CAIIB BRBL Exam Analysis 2026, 14 June All Shifts Exam Review

The Indian Institute of Banking & Finance (IIBF) conducted the CAIIB Banking Regulations and Business Laws (BRBL) Exam 2026 on 14 June 2026. Candidates from across the country appeared for the examination and shared their feedback regarding the difficulty level, important topics, and overall paper pattern. BRBL tests candidates’ understanding of banking regulations, legal provisions, compliance requirements, and business laws applicable to the banking sector.

CAIIB BRBL Exam Analysis 2026

According to the initial reactions received from candidates, the BRBL paper was largely Moderate to Difficult in difficulty level, with a strong focus on conceptual and application-based questions. Several questions were framed around practical banking situations, requiring candidates to apply legal and regulatory provisions rather than simply recall definitions.

CAIIB BRBL Type of Questions Asked

The BRBL paper consisted primarily of conceptual, regulatory, and case-study-based questions. Many questions were designed to assess candidates’ ability to apply banking laws and regulatory guidelines in practical situations.

• Concept-based questions from the Banking Regulation Act, NI, SARFAESI Act, DRT, etc.
• Questions related to RBI guidelines and compliance.
• Case-study questions on banking operations.
• Legal interpretation-based questions.
• Business law and contract law questions.
• Consumer protection and grievance redressal questions.

CAIIB BRBL Shift 1 Exam Analysis 2026

Shift 1 featured a balanced mix of banking regulations and business law questions. Candidates reported that most questions were concept-oriented and could be attempted comfortably by those who had revised the modules thoroughly.

Case Study: 7-8 Qs.
Numerical: 3 Qs.
NI Act + BR Act: 25 Qs.
Module C & D: 70%
Module A &B: 30%

1. Old Tax Regime
2. NBFC: Base Layer- Definition
3. NBFC: Upper Layer
4. IBC
5. DRAT/DRT
6. Lok Adalat
7. Banker’s Lien
8. Paid Up Capital (Calculation)
9. Time Barred (Limitation Act)
10. Mortgage
11. DRAT: Chairperson- Tenure
12. Consumer Court Limitation
13. Pledge: Possession- Creditor
14.  Section 138: Negotiable Instrument Act- Dishonour of Cheque
15. Usufructuary Mortgage
16. Section 131: Negotiable Instrument Act
17. Type of Mortgage
18. SARFAESI Act (More than 10 Qs.)
19. Minimum Woman Director
20. Suspicious Transaction in Minor Account
21. CIRP (Case Study)
22. Mortgage (Case Study)
23. DRT (Case Study)
24. SARFAESI Act (Case Study)
25. MSME (Case Study)
26. RBI- Section 36: Suppression of BoD
27. Right of Transfer from DRT to Another DRT
28. Action on Suspicious Transaction
29. Grace Day: Bill of Exchange/Promissory Note
30. Cheque Validity- 3 months
31. Pensioner Age: 62 years; Annual Income: 12 lakhs; Tax?
32. Contract of Guarantee: Parties
33. Section 124: Indian Contract Act, 1872
34. Minor (Contract Act/ Partnership Act)
35. Balance Sheet and P&L A/c: Signed by
36. Clayton Rule (Sections 59, 60, 61 of the Indian Contract Act)
37. DRT: Ind/PF
38. NCLT: Company/LLP
39. Committee of Creditor: 66%
40. Ombudsman: Compensation for Mental Harassment
41. Doctrine of Indoor Management
42. Authorised Capital (numerical)
43. Doctrine of Caveat Emptor
44. Bill of Lading
45. Material Alteration of Cheque
46. ROC: Hy/Pledge/Mortg.
47. Book Debt
48. Loan Against the FD Receipt
49. Warranty: SOGA

CAIIB BRBL Shift 1 Exam Analysis 2026: Video Link

CAIIB BRBL Shift 2 Exam Analysis 2026

Candidates encountered several questions based on practical banking scenarios, compliance requirements, and regulatory responsibilities of banks. Questions from business laws also carried a notable weightage.

1. Local Area Bank
2. Payment Bank
3. Co-operation Capital
4. MoA
5. TP, Act
6. SARFAESI Act
7. DRT & DRAT
8. Cheque Payment (Case Study)
9. Ombudsman
10. Section 13 (2): Demand Notice
11. Minor
12. ARC (Asset Reconstruction Company)
13. Min. Age of Chairperson (DRA)
14. DRT: Preciding Officer
15. RTI Act (Case Study)
16. SARFAESI Act (Case Study)
17. Payment of Cheque (Case Study)
18. Payment Bank (Case Study)
19. All types of mortgages
20. CIRP
21. TP Act
22. Consumer Protection Act, 2019- Jurisdiction
23. Mortgage
24. RTI Act- PIO
25. CTS
26. Stolen Cheque & Payment Protection
27. Balance Sheet: Schedule III
28. OPC
29. Loan- Limitation Period
30. IOS (Case Study)
31. Keyman Insurance
32. DRT Act- 1983

CAIIB BRBL Shift 2 Exam Analysis 2026: Video Link

CAIIB BRBL Shift 3 Exam Analysis 2026

Several candidates reported that questions tested the practical applicability of various laws rather than straightforward factual knowledge. Candidates with a strong understanding of legal concepts found the paper manageable.

1. Samll Finance Bank (6-7 Qs)
2. English Mortgage
3. SARFAESI Act (10-15 Qs.)
4. IOS (5-8 Qs.)
5. CERSAI
6. FEMA (5-6 Qs)
7. DRT
8. Woman Director
9. No. of Max. Directors in Public/Pvt. Co.
10. Ombudsman
11. Contrant Act
12. SAR (10-15 Qs)
13. Mortgage
14. IBC (Case Study)
15. Registration of Charges

CAIIB BRBL Shift 3 Exam Analysis 2026: Video Link