Daily Current Affairs Quiz 30th July 2026 for Banking & Competitive Exams

Daily Current Affairs: 28 July, 2026

Q1. According to the BIMCO-ICS Seafarer Workforce Report 2026, India has emerged as the world’s second-largest supplier of seafarers. Which country holds the top rank globally as the largest provider of maritime workforce?

(a) China

(b) Russian Federation

(d) Indonesia

(e) Vietnam

Answer: c

Solution:

India has emerged as the world’s second-largest supplier of seafarers, according to the BIMCO-ICS Seafarer Workforce Report 2026.
India contributes 311,936 seafarers to the global shipping industry, representing 12.16% of the global seafaring workforce.
India ranks second globally, behind the Philippines and ahead of China, the Russian Federation and Indonesia.
India’s share of the global seafaring workforce has more than doubled over the past decade.
In 2015, India ranked fifth globally, contributing 5.2% of the world’s seafarers.
In 2021, India’s share increased to 6%, although it remained in fifth position.
By 2026, India’s share reached 12.16%, taking the country to second position globally.

Indian Officers and Ratings

India supplies 140,718 officers, accounting for 13.41% of the global officer workforce.
India also supplies 171,218 ratings, representing 11.29% of the global ratings workforce serving aboard merchant vessels.
The figures underline India’s growing role as a major source of skilled maritime professionals for global shipping and trade.

Global Seafarer Workforce

The report estimates the global supply of seafarers at 2.57 million.
Global demand for seafarers stands at approximately 2.55 million, indicating a relatively tight global maritime labour market.
The report also highlights a continuing global shortage of qualified officers.
India’s large officer workforce positions the country as an important contributor to meeting the shipping industry’s future skilled manpower requirements.

Q2. Regional Rural Banks (RRBs) in India demonstrated a historic turnaround in their operational efficiency during FY 2025-26. What was the highest-ever consolidated net profit recorded by RRBs during this financial year?

(a) ₹8,450 crore

(b) ₹9,200 crore

(d) ₹11,500 crore

(e) ₹12,000 crore

Answer: c

Solution:

The financial health of Regional Rural Banks (RRBs) has shown significant improvement in recent years.
RRBs recorded their highest-ever consolidated net profit of ₹10,177 crore during FY 2025–26.
The record profit reflects an improvement in the overall financial performance and operational strength of Regional Rural Banks.
RRBs have also demonstrated consistent improvement across several key financial indicators.
The Capital to Risk-Weighted Assets Ratio (CRAR) has improved, indicating stronger capital adequacy and financial resilience.
Deposits and advances have shown improvement, reflecting expansion in the business operations of RRBs.
The Non-Performing Asset (NPA) position has improved, indicating better asset quality.
The Credit-Deposit (CD) Ratio has also shown consistent improvement, reflecting enhanced deployment of deposits towards lending activities.

Q3. According to data released by the Reserve Bank of India for FY 2025–26, Public Sector Banks (PSBs) achieved a historic multi-decadal low Gross Non-Performing Asset (GNPA) ratio. What was the exact GNPA percentage recorded as of 31 March 2026?

(a) 2.6%

(b) 3.5%

(d) 1.9%

(e) 5.0%

Answer: d

Solution:

The financial health of Public Sector Banks (PSBs) improved significantly in FY 2025–26, with record profitability, strong business growth and historically low stressed assets.
PSBs recorded their highest-ever net profit of ₹1.98 lakh crore as of 31 March 2026, up from ₹1.78 lakh crore in the previous financial year.
Gross Non-Performing Assets (GNPA) of PSBs declined to a historic low of 1.9% in FY 2025–26, compared with 2.6% in FY 2024–25.
The GNPA ratio has declined substantially from 7.3% in March 2022 to 1.9% in March 2026, reflecting a major improvement in asset quality.
The aggregate business of PSBs reached ₹283.3 lakh crore as of 31 March 2026, compared with ₹251.7 lakh crore a year earlier.
Total deposits increased to ₹156.3 lakh crore, while total loans and advances reached ₹127 lakh crore as of 31 March 2026.
The Capital to Risk-Weighted Assets Ratio (CRAR) improved to 16.6% in March 2026, compared with 16.1% in March 2025 and 14.6% in March 2022.

