Bank Holidays 2021: Complete List of Bank Holidays in India

Bank Holidays 2021: There are different types of holidays and one such holiday is Bank Holidays in India and on this day all the banks observe holidays. There are different types of Bank holidays like National Holidays, these are observed across the nation and the other is state-specific which is observed in a specific state. In this space, we will be providing you the complete Bank Holiday List 2021. As per the decision made in 2015, every bank must announce a public holiday every 2nd and 4th Saturday of the month. However, online or net banking facilities, several banking transactions such as money transfers, bill payments, etc. will be available on bank holidays, just branches of banks will remain closed. Read the complete article to learn more about bank holidays in India and also find a state-wise bank holidays list for the financial year 2021.  

The main significance of providing bank holidays is to give a work-life balance to all the bank employees. On the bank holidays, the bank customers will not be able to transact or deposit at any of the bank branches all over India. 

Do check

RBI List of Bank Holidays 2021

Statewise Bank Holidays 2021 in India

Each state has its own specific events or festivals, depending on these RBI has released state-wise bank holiday lists. State governments decide specific holidays based on their regional and cultural significance. Click on the link of the state for which you are looking and you will be taken to the page of that particular state depicting its Bank Holidays 2021 in India.


State-wise Bank Holidays 2021
Sno Name of the State Direct Links
1 Andhra Pradesh Bank Holidays in Andhra Pradesh
2 Arunachal Pradesh Bank Holidays in Arunachal Pradesh
3 Assam Bank Holidays in Assam
4 Bihar Bank Holidays in Bihar
5 Chhattisgarh Bank Holidays in Chhattisgarh
6 Goa Bank Holidays in Goa
7 Gujarat Bank Holidays in Gujarat
8 Haryana Bank Holidays in Haryana
9 Himachal Pradesh Bank Holidays in Himachal Pradesh
10 Jharkhand Bank Holidays in Jharkhand
11 Karnataka Bank Holidays in Karnataka
12 Kerala Bank Holidays in Kerala
13 Madhya Pradesh Bank Holidays in Madhya Pradesh
14 Maharashtra Bank Holidays in Maharashtra
15 Manipur Bank Holidays in Manipur
16 Meghalaya Bank Holidays in Meghalaya
17 Mizoram Bank Holidays in Mizoram
18 Nagaland Bank Holidays in Nagaland
19 Odisha Bank Holidays in Odisha
20 Punjab Bank Holidays in Punjab
21 Rajasthan Bank Holidays in Rajasthan
22 Sikkim Bank Holidays in Sikkim
23 Tamil Nadu Bank Holidays in Tamil Nadu
24 Telangana Bank Holidays in Telangana
25 Tripura Bank Holidays in Tripura
26 Uttar Pradesh Bank Holidays in Uttar Pradesh
27 Uttarakhand Bank Holidays in Uttarakhand
28 West Bengal Bank Holidays in West Bengal


List of Bank Holidays in India 2021Given below is the list of Bank holidays in India 2021:

Bank Holidays 2021

1 January 2021 New Year
2 January 2021 New Year’s Celebration
3 January 2021 Sunday
9 January 2021 Second Saturday
10 January 2021 Sunday
12 January 2021 Birthday of Swami Vivekananda
14 January 2021 Makar Sakranti
17 January 2021 Sunday
20 January 2021 Guru Govind Singh Ji Birthday
23 January 2021 Fourth Saturday
24 January 2021 Sunday
26 January 2021 Republic Day

31 January 2021


Mar 29, 2021 Holi
Apr 02, 2021 Good Friday
Apr 25, 2021 Mahavir Jayanti
May 13, 2021 Eid al-Fitr
May 26, 2021 Buddha Purnima
Jul 31, 2021 Eid-al-Zuha
Aug 15, 2021 Independence Day
Aug 30, 2021 Janmashtami
Oct 02, 2021 Mahatma Gandhi Jayanti
Oct 15, 2021 Dussehra
Oct 30, 2021 Eid-e-Milad
Nov 4, 2021 Deepavali / Diwali
Nov 19, 2021 Guru Nanak Jayanti
Dec 25, 2021



Types of Bank Holidays 2021
There are two types of Bank Holidays :

  • National Holidays
  • Government Holidays.

