JAIIB AND DB&F Paper 1 Syllabus: Principles & Practices of Banking

| Updated On January 6th, 2020 at 12:54 pm

Dear Readers,
So, in the previous articles, we read
and discussed about JAIIB/DB&F, exam pattern, Eligibility, Schedule,
Registration fees and some other introduction about the same.
 
Now, in this article, we will be
discussing about the JAIIB/DB&F Subjects and Syllabus of PAPER I subject in details.
 
SUBJECTS OF EXAMINATION: 
 
(1) Principles & Practices of Banking, (Paper 1)
(2) Accounting & Finance for Bankers, (Paper 2)
(3) Legal & Regulatory Aspects of Banking (Paper 3)
 
PAPER I –
PRINCIPLES & PRACTICE OF BANKING



This Paper 1 Subject is divided into four Parts (A,B,C and D)
 
PART A – INDIAN FINANCIAL SYSTEM



Indian Financial System – An Overview
Role of
RBI, Commercial Banks, NBFCs, PDs, FIs, Cooperative Banks, CRR, SLR; Equity
& Debt Market; IRDA
 
Banking
Regulation
Constitution, Objectives, Functions of
RBI; Tools of Monetary Control; Regulatory Restrictions on Lending
 
Retail
Banking, Wholesale and International Banking
Retail Banking- Products,
Opportunities; Wholesale Banking, Products; International Banking, Requirements
of Importers & Exporters, Remittance Services; Universal Banking; ADRs;
GDRs; Participatory Notes.
 
Role
of Money Markets, Debt Markets & Forex Market
Types of
Money & Debt Market Instruments incl. G-Secs; ADs, FEMA, LIBOR, MIBOR, etc.
 
Role
and Functions of Capital Markets, SEBI
Overview of Capital Market; Stock
Exchange; Commonly used Terms; Types of Capital Issues; Financial Products /
Instruments including ASBA, QIP; SEBI; Registration of Stock Brokers,
Sub-brokers, Share Transfer Agents, etc QIBs
 
Mutual
Funds & Insurance Companies, Bancassurance & IRDA
Types of Mutual Funds, its Management
& its Role; Role & Functions of Insurance Companies; Bancassurance;
IRDA
 
Factoring,
Forfaiting Services and Off-Balance Sheet items
Types &
advantages of Factoring & forfaiting services; Types of off balance sheet
items
 
Risk
Management, Basel Accords
Introduction to Risk Management; Basel
I, II & III Accords
 
CIBIL,
Fair Practices Code for Debt Collection, BCSBI
Role and Functions of CIBIL; Fair
Practices Code for Debt Collection; Codes of BCSBI
 
Recent
Developments in the Financial System
Structure,
Reforms in the Indian Financial System; recent developments in Money, Debt,
Forex Markets; Regulatory Framework; Payments and Settlement System
 
PART B – FUNCTIONS OF BANKS
 
Banker Customer
Relationship
Types; Different Deposit Products & Services; Services to Customers
& Investors
 
KYC
/ AML / CFT norms
PMLA
Act; KYC Norms
 
Bankers’
Special Relationship
Mandate;
POA; Garnishee Orders; Banker’s Lien; Right of Set off
 
Consumer
Protection – COPRA, Banking Ombudsman Scheme
Operational
Aspects of COPRA Act & Banking Ombudsman Scheme
 
Payment
and Collection of Cheques and Other Negotiable Instruments
NI
Act; Role & Duties of Paying & Collecting Banks; Endorsements; Forged
Instruments; Bouncing of Cheques; Its Implications; Return of Cheques; Cheque
Truncation System
 
Opening
accounts of various types of customers
Operational
Aspects of opening and Maintaining Accounts of Different Types of Customers
including Aadhaar, SB Rate Deregulation
 
Ancillary
Services
Remittances;
Safe Deposit Lockers; Govt. Business; EBT
 
Cash
Operations
Cash
Management Services and its Importance
 
Principles
of lending, Working Capital Assessment and Credit Monitoring
Cardinal
Principles; Non-fund Based Limits; WC; Term Loans; Credit Appraisal Techniques;
Sources of WC Funds & its Estimation; Operating Cycle; Projected Net WC;
Turnover Method; Cash Budget; Credit Monitoring & Its Management; Base Rate
 
Priority
Sector Advances
Targets;
Sub-Targets; Recent Developments
 
Agricultural
Finance
Types
of Agricultural Loans; Risk Mitigation in agriculture (NAIS, MSP etc.)
 