Credit Growth in FY 2025–26

Retail loans recorded year-on-year growth of 19.8%, the highest among the listed major sectors.
MSME loans registered robust year-on-year growth of 19.6%.
Credit to agriculture and allied activities grew by 16.2% year-on-year.
Infrastructure loans registered year-on-year growth of 4.9%.

Q4. The Citizen Financial Cyber Fraud Reporting and Management System (CFCFRMS) was launched in 2021 to prevent the siphoning of defrauded money. Under which organization/centre does CFCFRMS function?

(a) National Critical Information Infrastructure Protection Centre (NCIIPC)

(b) Indian Cyber Crime Coordination Centre (I4C)

(d) National Crime Records Bureau (NCRB)

(e) Reserve Bank Innovation Hub (RBIH)

Answer: b

Solution:

The Citizen Financial Cyber Fraud Reporting and Management System (CFCFRMS) was launched in 2021 for the immediate reporting of financial cyber frauds and to prevent fraudsters from siphoning off funds.
CFCFRMS operates under the Indian Cyber Crime Coordination Centre (I4C).
As of 30 June 2026, CFCFRMS has helped save more than ₹11,158 crore in over 32.80 lakh complaints.
The toll-free cybercrime helpline 1930 has been operationalised to assist citizens in lodging online cybercrime complaints.
To improve operational efficiency and ensure uniform handling of cybercrime complaints, the Ministry has issued a comprehensive Standard Operating Procedure (SOP) for NCRP-CFCFRMS.
The SOP establishes a standardised framework covering complaint processing, coordination with banks, grievance redressal, removal of lien markings and restoration of defrauded funds to rightful claimants.
The framework operates on complaints received through the National Cyber Crime Reporting Portal (NCRP).
A Money Restoration Module has been made functional to expedite the restoration of defrauded money to victims.
A Grievance Redressal Module has also been introduced to address grievances concerning the freezing of bank accounts and lien marking of amounts.
Both the Money Restoration Module and Grievance Redressal Module became functional in April 2026.

Q5. The Delhi Government approved the ‘Delhi Lakshmi Yojana’ for the economic empowerment and social security of women. How much monthly financial assistance will be provided to eligible beneficiaries under this scheme?

(a) ₹1,000

(b) ₹1,500

(d) ₹2,500

(e) ₹3,000

Answer: d

Solution:

The Delhi Government has approved the Delhi Lakshmi Yojana to promote the economic empowerment and social security of women in the national capital.
The decision was taken at a Cabinet meeting chaired by Delhi Chief Minister Rekha Gupta at the Delhi Secretariat.
Under the scheme, eligible women will receive financial assistance of ₹2,500 per month.
The Delhi Government has allocated ₹5,110 crore for the scheme in the 2026–27 Budget.
The registration portal for the Delhi Lakshmi Yojana will open on 1 August 2026.
Women between 21 and 60 years of age will be eligible to apply, subject to the prescribed income criterion.
The applicant’s annual family income must not exceed ₹2.5 lakh to qualify for benefits under the scheme.
The initiative aims to provide regular financial support to eligible women and strengthen their economic security and financial independence.

Q6. According to official data presented by the Ministry of Commerce and Industry in Parliament, what was India’s total record export value (merchandise and services combined) achieved in FY 2025–26?

(a) $775.3 billion

(b) $810.5 billion

(d) $900.0 billion

(e) $841.8 billion

Answer: c

Solution:

India’s total exports reached a record USD 863.1 billion in FY 2025–26.
The record export performance was driven by strong growth in both merchandise exports and services exports.
Merchandise exports stood at USD 441.8 billion during FY 2025–26.
Services exports reached USD 421.3 billion during the same financial year.
The Government highlighted that India’s Free Trade Agreements (FTAs) have helped expand market access, diversify export destinations and create new opportunities for Indian exporters.
Recent trade agreements have particularly expanded opportunities with the United Arab Emirates (UAE), United Kingdom, Australia, Oman and EFTA countries.
These trade arrangements have also supported India’s labour-intensive sectors by improving access to overseas markets.

Exports to FTA Partners

Among India’s FTA partners, ASEAN countries were the largest destination for merchandise exports in FY 2025–26, receiving exports worth USD 38.42 billion.
The UAE followed with merchandise exports worth USD 37.36 billion.
Other important FTA export destinations included SAFTA countries, the United Kingdom and Singapore.
The growing utilisation of India’s trade agreements is reflected in the increasing use of Certificates of Origin (CoO) and wider product coverage under these agreements.

