Razorpay Partners with NIPL to Bring Seamless UPI Payments Across Malaysia

In a ground breaking move for cross-border digital payments, Razorpay, India’s leading fintech company, has partnered with NPCI International Payments Limited (NIPL) to enable Unified Payments Interface (UPI) transactions across Malaysia. This collaboration marks a major milestone in extending India’s innovative payment ecosystem beyond national borders, making transactions faster, simpler, and more secure for Indian travelers and businesses operating abroad.

Razorpay Partners with NIPL

Through this strategic partnership, Indian tourists and NRIs in Malaysia can now use familiar UPI-enabled apps like Google Pay, PhonePe, Paytm, and BHIM to make seamless payments at local merchants. This eliminates the need for carrying foreign currency or relying on international cards, thereby creating a frictionless, real-time payment experience.

About NIPL and Razorpay

NIPL, the international arm of the National Payments Corporation of India (NPCI), is responsible for expanding UPI’s global footprint. By partnering with Razorpay, one of India’s most trusted digital payment platforms, the two organizations aim to strengthen financial connectivity between India and Southeast Asia.

Razorpay’s strong technological infrastructure and vast merchant network will ensure smooth adoption of UPI in Malaysia, benefiting both Indian consumers and Malaysian businesses.

Benefits of UPI Payments in Malaysia

1. Instant and Secure Transactions

UPI enables real-time money transfers using QR codes, ensuring that payments are completed securely and within seconds.

2. Convenience for Indian Travellers

With this partnership, Indian tourists no longer need to exchange cash or worry about currency conversion rates while shopping or dining in Malaysia.

3. Boost for Cross-Border Trade

The move will encourage Indian SMEs and freelancers working with Malaysian clients to transact easily through a trusted and low-cost payment channel.

4. Step Toward Global Financial Integration

This initiative brings India closer to realizing the goal of making UPI a global standard for digital payments expanding its reach to more countries in Asia and beyond.

Future Prospects

After successful implementations in countries like Singapore, UAE, and France, Malaysia joins the growing list of nations integrating UPI payments. This partnership could pave the way for more South Asian and ASEAN countries to adopt India’s secure digital payment framework, strengthening regional financial cooperation.

The Razorpay–NIPL partnership is a landmark step in India’s digital journey, showcasing the nation’s fintech innovation on a global stage. By enabling UPI payments in Malaysia, it enhances convenience for Indian travelers, supports local businesses, and represents a leap toward a borderless, cashless world.