National Holidays refers to those holidays which are applicable all across the nation and India observes three national holidays that include:

1) Republic Day

2) Independence Day

3) Mahatma Gandhi Jayanti. 

Government holidays can be further classified into State government bank holidays and Central Government bank holidays. State government bank holidays may differ amid Indian states whereas Central Government bank holidays are more commonly observed across the country. For ex- Lui-Ngai-Ni Day is a bank holiday in Manipur while Sonam Losar Day is a bank holiday in Sikkim, Similarly, there are many state bank holidays based on the states.

Also check; Best books to prepare for bank exams

State specified Bank Holidays are given below:

Date Name of Holiday States Celebrated
January 2021
2 January 2021 Guru Gobind Singh Jayanti Haryana, Rajasthan
Mannam Jayanthi Kerala
12 January 2021 Swami Vivekananda Jayanti West Bengal
15 January 2021 Bhogi Andhra Pradesh, Telangana
Tusu Puja Assam
16 January 2021 Thiruvallavur Day Tamil Nadu, Puducherry
Kanuma Pandunga Andhra Pradesh
23 January 2021 Netaji Subhash Chandra Bose Jayanti Assam, West Bengal, Tripura, Odisha
25 January 2021 Sonam Losar Sikkim
Statehood Day Himachal Pradesh
30 January 2021 Vasant Panchami West Bengal, Tripura, Odisha, Haryana, Punjab
February 2021
9 February 2021 Guru Ravidas Jayanti Punjab, Haryana, Himachal Pradesh, Chandigarh
19 February 2021 Chhatrapati Shivaji Maharaj Jayanti Maharashtra
20 February 2021 Statehood Day Arunachal Pradesh
State Day Mizoram
March 2021
5 March 2021 Panchayatiraj Divas Odisha
6 March 2021 Chapchar Kut Mizoram
8 March 2021 Hazrat Ali’s birthday Uttar Pradesh
22 March 2021 Bihar Diwas Bihar
23 March 2021 S. Bhagat Singh’s Martyrdom Day Punjab and Haryana
25 March 2021 Ugadi Andhra Pradesh, Telangana, Karnataka, Maharashtra
  Gudi Padwa Maharashtra
April 2021
1 April 2021 Odisha Day Odisha
9 April 2021 Maundy Thursday Kerala
11 April 2021 Easter Saturday Nagaland
12 April 2021 Easter Sunday Several states
13 April 2021 Bohag Bihu Assam
Vaisakh Haryana, Jharkhand, and Punjab
14 April 2021 Vishu Kerala
Bohag Bihu Arunachal Pradesh
Bengali New Year West Bengal, Tripura
Puthandu Tamil New Year
Mahabishubha Sankranti Odisha
Ashoka’s birth anniversary Bihar
15 April 2021 Himachal Day Himachal Pradesh
25 April 2021 Maharshi Parasuram Jayanti Several states
Basava Jayanti Karnataka
May 2021
1 May 2021 Maharasthra Day Maharashtra
8 May 2021 Guru Rabindranath Jayanti West Bengal, Tripura
16 May 2021 State Day Sikkim
20 May 2021 Shab-i-Qadr Jammu and Kashmir
22 May 2021 Jumatul Bidah Jammu and Kashmir
June 2021
15 June 2021 Raja Sankranti Odisha
23 June 2021 Ratha Yatra Odisha
July 2021
5 July 2021 Guru Purnima Festival Many States
16 July 2021 Bonalu Telangana
23 July 2021 Haryali Teej Haryana, Punjab, Chandigarh
31 July 2021 Shaheed Udham Singh’s Martyrdom Day Haryana and Punjab
August 2021
15 August 2021 Independence Day All over India
17 August 2021 Parsi New Year Maharashtra and Gujarat
28 August 2021 Ramdev Jayanti Rajasthan
28 August 2021 Ayyankali Jayanthi Rajasthan
31 August 2021 Thiruvonam Kerala
September 2021
1 September 2021 Indra Jatra Sikkim
2 September 2021 Sree Narayana Guru Jayanti Kerala
October 2021
31 October 2021 Lakshmi Puja West Bengal, Tripura, Odisha
November 2021
1 November 2021 Kannada Rajyotsava Karnataka
Kerala Piravi Kerala
Puducherry Liberation Day Puducherry
Haryana Day Haryana
20 November 2021 Chhath Puja Jharkhand, Bihar
December 2021
19 December 2021 Liberation Day Goa


