The Bank of Baroda Salary 2025 for the posts of Credit Analyst and C&IC (Corporate & Institutional Credit) Relationship Manager, and other specialist posts, offers an attractive pay scale along with multiple perks and allowances. As one of the leading public sector banks, Bank of Baroda provides its Specialist Officers with not just a competitive salary but also excellent career growth opportunities. Apart from the basic pay, officers receive various allowances such as DA, HRA, CCA, and special benefits as per bank norms. The job roles in the Credit Analyst and C&IC departments involve financial analysis, client relationship management, and ensuring smooth credit operations for corporate clients.
Bank of Baroda Salary 2025
The Bank of Baroda SO Salary 2025 features an attractive pay scale, ranging from ₹64,820 to ₹1,02,300, based on the grade and level of the Specialist Officer role. In addition to the basic salary, employees are entitled to various allowances, including Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), and performance-based incentives. Moreover, benefits such as medical coverage, gratuity, and retirement perks further add to the overall compensation package.
Also Read, Bank of Baroda Credit Analyst Recruitment 2025 Notification Out for 50 Posts
BOB Salary 2025 Overview
The Bank of Baroda SO Salary 2025 offers a structured pay scale with competitive remuneration based on the post. Along with the basic pay, employees receive various allowances and benefits, ensuring financial stability and career growth. This article provides an overview of the salary structure, perks, and other key details for aspiring candidates.
| Bank of Baroda SO Salary 2025 | |
| Organization | Bank of Baroda |
| Exam Name | Bank of Baroda SO Exam 2025 |
| Post | Specialist Officer (SO) |
| Vacancy | 58 + 50 |
| Category | Salary |
| Basic Pay | According to the post |
| Pay Scale | According to the post |
| Application Mode | Online |
| Official Website | @bankofbaroda.in |
| WhatsApp Official Channel | Join WhatsApp Channel |
Bank of Baroda Salary 2025 Pay Scale
The Bank of Baroda Salary 2025 Pay Scale is designed to offer a structured and rewarding compensation framework for Specialist Officers at different grades. With a competitive starting salary and regular increments at various stages, the pay scale ensures financial stability and career progression. Higher grades come with increased remuneration, recognizing expertise and experience. Along with the basic pay, employees also receive additional allowances and benefits, making the Bank of Baroda an appealing choice for those seeking a stable and growth-oriented banking career.
| Bank of Baroda Salary 2025 Pay Scale | ||||
| Grade/Scale | Basic Pay (Rs.) | Increment (Rs.) | Stages |
Maximum Pay (Rs.)
|
| MMG/S – II | 64,820 | 2,340 (1 stage) | 2,680 (10 stages) | 93,960 |
| MMG/S – III | 85,920 | 2,680 (5 stages) | 2,980 (2 stages) | 1,05,280 |
| SMG/S – IV | 1,02,300 | 2,980 (4 stages) | 3,360 (2 stage) | 1,20,940 |
Bank of Baroda Salary 2025 Allowance and Benefits
Bank of Baroda offers a range of benefits to its Specialist Officers, ensuring financial security and job satisfaction. Employees receive Dearness Allowance (DA) to manage inflation, Special Allowance for specific roles, and House Rent Allowance (HRA) if bank housing isn’t used. City Compensatory Allowance (CCA) supports those in high-cost cities, while medical assistance and Leave Travel Concession (LTC) cover healthcare and travel expenses. Conveyance Allowance aids transportation costs, and employees can opt for bank quarters instead of HRA. These perks make the role financially stable and rewarding.
|
Allowance/Benefit
|
Description |
| Dearness Allowance (DA) |
Provides financial relief against rising living costs.
|
| Special Allowance |
Compensation for undertaking additional roles or duties.
|
| House Rent Allowance (HRA) |
Assistance for renting accommodation if official quarters are not used.
|
| City Compensatory Allowance (CCA) |
Extra financial support for employees stationed in expensive cities.
|
| Medical Assistance |
Helps cover expenses related to healthcare and medical needs.
|
| Leave Travel Concession (LTC) |
Allows reimbursement for travel during approved leave periods.
|
| Travel Allowance |
Covers transportation expenses for work-related travel or daily commuting.
|
| Housing Facility |
Option to reside in bank-provided accommodation instead of claiming HRA.
|
Bank Of Baroda SO Probation Period and Service Bond
Selected candidates for regular positions at the Bank of Baroda must undergo a 12-month probation period from their joining date, during which their performance and suitability for the role will be evaluated. Additionally, they are required to sign a service bond committing to a minimum of three years with the bank. If a candidate chooses to resign before completing this period, they will be liable to pay a penalty of ₹5 lakh. This policy ensures long-term commitment and stability within the organisation.
Bank of Baroda SO Roles and Responsibilities
Specialist Officers in the Bank of Baroda play a critical role in ensuring smooth operations, policy execution, and growth in their respective domains. Depending on the scale of the post, their responsibilities vary as follows:
MMG/S – II: Handling day-to-day operations, client relationship management, supporting senior officers, and implementing policies in the branch or department.
MMG/S – III: Supervising junior officers, managing business development activities, ensuring regulatory compliance, and handling high-value client portfolios.
SMG/S – IV: Leading a department or region, formulating strategies, mentoring teams, managing large-scale operations, and contributing to revenue growth.
SMG/S – V: Overseeing organisational functions at a senior leadership level, policy decision-making, risk management, driving business expansion, and representing the bank in key meetings.
| Related Article |
| Bank of Baroda SO Syllabus |



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