SBI Clerk Mains English Language Quiz- 23rd July 2019

SBI Clerk Main 2019 English Language Quiz- 23rd July

SBI Clerk Main English Language Quiz

Is your DREAM to get selected in SBI Clerk 2019 recruitment? Well, then you must speed up your preparation as the Main exam which is the final step towards selection will take place on 10th August. The English Language is one of the subjects you’ll need to deal with and to help you keep your preparation up to the mark, here we provide you with a questionnaire of English Language to crack SBI Clerk Main. For other subjects, you can check the Dream SBI Clerk Selection Study Plan.


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Directions (1-6): Each of the following questions has a paragraph from which one sentence has been deleted. From the given options, choose the one that completes the paragraph in the most appropriate way. 


Q1. Farmers are able to get viable price for this rice in the market. _______________________________________. The paddy straw, got after the harvest, is almost double the quantity compared with the normal varieties, he said.



The government has taken the decision after considering the views of the state governments.
Now after the revision in MSP, the returns of Safflower has been increased to Rs 4,945, providing a 50.1 per cent returns to farmers.
One of the advantages for them is that they do not have to spend on fertilizers or pesticides
He switched over to organic cultivation and traditional varieties over three years ago.
None of these
Solution:
The given stanza is talking about the advantages of harvesting the paddy straw. As it explains that this kind of paddy variety gives them (farmers) just the double yield so they need not spend on other things like pesticides or other chemicals to increase the yield of this kind of paddy.
Option (d) can be easily omitted as it is giving information about some person. Option (b) is talking about revised Minimum Support Prices (MSP) that has resulted in the increase of return to farmers. Option (c) is the most viable answer choice making whole of the stanza meaningful. Hence option (c) is the correct answer choice.
Q2. One of the most disturbing aspects of the ongoing bad loan saga was that GNPAs officially recognized by the banks were only the tip of the iceberg. In 2013, ________________________________________________there was another dicey one hidden from public view because of a cozy arrangement with the borrower to restructure the loan.
For all banks was at a comfortable 13.4% as of September 2018.
The immense effort put in by the stakeholders so far is required to be buttressed with substantive reforms in governance
For capital infusions from the government may continue
For every bad loan that banks had recognized as NPA
None of these
Solution:
The given stanza is talking about the worsening Non-Performing Assets situation in banks.
Tip of the iceberg- Only a hint or suggestion of a much larger or more complex issue or problem
Saga- a long story of heroic achievement, especially a medieval prose narrative in Old Norse or Old Icelandic/ epic.
Option (a) can be easily omitted as it is talking about stakeholders and their efforts regarding something,
Option (b) is conveying an idea like it is talking about some rate that has been fixed for banks to follow on.
Only option (d) is giving a complete idea about the second line of the stanza that there has been found a risky (dicey) situation or arrangement, between the bank and the borrower, regarding the loan structure. Hence option (d) is the correct answer choice.
Q3. Thankfully, elections happen every five years in India. But for that, the word rural, it appears, _____________________________________________________________________. If ‘rural economy’ is the core for India, why is it that the legitimate concerns of the rural population are sought to be addressed only in the eleventh hour (at almost the end of their terms) by governments?
would have remained in the realm of a distant memory in the minds of political masters
State-driven institutional support mechanisms for the masses
The word ‘rural’ has become the fulcrum around which the final full-fledged budget of the NDA-government is structured.
is incorrect to indulge in comparisons with developed economies on the subsidy issue
None of these
Solution:
The given stanza has questioned the government that if agriculture has a great contribution in the economy of the country then why is it so that politicians don’t give it priority and they abstain themselves from talking on the topic agriculture? Option (d) can be easily omitted as it has mentioned some issue regarding subsidy. Option (c) can’t be the answer as it is not going to fill up the given blank both grammatically and contextually correct. Option (a) is the only option which is making sense while completing the stanza. Hence option (a) is the correct answer choice.
Q4. Dark matter is thought to make up most of the mass of the universe. However since it does not interact with light in the same way as normal matter, it can only be observed through its gravitational effects. ___________________________________________________________. When stars form, strong winds can push gas and dust away from the heart of the galaxy. As a result, the galaxy’s centre has less mass, which affects how much gravity is felt by the remaining dark matter.

