The JAIIB PPB Exam 2026 conducted on 9 May 2026 has now concluded successfully across all shifts, and candidates who appeared for the examination have started sharing their reviews and memory-based questions. Overall, the paper was reported to be moderate in difficulty level with a good mix of conceptual, practical banking, and module-based questions.
JAIIB PPB Exam Analysis 2026
The JAIIB PPB Exam 2026 has been reported by candidates to have an overall difficulty level of Moderate across all shifts. The paper maintained a good balance of conceptual understanding and application-based questions, testing both clarity of fundamentals and practical banking knowledge.
JAIIB PPB Exam Analysis 2026, Exam Level & Pattern
While the initial shifts have relatively straightforward and time-manageable, later shifts included a few tricky questions and statement-based concepts, making the paper slightly more demanding in comparison.
- Overall Difficulty Level: Moderate
- Question Pattern: Conceptual, Case Study and a few Numerical Questions
- Time Management: Moderate, with some lengthy questions
JAIIB PPB Exam Analysis 2026, Shift 1
The JAIIB PPB Exam 2026 Shift 1 was considered moderate in difficulty by most candidates. Questions were mainly asked about banking regulations, customer relationship management, priority sector lending, and financial inclusion topics, while several case study-based questions also appeared in the paper.
- Cheque: Sec 6 of the NI Act 1881
- DD, FDR: Indemnity Bond
- APIO- Full Form (RBI Act)
- Mesh Topology- LAN
- PSL Rate
- LAN Advantage
- Asset Provisioning
- Basel Norms
- Minor Bank Account
- Tandon Commission
- Mandate
- Feature of Indemnity
- Lien
- Pledge (Indian Contract Act)
- Drawing Power
- SARFAESI Act
- Debtor & Creditor
- SWIFT: Full Form
- Charge- Pledge (Gold Loan)/ Hypothecation- Car Loan/ Mortgage- Home Loan/ Assignment- Third Party
- Liability of Banker in case of natural calamity
- Housing LTV
- TREDS- MSMEs
- KCC Subvention: Rate of Interest: 7%: Limit (Revised in Budget)
- FEMA
- DSCR
- SWIFT: 11 Digits
- KCC Limit: DLTC
- SHG Members
- Existing Drawing Power
- NEFT/RTGS Code
- PIO in Bank
- NPA (numerical)
- GO- Order Nisi
- Payment & Collecting Bank: Section
- Medium Enterprises: Provision
- CC Limit (Numerical)
JAIIB PPB Exam Analysis 2026, Shift 1: Video Link
JAIIB PPB Exam Analysis 2026, Shift 2
The JAIIB PPB Exam 2026 Shift 2 was reported to be moderate in overall difficulty, with a good mix of conceptual, practical, and case study-based questions. Candidates shared that questions were asked from important areas such as priority sector lending, customer service, banking regulations, digital banking, financial inclusion, and risk management.
- NPA provisioning for <1 yr
- Demand Draft (Case Study)
- Account Aggregator
- Bill of Exchange (Case Study)
- Hub & Router (Difference)
- Revolving Fund of SHG
- Ethics (2-3 Questions)
- Joint Operation of Account (Case Study)
- NBFC Lending
- NPA Provisions
- Working Capital Requirements
- Locker (Case-Based)
- Charge on Stock- (Pledge/ Hypothecation)
- Green Clause- LC
- Bank Finance/Margin
- PSL- ANBC- Sub Sector
- Indemnity- u/s 124 of the Indian Contract Act, 1872
- RTI
- Consumer Protection Act
- FCNR: NRI- TD- O/S
- CC Limit
- Surety/ Guarantor
- Banking Definition- Case Study
- KCC
JAIIB PPB Exam Analysis 2026, Shift 2: Video Link
JAIIB PPB Exam Analysis 2026, Shift 3
- PSL Limit
- Mortgage
- Gross Advance: Net NPA
- RRBs- MSE Limit
- ED
- Satyam Computer
- Indemnity
- Ethics
- ATY: Minimum Age
- Raw Material
- PMFBY: Insurance Premium in Rabi Crops
- FEMA Act
- HUF
- Short Crop Insurance
- Phishing
- Drip Irrigation
- Pledge
- Inland Bill
- Partnership- Mandate Letter
- DLTC
- SHG: Default
- Sub Standard Assets
- Charge Card
- SNRR Account: 7 years
- NRO A/c
- SWIFT
- Negative Lien
- MSMEs
- Net Working Capital
- PSL: Weaker Section
- Charge
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