The start of 2026 brings a major challenge for competitive exam aspirants in India. On 10 January 2026, several important exams, including those in Banking, Insurance, Regulatory sectors & Teaching Exams, are scheduled on the same day. This overlap forces candidates to plan carefully and prioritize their preparation and applications to maximize their chances of success.
Three Major Exams to Be Held on 10 January 2026
Several prominent recruiting authorities have tentatively planned their preliminary exams on the same date. While overlaps occasionally occur, this time a major conflict arises as multiple important exams, including OICL AO Prelims, SEBI Grade A Phase 1, IDBI Executive, and KVS/NVS JSA/ASO/SSA, are all set for 10 January 2026, posing a notable challenge for aspirants.
Major Exams Scheduled on 10 January 2026
Several major recruiting bodies have tentatively scheduled their initial examination phases on the same day. While date clashes are not uncommon, the sheer number of significant exams colliding on 10 January 2026, creates a unique dilemma for lakhs of aspirants who typically prepare for a basket of similar exams.
SEBI Grade A (Assistant Manager) Phase-I: A premier recruitment for the Securities and Exchange Board of India, often drawing candidates from finance, law, engineering, and general streams.
OICL AO Prelims: The preliminary examination for the Administrative Officer (AO) Scale-I post in the Oriental Insurance Company Limited, a highly sought-after job in the General Insurance sector.
IDBI Executive Exam: IDBI Executive Recruitment Exam is going to be held on 10th January for Prelims Exam for Executive Posts in IDBI Bank.
KVS/NVS JSA/ASO/SSA (Tentative): Exams for Junior Secretariat Assistant (JSA), Assistant Section Officer (ASO), and Senior Secretariat Assistant (SSA) posts within the Kendriya Vidyalaya Sangathan (KVS) and Navodaya Vidyalaya Samiti (NVS), which are popular government jobs in the education sector’s administrative wing.
Understanding the Exam Clash
The fact that four major exams fall on the same date is unprecedented for many candidates. Here’s what it means practically:
Timing Conflicts: It is physically impossible to appear for multiple exams on the same day. Aspirants will need to choose one or two exams to attempt.
Preparation Dilemma: Balancing preparation for multiple exams with different patterns, syllabi, and difficulty levels can be overwhelming.
Career Impact: Each exam leads to distinct career opportunities:
- SEBI Grade A: Regulatory, finance, and securities market jobs
- IDBI Executive: Banking executive roles
- OICL AO: Public sector insurance officer roles
- KVS/NVS JSA/ASO/SSA: Teaching and administrative positions in central schools



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