RTGS and NEFT Holidays 2021

RTGS is an acronym used for Real-Time Gross Settlement whereas NEFT is an acronym used for National Electronic Funds Transfer. Both RTGS and NEFT allow people to transfer cash from one bank to another as per the RBI guidelines. The Reserve Bank of India maintains both NEFT and RTGS.

Holiday Date Day
Republic Day 26 January 2021 Tuesday
Good Friday 2 April 2021 Friday
Independence Day 15 August 2021 Sunday
Mahatma Gandhi Jayanti 2 October 2021 Saturday
Christmas 25 December 2021 Saturday

Note: The services of RTGS and NEFT can be used by an individual on other types of bank holidays. If an individual transfers money on a bank holiday, money gets credited to the receiver’s account but the sender may get the receipt on the following bank working day and not on the same day of transfer.

How Bank holidays are decided in India?

The bank holidays are decided by the central government, the state government, and the Union territories in India considering multiple factors.

India is a nation with a variety of cultures and that is why we have another type of holiday as well along with the National holidays to keep the sentiments of all people from different nooks and corners together. Some holiday is decided by the state government based on the importance of that day for that particular state people and is not applicable anywhere else in the nation. Good Friday, Christmas, Diwali are Some of the central government holidays.

Features of Bank Holidays in India

a) Public or bank holidays differ from state to state. However, Bank holidays on 2nd and 4th Saturday remain uniform.

b) In case there are  5 Saturdays in the month, then the bank would work on the 5th Saturday and there will be no holiday.

c) some states even have holidays for the birth or death anniversary of a particular religious leader, while others may not. So, no uniformity is followed between all the states based on this.

d) If some public or bank holidays fall on a Monday or Friday, then you get a higher number of holidays if you avail leave of them together.

e) Government holidays does not necessarily mean that the bank would always remain closed and vice versa. Gazetted holidays, bank holidays, public holidays, and government holidays are ways to describe the different holidays in India and hence should not be confused.

f)Well, it is always a good idea to check the holidays in advance before you plan how to spend them. You can take a look at the list that we have given you. Make sure to bookmark the page.

Discover India During a Bank Holiday 2021

Banks holidays are the best way to know more about your country as you can go and visit new places and enjoy some time with your family and friends. You can also read various books, documentaries, which you read or see during a bank holiday in India.

There are several books written on Indian Heritage and culture by great authors. You can Google and read the review about them. Here are a few recommended books which you can try during a bank holiday in India.

You can also read online about a certain place and discover more about it by seeing a video on it on YouTube. This will enhance your knowledge about your nation and you can also plan a family trip to visit that place later on and you can lead the troop as well because you have gained enough knowledge about it.

Keep yourself fit

Yes! now you can give rest to all the excuses that you have been making for so long and can finally go to a gym or do yoga. Bank holidays can be a great time to give yourself some me-time. You can go jogging in the evening if not in the morning because now you are home. Try to eat healthy when you are at home. There is a lot of organization that conducts free yoga sessions for people, you can join them as well but make sure that you are doing something physical to keep yourself fit and healthy. Do not enjoy your bank holiday by sleeping or by just sitting on the couch. Make sure that you are doing something productive for yourself that is helping you to keep yourself fit and healthy.



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