IB ACIO vs Bank PO vs Bank Clerk- Which Is Better?

IB ACIO, Bank PO, and Bank Clerk are some of the most demanding government jobs in India, and lakhs of aspirants apply every year Just to get recruited for these posts. The question is what shall be the aspirant’s priority? Which post is better amongst IB ACIO, Bank PO, and Bank Clerk? Which one should the aspirants join if selected?

IB ACIO VS Bank PO VS Bank Clerk

One has to be very precise and cautious while choosing the right career path. With a lot of similarities like exam pattern and selection process, It becomes even more difficult to choose amongst these three. But what if these three job posts compete with each other? Who will win the battle of the best job position amongst IB ACIO, Bank PO, and Bank Clerk? Which is the ideal job position amongst these three? Before concluding let us compare these three posts in detail:

Overview: IB ACIO-Bank PO-Bank Clerk

Overview

IB ACIO

Bank PO

Bank Clerk

Organization

IB & MHA

National Banks and RRBs

National Bank and RRBs

Post Offered

Assistant Central Intelligence Officer

Probationary Officer

Junior Associate

Mode of Examination

Online

Online

Online

Selection Process

Candidates have to go through the following selection process of these posts to get selected for the job post.

Selection Process: IB ACIO

  • Phase 1 – Objective Exam (100 marks)
  • Phase 2 – Descriptive Exam (50 marks)
  • Personal Interview (100 marks)

Selection Process: Bank PO

  • Phase 1 – Preliminary Exam (100 marks)
  • Phase 2 – Main Exam (200 marks) + Descriptive Exam (25 marks)
  • Interview (100 marks)

Selection Process: Bank Clerk

  • Phase 1– Preliminary Exam (100 marks)
  • Phase 2 – Main Exam (200 marks) 

Job Profile-Responsibilities

It becomes very easy for the candidates to choose on job post amongst these three by simply looking at the Job Profile/Responsibilities. Candidates can make their choice based on their interest areas and preferable job profile. Let us look at the key responsibilities of these job posts: IB ACIO, Bank PO & Bank Clerk.

IB ACIO: Job Profile & Responsibilities

  •  Collect secret information For national security
  •  Collection of intelligence information like exchange issues, trespassing of terrorists, illegal or unethical trafficking, etc.
  • Tracking of information that can be a threat to the nation or states.

 

Bank PO: Job Profile & Responsibilities

  • Training of practical knowledge in finance, accounting, marketing, billing as well as investment.
  • Performing day to day activities: passing a cheque, draft issuance, cash management, etc.
  • Manage cash flow, loans, and mortgages and finance to increase banks business
  • Perform activity as public relations officer, handling of customer complaints, and various customer related issues.

 

Bank Clerk: Job Profile & Responsibilities

  • Recording/organizing information about loans, stocks, bonds, and other investment documents.
  • Maintaining monthly balance sheets.
  • Performing activities: working on international accounts, translating foreign currencies into rupees, and vice versa.
  •  taking care of records for each customer’s account.

Career Prospects

Career progression for IB ACIO

                   Director             

                            ↑

              Deputy Secretary            

                           ↑

              Under Secretary        

                            ↑

      Section Officers (7-8 years)

Career progression for Bank PO

Chairman & Managing Director (CMD)

                            ↑

            Executive Director (ED)

                           ↑

              General Manager

                            ↑

         Deputy General  Manager

                            ↑

      Assistant  General Manager

                            ↑

                 Chief Manager

                            ↑

               Senior Manager

                            ↑

                     Manager

                            ↑

             Assistant Manager

Career progression for Bank Clerk

                      Director

                            ↑

             Executive Director

                            ↑

          Chief General Manager

                            ↑

               General Manager

                            ↑

         Deputy General Manager

                            ↑

         Assistant General Manager

                            ↑

                     Manager

                            ↑

             Assistant Manager

Gross salary

Posts IB ACIO Bank PO Bank Clerk
Gross Salary (Monthly) Rs 76,250/-  Rs.38,703/- Rs 19,588/-.

 

IB ACIO VS Bank PO VS Bank Clerk: Which one to choose?

The Job profile of IB ACIO Is different from that of Bank PO & Bank Clerk As it is not related to the banking sector while the other two posts or from the banking sector.

 If the candidates are looking for a job profile that provides them with a handsome salary package then it is clearly visible that the post of IB ACIO offers the highest salary package amongst the other posts. As far as the career growth is concerned, in IB ACIO and Bank Clerk aspirants can reach up to director level while in the Bank PO position, chairman and managing director is the highest level of career growth.

The job profile of IB ACIO Is in major demand amongst the freshers as anyone who lies between 18 to 27 years can apply for this job post. While on the other hand candidates who want to apply for the post of Bank PO have to be between 20 years to 30 years of age.

Candidates must choose their career path according to their interest and key working area. Candidates can analyse these three job positions by looking at their different aspects mentioned in this article above. After that it becomes very easy for the aspirants to choose which one is a better job profile.

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