Most Important Questions PPB (Principles and Practices of Banking) | JAIIB

Q1. Which of the following social media platform is famous for marketing through video only?
(a) Linkedln
(b) Pinterest
(c) Youtube
(d) Twitter

Q2. A red flagged account is a……………..account.
(a)Potential Non-Performing Assets
(b)Willful defaulter
(c)Fraud prone
(d)Loss account

Q3. Under PM Fasal Bima Yojna, what is the premium rate for kharif crops?
(a)2% of sum insured or actuarial rate, whichever is less
(b)1.5% of sum insured or actuarial rate, whichever is less
(c)5% of sum insured or actuarial rate, whichever is less
(d)None of the above

Q4. If the third character of the ISIN is mentioned as ‘E’ what does this denote ?
(a)The issuer is company, statutory corporation, banking company
(b)The issuer is mutual fund
(c)The issuer is state government
(d)The issuer is municipal corporation

Q5. The bank has received an information that the one of the partner is an overdraft account has expired what action could you take?
(a)Stop all the operations in the account
(b)Allow other partners to operate the account
(c)Obtain fresh account opening form signed by the surviving partners
(d)Close the existing account and open new with signatures from the surviving partners
(e)None of the above

Q6. Mr Ram is maintaining a saving bank account which is showing a credit balance of Rs. 15000 on 30.01.2019 you receive a cheque of Rs. 15000 issued by Mr. ram in clearing what would be the course of action ?
(a)Bank has to pay the cheque if it is in order
(b)Bank will not make payment advising the drawer maintain minimum balance as per rules
(c)The bank has to make the payment as there is sufficient balance in the account to meet the cheque under section 31 of NI act
(d)Bank makes a noting in recognizing slip to “refer to drawer”

Q7. Cross selling means:
(a)One salesman selling to another salesman
(b)Selling across territories
(c)Selling additional products to existing customers
(e)Selling product BUY 1 GET 1 FREE basis

Q8. KCC scheme has been implemented on recommendations of which of the following committee
(a)Narsgiman committee
(b)Gadgil committee
(c)Anantgitte committee
(d)Kapoor committee
(e) R V Gupta committee

Q9. CAR is required to be maintain by banks in India as a ratio to risk weighted assets which of the organization revaluate the same
(a)BIS
(b)Ministry of finance
(c)RBI
(d)Board director of the bank

Q10. In banking reference, credit risk refers to:
(a)Default of a banker in sanctioning credit limits to the borrower
(b)Default of a banker in keeping sufficient cost at branch level
(c)Default by a borrower in repayment of banks dues
(d)All of the above

Q11. In the process of issuing a Garnishee order court first issues:
(a) Order Nisi
(b) Order primary
(c) Order attachment
(d) Order absolute

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