Q7. Who created history by becoming the first Indian athlete to win a medal in the men’s 10,000-metre event at the Commonwealth Games during the 2026 Glasgow Games?

(a) Gulveer Singh

(b) Avinash Sable

(d) Murali Sreeshankar

(e) Parvej Khan

Answer: a

Solution:

Gulveer Singh created history at the Commonwealth Games 2026 in Glasgow by becoming the first Indian athlete to win a medal in the men’s 10,000 metres at the Commonwealth Games.
The reigning Asian champion won the silver medal, clocking 27 minutes 49.78 seconds (27:49.78) at Scotstoun Stadium.
Australia’s Ky Robinson finished ahead of Gulveer Singh to claim the gold medal.
Gulveer’s silver marked a historic breakthrough for India in the men’s 10,000m event at the Commonwealth Games.

Harjinder Kaur Wins Weightlifting Silver

Harjinder Kaur won the silver medal in the women’s 69 kg weightlifting event.
The 29-year-old Indian weightlifter recorded a combined lift of 227 kg to finish on the podium.
Her silver was India’s seventh medal from eight weightlifting events at the Glasgow Games.
This was Harjinder Kaur’s second consecutive Commonwealth Games medal, following her bronze medal at Birmingham 2022.

Q8. Shri Ngulkham Jathom Gangte, a 1994-batch Indian Foreign Service (IFS) officer, has been appointed as the next Ambassador of India to which of the following countries?

(a) Brazil

(b) Mexico

(d) Colombia

(e) Chile

Answer: b

Solution:

Shri Ngulkham Jathom Gangte (IFS: 1994) has been appointed as the next Ambassador of India to Mexico.

Q9. Indian Railways achieved a major connectivity milestone by operating the first direct commercial container freight train between Kolkata Port in India and which destination in Nepal?

(a) Raxaul Dry Port

(b) Birgunj Integrated Check Post

(d) Janakpur Station

(e) Bhairahawa Customs Point

Answer: c

Solution:

Indian Railways achieved a major milestone in India-Nepal freight connectivity by successfully operating the first-ever direct commercial container freight train from Kolkata Port to Biratnagar Customs Yard in Nepal.
The freight train consisted of 40 wagons carrying a consignment of canola.
The operation was conducted under the revised India-Nepal Rail Transit Protocol, which facilitates seamless rail-based freight transportation between the two countries.
The new arrangement enables direct movement of containerised cargo from Kolkata Port to Biratnagar without requiring transshipment at the border.
Eliminating border transshipment is expected to reduce transit time, logistics costs and cargo handling requirements.
The direct rail service is also expected to improve the efficiency, reliability and competitiveness of bilateral trade between India and Nepal.
The successful operation represents an important step towards strengthening cross-border rail logistics and regional trade connectivity.

Q10. Pithora painting, which recently received a Geographical Indication (GI) tag, is a centuries-old traditional wall art belonging primarily to which state?

(a) Madhya Pradesh

(b) Rajasthan

(d) Maharashtra

(e) Chhattisgarh

Answer: c

Solution:

Pithora Painting, the centuries-old tribal wall art tradition associated particularly with Gujarat’s Rathwa community, has received a Geographical Indication (GI) tag.
The GI recognition is expected to help preserve the cultural heritage of Pithora painting while creating greater recognition and economic opportunities for tribal artisans.
Pithora painting originated in the tribal regions of Gujarat, particularly Panchmahal and Chhota Udaipur.
The art is practised by tribal communities such as the Rathwa, Bhil and Bhilala, whose traditions are closely associated with nature, spirits and divine powers.
The tradition has a long history, with its origins traced to around the 13th century.
The art is named after Pithora Dev, a tribal deity associated with marriage, prosperity and the well-being of the community.
Traditionally, Pithora paintings were created on the walls of homes and had an important ritual and cultural significance.
These paintings were often commissioned on significant occasions such as weddings, births and festivals, with the intention of seeking blessings and protection from deities.
Traditionally, the paintings are executed by specialist ritual painters known as Lakharas.
The painting process is carried out under the guidance of a priest known as the Badwa.