Essay and Letter Writing Tips For Bank Mains Exams (SBI PO, IBPS PO)

The descriptive writing test is a supreme part of many banking exams including IBPS PO Mains Exam 2021 which is scheduled to be held on 4th Feb 2021. In this section, there are only two questions of 25 marks each that are: letter and essay writing. This section can help the aspirants in stretching and increasing their overall marks. But what are the tips that the candidates must keep in mind while attempting essay and letter writing questions? In this article, we will be answering this question with some of the most important tips for the descriptive writing test of various banking mains Exams.

Essay and Letter Writing Tips for Bank Mains Exams

Let us first look at the tips that the candidates must follow while attempting the letter-writing question:

Letter Writing

The basic agenda for a letter-writing question is to judge a candidate how he/she conveys a message formally or informally to the addressed person. Letters are broadly classified into two types: formal and informal/personal. Both these letter types have their own set of formats which the candidate must follow while writing the letter.

Informal Letter

These letters are addressed to your near and dear ones like family members, relatives, friends, etc. Informal type of letter follows and Informal tone throughout. No professionalism is shown in the Informal type of letter. Let us now look at the format of an informal letter.


<Receiver’s Address>



<Body of the Letter>

Yours Sincerely


Formal Letter

A formal type of letter is a totally professional letter and is written in cases of a professional relationship where are you address any government/academic/bank/an official of a different field. The tone of the letter will be formal and will be written under the shadow of professionalism. Let us now look at the format of a formal letter:


<Sender’s Address>


<Receiver’s Address>

<Subject of Letter>


<Body of the letter >

Yours Faithfully



Also Check,

Format Of Formal Letter Writing Style

Other letter writing tips for letter writing

  • The content of the letter should be left-aligned.
  • Candidates must follow the format as per the question: formal/informal.
  • For formal letters, words for salutation or greetings can be, respected sir/ma’am or sir/ma’am.
  • For informal letters, words like dear or hello can be used Greetings.
  • Make sure that the conclusion of the letter is written in a separate paragraph. Keep the entire letter clean and tidy .
  • Conclude the letter with Your Faithfully/ Sincerely.
  • Avoid Grammatical mistakes and follow the tone as per the question ( formal or informal).

Essay Writing

Essay writing can be a scoring question for banking aspirants. But to ensure scoring good marks it is important to follow some tips while writing an essay in banking Mains exams.

  • Read the question carefully. Is very important to understand the question and each instruction that is given in the question before beginning an essay. Mostly there are some important key points that are mentioned in the question that the candidates have to include in their essay. If the candidates go lenient while reading a question they might miss important key features that they have to include in their essay.
  • There will be two questions from essay writing that will be asked from which the candidate has to choose and attempt one. It is advised that the candidates must choose the topic which he/she is aware of and have ample knowledge about that topic.
  • Make sure that every point makes thorough sense and follows the main concept/topic of the essay throughout.
  • Avoid spelling or grammatical mistakes as it will leave a bad impression on the readers.
  • Candidates must ensure that they connect the essay from top to bottom. The readers shouldn’t feel that the candidate has left some points unexplained. For that candidates must start each paragraph with a sentence that clearly connects it to the rest of the essay.
  • Finish the essay with an interesting and thought-provoking comment that is relevant as well. This will convey to the readers that the candidate is open for discussion.

Note: For both letter and essay writing questions candidates must take care of time management. Limited time will be given for both these questions so the candidates are advised to divide the time accordingly.


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