This spinning motion, at speeds of hundreds of kilometers per second, may cause matter in the disk to take on a distinctive spiral shape
The key to studying it may however lie in how stars are formed in these galaxies
Older stars reside in the bulge at the center of the galactic disk
These intergalactic processes may be part of natural evolution by which irregular galaxies transform into one of the other shapes
None of these
Solution:
The given stanza is talking about the dark matter, it’s characteristics and why is it necessary to study it. Stanza has shown a relation among the galaxy, star formation and the dark matter. Option (d) can be easily omitted as it is talking about some process through which the irregular shape galaxies transform into other shapes, which is totally out of context. In option (b) ‘how stars are formed’ gives us the clue that this could be the correct answer choice. Option (b) is the most viable answer choice making whole of the stanza meaningful. Hence option (b) is the correct answer choice.
Q5. Feeding a hungry planet is growing increasingly difficult as climate change and depletion of land and other resources undermine food systems, the U.N.F.A.O. said. _______________________________________________ but increasing farm output is hard given the “fragility of the natural resource base” since humans have outstripped Earth’s carrying capacity in terms of land, water and climate change,
It's also endangered by civil strife and other conflicts.
adequately nourishing diets for a variety of reasons
Population growth requires supplies of more nutritious food at affordable prices
Increasing farm output beyond sustainable levels can cause permanent damage to ecosystems
None of these
Solution:
The given stanza has talked about a U.N. report which explains that how fragile climate has brought the food security at risk. Because of the unsustainable use of land and water has led to the depletion of the natural resources, resulting into the scarcity of the food and less yielding farm output. Option (d), though being in the context of the given stanza doesn’t fit in the blank contextually so can be easily omitted. Option (c) is the most viable answer choice as it is talking about population growth and to provide the food at affordable price thus making whole of the stanza meaningful. Hence option (c) is the correct answer choice.
Q6. According to the banking sector agenda, approved at the PSB Manthan November 2017, banks have to undertake rationalization of overseas operations __________________________________________________________ and a differentiated banking strategy to leverage bank’s competitive advantage, which may include branch network rationalization for a strong regional connect.

The higher proportion of complaints from urban areas in recent years is largely due to increasing awareness about grievance redressal mechanism among bank customers
foreign branches have jointly taken the initiative to prepare a note in mutual consultation for rationalization
These offices were established under Banking Ombudsman Scheme, 2006, and are the first points of contact for consumers seeking grievance redressals
along with the need to preserve capital at a time when state-run banks are struggling with high levels of debt and low levels of profitability
None of these
Solution:
The given stanza is talking about the idea of Govt. banks rationalizing the foreign units. Banks would have to take on rationalization of overseas operations for cost efficiencies and the interaction or cooperation of two or more organizations.
None of the given options can get up with the given context of the stanza.
The correct option filling the blank contextually could be, “for cost efficiencies and synergies in overseas markets, based on competitive strength and viability.”
Hence option (e) is the correct answer choice.
Directions (7-10): In the questions given below few sentences are given which are grammatically correct and meaningful. Connect them by the word given above the statements in the best possible way without changing the intended meaning. Choose your answer accordingly from the options to form a correct, coherent sentence. 