Micro,
Small and Medium Enterprises
MSMED Act,
2006 Policy Package for MSMEs; Performance and Credit Rating Scheme; Latest
Developments
 
Government
Sponsored Schemes
SGSY; SJSRY; PMRY; SLRS
 
Self
Help Groups
Need for & Functions of SHGs; Role
of NGOs in Indirect Finance to SHGs; SHGs & SGSY Scheme; Capacity Building
 
Credit
Cards, Home Loans, Personal Loans, Consumer Loans
Operational Aspects, Advantages,
Disadvantages & Guidelines of Credit Cards; Procedure and Practices for
Home Loans, Personal Loans and Consumer Loans
 
Documentation
Types of Documents; Procedure;
Stamping; Securitisation
 
Different
Modes of Charging Securities
Assignment; Lien; Set-off;
Hypothecation; Pledge; Mortgage
 
Types
of collaterals and their characteristics
Land & Buildings; Goods;
Documents of Title to Goods; Advances against Insurance Policies, Shares, Book
Debts, Term Deposits, Gold, etc; Supply Bills
 
Non
Performing Assets
Definition; Income Recognition;
Asset Classification; Provisioning Norms; CDR
Financial Inclusion
BC; BF; Role of ICT in Financial
Inclusion, Mobile based transactions, R SETI
 
Financial
Literacy
Importance of financial literacy,
customer awareness
 
PART C – BANKING TECHNOLOGY
 
Essentials
of Bank Computerization
Computer Systems; LANs; WANs; UPS;
Core Banking
 
Payment
Systems and Electronic Banking
ATMs; HWAK; PIN; Electromagnetic
Cards; Electronic Banking; Signature Storage & Retrieval System; CTS; Note
& Coin Counting Machines; Microfiche;
NPC; RUPAY
 
Data
Communication Network and EFT systems
Components & Modes of
Transmission; Major Networks in India; Emerging Trends in Communication
Networks for Banking; Evolution of EFT System; SWIFT; Automated Clearing
Systems; Funds Transfer Systems; Recent Developments in India
 
Role
of Technology Upgradation and its impact on Banks
Trends in Technology Developments;
Role & Uses of Technology Upgradation; Global Trends; Impact of IT on Banks
 
Security
Considerations
Risk Concern Areas; Types of
Threats; Control Mechanism; Computer Audit; IS Security; IS Audit; Evaluation
Requirements
 
Overview
of IT Act
Gopalakrishna Committee
Recommendations
 
Preventive
Vigilance in Electronic Banking
Phishing; Customer Education; Safety
Checks; Precautions
 
PART D – SUPPORT SERVICES – MARKETING
OF BANKING SERVICES / PRODUCTS
 
Marketing
– An Introduction
Concept; Management; Products &
Services; Marketing Mix; Brand Image
 
Social
Marketing / Networking
Evolution, Importance &
Relevance of Social Marketing / Networking
 
Consumer
Behaviour and Product
Consumer Behaviour; Product
Planning, Development, Strategies, etc; CRM
 
Pricing
Importance, Objectives, Factors,
Methods, Strategies of Pricing; Bank Pricing
 
Distribution
Distribution Channels; Channels
for Banking Services; Net Banking; Mobile Banking
 
Channel
Management
Meaning, Levels, Dynamics,
Advantages
 
Promotion
Role of Promotion in Marketing;
Promotion Mix
 
Role
of Direct Selling Agent / Direct Marketing Agent in a bank
Definition; Relevance; Banker as
DSA / DMA; Delivery Channels in Banks; Benefits
 
Marketing
Information Systems – a longitudinal analysis
Functions & Components of MKIS;
MKIS Model; Use of Computers & Decision Models; Performance of MKIS;
Advantages
 
On the very next upcoming Articles, we will
be discussing about the Syllabus of Paper 2 in detail,  about the

subjects and how to plan for it, study for it, and finally we together will
start the preparation for these.
 
We want our readers to be on the top of every profession specially
our Banking aspirants and bankers who think that there is no way to stop where
you are and there is never a stop to your growth. And believe us You can’t miss
these courses. It is not mandatory but yes it is very very important for your
knowledge and growth in any banking or financial institution.
For any query/issue/support/guidance related to IIBF, JAIIB or DB&F, you can contact us through: http://support.adda247.com




Important Links

About Course:

This package Includes IBPS RRB Study Material -  Subscribe Now

About Bank Mahapack
If you are preparing for more than 1 Banking & Insurance exams then this is the pack we recommend you buy.

It is most cost effective and you get access to 100% digital content for Bank & Insurance exams on Adda247.

Banking & Insurance Exams Covered in this Pack

IBPS RRB Mains, IBPS CLERK, IBPS PO, LIC ASSISTANT, IBPS SO, IBPS PO Mains, SBI PO, SBI Clerk, Assistant, IBPS RRB PO Prelims etc. 

Additionally you can crack any private bank job exam with content in this pack.

What all You Get

  • All Interactive Live Classes by best teachers
  • All Recorded Video Courses designed by experts
  • All Tests Series
  • All eBooks
  • Doubt Clearing by experts
  • Personality Development Courses like Spoken English, Interview Techniques and more...

Bank & Insurance Mahapack Highlights 

  • Structured course content
  • Recorded classes available if you miss any live class
  • Previous Years’ Papers of all upcoming exams.
  • Full Length Mocks based on the latest pattern with detailed solutions (video solutions for certain topics)
  • Topic level knowledge tests
  • Strategy sessions, time management & Preparation tips from the experts
  • Language: English & Hindi Medium

MPN: BA-E-LC-3935

Bank Maha Pack
  1. Unlimited Live Classes & Recorded Video Courses
  2. Unlimited Tests and eBooks
  3. 1 Lakh+ Selections
Validity
  1. 6 Months
  2. 1 Month
  3. 3 Months
5499 458/month
BUY NOW
 

Railway Recruitment 2018


Railway Group B Recruitment 2018

DSSSB 2018

You may also like to read: