Punjab and Sind SO Syllabus 2025 and Exam Pattern

Punjab and Sind Bank has announced 190 Specialist Officer vacancies for Credit Officer and Agriculture Field Officer posts under the 2025 recruitment drive. Along with the notification, details of the exam pattern have been shared, which will guide candidates in preparing for the upcoming selection stages. Although the detailed syllabus is yet to be released, the exam structure gives a clear idea about the areas candidates should focus on. With timely preparation, aspirants can strengthen their chances of qualifying.

Punjab & Sind SO Syllabus 2025 and Exam Pattern

The Punjab and Sind SO Syllabus 2025 covers key subjects that test a candidate’s professional knowledge, reasoning ability, and English skills. The selection process includes a Written Examination, Screening, Personal Interview, and Final Merit List, ensuring that only the most suitable candidates are shortlisted. A thorough preparation of each stage is essential to move forward in the Punjab and Sind Bank Recruitment 2025 and secure a Specialist Officer position.

Punjab & Sind SO Exam Pattern 2025

The Punjab & Sind SO Exam Pattern 2025 consists of an online objective test followed by an interview for candidates qualifying the written exam. The objective test is divided into sections such as Professional Knowledge, English Language and General Awareness. The exam follows a timed format, with negative markings for incorrect answers, ensuring a competitive assessment of candidates’ skills.

Punjab & Sind SO Syllabus 2025

Punjab & Sind SO Syllabus 2025 comprises the same sections as the other banking examinations other than Professional Knowledge. The subjects that an aspiring candidate has to prepare are the following: Reasoning Ability, Quantitative Aptitude, General Awareness, and Professional Knowledge. To know the topics of each subject of Punjab & Sind SO Syllabus 2025 aspirants can refer to the article discussed below.

Punjab & Sind SO Syllabus 2025 Professional Knowledge

Credit Manager

• Financial Statements & Their Analysis
• Ratio Analysis
• Credit Appraisal & Credit Risk Management
• NPA (Non-Performing Assets), Provisioning & Recovery
• Asset Liability Management (ALM)
• Banking Laws & Regulations
• Financial Markets & Instruments
• Capital Adequacy, Basel Norms
• Portfolio Management
• Working Capital Management
• Microfinance, Project Finance
• Macroeconomics & Indian Economy

Agriculture Manager

• Agriculture Economics & Policies
• Crop Science & Agronomy
• Soil Science & Nutrient Management
• Horticulture/Plantation Techniques
• Animal Husbandry & Livestock
• Agricultural Engineering / Farm Mechanization
• Irrigation Methods & Water Management
• Agricultural Marketing & Cooperatives
• Agricultural Finance & Credit
• Agro‐climatic Zones, Crop Patterns
• Agri Input Management & Rural Development

Punjab & Sind SO Syllabus 2025 English Language

• Reading Comprehension
• Fillers
• Error Spotting
• Cloze Test
• Sentence Correction
• Para Jumbles
• Sentence Improvement
• Word Swap
• Para/Sentence Completion
• Idioms & Phrases
• Vocabulary (Synonym/Antonym)

Punjab & Sind SO Syllabus 2025 General Awareness

• National Income
• Public Finance
• Concept of Budget
• Schemes and Policies by Government
• Indian Banking Industry History
• Functions of Banks
• Finance Commissions
• Taxes on Income and Expenditure
• Financial and Railway Budget
• Revenue of Central Government
• Economic Planning
• Types of Banks
• RBI and its Monetary Policy
• Capital market in India
• Money Market in India
• Role of Banking
• Inflation