Q7. WHILE



(A) It was true that the state governments were insisting on
keeping the rates high for fear of tax collections falling short.
(B) The GST Council, though, has to be careful about applying zero
rates on more commodities.
(C) It was never clear why the Centre didn’t push for lower rates
as it was guaranteeing that states would get 14% growth in their tax revenues
in the next five years.
(D) The GST Council has also done well to simplify filing for
around 95% of assessees since, instead of having to file 37 returns a year,
those with a turnover of less than Rs 5 crore a year will file one return a
quarter plus one master return in a year.
B-D
A-D
A-C
both A-D and B-D
none of these
Solution:
The appropriate choice is option (c).The sentence can be used with the conjunction while in such a way, “While it was true that the state governments were insisting on keeping the rates high for fear of tax collections falling short, it was never clear why the Centre didn’t push for lower rates as it was guaranteeing that states would get 14% growth in their tax revenues in the next five years.” All the other options fail to satisfy the given conjunction while.
Q8. ALTHOUGH
(A) They had to diagnose network issues, where the labels were
written in pencil on paper, plastic, metal and after 10 years they start to
fade.
(B) They examined the rest of the garments and each, upon careful
observation, was identified in a like fashion.
(C) Graphite is a compressed powder, it can be worn off, brushed
off, and if it's on something bound like a notebook, it will most definitely
smudge into illegible markings.
(D) Some of the markings were so faded they were no longer
legible.
A-D
C-D
B-C
B-D
both A-B and B-C
Solution:
The most suitable choice here is option (d).Although and though both mean “in spite of something.” They are subordinating conjunctions. This means that the clause that they introduce is a subordinate clause which needs a main clause to make it complete. The sentences can be combined with the given conjunction in such a form, “They examined the rest of the garments and each, upon careful observation, was identified in a like fashion although some of the markings were so faded they were no longer legible.”
Q9. HOWEVER
(A) The Taiwanese government is claiming that the People’s
Republic of China would invade the island state if the U.S. withdrew its
support for Taipei.
(B)It is dubious that Beijing has the amphibious assault capacity
or capability to conduct a successful sea-based invasion of Taiwan where a
forcible entry is required.
(C) One of the factors that has traditionally prevented Beijing
from forcibly retaking the island state by force is geography.
(D) Chinese capabilities have markedly improved over the course of
the past decade and the People’s Liberation Army continues to make strides in
capability.
C-D
A-C
A-B
A-D
None of these
Solution:
The appropriate option here is option (c).However is a conjunction which is used to introduce a statement that contrasts with or seems to contradict something that has been said previously. Here however can be used in the following way to combine the given sentences (A) and (B) i.e. “The Taiwanese government is claiming that the People’s Republic of China would invade the island state if the U.S. withdrew its support for Taipei, however, it is dubious that Beijing has the amphibious assault capacity or capability to conduct a successful sea-based invasion of Taiwan where a forcible entry is required.”
Q10. AS
(A) The central bank issued a circular three months ago, banning
all financial institutions under its control from providing services to
companies dealing in crypto currencies.
(B) The crypto banking ban by the Reserve Bank of India (RBI) went
into effect at the end of last week.
(C) A growing number of exchanges have stopped fiat support.
(D) Indian crypto currency exchanges ramp up peer-to-peer and
crypto-to-crypto trading.
A-B
C-D
A-C
both A-D and B-C
both D-B and D-A
Solution:
The most suitable choice is option (b). As, when used in the form of conjunction is used to indicate that something happens during the time when something else is taking place. The two sentences (C) and (D) can be combined in the given way by using this conjunction: “A growing number of exchanges have stopped fiat support as Indian crypto currency exchanges ramp up peer-to-peer and crypto-to-crypto trading.”
Directions (11-15): Select the phrase/connector (STARTERS) from the given three options which can be used to form a single sentence from the two sentences given below, implying the same meaning as expressed in the statement sentences. 


Q11. (I) The new
timed finishing feature will undoubtedly be the biggest adjustment in playing
FIFA.



