banking professionals.

Bank of Baroda C&IC Pay Scale

The salary increases periodically through annual increments according to the scale of pay prescribed by the bank. The detailed pay progression for each scale is provided below:

Allowances and Perquisites

In addition to the basic pay, selected candidates are entitled to several allowances and benefits as per Bank of Baroda’s policies.

• Dearness Allowance (DA)
• House Rent Allowance (HRA)
• City Compensatory Allowance (CCA)
• Medical Benefits
• Leave Travel Concession (LTC)
• Newspaper and Briefcase Allowance
• Pension and Retirement Benefits
• Other Bank-specific Perquisites

Bank of Baroda C&IC In-Hand Salary 2026

The in-hand salary depends on the scale of appointment, place of posting, applicable allowances, and deductions. Officers posted in metro cities generally receive higher allowances compared to those posted in smaller cities.

• MMG/S-II: ₹1.10 Lakh – ₹1.25 Lakh
• MMG/S-III: ₹1.40 Lakh – ₹1.55 Lakh
• SMG/S-IV: ₹1.65 Lakh – ₹1.85 Lakh

Career Growth in Bank of Baroda C&IC

Bank of Baroda offers excellent career progression opportunities to officers working in the Corporate & Institutional Credit Department. Promotions are based on performance, experience, internal policies, and organizational requirements.

• MMG/S-II Officer
• MMG/S-III Officer
• SMG/S-IV Officer
• Chief Manager
• Assistant General Manager
• Deputy General Manager
• General Manager

Credit History Requirement

Candidates applying for C&IC positions must maintain a satisfactory credit profile. A minimum CIBIL Score of 680 or above is required at the time of joining.

• Minimum CIBIL Score: 680
• Candidates with loan defaults may be considered ineligible.
• Adverse reports from CIBIL or other credit agencies can lead to rejection of candidature.
• The bank reserves the right to verify the credit profile at any stage of recruitment.

Probation Period

Selected candidates will be placed on probation after joining the bank.

• Probation Period: 12 Months
• Extension: As per Bank’s Requirement

Service Bond

Candidates selected under the Bank of Baroda C&IC Recruitment 2026 will be required to execute a service bond as per the bank’s prevailing policies.

• Minimum Service Period: 3 Years
• Bond Amount: ₹5 Lakh