Can You Use a Calculator in Bank Exams?

Many aspirants often wonder, “Can you use a calculator in bank exams?” Since banking exams involve lengthy quantitative and reasoning questions, candidates feel that a calculator could save time. However, most bank exams like IBPS, SBI, and RBI have specific rules regarding the use of calculators. Understanding these guidelines is important so that candidates can prepare with the right approach and avoid any confusion on exam day.

Is Calculator Allowed in Bank Exams?

Banking exams like IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B, and other regulatory body exams are among the most competitive exams in India. Since these exams test not only knowledge but also speed and accuracy, aspirants often think : “Is calculator allowed in bank exams?”

The simple answer is: No, calculators are not allowed in most banking exams.

Are Calculators Allowed in IBPS and SBI Exams?

• IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, and RRB exams do not allow the use of calculators (scientific or basic).
• Candidates must perform all calculations manually, which tests their speed in quantitative aptitude, data interpretation, and reasoning ability.
• However, in descriptive papers (essay & letter writing), no calculator is needed as the exam checks writing skills.

Exception: When Are Calculators Allowed?

While calculators are banned in regular prelims and mains, there are exceptions in higher-level exams:

• RBI Grade B (only DSIM for Paper II) and some other specialist officer exams may allow the use of on-screen calculators for complex statistical or financial problems.
• These are provided within the exam software itself, and candidates cannot bring personal calculators.

Why Are Calculators Not Allowed?

• Fairness: To maintain uniformity among candidates.
• Testing Skills: Bank jobs require quick mental calculations.
• Avoiding Malpractice: Personal gadgets could be misused.
• Speed & Accuracy: Candidates are trained to solve under time pressure.

How to Manage Without a Calculator?

Since calculators are banned, candidates must practice:

• Speed Maths Techniques: Approximation, Vedic maths, and shortcuts.
• Mental Arithmetic: Quick addition, subtraction, and percentage conversions.
• Mock Tests: Simulate exam conditions without a calculator.
• Tables & Squares: Learn up to 25 tables, squares till 30, and cubes till 20.