(II) It
gives the option to shoot/head the ball better by utilising a double tap of
circle in order to generate more power, swerve and accuracy.
(i) The new
timed finishing feature gives the…
(ii) The
option to shoot/head…
(iii) The
biggest adjustment…
Only (II)
Both (I) and (III)
only (III)
All (I), (II) and (III)
None of these
Solution:
Both the starters (i) and (iii) can be used to frame a meaningful sentence without altering the exact meaning of the given sentences. However, it is not possible to construct a contextual sentence using the second starter as it would alter the intended meaning. Hence option (b) is the correct choice.
(i) “The new timed finishing feature that gives the option to shoot/head the ball better by utilising a double tap of circle in order to generate more power, swerve and accuracy will undoubtedly be the biggest adjustment in playing FIFA”.
(iii) “The biggest adjustment in playing FIFA will undoubtedly be the new timed finishing feature which basically gives the option to shoot/head the ball better by utilising a double tap of circle in order to generate more power, swerve and accuracy”.
Q12. (I) Medical
student Josh Guild realized that infections continue to remain problematic
following surgery in the developing world.
(II) Nurses
receive little training to prevent the infections post-surgery.
(i) The
reason that infections continue…
(ii) Since
nurses receive little training…
(iii) Due to
the little training…
Only (II)
Both (I) and (III)
only (III)
All (I), (II) and (III)
None of these
Solution:
All the three starters can be used to frame a meaningful sentence without altering the intended meaning of the given sentences. Hence option (e) is the correct choice.
(i) The reason that infections continue to remain problematic following surgery in the developing world is that nurses receive little training to prevent them, medical student Josh Guild realized.
(ii) Since nurses receive little training to prevent infections, the infections continue to remain problematic following surgery in the developing world, medical student Josh Guild realized.
(iii) Due to the little training received by the nurses to prevent the infections post-surgery, the infections continue to remain problematic following surgery in the developing world, medical student Josh Guild realized.
Q13. (I) While
there is scope to improve the FRL’s operational aspects,
(II) More
substantive changes to the framework should be approached as part of a
comprehensive plan.
(i)
Realizing that while there…
(ii) In the
view of the fact that there is…
(iii) In the
knowledge of scope…
Both (I) and (II)
Both (I) and (III)
only (III)
All (I), (II) and (III)
None of these
Solution:
Both the starters (i) and (ii) can be used to frame a meaningful sentence without altering the exact meaning of the given sentences. However, it is not possible to construct a contextual sentence using the third starter as it would alter the intended meaning. Hence option (a) is the correct choice.
(i) “Realizing that while there is scope to improve the FRL’s operational aspects, more substantive changes to the framework should be approached as part of a comprehensive plan”.
(ii) “In the view of the fact that there is scope to improve the FRL’s operational aspects, more substantive changes to the framework should be approached as part of a comprehensive plan”.
Q14. (I) CBSE
schools have decided to cut short the Onam holidays to compensate for the
working days lost due to heavy rain.
(II) The
Kerala State Commission for Protection of Child Rights has criticized CBSE
schools for their decision.
(i)
Reviewing the decision of…
(ii) Owing
to heavy rain, the decision of…
(iii) The
decision of CBSE schools…
Both (I) and (II)
Only (iii)
Both (II) and (III)
All (I), (II) and (III)
None of these
Solution:
Both the starters (ii) and (iii) can be used to frame a meaningful sentence without altering the exact meaning of the given sentences. However, it is not possible to construct a contextual sentence using the first starter as it would alter the intended meaning. Hence option (c) is the correct choice.
(ii) Owing to heavy rain, the decision of CBSE schools to cut short the Onam holidays to compensate for the working days lost due to heavy rains has received criticism from the Kerala State Commission for Protection of Child Rights.
(iii) The decision of CBSE schools to cut short the Onam holidays to compensate for the working days lost owing to heavy rain has drawn criticism from the Kerala State Commission for Protection of Child Rights.
Q15. (I) A lot of
contestants in every season, even the most memorable ones can end up getting
buried within the large franchise.
(II) A lot
of contestants have done what they can to cement their place in Bachelor Nation
history?
(i)
Nonetheless, a lot of contestants have done…
(ii) In
contempt of a lot of contestants in every….
(iii) Even
though a lot of contestants have…
Both (I) and (III)
Only (iii)
Both (II) and (III)
All (I), (II) and (III)
None of these
Solution:
Only (iii) can be used to frame a meaningful sentence without altering the exact meaning of the given sentences. However, it is not possible to construct a contextual sentence using the first and second starter as it would alter the intended meaning. Hence option (b) is the correct choice.
(iii) “Even though a lot of contestants have done what they can to cement their place in Bachelor Nation history, a lot of them in every season, even the most memorable ones can end up getting buried within the large franchise.”

               



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