Punjab and Sind Bank, a Government of India undertaking, has announced the Punjab & Sind Bank LBO Recruitment 2026 Notification for total 1,000 Local Bank Officers in Junior Management Grade Scale I (JMGS I). This recruitment drive is aimed at Indian citizens who meet specific eligibility and experience criteria. Selected candidates will be entitled to a competitive salary scale (Rs. 48,480 – 85,920) plus three additional increments, subject to a three-year service bond.
Punjab & Sind Bank LBO Recruitment 2026 Notification Out
The official notification for Punjab and Sind Bank Recruitment 2026 announces a significant opportunity for banking professionals, seeking to recruit 1,000 Local Bank Officers (LBO) in Junior Management Grade Scale I (JMGS I). Interested candidates must submit their online applications between 31 March and 20 April 2026. Below the notification pdf has been given.
Punjab & Sind Bank LBO Recruitment 2026 Notification PDF
| Category | Details |
| Organization | Punjab & Sind Bank (Government of India Undertaking) |
| Post | Local Bank Officer (LBO) – JMGS I |
| Total Vacancies | 1,000 |
| Application Dates | 31 March – 20 April 2026 |
| Eligibility | Graduates with 18+ months of officer experience in Scheduled Commercial Banks / RRBs |
| Age Limit | 20–30 years (Relaxation: SC/ST 5 yrs, OBC 3 yrs, PwBD 10 yrs) |
| Mandatory Language | State-specific local language proficiency required |
| Selection Process | Online Written Test → Screening → Interview → Local Language Test |
| Written Test Subjects | English, Banking Knowledge, General Awareness/Economy, Computer Aptitude |
| Salary | ₹48,480 – ₹85,920 per month + 3 increments |
| Probation | 6 months |
| Service Bond | 3 years; bond amount = 3 months’ gross salary |
| Credit History Requirement | Minimum CIBIL score of 650 at joining |
| Official Website | punjabandsind.bank.in/ |
Punjab & Sind Bank LBO Recruitment 2026 Vacancy Details
A total of 1,000 vacancies are available across various states. Candidates can apply for vacancies in only one state and must possess proficiency in the mandatory local language of that state.
| State | Total Vacancies | Mandatory Language |
| Uttar Pradesh | 200 | Hindi |
| Gujarat | 125 | Gujarati |
| Punjab | 100 | Punjabi |
| Chhattisgarh | 80 | Hindi |
| Odisha | 80 | Odiya |
| Tamil Nadu | 65 | Tamil |
| Karnataka | 60 | Kannada |
| Madhya Pradesh | 60 | Hindi |
| Maharashtra | 60 | Marathi |
| Assam | 50 | Assamese, Bodo, Garo |
| Telangana | 30 | Telugu |
| West Bengal | 30 | Bengali |
| Himachal Pradesh | 20 | Hindi |
| Arunachal Pradesh | 15 | English* |
| Jharkhand | 10 | Hindi |
| Kerala | 10 | Malayalam |
| Nagaland | 5 | English* |
| Total | 1000 | ‘ |
Punjab & Sind Bank LBO Apply Online 2026
Interested candidates can apply online for Punjab & Sind Bank LBO Recruitment 2026 through the official website or the given link below. The application window is open from 31 March to 20 April 2026. Ensure you meet the eligibility criteria, have all necessary documents ready, and select only one state for which you are applying.
Punjab & Sind Bank LBO Apply Online 2026: Click Here to Apply
Punjab & Sind Bank LBO 2026 Application Fee
Candidates applying for Punjab & Sind Bank LBO Recruitment 2026 must pay a non-refundable application fee online. The fee varies based on category:
| Category | Fee (Non-refundable) |
| SC / ST / PwBD | ₹100 + applicable taxes |
| General / EWS / OBC | ₹850 + applicable taxes |
Punjab & Sind Bank LBO Eligibility Criteria
This lateral entry drive is specifically designed for candidates with at least 18 months of experience as an officer in a Scheduled Commercial or Regional Rural Bank. Eligible applicants must be between 20 and 30 years old and possess a graduation degree. Below we have shared detailed eligibility with qualification, age limit and experience.
1. Age Limit (As of March 1, 2026)
- Minimum: 20 years.
- Maximum: 30 years.
- Candidates must have been born between 2 March 1996, and 1 March 2006 (both dates inclusive).
- Age Relaxation: Standard government relaxations apply, including 5 years for SC/ST, 3 years for OBC (Non-creamy layer), and 10 years for PwBD.
2. Educational Qualification
- Degree: Graduation in any discipline from a university recognized by the Government of India.
- Mark-sheet Requirement: Candidates must possess a valid degree certificate/mark-sheet on the day of registration.
3. Work Experience (As of April 20, 2026)
- Requirement: Minimum 18 months of experience as an Officer in any Scheduled Commercial Bank or Regional Rural Bank listed in the Second Schedule of the RBI.
- This experience must be “Post Essential Academic Qualification Experience”.
4. Credit History
Applicants must maintain a healthy credit history with a minimum CIBIL score of 650 or above at the time of joining.
Punjab & Sind Bank LBO Exam Pattern 2026
The written examination is conducted for a total of 120 marks with a duration of 120 minutes. The test is divided into four sections:
| Name of Test | No. of Questions | Maximum Marks | Duration |
| English Language | 30 | 30 | 30 minutes |
| Banking Knowledge | 40 | 40 | 40 minutes |
| General Awareness/ Economy | 30 | 30 | 30 minutes |
| Computer Aptitude | 20 | 20 | 20 minutes |
| Total | 120 | 120 | 120 minutes |
Punjab & Sind Bank LBO Selection Procedure
The selection process involves a written examination, screening, and a personal interview, with a strong emphasis on local language proficiency for the specific state of application. The selection process for JMGS I consists of several stages:
- Written Test: An online examination covering English, Banking Knowledge, General Awareness/Economy, and Computer Aptitude.
- Screening: Shortlisting based on performance and eligibility.
- Personal Interview: Weighted at 30% of the final score.
- Local Language Proficiency Test: A mandatory test for provisionally selected candidates (unless they studied the language in 10th/12th standard).
Punjab & Sind Bank LBO Salary 2026
Punjab & Sind Bank LBO (JMGS I) offers an attractive pay package and structured career growth for banking professionals with prior officer experience. Here’s a simplified look at the salary and service conditions:
Salary & Service Details – LBO (JMGS I)
- Pay Scale: ₹48,480 – ₹85,920 per month.
- Starting Pay: Initial JMGS I pay + 3 increments.
- Probation: 6 months.
- Service Bond: Minimum 3 years; bond amount = 3 months’ gross salary.
- Career Path: Officers stay in the general cadre; no inter-state transfers or postings to Controlling Offices/Special Branches until SMGS-IV or 12 years of service.



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